CN112819601A - Intelligent settlement and account checking platform with multiple payment channels - Google Patents
Intelligent settlement and account checking platform with multiple payment channels Download PDFInfo
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- G06Q20/00—Payment architectures, schemes or protocols
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Abstract
The invention discloses an intelligent settlement reconciliation platform with multiple payment channels, which relates to the technical field of reconciliation platforms and comprises six modules, namely a spring cloud registration center, an in-line batch adjustment platform, a selection corresponding channel reconciliation module, a core system, a three-party channel module and a summary result module. This many payment channel's intelligent settlement reconciliation platform promotes system's flexibility through the function that increases automatic configuration, has increaseed safe guarantee, can in time stop the loss and reopen at any time when the system goes wrong.
Description
Technical Field
The invention relates to the technical field of account checking platforms, in particular to an intelligent clearing and account checking platform with multiple payment channels.
Background
Spring Cloud is an ordered collection of a series of frameworks. The development convenience of the Spring Boot is utilized to skillfully simplify the development of infrastructure of a distributed system, such as service discovery registration, configuration center, message bus, load balancing, circuit breaker, data monitoring and the like, and the Spring Boot can be used for one-key starting and deployment in a development style. The Spring Cloud does not repeatedly manufacture wheels, only combines the mature service frameworks which can withstand practical tests and are developed by various companies at present, and encapsulates and shields the complex configuration and implementation principle through the Spring Boot style, so that a set of distributed system development toolkit which is simple and easy to understand, deploy and maintain is finally set for developers.
MySQL is a relational database management system developed by MySQL AB, Sweden, and currently belongs to the product under Oracle flag. MySQL is one of the most popular relational database management systems, and in terms of WEB applications, MySQL is one of the best relational database application software. MySQL is a relational database management system that keeps data in different tables instead of putting all the data in one large repository, which increases speed and flexibility.
Redis is a high-performance key-value database. The occurrence of redis greatly compensates the shortage of key/value storage such as memcached, and can play a good role in supplementing the relational database in some occasions. The method provides clients such as Java, C/C + +, C #, PHP, JavaScript, Perl, Object-C, Python, Ruby, Erlang and the like, and is convenient to use.
However, the prior art still has the following disadvantages:
firstly, spring cloud: compared with the Dubbo network resource consumption, the software matching measures are not perfect enough, and the technical architecture needs to be improved.
II, Mysql: if a large number of stored procedures are used, the memory usage of each connection using these stored procedures will increase substantially. Furthermore, if a large number of logical operations are excessively used in the storage process, the CPU usage rate also increases. Mysql does not allow for debugging of the storage process, which is difficult to develop and maintain.
Therefore, we propose an intelligent clearing and reconciliation platform with multiple payment channels to solve the above problems.
Disclosure of Invention
Technical problem to be solved
Aiming at the defects of the prior art, the invention provides an intelligent clearing and reconciliation platform with multiple payment channels, which solves the problems that the SpringCloud: compared with the problems that Dubbo network resources are consumed greatly, supporting measures of software are not complete enough, the technical architecture needs to be improved, Mysql does not allow the debugging and storage process, and the development and maintenance of the storage process are difficult.
(II) technical scheme
In order to achieve the above purposes, the technical scheme adopted by the invention is as follows: an intelligent settlement and account checking platform with multiple payment channels comprises a spring cloud registration center, an in-line batch adjustment platform, six modules for selecting corresponding channels to check accounts, a core system, three channels and a summary result;
the intelligent settlement and account checking platform with multiple payment channels comprises the following steps:
s1, the payment system deploys the micro-service after registering the SpringCloud registration center;
s2, configuring by logging in an inline batch scheduling platform by service personnel or operation and maintenance personnel, supporting two modes of automatic timing and manual triggering, and selecting a corresponding channel account checking micro-service after triggering;
and S3, calling a downstream system (core and channel) by the micro-service to acquire the account checking file and store the data into the redis, comparing the data in a file checking mode, calling the redis into the mysql database, and realizing data checking and report output.
(III) advantageous effects
The invention has the beneficial effects that:
1. this many payment channel's intelligent settlement reconciliation platform promotes system's flexibility through the function that increases automatic configuration, has increaseed safe guarantee, can in time stop the loss and reopen at any time when the system goes wrong.
