KR102571711B1 - System and Method for Registrating Personal information capable of identificacion - Google Patents

Abstract

The present invention relates to a personal information registration system and method equipped with an identity verification function that can be used as an identity verification means by performing registration of personal essential information through a verification process of another person's guarantee when confirming the identity of the individual, and a method for registering personal information. To at least one guarantor terminal possessed by a request receiving unit that receives a user authentication request from a user, and an identity guarantor who has been issued a guarantor qualification through a predetermined procedure for proving a relationship with a user who has received a user authentication request through the request receiving unit. An assurance requester requesting identity verification assurance of the user who has requested identity verification, a response receiver receiving an identity verification assurance response to the user's identity verification assurance request requested by the guarantee requester from the guarantor terminal, and an identity verification assurance response to the response receiver When received, the personal information registration system equipped with an identity verification function including a guarantee approval unit for approving the identity guarantee of the user requesting the user's identity authentication can replace physical means such as an identification card in the process of on/offline identity verification The effect of providing a personal information registration system and method that increases the accuracy of authenticating one's identity and minimizes the exposure of personal information is derived.

Description

System and Method for Registering Personal Information Capable of Identification

The present invention relates to a personal information registration system and method, and more particularly, to an individual equipped with an identity verification function that can be used as a means of identification by registering essential personal information through a process of confirming the guarantee of another person when confirming the identity of the individual. It relates to an information registration system and method.

In general, with the recent rapid development of electrical/electronic/communication-related technologies, various types of wired/wireless Internet services using wired/wireless Internet networks have been implemented, and the number of users consuming them has also increased significantly. there is.

In general, under the implementation system of wired/wireless Internet services according to the prior art, the ISS side, for example, frequently proceeds with a series of UA procedures in order to induce users to stably enjoy their Internet service use rights. In this case, the user side provides its resident registration number to the ISS side, and then performs a series of UA procedures based on this resident registration number.

However, such a user's resident registration number is a public unique number given to the people by the government, and if this resident registration number is unjustly leaked/stolen, the user has no choice but to endure enormous unexpected human/material damage.

Considering this seriousness, in the prior art, various ways of bypassing the UA procedure through means other than the resident registration number are being sought.

As an example, Korean Patent Publication No. 10-2010-71679 (Name: Identity Verification System and Method Using Electronic ID Wallet and i-PIN) , Technology that can prevent the exposure of the resident registration number that is being used excessively by encrypting and distributing the issued i-PIN number> is disclosed.

However, in Korean Patent Publication No. 10-2010-71679, different key values are distributed for each website, and each website simply proceeds with a series of user authentication procedures with only the i-PIN number, so if you make a mistake, you A problem in which a user with malicious intention unfairly enjoys an Internet service is bound to occur from time to time.

In addition, a real name authentication method using a resident registration number has been mainly used to authenticate personal information on a network, and this method has resulted in a phenomenon in which the resident registration number is abused for crimes such as identity theft. This phenomenon increases as the network becomes more active, requiring appropriate countermeasures, but it was impossible to overcome with existing technologies.

In Korea, there are many cases in which resident registration numbers are requested when using various services on the network. In this case, personal information including resident registration numbers of all customers is exposed to the personal information managers.

However, considering that the recent moral hazard phenomenon has become serious and the leakage and sale of personal information are also increasing, it is difficult to prevent such a phenomenon with only strong personal information protection laws. In addition to internal problems, hacking technology develops as the network becomes more active, so individuals who provide personal information always face the risk of personal information leakage. However, from the service provider's point of view, if authentication is not performed through a resident registration number, etc., the service itself is highly likely to be abused for crime or spam, so it is a position that has no choice but to use it. In conclusion, both service providers and users are suffering enormous damage due to the real name authentication method by resident registration number, which is not perfect.

In addition, in general, a method based on a user's cell phone is a method of proving the user's identity or his/her own activity, and the method based on the user's mobile phone can also be used with a public device or another person's mobile phone. possible. In preparation for this risk, comparing the ID photo and face with eyes is less accurate, and the user's personal information may be exposed.

KR 10-2010-71679 A KR 10-2110349 B1 KR 10-2197218 B1 KR 10-2139548 B1

The present invention was derived from such a technical background, and personal information that increases the accuracy of authentic identity verification that can replace physical means such as identification cards in the on/offline identity verification process and minimizes exposure of personal information. Its purpose is to provide a registration system and method.

The present invention for achieving the above object includes the following configuration.

That is, the personal information registration system equipped with an identity verification function according to an embodiment of the present invention is a request receiver for receiving a user identification request from a user possessing a user terminal, and a user who receives an identity verification request through the request receiver. At least one guarantor terminal possessed by an identity guarantor who has been issued guarantor qualification through a predetermined procedure for proof of relationship, guarantee requesting unit requesting identity verification guarantee of the user who has requested identity verification, and a response receiver for receiving an identity verification assurance response to the identity verification assurance request, and a guarantee approval unit for approving the identity verification of the user who requested the user's personal authentication name when the identity verification assurance response is received by the response receiver.

