CN112561510A - Payment system, method, device, equipment and storage medium - Google Patents
Payment system, method, device, equipment and storage medium Download PDFInfo
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- CN112561510A CN112561510A CN202011520778.7A CN202011520778A CN112561510A CN 112561510 A CN112561510 A CN 112561510A CN 202011520778 A CN202011520778 A CN 202011520778A CN 112561510 A CN112561510 A CN 112561510A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
Abstract
The embodiment of the application provides a public service payment method, a public service payment device, public service payment equipment and a storage medium based on a block chain service network, wherein in the embodiment of the application, a plurality of accounting nodes of the block chain service network are deployed in different cities; the block chain service network comprises accounting nodes, a payment platform and a block chain service network, wherein the accounting nodes are used for receiving payment information from the payment platform and synchronizing the payment information to all the accounting nodes of the block chain service network; and the block chain service network accounting node is used for providing corresponding information to be paid for the payment platform, receiving the payment record provided by the payment platform and sending the payment record to all accounting nodes of the block chain service network. Because the connecting equipment is provided between the charging platform and the payment platform, based on the characteristics of real-time transaction confirmation, irrevocable transaction data and high consistency, all parties of the transaction can share a set of credible and mutually-confirmed information, the operation efficiency is improved, and the operation cost is reduced.
Description
Technical Field
The present application relates to the field of computers, and in particular, to a system, a method, an apparatus, a device, and a storage medium for public utility payment based on a blockchain service network.
Background
With the development of internet and on-line payment technology, various payment services such as public service fees have become very popular. However, the traditional payment transaction service needs to respectively account both sides (even multiple sides) of the transaction, the number of accounts is large, the categories are complicated, account checking is usually performed between different institutions at fixed time such as the end of a day or the end of a month, not only is a large amount of manpower and material resources consumed, but also the account checking data is inconsistent, and thus the settlement efficiency is affected; on the other hand, two or more parties of account checking need to respectively develop an account checking system, unified system accounting information is lacked, and the complexity of cooperation is increased.
Disclosure of Invention
Aspects of the present application provide a public utility payment system, method, apparatus, device and storage medium based on a blockchain service network, which will greatly increase the access speed of payment data and effectively increase the settlement efficiency of transactions.
The embodiment of the present application further provides a public utility payment system based on the blockchain service network, including: the system comprises a plurality of accounting nodes of a block chain service network, wherein the accounting nodes are deployed in different cities, and each accounting node is deployed with a payment chain intelligent contract; the block chain service network comprises accounting nodes, a payment platform and a block chain service network, wherein the accounting nodes are used for receiving payment information from the payment platform and synchronizing the payment information to all the accounting nodes of the block chain service network; the accounting node of the block chain service network is used for providing the corresponding information to be paid to a payment platform so as to allow a user to pay; and the accounting node of the block chain service network is used for receiving the payment record provided by the payment platform and synchronizing the payment record to all accounting nodes of the block chain service network so as to update the payment record.
The embodiment of the application further provides a public service payment method based on the block chain service network, which comprises the following steps: receiving information to be paid from a payment platform, and synchronizing the information to be paid to all accounting nodes of a block chain service network so as to allow a user to pay; and receiving the payment record provided by the payment platform, and synchronizing the payment record to all accounting nodes of the block chain service network so as to update the payment record.
The embodiment of the application further provides a public service payment method based on the block chain service network, which comprises the following steps: receiving information to be paid, which is sent by an accounting node of a block chain service network; providing the corresponding information to be paid to a payment platform for a user to pay; and receiving a payment record of the information to be paid, which is sent by an accounting node of the block chain service network, and updating the information to be paid according to the payment record.
The embodiment of the present application further provides a public utility payment device based on the blockchain service network, including: the receiving module is used for receiving information to be paid from a payment platform and synchronizing the information to be paid to all accounting nodes of the block chain service network so as to allow a user to pay; and the sending module is used for receiving the payment records provided by the payment platform and synchronizing the payment records to all accounting nodes of the block chain service network so as to update the payment records.
