CN113240533A - Insurance system and method based on teaching achievement - Google Patents

Insurance system and method based on teaching achievement Download PDF

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CN113240533A
CN113240533A CN202110672136.7A CN202110672136A CN113240533A CN 113240533 A CN113240533 A CN 113240533A CN 202110672136 A CN202110672136 A CN 202110672136A CN 113240533 A CN113240533 A CN 113240533A
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insurance
information
settlement request
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insured
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林昱珊
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Ning Hanzhao
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Ning Hanzhao
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
    • G06Q50/10Services
    • G06Q50/20Education
    • G06Q50/205Education administration or guidance

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Abstract

The invention discloses an insurance system and method based on teaching achievements. The system comprises a request module, a response module and an output module; the request module is used for acquiring a claim settlement request; the response module is used for acquiring the insurance information corresponding to the claim settlement request according to the claim settlement request and judging whether the claim settlement request meets guarantee conditions in the insurance information; the output module is used for generating the claim payment information containing the claim settlement amount if the claim settlement request meets the guarantee condition, and the output module is used for enabling the insured to obtain the claim payment. The method comprises the steps of obtaining a claim settlement request, obtaining insurance information corresponding to the claim settlement request according to the claim settlement request, and judging whether the claim settlement request meets guarantee conditions in the insurance information; and if the claim settlement request is judged to meet the guarantee condition, generating claim payment information containing the claim settlement amount, and enabling the insured to obtain the claim payment. By the scheme, loss of parents is reduced, interactivity and participation of children and education and training mechanisms are improved, and win-win of the parents, the children, the education and training mechanisms and insurance companies is realized.

Description

Insurance system and method based on teaching achievement
Technical Field
The invention belongs to the technical field of computers, and particularly relates to an insurance system and method based on teaching achievements.
Background
With the development of science and technology and the increasing competition, people are keen more and more strongly on knowledge, especially at school students. In order to obtain better performance, school students not only receive school education in schools, but also participate in tutoring courses provided by out-of-class tutoring institutions (or training institutions).
And (5) taking part in a tutoring course, and paying training cost. At present, the quality of tutoring courses is uneven, and the learning quality of students is uneven, so that the students face the risk that the scores are not improved although the fees are paid, and the burden of an out-of-class tutoring organization is increased for parents.
Disclosure of Invention
In order to solve the problems in the prior art, the invention provides an insurance system based on teaching achievement on one hand, which comprises: a request module, configured to receive a claim settlement request, where the claim settlement request includes: identity information, guarantee time, identification information of a target examination and actual examination result information of the insured person, wherein the actual examination result information is the examination result information of the insured person in the target examination corresponding to the guarantee time; the response module is connected with the request module and used for acquiring insurance information corresponding to the claim settlement request according to the claim settlement request and judging whether the claim settlement request meets guarantee conditions in the insurance information; and the output module is connected with the response module and used for generating claim payment information if the claim settlement request meets the guarantee condition, wherein the claim payment information is used for enabling the insured to obtain claim payment, and the claim payment information comprises the claim settlement amount.
In the insurance system described above, optionally, the insurance system further includes: and the insurance pricing module is used for adjusting the insurance amount based on the identification information, the insurance amount, the policy quantity and the total amount of the claim of the target test in the historical data and determining the adjusted insurance amount, and the adjusted insurance amount is displayed in the insurance information and is used for indicating the insurance application cost of the insured person during insurance application.
In the insurance system as described above, optionally, the response module includes: the first acquisition sub-module is used for searching a policy number corresponding to the identity information of the insured person and the identification information of the target test in the claim settlement request in a preset database; the second acquisition submodule is used for acquiring target score information in the application information corresponding to the policy number; and the first judgment submodule is used for judging whether the target result information is smaller than the actual examination result information.
In the insurance system described above, optionally, the claim settlement request further includes: claim settlement request time; the response module further comprises: the third acquisition submodule is used for acquiring the claim settlement period in the application information corresponding to the policy number; and the second judgment submodule is used for judging whether the claim settlement request time meets the claim settlement deadline.
In the insurance system as described above, optionally, the response module further includes: and the third judgment submodule is used for interacting with an education training mechanism for receiving education training by the insured and judging whether the education training mechanism and the actual education training process of the insurer meet the preset education training process.
