CN113313603B - Service processing method, device and system, storage medium and electronic device - Google Patents
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Abstract
The application discloses a business processing method, a business processing device, a business processing system, a storage medium and an electronic device. Wherein the method comprises the following steps: receiving a first request of a first account number through a first interface of a first platform, wherein the first account number is an account number used in a second platform, the second platform is an exchange platform of products, the first platform is used for providing management functions of the products for the second platform, and the first request is used for requesting to exchange the first products; exchanging the first product from a third platform by using a second account corresponding to the first account, wherein the third platform is used for providing the second platform with the product, and the second account is used on the third platform; and responding to the first request, and returning a exchanging result of the first product to the first account through the first interface. The technical problem that the efficiency of providing financial services in the related art is low is solved.
Description
Technical Field
The present invention relates to the field of the internet, and in particular, to a method, an apparatus and a system for processing a service, a storage medium, and an electronic device.
Background
With the improvement of the living standard of people, the available funds in the hands are more and more, and more economic benefits can be obtained through the investment of some financial and financial products. The financial products (Financial Products) refer to various carriers of the funds-transfer process, including currency, gold, foreign exchange, securities, etc. That is, these financial products are the buying and selling objects of the financial market, and the suppliers and the consumers form the price of the financial products, such as the interest rate or the yield rate, through the market competition principle, and finally complete the transaction, thereby achieving the purpose of financing. Such as stocks, futures, options, policies, etc., are Financial Assets (Financial Assets), also called Financial instruments (Financial Instruments), also called Securities (Securities).
With the deep promotion of the construction of the multilevel capital market system in China, the competition of securities industry is aggravated, investors need more targeted and more effective investment services, and the communication between the investment consultants and the investors is mostly in telephone and interview modes at present, so that the working efficiency is low and the investment cost is high.
Similarly, in the fields of games, social interactions and the like, each game platform or social platform needs to establish a transaction system of products such as own game props and social props, and users have similar problems in the process of using the system and need to search web pages, game descriptions and the like to find out required game props, social props and the like.
In view of the above problems, no effective solution has been proposed at present.
Disclosure of Invention
The embodiment of the application provides a service processing method, device and system, a storage medium and an electronic device, which are used for at least solving the technical problem of low efficiency of providing financial services in related technologies.
According to an aspect of an embodiment of the present application, there is provided a method for processing a service, including: receiving a first request of a first account number through a first interface of a first platform, wherein the first account number is an account number used in a second platform, the second platform is an exchange platform of products, the first platform is used for providing management functions of the products for the second platform, and the first request is used for requesting to exchange the first products; exchanging the first product from a third platform by using a second account corresponding to the first account, wherein the third platform is used for providing the second platform with the product, and the second account is used on the third platform; and responding to the first request, and returning a exchanging result of the first product to the first account through the first interface.
According to another aspect of the embodiments of the present application, there is also provided a service processing apparatus, including: the system comprises a receiving unit, a first account number generation unit, a first control unit and a second control unit, wherein the receiving unit is used for receiving a first request of a first account number through a first interface of a first platform, the first account number is an account number used in a second platform, the second platform is a product exchange platform, the first platform is used for providing a management function of a product for the second platform, and the first request is used for requesting to exchange the first product; the system comprises a first platform, a second platform, a first account number, a second account number and a third platform, wherein the first platform is used for providing products for the second platform, and the second account number is used for the third platform; and the response unit is used for responding to the first request and returning the exchange result of the first product to the first account through the first interface.
According to another aspect of the embodiments of the present application, there is also provided a service processing system, including: the system comprises a first platform, a second platform and a third platform, wherein the first platform is used for exchanging a first product from the third platform by using a second account corresponding to the first account under the condition that a first request of the first account is received through a first interface, the first account is used for providing a management function of the product for the second platform, the first request is used for requesting exchanging the first product, and the second account is used for the third platform; the second platform is used for acquiring a first product exchange result returned to the first account through the first interface by the first platform, wherein the second platform is a product exchange platform; and the third platform is used for providing products for the second platform.
According to another aspect of the embodiments of the present application, there is also provided a storage medium including a stored program that when executed performs the above-described method.
According to another aspect of the embodiments of the present application, there is also provided an electronic device including a memory, a processor, and a computer program stored on the memory and executable on the processor, the processor executing the method described above by the computer program.
In the embodiment of the application, the second account corresponding to the first account is used for exchanging the first product from the third platform, the exchanging result of the first product is returned to the first account through the first interface, financial services are not provided in the forms of telephone, interview form and the like, the technical problem that the efficiency of providing financial services is low in the related art can be solved, and further the technical effect of improving the service efficiency is achieved.
