CN112819675A

CN112819675A - Banking affair flow control method and device

Info

Publication number: CN112819675A
Application number: CN202110334281.4A
Authority: CN
Inventors: 郝灵; 吴迪; 吴渊; 张炜; 张扬; 张立颖; 闫龙; 梅双杰
Original assignee: China Construction Bank Corp
Current assignee: China Construction Bank Corp
Priority date: 2021-03-29
Filing date: 2021-03-29
Publication date: 2021-05-18

Abstract

The invention discloses a banking affair flow control method and device, and relates to the field of storage logistics. One embodiment of the method comprises: receiving a service message transmitted by a bank service end, and determining the service type of express service in the service message; if the service is the ordering service, determining an express company for processing the ordering service, sending the service message to the express company for processing, and then returning express information received from the express company to the bank service terminal; and if the service is the express information processing service, locally inquiring based on the express bill number and/or the order number in the service message to obtain express processing information and returning the express processing information to the bank service terminal. According to the embodiment, the logistics management and control platform is built to integrate interfaces of different express companies in a unified mode, requirements of special product distribution in the aspect of banks are combined, and the safety of data transmission between the logistics management and control platform and the express companies is guaranteed.

Description

Banking affair flow control method and device

Technical Field

The invention relates to the field of warehouse logistics, in particular to a banking logistics flow control method and device.

Background

With the development of the mobile internet, the business handling mode of the user is changed, most businesses can be completed through App, but the business related to physical distribution, such as applying for a deposit card, applying for paper and stamping for certification materials, purchasing precious metals and the like, still needs to be handled by the user at a website. Express logistics makes it possible for users to enjoy the same services without going out, which requires banks to connect with express logistics companies.

However, because different express companies have different message interfaces, communication protocols and message encryption modes provided by the external, no unified platform can integrate different express company interfaces, shield the difference in technical implementation of each express company, provide unified express service for the external, and adapt to the distribution requirements of special products in banks.

Disclosure of Invention

In view of this, embodiments of the present invention provide a banking business logistics management and control method and apparatus, which can at least solve the problem that the existing method cannot uniformly manage express businesses between banking companies and express companies.

To achieve the above object, according to an aspect of an embodiment of the present invention, there is provided a banking affairs logistics management method, including:

receiving a service message transmitted by a bank service end, and determining the service type of express service in the service message;

if the service is the ordering service, determining an express company for processing the ordering service, sending the service message to the express company for processing, and then returning express information received from the express company to the bank service terminal; or

And if the service is the express information processing service, locally inquiring based on the express bill number and/or the order number in the service message to obtain express processing information and returning the express processing information to the bank service terminal.

Optionally, the sending the service packet to the express company for processing, and then returning the express information received from the express company to the bank service side includes:

acquiring technical information of the express company; the technical information comprises a message format and an encryption mode;

format conversion is carried out on the service message based on the message format, and the service message after format conversion is encrypted by using the encryption mode to obtain an encrypted message which is sent to the express company for processing;

and receiving a response message fed back by the express company, decrypting the response message by using a decryption mode corresponding to the encryption mode to obtain express information and returning the express information to the bank server.

Optionally, before the format conversion is performed on the service packet based on the packet format, the method further includes:

converting the elements in the service message into elements conforming to the express company based on the mapping relation between the elements of the express company and the elements of the inline standard service;

the obtaining of the express delivery information and the returning to the bank server further comprises: and converting the elements in the express delivery information into the elements meeting the intra-row standard based on the mapping relation.

Optionally, the obtaining of the encrypted message and sending of the encrypted message to the express company for processing includes: sending the encrypted message to the express company for processing through an encryption channel; wherein the encrypted channel includes a security certificate;

the receiving of the response message fed back by the express company includes: and receiving a response message fed back by the express company through the encrypted channel, performing security verification on the security certificate, and stopping the subsequent steps if the verification result is that the security certificate does not pass.

Optionally, the technical information further includes a communication address;

the sending the encrypted message to the express company for processing through an encryption channel comprises: and sending the encrypted message to the communication address through an encryption channel for processing.

Optionally, the determining the delivery company that handles the ordering service includes: and determining an express company for processing the ordering service according to the sender information/receiver information and the product type in the service message.

Optionally, the encryption mode is a symmetric encryption mode.

Optionally, the encryption mode is an asymmetric encryption mode.

Optionally, before the locally querying based on the delivery order number and/or the order number in the service message, the method further includes:

receiving a plurality of express information messages transmitted by each express company, and counting the number of the received express information messages within a current preset time period;

if the number exceeds a preset number threshold value, distributing the express information messages to each database in a load balancing mode for decryption, mapping and storage; wherein the platform comprises a plurality of databases.

Optionally, the express information message further includes a security certificate, and the express company transmits the express information message through an encrypted channel;

the distributing the express delivery information message to each database for decryption, mapping and storage further comprises: and carrying out security verification on the security certificate in each express delivery information message.