The invention also provides an insurance method based on the teaching achievement, which comprises the following steps: obtaining a claim settlement request, wherein the claim settlement request comprises: identity information of an insured, identification information of a target examination and actual examination result information, wherein the actual examination result information is an examination score or an examination rank or an examination result of the insured in the target examination; acquiring insurance information corresponding to the claim settlement request according to the claim settlement request, and judging whether the claim settlement request meets guarantee conditions in the insurance information; and if the claim settlement request is judged to accord with the guarantee condition in the application and insurance information, generating claim payment information, wherein the claim payment information is used for enabling the insured to obtain claim payment, and the claim payment information comprises the claim settlement amount.
In the insurance method described above, optionally, before the request for claim settlement, the insurance method further includes: adjusting the insurance amount based on the insurance amount, the policy amount, the claim settlement amount and the claim settlement request amount in the historical data, and determining the adjusted insurance amount; receiving the identity information of the insured life, the identification information of the target examination, the guarantee condition, the initial examination score and the adjusted insurable amount, and generating the insurance policy.
In the insurance method, optionally, the acquiring, according to the claim settlement request, insurance information corresponding to the claim settlement request, and determining whether the claim settlement request meets guarantee conditions in the insurance information specifically includes: searching a policy number corresponding to the identity information of the insured and the identification information of the target test in the claim settlement request in a preset database; acquiring target score information in the insurance information corresponding to the insurance policy number; and judging whether the target achievement information is smaller than the actual examination achievement information.
In the insurance method as described above, optionally, the claim settlement request further includes: claim settlement request time; the guarantee conditions further include: the term of claim settlement; after the policy number corresponding to the identity information of the insured life and the identification information of the target examination in the claim settlement request is searched in the preset database, before the step of judging whether the target score information is smaller than the actual examination score information, the method further comprises the following steps: acquiring the claim settlement period in the insurance information corresponding to the insurance policy number; and judging whether the claim settlement request time meets the claim settlement deadline.
In the insurance method as described above, optionally, the guarantee condition further includes: a preset education training process; after the policy number corresponding to the identity information of the insured life and the identification information of the target examination in the claim settlement request is searched in the preset database, before the step of judging whether the target score information is smaller than the actual examination score information, the method further comprises the following steps: and interacting with an education training mechanism for receiving education training by the insured, and judging whether the education training mechanism and the actual education training process of the insurer meet the preset education training process.
The technical scheme provided by the embodiment of the invention has the following beneficial effects:
the loss of parents is reduced, the interactivity and the participation of children and education and training institutions are improved, and the win-win situation of the parents, the children, the education and training institutions and insurance companies is realized.
Drawings
Fig. 1 is a schematic structural diagram of an insurance system based on teaching achievements according to an embodiment of the present invention.
Fig. 2 is a schematic flow chart of an insurance method based on teaching achievements according to an embodiment of the present invention.
Detailed Description
The present invention will be described in detail below with reference to the embodiments with reference to the attached drawings. The various examples are provided by way of explanation of the invention, and not limitation of the invention. In fact, it will be apparent to those skilled in the art that modifications and variations can be made in the present invention without departing from the scope or spirit thereof. For instance, features illustrated or described as part of one embodiment, can be used with another embodiment to yield a still further embodiment. It is therefore intended that the present invention encompass such modifications and variations as fall within the scope of the appended claims and equivalents thereof.
Referring to fig. 1, an embodiment of the present invention provides an insurance system based on teaching achievements, including: a request module 101, a response module 102 and an output module 103.
