CN112907184A - Logistics distribution method for realizing payment on delivery transaction - Google Patents

Logistics distribution method for realizing payment on delivery transaction Download PDF

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CN112907184A
CN112907184A CN202110255930.1A CN202110255930A CN112907184A CN 112907184 A CN112907184 A CN 112907184A CN 202110255930 A CN202110255930 A CN 202110255930A CN 112907184 A CN112907184 A CN 112907184A
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王艳玲
郑紫微
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Zhejiang Wanli University
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Abstract

The invention relates to a logistics distribution method for realizing payment transaction of goods arrival, after a buyer mobile terminal places an order, an e-commerce platform generates a first transaction verification code and a second transaction verification code respectively based on respective mobile terminal equipment identification serial numbers and contact mobile phone numbers of a buyer and a seller, then obtains a commodity distribution verification code for the distribution use of a logistics company to determine the legal identity of the commodity distribution verification code based on the first transaction verification code and the second transaction verification code, and then the buyer and the seller carry out verification processing according to a verification code sequence provided by the e-commerce platform and the commodity distribution verification code provided by a goods receiving person and a goods distributing person of the logistics company, thereby ensuring the legality of the goods receiving person and the goods distributing person, avoiding illegal goods receiving or goods distributing, and delivering the goods arrival payment to be paid to the seller in a direct mode or an indirect mode after the buyer confirms the legal identity of the goods distributing person and successfully receives the goods, therefore, the transfer of money in the account of the logistics company is not needed, and the transaction safety and the transaction efficiency of the payment on delivery are improved.

Description

Logistics distribution method for realizing payment on delivery transaction
Technical Field
The invention relates to the field of logistics distribution management, in particular to a logistics distribution method for realizing payment on delivery.
Background
With the rapid development of the internet, especially the mobile internet, the electronic shopping mode based on the mobile internet has become a new shopping mode in the current e-commerce field. When a user needs to shop, the user can easily visit a shopping website and complete online payment after accessing a wireless network by using the mobile terminal device owned by the user, and then the shopping process is conveniently completed without being limited by the influence of the position of the user.
Considering the quality of goods purchased by users and the payment safety, the payment method for online shopping becomes a link being considered again in the field of electronic commerce, and the traditional manual-based payment method for goods on delivery also faces new challenges. In the conventional shopping process based on payment on delivery of goods, a seller sends goods and a payment list picked up by a buyer to the buyer by a deliverer of a logistics company in the form of entrusting the logistics company, and sends the payment list requiring the payment of the buyer to the buyer, and then the buyer delivers money to the goods deliverer after confirming the receipt of the goods and checking the correctness of the goods. The buyer can be handed to the commodity deliverer in a cash mode, an electronic transfer mode or a mode of swiping a card by using a POS machine, money can be directly paid to a logistics company account of the commodity deliverer in advance in an electronic transfer mode, and then the logistics company transfers the received money corresponding to each commodity payment to the seller one by one, so that the whole process of commodity transaction of sending the commodity to the buyer by the logistics company and then carrying out the commodity payment by the buyer is completed.
However, there are some problems with the existing logistics distribution process for payment on delivery transactions: in the payment transaction of goods arrival, the buyer of goods, the logistics company responsible for the distribution and collection of goods and the seller of goods are not in a three-party online state, and the money of the buyer often needs to be transferred to the seller through the account transfer of the logistics company, which results in a long time interval between the confirmation of the receipt of goods, the payment of the buyer and the receipt of the money of the seller, and reduces the efficiency of the goods transaction. Moreover, in the existing logistics distribution process for the payment on delivery transaction, the buyer and the e-commerce platform cannot know the physical condition of the goods provided by the seller to the goods receiving personnel when the goods are received by the logistics company, and the seller and the e-commerce platform cannot know the physical condition of the goods when the buyer receives the goods sent by the goods sending personnel of the logistics company, so that once the transaction parties finished in the payment on delivery form have disputes due to the goods condition, the accuracy of the words and phrases of each party is difficult to be determined, and the responsibility of each party cannot be cleared.
Disclosure of Invention
The technical problem to be solved by the present invention is to provide a logistics distribution method for realizing payment on delivery transaction in view of the above prior art.
The technical scheme adopted by the invention for solving the technical problems is as follows: the logistics distribution method for realizing the payment on delivery transaction is characterized by comprising the following steps of 1-7:
step 1, after a buyer selects a target commodity by using a buyer mobile terminal and places an order, an e-commerce platform generates a first transaction verification code according to a buyer mobile terminal equipment identification serial number and a buyer contact mobile phone number; wherein the purchaser mobile terminal device identification serial number is a sequence formed by numbers;
step 2, the e-commerce platform generates a second transaction verification code according to a seller mobile terminal equipment identification serial number and a seller contact mobile phone number reserved by a seller corresponding to the target commodity; wherein the seller mobile terminal equipment identification serial number is a sequence formed by numbers;
step 3, the E-commerce platform generates a commodity distribution verification code according to the first transaction verification code and the second transaction verification code, integrates the first transaction verification code, the second transaction verification code and the commodity distribution verification code into a verification code sequence used for representing a goods-to-payment transaction mode, and respectively sends the verification code sequence to the buyer mobile terminal device and the seller mobile terminal device;
step 4, the e-commerce platform sends seller contact information corresponding to the target commodity and the commodity distribution verification code to logistics company terminal equipment of a logistics company;
step 5, the logistics company terminal device respectively sends the commodity distribution verification code to a piece collecting terminal device and a piece sending terminal device aiming at the target commodity, and arranges a piece collecting person to collect the target commodity to a seller corresponding to the seller contact information by using the commodity distribution verification code and the piece collecting terminal device; the piece collecting terminal equipment and the piece sending terminal equipment are managed by a logistics company and are in data communication with the logistics company terminal equipment to obtain terminal equipment;
step 6, after confirming that the commodity distribution code provided by the article-picking personnel is consistent with the commodity distribution code in the verification code sequence received by the mobile terminal equipment of the seller, the seller provides the target commodity for the article-picking personnel;
and 7, after the buyer confirms that the commodity distribution code provided by the dispatching personnel is consistent with the commodity distribution code in the verification code sequence received by the mobile terminal equipment of the buyer, the mobile terminal equipment of the buyer is utilized to pay the money to the seller in a direct or indirect mode.
