CN113362184B - Method, device, computer equipment and medium for verifying face tag based on signing seal - Google Patents
Method, device, computer equipment and medium for verifying face tag based on signing seal Download PDFInfo
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- CN113362184B CN113362184B CN202110565357.4A CN202110565357A CN113362184B CN 113362184 B CN113362184 B CN 113362184B CN 202110565357 A CN202110565357 A CN 202110565357A CN 113362184 B CN113362184 B CN 113362184B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/06—Asset management; Financial planning or analysis
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/60—Protecting data
- G06F21/62—Protecting access to data via a platform, e.g. using keys or access control rules
- G06F21/6218—Protecting access to data via a platform, e.g. using keys or access control rules to a system of files or objects, e.g. local or distributed file system or database
- G06F21/6245—Protecting personal data, e.g. for financial or medical purposes
Abstract
The invention relates to the technical field of artificial intelligence and intelligent decision making, and discloses a face tag verification method, device, equipment and medium based on signing and printing, which are used for improving the security of family trusted assets. The method comprises the following steps: receiving an investment request for family trust triggered by a principal, wherein the investment request comprises investment scheme information; generating an investment document according to the investment scheme information, and sending the investment document to an internal file processing system for auditing; when the investment documents pass the verification of the file processing system, a signing and printing request is sent to the client of the family trust association person of the principal; after receiving the electronic signing seal signed by the family trust association person aiming at the investment bill, sending a video surface signing notification request to a client of the family trust association person; performing face tag verification on the video face tag process triggered by the family trust association person according to the video face tag notification request; when the family trust association person passes the face tag verification, the investment scheme of the principal is judged to pass the verification.
Description
Technical Field
The invention relates to the technical field of artificial intelligence and intelligent decision making, in particular to a face sign verification method, device, computer equipment and computer storage medium based on signing and seal.
Background
The inheritance and asset isolation properties of family trusts determine the complexity and high secrecy of the setup and operation processes of the family trusts, and the complexity is represented by numerous related subjects and different rights (such as a principal, a principal partner, a natural person protector, an organization protector, a natural person beneficiary, an organization beneficiary and the like); the authentication right of the character body and the hierarchical isolation of data become particularly important.
The inventor finds that the related authentication of family trust in the current industry mostly adopts offline signing, and the method has the advantages of low efficiency, tedious procedure, high operation cost, poor confidentiality and low data security coefficient, thus not only causing unnecessary trouble to family trust clients, but also having potential security risks.
Disclosure of Invention
The invention provides a face tag verification method, a device, computer equipment and a storage medium based on signing and seal, which are used for solving the technical problem that the prior art has potential safety risk for a signature mode under a trust line.
A method of facial mask verification based on signing seal, the method comprising:
receiving an investment request for family trust triggered by a principal, wherein the investment request comprises investment scheme information;
generating an investment document according to the investment scheme information, and sending the investment document to an internal file processing system for auditing;
when the investment document passes the audit of the internal file processing system, sending a signing and printing request to a client of a family trust associated person of the client, wherein the signing and printing request comprises the investment document;
after receiving the electronic signature seal of the family trust association person aiming at the investment bill, sending a video facing sign notification request to a client of the family trust association person;
performing face tag verification on the video face tag process triggered by the family trust association person according to the video face tag notification request;
and when the family trust association person passes the face tag verification, judging that the investment scheme of the principal passes the verification.
A signing verification device based on signing seal, the device comprising:
the system comprises a receiving module, a receiving module and a receiving module, wherein the receiving module receives an investment request for family trust triggered by a principal, and the investment request comprises investment scheme information;
The generation module is used for generating an investment document according to the investment scheme information;
the sending module is used for sending the investment document to an internal file processing system for auditing, and sending a signing and printing request to a client of a family trust associated person of the principal when the investment document passes the auditing of the file processing system, wherein the signing and printing request comprises the investment document; after receiving the electronic signature seal of the family trust association person aiming at the investment bill, sending a video facing sign notification request to a client of the family trust association person;
the verification module is used for carrying out face tag verification on the video face tag process triggered by the family trust association person according to the video face tag notification request;
and the judging module is used for judging that the investment scheme of the principal passes the verification when the family trust association person passes the facial tag verification.
A computer device comprising a memory, a processor and a computer program stored in the memory and executable on the processor, the processor implementing the steps of the signing-based authentication method described above when the computer program is executed.
A computer readable storage medium storing a computer program which, when executed by a processor, performs the steps of the signature verification method based on signing.
In the scheme realized by the method, the device, the computer equipment and the storage medium for verifying the facial signature based on signing and printing, the facial signature and the signing of the signing are carried out on multiple persons, so that the safety is ensured, the problems of tedious, time-consuming and labor-consuming pain points of an offline facial signature procedure are solved, the absolute privacy and safety of client data are ensured through multiparty signing and online facial signature verification, the user experience and the data safety are improved for family trusted clients, and meanwhile, the safe utilization of family trusted assets is effectively ensured.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings that are needed in the description of the embodiments of the present invention will be briefly described below, it being obvious that the drawings in the following description are only some embodiments of the present invention, and that other drawings may be obtained according to these drawings without inventive faculty for a person skilled in the art.