The request module 101 is used for receiving a claim settlement request. Implementations of receiving a claim request may be as follows: the insurance information acquisition submodule acquires insurance information of the insured life according to the received insurance policy, and the insurance information can comprise: the identity card number of the insured, the name of the insured, the policy number, the amount of the policy, the guarantee time, the name of the target test, the guarantee conditions and the like, wherein the guarantee time is the effective time of the insurance information, such as half year time from the beginning to the end of the second time or year time from the beginning to the end of the second time. The name of the target test is the insured or insurant, and the guarantee condition is the expected result of the target test within the guarantee time after the insured is insurable. The insurance policy can be acquired in the following way: the method comprises the following steps of firstly scanning or photographing a paper insurance policy by a user (an insured person or an applicant), uploading the paper insurance policy, and then extracting the content in a format file formed by scanning or photographing, wherein the method can also be as follows: directly from the policy database corresponding to the electronic policy. The account setting submodule is connected with the application information acquisition submodule, and generates an account corresponding to the insured according to the application information of the insured, thereby completing the registration of the insured, making the insured become a registered user, and the account can distinguish different insured, which can be: the identity card number of the insured; the method can also be as follows: the insured's policy number; and can also be: the insured's contact mailbox or contact telephone number. In actual application, the account number can be displayed to the insured in the insurance policy; the account may also be displayed to the insured by sending a message, which is not limited in this embodiment. The account verification sub-module verifies the account input by the user when the user logs in, judges whether the user is a registered user, and if not, reminds the user: if the account number is wrong, please re-input; if the judgment result is yes, reminding the user: the login is successful. The request submodule receives a claim settlement request made by a user, and the claim settlement request comprises: identity information, guarantee time, identification information of a target examination and actual examination result information of the insured person, wherein the actual examination result information is examination result information of the insured person in the target examination corresponding to the guarantee time after the insured person commits the insurance, and can be an examination score, such as 90 scores; examination ranking, e.g., second; or an interview result or an examination result, such as pass and fail or pass and fail; in addition, the target of the score keeping may be also used, for example, the actual examination rank is decreased or not decreased compared with the initial examination rank (the score of the insured in the last target examination before insuring), and it should be noted that the rank may be a class rank, a year rank or the ranks of all examinees in the current target examination.
More and more parents are interested in the future of the child, in other embodiments, the target test may be an admission application, such as a college admission application, and the actual test achievement information may include: the score information of the college entrance examination may further include: each item of characteristic information of the insured.
In order to meet the increasing demands of the majority of policyholders, the insurance system further comprises: the insurance pricing module searches the identification information, the insurance amount, the policy number and the total amount of claims of the target examination from the collected historical data, then adjusts the insurance amount according to the information, determines the adjusted insurance amount, and displays the adjusted insurance amount in the insurance application information to indicate the insured to use as the insurance application cost when the insured is applied, thereby being beneficial to dynamically adjusting the insurance amount.
The response module 102 is connected to the request module, and is configured to obtain, according to the claim settlement request, the insurance information corresponding to the claim settlement request, and determine whether the claim settlement request meets guarantee conditions in the insurance information. Specifically, the response module includes: the device comprises a first obtaining submodule, a second obtaining submodule and a first judging submodule. The first acquisition submodule is used for searching the insurance policy number corresponding to the identity information of the insured person and the identification information of the target test in the claim settlement request in a preset database. After the insured person successfully applies insurance, a policy is generated, insurance information in the policy is extracted, the extracted content is stored in a database, after a user submits a claim settlement request, whether an insurance policy number corresponding to the insurance policy number exists or not is searched in the database, for example, the insurance policy number in the database is used as the insurance policy number corresponding to the identity information of the insured person and the identification information of a target test by matching the identity information of the insured person and the identification information of the target test with the identity information and the identification information in the database, if the identity information and the identification information are matched, the insurance policy number can be found, and at the moment, the insurance policy number in the database is used as the insurance policy number corresponding to the identity information of the insured person and the identification information of the target test. And the second acquisition submodule is connected with the first acquisition submodule and is used for acquiring target score information in the application information corresponding to the insurance policy number. And after the policy number is found, searching the target score information in the application information corresponding to the policy number, and extracting the content after the target score information is found. The first judging submodule is connected with the second acquiring submodule and used for judging whether the target score information is smaller than the actual examination score information. When the system is applied, the target score information is compared with the actual examination score information, if the target score information in the guarantee condition is a passing result and the actual examination score information is a failing result, the target score information is judged to be larger than the actual examination score information, namely the guarantee condition is met; if the target score information in the guarantee condition is 98 points, the actual examination score information is 95 points, and 95 is less than 98, the actual examination information is judged to be less than the target examination score information, namely the guarantee condition is met; and if the target result information in the guarantee condition is 5 top ranks and the actual examination result information is 10 th rank, judging that the actual examination information is smaller than the target examination result information, namely meeting the guarantee condition.