Further, in the logistics distribution method for realizing the payment on delivery transaction, in step 1, the e-commerce platform generates a first transaction verification code as follows:
Figure BDA0002967125030000021
therein, Key1Is a first transaction verification code, M1Total number of digits, X, in the serial number for the purchaser's mobile terminal device identifiermIdentifying a value, N, corresponding to the mth digit in the serial number for the purchaser's mobile terminal device1Total number of digits, Y, in the purchaser's contact cell phone numbernContacting a value corresponding to the nth number in the mobile phone number for the buyer;
in step 2, the e-commerce platform generates a second transaction verification code as follows:
Figure BDA0002967125030000031
therein, Key2As a second transaction verification code, M22Total number of digits, U, in serial number for seller mobile terminal device identificationuIdentifying a value, N, corresponding to the u-th digit in the serial number for the seller's mobile terminal device2Total number of digits in contact cell phone number for seller, VvContacting a value corresponding to the v-th number in the mobile phone number for the buyer;
in step 3, the e-commerce platform generates a commodity distribution verification code as follows:
Figure BDA0002967125030000032
therein, Key3The verification code is distributed to the commodity.
In an improvement, the logistics distribution method for realizing the payment on delivery transaction further comprises the following steps: after the seller confirms that the commodity distribution code provided by the article receiving personnel is inconsistent with the commodity distribution code in the verification code sequence received by the seller mobile terminal equipment, the seller does not provide the target commodity to the article receiving personnel, and the seller mobile terminal is utilized to send abnormal article receiving prompt information to the e-commerce platform for processing.
Still further, the logistics distribution method for realizing the payment on delivery transaction further comprises the following steps: after the buyer confirms that the commodity distribution code provided by the dispatching personnel is inconsistent with the commodity distribution code in the verification code sequence received by the buyer mobile terminal equipment, the buyer sends abnormal dispatching prompt information to the E-commerce platform for processing by utilizing the buyer mobile terminal.
Further, the logistics distribution method for realizing the payment on delivery transaction in the invention further comprises:
the buyer fills in the arrangement of the receiving route when selecting the target commodity and placing an order on the E-commerce platform; wherein the consignee itinerary is a date on which the buyer determines that the target commodity is not to be received;
the e-commerce platform sends the receiving and routing arrangement of the buyer to the terminal equipment of the logistics company;
and arranging the delivery member to deliver to the buyer by the logistics company on the date that the buyer determines to receive the target commodity according to the receiving schedule arrangement of the buyer corresponding to the target commodity received by the terminal equipment of the logistics company.
Further improved, the logistics distribution method for realizing the payment on delivery transaction further comprises steps S1-S5:
step S1, after the seller confirms that the buyer orders the e-commerce platform through the seller mobile terminal, the seller sends the real object photo of the target commodity corresponding to the order to the e-commerce platform through the seller mobile terminal;
step S2, when a seller uses a seller mobile terminal to provide a real object corresponding to a target commodity for a piece collecting person, the seller mobile terminal and a piece collecting terminal device both collect the information of a current to-be-collected commodity real object photo, and respectively send the respectively collected information of the current to-be-collected commodity real object photo to an e-commerce platform; the current commodity object photo information to be collected is a commodity object photo to be collected and current geographical position information which are to be delivered to a collecting person by a seller, and an anti-counterfeiting mark is arranged on the surface of the current commodity to be collected;
step S3, when the buyer receives the commodities sent by the dispatching personnel, the mobile terminal of the buyer and the dispatching terminal device both collect the information of the current commodity physical photos to be received and respectively send the information of the current commodity physical photos to be received to the E-commerce platform; the information of the current commodity physical photo to be received is the current geographical position information and the current commodity physical photo to be received delivered to the buyer by the delivery personnel;
step S4, the E-commerce platform makes a judgment according to the received current to-be-received commodity physical photo information and the current to-be-received commodity physical photo information:
when the to-be-received commodity physical picture in the current to-be-received commodity physical picture information is matched with the to-be-received commodity physical picture in the current to-be-received commodity physical picture information, the e-commerce platform sends verification passing information that the current transaction commodity state is normal to the buyer mobile terminal; otherwise, the E-commerce platform sends verification passing information of the abnormal state of the current transaction commodity to the buyer mobile terminal;
step S5, after the buyer mobile terminal receives the verification passing information sent by the E-commerce platform, the buyer mobile terminal is used for paying money to the seller in a direct or indirect mode; otherwise, the buyer refuses to pay the seller.