FIG. 1 is a diagram illustrating an application environment based on a signing and sealing method for signing and sealing in accordance with an embodiment of the present invention;
FIG. 2 is a flow chart of a method for signature verification based on signing and seal in an embodiment of the invention;
FIG. 3 is a schematic diagram showing a specific embodiment of step S40 in FIG. 2;
FIG. 4 is a schematic diagram showing the interaction of the facial mask verification process based on the facial mask verification method for signing and printing in accordance with one embodiment of the present invention;
FIG. 5 is a schematic diagram of a signature verification device based on signature printing according to an embodiment of the present invention;
FIG. 6 is a schematic diagram of a computer device according to an embodiment of the invention;
FIG. 7 is a schematic diagram of another embodiment of a computer device according to the present invention.
Detailed Description
The following description of the embodiments of the present invention will be made clearly and fully with reference to the accompanying drawings, in which it is evident that the embodiments described are some, but not all embodiments of the invention. All other embodiments, which can be made by one of ordinary skill in the art based on the embodiments of the invention without undue burden, are within the scope of the invention.
The signing-based facial mask verification method provided by the embodiment of the invention can be applied to an application environment as shown in figure 1, wherein a client, an internal file system and a server can communicate with the server through a network, and the server also communicates with the client through the network. The method comprises the steps that a server receives an investment request for family trust triggered by a principal, wherein the investment request comprises investment scheme information; the server generates an investment document according to the investment scheme information and sends the investment document to an internal file processing system for auditing; when the investment document passes the audit of the file processing system, the server side sends a signing and printing request to the client side of the family trust association person of the client, wherein the signing and printing request comprises the investment document; after receiving the electronic signing seal of the investment bill signed by the family trust association person through the client, the server sends a video facing sign notification request to the client of the family trust association person so as to carry out facing sign verification on the video facing sign process triggered by the family trust association person according to the video facing sign notification request; when the family trust association person passes the face tag verification, the server judges that the investment scheme of the principal passes the verification. The method is applied to the related face tag verification process in family trust, can support multi-person video authentication and face tag, is converted into an online face tag mode, simplifies the complex face tag process, reduces unnecessary trouble and improves safety. The client is also called a user end, and refers to a program corresponding to the server end for providing local service for the client. The client may be installed on, but is not limited to, various personal computers, notebook computers, smart phones, tablet computers, and portable wearable devices. The server may be implemented by an independent server or a server cluster formed by a plurality of servers.
The method for verifying the face tag based on signing and printing provided by the invention is described in detail below through specific embodiments. As shown in fig. 2, the flow chart of a signing-based signature verification method in the embodiment of the invention comprises the following steps:
s10: the principal triggers an investment request via the principal client, the investment request comprising investment plan information.
S20: the server receives an investment request for family trust triggered by the principal.
The inheritance and asset isolation properties of the family trusted determine the complexity and high secrecy of the setup and operation process, which is manifested in the numerous and diverse rights of the associated principals involved (e.g., principal's spouse, natural person protector, institution protector, natural person beneficiary, institution beneficiary, etc.), for proper application of the family trusted asset, the principal can initiate a corresponding investment for its family trusted. In particular, the respective investment schemes may be selected by way of investment provided on the respective principal clients (e.g., mobile APP). It is noted that the principal needs to register through the client-side related APP in advance before making the investment, and after the registration is successful and the family asset is registered, the investment for the family trusted asset can be triggered, and the related APP recommends the investment mode for the family trusted asset for the principal to select.
Investment plan typically includes investment plan information such as principal information, insured information (investment beneficiaries), investment content, investment patterns, and the like. After the client triggers the investment request through the client, the client sends the investment request containing the investment scheme information to the server, and the server can receive the investment request for family trust triggered by the client.
S30: the server side generates an investment document according to the investment scheme information and sends the investment document to the internal file processing system for auditing.
After receiving the investment request fed back by the client of the client, the server side extracts the investment scheme information from the investment request and generates a corresponding investment document. It is to be understood that an investment document refers to a document/voucher of the investment plan generated based on the investment plan information. After the investment document is generated, the investment document is sent to an internal document processing system for verification in order to determine that the document is correct. The internal file processing system is used for primarily checking the file form, content, type and the like of the investment document. For example, whether the investment document has the content such as the necessary content missing, whether the content form of the document meets the preset standard, and the like are checked, and the details are not described herein. In an application scenario, the internal file processing system is an internal system of a trusted company bearing the investment scheme, so that the file security is improved, obvious errors are found in advance, and the rapidity of subsequent processing is improved. The processing result of the internal file processing system on the investment document is fed back to the server side so that the server side can make a corresponding decision.
Wherein, in some schemes, before sending the investment document to the internal file processing system for verification, the method further comprises the following steps:
s01: and the server determines the risk type of the investment plan of the principal according to the investment plan information.
S02: and the server determines the risk level of the investment scheme through the risk type.
And S03, if the risk level of the risk type of the investment scheme exceeds the preset risk level, triggering the step of sending the investment document to the internal file processing system for verification by the server.
In this embodiment, the server may set different processing mechanisms for the risk types of the investment schemes to adapt to different scenarios, and improve processing flexibility. In some scenarios, if the risk level of the principal's investment plan does not exceed the high risk level, i.e., is a low risk level, such as the R1-R4 investment plan, then the business process: the system generates a document, APP signs, signature verification, APP video verification, and internal file system verification. If the risk level of the investment plan requested by the principal is a high risk level, such as an R5 investment plan, the overall business process is as follows: the system generates the document- (APP document preview- (internal file system audit- (on-line transfer of signing and use- (uploading of signing and use of manuscript- (issuing of video notification)) - (APP document preview/video verification). Here, the description is mainly made with respect to a processing mechanism of a high risk level. Please continue to refer to the following steps.