The embodiment of the present application further provides a public utility payment device based on the blockchain service network, including: the receiving module is used for receiving the information to be paid, which is sent by the accounting node of the block chain service network; the providing module is used for providing the corresponding information to be paid to a payment platform so as to allow a user to pay; and the updating module is used for receiving the payment record of the information to be paid, which is sent by the accounting node of the block chain service network, and updating the information to be paid according to the payment record.
An embodiment of the present application provides a computing device, including: a memory, a processor, and a communication component; the memory for storing a computer program; the communication component is used for receiving the information to be paid, which is sent by an accounting node of the block chain service network; receiving a payment record of the information to be paid, which is sent by an accounting node of the block chain service network; the processor to execute the computer program to: providing the corresponding information to be paid to a payment platform for a user to pay; and updating the information to be paid according to the payment record.
Embodiments of the present application also provide a computer-readable storage medium storing a computer program, which when executed by one or more processors causes the one or more processors to implement steps in a payment method.
In the embodiment of the application, the payment system comprises a plurality of accounting nodes of a block chain service network, the plurality of accounting nodes are deployed in different cities, and each accounting node is deployed with a payment chain intelligent contract; the block chain service network comprises accounting nodes, a payment platform and a block chain service network, wherein the accounting nodes are used for receiving payment information from the payment platform and synchronizing the payment information to all the accounting nodes of the block chain service network; the accounting node of the block chain service network is used for providing corresponding information to be paid to the payment platform so as to allow a user to pay; and the accounting node of the block chain service network is used for receiving the payment records provided by the payment platform and sending the payment records to each accounting node so as to update the payment records. Because the connecting device is provided between the charging platform and the payment platform, based on the characteristics of real-time transaction confirmation, irreparable transaction data and highly consistent maintenance, all parties in the transaction can share a set of credible and mutually-confirmed information, and transaction clearing records can be inquired on a shared accounting node, so that automatic clearing of transaction funds can be realized, the operation efficiency is improved, the automation degree of the process is improved, and the operation cost is reduced.
Drawings
The accompanying drawings, which are included to provide a further understanding of the application and are incorporated in and constitute a part of this application, illustrate embodiment(s) of the application and together with the description serve to explain the application and not to limit the application. In the drawings:
FIG. 1 is a schematic diagram of an exemplary payment system of the present application;
FIG. 2 is a schematic illustration of a payment inquiry provided in accordance with yet another exemplary embodiment of the present application;
FIG. 3 is a schematic illustration of a payment inquiry provided in accordance with yet another exemplary embodiment of the present application;
fig. 4 is a schematic flow chart of a payment method according to an exemplary embodiment of the present application;
fig. 5 is a schematic flow chart of a payment method according to another exemplary embodiment of the present application;
FIG. 6 is a schematic illustration of payment provided by yet another exemplary embodiment of the present application;
fig. 7 is a schematic structural diagram of a payment device according to an exemplary embodiment of the present application;
fig. 8 is a schematic structural diagram of a payment device according to another exemplary embodiment of the present application;
fig. 9 is a schematic structural diagram of a computing device according to another exemplary embodiment of the present application.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the technical solutions of the present application will be described in detail and completely with reference to the following specific embodiments of the present application and the accompanying drawings. It should be apparent that the described embodiments are only some of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
The technical solutions provided by the embodiments of the present application are described in detail below with reference to the accompanying drawings.
Fig. 1 is a schematic structural diagram of a utility payment system based on a blockchain service network according to an exemplary embodiment of the present disclosure. As shown in fig. 1, the payment system 100 includes: a plurality of accounting nodes of the blockchain service network. The accounting nodes 101 of the block chain service networks are deployed in different cities, and each accounting node is deployed with a payment chain intelligent contract.
The accounting node 101 of the blockchain service network may have an accounting node as a main blockchain service network platform, which may be a server; the other accounting nodes can be urban block chain service network nodes, which can be called urban nodes for short, and can be servers.