Drawings
The accompanying drawings, which are included to provide a further understanding of the application and are incorporated in and constitute a part of this application, illustrate embodiments of the application and together with the description serve to explain the application and do not constitute an undue limitation to the application. In the drawings:
FIG. 1 is a schematic diagram of a hardware environment of a method of processing a service according to an embodiment of the present application;
FIG. 2 is a flow chart of an alternative business processing method according to an embodiment of the present application;
FIG. 3 is a flow chart of an alternative business processing method according to an embodiment of the present application;
FIG. 4 is a schematic diagram of an alternative business processing device according to an embodiment of the present application;
and
Fig. 5 is a block diagram of a terminal according to an embodiment of the present application.
Detailed Description
In order to make the present application solution better understood by those skilled in the art, the following description will be made in detail and with reference to the accompanying drawings in the embodiments of the present application, it is apparent that the described embodiments are only some embodiments of the present application, not all embodiments. All other embodiments, which can be made by one of ordinary skill in the art based on the embodiments herein without making any inventive effort, shall fall within the scope of the present application.
It should be noted that the terms "first," "second," and the like in the description and claims of the present application and the above figures are used for distinguishing between similar objects and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used may be interchanged where appropriate such that embodiments of the present application described herein may be implemented in sequences other than those illustrated or otherwise described herein. Furthermore, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.
The financial products in the current market are complex in category and huge in quantity, and are not difficult for professional investors to select investment targets, and if each platform online APP establishes own system, the operation is complex and the cost is high.
Similarly, in the fields of games, social contact and the like, products are complicated in types and large in quantity, and for users, especially new users, it is difficult to find products such as game props and social props required by the users when the users start to use the products, and if each game or online APP of the social contact platform establishes own system, the operation is complex and the cost is high.
In order to overcome this problem, according to an aspect of the embodiments of the present application, there is provided an embodiment of a method, which can be applied to fields of finance, games, social interaction, etc., and is exemplified as being applied to the finance field, and a system formed by the method is equivalent to a finance service system. The system analyzes the process of matching customer needs to financial assets by means of artificial intelligence. According to the characteristics of personal investors such as risk preference, financial condition, financial goal and the like, an intelligent algorithm and a portfolio theory model (generally, the portfolio theory proposed by Markov) are applied to provide intelligent investment management service for users, continuously track market dynamics and adjust asset allocation schemes. Compared with the traditional investment consultant service, the core characteristics of the financial service also embody standardization of service flow and discipline of investment decision by means of an objective investment combination model. The main advantages are that: intelligent, passive and low management cost. Similarly, when the method is applied to the fields of games and social contact, the method can recommend proper virtual products for the users according to the current game stage, game scene, social contact scene and the like of the users so as to meet the game or social contact requirements.
Alternatively, in the present embodiment, the above-described business processing method based on the intelligent financial service system may be applied to a hardware environment as shown in fig. 1. The environment (i.e., the first platform) mainly includes: the product service subsystem is used for receiving the management instruction of the manager on the target platform through the first interface and managing the target product according to the instruction of the management instruction. And the exchange service subsystem (also called as a transaction service subsystem) is provided with a second interface and is used for receiving a exchange request sent by an investor on the target platform through the second interface and exchanging a target product by using the virtual resource according to the indication of the exchange request.
The service subsystem manages the target product according to the instruction of the management instruction, and can be used for carrying out product configuration of financial products, carrying out customer analysis on customers, carrying out recommendation of the financial products and the like. The exchange service subsystem uses virtual resources to exchange target products (or financial products) according to the instruction of exchange requests (or transaction requests), if the first platform receives a first request of a first account through a first interface, the first platform exchanges the first products from a third platform by using a second account corresponding to the first account, the second platform obtains exchange results of the first products returned to the first account by the first platform through the first interface, and further, the transaction of the financial products is completed, and the transaction includes: purchase, add, store, sell, remove, etc.
The method for processing a service according to the embodiment of the present application may be performed by the first platform, and fig. 2 is a flowchart of an alternative method for processing a service according to the embodiment of the present application, as shown in fig. 2, where the method may include the following steps:
step S101, a first request of a first account number is received through a first interface of a first platform, the first account number is an account number used in a second platform, the second platform is an exchange platform of products, the first platform is used for providing management functions of the products for the second platform, and the first request is used for requesting to exchange the first products. The first account number can be an account number used by an investor, the second platform can exist in the situations of APP (application) client, HTTP (hyper text transport protocol) webpage client, public numbers of instant messaging applications and the like, and the first platform provides services for the second platform in a service mode.
Step S102, a second account corresponding to the first account is used for exchanging the first product from a third platform, the third platform is used for providing the product for the second platform, and the second account is used in the third platform. For the second platform, the product of the own platform can be sold, and the product of other third platforms (such as agent fund systems) can be sold.
Step S103, responding to the first request, and returning a exchanging result of the first product to the first account through the first interface.
The above-mentioned products may be different according to the application fields, such as financial products (in this case, the exchange platform is equivalent to the sales platform and the exchange system is equivalent to the sales system) such as stocks, funds, bonds, etc. in the financial field, game products such as game characters and game props in the game field, and social products such as social props in the social field; the virtual resources are also different according to the application fields, such as currency in the financial field, gold coins, points and the like in the game field, virtual currency in the social field and the like; tasks are tasks that use virtual resources to trade products, such as purchasing financial products using currency, social items using virtual currency, and the like. For the sake of description unification, the following unification is described by taking application to the financial field as an example, and similar to the application of the solution of the present application in other fields, the description is omitted.