In the logistics distribution method for realizing the payment transaction of the goods arrival, after the buyer confirms that the commodity distribution code provided by the delivery personnel of the logistics company is consistent with the commodity distribution code in the verification code sequence received by the buyer mobile terminal equipment, the buyer pays the money to the seller through the logistics company by using the buyer mobile terminal; wherein, the process of the buyer paying the money to the seller through the logistics company by using the buyer mobile terminal comprises the following steps a 1-a 5:
step a1, the dispatch terminal device obtains the spatial position coordinate data of the current position and takes the spatial position coordinate data as the transaction identity verification information;
step a2, the buyer mobile terminal acquires the space position coordinate data of the current position and takes the space position coordinate data as the transaction identity confirmation information;
step a3, the dispatch terminal device sends the transaction authentication information to the buyer mobile terminal for judgment:
when the transaction identity verification information is consistent with the transaction identity confirmation information, the buyer mobile terminal feeds back information that the payment transaction identity is legal to the delivery terminal equipment; otherwise, the buyer mobile terminal prompts prompt information of illegal transaction identity to the buyer for processing;
a4, displaying the collection code by the delivery terminal device, and paying the money to the logistics company by the buyer using the mobile terminal to scan the collection code;
step a5, after the buyer mobile terminal successfully pays the money, the feedback information that the payment transaction of the goods arrival is completed is sent to the E-commerce platform, and the E-commerce platform sends the information that the payment of the goods arrival is completed to the seller mobile terminal.
As another method for realizing payment of money from a buyer to a seller, in the logistics distribution method for realizing payment of goods of the invention, after the buyer confirms that a goods distribution code provided by a distributor of a logistics company is consistent with a goods distribution code in a verification code sequence received by a buyer mobile terminal device, the buyer uses the buyer mobile terminal to pay money to the seller by the following steps b 1-b 7:
step b1, the buyer sends the commodity distribution verification code to the bank system by using the buyer mobile terminal;
step b2, the bank system sends the goods delivery verification code to the E-commerce platform;
step b3, the E-commerce platform makes true and false transaction judgment according to the commodity distribution verification code sent by the bank system:
when the commodity distribution verification code is generated by the e-commerce platform, the e-commerce platform sends feedback information that the current transaction is real transaction information to the bank system, and sends the seller bank account reserved by the seller corresponding to the target commodity to the bank system and the buyer mobile terminal respectively, and the step b4 is carried out; otherwise, the E-commerce platform respectively sends feedback information that the current transaction is false transaction information to the bank system and the buyer mobile terminal, and the step b4 is carried out;
step b4, the bank system processes according to the feedback information of the E-commerce platform:
when the feedback information is that the current transaction is real transaction information, the banking system sends the received bank account of the seller to the mobile terminal of the buyer, and the step b5 is carried out; otherwise, the bank system executes a corresponding handling measure corresponding to the false transaction information of the current transaction;
step b5, the buyer makes processing according to the feedback information of the E-commerce platform:
when the feedback information is that the current transaction is real transaction information, the step b6 is carried out; otherwise, the buyer utilizes the buyer mobile terminal to execute a corresponding handling measure corresponding to the current transaction as false transaction information;
step b6, the buyer makes judgment processing according to the seller bank account sent by the bank system and the seller bank account sent by the e-commerce platform:
when the two are consistent, the buyer sends a payment instruction for confirming payment to the seller bank account to the bank system by using the buyer mobile terminal, and the step b7 is carried out; otherwise, go to step b 1;
step b7, the bank system transfers the corresponding money in the buyer bank account to the seller bank account according to the payment instruction sent by the buyer mobile terminal, and after the transfer operation is completed, the bank system respectively sends the information of successful payment to the buyer mobile terminal, the E-commerce platform and the seller mobile terminal; the bank system records data interaction information between the bank system and the buyer mobile terminal, the E-commerce platform and the seller mobile terminal in real time, wherein the data interaction information comprises data of data interaction and data interaction time.
In order to meet the personalized logistics distribution needs of the buyer, in a further improvement, the logistics distribution method for realizing the payment on delivery transaction in the invention further comprises the following steps c 1-c 3:
step c1, after the e-commerce platform receives the information of successful payment sent by the bank system, the e-commerce platform sends inquiry request information for constructing the personalized logistics distribution scheme to the buyer mobile terminal;
in step c2, the buyer mobile terminal makes judgment according to the received feedback of the buyer to the inquiry request information:
when receiving the confirmation to construct the personalized logistics distribution scheme, the buyer mobile terminal sends confirmation information to the e-commerce platform, and the step c3 is carried out; otherwise, the mobile terminal of the buyer sends refusal information to the E-commerce platform;
and c3, the E-commerce platform constructs a personalized logistics distribution scheme matched with the delivery habits of the buyers according to the historical transaction record data of the buyers on the E-commerce platform through the mobile terminals of the buyers.
In a further improvement, the logistics distribution method for realizing the payment on delivery transaction in the invention further comprises steps d 1-d 4:
d1, the e-commerce platform acquires the time when the personalized logistics distribution scheme is constructed, and the acquired time is used as the initial monitoring time;
step d2, the e-commerce platform takes the initial monitoring time as a starting point to continuously monitor whether the buyer uses the buyer mobile terminal to make ordering operation on the e-commerce platform;
step d3, the E-commerce platform makes judgment processing according to the detection result:
when the order placing operation is detected to be performed, the step d4 is carried out; otherwise, go to step d 2;
step d4, the e-commerce platform constructs an optimal logistics distribution path for the buyer and arranges the logistics company to distribute the goods for the buyer according to the optimal logistics distribution path.
