CN113065972A

CN113065972A - Medical insurance electronic certificate processing method and device

Info

Publication number: CN113065972A
Application number: CN202110355961.4A
Authority: CN
Inventors: 罗亮
Original assignee: Alipay Hangzhou Information Technology Co Ltd
Current assignee: Alipay Hangzhou Information Technology Co Ltd
Priority date: 2021-04-01
Filing date: 2021-04-01
Publication date: 2021-07-02
Anticipated expiration: 2041-04-01
Also published as: CN113065972B

Abstract

The embodiment of the specification provides a medical insurance electronic certificate processing method and device, wherein the medical insurance electronic certificate processing method comprises the following steps: calling a secondary medical insurance interface to verify the user relationship according to the user relationship submitted by the user terminal corresponding to the main account and the identity information of the target user; uploading the identity information to a primary medical insurance interface for activation processing, and acquiring a returned activation token of the medical insurance electronic certificate of the target user; establishing an association relationship between the medical insurance electronic certificate and the main account based on the activation token; and calling the secondary medical insurance interface to generate a payment identifier of the medical insurance electronic certificate and issuing the payment identifier to the user terminal.

Description

Medical insurance electronic certificate processing method and device

Technical Field

The present document relates to the field of data processing technologies, and in particular, to a method and an apparatus for processing an electronic certificate for medical insurance.

Background

With the development of medical science and technology and the enhancement of the safety and health consciousness of insured personnel, the medical expense payment condition by using medical insurance is more and more, the expense proportion of the medical expense is continuously increased, in the process of medical expense payment, the medical expense payment is carried out by accessing the medical insurance electronic certificate by the mobile terminal, compared with the medical expense payment by using a medical insurance card, the payment convenience is obviously improved, and based on the fact, more and more users activate and use the medical insurance electronic certificate, but for the old people with inconvenient operation of the mobile terminal and the immature children without the mobile terminal, the difficulty of accessing the medical insurance electronic certificate by the mobile terminal to carry out the medical expense payment is higher, and the medical payment convenience brought by the medical insurance electronic certificate cannot be enjoyed.

Disclosure of Invention

One or more embodiments of the present specification provide a method for processing an electronic medical insurance certificate. The medical insurance electronic certificate processing method comprises the following steps: and calling a secondary medical insurance interface to verify the user relationship according to the user relationship submitted by the user terminal corresponding to the main account and the identity information of the target user. And uploading the identity information to a primary medical insurance interface for activation processing, and acquiring a returned activation token of the medical insurance electronic certificate of the target user. And establishing an association relation between the medical insurance electronic certificate and the main account based on the activation token. And calling the secondary medical insurance interface to generate a payment identifier of the medical insurance electronic certificate and issuing the payment identifier to the user terminal.

One or more embodiments of the present specification provide another method for processing an electronic medical insurance certificate, including: and acquiring the user relationship selected by the main account user and the entered identity information of the target user. And submitting the user relationship and the identity information to a server. And receiving the payment identifier of the medical insurance electronic certificate of the target user issued by the server. And the payment identifier is issued after the medical insurance electronic certificate and the main account establish an association relation.

One or more embodiments of the present specification provide a medical insurance electronic certificate processing apparatus, including: and the user relationship checking module is configured to call a secondary medical insurance interface to check the user relationship according to the user relationship submitted by the user terminal corresponding to the main account and the identity information of the target user. And the medical insurance electronic certificate activation module is configured to upload the identity information to a primary medical insurance interface for activation processing, and acquire the returned activation token of the medical insurance electronic certificate of the target user. An association relationship establishing module configured to establish an association relationship between the medical insurance electronic certificate and the primary account based on the activation token. And the payment identifier issuing module is configured to call the secondary medical insurance interface to generate a payment identifier of the medical insurance electronic certificate and issue the payment identifier to the user terminal.

One or more embodiments of the present specification provide another medical insurance electronic certificate processing apparatus, including: and the information acquisition module is configured to acquire the user relationship selected by the primary account user and the entered identity information of the target user. An information submission module configured to submit the user relationship and the identity information to a server. And the payment identifier receiving module is configured to receive the payment identifier of the medical insurance electronic certificate of the target user, which is issued by the server. And the payment identifier is issued after the medical insurance electronic certificate and the main account establish an association relation.

One or more embodiments of the present specification provide a medical insurance electronic certificate processing apparatus including: a processor; and a memory configured to store computer-executable instructions that, when executed, cause the processor to: and calling a secondary medical insurance interface to verify the user relationship according to the user relationship submitted by the user terminal corresponding to the main account and the identity information of the target user. And uploading the identity information to a primary medical insurance interface for activation processing, and acquiring a returned activation token of the medical insurance electronic certificate of the target user. And establishing an association relation between the medical insurance electronic certificate and the main account based on the activation token. And calling the secondary medical insurance interface to generate a payment identifier of the medical insurance electronic certificate and issuing the payment identifier to the user terminal.

One or more embodiments of the present specification provide another medical insurance electronic certificate processing apparatus, including: a processor; and a memory configured to store computer-executable instructions that, when executed, cause the processor to: and acquiring the user relationship selected by the main account user and the entered identity information of the target user. And submitting the user relationship and the identity information to a server. And receiving the payment identifier of the medical insurance electronic certificate of the target user issued by the server. And the payment identifier is issued after the medical insurance electronic certificate and the main account establish an association relation.

One or more embodiments of the present specification provide a storage medium storing computer-executable instructions that, when executed, implement the following: and calling a secondary medical insurance interface to verify the user relationship according to the user relationship submitted by the user terminal corresponding to the main account and the identity information of the target user. And uploading the identity information to a primary medical insurance interface for activation processing, and acquiring a returned activation token of the medical insurance electronic certificate of the target user. And establishing an association relation between the medical insurance electronic certificate and the main account based on the activation token. And calling the secondary medical insurance interface to generate a payment identifier of the medical insurance electronic certificate and issuing the payment identifier to the user terminal.