Optionally, the express information packet includes express transportation node information, and the express information processing service is an express transportation state query service.

Optionally, the express information packet includes express transportation node information, and the express information processing service is an express logistics track query service;

the obtaining of the express processing information and the returning of the express processing information to the bank server side include:

and connecting the inquired express transportation node information in series according to regions to obtain an express logistics track and returning the express logistics track to the bank server.

Optionally, before receiving the service packet transmitted by the bank service end, the method further includes:

the bank server receives a service message transmitted by a client, and if the service message contains express service, the service message is transmitted to a platform; the service message comprises a service selected by a user at a channel, and the channel is provided by the bank server;

after the express information received from the express company is returned to the bank server or express processing information is obtained and returned to the bank server, the method further comprises the following steps: and the bank server sends the express information or the express processing information to the client and displays the express information or the express processing information.

Optionally, the receiving a service packet transmitted by a bank service end further includes:

and acquiring the IP address in the service message, judging whether a white list contains the IP address, and if not, limiting access.

In order to achieve the above object, according to another aspect of the embodiments of the present invention, there is provided a banking logistics management and control apparatus, including:

the receiving module is used for receiving a service message transmitted by a bank server and determining the service type of express service in the service message;

the ordering processing module is used for determining an express company for processing the ordering service if the ordering service is the ordering service, sending the service message to the express company for processing, and then returning express information received from the express company to the bank server; or

And the express information processing module is used for locally inquiring based on the express bill number and/or the order number in the service message if the service is the express information processing service, obtaining express processing information and returning the express processing information to the bank service terminal.

Optionally, the order processing module is configured to:

Optionally, the order placing processing module is further configured to:

converting the elements in the service message into elements conforming to the express company based on the mapping relation between the elements of the express company and the elements of the inline standard service; and

and converting the elements in the express delivery information into the elements meeting the intra-row standard based on the mapping relation.

Optionally, the order processing module is configured to:

sending the encrypted message to the express company for processing through an encryption channel; wherein the encrypted channel includes a security certificate; and

and receiving a response message fed back by the express company through the encrypted channel, performing security verification on the security certificate, and stopping the subsequent steps if the verification result is that the security certificate does not pass.

Optionally, the technical information further includes a communication address;

the order-placing processing module is used for: and sending the encrypted message to the communication address through an encryption channel for processing.

Optionally, the order processing module is configured to: and determining an express company for processing the ordering service according to the sender information/receiver information and the product type in the service message.

Optionally, the encryption mode is a symmetric encryption mode.

Optionally, the encryption mode is an asymmetric encryption mode.

Optionally, the system further comprises a storage module, configured to:

the express information processing module is further configured to: and carrying out security verification on the security certificate in each express delivery information message.

the express information processing module is used for: and connecting the inquired express transportation node information in series according to regions to obtain an express logistics track and returning the express logistics track to the bank server.

Optionally, the system further includes a bank server, including:

Optionally, the receiving module is further configured to:

To achieve the above object, according to still another aspect of the embodiments of the present invention, an electronic device for managing and controlling banking logistics is provided.

The electronic device of the embodiment of the invention comprises: one or more processors; a storage device for storing one or more programs which, when executed by the one or more processors, cause the one or more processors to implement any of the banking logistics management methods described above.

To achieve the above object, according to a further aspect of the embodiments of the present invention, there is provided a computer readable medium having a computer program stored thereon, the program, when executed by a processor, implementing any of the banking logistics management methods described above.

According to the scheme provided by the invention, one embodiment of the invention has the following advantages or beneficial effects: the logistics management and control platform is built to integrate information of different express companies, difference of each express company in technical implementation is shielded, a set of flexible visual interface is provided, access and configuration of new express companies are facilitated, meanwhile, requirements of special product distribution in banks are combined, safety of data transmission with the express companies is guaranteed, a development period is shortened, online is achieved quickly, and business requirements are met.

Further effects of the above-mentioned non-conventional alternatives will be described below in connection with the embodiments.

Drawings

The drawings are included to provide a better understanding of the invention and are not to be construed as unduly limiting the invention. Wherein:

FIG. 1 is a schematic flow chart of a banking business material flow control method according to an embodiment of the present invention;

fig. 2 is a schematic diagram of configuration of information of each express company;

FIG. 3 is a schematic diagram of the framework of the present solution;

FIG. 4 is a flow diagram illustrating an alternative banking asset management method, in accordance with an embodiment of the present invention;

FIG. 5 is a schematic flow diagram of a particular subsurface single-service processing method according to an embodiment of the invention;

FIG. 6 is a schematic diagram of message format conversion;

FIG. 7 is a schematic flow chart diagram of an alternative banking asset management method in accordance with an embodiment of the present invention;

fig. 8 is a flowchart illustrating a method for processing a courier information processing service according to an embodiment of the present invention;

fig. 9 is a schematic diagram of main modules of a banking logistics management and control device according to an embodiment of the present invention;

FIG. 10 is a schematic diagram of the main blocks of an embodiment of a banking logistics management and control apparatus according to the present invention;

FIG. 11 is an exemplary system architecture diagram in which embodiments of the present invention may be employed;

FIG. 12 is a schematic block diagram of a computer system suitable for use with a mobile device or server implementing an embodiment of the invention.