The blockchain utilizes a blockchain data structure to verify and store data, utilizes a distributed node consensus algorithm to generate and update data, utilizes a cryptographic mode to ensure the safety of data transmission and access, and utilizes an intelligent contract consisting of automatic script codes to program and operate a brand new distributed infrastructure and computing mode of data. The block chain can establish reliable trust between points in a network, so that the intermediary interference is removed in the value transmission process, the information is disclosed, the privacy is protected, the decision is made jointly and the individual rights and interests are protected, the value interaction efficiency is improved, and the cost is reduced.
The block chain is a technical system which is commonly maintained by multiple parties, stores data in a block chain structure, ensures transmission and access safety by using cryptography, and can realize consistent storage, tampering and repudiation of the data. In the block chain system, transaction data generated by each participating main body can be packed into a data block, the data blocks are sequentially arranged according to a time sequence to form a chain of the data blocks, each participating main body has the same data chain and cannot be tampered unilaterally, any information modification can be carried out only by a main body agreeing party in an agreed proportion, new information can be added only, and old information cannot be deleted or modified, so that information sharing and consistent decision among multiple main bodies are realized, and the identity of each main body and the transaction information among the main bodies are guaranteed to be not tampered and transparent.
The accounting node 101 of the block chain service network is formed by connecting reliable communication links of network operators on the basis of city nodes which are basic network operation units deployed in a plurality of ground-level city IDC machine rooms, and is an integral block chain network which is physically isolated, can be communicated efficiently and is constructed on the basis of mature technology.
The accounting node 101 of the block chain service network may be an accounting node of the deployment service network, and may also implement the function of an endorsement node, etc. The endorsement node, the accounting node and other functions can jointly form a basic technology network for block chain operation, and the basic technology network is a technical infrastructure for providing an account book and intelligent contract service for business application programs. The endorsement node and the accounting node are basic elements of the service network, are peer-to-peer nodes of the block chain service network for decentralization, and are mainly divided into the endorsement node and the accounting node according to functions. The endorsement node is mainly used for verifying, simulating and executing a transaction plan and endorseing, and the bookkeeping node is mainly used for checking the legality of the transaction, updating and maintaining block chain data and an account book state. In actual deployment, the endorsement node and the accounting node can be deployed in the same physical node or separately.
And the accounting node 101 of the block chain service network is used for receiving the information to be paid from the payment platform and synchronizing the information to be paid to all accounting nodes of the block chain service network.
The payment platform refers to a platform of a payment mechanism; e.g. platforms of institutions for services of water, electricity, gas, etc., such as servers of water companies, electric power companies, etc.
The information to be paid may be a bill to be paid, for example, a bill to be paid for water, electricity, gas, etc.
For example, a payment platform of a tap water company in the XX city communicates with a payment chain application through a standard interface provided by the payment chain application to access the payment chain application, after the payment chain application is successfully accessed, data on a chain of the payment chain can be accessed, a city node deployed by the payment chain application is selected, and the payment platform uploads a bill to be paid to a main block chain service network platform through a communication channel, for example, a billing node 101 of one block chain service network stores the bill to be paid, and the main block chain service network platform receives the bill to be paid and then sends the bill to be paid to each city node, such as billing nodes 101 of other block chain service networks. And after receiving the bill to be paid, each city node stores the bill to be paid.
And the accounting node 101 of the block chain service network is used for providing corresponding information to be paid to the payment platform so as to allow the user to pay.
In some examples, the accounting node 101 of the blockchain service network is configured to receive an acquisition request sent by the payment platform, search for corresponding payment information according to an identifier of the payment information in the acquisition request, and send the searched payment information to the payment platform.
The payment platform may refer to a platform for providing payment services by three parties, for example, a bank payment server.
For example, as described above, the payment platform communicates with the payment chain application through the standard interface provided by the payment chain application. The method comprises the steps that a payment platform sends an acquisition request to a city node, wherein the acquisition request can carry an identifier of a bill to be paid, such as an ID of the bill to be paid or a user ID corresponding to the bill to be paid, and the city node searches a corresponding bill in stored bills to be paid according to the identifier and sends the searched bill to be paid to the payment platform.