On the other hand, in the personal information registration method provided with an identity verification function according to an embodiment, the request receiving unit receives a user identity verification request from a user possessing a user terminal, and the assurance request unit receives the request to request identity verification. Requesting the identity verification guarantee of the user who has requested identity verification to at least one guarantor terminal possessed by an identity guarantor who has been issued a guarantor qualification through a predetermined procedure for proving the relationship with the user who has received the The requesting step includes receiving an identity assurance response to the requesting user's identity authentication assurance request, and receiving the response. Include steps.

According to the present invention, it is possible to provide a personal information registration system and method that can replace physical means such as identification cards in the on/offline identity verification process, increase the accuracy of authentic identity verification, and minimize exposure of personal information. effect is derived.

That is, since the user can register as a member by exposing his/her name, mobile phone number, address, and face, and confirming that he/she is the user to a plurality of intimate people promised in advance, reliability of identification can be increased. Accordingly, the user can prove his or her identity without an identification card, and can prove that his or her actions are actually his/her own, regardless of time or place.

That is, it is possible to provide a personal information registration system and method that can perform convenient and safe non-face-to-face or face-to-face activities by proving true identity among others who contact on/offline, and can conduct safe transactions without brokerage fees. there is.

1 is an exemplary diagram for explaining the overall operation of a personal information registration system equipped with an identity verification function according to an embodiment of the present invention.
2 is a block diagram showing the configuration of a personal information registration system equipped with an identity verification function according to an embodiment of the present invention.
3 to 5 are flowcharts illustrating a personal information registration method equipped with an identity verification function according to an embodiment of the present invention.

It should be noted that technical terms used in the present invention are only used to describe specific embodiments and are not intended to limit the present invention. In addition, technical terms used in the present invention should be interpreted in terms commonly understood by those of ordinary skill in the art to which the present invention belongs, unless specifically defined otherwise in the present invention, and are excessively inclusive. It should not be interpreted in a positive sense or in an excessively reduced sense.

Hereinafter, preferred embodiments according to the present invention will be described in detail with reference to the accompanying drawings.

1 is an exemplary diagram for explaining the overall operation of a personal information registration system equipped with an identity verification function according to an embodiment of the present invention.

The personal information registration system 10 equipped with an identity verification function according to an embodiment provides a function of registering essential personal information through online ID verification, biometric information registration, and verification of a trusted third party.

In one embodiment, the biometric information registration is performed by checking whether the face in the user's ID photo matches the user's face photographed image, performing an authentication procedure, and encrypting the successfully authenticated face photo and biometric information to obtain the user's biometric information. It can be registered on the service provider's server or replaced with FIDO-based user terminal biometric information.

The personal information registration system equipped with an identity verification function according to an embodiment provides a user's face picture and personal information to a trustworthy third party so that the true user can be authenticated through a process of confirming whether or not the user is the user himself.

Accordingly, it is convenient for the user to prove that the action performed on/offline is actually the user's action, and there is an effect that the user's identity can be verified even without a physical ID.

In the personal information registration system 10 equipped with an identity verification function according to an embodiment of the present invention, first, a user who wants to register personal information registers a biosignal such as a face or a fingerprint in the user terminal 20 possessed by the user. do.

The personal information registration system 10 according to an embodiment may set a login password of an associate member and a regular member registered as a biosignal such as a fingerprint or a convenient number designated by the principal.

Then, the personal information registration system 10 equipped with an identity verification function acquires and stores a photographed image of an ID card having a user's face picture from the user terminal 20, and verifies the authenticity of the ID card.

Thereafter, the personal information registration system 10 equipped with an identity verification function verifies the identity of the ID photo and the biosignal registered face photo. Alternatively, it is also possible to verify identity with a face picture of a user pre-stored in the personal information registration system 10 according to an embodiment.

After authentication with the mobile carrier, personal essential information such as name, address, date of birth, gender, nationality, e-mail, carrier and mobile phone number are registered and stored. In addition, a user face image for identity verification is obtained from the user terminal 20 and stored.

At this time, the user's face image for identity verification is not limited to a simple front-facing face photograph, but may be implemented as a face photograph when performing a specific action, a facial expression, or a face photograph when a specific word is pronounced.

In this case, information included in the personal essential information may be directly input from the user terminal 20 . For example, if the user's address information is not identifiable from the pre-stored photographed image of the ID card, a confirmation process may be performed by sending a subscription confirmation mail to the residence where the user registered. In addition, if the address of the identification card and the address of the person registered are different, it is possible to register both.