S40: when the investment bill passes the audit of the internal file processing system, the server side sends a signing and printing request to the client side of the family trust association person of the client, and the signing and printing request comprises the investment bill.
When the investment document passes the verification of the internal file processing system, the current investment document is verified preliminarily, and the subsequent seal signing link can be entered. The family trusted entity may include a plurality of related entities and have different rights (such as a principal, a principal partner, a natural person protector, an organization protector, a natural person beneficiary, and an organization beneficiary), and one or more of the related entities may be referred to as a family trusted entity according to application requirements, which is not particularly limited.
In this embodiment of the invention, when the investment document passes the audit of the internal file processing system, a signing seal request is sent to the client of the family trust association of the principal, and the signing seal request includes the investment document, so that the family trust association can sign the investment document with the seal. It should be noted that, the family trust association person needs to register on the relevant APP in advance and verify the family trust association person as the association person of the family trust asset through the system, so that the server end sends a signing and printing request to the client end of the family trust association person.
It should be noted that, as shown in fig. 3, in some schemes, the server sends a signing seal request to the client of the family trust association of the principal, which specifically includes the following steps:
s41: the server side extracts insured information from the investment plan information.
S42: the server compares the insured information with the supportable insuring insurer information of the family trust.
S43: if the insured person is a supportable insurant who does not belong to the family trust, the server sends a signing seal request to the clients of all the associations in the family trust associations.
In the embodiment, the family trust can support the insurance policy of state insurance and inconsistent insured, all other supportable insurance insurers inconsistent with the insured information need to be signed one by one, the family trust can not be abused, the interests of all people are ensured, and the fund security is improved. Thus, if the insured person is a supportable insurant who does not belong to the family trusted, a signing seal request is sent to the clients of all of the associations in the family trusted associations. In some application scenarios, for example, involving multi-person signing, a preset signing order may also be set, for example, it may be: the principal = (partner (if any) = (insured) insured 1 = (insured 2 … …), and is not limited in this particular case.
S50: after receiving the signing seal request through the client, the family trust association person triggers a seal signing process so that the family trust association person signs on a seal signing interface provided by the client and feeds back the obtained electronic signing seal to the server.
After receiving the signing and printing request through the client, the family trust association person can consult the investment document corresponding to the request, thereby consulting and determining the content information of the investment document. After the family trust association person has no objection to the content of the investment bill, the electronic seal signing can be carried out. The electronic signature seal may be a unique fingerprint signature seal of a family trust associate, or a signature seal, which is not limited herein. In some scenarios, if multiple family trust correspondents are involved, each family trust correspondents receives a signing seal request through its own client, and then triggers a seal signing process to make the family trust correspondents sign on a seal signing interface provided by its own client, and feeds back the obtained electronic signature seal to the server.
S60: after receiving the electronic signing seal signed by the family trust association person aiming at the investment bill, the server sends a video facing sign notification request to the client of the family trust association person.
After receiving the electronic signature seal of the family trust association person aiming at the investment bill, the service end indicates that the family trust association person has carried out online seal signing, but in order to ensure the security, the electronic signature seal is prevented from being imitated, or the signature of the intention of the family trust association person is violated, a video face signature notification request is sent to the client of the family trust association person, so that the face signature verification is triggered, the family trust is further protected to be correctly utilized, and the security of the family trust asset is effectively improved.
In order to further ensure security, after receiving the seal of the electronic signature signed by the family trust association person for the investment document, the seal verification is also required for the seal of the electronic signature signed by each family trust association person for the investment document. For example, for convenience of description, when registering with the fingerprint signing seal, the family trust correspondents can be prompted to input the fingerprint signing seal as a reserved fingerprint seal, when receiving the fingerprint signing seal by the server, the server can compare and analyze the received fingerprint signing seal with the reserved fingerprint seal, when the received fingerprint signing seal belongs to the reserved fingerprint seal corresponding to the family trust correspondents, the fingerprint is indicated to be consistent, the received fingerprint signing seal is effective, the next face signature verification process can be triggered, if the fingerprint is inconsistent, the fingerprint signing seal is indicated to be ineffective, it is only to be indicated that the fingerprint signing seal is taken as an example, and similar printing verification can be performed for signing seals of other forms to determine whether the signing seal of each family trust correspondents is effective, and the invention is not limited herein.
S70: the family trust association person receives the video facing sign notification request sent by the server through the client, so that the video facing sign is carried out according to the video facing sign notification request.
S80: the server performs face tag verification on the video face tag process triggered by the family trust association person according to the video face tag notification request.
In some application scenarios, the video facial mask notification request is used for requesting each of the related persons of the family trusted related persons to synchronously perform video facial mask, and the facial mask verification is performed on the video facial mask process triggered by the family trusted related persons according to the video facial mask notification request, which means that each of the related persons performs synchronous facial mask verification on the facial mask process simultaneously performed according to the video facial mask notification request. It should be understood that synchronous herein refers to video tagging at the same time, rather than asynchronous, e.g., video is performed at about 17:00-18:00 of the day at the same time.