Compared with the prior art, the invention has the advantages that:
firstly, in the logistics distribution method for realizing the payment transaction of the goods arrival, after the e-commerce platform places an order based on the buyer mobile terminal, the e-commerce platform respectively generates a first transaction verification code and a second transaction verification code based on the respective mobile terminal equipment identification serial number and the contact mobile phone number of the buyer and the seller, and then obtains a commodity distribution verification code for the logistics company to distribute and use to determine the legal identity of the commodity distribution verification code based on the generated first transaction verification code and the generated second transaction verification code, and then the buyer and the seller carry out verification processing according to the verification code sequence provided by the e-commerce platform and the commodity distribution verification code provided by the pickup personnel and the delivery personnel of the logistics company so as to ensure the legality of the pickup personnel and the delivery personnel and avoid the pickup or the delivery of the goods by illegal personnel, and then the buyer directly or indirectly delivers the money to the seller for payment after confirming the legal identity of the delivery personnel and receiving the goods, therefore, the transfer of money in the account of the logistics company is not needed, and the transaction safety and the transaction efficiency of the payment on delivery are improved;
secondly, aiming at the commodity receiving stage, the invention arranges that a seller mobile terminal and a receiving terminal device collect the commodity physical photos of the to-be-received commodity together and respectively send the collected commodity physical photos to an e-commerce platform, and a buyer mobile terminal and a dispatching terminal device collect the commodity physical photos of the to-be-received commodity together and respectively send the collected commodity physical photos to the e-commerce platform, thereby ensuring the consistency of the commodity physical photos in the receiving process and the dispatching process, avoiding the phenomenon of 'bag adjustment' of the commodity in the logistics distribution process, and further providing a proving material for solving the follow-up disputes.
Drawings
Fig. 1 is a schematic flow chart of a logistics distribution method for implementing payment on delivery transaction according to an embodiment of the present invention.
Detailed Description
The invention is described in further detail below with reference to the accompanying examples.
The embodiment provides a logistics distribution method for realizing payment on delivery. Referring to fig. 1, the logistics distribution method for realizing the payment on delivery transaction comprises the following steps 1-7:
step 1, after a buyer selects a target commodity by using a buyer mobile terminal and places an order, an e-commerce platform generates a first transaction verification code according to a buyer mobile terminal equipment identification serial number and a buyer contact mobile phone number; the buyer mobile terminal can be a smart phone or a tablet computer, and the serial number of the buyer mobile terminal equipment identifier is a sequence formed by numbers;
in this embodiment, the first transaction verification code generated by the e-commerce platform is marked as Key1The total number of digits in the serial number of the buyer mobile terminal equipment is marked as M1The value corresponding to the mth number in the serial number of the buyer mobile terminal equipment is marked as XmThe total number of numbers in the buyer contact mobile phone number is marked as N1The value corresponding to the nth number in the buyer's contact mobile phone number is marked as YnWherein, in the step (A),
Figure BDA0002967125030000071
step 2, the e-commerce platform generates a second transaction verification code according to a seller mobile terminal equipment identification serial number and a seller contact mobile phone number reserved by a seller corresponding to the target commodity; wherein the seller mobile terminal equipment identification serial number is a sequence formed by numbers;
in this embodiment, the second transaction verification code generated by the e-commerce platform is marked as Key2And the total number of digits in the seller mobile terminal equipment identification serial number is marked asM22And the value corresponding to the U-th number in the seller mobile terminal equipment identification serial number is marked as UuAnd the total number of numbers in the contact mobile phone number of the seller is marked as N2The value corresponding to the V-th number in the buyer's contact mobile phone number is marked as VvWherein, in the step (A),
Figure BDA0002967125030000072
step 3, the E-commerce platform verifies the code Key according to the first trade1And a second transaction verification code Key2Generating a commodity distribution verification code, integrating the first transaction verification code, the second transaction verification code and the commodity distribution verification code into a verification code sequence used for representing a goods-to-payment transaction mode, and respectively sending the verification code sequence to a buyer mobile terminal device and a seller mobile terminal device; in this embodiment, the product delivery verification code generated by the e-commerce platform is marked as Key3，
Figure BDA0002967125030000073
For example, since the first transaction verification code Key has already been obtained1And a second transaction verification code Key2And commodity distribution verification code Key3Therefore, the three verification codes are integrated to obtain a verification code sequence SN which represents the payment transaction mode of the goods delivery, wherein SN is { Key }1,Key2,Key3}；
Step 4, the e-commerce platform enables seller contact information corresponding to the target commodity and the commodity distribution verification code Key3Sending the data to the terminal equipment of the logistics company; the seller contact information comprises a seller contact name, a seller contact mobile phone number and a seller contact address;
step 5, the terminal equipment of the logistics company distributes the goods with the verification code Key3Respectively sent to a piece collecting terminal device and a piece sending terminal device aiming at the target commodity, and arranged to collect the piece by utilizing a commodity distribution verification code Key3Collecting targets at sellers corresponding to seller contact information by collecting terminal equipmentA commodity; the piece collecting terminal equipment and the piece sending terminal equipment are managed by a logistics company and are in data communication with the logistics company terminal equipment to obtain terminal equipment; in addition, in the embodiment, the piece collecting terminal device and the piece sending terminal device both have a transaction settlement function;
step 6, after confirming that the commodity distribution code provided by the article-picking personnel is consistent with the commodity distribution code in the verification code sequence received by the mobile terminal equipment of the seller, the seller provides the target commodity for the article-picking personnel; otherwise, the seller does not provide the target commodity for a piece collecting person, and sends abnormal piece collecting prompt information to the e-commerce platform for processing by using the seller mobile terminal; wherein, the target commodity is pasted with a collection account number of the seller according to the requirement, so that the buyer can conveniently and directly give the remittance to the target commodity;
since the seller mobile terminal device has received the verification code sequence SN sent by the e-commerce platform, it is assumed that the goods delivery code provided by the package seizing personnel at the moment is marked as Key4If the seller confirms the goods delivery code Key4And the commodity distribution verification code Key in the verification code sequence SN received by the seller mobile terminal equipment3Identity, i.e. Key4＝Key3Then, the seller provides the current goods to be delivered (namely, the target goods ordered by the buyer through the e-commerce platform) to the article acquisition person, and the logistics company to which the article acquisition person belongs is responsible for delivering the goods to the buyer;
step 7, after the buyer confirms that the commodity distribution code provided by the dispatching personnel is consistent with the commodity distribution code in the verification code sequence received by the buyer mobile terminal equipment, the buyer mobile terminal equipment is utilized to pay the money to the seller in a direct or indirect mode; otherwise, the buyer sends abnormal delivery prompt information to the E-commerce platform for processing by using the buyer mobile terminal.