And the accounting node 101 of the block chain service network is used for receiving the payment records provided by the payment platform and synchronizing the payment records to all accounting nodes of the block chain service network so as to update the payment records.
For example, according to the foregoing, the master blockchain service network platform, such as the accounting node 101 of one of the blockchain service networks, receives the payment record sent by the payment platform, where the payment record indicates that the user paid the bill to be paid, and generates the payment record. The main blockchain service network platform stores the payment record and sends the payment record to each city node, for example, the accounting node 101 of other blockchain service networks, so that each city node stores the payment record.
In some examples, as shown in fig. 1, the system 100 further comprises: a payment platform 102 and a terminal 103; the payment platform 102 is used for acquiring information to be paid from an accounting node 101 of a block chain service network of a corresponding city and sending the information to the terminal 103; the terminal 103 is used for acquiring information to be paid from the payment platform 102 and displaying the information to the user for paying; and the payment platform 102 is configured to send a payment record of the information to be paid to the accounting node 101 of the blockchain service network after the information to be paid is successfully paid.
Among them, the terminal 103 may include but is not limited to: mobile phones, tablet computers, notebook computers, desktop computers, and the like.
For example, according to the foregoing, mr. hangzhou city may trigger an inquiry about a bill to be paid for water charge in the current month from a payment platform APP installed on a mobile phone, the payment platform APP sends an inquiry request to the payment platform 102 in response to the operation, the payment platform 102 sends an inquiry request to a city node in hangzhou city, such as the billing node 101 of other block chain service networks, after receiving the inquiry request, the city node acquires a corresponding bill to be paid according to an identifier of the bill to be paid in the inquiry request, and returns the corresponding bill to be paid to the payment platform 102, and the payment platform 102 returns the bill to be paid to the payment platform APP on the mobile phone. After receiving the bill to be paid, the mobile phone shows that the bill to be paid is seen by mr, mr can pay the bill to be paid through the payment platform APP based on the bill to be paid, the payment platform APP sends a payment request to the payment platform 102, the payment platform 102 receives the payment request and then pays the bill to be paid, and after the payment is successful, the payment platform 102 sends a payment record to a block chain service network, namely a billing node 101 of the block chain service network, wherein the payment record can include a user ID, a payment amount, payment time, a payment item and the like.
It should be noted that payment can also be performed through the web terminal on the terminal, the web terminal can send an inquiry request to the city node, after the city node receives the inquiry request, the corresponding bill to be paid is obtained according to the identifier of the bill to be paid in the inquiry request, and the corresponding bill to be paid is returned to the web terminal, so that different bill information can be displayed according to different inquired item types. As shown in fig. 6, a web interface 600 with a bill to be paid and a payment method is shown, and a user can select the payment method and click on the "ok" button in the interface 600 to pay. And clicking the 'confirm' button to display the payment two-dimensional code, and scanning the two-dimensional code by using a corresponding payment application by the user to finish payment. After the payment is successful, the web end on the terminal uploads the payment record to the city node, and the payment record is automatically captured and posted by the charging platform.
In some examples, the system 100 further comprises: a payment platform 104; and the payment platform 104 is used for acquiring payment records from the accounting node 101 of the block chain service network of the corresponding city and updating the information to be paid according to the payment records.
For example, according to the foregoing, the charging platform 104 sends the acquisition request to a city node of a city where the charging platform is located, such as the accounting node 101 of another blockchain service network, and after receiving the acquisition request, the city node sends the payment record to the payment platform 104 according to a keyword in the acquisition request, such as an XX tap water payment record, and after receiving the payment record, the payment platform 104 stores the payment record, thereby updating the bill to be paid.
In some examples, the payment platform 104 is configured to determine a service fee of the payment platform 102 according to the payment record, and pay the service fee to the payment platform 102.
For example, as described above, the payment platform 104 may settle funds within a predetermined time period, such as every month, determine the amount of payment through the payment platform 102, and send a certain payment service fee to the payment platform 102 according to the payment platform 104.