The capability of the first platform to output services (such as through the provided first interface, second interface and the like) to the outside is utilized, and for the second platform, complex logics such as attribute analysis, recommendation, exchange and the like of products do not need to be paid attention to any more, the second platform can be directly realized by calling the first platform, and the second platform can provide corresponding exchange paths for users according to the needs, such as building APP application clients, HTTP webpage clients, public numbers of instant messaging applications and the like.
Through the steps, the second account corresponding to the first account is used for exchanging the first product from the third platform, the exchanging result of the first product is returned to the first account through the first interface, financial services are not provided through telephone, interview forms and the like, the technical problem that the efficiency of providing financial services is low in the related art can be solved, and further the technical effect of improving service efficiency is achieved.
In the financial investment field, in order to obtain a good yield of financial resources, it is necessary to judge the rising and falling of financial products such as stocks so as to buy and sell the financial products according to the judgment. At present, the judgment of the rise and fall of the financial product is mainly that a user judges the rise and fall in the future by means of past financial experience after viewing the information of the financial product.
The financial experience of the user is limited, so that the accuracy of judging the rising and falling of the financial products by the user is low, and the user needs to spend a great deal of time to check one by one due to the large quantity of the financial products and the large information quantity of the financial products. Embodiments of the present application are described in detail below in conjunction with the steps shown in fig. 2.
In the technical solution provided in step S101, a first financial request (i.e., a first request) of a first account is received through a first interface of a first platform.
Optionally, the first platform provides two aspects of capability, one aspect is capability of interfacing with a platform background, and the other aspect is capability of interfacing with an investor at the front end of the platform, and after a user places an order through a official network, an APP and a public number, a financial request is transmitted to the first platform through a client gateway by the first interface.
In the technical solution provided in step S102, the first financial product (i.e., the first product) is purchased from the third platform using the second account corresponding to the first account.
Alternatively, before purchasing the first financial product from the first sales system of the third platform using the second account number used at the first sales system (i.e., the first exchange system), some sales systems that require an account opening may be processed as follows: determining whether account information (which can be uniquely used to identify an investor, such as an identity card number, a cell phone number, etc. of the investor) exists in the first sales system that matches the account information of the first account; under the condition that the account number with the account number information matched with the account number information of the first account number does not exist in the first sales system, applying for a second account number used in the first sales system from a third platform by using the account number information of the first account number; and under the condition that the account number with the account number information matched with the account number information of the first account number exists in the first sales system or the second account number used in the first sales system is applied from the third platform by using the account number information of the first account number, the step of purchasing the first financial product from the first sales system of the third platform by using the second account number used in the first sales system is executed.
Optionally, before purchasing the first financial product from the third platform using the second account corresponding to the first account, the first account may be authenticated as follows: decrypting the data packet carrying the first financial request by using a platform public key of the second platform, wherein the platform public key of the second platform is a key pair matched with a platform private key of the second platform, and one of the platform public key of the second platform and the platform private key of the second platform is used for decrypting information encrypted by the other; under the condition that the data packet carrying the first financial request is successfully decrypted, the first financial request carried in the data packet is obtained; searching an account public key and signature information of the first account according to the first account obtained from the first field of the first financial request; decrypting data of a second field in the first financial request by using an account public key of the first account, and determining signature information corresponding to the decrypted second field by using a signature scheme of the first account, wherein the account public key of the first account is a secret key pair matched with an account private key of the first account, one of the account public key of the first account and the account private key of the first account is used for decrypting information encrypted by the other, and when the signature information determined by using the signature scheme is consistent with the signature information carried in the first field, the step of purchasing the first financial product from a third platform by using the second account corresponding to the first account is executed. The signature scheme may be a signature algorithm, and the corresponding signature information may be obtained after processing a piece of information (such as the second field) by using the signature algorithm.
Optionally, purchasing the first financial product from the third platform using a second account corresponding to the first account includes: under the condition that the third platform is provided with a plurality of sales systems, determining a first sales system to which a first financial product belongs in the third platform, wherein the plurality of sales systems comprise the first sales system, and financial products sold by any two sales systems in the plurality of sales systems are different; and purchasing the first financial product from the first sales system of the third platform using the second account number used at the first sales system.
The intelligent account opening can judge whether the customer opens financial service or not by inquiring a Client table, namely a user information table, wherein basic user information such as user id, name and affiliated platform is attached to the table, the judgment logic of whether the customer opens the account on the platform can be that the account is judged in a transaction account table transactionAccount info (in a fund sales system and a financial sales system, the account is an account which really generates transactions, and both systems need to be maintained) through a system number, a bank code, a bank card number and the affiliated platform, if no, the account is opened, the Client table is inserted, the Client InlnnerSysInfo table, namely the internal information table of the customer is mainly the user information of different systems stored in different platforms, and the relation between the account and the intelligent account is n 1 and n is the number of the system.
