CN113935848A - Internet-based education insurance service method - Google Patents

Internet-based education insurance service method Download PDF

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CN113935848A
CN113935848A CN202111182836.4A CN202111182836A CN113935848A CN 113935848 A CN113935848 A CN 113935848A CN 202111182836 A CN202111182836 A CN 202111182836A CN 113935848 A CN113935848 A CN 113935848A
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CN113935848B (en
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袁栋
康静
张文斌
陈学毓
俞美君
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Gansu Sunlight Campus Risk Management Service Center
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Abstract

The invention relates to a service platform, in particular to an internet-based education insurance service method. The method comprises the steps that a user unit provides a registration channel for a user, an intermediate auxiliary unit provides auxiliary information for a registration user side, at least one corresponding supply and selection scheme is generated according to feedback information, and an application module carries out application according to the supply and selection scheme determined by the registration user side. According to the method, the registered user side feeds back according to the auxiliary information, the middle auxiliary unit forms feedback information through the feedback and sends the feedback information to the campus risk guaranteeing unit, the internet alternative module arranged in the campus risk guaranteeing unit receives the feedback information and generates at least one corresponding alternative scheme according to the feedback information so that the registered user side can select the alternative scheme, and therefore the problems that when the insurance scheme is selected, comparison is carried out one by one, and then the optimal scheme is determined by the user side are complex are solved.