One or more embodiments of the present specification provide another storage medium storing computer-executable instructions that, when executed, implement the following: and acquiring the user relationship selected by the main account user and the entered identity information of the target user. And submitting the user relationship and the identity information to a server. And receiving the payment identifier of the medical insurance electronic certificate of the target user issued by the server. And the payment identifier is issued after the medical insurance electronic certificate and the main account establish an association relation.

Drawings

In order to more clearly illustrate one or more embodiments or technical solutions in the prior art in the present specification, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments described in the present specification, and for those skilled in the art, other drawings can be obtained according to the drawings without inventive exercise;

fig. 1 is a process flow diagram of a medical insurance electronic certificate processing method provided in one or more embodiments of the present specification;

FIG. 2 is a schematic diagram of an application page provided in one or more embodiments of the present description;

FIG. 3 is a schematic view of a medical insurance code display page provided in one or more embodiments of the present disclosure;

fig. 4 is a processing flow diagram of a medical insurance electronic certificate processing method applied to a relationship scenario, according to one or more embodiments of the present specification;

FIG. 5 is a flowchart of another method for processing an electronic medical insurance voucher, according to one or more embodiments of the present disclosure;

fig. 6 is a process flow diagram of another medical insurance electronic certificate processing method applied to a relationship scenario, according to one or more embodiments of the present specification;

fig. 7 is a schematic view of a medical insurance electronic certificate processing apparatus according to one or more embodiments of the present disclosure;

fig. 8 is a schematic view of another medical insurance electronic certificate processing apparatus provided in one or more embodiments of the present specification;

fig. 9 is a schematic structural diagram of a medical insurance electronic certificate processing apparatus provided in one or more embodiments of the present specification;

fig. 10 is a schematic structural diagram of another medical insurance electronic certificate processing apparatus provided in one or more embodiments of the present specification.

Detailed Description

In order to make those skilled in the art better understand the technical solutions in one or more embodiments of the present disclosure, the technical solutions in one or more embodiments of the present disclosure will be clearly and completely described below with reference to the drawings in one or more embodiments of the present disclosure, and it is obvious that the described embodiments are only a part of the embodiments of the present disclosure, and not all embodiments. All other embodiments that can be derived by a person skilled in the art from one or more of the embodiments described herein without making any inventive step shall fall within the scope of protection of this document.

An embodiment of a method for processing an electronic certificate of medical insurance provided by the present specification:

referring to fig. 1, which shows a processing flow chart of a medical insurance electronic certificate processing method provided by this embodiment, referring to fig. 2, which shows a schematic diagram of an application page provided by this embodiment, referring to fig. 3, which shows a schematic diagram of a medical insurance code display page provided by this embodiment, referring to fig. 4, which shows a processing flow chart of a medical insurance electronic certificate processing method applied to a relationship scenario provided by this embodiment.

Referring to fig. 1, the method for processing an electronic certificate of medical insurance provided in this embodiment specifically includes steps S102 to S108.

And step S102, calling a secondary medical insurance interface to verify the user relationship according to the user relationship submitted by the user terminal corresponding to the main account and the identity information of the target user.

The method for processing medical insurance electronic certificates provided by this embodiment starts from a user relationship existing between users, a main account user selects a user relationship with a related target user and submits identity information of the target user, after the user relationship between the main account user and the related target user passes verification, the medical insurance electronic certificates of the target user are activated in the main account by using the submitted identity information, the authority of using the medical insurance electronic certificates of the target user in the main account is opened by establishing the association relationship between the medical insurance electronic certificates of the target user and the main account, so that starting from the user relationship between users, the medical insurance electronic certificates of the target user are activated by using a user terminal corresponding to the main account, and the medical insurance electronic certificates of the target user are accessed by using the user terminal corresponding to the main account and medical insurance payment processing is performed by establishing the association relationship between the medical insurance electronic certificates of the target user and the main account, the convenience of activating and using the medical insurance electronic certificate by the user is improved.

The medical insurance electronic certificate processing method provided by the embodiment is applied to a server and is matched with the medical insurance electronic certificate processing method applied to the user terminal in the execution process, so that the corresponding content of the medical insurance electronic certificate processing method applied to the user terminal provided by the embodiment is referred to.

The primary account is an application account of the user in the third-party application, and the application account is bound by the medical insurance electronic certificate of the target user in the subsequent processing, so that the application account is called as a "primary account", and a user to which the "primary account" belongs is called as a primary account user. The target user refers to a user having a specific user relationship with the primary account user, and optionally, the target user includes: a parent user having a relationship with the primary account user, a social user having a social relationship with the primary account user.

The medical insurance electronic certificate is a unique electronic identity certificate of a medical insurance participant, and the participant can be activated and used by a third party according to channels such as a user or a medical insurance service platform. In the process of activating and associating the medical insurance electronic certificate, the medical insurance electronic certificate needs to be docked with the medical insurance system in a data processing process, for example, in the process of activating the medical insurance electronic certificate, the medical insurance electronic certificate needs to be docked with a national medical insurance system, and in the process of generating a medical insurance code of the medical insurance electronic certificate, the medical insurance electronic certificate needs to be docked with a provincial medical insurance system, or in the process of performing medical insurance settlement processing by using the medical insurance code, the medical insurance electronic certificate needs to be docked with a local medical insurance system.

Specifically, the medical insurance system is divided into three levels, a system interface opened by the primary medical insurance system is called a primary medical insurance interface, and the primary medical insurance interface comprises a system interface opened by the national medical insurance system; similarly, the system interface opened by the second-level medical insurance system is called a second-level medical insurance interface, and the second-level medical insurance system comprises a system interface opened by the provincial medical insurance system; the system interface opened by the third-level medical insurance system is called a third-level medical insurance interface, and the third-level medical insurance interface comprises a data interface opened by the local-level medical insurance system.