Similarly, assume that the product delivery code provided by the dispatch personnel at this time is labeled as Key5If the buyer confirms the goods delivery code Key5And the commodity distribution verification code Key in the verification code sequence SN received by the buyer mobile terminal equipment3Identity, i.e. Key5＝Key3Then, the buyer utilizes the purchaseThe party's mobile terminal device pays the money to the seller, either directly or indirectly.
Considering the different payment methods of the buyer for the payment of the goods on delivery, the embodiment provides two methods to accomplish the effect that the buyer pays the money to the seller by using the mobile terminal device of the buyer. Specifically, the method comprises the following steps:
the first payment method is as follows: after the buyer confirms that the commodity distribution code provided by the delivery personnel of the logistics company is consistent with the commodity distribution code in the verification code sequence received by the buyer mobile terminal equipment, the buyer pays the money to the seller through the logistics company by using the buyer mobile terminal; wherein, the process of the buyer paying the money to the seller through the logistics company by using the buyer mobile terminal comprises the following steps a 1-a 5:
step a1, the dispatch terminal device obtains the spatial position coordinate data of the current position and takes the spatial position coordinate data as the transaction identity verification information;
step a2, the buyer mobile terminal acquires the space position coordinate data of the current position and takes the space position coordinate data as the transaction identity confirmation information;
step a3, the dispatch terminal device sends the transaction authentication information to the buyer mobile terminal for judgment:
when the transaction identity verification information is consistent with the transaction identity confirmation information, the buyer mobile terminal feeds back information that the payment transaction identity is legal to the delivery terminal equipment; otherwise, the buyer mobile terminal prompts prompt information of illegal transaction identity to the buyer for processing;
a4, displaying the collection code by the delivery terminal device, and paying the money to the logistics company by the buyer using the mobile terminal to scan the collection code;
step a5, after the buyer mobile terminal successfully pays the money, the feedback information that the payment transaction of the goods arrival is completed is sent to the E-commerce platform, and the E-commerce platform sends the information that the payment of the goods arrival is completed to the seller mobile terminal.
The second payment method is as follows: that is, after the buyer confirms that the product delivery code provided by the delivery person of the logistics company matches the product delivery code in the verification code sequence received by the buyer mobile terminal device, the buyer uses the buyer mobile terminal to pay money to the seller by the following steps b 1-b 7:
step b1, the buyer sends the commodity distribution verification code to the bank system by using the buyer mobile terminal;
step b2, the bank system sends the goods delivery verification code to the E-commerce platform;
step b3, the E-commerce platform makes true and false transaction judgment according to the commodity distribution verification code sent by the bank system:
when the commodity distribution verification code is generated by the e-commerce platform, the e-commerce platform sends feedback information that the current transaction is real transaction information to the bank system, and sends the seller bank account reserved by the seller corresponding to the target commodity to the bank system and the buyer mobile terminal respectively, and the step b4 is carried out; otherwise, the E-commerce platform respectively sends feedback information that the current transaction is false transaction information to the bank system and the buyer mobile terminal, and the step b4 is carried out;
step b4, the bank system processes according to the feedback information of the E-commerce platform:
when the feedback information is that the current transaction is real transaction information, the banking system sends the received bank account of the seller to the mobile terminal of the buyer, and the step b5 is carried out; otherwise, the bank system executes a corresponding handling measure corresponding to the false transaction information of the current transaction;
step b5, the buyer makes processing according to the feedback information of the E-commerce platform:
when the feedback information is that the current transaction is real transaction information, the step b6 is carried out; otherwise, the buyer utilizes the buyer mobile terminal to execute a corresponding handling measure corresponding to the current transaction as false transaction information;
step b6, the buyer makes judgment processing according to the seller bank account sent by the bank system and the seller bank account sent by the e-commerce platform:
when the two are consistent, the buyer sends a payment instruction for confirming payment to the seller bank account to the bank system by using the buyer mobile terminal, and the step b7 is carried out; otherwise, go to step b 1;
step b7, the bank system transfers the corresponding money in the buyer bank account to the seller bank account according to the payment instruction sent by the buyer mobile terminal, and after the transfer operation is completed, the bank system respectively sends the information of successful payment to the buyer mobile terminal, the E-commerce platform and the seller mobile terminal; the bank system records data interaction information between the bank system and the buyer mobile terminal, the E-commerce platform and the seller mobile terminal in real time, wherein the data interaction information comprises data of data interaction and data interaction time.
In order to meet the requirement that the buyer can successfully receive the purchased commodities sent by the dispatching personnel at a proper time so as to improve the logistics dispatching success rate of the commodities, the embodiment also makes the following improvements in view of the daily work and life needs of the buyer. Firstly, when a buyer selects the target commodity and places an order on an e-commerce platform, filling in an order receiving schedule; the receiving schedule is arranged to determine the date on which the target commodity is not received by the buyer, for example, the receiving schedule of the buyer is that Monday, Wednesday and Thursday are inconvenient to receive commodity dispatch, and correspondingly, Tuesday, Friday, Saturday and Sunday are convenient to receive commodity dispatch; then, the E-commerce platform sends the receiving and routing arrangement of the buyer to the terminal equipment of the logistics company; and finally, arranging the delivery member to go to the buyer for delivery on the date that the buyer determines to receive the target commodity according to the receiving and routing arrangement of the buyer corresponding to the target commodity received by the terminal equipment of the logistics company by the logistics company. That is, the logistics company can arrange the dispatch personnel to go to the buyer for dispatch on tuesday, friday, saturday or sunday according to the above-mentioned receiving itinerary of the buyer. Specifically, the dispatch time may be determined by the dispatch personnel in further telephonic contact with the buyer.