Detailed Description

Exemplary embodiments of the present invention are described below with reference to the accompanying drawings, in which various details of embodiments of the invention are included to assist understanding, and which are to be considered as merely exemplary. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

In order to provide better service for users, currently, banks are connected with a plurality of enterprises, such as the direct connection with an enterprise financial system, and users in the enterprises can transact services such as account management, account transfer payment and the like directly through the financial system. However, banks directly connected are mostly large-scale enterprises, and are established on the basis of network private lines, and the investment cost is high. In addition, the point-to-point docking mode needs to be independently constructed for each enterprise and is independently docked according to specific requirements of different enterprises, customized development and transformation are needed between the enterprises and banks, and the efficiency is low.

However, the above mentioned express service mode is different from the original bank-enterprise direct connection mode, and an express company usually has a set of standard interfaces for external services, and these services are issued externally through the internet, and different express companies have different message interfaces, communication protocols, and message encryption modes provided externally. Different channels of bank terminals, such as mobile phone apps, wechat applets, public numbers, internet banks and the like, need the same express service, including ordering to an express company, printing an express order, verifying distribution range, inquiring express track, acquiring express track, processing express distribution abnormity and the like, and some bank products have safety requirements, such as signing passwords, two-dimensional code verification and the like.

Therefore, a logistics management and control platform capable of flexibly adapting to banking business is needed to flexibly and quickly access to express companies, and meanwhile, a set of standard service interfaces meeting banking business processing requirements are provided internally. Considering that many users are facing, the concurrency is large, and therefore, the problems of efficiency influence and stability influence caused by high concurrency are required to be met.

Referring to fig. 1, a main flowchart of a banking affairs flow control method according to an embodiment of the present invention is shown, including the following steps:

s101: receiving a service message transmitted by a bank service end, and determining the service type of express service in the service message;

s102: if the service is the ordering service, determining an express company for processing the ordering service, sending the service message to the express company for processing, and then returning express information received from the express company to the bank service terminal; or

S103: and if the service is the express information processing service, locally inquiring based on the express bill number and/or the order number in the service message to obtain express processing information and returning the express processing information to the bank service terminal.

In the above embodiment, for steps S101 to S103, the logistics management and control platform provides a bridge for information interaction between the bank and the express companies, and a set of adapters suitable for each express company is developed by developers to realize quick access to different express companies. Different from the previous adapters, the adapter can be developed through a visual component, and not only can the service processing function of an express company be met, but also the safety verification requirement of internet communication can be met. The developer can configure information of the express company, mapping relation between the express company and the intra-row standard elements and relevant rules in a visual interface of the platform:

1. referring to fig. 2, the information of the courier company, such as CA (digital Certificate Authority) name, communication mode, communication address, message format, security check mode, etc., where the security check mode includes checking of the security Certificate and checking of the encryption mode, the encryption mode is a basic algorithm function of the bottom layer of the security transaction, such as asymmetric encryption algorithms such as RSA, DSA, SHA, MD5, etc., and symmetric encryption algorithms such as AES, DES, etc., and is specifically set according to the platform and the courier company protocol. If a new safety processing scheme needs to be correspondingly developed to respond to the safety processing function.

2. And mapping relation between the express company and the in-line standard elements so as to convert the elements provided by the express company into the in-line standard elements or convert the in-line standard elements into the elements required by the express company.

3. The relevant rule, such as format conversion, 20210212 is converted to 2012-02-12, and the message length is adjusted from 15 to 20.

The logistics management and control platform provides a special access service for the communication mode, the communication address, the message format, the safety check mode and the subsequent element mapping, each access service exists independently, and some non-standard messages are added with special processing functions. And parameter configuration is carried out on each express company, and the configuration parameters of the express companies are not interfered with each other.

The above express service includes ordering to an express company, printing an express order, verifying a delivery range, inquiring an express track, acquiring an express track, and processing an abnormal express delivery, so that different express services have different service types, for example, different service codes, 001 for ordering service, 002 for express transportation status inquiry service, and 003 for express logistics track inquiry service. The overall frame is shown in fig. 3, and is specifically explained here:

1. a user operates a client, selects a required service in a channel (such as a WeChat applet) provided by a bank end, generates a service message and transmits the service message to a background channel server of the bank;

1) if the order is placed, transmitting a service message containing sender information (such as a regional organization where a user is located), receiver information and a product type;

2) and if the express information processing service is available, transmitting a service message containing the order number and the express order number.

2. The service types of the bank can be various, so that after receiving the service message transmitted by the client, the bank channel firstly judges whether the service message belongs to/contains the express service, and if so, the service message is sent to the logistics management and control platform.