In order to make the applicant send out the request in time and facilitate the response, the claim settlement request further comprises: the claim settlement request time, correspondingly, the response module further comprises: a third obtaining submodule and a second judging submodule. The third obtaining sub-module is configured to obtain a claim term in the application information corresponding to the policy number, where the claim term may be extracted from the guarantee conditions, for example: the guarantee period is from 2/1/2022 to 2/1/2023, and the claim settlement period is within 15 days after the guarantee period, i.e. the claim settlement period is from 2/16/2023, and the guarantee period can be determined according to the examination time of the examinee, for example: the end-of-term examination time of the first half year is 2 months and 1 day before, and the guarantee time is determined to be 2 months and 1 day in 2022 years to 2 months and 1 day in 2023 years. The second judgment submodule is used for judging whether the claim settlement request time meets the claim settlement deadline. When the claim settlement request time is 2023, 2, 3 months, it is judged that the claim settlement request satisfies the claim settlement term.
In order for an educational training institution to participate actively in the education of the insured life and for the educational training institution to receive approval from a wide range of insurers, the response module further comprises: and the third judgment submodule is used for interacting with an education training mechanism for receiving education training of the insured and judging whether the practical education training process of the education training mechanism and the insured meets the preset education training process. The education and training institution may be a public school or a private school, or may be a training institution, which is not limited in this embodiment, and is preferably a training institution. The preset educational training process can be determined as follows: before insuring, receiving an evaluation result obtained by an educational training institution evaluating an insured life for a target test, and combining the evaluation result, the insured life score and the target test score to show an educational training process designed for the insured life, such as: the students upload own homework to the education training institution every day to accomplish real-time supervision, form student's wrong problem book in view of the above, then generate similar training questions according to the content of wrong problem book, provide the wrong training of taking one's turn over three for the student, carry out the training study of pertinence on weekends etc.. Through the arrangement, the applicant can select the education and training institution under the action of the insurance system.
The preset educational training process can also be determined as follows: the number of the education training institutions is multiple, the education training institutions and the insured are matched according to the evaluation result, if the matching is successful, a policy is generated, and the two parties finish education training according to a preset education training process. And monitoring the actual training process in real time, and if the judgment result is inconsistent with the preset education training process, sending a prompt and verifying. If the verification is passed, the training is continued, otherwise, whether the verification is not passed from the insurer or the education training institution is judged, and if the verification is passed from the insurer, the applied expense is not returned after the claim settlement request is received. And if the judgment is from the education training institution, updating the education training institution, namely selecting another education training institution from the database of the education training institution, so that a proper education training process is provided for the requirement of the applicant, and when the actual examination score does not meet the target examination score, returning the applied expense, thereby eliminating the investment risk of parents and reducing the loss. The insurance person and the education and training institution can be fully matched and educated and trained, the insurance person can be helped to reach the expectation of the insurance person, and the insurance applicant can obtain the expectation.
The predetermined educational training process also requires that the insured life learn with at least a predetermined amount of time, such as by video chat with the insured life, by text messaging interaction with the insured life, to allow the educational training institution to participate in the insured educational training process at a depth.
In the application process, after receiving the claim settlement request, whether the guarantee time arrives is judged, if not, whether the actual education training process meets the preset education training process is judged, if not, the applied expense is returned, otherwise, the applied expense is not returned.
And when the target test is a university entrance application, the education training institution responds to the received actual measurement condition of the insured life and the target test to generate a tutor ID matched with the insurer for the insured life, and the tutor corresponding to the tutor ID is the tutor recommended to the insured life by the education training institution. The instructor and the insured carry out related educational training processes within the guarantee time according to the preset educational training processes. If the time for entering the study and publishing the result is up, and the insured person is not in the range of the target examination, generating the claim information, namely refunding the fee paid by the insurer for the insured person; if the insured is in the range of the target examination by the time of the admission publishing result, the paying information is not generated, namely the fee paid by the insurer for the insured is not returned, so that the insurer can be ensured to obtain the maximum return on investment, and the investment risk is reduced.
The output module 103 is used for generating the claim information if the claim settlement request meets the guarantee condition, wherein the claim information is used for ensuring the insured to obtain the claim, and the claim information comprises the claim amount.