In some embodiments, as shown in fig. 4, the server performs the facial-tag verification on the video facial-tag process triggered by the family trust association person according to the video facial-tag notification request, and specifically includes the following steps:
s81: the family trust association person selects an order to be signed on the client to call a corresponding financial product ordering flow system.
S82: the family trust association person client establishes websocket connection with the server to create a two-person communication room.
S83: the lower single flow system generates a video request according to the product type and the parameters required by the assembly video call, and sends the video request containing the parameters and the video scene identification to the server.
For steps S81-S83, after the family trust association person receives the video surface sign notification request sent by the server through the own client, the client of the family trust association person generates an order to be surface signed, and the order can prompt the family trust association person to initiate the synchronous surface sign at a specific time in a page prompt mode. After the family trust association person selects the order to be signed at the client, the fact that the family trust association person wants to conduct the signing process is described, and the client of the family trust association person can call the ordering flow system of the corresponding financial product. Because the financial product related to the current order face tag is related to the family trust asset investment, a single-order flow system of the family trust asset investment is called, websocket connection is established with a real-time video module of a server, a two-person communication room is created, and after waiting for a customer to enter the room, the client can push a required video stream to the server according to the follow-up face tag process. It should be noted that, besides the websocket connection, there may be other communication connection manners, such as a long connection or a short connection, which is not limited in particular.
When the call request of the client of the family trust associated person is received by the lower single-flow system of the family trust asset investment, the video scene identification is determined according to the type of the product (such as the family trust asset investment), parameters (such as related corpus information related to the conversation, sentence types and the like) required by the video conversation are assembled to generate the video request, so that the video request comprises the parameters and the video scene identification, and then the video request is sent to the server.
That is, the server establishes websocket connection with the client of the associated person to create a two-person communication room, and receives the video request sent by the ordering flow system.
S84: after receiving the video request, the server assembles the video call according to the video scene identification and the parameters, and calls a customer service dispatch module to request to assign a customer service agent to answer the video face label.
After the server receives the video request, the request is parsed to obtain the video scene identifier and the parameters, and then the video call is assembled according to the video scene identifier and the parameters, wherein the process of assembling the video call is not described here, and the aim is to generate the required problem process according to the required video scene and the required face tag. And the server side can call the customer service dispatch module to request to assign the customer service agent to answer and enter the video room created by the client side, and participate in the video facing process.
S85: the customer service dispatch module designates the incoming line of the family trust associated person to an idle agent client according to the idle state of the current login agent, and the agent client acquires the video telephone operation and the associated person basic information from the server after receiving the incoming line message and reminds the agent to answer the incoming line of the associated person.
S86: after customer service personnel select to answer incoming lines through the seat client, the customer service client establishes websocket connection with a real-time video module of the server.
S87: the customer service client enters the room created before the client of the family trust association person according to the room number.
S88: after judging that two people communication rooms are full, the server side performs video face tag verification through the rooms, and pushes opposite-end video streams to the client side and customer service client side of the associated person respectively to complete the video face tag verification.
After finishing the preparation work of the face sign, the customer service personnel waits for the customer (namely, the family trust association person) to enter the line. When the related person is in line, the customer service client side obtains the video call operation of the communication video from the server side, and when the customer service person selects to answer the video, the customer service client side obtains the client video stream from the server side and pushes the customer service video stream to the server side, and then the customer service person performs the video face label verification process according to the returned video call operation and the client information, so as to complete the video double recording, and the server side can automatically complete the recording and video leaving.
It should be noted that, the process of signing for each family trusted associate may refer to the foregoing description, and in some application scenarios, synchronous signing verification is implemented for each family trusted associate, that is, the signing process of other family trusted associates is similar, but synchronous signing is implemented.
In an application scenario, the video facial mask verification is performed through the room, including the following steps
S801: and verifying the identity of the associated person entering the room.
The server verifies the identity of the associated person, specifically, the following steps S8011-S8015 are shown:
s8011: and acquiring the input digital identity information of the associated person to obtain the identity information to be verified and triggering living body detection.
S8012: after the relevant person completes the living body detection, the face information to be identified of the relevant person acquired in the living body detection process is acquired.
S8013: and acquiring identity reservation information and face reservation information corresponding to the identifier of the associated person of the family trust from a preset database, wherein the digital identity reservation information is private key information generated by unique identifier information of the associated person of the family trust.
S8014: and comparing the identity information to be verified with the identity reserved information to obtain an identity recognition result, and comparing the similarity of the face information to be recognized and the face reserved information to obtain a face comparison result.
S8015: and carrying out identity verification on each associated person according to the identity card identification result and the face comparison result of each associated person in all the associated persons.
When the identification result of the identity card indicates that the identity information to be verified is consistent with the identity reserved information, and the face comparison result indicates that the face information to be verified is consistent with the face reserved information, the identity of the associated person is verified; otherwise, the identity of the associated person is not verified. In some schemes, the corresponding private key, the mnemonic and the digital identity can be generated to the unique information of each associated person of the family trust based on the blockchain technology, and the private key and the digital identity are generated to the unique digital identity information of the associated person so as to ensure the security and independence of the identity and the authority of the main body; the mnemonic word is associated with the corresponding digital identity information, so that the memory of the digital identity information is facilitated for the user, meanwhile, the face recognition technology and authenticated data of the bottom layer can be called to carry out living detection, so that the social living identity of the associated person is ensured to be consistent with the digital identity information, the problem that the social identity of the user is inconsistent with the system identity can be solved, and the objectivity and the responsibility traceability of the system operation are ensured. The related personnel and nuclear identity operation link is simplified, and the labor cost, the communication cost and the information leakage cost can be greatly reduced. In addition, the determination of the digital identity information provides unique identification and compliance identity for subsequent family trusted subjects to autonomously.