In an optional implementation manner provided in this embodiment, before invoking the secondary medical insurance interface to verify the user relationship, the server and the user terminal cooperate to perform medical insurance certificate association notification and medical insurance certificate association agreement signing, which specifically includes: performing core processing on the main account user based on a medical insurance voucher association request submitted by the user terminal; if the user passes the check, generating a medical insurance certificate association notice and issuing the notice to the user terminal; if a confirmation instruction submitted by the main account user aiming at the medical insurance certificate association notice is detected, issuing a medical insurance certificate association page to the user terminal; and if the core body fails, issuing a prompt of core body processing failure to the user terminal.

Optionally, after issuing a medical insurance voucher association page to a user terminal, receiving the user relationship and the identity information submitted by the user terminal based on the medical insurance voucher association page, and issuing a medical insurance voucher association protocol to the user terminal; and carrying out agreement signing processing on the medical insurance associated certificate according to an agreement signing instruction submitted by the user terminal.

For example, after the primary account user (user A) selects "family account" in the "medical insurance electronic voucher" service of the payment application, displaying the medical insurance certificate association notice issued by the server on the application page of the payment application, displaying the issued medical insurance certificate association page after the main account user A clicks and confirms the medical insurance certificate association notice, as shown in fig. 2, the primary account user a then selects a user relationship with the target user B based on the medical insurance certificate association page, the target user B being a family of the primary account user a, the selected user relationship is a relationship of relatives, and meanwhile, the main account user A inputs the name, the identity card number and the like of the target user B in the medical insurance voucher association page as identity information, and the medical insurance certificate association protocol is confirmed and signed by clicking a 'agree and verify relationship' button configured on the medical insurance certificate association page.

In a specific implementation, a secondary medical insurance interface is called to verify the user relationship, so as to verify whether the user relationship between the main account user and the target user is real and valid, and specifically, in the verification process, the identity information of the main account user and the target user is transmitted to the secondary medical insurance interface, so that the user relationship between the main account user and the target user is verified in the secondary medical insurance interface.

It should be noted that the secondary medical insurance interface corresponds to the corresponding geographic area range, and therefore, in the process of calling the secondary medical insurance interface, the called secondary medical insurance interface opened by the secondary medical insurance system in the geographic area range to which the identity information of the primary account user and/or the target user belongs, for example, the called secondary medical insurance interface opened by the provincial medical insurance system to which the identity information of the primary account user a and the target user B belong, verifies the relationship between the two users.

And step S104, uploading the identity information to a primary medical insurance interface for activation processing, and acquiring the returned activation token of the medical insurance electronic certificate of the target user.

In an optional implementation manner provided by this embodiment, in order to ensure that the main account user and the target user are true and valid, and that the main account user helps the target user to activate and use the medical insurance electronic certificate, the user terminal of the main account user is used to perform identity verification on the target user, and specifically, before invoking a primary medical insurance interface to perform activation processing on the medical insurance electronic certificate of the target user, the target user is subjected to the following verification processing:

issuing a core body instruction for core body processing of the target user to the user terminal so that the user terminal acquires a core body image of the target user based on the core body instruction;

performing core processing on the target user based on the core image submitted by the user terminal;

if the user passes the verification processing, uploading the identity information to a primary medical insurance interface for activation processing, and acquiring a returned activation token of the medical insurance electronic certificate of the target user;

and if the core body processing is not passed, issuing a prompt that the core body processing of the target user is not passed to the user terminal.

And in specific implementation, uploading the identity information to a primary medical insurance interface for activation processing, activating the medical insurance electronic certificate of the target user by a primary medical insurance system where the primary medical insurance interface is located based on the identity information, and acquiring an activation token of the medical insurance electronic certificate of the target user returned by the primary medical insurance interface after the activation processing is successful. Then, in order to further standardize an association system for the main account user to help the target user with the user relationship to activate and associate the medical insurance electronic certificate, in an optional implementation manner provided by this embodiment, it is determined whether the main account meets an association condition of the medical insurance electronic certificate; wherein, the medical insurance electronic certificate association condition comprises: judging whether the main account and/or the target user meet medical insurance electronic certificate association conditions or not; if yes, executing the following step S106, and establishing the association relationship between the medical insurance electronic certificate and the main account based on the activation token; if not, the reminding information of the association failure returned by the interface is forwarded to the user terminal.

For example, after the identity information of the target user B is uploaded to the national medical insurance system through a system interface of the national medical insurance system, the national medical insurance system activates the medical insurance electronic certificate of the target user B according to the uploaded identity information, and returns an activation Token (Token) of the medical insurance electronic certificate of the target user B after the activation process is successful; then, a system interface of the provincial medical insurance system is called to detect whether the number of the users associated with the main account user A is smaller than or equal to the number threshold of the associated users or not, and whether the number of the users associated with the target user B is smaller than or equal to the number threshold of the associated users or not;

if the number of the users associated with the main account user A is smaller than or equal to the associated user number threshold value or not and the number of the users associated with the target user B is smaller than or equal to the associated user number threshold value or not, performing subsequent association processing of the medical insurance electronic certificate of the target user B and the main account;

and if the number of the users associated with the main account user A is larger than the associated user number threshold or the number of the users associated with the target user B is larger than the associated user number threshold, indicating that the main account user A or the target user B does not meet the medical insurance electronic certificate association condition, and forwarding the reminding information of association failure returned by the system interface to the user terminal of the main account user A.

And S106, establishing an association relation between the medical insurance electronic certificate and the main account based on the activation token.

In this embodiment, the establishing of the association relationship between the medical insurance electronic certificate and the primary account based on the activation token specifically includes writing the identity information of the target user in an extension field of a primary account user in a medical insurance certificate association relationship table, so that the establishing of the association relationship between the target user and the primary account user is performed by writing the identity information of the target user in the extension field of the primary account user, and the establishing of the association relationship between the medical insurance electronic certificate of the target user and the primary account is performed, thereby realizing the access to the medical insurance electronic certificate of the target user through the primary account.