In one embodiment, the personal information registration system 10 grants associate member status to a user who has performed identification through a mobile communication company and procedures for obtaining a user's face image. At this time, if the acquired user's face image is included in a category in which identity verification is impossible, such as excessive expression, hangover, or anesthesia, login may not be possible and qualification may not be granted. In addition, when there are twins or similar people, a separate face photo identification procedure may be further performed to confirm the identity of the person.

In addition, the user who has been granted the qualification of an associate member can be a trustworthy third party, that is, another member who has been granted the qualification of an associate member or higher in the personal information registration system 10 according to an embodiment, that is, the guarantor terminal 30, and the user himself/herself online/offline. You can forward an identity assurance request to confirm that you are actually you.

In one embodiment, a user granted associate membership may log in to the personal information registration system 10 and register the mobile phone number of the guarantor terminal 30 requesting identification for identification. Optionally, if necessary, a communication company authentication process can be additionally performed by user authentication login.

At this time, selection of a guarantor is not limited to confirmation through a mobile communication company or a process of obtaining a user's face image, and is not limited to messages stored in the user terminal 20, call lists, linked SNS accounts, stored photos or videos, and recorded files. It may also be implemented as a method of proving intimacy and expressing intention to actually confirm it. At this time, when participating in the response to the identity guarantee of another person, it is preferable that member withdrawal is impossible for a certain period of time, and that registration information and confirmation records are stored for a certain period of time even after withdrawal.

The personal information registration system 10 may transmit a message informing that the identity guarantee request has arrived to the guarantor terminal 30 that has been registered with the guarantor terminal 30 from the user terminal 20 and has received an identity guarantee request.

If the guarantor terminal 30 is subscribed to the personal information registration system 10 and has been granted an associate member or higher authority, a user terminal that has requested identity assurance with the guarantor terminal 30 logged into the personal information registration system 10 (20) provides information.

On the other hand, when the guarantor terminal 30 is not subscribed to the personal information registration system 10 according to an embodiment, the personal information registration system 10 performs a process of obtaining a user's face image and identification through a mobile carrier Guidance and processing may be performed first in order to be granted the qualification of associate member or higher.

Providing information of the user terminal 20 requesting identity assurance to the guarantor terminal 30 may include name, face, address, and mobile phone number information, which are personal information of the user who requested identity assurance, that is, an associate member.

That is, when the personal information of the associate member is displayed through the guarantor terminal 30 and a response to the identity guarantee is input from the guarantor terminal 30 thereafter, necessary data is additionally requested and obtained from the corresponding user terminal 20. .

At this time, the guarantor selects and inputs the relationship with the user, that is, the associate member, through the guarantor terminal 30, and the face picture, name, address, and mobile phone number of the associate member provided through the guarantor terminal 30 are known to the guarantor. You can enter a confirmation response that matches the associate member.

In this case, in order to grant regular membership to one user, an identity assurance response may be received from at least one guarantor terminal 30 .

And, when the submission of the necessary data is completed, after verification, the user who is the holder of the user terminal 20 is given full member qualification and registered.

In one embodiment, if there are more than a certain number of guarantor members who have a relationship with an associate member and their family, cohabitant, relative, friend, neighbor, company colleague, religious group, etc., and who can be recognized as knowing the associate member well, It can be implemented to grant qualification.

However, for example, when it is acknowledged that the identity has been publicly proven to some extent, such as a celebrity or an influencer with active SNS activities, the number of times of identity assurance verification can be set to a minimum.

Required data includes legal documents that can confirm that you are a family member or cohabitant. Alternatively, it may include documents proving that they belong to the same organization.

In the case of a regular member whose necessary data have been submitted, it is also possible for a guarantor member to be embodied in a limited proxy for the regular member's actions in certain cases. In this case, it is possible to set a limited range for the proxy action, and it is desirable that the regular member be notified immediately at the time of the proxy action.

When regular member registration is completed, the user's face image stored for identity verification is deleted to protect personal information.

In addition, in order to cope with the case where the leaked face image is used during online authentication, the user can upload a video file pronouncing the example sentence and register the video to include the characteristics of the user's voice and the characteristics around the mouth when pronouncing.

Then, when a number of various services are provided to the user terminal 20 granted full member status, other IDs, qualifications and certificates, personal selection information including unique identification information and sensitive information, and other items are added from the user terminal 20 can be registered with

In the case of being granted regular membership, the personal information registration system 10 according to an embodiment may encrypt and store various information for authenticity confirmation in a separate server. ID cards, licenses and certificates can be used as a DID-based electronic wallet service.

That is, various information for authenticity verification can be stored in a distributed storage using distributed ledger technology or other distributed network technology, and additional registration in other devices is also possible.

According to an additional aspect of the present invention, the personal information registration system 10 according to an embodiment may further display the identity verification result on other devices other than the user terminal 20 possessed by the individual.