In addition, when the identity of the associated person fails to pass the verification, the associated person is prompted to input digital identity information again and perform the identity verification again until the identity verification passes or exceeds the preset input times, and then the client of the associated person is locked.
S802: when the identity of the associated person passes verification, prompt information is sent to the customer service end so as to prompt the customer service person to conduct face-to-face service on the associated person, wherein the customer service person is used for outputting corresponding personalized face-to-face problems and face-to-face reading information to the associated person according to a face-to-face process, and the personalized face-to-face problems comprise face-to-face adjustment problems and face-to-face visa questions.
Therefore, in this embodiment, the customer service robot with man-machine interaction and deep learning functions can output personalized face-tag problems through analysis and calculation of customer orders, and complete face-tag adjustment and document face-tag adjustment through the matching of the bionic technology and customers, which is not particularly limited.
It should be noted that the above-mentioned problems of face-up adjustment and face-up visa can be preset according to the actual application scenario, and are not limited herein.
S803: the server acquires video information corresponding to the face tag flow process and verifies the video information to obtain a face tag video recording result, wherein the video information is video recorded video which is answered on site by an associated person aiming at each personalized face tag question and read according to face tag read information.
S804: and the server verifies the face tag video recording result.
The face tag recording result of the family trust associated person comprises that verification passes and verification fails, wherein the voice information of the video information can be identified through a voice identification technology to obtain a voice result, and face locking identification is carried out on a face image of the confirmed video information through a face locking identification technology to obtain a face locking result; determining a reply result corresponding to the face label flow according to the voice result and the face locking result; if the answers corresponding to all the face tag flows are passed, and after the fact that the personalized face tag questions pass the verification is determined, the follow-up information is verified to be correct, the associated person face tag verification result is considered to be passed, otherwise, the face tag is considered not to pass.
The verification result of the face tag video recording result can be stored in a blockchain, and the blockchain is a novel application mode of computer technologies such as distributed data storage, point-to-point transmission, a consensus mechanism, an encryption algorithm and the like. The Blockchain (Blockchain), which is essentially a decentralised database, is a series of data blocks that are generated in association using a cryptographic method, each data block containing information of a batch of network transactions for verifying the validity (anti-counterfeiting) of the information and generating the next block. The blockchain may include a blockchain underlying platform, a platform product services layer, and an application services layer.
S90: when the family trust association person passes the face tag verification, the investment scheme of the principal is judged to pass the verification.
Therefore, in the embodiment of the invention, the facial mask verification method based on signing and seal signing is provided, the safety is ensured by carrying out facial mask and seal signing on a plurality of people, the tedious, time-consuming and labor-consuming pain points of an offline facial mask program are solved, the absolute privacy and safety of client data are ensured, in addition, the client requirements and the adjustment results can be more accurately mastered through the datamation of the customer service, the self-evolution of the customer service can be continuously promoted, the user experience and the data safety are improved for family trust clients, and meanwhile, the safe utilization of the family trust assets is effectively ensured.
It should be understood that, the sequence number of each step in the foregoing embodiment does not mean that the execution sequence of each process should be determined by the function and the internal logic, and should not limit the implementation process of the embodiment of the present invention.
In an embodiment, a signature verification device based on signing seal is provided, and the signature verification device based on signing seal corresponds to the signature verification method based on signing seal in the embodiment. As shown in fig. 5, the signing-based facial mask verification device includes a receiving module 101, a generating module 102, a transmitting module 103, a verification module 104 and a judging module 105. The detailed description of each functional module is as follows:
A receiving module 101 that receives an investment request for family trust triggered by a principal, the investment request including investment plan information;
a generation module 102, configured to generate an investment document according to the investment plan information;
a sending module 103, configured to send the investment document to an internal file processing system for auditing, and send a signing and printing request to a client of a family trust association of the principal when the investment document passes the file processing system for auditing, where the signing and printing request includes the investment document; after receiving the electronic signature seal of the family trust association person aiming at the investment bill, sending a video facing sign notification request to a client of the family trust association person;
a verification module 104, configured to perform a facial-tag verification on the video facial-tag process triggered by the family trust association person according to the video facial-tag notification request;
and the judging module 105 is used for judging that the investment scheme of the principal passes the verification when the family trust association person passes the facial tag verification.
In one embodiment, the apparatus further comprises a trigger module; the triggering module is used for:
Determining the risk type of the investment plan of the principal according to the investment plan information;
determining a risk level of the investment plan by the risk type;
and if the risk level of the risk type of the investment scheme exceeds the preset risk level, triggering the favorite sending module to send the investment document to an internal file processing system for auditing.
In an embodiment, the sending module is specifically configured to:
extracting insured information from the investment plan information;
comparing the insured information with the family trusted supportable insurant information;
if the insured person is a supportable insurant not belonging to the family trust, sending a signing seal request to clients of all the associated persons in the family trust associated persons;
and after receiving the electronic signing seal signed by all the associators according to the investment bill, sending a video facing sign notification request to the clients of all the associators.