In some examples, the payment platform 104 is configured to send an acquisition request of the information to be paid to the accounting node 101 of the blockchain service network; and the accounting node 101 of the block chain service network is configured to acquire the corresponding information to be paid according to the identifier of the information to be paid in the acquisition request, and return the information to be paid to the payment platform 104 for viewing.
For example, as described above, the staff of the payment platform 104 can operate at the web end of the computer to trigger the web end to obtain the bill to be paid, the web end sends an obtaining request to the payment platform 104, the payment platform 104 can send an obtaining request of the bill to be paid to the main blockchain service network platform, such as the billing node 101 of one of the blockchain service networks, the main blockchain service network platform obtains the corresponding bill to be paid according to the user ID corresponding to the bill to be paid in the obtaining request and returns to the payment platform 104, the payment platform 104 sends the bill to be paid to the web end for the staff to view, as shown in fig. 2, the query interface 300 showing the bill to be paid is shown in the query interface 300, and the bill to be paid can include the user ID (e.g., the name of the client), the payment amount, and the user address (e.g., client address) and machine table number, etc.
In some examples, the terminal 103 is configured to send an acquisition request of a payment record to the accounting node 101 of the blockchain service network; and the accounting node 101 of the block chain service network is used for acquiring the payment record according to the identifier of the payment record in the acquisition request, and sending the payment record to the terminal 103 for display.
For example, according to the foregoing, mr. zhangfei may also send an acquisition request to a master blockchain service network platform, such as the accounting node 101 of one of the blockchain service networks, through a web terminal installed on a mobile phone of mr. zhangfei, where the master blockchain service network platform acquires a corresponding payment record according to an identifier of the payment record in the acquisition request, such as a user ID corresponding to the payment record, and returns the payment record to the web terminal for mr. zhangfei to view, as shown in fig. 3, an inquiry payment record interface 300 is shown, and the payment record of mr. zhangfei is shown in the interface 300.
Based on contract management capacity, transaction clearing capacity, payment capacity and the like provided by the bottom layer of the block chain service network, each party of payment transaction can rapidly deploy own service into the block chain network; meanwhile, by using the network storage nodes distributed in the block chain service network all over the country, each transaction organization can access the city node where the transaction organization is located nearby, the data access speed is greatly improved, and the settlement efficiency of the transaction can be effectively improved.
Fig. 4 is a flowchart illustrating a method for paying a utility based on a blockchain service network according to another exemplary embodiment of the present disclosure. The method 400 provided by the embodiment of the present application is executed by a server, and the method 400 includes the following steps:
401: and receiving the information to be paid from the payment platform, and synchronizing the information to be paid to all the accounting nodes of the block chain service network so as to allow the user to pay.
402: and receiving the payment records provided by the payment platform, and synchronizing the payment records to all accounting nodes of the block chain service network so as to update the payment records.
Since the above steps 401-402 have been described in detail in the foregoing, they are not described in detail here.
It should be noted that, for some contents that cannot be mentioned in the method 400, reference may be made to the contents of the system 100 described above.
Fig. 5 is a flowchart illustrating a method for paying a utility based on a blockchain service network according to another exemplary embodiment of the present disclosure. The method 500 provided by the embodiment of the present application is executed by a server, and the method 500 includes the following steps:
501: and receiving the information to be paid, which is sent by the accounting node of the block chain service network.
502: and providing corresponding information to be paid to the payment platform so as to allow the user to pay.
503: receiving a payment record of the information to be paid sent by a billing node of the block chain service network, and updating the information to be paid according to the payment record
Since the above steps 501-503 have been described in detail above, they will not be described in detail here.
It should be noted that, for some contents that cannot be mentioned in the method 500, reference may be made to the contents of the system 100 described above.
Fig. 7 is a schematic structural framework diagram of a utility payment device based on a blockchain service network according to another exemplary embodiment of the present application. The payment apparatus 700 may be applied to a computing device, and the payment apparatus 700 includes a receiving module 701 and a sending module 702, and the functions of the modules are described in detail below:
the receiving module 701 is configured to receive payment waiting information from the payment platform, and synchronize the payment waiting information to all billing nodes of the blockchain service network, so that a user can pay.