3. The information transmitted to the express company by the bank needs to be sent to the logistics control platform firstly,

1) for ordering service

Firstly, the logistics management and control platform determines an express company capable of processing the ordering service according to the sender information/receiver information and the product type so as to obtain technical information of the express company, such as message format, service address, port, key, encryption mode and the like. For example, express in areas a and B of Hunan province are all a and B respectively.

And acquiring a mapping relation between the elements of the express company and the elements of the inline standard service by the logistics management and control platform, and processing the elements in the service message according to the mapping relation.

After the element mapping is finished, the logistics management and control platform performs format conversion on the mapped service message based on the message format required by the express company.

And fourthly, after the format conversion of the message is finished, the logistics management and control platform encrypts the converted service message by using the encryption mode required by the express company to obtain the encrypted message.

And fifthly, after the message is encrypted, the logistics management and control platform sends the encrypted message to the express company through an encryption channel according to the service address of the express company.

Sixthly, the express company receives and processes the encrypted message transmitted by the logistics management and control platform, and returns the response message to the logistics management and control platform through the encrypted channel after the processing is finished.

And the logistics management and control platform decrypts the response message by using a decryption mode corresponding to the encryption mode of the express company to obtain express information (such as an express bill number), and then converts elements in the express information into inline standard elements by using the mapping relation.

And allowing the logistics management and control platform to persistently store the information after element conversion, and returning the converted express information to the bank server. Further, the express information after the element conversion is returned to the bank server in a message form.

2) For express information processing service

Firstly, the logistics management and control platform queries in a local database according to an order number and/or an express bill number in a service message to obtain information of transported nodes of express;

if the express delivery state inquiry service is adopted, directly returning information of a current transportation node of the express delivery to a bank server;

and II, if the express logistics track inquiry service is realized, the information of the transported nodes of the express needs to be connected in series, and the express logistics track is finally returned to the bank service terminal.

If the information is not inquired in the local database, firstly, an express company capable of processing the express information processing service is determined according to the order number and/or the express order number, so that the service message is transmitted to the express company for processing, wherein the transmission mode is the same as 1), the element conversion, the message format and the encryption mode are included for processing, and the description is omitted.

4. And the channel server returns the express information, the transportation node where the express is currently located or the express logistics track to the WeChat applet and displays the WeChat applet to the user.

In terms of security, because the platform has internet access, a series of security policies are established by the platform to ensure the safe operation of the system. Firstly, the source of access is limited by an IP address white list, so that whether the IP address in the service message exists in the white list is judged firstly, and if the IP address does not exist in the white list, the access is limited; secondly, data transmission is carried out through an HTTPS encryption channel, namely the verification of a security certificate, the HTTPS is an HTTP channel which takes security as a target, and the security of the transmission process is ensured through transmission encryption and identity authentication on the basis of HTTP; thirdly, the transmitted message is encrypted.

According to the method provided by the embodiment, the logistics management and control platform is built to integrate the interfaces of different express companies in a unified manner, and the safety of data transmission with the express companies is guaranteed by combining the requirement of special product distribution in the aspect of banks.

Referring to fig. 4, a flow chart of an alternative banking asset management method according to an embodiment of the present invention is shown, including the following steps:

s401: receiving a service message transmitted by a bank service end, and determining the service type of express service in the service message;

s402: if the service is the ordering service, determining an express company for processing the ordering service according to sender information/receiver information and a product type in the service message, and acquiring technical information of the express company; the technical information comprises a message format and an encryption mode;

s403: converting the elements in the service message into elements conforming to the express company based on the mapping relation between the elements of the express company and the elements of the inline standard service;

s404: carrying out format conversion on the service message after the element conversion based on the message format, and carrying out encryption processing on the service message after the format conversion by using the encryption mode to obtain an encrypted ciphertext;

s405: sending the encrypted message to the express company for processing through an encryption channel; wherein the encrypted channel includes a security certificate;

s406: receiving a response message fed back by the express company through the encrypted channel, performing security verification on a security certificate, and stopping the subsequent steps if the verification result is that the security certificate does not pass;

s407: if the verification result is that the response message passes, decrypting the response message by using a decryption mode corresponding to the encryption mode to obtain express information;

s408: and based on the mapping relation, converting elements in the express delivery information into elements meeting an inline standard, and returning the express delivery information after the elements are converted to the bank server.

In the above embodiment, regarding steps S401 to S408, the present solution mainly describes the following order services, and specifically refer to fig. 5:

1. the bank service end (or called bank channel service end) provides various channels for online selection of express services, such as mobile phone App, WeChat applet, public number, Internet banking and the like. The user selects ordering service through any channel, and inputs sender information, receiver information and product type, and the information is sent to the bank server in the form of service message.

2. After receiving the service message transmitted by the client, the bank channel judges whether the service message belongs to or contains the express service, and if so, the bank channel sends the service message to the logistics management and control platform.