After the incidence relation between the medical insurance electronic certificate of the target user and the main account is established, the medical insurance electronic certificate of the target user is indicated to be successfully activated and associated to the main account, reminding information with the established incidence relation is issued to the user terminal to remind the main account user to access the medical insurance electronic certificate of the target user through the main account, specifically, the user identification of the target user is updated to a medical insurance service page, so that an access interface for accessing the medical insurance electronic certificate of the target user is opened for the main account user, and an access instruction submitted by the user terminal aiming at the user identification of the target user updated by the medical insurance service page is received.

And step S108, calling the secondary medical insurance interface to generate a payment identifier of the medical insurance electronic certificate and issuing the payment identifier to the user terminal.

As described above, on the basis of establishing the association relationship between the medical insurance electronic certificate and the main account, the user identifier of the target user is updated to the medical insurance service page, so as to open an access interface for accessing the medical insurance electronic certificate of the target user for the main account user, and in specific implementation, after receiving an access instruction submitted by the main account user for the user identifier of the target user updated on the medical insurance service page, the secondary medical insurance interface is invoked to generate the payment identifier of the medical insurance electronic certificate and issue the payment identifier to the user terminal.

For example, after the medical insurance electronic certificate of the target user B is associated with the application account of the main account user a, the identification information of the target user B is updated to the affiliated account page of the main account user a, and if the main account user a clicks the identification information of the target user B, the medical insurance two-dimensional code and the medical insurance barcode of the medical insurance electronic certificate of the target user B issued by the server are displayed, as shown in fig. 3, and are generated by the server calling a system interface of the provincial medical insurance system and returned to the server.

In practical application, the main account user assists the target user in activating and associating the electronic medical insurance certificate, and the purpose of the main account user is to assist the target user in performing medical insurance payment and settlement processing by means of a payment identifier of the associated electronic medical insurance certificate, in an optional implementation manner provided in this embodiment, in a settlement processing process based on the electronic medical insurance certificate, a medical insurance settlement bill of the payment order, which is synchronized by a secondary medical insurance interface or a tertiary medical insurance interface corresponding to the medical insurance payment order, is first obtained; and then updating the medical insurance settlement bill to the medical insurance settlement list of the payment identifier.

Further, in this embodiment, the medical insurance settlement bill of the associated target user is accessed through the main account, so as to further improve the association closeness between the target user and the main account user, and meanwhile, convenience is provided for the main account user to access and manage the medical insurance settlement bill of the target user.

It should be noted that in practice, there are many cases where the association between the medical insurance electronic certificate of the target user and the primary account needs to be released, for example, a child owns its own mobile terminal, and can activate and use the medical insurance electronic certificate through its own mobile terminal, and in an optional implementation manner provided in this embodiment, the association is released in the following manner:

issuing the associated information of the associated user to the user terminal according to the access request of the associated user submitted by the user terminal;

if the user terminal submits an association removing instruction, calling the primary medical insurance interface to remove the association relation of the user to be removed corresponding to the association removing instruction;

and issuing the release reminding information returned by the primary medical insurance interface to the user terminal.

The following takes an application of the medical insurance electronic certificate processing method provided in this embodiment in a relationship scenario as an example, and further describes the medical insurance electronic certificate processing method provided in this embodiment, referring to fig. 4, the medical insurance electronic certificate processing method applied in the relationship scenario specifically includes steps S402 to S426.

Step S402, performing core processing on a user of the main account based on a medical insurance certificate association request submitted by a user terminal corresponding to the main account;

if the core body passes, executing step S404;

and if the core body fails, issuing a prompt of the core body processing failure to the user terminal.

And S404, generating a medical insurance certificate association notice and issuing the medical insurance certificate association notice to the user terminal.

Step S406, if a confirmation instruction submitted by the main account user for the medical insurance voucher association notice is detected, issuing a medical insurance voucher association page to the user terminal.

Step S408, receiving the relatives selected by the user terminal based on the medical insurance certificate association page and the entered identity information of the relatives, and issuing a medical insurance certificate association protocol to the user terminal.

And step S410, performing agreement signing processing on the medical insurance associated certificate according to the agreement signing instruction submitted by the user terminal.

And step S412, calling a system interface of the provincial medical insurance system corresponding to the identity information to check the relationship.

And step S414, after the verification is passed, issuing a body verification instruction for performing body verification processing on the relative user to the user terminal so that the user terminal acquires the face image of the relative user based on the body verification instruction.

Step S416, performing body-checking processing on the relative user based on the face image submitted by the user terminal;

if the core processing is passed, executing step S418;

and if the core body fails, issuing a reminding message that the core body fails to pass to the user terminal.

And step S418, uploading the identity information to a system interface of a national medical insurance system for activation processing, and acquiring an activation token of the returned medical insurance electronic certificate of the relative user.

Step S420, calling a system interface of the provincial medical insurance system to judge whether the main account and the relative user meet medical insurance electronic certificate association conditions;

if yes, go to step S422;

if not, the reminding information of the association failure returned by the system interface is forwarded to the user terminal.

Step S422, the incidence relation between the medical insurance electronic certificate of the relative user and the main account is established based on the activation token.

Step S424, issuing the reminder information with the established association relationship to the user terminal, and acquiring the access instruction submitted by the user terminal for the user identifier of the relative user.

And step S426, calling a system interface of the provincial medical insurance system based on the access instruction to generate a medical insurance code of the medical insurance electronic certificate and issuing the medical insurance code to the user terminal.

Another embodiment of a method for processing an electronic medical insurance certificate provided in this specification:

referring to fig. 5, which shows a processing flow chart of a medical insurance electronic certificate processing method provided in this embodiment, referring to fig. 2, which shows a schematic diagram of an application page provided in this embodiment, referring to fig. 3, which shows a schematic diagram of a medical insurance code display page provided in this embodiment, referring to fig. 6, which shows a processing flow chart of a medical insurance electronic certificate processing method applied to a relationship scenario provided in this embodiment.