For example, identity authentication is possible between users registered as regular members in the personal information registration system 10 according to an embodiment. For example, if a user logs in, selects a face-to-face transaction counterpart, and requests biometric authentication including face authentication, the user's 4-digit mobile phone number is displayed on the user's terminal owned by both parties, and the two parties verify each other's terminal screen, confirming that they are the true identity. You can check. However, the present invention is not limited thereto, and during non-face-to-face authentication, identity authentication may be performed using the other party's voice or face video.

Therefore, a user who has registered as a full member in the personal information registration system 10 according to an embodiment can prove that he or she is a real person comparable to a physical identification card to others he meets offline, and can conduct direct transactions safely without brokerage fees even when trading actual products. cancellation effect can be derived.

For example, a user who has registered as a regular member in the personal information registration system 10 according to an embodiment is a DID method technology after self-authentication, and only the certified person such as voting, immigration, medical institution use, immigration, test, liquor purchase, and identification card issuance You can do what you can do online/offline.

2 is a block diagram showing the configuration of a personal information registration system equipped with an identity verification function according to an embodiment of the present invention.

As shown in FIG. 2, the personal information registration system 10 according to an embodiment includes a communication unit 110, a request receiving unit 120, a response receiving unit 130, a guarantee approval unit 140, a guarantor verification unit 150, and a person authentication unit. 160, a verification result display unit 170, a biometric information registration unit 180, and a biometric information verification unit 190.

The communication unit 110 communicates with any internal component or at least one external terminal through a wired/wireless communication network. At this time, the external arbitrary terminal may include a user terminal 20, a guarantor terminal 30, a communication company server (not shown), and the like. Here, wireless Internet technologies include Wireless LAN (WLAN), DLNA (Digital Living Network Alliance), Wireless Broadband (Wibro), WiMAX (World Interoperability for Microwave Access: Wimax), HSDPA (High Speed Downlink Packet Access) ), High Speed Uplink Packet Access (HSUPA), IEEE 802.16, Long Term Evolution (LTE), Long Term Evolution-Advanced (LTE-A), Wireless Mobile Broadband Service (WMBS), etc. , and the communication unit 110 transmits and receives data according to at least one wireless Internet technology within a range including Internet technologies not listed above. In addition, short-range communication technologies include Bluetooth, Radio Frequency Identification (RFID), Infrared Data Association (IrDA), Ultra Wideband (UWB), ZigBee, and Near Field Communication (NFC). , Ultra Sound Communication (USC), Visible Light Communication (VLC), Wi-Fi, Wi-Fi Direct, and the like may be included. In addition, wired communication technologies may include power line communication (PLC), USB communication, Ethernet, serial communication, optical/coaxial cables, and the like.

The user terminal 20 and the guarantor terminal 30 include a smart phone, a portable terminal, a mobile terminal, a foldable terminal, and a personal digital assistant (PDA). ), PMP (Portable Multimedia Player) terminal, telematics terminal, navigation terminal, personal computer, notebook computer, slate PC, tablet PC, ultrabook ), wearable device (including, for example, a watch type terminal (Smartwatch), a glass type terminal (Smart Glass), HMD (Head Mounted Display), etc.), Wibro terminal, IPTV (Internet Protocol Television) terminal It can be applied to various terminals such as smart TVs, digital broadcasting terminals, AVN (Audio Video Navigation) terminals, A/V (Audio/Video) systems, flexible terminals, digital signage devices, and the like.

In one embodiment, the user terminal 20 and the guarantor terminal 30 only divide roles for convenience of description, and the physical and technical configurations may be implemented the same. A terminal owned by a user who wants to be authenticated through the personal information registration system 10 according to an embodiment, and a guarantor terminal 30 possessed by a guarantor who can guarantee that the user is himself when the user requests an identity guarantee. It is a terminal that

The request receiving unit 120 receives a user identity verification request from a user having the user terminal 20 . In one embodiment, the request receiving unit 120 may receive a bio signal required for log-in or a simple password, such as a user's face image or fingerprint, from the user terminal 20 that has requested membership registration. In addition, the identity of the user's identification photo and the face image stored in the user terminal 20 may be verified, or authentication of the mobile carrier may be further performed to precede the process of identifying the user himself.

The guarantee request unit 125 is a request receiving unit 120 to at least one guarantor terminal 30 possessed by an identity guarantor who has been issued a guarantor qualification through a predetermined procedure for proving the relationship with the user who has received the identity verification request. Requests for authentication of the identity of the requested user.

In one embodiment, the guarantor terminal 30 may be preferentially limited to a case in which an associate member or higher qualification is granted through a subscription procedure to the personal information registration system 10 according to an embodiment.

The guarantee request unit 125 provides personal identification information including a face image, name, address, and mobile phone number for a user's own request who owns the user terminal 20 to the guarantor terminal 30 .

The response receiving unit 130 receives an identity verification assurance response to the user's identity verification verification request requested by the verification request unit 125 from the guarantor terminal 30 .