Description

Internet-based education insurance service method
Technical Field
The invention relates to a service platform, in particular to an internet-based education insurance service method.
Background
Along with the popularization of school safety education, education-related insurance is more and more, so that troubles are brought to parents and schools for selection, the parents usually cannot know the meanings of insurance contents, the parents select the insurance contents in a mode of selecting the insurance contents through prices and guarantee items, namely, the number of the guarantee items and the price are selected, the selection cannot meet the actual requirements of students, if the guarantee items are too many, the students cannot use the insurance contents to cause unnecessary waste, the guarantee items are too few to play a role in guaranteeing, accurate selection is difficult, the students find the insurance contents and then determine the insurance contents, a large number of insurance schemes are often selected, and the students are very complicated to see one by one.
Disclosure of Invention
The invention aims to provide an internet-based education insurance service method to solve the problems in the background technology.
In order to achieve the purpose, the invention provides an internet-based education insurance service method, which comprises the following steps:
s1, providing a registration channel for users by the user unit, wherein the users comprise parents of students, teaching staff and administrative management, and forming corresponding registration user terminals;
s2, the middle auxiliary unit provides auxiliary information to the registered user side, the registered user side feeds back according to the auxiliary information, and the middle auxiliary unit forms feedback information by the feedback and sends the feedback information to the campus risk guarantee unit;
s3, the Internet alternative module receives the feedback information and generates at least one corresponding alternative scheme according to the feedback information;
and S4, the application module applies the application according to the selection scheme determined by the registered user terminal.
As a further improvement of the present technical solution, the user unit includes a parent module, a teaching staff module and an administration module, and the parent module is configured to provide a registration channel to parents of students; the teacher module is used for providing a registration channel for a teacher; the administrative management module is used for providing a registration channel for administrative management, wherein:
the parent module, the teacher module and the administrative management module respectively form a student's home keeper end, a teacher end and an administrative management end after successful registration.
As a further improvement of this technical scheme, the output and the internet of the head of a family module supply to select the module and put into operation the guarantor module and be connected, wherein:
the parent module is connected with the internet alternative module and used for determining an alternative scheme;
the parent module is connected with the internet alternative module and used for directly determining an application scheme.
As the further improvement of the technical scheme, the output ends of the teaching staff module and the administrative management module are connected with the parent module and used for providing the school condition of the students to the parents of the students.
As a further improvement of the technical scheme, the intermediate auxiliary unit comprises an evaluation module, and the evaluation module is used for providing evaluation questionnaires and health questionnaires of students to a student's captain terminal, a teacher terminal and an administrative management terminal, and forming questionnaire feedback information to be sent to the internet selection module.
As a further improvement of the technical scheme, the evaluation module further transmits answers of the student's captain terminal, the teacher terminal and the administrative terminal to the evaluation questionnaire and the health questionnaire.
As a further improvement of the technical solution, the intermediate auxiliary unit further includes a case reporting module, and the case reporting module is used for providing a case reporting channel to the student parent end.
As a further improvement of the technical solution, the intermediate auxiliary unit includes a conference module, and the conference module is used for providing communication channels to the student's home position terminal, the teacher's terminal and the administration terminal.
As a further improvement of the technical scheme, the campus risk guarantee unit comprises an inquiry module, and the inquiry module is used for inquiring the insurance policy in the insurance application module.
As a further improvement of the technical solution, a neural network prediction algorithm is adopted for the selection of the internet selection module solution, and the algorithm formula is as follows:
Figure BDA0003298004450000021
wherein b is a threshold; omegaiIs a scheme weight; f is an activation function; x is the number ofiThe case information of the students; and y is an output scheme.
Compared with the prior art, the invention has the beneficial effects that:
in the Internet-based education insurance service method, a registered user side feeds back according to auxiliary information, an intermediate auxiliary unit forms feedback information by the feedback and sends the feedback information to a campus risk guarantee unit, an Internet selection module arranged in the campus risk guarantee unit receives the feedback information and generates at least one corresponding selection scheme according to the feedback information for the registered user side to select, so that the problems that when an insurance application scheme is selected, comparison is carried out one by one, and then the optimal scheme is determined by the registered user side are complicated are solved;
in addition, a neural network prediction algorithm is adopted, and an activation function in the neural network prediction algorithm enables each output scheme to be an application scheme with the highest weight, so that the influence caused by difference of regions or schools is solved, namely, the selected application scheme is the optimal scheme which is continuously selected and provided according to the regions where students are located or all parents of the schools, so that the scheme is more regional to adapt to the difference of different regions or schools, and the weight is higher and higher along with the continuous increase of the selection times, so that the output scheme is continuously optimized.
Drawings
FIG. 1 is a block diagram of the overall unit operation flow in embodiment 1 of the present invention;
FIG. 2 is a block diagram of a campus risk assurance unit module flow according to embodiment 1 of the present invention;
FIG. 3 is a block diagram of a subscriber unit module flow according to embodiment 1 of the present invention;
FIG. 4 is a block diagram of a flow chart of an intermediate auxiliary unit module according to embodiment 2 of the present invention;
fig. 5 is a block diagram of the overall module flow of embodiment 3 of the present invention.
The various reference numbers in the figures mean:
100. a subscriber unit; 110. a parent module; 120. a staff teaching module; 130. an administrative management module;
200. an intermediate auxiliary unit; 210. an evaluation module; 220. a case reporting module; 220. a case reporting module; 230. a conference module;
300. a campus risk guarantee unit; 310. a insuring module; 320. an internet selection module; 330. and (5) a query module.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Example 1
The invention provides a method for providing education insurance service based on internet, please refer to fig. 1, which includes a user unit 100, an intermediate auxiliary unit 200 and a campus risk guarantee unit 300, wherein the user unit 100 is used for providing a registration channel for users, the users include parents of students, teaching staff and administrative management, and form corresponding registration user terminals, specifically, the user unit 100 includes a parent module 110, a teaching staff module 120 and an administrative management module 130, and the parent module 110 is used for providing the registration channel for the parents of students; the instructor module 120 is used for providing a registration channel for the instructor; the administration module 130 is used to provide a registration channel to administration, wherein:
the parent module 110, the instructor module 120, and the administration module 130 form a student's home terminal, an instructor terminal, and an administration terminal, respectively, after registration is successful.
The working principle is as follows:
firstly, parents of students, instructors of a school where the students are located, and administrative staff of the school provide registration channels through the corresponding parent module 110, instructor module 120, and administrative module 130, usually these three channels are displayed on one registration interface, then the registrars select according to their identities, after the registration is successful, the student's captain terminal, instructors terminal, and administrative terminal will be formed, and specifically, according to the selection determination of the identities, different identities have different responsibilities to the students, for example: the student parent end needs to provide the condition that students are at home for schools, and the teacher end and the administrative end need to provide the condition that students are at schools;
after the completion of the registration, the middle auxiliary unit 200 provides the auxiliary information to the registered user terminals (i.e., the student's captain terminal, the teacher's captain terminal, and the administration terminal), the registered user terminals perform feedback according to the auxiliary information, the middle auxiliary unit 200 further forms feedback information by the feedback to send to the campus risk assurance unit 300, as shown in fig. 2, the campus risk assurance unit 300 includes an application module 310 and an internet optional module 320, the internet optional module 320 receives the feedback information, and generating at least one corresponding alternative according to the feedback information, wherein the alternatives cover information such as insurance range, insurance unit, insurance amount and the like, then the application module 310 applies the insurance according to the determined supply and selection scheme of the registered user terminal, the insurance period and the application location are determined when the insurance is applied, and the insurance item, insurance claim, product data and claim are displayed in the application module 310.
Above-mentioned well feedback information mainly forms feedback information according to student's head of a family feedback data, and simultaneously, please refer to fig. 3 and show, the output of professor module 120 and administrative module 130 all is connected with head of a family module 110 for provide the student at the school condition to student's head of a family, can refer to student's at the school condition when student's head of a family feeds back like this, thereby make feedback information more comprehensive, make the alternative more laminate student's demand, specifically carry out following example and illustrate:
the data fed back by the student's chief end must include the grade of the student, the sex of the student and the age of the student, and is integrated according to the basic conditions of the student fed back by parents, teaching workers and administrative staff to form feedback information, and if the information fed back by the student's chief end is the physical weakness of the student and the information fed back by the teaching workers and the administrative staff is that the student A is lively in school, the internet selection module 320 determines the items such as the admission allowance, accidental injury and accidental medical treatment required by the student A, and simultaneously pushes out corresponding options for the student's parents to select, and the insurance module 310 performs insurance application after the student's chief end determines according to the selection scheme determined by the student's parents, or the teaching workers and the administrative end determine under the authorization of the student' chief end.
It is worth noting that the internet alternative module 320 establishes a connection with the internet, and all alternatives are provided by transmission over the internet.
In addition, the middle auxiliary unit 200 includes a conference module 230, and the conference module 230 is configured to provide a communication channel to the student's chief side, the teacher's side, and the administration side, so that the parents of the students can timely master the situation of the students at the school or the school can master the situation of the students at home, where the conference module 230 not only facilitates the determination of the feedback information, but also facilitates the communication between the parents of the students and the school in terms of learning.
In addition, the output of the parent module 110 is connected to the internet selection module 320 and the application module 310, wherein:
the parent module 110 is connected to the internet selection module 320 for determining the selection scheme;
the parent module 110 is connected to the internet selection module 320 for directly determining the insurance scheme, that is, the parents can skip the selection scheme of the internet selection module 320 and directly find and select the insurance scheme in the insurance module 310, and the campus risk guaranteeing unit 300 further includes an inquiry module 330, and the parents inquire the policy in the insurance module 310 through the inquiry module 330, so that the parents can conveniently retrieve the insurance scheme, and simultaneously inquire the insurance scheme that has been applied, and master the insurance situation.
Example 2
Considering that parents of students, instructors, and administrative managers do not know the meaning of policy content, the embodiment discloses the evaluation module 210, please refer to fig. 4, in which the middle auxiliary unit 200 includes the evaluation module 210, the evaluation module 210 is configured to provide evaluation questionnaires and health questionnaires of students to the student's chief end, instructors' end, and administrative managers, and form questionnaire feedback information to send to the internet selection module 320, and provide a direction for the parents, the instructors, and the administrative managers to answer the selection schemes in a questionnaire manner, so as to avoid that the selection schemes provided by the internet selection module 320 cannot meet the requirements of the students due to too much useless feedback information.
Meanwhile, the evaluation module 210 also mutually transmits the answers of the student's chief part, the teacher's staff part and the administrative part to the evaluation questionnaire and the health questionnaire, so that the student's chief part, the teacher's staff part and the administrative part determine the authenticity of the questionnaire answers, the fitting degree of the selection schemes and the requirements of the students is further improved, and meanwhile, the information sharing between the parents of the students and the schools is facilitated.
Example 3
Considering that the conditions of each area, school and student are different, and the change of the area or the learning specific condition cannot be adapted only by selecting schemes on the internet, please refer to fig. 5, the middle auxiliary unit 200 further includes a case reporting module 220, the case reporting module 220 is used for providing a case reporting channel to the parents of the students, the parents of the students report the case to the case reporting channel provided by the case reporting module 220 according to the conditions of the students, and then the case reporting module 220 stores the case reporting content and records the insurance application scheme selected by the parents after reporting the case.
Meanwhile, the internet alternative module 320 adopts a neural network prediction algorithm for selection, and the algorithm formula is as follows:
Figure BDA0003298004450000061
wherein b is a threshold; omegaiIs a scheme weight; f is an activation function; x is the number ofiThe case information of the students; y is an output scheme;
specifically, the threshold is set according to different regions or schools so as to correct differences caused by different conditions of each region, school and student, then the case of the student is judged according to the case content, the scheme weight is the weight of the application scheme selected by parents of the student under the case, each selection is sequentially weighted by one and updated in real time, all parameters are calculated under the background of an activation function, the activation function enables the output scheme to be the application scheme with the highest weight each time, so that the influence caused by the region or school differences is solved, namely the optimal scheme is continuously selected according to the region where the student is located or all parents of the schools when the application scheme is selected, the scheme is regional, so as to adapt to the differences of different regions or schools, and the weight is higher and higher along with the continuous increase of the selection times, the resulting output scheme is also constantly optimized.
The foregoing shows and describes the general principles, essential features, and advantages of the invention. It will be understood by those skilled in the art that the present invention is not limited to the embodiments described above, and the preferred embodiments of the present invention are described in the above embodiments and the description, and are not intended to limit the present invention. The scope of the invention is defined by the appended claims and equivalents thereof.