The sending module 702 is configured to receive the payment record provided by the payment platform, and synchronize the payment record to all billing nodes of the blockchain service network, so as to update the payment record.
For some contents that cannot be mentioned in the apparatus 700, reference may be made to the contents of the system 100 described above.
Fig. 8 is a schematic structural framework diagram of a utility payment device based on a blockchain service network according to another exemplary embodiment of the present application. The payment apparatus 800 may be applied to a computing device, and the payment apparatus 800 includes a receiving module 801, a providing module 802, and an updating module 803, and the functions of the modules are described in detail below:
the receiving module 801 is configured to receive payment waiting information sent by an accounting node of the blockchain service network.
The providing module 802 is configured to provide corresponding information to be paid to a payment platform, so that a user can pay.
The updating module 803 is configured to receive a payment record of the information to be paid, which is sent by an accounting node of the block chain service network, and update the information to be paid according to the payment record.
For some contents that cannot be mentioned by the apparatus 800, reference may be made to the contents of the system 100 described above.
The application is in another exemplary embodiment of a structural schematic diagram of a computing device. The computing device may include: a memory, a processor, and a communication component;
a memory for storing a computer program;
the communication component is used for receiving the information to be paid from the payment platform and synchronizing the information to be paid to all accounting nodes of the block chain service network so as to allow a user to pay; receiving the payment records provided by the payment platform, and synchronizing the payment records to all accounting nodes of the block chain service network so as to update the payment records
A processor for executing the computer program for: and storing the information to be paid and the payment record.
Additionally, embodiments of the present invention provide a computer storage medium, where the computer program, when executed by one or more processors, causes the one or more processors to implement the steps of the blockchain service network-based utility billing method in the method embodiment of fig. 4.
Fig. 9 is a schematic structural diagram of a computing device according to another exemplary embodiment of the present application. As shown in fig. 9, the computing device 900 may include: memory 901, processor 902, and communications component 903;
a memory 901 for storing a computer program;
a communication component 903, configured to receive payment waiting information sent by an accounting node of the blockchain service network; and receiving a payment record of the information to be paid, which is sent by an accounting node of the block chain service network.
A processor 902 for executing the computer program for: providing corresponding information to be paid to a payment platform for a user to pay; and updating the information to be paid according to the payment record.
In addition, embodiments of the present invention provide a computer storage medium, where the computer program, when executed by one or more processors, causes the one or more processors to implement the steps of the blockchain service network-based utility billing method in the embodiment of the method of fig. 5.
In addition, in some of the flows described in the above embodiments and the drawings, a plurality of operations are included in a specific order, but it should be clearly understood that the operations may be executed out of the order presented herein or in parallel, and the sequence numbers of the operations, such as 201, 202, 203, etc., are merely used for distinguishing different operations, and the sequence numbers themselves do not represent any execution order. Additionally, the flows may include more or fewer operations, and the operations may be performed sequentially or in parallel. It should be noted that, the descriptions of "first", "second", etc. in this document are used for distinguishing different messages, devices, modules, etc., and do not represent a sequential order, nor limit the types of "first" and "second" to be different.
The above-described embodiments of the apparatus are merely illustrative, and the units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment. One of ordinary skill in the art can understand and implement it without inventive effort.
Through the above description of the embodiments, those skilled in the art will clearly understand that each embodiment can be implemented by adding a necessary general hardware platform, and of course, can also be implemented by a combination of hardware and software. With this understanding in mind, the above-described aspects and portions of the present technology which contribute substantially or in part to the prior art may be embodied in the form of a computer program product, which may be embodied on one or more computer-usable storage media having computer-usable program code embodied therein, including without limitation disk storage, CD-ROM, optical storage, and the like.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable multimedia data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable multimedia data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable multimedia data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable multimedia data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
Finally, it should be noted that: the above examples are only intended to illustrate the technical solution of the present invention, but not to limit it; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.