When an identity verification assurance response is received from the response receiving unit 130, the guarantee approval unit 140 approves the identity guarantee of the user who has requested the user's personal authentication name. The assurance approval unit 140 may be implemented to receive an identity verification assurance response in response to an identity verification assurance request from at least one guarantor terminal 30 in order to approve an identity verification for one user.

The guarantor verification unit 150 is a guarantor candidate terminal possessed by at least one other person who is a member of the personal information registration system as a predetermined procedure for proving the relationship with the user. Evidence for one of neighbor relationships, company colleague relationships, registration in the same religious group, and membership in the same group is requested, and if the requested evidence is approved, the user's identity guarantor is granted.

In one embodiment, the proof data includes legal documents that can confirm family members or cohabitants. Alternatively, it may include documents proving that they belong to the same organization.

In one aspect, the guarantor verification unit 150 is a guarantor candidate terminal subscribed to the personal information registration system 10 when the user possessing the user terminal 20 is a minor to prove that he or she is the legal representative of the user. If the requested proof data is approved, the user's identity guarantor is granted.

In an additional aspect of the present invention, the guarantee request unit 125, when the user possessing the user terminal 20 and the name of the user terminal are different, go through a predetermined procedure for proving the relationship with the holder based on the holder. At least one guarantor terminal possessed by an identity guarantor who has been issued guarantor qualification requests an identity verification guarantee.

In addition, the guarantee approval unit 140 requests further authentication of the identity of the user possessing the user terminal 20 from the person whose identity is approved.

In addition, the guarantee request unit 125 transfers a request for at least one or more identity proof guarantees received to at least one or more guarantor terminals 30 possessed by an identity guarantor who has been issued a guarantor qualification having verified the identity of mobile phone numbers after logging in. and exposes the personal information of the user possessing the user terminal 20 corresponding to the identity verification guarantee request.

At this time, the response receiver 130 receives an identity verification guarantee response from the guarantor terminal 30 as a response to the user's identity verification guarantee request requested by the guarantee request unit 125 and whether or not the exposed personal information is authentic.

Accordingly, a regular member user who has registered personal information through the personal information registration system 10 equipped with an identity verification function according to an embodiment can authenticate himself using biometric information including his or her face image, regardless of time or place. You can prove your identity without an ID.

According to an additional aspect of the present invention, the personal information registration system 10 according to an embodiment may be linked with other service servers, and the identity authentication unit 160 determines whether the identity of the individual is authentic according to the request of the individual, and as a result provides

At this time, other service servers include, for example, online voting, issuance of public documents, online contracts, online medical treatment and prescriptions, prescription collection and drug purchases, online chatting, and various service servers that provide expert anonymous services such as lawyers, brokers, and doctors online. interpreted to do However, it is not limited thereto.

In addition, it is applicable to all cases to prove that the person is the actual person offline without an identification card and to prove that the person has actual qualifications. For example, it can be applied to include voting, exams, immigration, facility entry, meeting attendance, medical treatment, issuance of official documents and ID cards, vehicle rental, purchase of alcoholic beverages and cigarettes, face-to-face transaction of goods, and visiting services. In addition, it can be applied when using devices that are only allowed for the person, such as robots, electronic devices, door openers, cars, and various AI devices. However, it is not limited thereto.

According to another aspect of the present invention, the verification result display unit 170 further displays the identity verification result from the identity authentication unit 160 on other devices in addition to the user terminal 20 possessed by the individual. Therefore, users registered as full members in the personal information registration system 10 according to an embodiment can authenticate each other. For example, when a user logs in, selects a face-to-face transaction partner, and requests face authentication, the identity authentication unit 160 determines whether or not the person is authentic, and the verification result display unit 170 carries the user in a user terminal owned by both parties. Displays a 4-digit phone number. Transaction parties can confirm that both parties are the true principals by checking each other's terminal screens.

That is, a user registered as a full member in the personal information registration system 10 according to an embodiment can prove that he or she is a real person comparable to a physical identification card to others he or she meets offline, and can conduct direct transactions safely without brokerage fees even when trading real items. cancellation effect can be derived.

For example, in the personal information registration system 10 according to an embodiment, the first user certified as a regular member can access a service app or web page after logging in, register a property, and introduce his or her property registered on a real estate-related site. there is.

At this time, it is possible to log in using various means such as ID, QR code, token, mobile phone, etc. In addition, photos and videos for sale can be registered, transaction conditions, etc. can be specified in detail, and the first user can directly set whether or not to expose contact information.

In the personal information registration system 10 according to an embodiment, the second user who has been authenticated as a regular member may form a chatting channel with the first user after searching for a property. At this time, the access link is transmitted to the first user with the consent of the second user, and the first user may request the second user to verify the authenticity of the transaction. Accordingly, it is possible to form a chatting or voice call communication channel without exposing contact information between each other.

The personal information registration system 10 according to an embodiment may recognize a contract between a first user terminal and a second user terminal when a communication channel is formed between the first user terminal and the second user terminal.