In an embodiment, the verification module is specifically configured to:
and carrying out synchronous facial-tag verification on the facial-tag process carried out by each associated person according to the video facial-tag notification request.
In an embodiment, the verification module is further specifically configured to:
establishing websocket connection with a client of the associated person to create a two-person communication room, and receiving a video request sent by a next single-flow system, wherein the video request comprises a product type and parameters required by an assembly video call, and when the associated person selects an order to be signed on the client, the next single-flow system is called to send the video request;
assembling a video call according to the video scene identifier and the parameters, and calling a customer service dispatch module to request to assign a customer service agent to answer video face labels, so that the customer service dispatch module assigns the incoming line of the associated person to an idle agent client according to the idle state of the currently logged-in agent; the seat client side is used for acquiring video telephone operation and related person basic information from the server side after receiving the incoming line message and reminding the seat of answering the incoming line of the related person;
after the customer service personnel select to answer incoming lines through the seat client, establishing websocket connection with the customer service client, and entering the room according to a room number;
after judging that the two people communication rooms are full, carrying out video face tag verification, and pushing opposite-end video streams to the client side of the associated person and the customer service client side respectively to complete the video face tag verification process.
In an embodiment, the verification module is further specifically configured to:
verifying the identity of the associated person;
when the identity of the associated person passes verification, prompting the customer service personnel to perform face-to-face service on the associated person, wherein the customer service personnel are used for outputting corresponding personalized face-to-face questions and face-to-face reading information to the associated person according to a face-to-face flow, and the personalized face-to-face questions comprise face-to-face complete questions and face-to-face document questions;
acquiring video information corresponding to a face tag flow process and verifying the video information to obtain a face tag video recording result, wherein the video information is video recorded videos which are answered on site by the associated person aiming at each personalized face tag question and read according to face tag read-following information;
and verifying the face tag video recording result.
In an embodiment, the verification module is further specifically configured to:
acquiring the input digital identity information of the associated person to obtain identity information to be verified and triggering living body detection;
after the relevant person completes living body detection, acquiring face information to be identified of the relevant person acquired in a living body detection process;
acquiring identity reservation information and face reservation information corresponding to the identifier of the associated person of the family trust from a preset database, wherein the digital identity reservation information is private key information generated by unique identifier information of the associated person of the family trust;
Comparing the identity information to be verified with the identity reserved information to obtain the identity recognition result, and comparing the similarity between the face information to be recognized and the face reserved information to obtain the face comparison result;
and carrying out identity verification on each associated person according to the identity card identification result and the face comparison result of each associated person in all the associated persons.
In an embodiment, the verification module is further specifically configured to:
when the identity of the associated person is not verified, prompting the associated person to input digital identity information again and performing the identity verification again until the identity verification passes or exceeds the preset input times, and locking the client of the associated person.
Therefore, in the invention, a face tag verification device based on signing and printing is provided, and the effect is that: the process performs face signing and seal signing on multiple people, ensures safety, solves the problems of tedious process of off-line face signing, time consuming and labor consuming pain points, can avoid manual customer service face signing, and ensures absolute privacy and safety of customer data. The datamation of the customer service can grasp the customer requirements and the adjustment results more accurately, and the self-evolution of the customer service can be continuously promoted. The user experience and the data security are improved for the family trusted clients, and meanwhile, the family trusted assets are effectively ensured to be safely utilized.
For a specific definition of the signing verification device based on signing seal, reference may be made to the definition of the signing verification method based on signing seal hereinabove, and the description thereof will not be repeated here. The above-described modules in the signing-based signature verification device may be implemented in whole or in part by software, hardware, and combinations thereof. The modules can be embedded in hardware or independent of a processor in the computer equipment, and can also be stored in a memory in the computer equipment in a soft part form, so that the processor can call and execute the operations corresponding to the modules.
In one embodiment, a computer device is provided, which may be a server, and the internal structure of which may be as shown in fig. 6. The computer device includes a processor, a memory, a network interface, and a database connected by a system bus. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device includes non-volatile storage media and/or volatile storage media, internal memory. The non-volatile storage medium stores an operating system, computer programs, and databases. The internal memory provides an environment for the operation of the operating system and computer programs in the non-volatile storage media. The network interface of the computer device is used for communicating with an external terminal through a network connection. The computer program, when executed by a processor, performs a function or step of a server side in a signing-based signing verification method.
In one embodiment, a computer device is provided, which may be a client, the internal structure of which may be as shown in FIG. 7. The computer device includes a processor, a memory, a network interface, a display screen, and an input device connected by a system bus. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device includes non-volatile storage media, and/or volatile storage media, internal memory. The nonvolatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of the operating system and computer programs in the non-volatile storage media. The network interface of the computer device is used for communicating with an external service end through network connection. The computer program, when executed by a processor, performs a client-side function or step in a signing-based method of signing verification.
In one embodiment, a computer device is provided that includes a memory, a processor, and a computer program stored on the memory and executable on the processor, the processor implementing the steps of:
Receiving an investment request for family trust triggered by a principal, wherein the investment request comprises investment scheme information;
generating an investment document according to the investment scheme information, and sending the investment document to an internal file processing system for auditing;
when the investment document passes the audit of the file processing system, sending a signing and printing request to a client of a family trust association person of the client, wherein the signing and printing request comprises the investment document;
after receiving the electronic signature seal of the family trust association person aiming at the investment bill, sending a video facing sign notification request to a client of the family trust association person;
performing face tag verification on the video face tag process triggered by the family trust association person according to the video face tag notification request;
and when the family trust association person passes the face tag verification, judging that the investment scheme of the principal passes the verification.