Specifically, when the claim request symbol guarantee condition is determined, the claim information is generated, for example: the insured obtains claim qualification which can be sent to the claims module which, upon receiving the claim information, transfers the claim amount in the claim information to a bank account reserved by the applicant in the application information
According to the embodiment, the request module 101, the response module 102 and the output module 103 are arranged, the response module 102 is connected with the request module 101, and the output module 103 is connected with the response module 102, so that the loss of parents is reduced, the interactivity and participation of children and educational training institutions are improved, and the win-win situation of the parents, the children, the educational training institutions and insurance companies is realized.
Referring to fig. 2, an embodiment of the present invention provides an insurance method based on teaching achievements, which includes the following steps:
step 201, a claim settlement request is obtained, and the claim settlement request includes: the system comprises identity information of the insured person, guarantee time, identification information of the target examination and actual examination result information, wherein the actual examination result information is the examination result information of the insured person in the target examination corresponding to the guarantee time.
Step 202, acquiring the insurance information corresponding to the claim settlement request according to the claim settlement request, and judging whether the claim settlement request meets guarantee conditions in the insurance information.
In step 203, if the claim settlement request is judged to meet the guarantee condition, generating claim payment information, wherein the claim payment information is used for enabling the insured to obtain claim payment, and the claim payment information comprises the claim settlement amount.
Optionally, before acquiring the claim settlement request, the insurance method further comprises:
and adjusting the insurance amount based on the identification information, the insurance amount, the number of the policy and the total amount of the claim in the historical data, and determining the adjusted insurance amount, wherein the adjusted insurance amount is displayed in the insurance information and is used for indicating the insurance application cost of the insured person during insurance application.
Optionally, acquiring, according to the claim settlement request, insurance information corresponding to the claim settlement request, and determining whether the claim settlement request meets guarantee conditions in the insurance information, specifically including:
the system is used for searching the insurance policy number corresponding to the identity information of the insured and the identification information of the target examination in the claim settlement request in a preset database, acquiring the target score information in the insurance information corresponding to the insurance policy number and judging whether the target score information is smaller than the actual examination score information.
Optionally, the claim settlement request further comprises: claim settlement request time; the guarantee conditions further include: the term of claim settlement; after searching the policy number corresponding to the identity information of the insured and the identification information of the target examination in the claim settlement request in a preset database, before judging whether the target score information is less than the actual examination score information, the method further comprises the following steps: acquiring the claim settlement period in the insurance information corresponding to the insurance policy number; and judging whether the claim settlement request time meets the claim settlement deadline.
Optionally, the guarantee conditions further include: a preset education training process; after searching the policy number corresponding to the identity information of the insured and the identification information of the target examination in the claim settlement request in a preset database, before judging whether the target score information is less than the actual examination score information, the method further comprises the following steps: and interacting with an education training institution of the insured receiving the education training, and judging whether the practical education training process of the education institution and the insurer meets the preset education training process.
It should be noted that, regarding implementation manners of step 201 to step 203, reference may be made to relevant contents of the request module 101, the response module 102, and the output module 103 in the foregoing embodiment, and details are not repeated here.
An embodiment of the present invention provides an insurance device based on teaching achievement, including: a memory and a processor. The processor is connected with the memory and is configured to execute the insurance method based on the teaching achievement based on the instructions stored in the memory.
An embodiment of the present invention provides a computer-readable storage medium on which a computer program is stored, which, when executed by a processor, implements the above-described insurance method based on educational achievement.
It will be appreciated by those skilled in the art that the invention may be embodied in other specific forms without departing from the spirit or essential characteristics thereof. The embodiments disclosed above are therefore to be considered in all respects as illustrative and not restrictive. All changes which come within the scope of or equivalence to the invention are intended to be embraced therein.

Claims (10)

1. An insurance system based on educational achievement, the insurance system comprising:
a request module, configured to receive a claim settlement request, where the claim settlement request includes: identity information, guarantee time, identification information of a target examination and actual examination result information of the insured person, wherein the actual examination result information is the examination result information of the insured person in the target examination corresponding to the guarantee time;
the response module is connected with the request module and used for acquiring insurance information corresponding to the claim settlement request according to the claim settlement request and judging whether the claim settlement request meets guarantee conditions in the insurance information;
and the output module is connected with the response module and used for generating claim payment information if the claim settlement request meets the guarantee condition, wherein the claim payment information is used for enabling the insured to obtain claim payment, and the claim payment information comprises the claim settlement amount.