In addition, the identity authentication unit 160 sends the phrase 'personal authentication' and the other party's 4-digit mobile phone number through an app or web page to the first user terminal possessed by the first user and the second user terminal possessed by the second user. display information At this time, identification information of the second user terminal is displayed on the first user terminal, and identification information of the first user terminal is displayed on the second user terminal.

And the identity authentication unit 160 recognizes the face image of the second user as the first user terminal according to the identity authentication request, and when the face image of the first user as the second user terminal is recognized, based on the pre-stored member authentication information Assess your authenticity.

At this time, the personal information registration system 10 may store information according to procedures related to identity authentication, and may receive and store various information in the form of photos, voices, and videos even in face-to-face procedures after identity authentication.

In addition, the verification result display unit 170 of the personal information registration system 10 provides the first user and the second user with authentication results to each other, provides a form required for a transaction or contract, or electronic submission of a government office or financial institution. Services and communication channel services with experts may be further provided.

Transactions and contracts between the first user and the second user may be stored as electronic documents for a predetermined period of time.

According to an additional aspect of the present invention, the biometric information registration unit 180 receives, stores, and registers the user's biometric information. At this time, the biometric information of the user includes a biometric signal such as the user's face image, fingerprint, and iris, and a video including voice characteristics and characteristics around the mouth during pronunciation.

When the biometric information verification unit 190 receives a request for identification based on the biometric information from the user terminal 20, the biometric information received from the user terminal 20 is the biometric information of the user registered in the biometric information registration unit 180. It proves that it is the user according to whether it matches. That is, the biometric information verification unit 190 receives a biosignal such as a user's face image, fingerprint, or iris from the user terminal 20, or a video including voice characteristics and characteristics around the mouth during pronunciation, and receives the user's pre-stored information. Personal authentication may be performed through comparison with biometric information.

According to this aspect, a user who wants to authenticate himself exposes his biometric information and compares it with registered biometric information, which may or may not be the same as the exposed biometric information, and performs authentication to ensure that he or she is himself. can

According to the personal information registration system 10 according to an embodiment, it is possible to easily prove true identity between parties to a transaction or contract, so that it can be applied to voting to eliminate controversy over voting irregularities, and convenient voting/counting at a low cost is possible. In addition, by proving that the bank account opened by authentication is the real name account of the person, the effect of preventing financial crimes and ensuring safe financial transactions is derived.

3 to 5 are flowcharts illustrating a personal information registration method equipped with an identity verification function according to an embodiment of the present invention.

In the personal information registration method having an identity verification function performed in the personal information registration system according to an embodiment, as shown in FIG. 3, the request receiving unit receives a user identity verification request from a user holding a user terminal (S300 ).

In addition, in the step of receiving the request by the guarantee requesting unit, the identity of the user who requested identity verification through at least one guarantor terminal possessed by the guarantor who has been issued guarantor qualification through a predetermined procedure for proving the relationship with the user who has received the identity verification request Proof assurance is requested (S310).

In a further aspect of the present invention, the step of requesting an identity proof guarantee may include, when the user possessing the user terminal and the name of the user terminal are different, the guarantor qualification through a predetermined procedure for proving the relationship with the holder based on the holder. At least one or more guarantor terminals possessed by the identity guarantor who has been issued a request for an identity verification guarantee, and in the step of approving the identity guarantee, further request for an identity verification guarantee of the user possessing the user terminal may be requested from the person who has been approved for the identity guarantee. there is.

Thereafter, the response receiver receives an identity verification assurance response to the user's identity verification assurance request requested by the guarantor terminal (S320).

Then, when an identity verification assurance response is received in the step of receiving a response, the identity verification of the user who requested the user's identity authentication is approved (S330).

According to an additional aspect of the present invention, the personal information registration method according to an embodiment can be linked with other service servers, the authentication unit determines the authenticity of the user according to the user's request, and the authentication result display unit is the user possessed by the user. In addition to the terminal, the identity verification result from the identity authentication unit may be further displayed on other devices.

According to another aspect of the present invention, the step of receiving and storing the user's biometric information further (S340), and when a request for identification according to the biometric information is received from the user terminal (S350), the biometric information authentication unit further receives and stores the input It further includes a step (S360) of proving that the user is the user according to whether or not the biometric information of the user registered in the step matches.

At this time, the biometric information of the user includes a biometric signal such as the user's face image, fingerprint, and iris, and a video including voice characteristics and characteristics around the mouth during pronunciation.

In the verifying step, when a request for identity verification according to biometric information is received from the user terminal, the identity of the user is verified according to whether the biometric information received from the user terminal matches the biometric information of the user registered in the biometric information registration unit.

That is, the biometric information verification unit receives biosignals such as the user's face image, fingerprint, or iris from the user terminal, or a video including voice characteristics and characteristics around the mouth during pronunciation, and compares the user's own biometric information with pre-stored biometric information. authentication can be performed.