For example: the bank needs to be in butt joint with the fund product and the financial product of the bank in the service platform, and the fund sales system S1 and the financial sales system S2 are arranged in the internal system, so that two pieces of internal system user data IU1 of the user U1 are respectively stored and managed to correspond to the S1, and the IU2 corresponds to the S2. Querying an internal system table $InnerSysInfo, i.e. internal system information, and storing basic information of internal different systems of different platforms, for example: the above S1 and S2 system vendor codes, whether default account opening is required, whether the primary customer risk level is required, and the like, and if the separator criterion is that secondary account opening of the internal system is required, the second account opening of the different internal systems is required, which means that different transaction accounts between different internal systems are required. For example: the above systems S1 and S2 need to perform operations of respectively interfacing S1 and S2 to open a transaction account, where the transaction account T1 after successful opening corresponds to S1 and T2 corresponds to S2, and if a certain combination in the transaction process includes S1 sales system products F1 and S2 sales system products F2, then the transaction account T1 needs to purchase products F1, and the transaction account T2 needs to purchase products F2; direct record to customer internal information to clientlnnersyinfo table if no separate account is needed.
In the technical solution provided in step S103, the purchase result (i.e., the exchange result) of the first financial product is returned to the first account through the first interface.
Optionally, after the first financial product is purchased from the third platform by using the second account corresponding to the first account, the financial information (i.e. product information) of the first financial product is associated with the first account and the second account and then stored in the first data table, where the first data table is a data table for storing the financial information of the financial product purchased from the first sales system in the third platform.
Optionally, after purchasing the first financial product from the third platform using the second account corresponding to the first account, receiving a second financial request of the first account through the first interface of the first platform, where the second financial request is used to instruct to purchase the second financial product from the second sales system of the third platform, and the plurality of sales systems of the third platform include the second sales system; purchasing a second financial product from a second sales system by using a third account corresponding to the first account, wherein the third account is an account used by the second sales system of a third platform; and associating the financial information of the second financial product with the first account and the third account and then storing the information in a second data table, wherein the second data table is a data table for storing the financial information of the financial product purchased from the second sales system in the third platform.
As an alternative embodiment, the process of opening an account by intelligent investment (abbreviated as intelligent investment) should be that when a user enters the system and brings the current user (including global client identification id) through a single point, the judgment logic of whether the user passes the platform can be judged by the global client id. If not, intelligent account opening is carried out, a client table is inserted, then internal system circulation is carried out, whether an independent client and an internal system account interface of an internal system information query access platform which reads the necessary account opening are judged, and the following flow is carried out. The following further details the technical solution of the present application in connection with the steps shown in fig. 3:
in step S201, after the start of the intelligent account opening, the intelligent account opening is performed for the user in the system (the account opening process is not perceived by the user), and the global user identification of the system, that is, the information uniquely used for identifying an investor, such as the user identification number, the mobile phone number, etc., can be obtained, because the identification needs to be used during registration, according to the account that is registered once, the identification can be obtained by the first account number of the person.
The internal system table InnerSysInfo can be queried, and if the separator ESubClientIdFlag=1, the secondary account opening of the internal system is required; direct record to customer internal information to clientlnnersyinfo table if no separate account is needed.
Step S202, obtaining the internal system information of the account to be opened, and for different systems, setting whether the account to be opened is required or not by configuring the account opening identifier, if the account opening identifier is 1, the account opening is required, and if the account opening identifier is other values, the account opening is not required.
The cyclical opening of an account may be attempted by:
step S203, determine whether the client number is independent (independent mode for short), if yes, execute step S204, otherwise execute step S209.
Independent customer number mode: the maintenance in the internal system information table is used for distinguishing whether the client numbers in the middle of the systems of different internal systems S1, S2, S3 and the like are independent or not. If it is: the S1, S2 and S3 systems will have different internal system client information US1, US2 and US3, respectively, for the same client; if no: the system S1, S2 and S3 has a global client information U1.
Opening an internal system account: in the above example, the independent internal system clients US1, US2 and US3 are opened by S1, S2 and S3, which may be called secondary account opening.
Step S204, inquiring the internal system account number through the global client identification.
Step S205, judging whether the internal system account exists, if yes, executing step S209, otherwise, executing step S206.
Step S206, judging whether a face tag is needed, if yes, executing step S207, otherwise, executing step S208.
Face label: a certain product sales system needs a customer to go to a counter to conduct face sign evaluation risk level, if the customer U1 does not conduct face sign flow, the intelligent throwing system can not automatically open accounts for the system, and if forced open accounts are not in compliance, the open accounts can not be successfully opened.
Step S207, judging whether the label is already faced, if yes, executing step S208, otherwise executing step S209.
Step S208, opening an internal system account.
In step S209, the internal account information of the client system is recorded.