Referring to fig. 5, the method for processing an electronic certificate of medical insurance provided in this embodiment specifically includes steps S502 to S506.

Step S502, acquiring the user relationship selected by the primary account user and the entered identity information of the target user.

The medical insurance electronic certificate processing method provided by the embodiment is applied to a user terminal, and is matched with the medical insurance electronic certificate processing method applied to the server in the execution process, so that the corresponding content of the medical insurance electronic certificate processing method applied to the server provided by the embodiment is referred for reading.

In the embodiment, the medical insurance system is divided into three levels, a system interface opened by the primary medical insurance system is called a primary medical insurance interface, and the primary medical insurance interface comprises a system interface opened by the national medical insurance system; similarly, the system interface opened by the second-level medical insurance system is called a second-level medical insurance interface, and the second-level medical insurance system comprises a system interface opened by the provincial medical insurance system; the system interface opened by the third-level medical insurance system is called a third-level medical insurance interface, and the third-level medical insurance interface comprises a data interface opened by the local-level medical insurance system.

In an optional implementation manner provided by this embodiment, before acquiring the user relationship selected by the primary account user and the entered identity information of the target user, the following operations are performed:

acquiring a correlation instruction submitted by the main account user, generating a medical insurance voucher correlation request based on the correlation instruction, and submitting the medical insurance voucher correlation request to the server;

receiving and displaying a medical insurance certificate association notice returned by the server;

if the confirmation instruction submitted by the main account user aiming at the medical insurance certificate association notice is detected, submitting the confirmation instruction to the server;

and receiving and displaying the medical insurance certificate association page issued by the server.

Optionally, receiving a medical insurance certificate association protocol issued by the server;

and submitting an agreement signing instruction of the main account user for the medical insurance certificate association agreement to the server.

Step S504, submitting the user relationship and the identity information to a server.

In an optional implementation manner provided by this embodiment, in order to ensure that the primary account user and the target user are truly and effectively, and that the primary account user assists the target user in activating and using the medical insurance electronic certificate, performing identity verification on the target user by using the user terminal of the primary account user specifically includes:

receiving a core instruction which is issued by the server and used for core processing of the target user;

and acquiring the core body image of the target user based on the core body instruction, and submitting the core body image to the server.

In specific implementation, after the user relationship and the identity information are submitted to a server, the server calls a primary medical insurance interface to perform activation processing, an activation token of the medical insurance electronic certificate of the target user is obtained, and the association relationship between the medical insurance electronic certificate and the main account is established based on the activation token. Further, on the basis of establishing the association relationship between the medical insurance electronic certificate and the main account, the user identification of the target user is updated to a medical insurance service page, so that an access interface for accessing the medical insurance electronic certificate of the target user is opened for the main account user. Based on the information, receiving reminding information which is issued by the server and established by the incidence relation between the medical insurance electronic certificate and the main account; and acquiring an access instruction of the user identifier of the target user updated by the main account user aiming at the medical insurance service page and submitting the access instruction to the server.

Step S506, receiving the payment identifier of the medical insurance electronic certificate of the target user issued by the server.

And the payment identifier is issued after the medical insurance electronic certificate and the main account establish an association relation. The establishment of the incidence relation specifically comprises writing the identity information of the target user into an extension field of a main account user in a medical insurance certificate incidence relation table, so that the incidence relation between the target user and the main account user is established by writing the identity information of the target user into the extension field of the main account user, the incidence relation between the medical insurance electronic certificate of the target user and the main account is further established, and the medical insurance electronic certificate of the target user is accessed through the main account.

In practical application, the main account user assists the target user in activating and associating the electronic medical insurance certificate, and the purpose of the main account user is to assist the target user in performing medical insurance payment and settlement processing by means of a payment identifier of the associated electronic medical insurance certificate.

Further, in this embodiment, the principal account is used to access the medical insurance settlement bill of the associated target user, so as to further improve the association closeness between the target user and the principal account user, and meanwhile, convenience is provided for the principal account user to access and manage the medical insurance settlement bill of the target user, and the access processing process specifically includes submitting an access request for the medical insurance settlement bill of the payment identifier to the server, and receiving and displaying the medical insurance settlement bill of the payment identifier issued by the server.

based on the access operation submitted by the main account user for the associated user, generating an access request of the associated user and submitting the access request to the server;

receiving the associated information of the associated user issued by the server and displaying the associated information on a medical insurance service page;

and submitting the association release instruction of the main account user for the associated user to the server, and receiving release reminding information sent by the server.

The following takes an application of the medical insurance electronic certificate processing method provided in this embodiment in a relationship scenario as an example, and further describes the medical insurance electronic certificate processing method provided in this embodiment, referring to fig. 6, the medical insurance electronic certificate processing method applied in the relationship scenario specifically includes steps S602 to S620.

Step S602, obtaining the association instruction submitted by the main account user, and generating a medical insurance voucher association request based on the association instruction and submitting the request to a server.

And step S604, receiving and displaying the medical insurance certificate association notice returned by the server.

Step S606, if the confirmation instruction submitted by the main account user aiming at the medical insurance certificate association notice is detected, the confirmation instruction is submitted to the server.

Step S608, receiving and displaying the medical insurance certificate association page issued by the server.

And step S610, acquiring the relationship selected by the main account user based on the medical insurance voucher association page and the entered identity information of the relative user, and submitting the relationship and the entered identity information to a server.

Step S612, receiving a core instruction for core processing for the parent user issued by the server.

And step S614, acquiring the nuclear body image of the relative user based on the nuclear body instruction and submitting the nuclear body image to the server.

Step S616, receiving the reminding information which is sent by the server and the incidence relation between the medical insurance electronic certificate and the main account is established.

Step S618, obtaining an access instruction of the primary account user for the user identifier of the parent user, and submitting the access instruction to the server.

And step S620, receiving the medical insurance code of the medical insurance electronic certificate of the relative user issued by the server.