Claims (12)
1. A public utility payment system based on a blockchain service network, comprising: the system comprises a plurality of accounting nodes of a block chain service network, wherein the accounting nodes are deployed in different cities, and each accounting node is deployed with a payment chain intelligent contract;
the block chain service network comprises accounting nodes, a payment platform and a block chain service network, wherein the accounting nodes are used for receiving information to be paid from the payment platform and synchronizing the information to be paid to all the accounting nodes of the block chain service network;
the accounting node of the block chain service network is used for providing the corresponding information to be paid to a payment platform so as to allow a user to pay;
and the accounting node of the block chain service network is used for receiving the payment record provided by the payment platform and synchronizing the payment record to all accounting nodes of the block chain service network so as to update the payment record.
2. The system of claim 1, further comprising: a payment platform and a terminal;
the payment platform is used for acquiring the information to be paid from a billing node of a block chain service network of a corresponding city and sending the information to the terminal;
the terminal is used for acquiring the information to be paid from the payment platform and displaying the information to the user for paying;
and the payment platform is used for sending the payment record of the information to be paid to an accounting node of the block chain service network after the information to be paid is successfully paid.
3. The system of claim 1, further comprising: the payment platform;
and the payment platform is used for acquiring the payment record from a billing node of a block chain service network of the corresponding city and updating the information to be paid according to the payment record.
4. The system of claim 3, wherein the payment platform is configured to determine a service fee of the payment platform according to the payment record, and pay the service fee to the payment platform.
5. The system according to claim 3, wherein the payment platform is configured to send a request for obtaining information to be paid to a billing node of the blockchain service network;
and the accounting node of the block chain service network is used for acquiring the corresponding information to be paid according to the identifier of the information to be paid in the acquisition request, and returning the information to be paid to the charging platform for checking.
6. The system of claim 2,
the terminal is used for sending a payment record acquisition request to a billing node of the block chain service network;
and the network service host node is used for acquiring the payment record according to the identifier of the payment record in the acquisition request and sending the payment record to the terminal for display.
7. A public service payment method based on a block chain service network is characterized by comprising the following steps:
receiving information to be paid from a payment platform, and synchronizing the information to be paid to all accounting nodes of a block chain service network so as to allow a user to pay;
and receiving the payment record provided by the payment platform, and synchronizing the payment record to all accounting nodes of the block chain service network so as to update the payment record.
8. A public service payment method based on a block chain service network is characterized by comprising the following steps:
receiving information to be paid, which is sent by an accounting node of a block chain service network;
providing the corresponding information to be paid to a payment platform for a user to pay;
and receiving a payment record of the information to be paid, which is sent by an accounting node of the block chain service network, and updating the information to be paid according to the payment record.
9. A public service payment device based on a block chain service network is characterized by comprising:
the receiving module is used for receiving information to be paid from a payment platform and synchronizing the information to be paid to all accounting nodes of the block chain service network so as to allow a user to pay;
and the sending module is used for receiving the payment records provided by the payment platform and synchronizing the payment records to all the accounting nodes deployed by the block chain service network so as to update the payment records.
10. A public service payment device based on a block chain service network is characterized by comprising:
the receiving module is used for receiving the information to be paid, which is sent by the accounting node of the block chain service network;
the providing module is used for providing the corresponding information to be paid to a payment platform so as to allow a user to pay;
and the updating module is used for receiving the payment record of the information to be paid, which is sent by an accounting node of the block chain service network, and updating the information to be paid according to the payment record.
11. A computing device, comprising: a memory, a processor, and a communication component;
the memory for storing a computer program;
the communication component is used for receiving the information to be paid, which is sent by an accounting node of the block chain service network; receiving a payment record of the information to be paid, which is sent by an accounting node of the block chain service network;
the processor to execute the computer program to: providing the corresponding information to be paid to a payment platform for a user to pay; and updating the information to be paid according to the payment record.
12. A computer-readable storage medium storing a computer program, wherein the computer program, when executed by one or more processors, causes the one or more processors to perform the steps of the method of claim 7 or 8.
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| CN202011520778.7A CN112561510A (en) | 2020-12-21 | 2020-12-21 | Payment system, method, device, equipment and storage medium |
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