It should be noted that, for simplicity of description, the foregoing method embodiments are all expressed as a series of action combinations, but it should be understood by those skilled in the art that the present application is not limited by the order of actions described, as some steps may be performed in other order or simultaneously in accordance with the present application. Further, those skilled in the art will also appreciate that the embodiments described in the specification are all preferred embodiments, and that the acts and modules referred to are not necessarily required in the present application.
From the description of the above embodiments, it will be clear to a person skilled in the art that the method according to the above embodiments may be implemented by means of software plus the necessary general hardware platform, but of course also by means of hardware, but in many cases the former is a preferred embodiment. Based on such understanding, the technical solution of the present application may be embodied essentially or in a part contributing to the prior art in the form of a software product stored in a storage medium (such as ROM/RAM, magnetic disk, optical disk), comprising several instructions for causing a terminal device (which may be a mobile phone, a computer, a server, or a network device, etc.) to perform the method described in the embodiments of the present application.
According to another aspect of the embodiments of the present application, there is also provided a service processing apparatus for implementing the service processing method. Fig. 4 is a schematic diagram of an alternative service processing apparatus according to an embodiment of the present application, as shown in fig. 4, where the apparatus may include:
a receiving unit 11, configured to receive, through a first interface of a first platform, a first request of a first account number, where the first account number is an account number used in a second platform, the second platform is an exchange platform of products, the first platform is configured to provide a management function of the products for the second platform, and the first request is used to request exchange of the first product;
a exchanging unit 12, configured to exchange the first product from a third platform using a second account corresponding to the first account, where the third platform is configured to provide the second platform with the product, and the second account is an account used on the third platform;
and the response unit 13 is used for responding to the first request and returning the exchange result of the first product to the first account through the first interface.
It should be noted that the receiving unit 11 in this embodiment may be used to perform step S101 in the embodiment of the present application, the exchange unit 12 in this embodiment may be used to perform step S102 in the embodiment of the present application, and the response unit 13 in this embodiment may be used to perform step S103 in the embodiment of the present application.
It should be noted that the above modules are the same as examples and application scenarios implemented by the corresponding steps, but are not limited to what is disclosed in the above embodiments. It should be noted that the above modules may be implemented in software or hardware as a part of the apparatus in the hardware environment shown in fig. 1.
Through the module, the second account corresponding to the first account is used for exchanging the first product from the third platform, the exchanging result of the first product is returned to the first account through the first interface, financial services are not provided in the forms of telephone, interview form and the like, the technical problem that the efficiency of providing financial services is low in the related art can be solved, and further the technical effect of improving the service efficiency is achieved.
Optionally, the exchange unit is further configured to: under the condition that the third platform is provided with a plurality of switching systems, determining a first switching system to which a first product belongs in the third platform, wherein the plurality of switching systems comprise the first switching system, and products exchanged by any two switching systems in the plurality of switching systems are different; the first product is swapped from the first switching system of the third platform using the second account number used at the first switching system.
Optionally, the device of the present application may further include an account opening unit, configured to determine, before exchanging the first product from the first exchange system of the third platform using the second account number used in the first exchange system, whether an account number whose account number information matches the account number information of the first account number exists in the first exchange system; under the condition that the account number with the account number information matched with the account number information of the first account number does not exist in the first exchange system, applying for a second account number used in the first exchange system from a third platform by using the account number information of the first account number; and executing the step of exchanging the second account number used in the first exchange system for the first product from the first exchange system of the third platform under the condition that the account number with the account number information matched with the account number information of the first account number exists in the first exchange system or the second account number used in the first exchange system is applied from the third platform by using the account number information of the first account number.
Optionally, the device of the present application may further include a storage unit, configured to store, after exchanging the first product from the third platform using the second account corresponding to the first account, product information of the first product, after associating the product information with the first account and the second account, in a first data table, where the first data table is a data table used for storing product information of a product exchanged from the first exchange system in the third platform.
Optionally, the storage unit of the present application may further be configured to: after exchanging the first product from the third platform using the second account corresponding to the first account, receiving a second request of the first account through a first interface of the first platform, wherein the second request is used for indicating exchanging the second product from a second exchange system of the third platform, and the plurality of exchange systems of the third platform comprise the second exchange system; exchanging a second product from the second exchange system by using a third account corresponding to the first account, wherein the third account is an account used in the second exchange system of the third platform; and the product information of the second product is stored in a second data table after being correlated with the first account and the third account, wherein the second data table is used for storing the product information of the product exchanged from the second exchange system in the third platform.