An embodiment of a medical insurance electronic certificate processing apparatus provided in this specification is as follows:

in the above embodiment, a method for processing an electronic medical insurance certificate is provided, and a device for processing an electronic medical insurance certificate is also provided, which is described below with reference to the accompanying drawings.

Referring to fig. 7, a schematic diagram of a medical insurance electronic certificate processing apparatus provided in the present embodiment is shown.

Since the device embodiments correspond to the method embodiments, the description is relatively simple, and the relevant portions may refer to the corresponding description of the method embodiments provided above. The device embodiments described below are merely illustrative.

The embodiment provides a medical insurance electronic certificate processing apparatus, including:

the user relationship checking module 702 is configured to call a secondary medical insurance interface to check the user relationship according to the user relationship submitted by the user terminal corresponding to the primary account and the identity information of the target user;

the medical insurance electronic certificate activation module 704 is configured to upload the identity information to a primary medical insurance interface for activation processing, and acquire a returned activation token of the medical insurance electronic certificate of the target user;

an association relationship establishing module 706 configured to establish an association relationship between the medical insurance electronic certificate and the primary account based on the activation token;

and the payment identifier issuing module 708 is configured to call the secondary medical insurance interface to generate a payment identifier of the medical insurance electronic certificate and issue the payment identifier to the user terminal.

Another embodiment of a medical insurance electronic certificate processing apparatus provided in this specification is as follows:

in the above embodiment, another method for processing an electronic medical insurance certificate is provided, and correspondingly, another device for processing an electronic medical insurance certificate is also provided, which is described below with reference to the accompanying drawings.

Referring to fig. 8, a schematic diagram of a medical insurance electronic certificate processing apparatus provided in this embodiment is shown.

an information obtaining module 802, configured to obtain a user relationship selected by a primary account user and entered identity information of a target user;

an information submission module 804 configured to submit the user relationship and the identity information to a server;

a payment identifier receiving module 806, configured to receive a payment identifier of the electronic medical insurance certificate of the target user issued by the server; and the payment identifier is issued after the medical insurance electronic certificate and the main account establish an association relation.

The embodiment of the medical insurance electronic certificate processing equipment provided by the specification is as follows:

corresponding to the above-described medical insurance electronic certificate processing method, based on the same technical concept, one or more embodiments of the present specification further provide a medical insurance electronic certificate processing apparatus, where the medical insurance electronic certificate processing apparatus is configured to execute the above-described provided medical insurance electronic certificate processing method, and fig. 9 is a schematic structural diagram of the medical insurance electronic certificate processing apparatus provided in one or more embodiments of the present specification.

The electronic voucher treatment facility of medical insurance that this embodiment provided includes:

as shown in fig. 9, the electronic medical insurance certificate processing apparatus may have a relatively large difference due to different configurations or performances, and may include one or more processors 901 and a memory 902, where the memory 902 may store one or more stored applications or data. Memory 902 may be, among other things, transient storage or persistent storage. The application stored in memory 902 may include one or more modules (not shown), each of which may include a series of computer-executable instructions in a medical insurance electronic credential processing device. Still further, the processor 901 may be configured to communicate with the memory 902 to execute a series of computer-executable instructions in the memory 902 on the medical insurance electronic credential processing device. The medical insurance electronic credential processing apparatus may also include one or more power sources 903, one or more wired or wireless network interfaces 904, one or more input/output interfaces 905, one or more keyboards 906, and the like.

In a particular embodiment, the medical insurance electronic certificate processing apparatus includes a memory, and one or more programs, wherein the one or more programs are stored in the memory, and the one or more programs may include one or more modules, and each module may include a series of computer-executable instructions for the medical insurance electronic certificate processing apparatus, and the one or more programs configured to be executed by the one or more processors include computer-executable instructions for:

calling a secondary medical insurance interface to verify the user relationship according to the user relationship submitted by the user terminal corresponding to the main account and the identity information of the target user;

uploading the identity information to a primary medical insurance interface for activation processing, and acquiring a returned activation token of the medical insurance electronic certificate of the target user;

establishing an association relationship between the medical insurance electronic certificate and the main account based on the activation token;

and calling the secondary medical insurance interface to generate a payment identifier of the medical insurance electronic certificate and issuing the payment identifier to the user terminal.

Another embodiment of the medical insurance electronic certificate processing apparatus provided in this specification is as follows:

on the basis of the same technical concept, one or more embodiments of the present specification further provide a medical insurance electronic certificate processing apparatus, which is configured to execute the provided medical insurance electronic certificate processing method, and fig. 8 is a schematic structural diagram of the medical insurance electronic certificate processing apparatus provided in one or more embodiments of the present specification.

as shown in fig. 10, the medical insurance electronic certificate processing apparatus may have a relatively large difference due to different configurations or performances, and may include one or more processors 1001 and a memory 1002, where the memory 1002 may store one or more stored applications or data. Memory 1002 may be, among other things, transient storage or persistent storage. The application stored in memory 1002 may include one or more modules (not shown), each of which may include a series of computer-executable instructions in the medical insurance electronic credential processing device. Still further, the processor 1001 may be configured to communicate with the memory 1002 to execute a series of computer executable instructions in the memory 1002 on the medical insurance electronic credential processing device. The medical insurance electronic credential processing apparatus may also include one or more power sources 1003, one or more wired or wireless network interfaces 1004, one or more input/output interfaces 1005, one or more keyboards 1006, and the like.

acquiring a user relationship selected by a main account user and the input identity information of a target user;

submitting the user relationship and the identity information to a server;

receiving a payment identifier of the medical insurance electronic certificate of the target user issued by the server; and the payment identifier is issued after the medical insurance electronic certificate and the main account establish an association relation.

An embodiment of a storage medium provided in this specification is as follows:

on the basis of the same technical concept, one or more embodiments of the present specification further provide a storage medium corresponding to the above-described method for processing an electronic medical insurance certificate.