Claims (10)

1. An internet-based education insurance service method is characterized by comprising the following steps:
s1, the user unit (100) provides a registration channel for users, wherein the users comprise parents of students, teaching staff and administrative management, and form corresponding registration user terminals;
s2, the middle auxiliary unit (200) provides auxiliary information to the registered user side, the registered user side feeds back according to the auxiliary information, and the middle auxiliary unit (200) forms feedback information by the feedback and sends the feedback information to the campus risk guarantee unit (300);
s3, the Internet alternative module (320) receives the feedback information and generates at least one corresponding alternative scheme according to the feedback information;
and S4, the application module (310) performs application according to the determined supply and selection scheme of the registered user side.
2. The internet-based educational insurance service method according to claim 1, wherein: the user unit (100) comprises a parent module (110), a professor module (120) and an administration module (130), wherein the parent module (110) is used for providing a registration channel for parents of students; the teacher module (120) is used for providing a registration channel for a teacher; the administration module (130) is configured to provide a registration channel to administration, wherein:
the parent module (110), the teacher module (120) and the administrative module (130) respectively form a student's home terminal, a teacher terminal and an administrative terminal after successful registration.
3. The internet-based educational insurance service method according to claim 2, wherein: the output of parent module (110) is connected with internet selection module (320) and application module (310), wherein:
the parent module (110) is connected with an internet selection module (320) for determining selection schemes;
the parent module (110) interfaces with an internet election module (320) for directly determining an insurance scheme.
4. The internet-based educational insurance service method according to claim 3, wherein: the output ends of the teacher module (120) and the administrative management module (130) are connected with the parent module (110) and are used for providing the school condition of the students to the parents of the students.
5. The internet-based educational insurance service method according to claim 3, wherein: the middle auxiliary unit (200) comprises an evaluation module (210), wherein the evaluation module (210) is used for providing evaluation questionnaires and health questionnaires of students to a student's captain terminal, a teacher terminal and an administrative management terminal, and forming questionnaire feedback information to be sent to an internet selection module (320).
6. The internet-based educational insurance service method according to claim 5, wherein: the evaluation module (210) also transmits answers of the student's captain terminal, the teacher terminal and the administrative terminal to the evaluation questionnaire and the health questionnaire.
7. The internet-based education insurance service method according to any one of claims 5 or 6, wherein: the middle auxiliary unit (200) further comprises a case reporting module (220), wherein the case reporting module (220) is used for providing a case reporting channel for the parent end of the student.
8. The internet-based educational insurance service method according to claim 4, wherein: the intermediate auxiliary unit (200) comprises a conference module (230), and the conference module (230) is used for providing communication channels for a student's home keeper side, a teacher's staff side and an administrative side.
9. The internet-based educational insurance service method according to claim 3, wherein: the campus risk assurance unit (300) comprises a query module (330), wherein the query module (330) is used for querying the insurance policy in the application module (310).
10. The internet-based educational insurance service method according to claim 7, wherein: the scheme of the internet alternative module (320) is selected by adopting a neural network prediction algorithm, and the algorithm formula is as follows:
Figure FDA0003298004440000021
wherein b is a threshold; omegaiIs a scheme weight; f is an activation function; x is the number ofiThe case information of the students; and y is an output scheme.
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