According to this aspect, a user who wants to authenticate himself exposes his biometric information and compares it with registered biometric information, which may or may not be the same as the exposed biometric information, and performs authentication to ensure that he or she is himself. can

Accordingly, identity authentication is possible between users registered as regular members in the personal information registration system according to an embodiment. For example, if a user logs in, selects a face-to-face transaction partner, and requests face authentication, the identity authentication unit identifies whether or not the person is authentic, and the authentication result display unit displays the user's 4-digit mobile phone number on the user terminal owned by both parties. . That is, the parties to the transaction can confirm that both parties are the true principals by checking each other's terminal screens.

Therefore, a user who has registered as a full member in the personal information registration system according to an embodiment can prove that he or she is a real person comparable to a physical identification card to others he meets offline, and enables safe direct transactions without brokerage fees even when trading real items. can be derived.

As shown in FIG. 4 , in one aspect of the present invention, the guarantor verification unit may perform guarantor qualification verification by performing a predetermined procedure for proving a relationship with a user (S400).

First, if the user possessing the user terminal is a minor (S410), a guarantor candidate terminal registered as a member of the personal information registration system requests proof data to prove that he/she is a legal representative of the user (S420), and the requested proof data is If approved, the user's identity guarantor can be granted.

In addition, it is a guarantor candidate terminal possessed by at least one other person who has registered as a member of the personal information registration system. Evidence of whether one of them is requested (S430).

And when the requested proof data is approved (S440), the user's identity guarantor qualification can be granted (S450).

In a further aspect of the present invention, the step of requesting an identity proof guarantee includes at least one or more identity proof guarantees received from at least one guarantor terminal possessed by an identity guarantor who has been issued a guarantor qualification for verifying the identity of a mobile phone number after log-in. The step of sending the request, exposing the personal information of the user possessing the user terminal corresponding to the identity verification assurance request, and receiving the response is the step of requesting the identity verification assurance from the guarantor terminal. In response to the authenticity of the personal information requested and exposed, an identity verification assurance response may be received.

Specifically, as shown in FIG. 5, when a log-in request is received from the identity guarantor (S500), a process of recognizing the identity of the mobile phone number of the guarantor terminal owned by the identity guarantor from the mobile communication company (S510) is performed.

Then, when an identity verification guarantee request is received from the user terminal to the guarantor terminal (S520), the personal information of the user having the user terminal corresponding to the identity verification guarantee request is checked and exposed to the guarantor terminal (S530).

Subsequently, in the step of requesting an identity verification guarantee from the guarantor terminal, an identity verification guarantee response is received as a response to the user's identity verification guarantee request and the authenticity of the exposed personal information (S540 and S550).

The above method may be implemented as an application or implemented in the form of program instructions that can be executed through various computer components and recorded on a computer readable recording medium. The computer readable recording medium may include program instructions, data files, data structures, etc. alone or in combination.

Program instructions recorded on the computer-readable recording medium may be those specially designed and configured for the present invention, or those known and usable to those skilled in the art of computer software.

Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks and magnetic tapes, optical recording media such as CD-ROMs and DVDs, and magneto-optical media such as floptical disks. media), and hardware devices specially configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like.

Examples of program instructions include high-level language codes that can be executed by a computer using an interpreter or the like as well as machine language codes such as those produced by a compiler. The hardware device may be configured to act as one or more software modules to perform processing according to the present invention and vice versa.

Although the above has been described with reference to embodiments, it will be understood that those skilled in the art can variously modify and change the present invention without departing from the spirit and scope of the present invention described in the claims below. You will be able to.

10: personal information registration system 20: user terminal
30: guarantor terminal 110: communication department
120: request receiving unit 130: response receiving unit
140: guarantee approval unit 150: guarantor verification unit
160: identity authentication unit 170: verification result display unit

Claims (12)