The storage medium provided in this embodiment is used to store computer-executable instructions, and when executed, the computer-executable instructions implement the following processes:

It should be noted that the embodiment of the storage medium in this specification and the embodiment of the method for processing the electronic certificate of medical insurance in this specification are based on the same inventive concept, and therefore, specific implementation of this embodiment may refer to implementation of the foregoing corresponding method, and repeated details are not described again.

Another storage medium embodiment provided in this specification is as follows:

on the basis of the same technical concept, another storage medium is provided in one or more embodiments of the present specification, corresponding to another method for processing an electronic medical insurance certificate described above.

submitting the user relationship and the identity information to a server;

It should be noted that the embodiment of the storage medium in this specification and the embodiment of another method for processing an electronic certificate of medical insurance in this specification are based on the same inventive concept, and therefore, specific implementation of this embodiment may refer to implementation of the foregoing corresponding method, and repeated details are not described again.

The foregoing description has been directed to specific embodiments of this disclosure. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims may be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.

In the 30 s of the 20 th century, improvements in a technology could clearly be distinguished between improvements in hardware (e.g., improvements in circuit structures such as diodes, transistors, switches, etc.) and improvements in software (improvements in process flow). However, as technology advances, many of today's process flow improvements have been seen as direct improvements in hardware circuit architecture. Designers almost always obtain the corresponding hardware circuit structure by programming an improved method flow into the hardware circuit. Thus, it cannot be said that an improvement in the process flow cannot be realized by hardware physical modules. For example, a Programmable Logic Device (PLD), such as a Field Programmable Gate Array (FPGA), is an integrated circuit whose Logic functions are determined by programming the Device by a user. A digital system is "integrated" on a PLD by the designer's own programming without requiring the chip manufacturer to design and fabricate application-specific integrated circuit chips. Furthermore, nowadays, instead of manually making an Integrated Circuit chip, such Programming is often implemented by "logic compiler" software, which is similar to a software compiler used in program development and writing, but the original code before compiling is also written by a specific Programming Language, which is called Hardware Description Language (HDL), and HDL is not only one but many, such as abel (advanced Boolean Expression Language), ahdl (alternate Hardware Description Language), traffic, pl (core universal Programming Language), HDCal (jhdware Description Language), lang, Lola, HDL, laspam, hardward Description Language (vhr Description Language), vhal (Hardware Description Language), and vhigh-Language, which are currently used in most common. It will also be apparent to those skilled in the art that hardware circuitry that implements the logical method flows can be readily obtained by merely slightly programming the method flows into an integrated circuit using the hardware description languages described above.

The controller may be implemented in any suitable manner, for example, the controller may take the form of, for example, a microprocessor or processor and a computer-readable medium storing computer-readable program code (e.g., software or firmware) executable by the (micro) processor, logic gates, switches, an Application Specific Integrated Circuit (ASIC), a programmable logic controller, and an embedded microcontroller, examples of which include, but are not limited to, the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20, and Silicone Labs C8051F320, the memory controller may also be implemented as part of the control logic for the memory. Those skilled in the art will also appreciate that, in addition to implementing the controller as pure computer readable program code, the same functionality can be implemented by logically programming method steps such that the controller is in the form of logic gates, switches, application specific integrated circuits, programmable logic controllers, embedded microcontrollers and the like. Such a controller may thus be considered a hardware component, and the means included therein for performing the various functions may also be considered as a structure within the hardware component. Or even means for performing the functions may be regarded as being both a software module for performing the method and a structure within a hardware component.

The systems, devices, modules or units illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product with certain functions. One typical implementation device is a computer. In particular, the computer may be, for example, a personal computer, a laptop computer, a cellular telephone, a camera phone, a smartphone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.

For convenience of description, the above devices are described as being divided into various units by function, and are described separately. Of course, the functions of the units may be implemented in the same software and/or hardware or in multiple software and/or hardware when implementing the embodiments of the present description.

One skilled in the art will recognize that one or more embodiments of the present description may be provided as a method, system, or computer program product. Accordingly, one or more embodiments of the present description may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the description may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The description has been presented with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the description. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.

The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.

Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.

It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.

One or more embodiments of the present description may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. One or more embodiments of the specification may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including memory storage devices.

The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the system embodiment, since it is substantially similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment.

The above description is only an example of this document and is not intended to limit this document. Various modifications and changes may occur to those skilled in the art from this document. Any modifications, equivalents, improvements, etc. which come within the spirit and principle of the disclosure are intended to be included within the scope of the claims of this document.

Claims

1. A medical insurance electronic certificate processing method comprises the following steps:

2. The medical insurance electronic certificate processing method according to claim 1, before the step of invoking a secondary medical insurance interface to verify the user relationship is executed according to the user relationship submitted by the user terminal corresponding to the primary account and the identity information of the target user, further comprising:

performing core processing on the main account user based on a medical insurance voucher association request submitted by the user terminal;

if the user passes the check, generating a medical insurance certificate association notice and issuing the notice to the user terminal;

and if a confirmation instruction submitted by the main account user aiming at the medical insurance certificate association notice is detected, issuing a medical insurance certificate association page to the user terminal.

3. The medical insurance electronic certificate processing method according to claim 2, before the step of invoking a secondary medical insurance interface to verify the user relationship is executed according to the user relationship submitted by the user terminal corresponding to the primary account and the identity information of the target user, further comprising:

receiving the user relationship and the identity information submitted by the user terminal based on the medical insurance voucher association page, and issuing a medical insurance voucher association protocol to the user terminal;

and carrying out agreement signing processing on the medical insurance associated certificate according to an agreement signing instruction submitted by the user terminal.

4. The medical insurance electronic certificate processing method according to claim 1, further comprising, after the step of invoking a secondary medical insurance interface to verify the user relationship is executed according to the user relationship submitted by the user terminal corresponding to the primary account and the identity information of the target user, and before the step of uploading the identity information to a primary medical insurance interface to perform activation processing and acquiring the activation token of the returned medical insurance electronic certificate of the target user is executed:

and if the user passes the verification processing, the step of uploading the identity information to a primary medical insurance interface for activation processing and acquiring the returned medical insurance electronic certificate of the target user is executed.