Optionally, the apparatus of the present application may further include: an authentication unit, configured to decrypt, before exchanging the first product from the third platform using a second account corresponding to the first account, a data packet carrying the first request using a platform public key of a second platform, where the platform public key of the second platform is a key pair used in cooperation with a platform private key of the second platform, and one of the platform public key of the second platform and a platform private key of the second platform is used to decrypt information encrypted by the other; under the condition that the decryption of the data packet carrying the first request is successful, the first request carried in the data packet is obtained; searching an account public key and signature information of the first account according to the first account acquired from the first field of the first request; decrypting the data of the second field in the first request by using the public account key of the first account, and determining signature information corresponding to the decrypted second field by using a signature scheme of the first account, wherein the public account key of the first account is a secret key pair matched with the private account key of the first account, one of the public account key of the first account and the private account key of the first account is used for decrypting the information encrypted by the other, and the step of exchanging the first product from the third platform by using the second account corresponding to the first account is performed under the condition that the signature information determined by using the signature scheme is consistent with the signature information carried in the first field.
It should be noted that the above modules are the same as examples and application scenarios implemented by the corresponding steps, but are not limited to what is disclosed in the above embodiments. It should be noted that the above modules may be implemented in software or in hardware as part of the apparatus shown in fig. 1, where the hardware environment includes a network environment.
According to another aspect of the embodiments of the present application, there is also provided a server or a terminal for implementing the processing method of the service.
Fig. 5 is a block diagram of a terminal according to an embodiment of the present application, and as shown in fig. 5, the terminal may include: one or more (only one is shown in fig. 5) processors 21, memory 22, and transmission means 23, as shown in fig. 5, the terminal may further comprise an input-output device 24.
The memory 22 may be used to store software programs and modules, such as program instructions/modules corresponding to the methods and apparatuses for processing services in the embodiments of the present application, and the processor 21 executes the software programs and modules stored in the memory 22, thereby executing various functional applications and data processing, that is, implementing the methods for processing services described above. Memory 22 may include high-speed random access memory, and may also include non-volatile memory, such as one or more magnetic storage devices, flash memory, or other non-volatile solid-state memory. In some examples, the memory 22 may further comprise memory remotely located with respect to the processor 21, which may be connected to the terminal via a network. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.
The above-mentioned transmission means 23 are used for receiving or transmitting data via a network, and can also be used for data transmission between the processor and the memory. Specific examples of the network described above may include wired networks and wireless networks. In one example, the transmission means 23 comprises a network adapter (Network Interface Controller, NIC) which can be connected to other network devices and routers via network lines to communicate with the internet or a local area network. In one example, the transmission device 23 is a Radio Frequency (RF) module, which is used to communicate with the internet wirelessly.
Wherein in particular the memory 22 is used for storing application programs.
The processor 21 may call the application program stored in the memory 22 via the transmission means 23 to perform the following steps:
receiving a first financial request of a first account number through a first interface of a first platform, wherein the first account number is an account number used in a second platform, the second platform is a sales platform of a financial product, the first platform is used for providing a management function of the financial product for the second platform, and the first financial request is used for requesting to purchase the first financial product;
purchasing a first financial product from a third platform by using a second account corresponding to the first account, wherein the third platform is used for providing the financial product for the second platform, and the second account is an account used on the third platform;
And responding to the first financial request, and returning the purchase result of the first financial product to the first account through the first interface.
The processor 21 is further configured to perform the steps of:
decrypting the data packet carrying the first financial request by using a platform public key of the second platform, wherein the platform public key of the second platform is a key pair matched with a platform private key of the second platform, and one of the platform public key of the second platform and the platform private key of the second platform is used for decrypting information encrypted by the other;
under the condition that the data packet carrying the first financial request is successfully decrypted, the first financial request carried in the data packet is obtained;
searching an account public key and signature information of the first account according to the first account obtained from the first field of the first financial request;
decrypting the data of the second field in the first financial request by using the public key of the first account, determining signature information corresponding to the decrypted second field by using a signature scheme of the first account, wherein the public key of the first account is a key pair used in cooperation with the private key of the first account, one of the public key of the first account and the private key of the first account is used for decrypting the information encrypted by the other,
And under the condition that the signature information determined by using the signature scheme is consistent with the signature information carried by the first field, the step of purchasing the first financial product from the third platform by using the second account corresponding to the first account is executed.
By adopting the embodiment of the application, through the capability of the first platform to output services (such as through the provided first interface, second interface and the like), the second platform does not need to pay attention to complex logics such as attribute analysis, recommendation, purchase and the like of financial products, and can be directly realized by calling the first platform, and the second platform can provide corresponding purchasing paths for users according to the needs, such as establishing an APP application client, an HTTP webpage client, public numbers of instant messaging applications and the like. The first financial product is purchased from the third platform by using the second account corresponding to the first account, the purchase result of the first financial product is returned to the first account through the first interface, financial services are not provided in the forms of telephone, interview and the like, the technical problem of lower efficiency of providing the financial services in the related technology can be solved, and further the technical effect of improving the service efficiency is achieved.
Alternatively, specific examples in this embodiment may refer to examples described in the foregoing embodiments, and this embodiment is not described herein.