3. The logistics management and control platform determines an express company capable of processing the ordering service according to the sender information/receiver information and the product type so as to obtain technical information of the express company, such as message formats, service addresses, ports, keys, encryption modes and the like.

4. The logistics management and control platform obtains a mapping relation between an element of the express company and an element of the inline standard service, and processes the element in the service message according to the mapping relation, for example, the name of the express a is 'customer name', the name of the express b is 'sender name', the name of the inline standard service is 'sender name', and if the express a needs to be used, the inline standard element 'sender name' needs to be converted into 'customer name'.

Referring to table 1, the method is used for mapping the message elements of the express company to the standard service elements required by the banking system, and performing message reassembly. The intra-row standard service elements can also be converted into message elements of the express company, namely, the service elements required by the express company are generated.

entp_id	Enterprise identification
		bling_lv1_InsID	Belonging to the first-class organization number
Co-ID	Express company number
		Co-API_URL	Express company interface path
ExpDlv_BI_ID	Express deliverySingle number
		SndMail_Psn_Unit_Nm	Sender name
SndMail_Psn_Nm	Sender name
		SndMail_Psn_Tel	Sender contact telephone
SndMail_Psn_Mblph_No	Sender mobile phone

5. And after the element mapping is finished, the logistics management and control platform performs format conversion on the mapped service message based on the message format required by the express company. For example, as shown in fig. 6, the message format of express a requires streaming, and the inline message is in xml format, and at this time, the message in xml format needs to be converted into streaming.

6. After the format conversion of the message is finished, the logistics management and control platform encrypts the converted service message by using the encryption mode required by the express company to obtain an encrypted message.

7. And after the message is encrypted, the logistics management and control platform sends the encrypted message to the express company through an encryption channel according to the service address of the express company. The encrypted channel includes a security certificate, and further, may also include WAF verification.

8. And the express company receives and processes the encrypted message transmitted by the logistics management and control platform, and returns a response message to the logistics management and control platform through the encrypted channel after the processing is finished.

9. The logistics management and control platform decrypts the response message by using a decryption mode corresponding to the encryption mode of the express company to obtain express information (such as an express bill number), and then converts elements in the express information into inline standard elements by using the mapping relation.

Referring to table 2, the configuration of the express company ordering message analysis is used to write the standard service element into the message of the express company after analyzing the message, and the message element name is consistent with that of the express company.

j_company	Name of payment
		j_contact	Contact person of sender
j_tel	Sender contact telephone
		j_country	Host country
j_province	Province where sending part is
		d_company	To party company name
d_contact	To-party contact
		d_tel	Arrival party contact telephone
d_deliverycode	Party to Party code

10. And the logistics management and control platform stores the express information after the conversion element in a lasting manner, and returns the converted express information to the bank server. Specifically, the express information after the element conversion is returned to the bank server in a message form.

11. And the channel server returns the express information to the WeChat applet and displays the information to the user.

In addition, the scheme also provides a message special processing step, which is used for performing special processing on the message by using a specific function at different stages, such as transcoding is required after the message is received, or MAC verification is performed; and returning the encrypted tag of the response message and the like. If a new processing mode which is not supported by the existing platform exists, a corresponding function needs to be developed for the module to call, which is shown in table 3.

In actual operation, although various basic algorithms are integrated, special algorithms appear, the safety of the message protocol can be improved by adding an extended algorithm mode, a new communication mode and an extended plug-in of the message protocol are provided, and the expansibility of the communication and the protocol is facilitated.

The method provided by the embodiment is mainly completed by relying on information interaction between the logistics management and control platform and the express company for ordering service, and finally returns an express bill number to the user.

Referring to fig. 7, a flow chart of another alternative banking asset management method according to the embodiment of the present invention is shown, which includes the following steps:

s701: receiving a plurality of express information messages transmitted by each express company, and counting the number of the received express information messages within a current preset time period;

s702: if the number exceeds a preset number threshold value, distributing the express information messages to each database in a load balancing mode for decryption, mapping and storage; wherein, the platform comprises a plurality of databases;

s703: receiving a service message transmitted by a bank service end, and determining the service type of express service in the service message;

s704: and if the service is the express information processing service, locally inquiring based on the express bill number and/or the order number in the service message to obtain express processing information and returning the express processing information to the bank service terminal.

In the above embodiment, for steps S701 and S702, the express company may transmit the current transportation state information of each express to the logistics management and control platform in a message form at regular/irregular time. Under the condition that the platform receives more express information messages, the express information needs to be distributed to each database in the platform through F5 load balancing. F5 is a device for uniformly distributing requests, and load balancing receives all requests uniformly, and distributes the requests to all members in the load balancing group according to a set algorithm, thereby achieving balanced distribution of requests (loads).