5. The medical insurance electronic certificate processing method according to claim 1, wherein after the step of uploading the identity information to a primary medical insurance interface for activation processing and obtaining the returned activation token of the medical insurance electronic certificate of the target user is executed and before the step of establishing the association relationship between the medical insurance electronic certificate and the main account based on the activation token is executed, the method further comprises:

judging whether the main account and/or the target user meet medical insurance electronic certificate association conditions or not;

if yes, executing the step of establishing the association relation between the medical insurance electronic certificate and the main account based on the activation token;

if not, forwarding the reminding information of the association failure returned by the interface to the user terminal;

wherein, the medical insurance electronic certificate association condition comprises: the number of associated users is less than or equal to a preset associated number threshold.

6. The medical insurance electronic certificate processing method according to claim 1, wherein the establishing of the association relationship between the medical insurance electronic certificate and the primary account based on the activation token comprises:

and writing the identity information of the target user into an extension field of the main account user in the medical insurance voucher association relation table.

7. The medical insurance electronic certificate processing method according to claim 1, after the step of establishing the association relationship between the medical insurance electronic certificate and the primary account based on the activation token is executed, and before the step of calling the secondary medical insurance interface to generate the payment identifier of the medical insurance electronic certificate and issuing the payment identifier to the user terminal is executed, the method includes:

issuing the reminding information with the established association relation to the user terminal;

and acquiring an access instruction submitted by the user terminal aiming at the user identifier of the target user updated by the medical insurance service page.

8. The medical insurance electronic certificate processing method according to claim 1, further comprising, after the step of calling the secondary medical insurance interface to generate the payment identifier of the medical insurance electronic certificate and issuing the payment identifier to the user terminal:

acquiring a medical insurance settlement bill of the payment order, which corresponds to the medical insurance payment order and is synchronous with the second-level medical insurance interface or the third-level medical insurance interface;

and updating the medical insurance settlement bill to a medical insurance settlement list of the payment identifier.

9. The medical insurance electronic voucher processing method of claim 8, further comprising:

receiving an access request for the medical insurance settlement list of the payment identifier submitted by the user terminal;

and issuing the medical insurance settlement list to the user terminal to respond to the access request.

10. The medical insurance electronic voucher processing method of claim 1, further comprising:

11. The medical insurance electronic certificate processing method according to claim 1, the target user including at least one of:

the method comprises the steps that a relative user having a relative relationship with a main account user to which the main account belongs and a social user having a social relationship with the main account user.

12. A medical insurance electronic certificate processing method comprises the following steps:

submitting the user relationship and the identity information to a server;

13. The medical insurance electronic certificate processing method according to claim 12, before the steps of obtaining the user relationship selected by the primary account user and the entered identity information of the target user are executed, further comprising:

14. The medical insurance electronic voucher processing method of claim 13, further comprising:

receiving a medical insurance certificate association protocol issued by the server;

15. The method for processing medical insurance electronic certificates according to claim 12, further comprising, after the step of submitting the user relationship and the identity information to the server is executed and before the step of receiving the payment identifier of the medical insurance electronic certificate of the target user issued by the server is executed:

16. The method for processing medical insurance electronic certificates according to claim 12, further comprising, after the step of submitting the user relationship and the identity information to the server is executed and before the step of receiving the payment identifier of the medical insurance electronic certificate of the target user issued by the server is executed:

receiving reminding information which is issued by the server and established by the incidence relation between the medical insurance electronic certificate and the main account;

and acquiring an access instruction of the user identifier of the target user updated by the main account user aiming at the medical insurance service page and submitting the access instruction to the server.

17. The method for processing medical insurance electronic certificates according to claim 12, after the step of receiving the payment identifier of the medical insurance electronic certificate of the target user issued by the server is executed, further comprising:

and displaying the payment identifier based on the access request of the main account user for the payment identifier so as to enable a medical insurance settlement terminal to collect the payment identifier and perform settlement processing of medical insurance payment orders.

18. The medical insurance electronic voucher processing method of claim 17, further comprising:

submitting an access request for a medical insurance settlement list aiming at the payment identifier to the server;

and receiving and displaying the medical insurance settlement list of the payment identifier sent by the server.

19. The medical insurance electronic voucher processing method of claim 12, further comprising:

20. A medical insurance electronic voucher processing apparatus, comprising:

the user relationship checking module is configured to call a secondary medical insurance interface to check the user relationship according to the user relationship submitted by the user terminal corresponding to the main account and the identity information of the target user;

the medical insurance electronic certificate activation module is configured to upload the identity information to a primary medical insurance interface for activation processing, and acquire a returned activation token of the medical insurance electronic certificate of the target user;

an association relationship establishing module configured to establish an association relationship between the medical insurance electronic certificate and the primary account based on the activation token;

and the payment identifier issuing module is configured to call the secondary medical insurance interface to generate a payment identifier of the medical insurance electronic certificate and issue the payment identifier to the user terminal.

21. A medical insurance electronic voucher processing apparatus, comprising:

the information acquisition module is configured to acquire the user relationship selected by the main account user and the entered identity information of the target user;

an information submission module configured to submit the user relationship and the identity information to a server;

the payment identifier receiving module is configured to receive a payment identifier of the medical insurance electronic certificate of the target user, which is issued by the server; and the payment identifier is issued after the medical insurance electronic certificate and the main account establish an association relation.

22. A medical insurance electronic voucher processing apparatus comprising:

a processor; and a memory configured to store computer-executable instructions that, when executed, cause the processor to:

23. A medical insurance electronic voucher processing apparatus comprising:

submitting the user relationship and the identity information to a server;

24. A storage medium storing computer-executable instructions that when executed implement the following:

25. A storage medium storing computer-executable instructions that when executed implement the following:

submitting the user relationship and the identity information to a server;