It will be appreciated by those skilled in the art that the structure shown in fig. 5 is only illustrative, and the terminal may be a smart phone (such as an Android phone, an iOS phone, etc.), a tablet computer, a palmtop computer, a mobile internet device (Mobile Internet Devices, MID), a PAD, etc. Fig. 5 is not limited to the structure of the electronic device. For example, the terminal may also include more or fewer components (e.g., network interfaces, display devices, etc.) than shown in fig. 5, or have a different configuration than shown in fig. 5.
Those of ordinary skill in the art will appreciate that all or part of the steps in the various methods of the above embodiments may be implemented by a program for instructing a terminal device to execute in association with hardware, the program may be stored in a computer readable storage medium, and the storage medium may include: flash disk, read-Only Memory (ROM), random-access Memory (Random Access Memory, RAM), magnetic or optical disk, and the like.
Embodiments of the present application also provide a storage medium. Alternatively, in the present embodiment, the above-described storage medium may be used for program codes of a processing method for executing a service.
Alternatively, in this embodiment, the storage medium may be located on at least one network device of the plurality of network devices in the network shown in the above embodiment.
Alternatively, in the present embodiment, the storage medium is configured to store program code for performing the steps of:
receiving a first financial request of a first account number through a first interface of a first platform, wherein the first account number is an account number used in a second platform, the second platform is a sales platform of a financial product, the first platform is used for providing a management function of the financial product for the second platform, and the first financial request is used for requesting to purchase the first financial product;
purchasing a first financial product from a third platform by using a second account corresponding to the first account, wherein the third platform is used for providing the financial product for the second platform, and the second account is an account used on the third platform;
and responding to the first financial request, and returning the purchase result of the first financial product to the first account through the first interface.
Optionally, the storage medium is further arranged to store program code for performing the steps of:
decrypting the data packet carrying the first financial request by using a platform public key of the second platform, wherein the platform public key of the second platform is a key pair matched with a platform private key of the second platform, and one of the platform public key of the second platform and the platform private key of the second platform is used for decrypting information encrypted by the other;
Under the condition that the data packet carrying the first financial request is successfully decrypted, the first financial request carried in the data packet is obtained;
searching an account public key and signature information of the first account according to the first account obtained from the first field of the first financial request;
decrypting the data of the second field in the first financial request by using the public key of the first account, determining signature information corresponding to the decrypted second field by using a signature scheme of the first account, wherein the public key of the first account is a key pair used in cooperation with the private key of the first account, one of the public key of the first account and the private key of the first account is used for decrypting the information encrypted by the other,
and under the condition that the signature information determined by using the signature scheme is consistent with the signature information carried by the first field, the step of purchasing the first financial product from the third platform by using the second account corresponding to the first account is executed.
Alternatively, specific examples in this embodiment may refer to examples described in the foregoing embodiments, and this embodiment is not described herein.
Alternatively, in the present embodiment, the storage medium may include, but is not limited to: a U-disk, a Read-Only Memory (ROM), a random access Memory (RAM, random Access Memory), a removable hard disk, a magnetic disk, or an optical disk, or other various media capable of storing program codes.
The foregoing embodiment numbers of the present application are merely for describing, and do not represent advantages or disadvantages of the embodiments.
The integrated units in the above embodiments may be stored in the above-described computer-readable storage medium if implemented in the form of software functional units and sold or used as separate products. Based on such understanding, the technical solution of the present application may be embodied in essence or a part contributing to the prior art or all or part of the technical solution in the form of a software product stored in a storage medium, including several instructions to cause one or more computer devices (which may be personal computers, servers or network devices, etc.) to perform all or part of the steps of the methods described in the various embodiments of the present application.
In the foregoing embodiments of the present application, the descriptions of the embodiments are emphasized, and for a portion of this disclosure that is not described in detail in this embodiment, reference is made to the related descriptions of other embodiments.
In several embodiments provided in the present application, it should be understood that the disclosed client may be implemented in other manners. The above-described embodiments of the apparatus are merely exemplary, and the division of the units, such as the division of the units, is merely a logical function division, and may be implemented in another manner, for example, multiple units or components may be combined or may be integrated into another system, or some features may be omitted, or not performed. Alternatively, the coupling or direct coupling or communication connection shown or discussed with each other may be through some interfaces, units or modules, or may be in electrical or other forms.
The units described as separate units may or may not be physically separate, and units shown as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the solution of this embodiment.
In addition, each functional unit in each embodiment of the present application may be integrated in one processing unit, or each unit may exist alone physically, or two or more units may be integrated in one unit. The integrated units may be implemented in hardware or in software functional units.
The foregoing is merely a preferred embodiment of the present application and it should be noted that modifications and adaptations to those skilled in the art may be made without departing from the principles of the present application and are intended to be comprehended within the scope of the present application.
Claims (11)
1. A method for processing a service, comprising:
receiving a first request of a first account number through a first interface of a first platform, wherein the first account number is an account number used in a second platform, the second platform is a product exchange platform, the first platform is used for providing a management function of a product for the second platform, and the first request is used for requesting to exchange a first product;
Exchanging the first product from a third platform by using a second account corresponding to the first account, wherein the third platform is used for providing the second platform with the product, and the second account is an account used on the third platform;
and responding to the first request, and returning a swap result of the first product to the first account through the first interface.