As electronic commerce develops, fraud events for electronic commerce increase, for example, many fraud events appearing in recent years are fraud conducted by means of 'cash on delivery'. Therefore, in order to ensure the legal interests of the buyer and the seller and avoid the illegal imposition of anyone party of the e-commerce transaction by others so as to replace the genuine products of the seller with the fake commodities and inferior products in the middle link of the logistics distribution, the logistics distribution method of the embodiment is further improved in the following aspects. Specifically, the logistics distribution method for realizing the payment on delivery transaction herein further includes steps S1 to S5:
step S1, after the seller confirms that the buyer orders the e-commerce platform through the seller mobile terminal, the seller sends the real object photo of the target commodity corresponding to the order to the e-commerce platform through the seller mobile terminal; that is to say, the seller can prove to the e-commerce platform that the goods sent by the seller and to be collected are genuine goods, so that the e-commerce platform can use the certificate as evidence in subsequent disputes;
step S2, when a seller uses a seller mobile terminal to provide a real object corresponding to a target commodity for a piece collecting person, the seller mobile terminal and a piece collecting terminal device both collect the information of a current to-be-collected commodity real object photo, and respectively send the respectively collected information of the current to-be-collected commodity real object photo to an e-commerce platform; the current commodity object photo information to be collected is a commodity object photo to be collected and current geographical position information which are to be delivered to a collecting person by a seller, and an anti-counterfeiting mark is arranged on the surface of the current commodity to be collected; through the operation of the execution step S2, the fact that the commodities collected by the commodity collecting personnel are the commodity objects provided by the seller can be proved to the e-commerce platform, the commodities are consistent, and therefore it is ensured that the commodities provided by the seller to the commodity collecting personnel and collected by the commodity collecting personnel are the same, and the seller successfully delivers the commodities to the commodity collecting personnel of the logistics company;
step S3, when the buyer receives the commodities sent by the dispatching personnel, the mobile terminal of the buyer and the dispatching terminal device both collect the information of the current commodity physical photos to be received and respectively send the information of the current commodity physical photos to be received to the E-commerce platform; the information of the current commodity physical photo to be received is the current geographical position information and the current commodity physical photo to be received delivered to the buyer by the delivery personnel; by executing the operation of step S3, it can be verified that the goods collected by the dispatching personnel are the goods real objects received by the buyer, and they are consistent, so as to ensure that the goods provided by the dispatching personnel to the buyer and received by the buyer are the same, and the dispatching personnel has successfully delivered the goods to the buyer;
step S4, the E-commerce platform makes a judgment according to the received current to-be-received commodity physical photo information and the current to-be-received commodity physical photo information:
when the physical photos of the commodities to be collected in the current physical photo information of the commodities to be collected are matched with the physical photos of the commodities to be collected in the current physical photo information of the commodities to be collected, the fact that the commodities are not subjected to package adjustment in the distribution process from a seller to a buyer is indicated, the distribution state of the commodities is normal, and at the moment, the e-commerce platform sends verification passing information that the current trade commodity state is normal to the mobile terminal of the buyer; otherwise, the E-commerce platform sends verification passing information of the abnormal state of the current transaction commodity to the buyer mobile terminal;
step S5, after the buyer mobile terminal receives the verification passing information sent by the E-commerce platform, the buyer mobile terminal is used for paying money to the seller in a direct or indirect mode; otherwise, the buyer refuses to pay the seller.
As the logistics distribution gradually develops into the personalized logistics distribution of the characteristics of both intelligent and symbolic transaction, the logistics distribution method of the embodiment also adds the design of the personalized logistics distribution method for pushing the buyer of the commodity. Specifically, the embodiment further comprises the following steps c 1-c 3:
step c1, after the e-commerce platform receives the information of successful payment sent by the bank system, the e-commerce platform sends inquiry request information for constructing the personalized logistics distribution scheme to the buyer mobile terminal;
in step c2, the buyer mobile terminal makes judgment according to the received feedback of the buyer to the inquiry request information:
when receiving the confirmation to construct the personalized logistics distribution scheme, the buyer mobile terminal sends confirmation information to the e-commerce platform, and the step c3 is carried out; otherwise, the mobile terminal of the buyer sends refusal information to the E-commerce platform;
and c3, the E-commerce platform constructs a personalized logistics distribution scheme matched with the delivery habits of the buyers according to the historical transaction record data of the buyers on the E-commerce platform through the mobile terminals of the buyers. The personalized logistics distribution scheme constructed herein is to distribute a logistics company that matches the buyer dispatch habit. Specifically, the construction process of the personalized logistics distribution scheme for the buyer includes steps c 31-c 34:
step c31, obtaining the name of the logistics company and the total number of the logistics companies which have distributed the process goods for the buyer; wherein the total number of Logistics companies marked as buyers having delivered the process goods is marked as W, and the W-th Logistics company is marked as Logiticsw，1≤w≤W；
Step c32, constructing a logistics company distribution efficiency evaluation index set; the logistics company delivery efficiency evaluation index set comprises a single delivery success rate score of a buyer to a logistics company and a service quality score of a member dispatching person of the buyer to the logistics company; the higher the score of the success rate of single delivery of the buyer to the logistics company indicates that the acceptance of the buyer to the logistics company is higher, and the higher the score of the quality of service of the dispatch personnel of the buyer to the logistics company indicates that the acceptance of the buyer to the logistics company is higher; logitics of the buyer to the w Logistics companywIs marked as a single delivery success rate score
Figure BDA0002967125030000111
Logitics of the buyer to the w Logistics companywThe service quality score of the delivery personnel of the logistics company is marked
Figure BDA0002967125030000112
Step c33, obtaining the delivery acceptance of each logistics company by the buyer according to the constructed logistics company delivery efficiency evaluation index set; wherein, the buyer is about Logistics companies LogiticswThe delivery acceptance mark of
Figure BDA0002967125030000113
Figure BDA0002967125030000114
Wherein a is more than or equal to 0.5 and less than 1, and beta is more than 0 and less than 0.5; for example, in this embodiment, the weight parameter a is set to 0.6, and the weight parameter β is set to 0.4;
step c34, the E-commerce platform selects the logistics company corresponding to the maximum value of the distribution acceptance among the distribution acceptance of all the logistics companies obtained by the buyer, and uses the logistics company as the logistics company matching the delivery habit of the buyer. That is, the e-commerce platform needs to find the largest distribution acceptance among the obtained distribution approvals of the logistics companies, and then use the logistics company corresponding to the found distribution acceptance as the logistics company matching the delivery habit of the buyer.