2. The insurance system of claim 1, further comprising:
and the insurance pricing module is used for adjusting the insurance amount based on the identification information, the insurance amount, the policy quantity and the total amount of the claim of the target test in the historical data and determining the adjusted insurance amount, and the adjusted insurance amount is displayed in the insurance information and is used for indicating the insurance application cost of the insured person during insurance application.
3. The insurance system of claim 1, wherein the response module comprises:
the first acquisition sub-module is used for searching a policy number corresponding to the identity information of the insured person and the identification information of the target test in the claim settlement request in a preset database;
the second acquisition submodule is used for acquiring target score information in the application information corresponding to the policy number;
and the first judgment submodule is used for judging whether the target result information is smaller than the actual examination result information.
4. The insurance system of claim 3, wherein the claim settlement request further comprises: claim settlement request time;
the response module further comprises:
the third acquisition submodule is used for acquiring the claim settlement period in the application information corresponding to the policy number;
and the second judgment submodule is used for judging whether the claim settlement request time meets the claim settlement deadline.
5. The insurance system of claim 4, wherein the response module further comprises:
and the third judgment submodule is used for interacting with an education training mechanism for receiving education training by the insured and judging whether the education training mechanism and the actual education training process of the insured meet the preset education training process or not.
6. An insurance method based on teaching achievements, characterized in that the insurance method comprises:
obtaining a claim settlement request, wherein the claim settlement request comprises: identity information of an insured, identification information of a target examination and actual examination result information, wherein the actual examination result information is an examination score or an examination rank or an examination result of the insured in the target examination;
acquiring insurance information corresponding to the claim settlement request according to the claim settlement request, and judging whether the claim settlement request meets guarantee conditions in the insurance information;
and if the claim settlement request is judged to accord with the guarantee condition in the application and insurance information, generating claim payment information, wherein the claim payment information is used for enabling the insured to obtain claim payment, and the claim payment information comprises the claim settlement amount.
7. The insurance method according to claim 6, wherein prior to the request for claim settlement, the insurance method further comprises:
adjusting the insurance amount based on the insurance amount, the policy amount, the claim settlement amount and the claim settlement request amount in the historical data, and determining the adjusted insurance amount;
receiving the identity information of the insured life, the identification information of the target examination, the guarantee condition, the initial examination score and the adjusted insurable amount, and generating the insurance policy.
8. The insurance method according to claim 6, wherein the acquiring insurance information corresponding to the claim settlement request according to the claim settlement request, and determining whether the claim settlement request meets guarantee conditions in the insurance information specifically includes:
searching a policy number corresponding to the identity information of the insured and the identification information of the target test in the claim settlement request in a preset database;
acquiring target score information in the insurance information corresponding to the insurance policy number;
and judging whether the target achievement information is smaller than the actual examination achievement information.
9. An insurance method according to claim 8, wherein the claim settlement request further includes: claim settlement request time; the guarantee conditions further include: the term of claim settlement;
after the policy number corresponding to the identity information of the insured life and the identification information of the target examination in the claim settlement request is searched in the preset database, before the step of judging whether the target score information is smaller than the actual examination score information, the method further comprises the following steps:
acquiring the claim settlement period in the insurance information corresponding to the insurance policy number;
and judging whether the claim settlement request time meets the claim settlement deadline.
10. An insurance method according to claim 8,
the guarantee conditions further include: a preset education training process;
after the policy number corresponding to the identity information of the insured life and the identification information of the target examination in the claim settlement request is searched in the preset database, before the step of judging whether the target score information is smaller than the actual examination score information, the method further comprises the following steps:
interacting with an education training mechanism of the insured receiving education training, and judging whether the education training mechanism and the actual education training process of the insured meet the preset education training process.
CN202110672136.7A 2021-06-17 2021-06-17 Insurance system and method based on teaching achievement Pending CN113240533A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113935848A (en) * 2021-10-11 2022-01-14 袁栋 Internet-based education insurance service method

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113935848A (en) * 2021-10-11 2022-01-14 袁栋 Internet-based education insurance service method
CN113935848B (en) * 2021-10-11 2022-05-20 袁栋 Internet-based education insurance service method

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