2. The method of claim 1, wherein exchanging the first product from a third platform using a second account corresponding to the first account comprises:
determining a first switching system to which the first product belongs in the third platform under the condition that the third platform is provided with a plurality of switching systems, wherein the plurality of switching systems comprise the first switching system, and products exchanged by any two switching systems in the plurality of switching systems are different;
the second account number used at the first exchange system is used to exchange the first product from the first exchange system of the third platform.
3. The method of claim 2, wherein prior to exchanging the first product from the first switching system of the third platform using the second account number used at the first switching system, the method further comprises:
Determining whether an account number with account number information matched with the account number information of the first account number exists in the first exchange system;
applying for the second account number used in the first exchange system from the third platform by using the account number information of the first account number under the condition that the account number with the account number information matched with the account number information of the first account number does not exist in the first exchange system;
and executing the step of exchanging the first product from the first exchange system of the third platform by using the second account number used in the first exchange system under the condition that the account number with account number information matched with the account number information of the first account number exists in the first exchange system or the account number information of the first account number is utilized to apply from the third platform to the second account number used in the first exchange system.
4. A method according to any one of claims 1 to 3, wherein after exchanging the first product from a third platform using a second account corresponding to the first account, the method further comprises:
and associating the product information of the first product with the first account and the second account and then storing the product information in a first data table, wherein the first data table is a data table for storing the product information of the product exchanged from a first exchange system in the third platform.
5. A method according to any one of claims 1 to 3, wherein after exchanging the first product from the third platform using the second account corresponding to the first account, the method further comprises:
receiving a second request for the first account number through a first interface of the first platform, wherein the second request is used for indicating a second product to be exchanged from a second exchange system of a third platform, and a plurality of exchange systems of the third platform comprise the second exchange system;
exchanging the second product from a second exchange system using a third account corresponding to the first account, wherein the third account is an account used at the second exchange system of the third platform;
and associating the product information of the second product with the first account and the third account and then storing the product information in a second data table, wherein the second data table is used for storing the product information of the product exchanged from a second exchange system in the third platform.
6. A method according to any one of claims 1 to 3, wherein prior to exchanging the first product from a third platform using a second account corresponding to the first account, the method further comprises:
Decrypting the data packet carrying the first request by using a platform public key of the second platform, wherein the platform public key of the second platform is a secret key pair matched with a platform private key of the second platform, and one of the platform public key of the second platform and the platform private key of the second platform is used for decrypting information encrypted by the other one;
under the condition that the data packet carrying the first request is successfully decrypted, acquiring the first request carried in the data packet;
searching an account public key and signature information of the first account according to the first account acquired from the first field of the first request;
decrypting data of a second field in the first request by using an account public key of the first account, and determining signature information corresponding to the decrypted second field by using a signature scheme of the first account, wherein the account public key of the first account is a key pair matched with an account private key of the first account, and one of the account public key of the first account and the account private key of the first account is used for decrypting information encrypted by the other one;
and under the condition that the signature information determined by using the signature scheme is consistent with the signature information carried by the first field, executing the step of exchanging the first product from a third platform by using a second account corresponding to the first account.
7. A service processing apparatus, comprising:
the system comprises a receiving unit, a first account number generation unit and a second account number generation unit, wherein the receiving unit is used for receiving a first request of a first account number through a first interface of a first platform, the first account number is an account number used in a second platform, the second platform is an exchange platform of products, the first platform is used for providing management functions of the products for the second platform, and the first request is used for requesting to exchange the first products;
a trading unit, configured to trade a second account corresponding to the first account for the first product from a third platform, where the third platform is configured to provide the second platform with the product, and the second account is an account used on the third platform;
and the response unit is used for responding to the first request and returning the exchange result of the first product to the first account through the first interface.
8. The apparatus of claim 7, wherein the exchange unit is further configured to:
determining a first switching system to which the first product belongs in the third platform under the condition that the third platform is provided with a plurality of switching systems, wherein the plurality of switching systems comprise the first switching system, and products exchanged by any two switching systems in the plurality of switching systems are different;
The second account number used at the first exchange system is used to exchange the first product from the first exchange system of the third platform.
9. A system for processing a service, comprising:
the system comprises a first platform, a second platform and a third platform, wherein the first platform is used for exchanging a first product from the third platform by using a second account corresponding to a first account under the condition that a first request of the first account is received through a first interface, the first account is used for providing a management function of the product for the second platform, the first request is used for requesting exchanging the first product, and the second account is used for the third platform;
the second platform is used for acquiring a result of exchanging the first product returned to the first account through the first interface by the first platform, wherein the second platform is an exchange platform of the product;
the third platform is used for providing products for the second platform.
10. A storage medium comprising a stored program, wherein the program when run performs the method of any one of the preceding claims 1 to 6.
11. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the processor performs the method according to any of the preceding claims 1 to 6 by means of the computer program.
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