In terms of security, because the platform is accessed to the internet, the platform also establishes a series of security policies to ensure the secure operation of the system, such as data transmission through an HTTPS encryption channel and encryption of transmitted messages. For the encrypted channel, the security certificate also needs to be verified, and only through the express information message passing the security verification, the message can be analyzed and decrypted according to the mapping relation between the express company and the inline standard elements in the visual configuration, so that the current transportation state information of the express is obtained. And mapping elements in the current transportation state information of the express to elements in an intra-row standard data element pool, and then forming an intra-row unified express company standard service message according to the configuration of standard services.

Referring to steps S703 and S704, referring to fig. 8, the banking service end (or called a banking channel service end) provides a plurality of channels that can select the express delivery service online, such as a mobile phone App, a wechat applet, a public number, an internet banking, and the like. The user selects 'inquiring express processing information service' through any channel, inputs an order number and/or an express order number, or selects a certain applied product under the name of the user, and clicks an express processing information inquiring option. The client sends the order number and/or the express order number to the bank server in a message form.

Information transmitted to the express company by the bank server needs to be sent to the logistics management and control platform firstly. After receiving the service message transmitted by the client, the bank server judges whether the service message belongs to or contains the express service, and if so, the bank server sends the service message to the logistics management and control platform. The logistics management and control platform queries in a local database according to the order number and/or the express order number in the service message to obtain node information of express delivery which is currently transported;

If the information is not inquired in the local database, firstly, an express company capable of processing the express information processing service is determined according to the order number and/or the express order number, so that the service message is transmitted to the express company for processing, wherein the transmission mode is the same as 1), and the information comprises element conversion, message format and encryption mode processing, which is not described again, but can be found under normal conditions.

According to the method provided by the embodiment, for the released express, the transportation node where the express is currently located or the express logistics track can be obtained from the material management and control platform by selecting the express information processing service; and the platform receives express information uploaded by different express companies in real time and integrates the express information according to the express order number/order number, so that the service processing speed is improved.

The logistics management and control platform provides adaptation for different communication modes, message formats, security verification modes and the like of various express companies, integrates common communication modes such as TCP/IP synchronous and asynchronous, TUXEDO, MQ, HTTP/HTTPS and the like, protocols such as character stream, XML, FML, TAG, HTML and the like, and supports encryption and decryption and message security verification of various algorithms. The method can support the access of various express companies, provides an expansion template for future access modes, and is a development platform for supporting future access mode change and message protocol change.

After the logistics management and control platform analyzes and recombines the message protocol of the express company, a standard express service interface provided by a bank can be used, the development work in the bank is reduced, and the seamless connection access efficiency of the express company is guaranteed.

If express information sent by an express company to a bank server needs to be subjected to F5 load balancing, verification of a security certificate and WAF inspection are carried out, after the security verification is passed, message analysis and decryption work is carried out according to visually configured message elements, analyzed business elements are mapped to standard data elements in a data element pool of a logistics management and control platform, and express company standard service messages unified in a bank are formed according to standard service configuration.

If the message sent to the express company through the bank server is sent to the logistics management and control platform, the logistics management and control platform judges which express company belongs to according to different mechanisms and products, then obtains the message format, the communication protocol, the encryption mode and the like of the express company, maps the data into the data of the corresponding express company, and routes the data to the corresponding express company after conversion.

The embodiment of the invention provides a material management and control platform, which can integrate different express company interfaces and provide uniform express company service for bank users, and compared with the prior art, the invention has at least the following beneficial effects:

1. the method comprises the steps that a visual interface is set, when a new express company needs to be accessed, the communication address, the message conversion, the encryption mode and the like of the new express company can be quickly integrated through a visual development tool, and therefore the access and the test of the interface of the new express company are completed;

2. aiming at different message security checks, an extensible security check module is provided, so that a special algorithm is convenient to add; the method has the advantages that the requirement of special product distribution in the aspect of banks is combined, the data transmission safety of express companies is guaranteed, and the credibility of the user identity is guaranteed through IP address verification;

3. setting a mapping relation between the in-line elements and different express companies so as to quickly sort the message service elements or in-line message elements of the express companies;

4. in addition, some safety requirements of bank products, such as a short message signing password sent by a bank end, a self-defined encrypted two-dimensional code printed on a waybill, and the reliability and safety of product distribution are ensured by means of face recognition and the like during signing; the signing password is a string of verification codes which need to be provided for a courier when a user takes a courier, and is generally sent to the user by a courier company in a short message mode before sending the courier so as to prevent other people from falsely claiming. The signing password mentioned in the scheme can be sent to the user by a bank system, and can also be verified and obtained by the user in a mode of scanning the waybill two-dimensional code or face recognition.

Referring to fig. 9, a schematic diagram of main modules of a banking logistics management and control apparatus 900 according to an embodiment of the present invention is shown, including:

a receiving module 901, configured to receive a service packet transmitted by a bank service end, and determine a service type of an express service in the service packet;

an order placing processing module 902, configured to determine, if the order placing service is a service for placing an order, an express company that processes the service for placing an order, send the service packet to the express company for processing, and then return express information received from the express company to the bank service end; or

And the express information processing module 903 is configured to, if the service is an express information processing service, locally query the service based on the express ticket number and/or the order number in the service message to obtain express processing information, and return the express processing information to the bank server.