Of course, the logistics distribution method of this embodiment further comprises the following steps d 1-d 4:
d1, the e-commerce platform acquires the time when the personalized logistics distribution scheme is constructed, and the acquired time is used as the initial monitoring time;
step d2, the e-commerce platform takes the initial monitoring time as a starting point to continuously monitor whether the buyer uses the buyer mobile terminal to make ordering operation on the e-commerce platform;
step d3, the E-commerce platform makes judgment processing according to the detection result:
when the order placing operation is detected to be performed, the step d4 is carried out; otherwise, go to step d 2;
step d4, the e-commerce platform constructs an optimal logistics distribution path for the buyer and arranges the logistics company to distribute the goods for the buyer according to the optimal logistics distribution path.
Although preferred embodiments of the present invention have been described in detail hereinabove, it should be clearly understood that modifications and variations of the present invention are possible to those skilled in the art. Any modification, equivalent replacement, or improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.

Claims (7)

1. The logistics distribution method for realizing the payment on delivery transaction is characterized by comprising the following steps of 1-7:
step 1, after a buyer selects a target commodity by using a buyer mobile terminal and places an order, an e-commerce platform generates a first transaction verification code according to a buyer mobile terminal equipment identification serial number and a buyer contact mobile phone number; wherein the purchaser mobile terminal device identification serial number is a sequence formed by numbers;
step 2, the e-commerce platform generates a second transaction verification code according to a seller mobile terminal equipment identification serial number and a seller contact mobile phone number reserved by a seller corresponding to the target commodity; wherein the seller mobile terminal equipment identification serial number is a sequence formed by numbers;
step 3, the E-commerce platform generates a commodity distribution verification code according to the first transaction verification code and the second transaction verification code, integrates the first transaction verification code, the second transaction verification code and the commodity distribution verification code into a verification code sequence used for representing a goods-to-payment transaction mode, and respectively sends the verification code sequence to the buyer mobile terminal device and the seller mobile terminal device;
step 4, the e-commerce platform sends seller contact information corresponding to the target commodity and the commodity distribution verification code to logistics company terminal equipment of a logistics company;
step 5, the logistics company terminal device respectively sends the commodity distribution verification code to a piece collecting terminal device and a piece sending terminal device aiming at the target commodity, and arranges a piece collecting person to collect the target commodity to a seller corresponding to the seller contact information by using the commodity distribution verification code and the piece collecting terminal device; the piece collecting terminal equipment and the piece sending terminal equipment are both managed by a logistics company and are terminal equipment which is communicated with the logistics company terminal equipment in a data mode;
step 6, after confirming that the commodity distribution code provided by the article-picking personnel is consistent with the commodity distribution code in the verification code sequence received by the mobile terminal equipment of the seller, the seller provides the target commodity for the article-picking personnel;
and 7, after the buyer confirms that the commodity distribution code provided by the dispatching personnel is consistent with the commodity distribution code in the verification code sequence received by the mobile terminal equipment of the buyer, the mobile terminal equipment of the buyer is utilized to pay the money to the seller in a direct or indirect mode.
2. The logistics distribution method for realizing payment on delivery transaction according to claim 1, further comprising: after the seller confirms that the commodity distribution code provided by the article receiving personnel is inconsistent with the commodity distribution code in the verification code sequence received by the seller mobile terminal equipment, the seller does not provide the target commodity to the article receiving personnel, and the seller mobile terminal is utilized to send abnormal article receiving prompt information to the e-commerce platform for processing.
3. The logistics distribution method for realizing payment on delivery transaction according to claim 2, further comprising: after the buyer confirms that the commodity distribution code provided by the dispatching personnel is inconsistent with the commodity distribution code in the verification code sequence received by the buyer mobile terminal equipment, the buyer sends abnormal dispatching prompt information to the E-commerce platform for processing by utilizing the buyer mobile terminal.
4. The logistics distribution method for realizing the payment on delivery transaction according to any one of claims 1 to 3, further comprising:
the buyer fills in the arrangement of the receiving route when selecting the target commodity and placing an order on the E-commerce platform; wherein the consignee itinerary is a date on which the buyer determines that the target commodity is not to be received;
the e-commerce platform sends the receiving and routing arrangement of the buyer to the terminal equipment of the logistics company;
and arranging the delivery member to deliver to the buyer by the logistics company on the date that the buyer determines to receive the target commodity according to the receiving schedule arrangement of the buyer corresponding to the target commodity received by the terminal equipment of the logistics company.