In one embodiment, a computer readable storage medium is provided having a computer program stored thereon, which when executed by a processor, performs the steps of:
receiving an investment request for family trust triggered by a principal, wherein the investment request comprises investment scheme information;
Generating an investment document according to the investment scheme information, and sending the investment document to an internal file processing system for auditing;
when the investment document passes the audit of the file processing system, sending a signing and printing request to a client of a family trust association person of the client, wherein the signing and printing request comprises the investment document;
after receiving the electronic signature seal of the family trust association person aiming at the investment bill, sending a video facing sign notification request to a client of the family trust association person;
performing face tag verification on the video face tag process triggered by the family trust association person according to the video face tag notification request;
and when the family trust association person passes the face tag verification, judging that the investment scheme of the principal passes the verification.
The embodiment of the invention also provides a signing-based face signature verification system, which comprises the client of the client, the client of the associated person, the server, the internal file system, the customer service dispatch module and the customer service client, wherein the related functions or roles of the main body can be correspondingly referred to the description of the embodiment of the method, and the description is not repeated here.
Those skilled in the art will appreciate that implementing all or part of the above described methods may be accomplished by way of a computer program stored on a non-transitory computer readable storage medium, which when executed may comprise the steps of the embodiments of the methods described above. Any reference to memory, storage, database, or other medium used in embodiments provided herein may include non-volatile and/or volatile memory. The nonvolatile memory can include Read Only Memory (ROM), programmable ROM (PROM), electrically Programmable ROM (EPROM), electrically Erasable Programmable ROM (EEPROM), or flash memory. Volatile memory can include Random Access Memory (RAM) or external cache memory. By way of illustration and not limitation, RAM is available in a variety of forms such as Static RAM (SRAM), dynamic RAM (DRAM), synchronous DRAM (SDRAM), double Data Rate SDRAM (DDRSDRAM), enhanced SDRAM (ESDRAM), synchronous Link DRAM (SLDRAM), memory bus direct RAM (RDRAM), direct memory bus dynamic RAM (DRDRAM), and memory bus dynamic RAM (RDRAM), among others.
It will be apparent to those skilled in the art that, for convenience and brevity of description, only the above-described division of the functional units and modules is illustrated, and in practical application, the above-described functional distribution may be performed by different functional units and modules according to needs, i.e. the internal structure of the apparatus is divided into different functional units or modules to perform all or part of the functions described above.
The above embodiments are only for illustrating the technical solution of the present invention, and not for limiting the same; although the invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical scheme described in the foregoing embodiments can be modified or some of the technical features can be replaced equivalently; such modifications and substitutions do not depart from the spirit and scope of the embodiments of the invention, and are intended to be included within the scope of the invention.
Claims (7)
1. A method of facial mask verification based on signing seal, the method comprising:
receiving an investment request for family trust triggered by a principal, wherein the investment request comprises investment scheme information;
Generating an investment document according to the investment scheme information, and sending the investment document to an internal file processing system for auditing;
when the investment document passes the audit of the internal file processing system, sending a signing and printing request to a client of a family trust associated person of the client, wherein the signing and printing request comprises the investment document;
after receiving the electronic signature seal of the family trust association person aiming at the investment bill, sending a video facing sign notification request to a client of the family trust association person;
performing face tag verification on the video face tag process triggered by the family trust association person according to the video face tag notification request;
when the family trust association person passes the face tag verification, judging that the investment scheme of the principal passes the verification;
wherein the sending a signing seal request to the client of the family trust association of the principal comprises:
extracting insured information from the investment plan information;
comparing the insured information with the family trusted supportable insurant information;
if the insured person is a supportable insurant not belonging to the family trust, sending a signing seal request to clients of all the associated persons in the family trust associated persons;
After receiving the electronic signature seal of the family trust association person for the investment bill, sending a video facing sign notification request to a client of the family trust association person, wherein the video facing sign notification request comprises:
after receiving the electronic signing seal signed by all the associators according to the investment bill, sending a video facing sign notification request to the clients of all the associators;
the video tag notification request is used for requesting each associated person of the family trusted associated person to synchronously perform video tag, and the performing tag verification on the video tag process triggered by the family trusted associated person according to the video tag notification request includes:
synchronous facial mask verification is carried out on the facial mask process carried out by each associated person according to the video facial mask notification request;
the step of performing synchronous face tag verification on the face tag process performed by each associated person according to the video face tag notification request comprises the following steps:
establishing communication connection with a client of the associated person to create two-person communication rooms, and receiving a video request sent by a billing process system, wherein the video request comprises a product type and parameters required by an assembly video phone, and when the associated person selects an order to be signed on the client, the billing process system corresponding to a financial product is called to send the video request;
According to the video scene identification and parameters required by the assembly video call operation, calling a customer service dispatch module to request to assign a customer service agent to answer video face labels, so that the customer service dispatch module assigns incoming lines of the associated persons to an idle agent client according to the idle state of the currently logged-in agent; the agent client is used for acquiring video telephone operation and related person basic information from the server after receiving the incoming line message, and reminding the agent to answer the related person incoming line;
after customer service personnel select to answer incoming lines through a seat client, websocket connection is established with the customer service client, so that the customer service client enters a room according to a room number;
after judging that two people communicate that the room is full, carry out video face tag verification through the room, and push opposite-end video streams to the client of the relevant person and customer service client respectively to finish the video face tag verification process.