a request receiving unit for receiving a user identification request from a user possessing a user terminal;
Guarantee requesting the identity verification guarantee of the user who requested identity verification to at least one guarantor terminal possessed by an identity guarantor who has been issued guarantor qualification through a predetermined procedure for proving the relationship with the user who has received the identity verification request through the request receiver. requesting department;
a response receiver receiving an identity verification assurance response to the user's identity verification assurance request requested by the guarantee requesting unit from a guarantor terminal; and
When an identity verification assurance response is received by the response receiving unit, an assurance approval unit for approving the identity assurance of the user who has requested the user's identity authentication;
a biometric information registration unit that receives and stores user's biometric information; and
When a request for identification according to biometric information is received from the user terminal, a biometric information authentication unit that proves that the user is the user according to whether or not the user's biometric information registered in the biometric information registration unit matches;
It is a guarantor candidate terminal possessed by at least one other person who is registered as a member of the personal information registration system as a predetermined procedure for proving the relationship with the user. A guarantor verification unit that requests proof of either registration of the same religious group or membership of the same group, and grants the user's identity guarantor qualification if the requested proof data is approved;
The guarantee request unit,
If the user possessing the user terminal and the name of the user terminal are different, the identity of at least one guarantor terminal possessed by the identity guarantor who has been issued the guarantor qualification through a predetermined procedure for proving the relationship with the nominee based on the nominee ask for proof of assurance;
The guarantee approval unit requests further authentication of the identity of the user possessing the user terminal from the person who has been approved for the identity guarantee,
An identity authentication unit that determines whether or not the user is authentic according to whether the identity guarantee is approved by the guarantee approval unit and whether or not the biometric information verification unit is proved, and provides the result; and
A proof result display unit for displaying the identity verification result from the identity authentication unit on the user terminal possessed by the individual and other devices possessed by counterparties other than the user terminal possessed by the individual; Personal information registration system.
delete delete According to claim 1,
The guarantor verification unit,
If the user possessing the user terminal is a minor, a guarantor candidate terminal registered as a member of the personal information registration system requests proof data to prove that he/she is a legal representative of the user, and if the requested proof material is approved, the user's A personal information registration system equipped with an identity verification function that qualifies as an identity guarantor.
delete According to claim 1,
The guarantee request unit,
After logging in, the identity guarantor who has verified the identity of the mobile phone number and has been issued a guarantor qualification transmits the request for at least one or more identity verification guarantees received to at least one or more guarantor terminals possessed by the identity guarantor, and possesses the user terminal corresponding to the identity verification guarantee request. expose the personal information of users who
The response receiver,
A personal information registration system having an identity verification function for receiving an identity verification guarantee response from a guarantor terminal in response to the user's identity verification guarantee request requested by the guarantee request unit and whether or not the exposed personal information is authentic.
In the personal information registration method equipped with an identity verification function performed in the personal information registration system according to one of claims 1, 4, and 6,
Receiving a user identity verification request from a user possessing a user terminal by a request receiving unit;
In the step of receiving the request by the guarantee request unit, the identity of the user who requested identity verification through at least one guarantor terminal possessed by the guarantor who has been issued guarantor qualification through a predetermined procedure for proving the relationship with the user who has received the identity verification request requesting proof assurance;
receiving, by a response receiving unit, an identity verification assurance response to a user's identity verification assurance request requested in the requesting step from a guarantor terminal; and
In the step of receiving the response by the assurance approval unit, when an identity verification assurance response is received, approving the identity assurance of the user who has requested the user's personal authentication;
further receiving and storing user's biometric information; and
When a request for identification according to biometric information is received from the user terminal, the biometric information authentication unit proving that the user is the user according to whether or not the biometric information registered in the receiving and storing step further includes ,
The guarantor verification unit is a guarantor candidate terminal possessed by at least one other person who is a member of the personal information registration system through a predetermined procedure for proving the relationship with the user. Requesting proof of one of company colleague relationships, registration in the same religious group, and membership in the same group, and granting qualification as a guarantor of the user's identity if the requested proof is approved;
The step of requesting the identity proof assurance,
If the user possessing the user terminal and the name of the user terminal are different, the identity of at least one guarantor terminal possessed by the identity guarantor who has been issued the guarantor qualification through a predetermined procedure for proving the relationship with the nominee based on the nominee ask for proof of assurance;
In the step of approving the identity guarantee, further requesting authentication of the identity of the user possessing the user terminal from the person who has been approved for the identity guarantee;
determining, by the authentication unit, whether or not the authenticity of the user is authentic according to whether or not the authentication approval unit approves the identity guarantee and whether or not the biometric information certification unit proves, and providing the result; and
The step of displaying, by the verification result display unit, the identity verification result from the identity authentication unit on the user terminal possessed by the individual and another device possessed by a counterparty other than the user terminal possessed by the individual; the identity verification function further comprising How to register personal information provided.
delete delete According to claim 7,
The step of granting qualification as the identity guarantor,
When the user possessing the user terminal is a minor, a guarantor candidate terminal registered as a member of the personal information registration system requests proof data to prove that he/she is a legal representative of the user, and if the requested proof material is approved, the user's A method of registering personal information equipped with an identity verification function that qualifies as an identity guarantor.
delete According to claim 7,
The step of requesting the identity proof assurance,
After logging in, the identity guarantor who has verified the identity of the mobile phone number and has been issued a guarantor qualification transmits the request for at least one or more identity verification guarantees received to at least one or more guarantor terminals possessed by the identity guarantor, and possesses the user terminal corresponding to the identity verification guarantee request. expose the personal information of users who
Receiving the response,
A personal information registration method having an identity verification function for receiving an identity verification guarantee response from a guarantor terminal in response to a request for identity verification assurance from a user requested in the step of requesting identity verification assurance and whether or not the exposed personal information is authentic.