5. The logistics distribution method for realizing payment on delivery transaction of goods according to claim 4, further comprising steps S1-S5:
step S1, after the seller confirms that the buyer orders the e-commerce platform through the seller mobile terminal, the seller sends the real object photo of the target commodity corresponding to the order to the e-commerce platform through the seller mobile terminal;
step S2, when a seller uses a seller mobile terminal to provide a real object corresponding to a target commodity for a piece collecting person, the seller mobile terminal and a piece collecting terminal device both collect the information of a current to-be-collected commodity real object photo, and respectively send the respectively collected information of the current to-be-collected commodity real object photo to an e-commerce platform; the current commodity object photo information to be collected is a commodity object photo to be collected and current geographical position information which are to be delivered to a collecting person by a seller, and an anti-counterfeiting mark is arranged on the surface of the current commodity to be collected;
step S3, when the buyer receives the commodities sent by the dispatching personnel, the mobile terminal of the buyer and the dispatching terminal device both collect the information of the current commodity physical photos to be received and respectively send the information of the current commodity physical photos to be received to the E-commerce platform; the information of the current commodity physical photo to be received is the current geographical position information and the current commodity physical photo to be received delivered to the buyer by the delivery personnel;
step S4, the E-commerce platform makes a judgment according to the received current to-be-received commodity physical photo information and the current to-be-received commodity physical photo information:
when the to-be-received commodity physical picture in the current to-be-received commodity physical picture information is matched with the to-be-received commodity physical picture in the current to-be-received commodity physical picture information, the e-commerce platform sends verification passing information that the current transaction commodity state is normal to the buyer mobile terminal; otherwise, the E-commerce platform sends verification passing information of the abnormal state of the current transaction commodity to the buyer mobile terminal;
step S5, after the buyer mobile terminal receives the verification passing information sent by the E-commerce platform, the buyer mobile terminal is used for paying money to the seller in a direct or indirect mode; otherwise, the buyer refuses to pay the seller.
6. The logistics distribution method for realizing payment on delivery of goods according to claim 5, wherein the buyer utilizes the buyer mobile terminal to pay money to the seller through the logistics company after confirming that the goods distribution code provided by the delivery person of the logistics company is consistent with the goods distribution code in the verification code sequence received by the buyer mobile terminal device; wherein, the process of the buyer paying the money to the seller through the logistics company by using the buyer mobile terminal comprises the following steps a 1-a 5:
step a1, the dispatch terminal device obtains the spatial position coordinate data of the current position and takes the spatial position coordinate data as the transaction identity verification information;
step a2, the buyer mobile terminal acquires the space position coordinate data of the current position and takes the space position coordinate data as the transaction identity confirmation information;
step a3, the dispatch terminal device sends the transaction authentication information to the buyer mobile terminal for judgment:
when the transaction identity verification information is consistent with the transaction identity confirmation information, the buyer mobile terminal feeds back information that the payment transaction identity is legal to the delivery terminal equipment; otherwise, the buyer mobile terminal prompts prompt information of illegal transaction identity to the buyer for processing;
a4, displaying the collection code by the delivery terminal device, and paying the money to the logistics company by the buyer using the mobile terminal to scan the collection code;
step a5, after the buyer mobile terminal successfully pays the money, the feedback information that the payment transaction of the goods arrival is completed is sent to the E-commerce platform, and the E-commerce platform sends the information that the payment of the goods arrival is completed to the seller mobile terminal.
7. The logistics distribution method for realizing payment on delivery of goods as claimed in claim 5, wherein the buyer confirms that the goods distribution code provided by the dispatching personnel of the logistics company is consistent with the goods distribution code in the verification code sequence received by the buyer mobile terminal device, and then the buyer uses the buyer mobile terminal to pay the money to the seller by means of the following steps b 1-b 7:
step b1, the buyer sends the commodity distribution verification code to the bank system by using the buyer mobile terminal;
step b2, the bank system sends the goods delivery verification code to the E-commerce platform;
step b3, the E-commerce platform makes true and false transaction judgment according to the commodity distribution verification code sent by the bank system:
when the commodity distribution verification code is generated by the e-commerce platform, the e-commerce platform sends feedback information that the current transaction is real transaction information to the bank system, and sends the seller bank account reserved by the seller corresponding to the target commodity to the bank system and the buyer mobile terminal respectively, and the step b4 is carried out; otherwise, the E-commerce platform respectively sends feedback information that the current transaction is false transaction information to the bank system and the buyer mobile terminal, and the step b4 is carried out;
step b4, the bank system processes according to the feedback information of the E-commerce platform:
when the feedback information is that the current transaction is real transaction information, the banking system sends the received bank account of the seller to the mobile terminal of the buyer, and the step b5 is carried out; otherwise, the bank system executes a corresponding handling measure corresponding to the false transaction information of the current transaction;
step b5, the buyer makes processing according to the feedback information of the E-commerce platform:
when the feedback information is that the current transaction is real transaction information, the step b6 is carried out; otherwise, the buyer utilizes the buyer mobile terminal to execute a corresponding handling measure corresponding to the current transaction as false transaction information;
step b6, the buyer makes judgment processing according to the seller bank account sent by the bank system and the seller bank account sent by the e-commerce platform:
when the two are consistent, the buyer sends a payment instruction for confirming payment to the seller bank account to the bank system by using the buyer mobile terminal, and the step b7 is carried out; otherwise, go to step b 1;
step b7, the bank system transfers the corresponding money in the buyer bank account to the seller bank account according to the payment instruction sent by the buyer mobile terminal, and after the transfer operation is completed, the bank system respectively sends the information of successful payment to the buyer mobile terminal, the E-commerce platform and the seller mobile terminal; the bank system records data interaction information between the bank system and the buyer mobile terminal, the E-commerce platform and the seller mobile terminal in real time, wherein the data interaction information comprises data of data interaction and data interaction time.
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