In the device for implementing the present invention, the order issuing processing module 902 is configured to:

In the device for implementing the present invention, the order issuing processing module 902 is further configured to:

In the implementation device of the invention, the technical information further comprises a communication address;

In the device for implementing the present invention, the order issuing processing module 902 is configured to: and determining an express company for processing the ordering service according to the sender information/receiver information and the product type in the service message.

In the implementation device of the invention, the encryption mode is a symmetric encryption mode.

In the implementation device of the invention, the encryption mode is an asymmetric encryption mode.

The device for implementing the invention also comprises a storage module used for:

In the implementation device of the invention, the express information message also comprises a security certificate, and the express company transmits the express information message through an encrypted channel;

the express delivery information processing module 503 is further configured to: and carrying out security verification on the security certificate in each express delivery information message.

In the implementation device of the invention, the express information message comprises express transportation node information, and the express information processing service is an express transportation state query service.

In the implementation device, the express information message comprises express transportation node information, and the express information processing service is an express logistics track query service;

the express delivery information processing module 503 is configured to: and connecting the inquired express transportation node information in series according to regions to obtain an express logistics track and returning the express logistics track to the bank server.

The implementation device of the invention also comprises a bank server, comprising:

In the implementation apparatus of the present invention, the receiving module 901 is further configured to:

In addition, the detailed implementation of the device in the embodiment of the present invention has been described in detail in the above method, so that the repeated description is not repeated here.

Referring to fig. 10, a schematic diagram of main modules of a specific banking logistics management and control apparatus 1000 according to an embodiment of the present invention is shown, including:

1. the communication adaptation module is used for accessing various communication modes, and completes message receiving and sending according to the configuration of different express companies, such as a Uniform resource Identifier (URL) corresponding to the express company or an IP port for receiving a message.

2. The basic algorithm module is a basic algorithm function library used for the secure transaction, such as asymmetric encryption algorithms like RSA, DSA, SHA, MD5, etc., and symmetric encryption algorithms like AES, DES, etc.

3. The key module is a support for encryption and decryption using public and private keys.

4. The safety processing module is a processing module for safety of the message based on a basic algorithm and a key module.

5. And the message analysis module is used for analyzing and mapping the message of the express company into a standard element of the data element pool.

6. And the routing rule comprises a mapping relation between the express company and the in-line element.

7. The basic element pool is a standard metadata warehouse which is used by a bank to comb data elements needed by all businesses and integrate the data elements into a standard metadata warehouse needed by the businesses.

8. And the message recombination module combines standard elements required by the service into a service message unified in a line according to the standard service interface in the line.

9. The service mapping module is used for mapping the service of the express company with the standard service in the row and the configuration of the transaction route, and the standard service in the row corresponding to the service of the express company.

10. The response code conversion module is different from the response code rule in the line of the existing express company, and the conversion rule of the response code is configured and realized here.

11. The event management is associated with the message special processing module, the message special processing needs to be possible to occur at each stage of message receiving, analyzing, recombining and sending, and the event management and the special processing are needed to be configured at which step.

12. The file transmission module is used for carrying out file interaction with an express company.

Fig. 11 shows an exemplary system architecture 1100 to which embodiments of the invention may be applied, comprising

terminal devices

1101, 1102, 1103, a network 1104 and a server 1105 (by way of example only).

The

terminal devices

1101, 1102, 1103 may be various electronic devices having a display screen and supporting web browsing, and installed with various communication client applications, and users may interact with the server 1105 through the network 1104 using the

terminal devices

1101, 1102, 1103 to receive or send messages and the like.

The network 1104 is a medium to provide communication links between the

terminal devices

1101, 1102, 1103 and the server 1105. Network 1104 may include various connection types, such as wired, wireless communication links, or fiber optic cables, to name a few.

The server 1105 may be a server providing various services for performing the operations described above. It should be noted that the method provided by the embodiment of the present invention is generally executed by the server 1105, and accordingly, the apparatus is generally disposed in the server 1105.

It should be understood that the number of terminal devices, networks, and servers in fig. 11 is merely illustrative. There may be any number of terminal devices, networks, and servers, as desired for implementation.

Referring now to FIG. 12, shown is a block diagram of a computer system 1200 suitable for use with a terminal device implementing an embodiment of the present invention. The terminal device shown in fig. 12 is only an example, and should not bring any limitation to the functions and the scope of use of the embodiment of the present invention.

As shown in fig. 12, the computer system 1200 includes a Central Processing Unit (CPU)1201, which can perform various appropriate actions and processes in accordance with a program stored in a Read Only Memory (ROM)1202 or a program loaded from a storage section 1208 into a Random Access Memory (RAM) 1203. In the RAM 1203, various programs and data necessary for the operation of the system 1200 are also stored. The CPU 1201, ROM 1202, and RAM 1203 are connected to each other by a bus 1204. An input/output (I/O) interface 1205 is also connected to bus 1204.