2. The method of verification of claim 1, wherein the sending the investment document to an internal document processing system for review, the method further comprises:
determining the risk type of the investment plan of the principal according to the investment plan information;
Determining a risk level of the investment plan by the risk type;
and triggering the step of sending the investment document to an internal file processing system for auditing if the risk level of the risk type of the investment scheme exceeds a preset risk level.
3. The method of verifying as defined in claim 1, wherein the video facial tag verification by the room comprises:
verifying the identity of the associated person entering the room;
when the identity of the associated person passes verification, prompt information is sent to the customer service client to prompt the customer service personnel to perform face-to-face service on the associated person, wherein the customer service personnel are used for outputting corresponding personalized face-to-face problems and face-to-face reading information to the associated person according to a face-to-face process, and the personalized face-to-face problems comprise a face-to-face adjustment problem and a face-to-face bill certificate problem;
acquiring video information corresponding to a face tag flow process and verifying the video information to obtain a face tag video recording result, wherein the video information is video recorded videos which are answered on site by the associated person aiming at each personalized face tag question and read according to face tag read information;
and verifying the face tag video recording result.
4. A method of authenticating as claimed in claim 3, wherein said authenticating the identity of the associated person entering the room comprises:
acquiring the input digital identity information of the associated person to obtain identity information to be verified and triggering living body detection;
after the relevant person completes living body detection, acquiring face information to be identified of the relevant person acquired in a living body detection process;
acquiring identity reservation information and face reservation information corresponding to a family trust association person identifier from a preset database, wherein the identity reservation information is private key information generated by unique identification information of the family trust association person;
comparing the identity information to be verified with the identity reserved information to obtain an identity recognition result, and comparing the similarity between the face information to be recognized and the face reserved information to obtain a face comparison result;
and carrying out identity verification on each associated person according to the identity card identification result and the face comparison result of each associated person in all the associated persons.
5. A signing verification device based on signing seal, the device comprising:
the system comprises a receiving module, a receiving module and a receiving module, wherein the receiving module receives an investment request for family trust triggered by a principal, and the investment request comprises investment scheme information;
The generation module is used for generating an investment document according to the investment scheme information;
the sending module is used for sending the investment document to an internal file processing system for auditing, and sending a signing and printing request to a client of a family trust association person of the principal when the investment document passes the auditing of the internal file processing system, wherein the signing and printing request comprises the investment document; after receiving the electronic signature seal of the family trust association person aiming at the investment bill, sending a video facing sign notification request to a client of the family trust association person;
the verification module is used for carrying out face tag verification on the video face tag process triggered by the family trust association person according to the video face tag notification request;
the judging module is used for judging that the investment scheme of the principal passes the verification when the family trust association person passes the facial mask verification;
wherein the sending a signing seal request to the client of the family trust association of the principal comprises:
extracting insured information from the investment plan information;
comparing the insured information with the family trusted supportable insurant information;
If the insured person is a supportable insurant not belonging to the family trust, sending a signing seal request to clients of all the associated persons in the family trust associated persons;
after receiving the electronic signature seal of the family trust association person for the investment bill, sending a video facing sign notification request to a client of the family trust association person, wherein the video facing sign notification request comprises:
after receiving the electronic signing seal signed by all the associators according to the investment bill, sending a video facing sign notification request to the clients of all the associators;
the video tag notification request is used for requesting each associated person of the family trusted associated person to synchronously perform video tag, and the performing tag verification on the video tag process triggered by the family trusted associated person according to the video tag notification request includes:
synchronous facial mask verification is carried out on the facial mask process carried out by each associated person according to the video facial mask notification request;
the step of performing synchronous face tag verification on the face tag process performed by each associated person according to the video face tag notification request comprises the following steps:
establishing communication connection with a client of the associated person to create two-person communication rooms, and receiving a video request sent by a billing process system, wherein the video request comprises a product type and parameters required by an assembly video phone, and when the associated person selects an order to be signed on the client, the billing process system corresponding to a financial product is called to send the video request;
According to the video scene identification and parameters required by the assembly video call operation, calling a customer service dispatch module to request to assign a customer service agent to answer video face labels, so that the customer service dispatch module assigns incoming lines of the associated persons to an idle agent client according to the idle state of the currently logged-in agent; the agent client is used for acquiring video telephone operation and related person basic information from the server after receiving the incoming line message, and reminding the agent to answer the related person incoming line;
after customer service personnel select to answer incoming lines through a seat client, websocket connection is established with the customer service client, so that the customer service client enters a room according to a room number;
after judging that two people communicate that the room is full, carry out video face tag verification through the room, and push opposite-end video streams to the client of the relevant person and customer service client respectively to finish the video face tag verification process.
6. A computer device comprising a memory, a processor and a computer program stored in the memory and executable on the processor, characterized in that the processor, when executing the computer program, implements the steps of the signing-based authentication method as claimed in any one of claims 1 to 4.
7. A computer readable storage medium storing a computer program, characterized in that the computer program when executed by a processor implements the steps of the signing-based authentication method of any one of claims 1 to 4.
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