The following components are connected to the I/O interface 1205: an input section 1206 including a keyboard, a mouse, and the like; an output portion 1207 including a display device such as a Cathode Ray Tube (CRT), a Liquid Crystal Display (LCD), and the like, and a speaker; a storage section 1208 including a hard disk and the like; and a communication section 1209 including a network interface card such as a LAN card, a modem, or the like. The communication section 1209 performs communication processing via a network such as the internet. A driver 1210 is also connected to the I/O interface 1205 as needed. A removable medium 1211, such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like, is mounted on the drive 1210 as necessary, so that a computer program read out therefrom is mounted into the storage section 1208 as necessary.

In particular, according to the embodiments of the present disclosure, the processes described above with reference to the flowcharts may be implemented as computer software programs. For example, embodiments of the present disclosure include a computer program product comprising a computer program embodied on a computer readable medium, the computer program comprising program code for performing the method illustrated in the flow chart. In such an embodiment, the computer program may be downloaded and installed from a network through the communication section 1209, and/or installed from the removable medium 1211. The computer program performs the above-described functions defined in the system of the present invention when executed by the Central Processing Unit (CPU) 1201.

It should be noted that the computer readable medium shown in the present invention can be a computer readable signal medium or a computer readable storage medium or any combination of the two. A computer readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples of the computer readable storage medium may include, but are not limited to: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the present invention, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device. In the present invention, however, a computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device. Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to: wireless, wire, fiber optic cable, RF, etc., or any suitable combination of the foregoing.

The flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present invention. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams or flowchart illustration, and combinations of blocks in the block diagrams or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.

The modules described in the embodiments of the present invention may be implemented by software or hardware. The described modules may also be provided in a processor, which may be described as: a processor comprises a receiving module, a receipt processing module and an express information processing module. The names of these modules do not in some cases form a limitation on the modules themselves, and for example, a receiving module may also be described as a "service packet receiving module".

As another aspect, the present invention also provides a computer-readable medium that may be contained in the apparatus described in the above embodiments; or may be separate and not incorporated into the device. The computer readable medium carries one or more programs which, when executed by a device, cause the device to comprise:

According to the technical scheme of the embodiment of the invention, a logistics management and control platform is built to integrate information of different express companies, difference of each express company in technical implementation is shielded, a set of flexible visual interface is provided, access and configuration of a new express company are facilitated, and meanwhile, the safety of data transmission with the express company is ensured by combining with the requirement of special product distribution in banks, the development period is shortened, the online is fast, and the business requirements are met.

The above-described embodiments should not be construed as limiting the scope of the invention. Those skilled in the art will appreciate that various modifications, combinations, sub-combinations, and substitutions can occur, depending on design requirements and other factors. Any modification, equivalent replacement, and improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.

Claims

1. A banking affairs material flow control method is characterized by comprising the following steps:

2. The method of claim 1, wherein the sending the service message to the delivery company for processing and then returning the delivery information received from the delivery company to the banking server comprises:

3. The method of claim 2, further comprising, prior to said format converting the service packet based on the packet format:

4. The method of claim 2, wherein obtaining the encrypted message and sending the encrypted message to the courier company for processing comprises: sending the encrypted message to the express company for processing through an encryption channel; wherein the encrypted channel includes a security certificate;

5. The method of claim 4, wherein the technical information further comprises a communication address;

6. The method of claim 2, wherein determining the delivery company that handles the ordering service comprises: and determining an express company for processing the ordering service according to the sender information/receiver information and the product type in the service message.

7. The method according to any of claims 2-6, wherein the encryption scheme is a symmetric encryption scheme.

8. The method according to any of claims 2-6, wherein the encryption scheme is an asymmetric encryption scheme.

9. The method of claim 1, further comprising, prior to the locally querying based on the courier number and/or order number in the service message:

10. The method of claim 9, wherein the express information message further comprises a security certificate, and the express company transmits the express information message through an encrypted channel;

11. The method according to claim 9 or 10, wherein the express delivery information message includes express delivery transportation node information, and the express delivery information processing service is an express delivery transportation status query service.

12. The method according to claim 9 or 10, wherein the express delivery information message includes express delivery transportation node information, and the express delivery information processing service is an express delivery logistics track query service;

13. The method according to claim 1, before receiving the service message transmitted by the banking server, further comprising:

14. The method according to claim 1, wherein the receiving the service message transmitted by the bank service terminal further comprises:

15. A banking logistics management and control device is characterized by comprising:

16. An electronic device, comprising:

one or more processors;

a storage device for storing one or more programs,

when executed by the one or more processors, cause the one or more processors to implement the method of any one of claims 1-14.

17. A computer-readable medium, on which a computer program is stored, which, when being executed by a processor, carries out the method according to any one of claims 1-14.