2. According to the intelligent settlement reconciliation platform with multiple payment channels, the payment system intelligent reconciliation avoids the conventional one-by-one reconciliation mode, and the safe availability of the system is improved by adopting a redis + file comparison mode.
3. The intelligent settlement reconciliation platform with multiple payment channels is deployed in a distributed mode, supports expandability, provides an interface for newly added channels of a system in the future, and ensures the robustness of the system.
4. The intelligent settlement reconciliation platform with multiple payment channels uses the Eureka registration center, can effectively and real-timely enable manual operation to take effect faster, increases manual control capability, and does not need to restart service.
Drawings
FIG. 1 is a flow chart of the system of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
As shown in fig. 1, the present invention provides a technical solution: an intelligent settlement and account checking platform with multiple payment channels comprises a spring cloud registration center, an in-line batch adjustment platform, six modules for selecting corresponding channels to check accounts, a core system, three channels and a summary result;
the intelligent settlement and account checking platform with multiple payment channels comprises the following steps:
s1, the payment system deploys the micro-service after registering the SpringCloud registration center;
s2, configuring by logging in an inline batch scheduling platform by service personnel or operation and maintenance personnel, supporting two modes of automatic timing and manual triggering, and selecting a corresponding channel account checking micro-service after triggering;
and S3, calling a downstream system (core and channel) by the micro-service to acquire the account checking file and store the data into the redis, comparing the data in a file checking mode, calling the redis into the mysql database, and realizing data checking and report output.
The mysql database is used for saving multi-channel account checking data and account checking related parameters of the payment system, and relevant non-persistent contents include but are not limited to: manual definition data, timing definition data, job execution data, task execution data, and the like.
Spring cloud registry: providing a service registration function.
Payment system multi-channel reconciliation, correlation definition and regulation, including but not limited to: parameter management, job definition, timed task arrangement, task release, remote calling node management, distributed service calling management, function encapsulation to an Eureka registration center, and related data storage to a data storage device.
The intelligent clearing and reconciliation integrates the prime data of the peripheral system, and the configuration of the reconciliation parameters of the payment system is carried out in a configuration mode, so as to automatically complete the batch and clearing of the relevant channels in the line.
From the above, it can be seen that:
1. the multi-payment channel intelligent clearing and account checking realizes a configurable in-line system clearing and account checking mode, account checking logic of non-through channels is completed through configuration of a background, a flexible modification mode can be realized without production, and the risk of errors caused by human is reduced.
2. The visual interface is used for providing corresponding batch execution results and reports, so that the checking process of operators is simplified, and the experience of users is optimized.
The above-mentioned embodiments, objects, technical solutions and advantages of the present invention are further described in detail, it should be understood that the above-mentioned embodiments are only illustrative of the present invention and are not intended to limit the present invention, and any modifications, equivalents, improvements and the like made within the spirit and principle of the present invention should be included in the protection scope of the present invention.
Claims (1)
1. An intelligent settlement and account checking platform with multiple payment channels comprises a spring cloud registration center, an in-line batch adjustment platform, six modules for selecting corresponding channels to check accounts, a core system, three channels and a summary result;
the intelligent settlement and account checking platform with multiple payment channels comprises the following steps:
s1, the payment system deploys the micro-service after registering the SpringCloud registration center;
s2, configuring by logging in an inline batch scheduling platform by service personnel or operation and maintenance personnel, supporting two modes of automatic timing and manual triggering, and selecting a corresponding channel account checking micro-service after triggering;
and S3, calling a downstream system (core and channel) by the micro-service to acquire the account checking file and store the data into the redis, comparing the data in a file checking mode, calling the redis into the mysql database, and realizing data checking and report output.
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| Application Number | Priority Date | Filing Date | Title |
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| CN2020113343081 | 2020-11-24 | ||
| CN202011334308 | 2020-11-24 |
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| CN112819601A true CN112819601A (en) | 2021-05-18 |
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Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103390210A (en) * | 2013-06-19 | 2013-11-13 | 华夏银行股份有限公司 | Fund payment management system |
| CN106330540A (en) * | 2016-08-23 | 2017-01-11 | 成都聚美优品科技有限公司 | Automatic operation and maintenance management method of internet |
| CN108596582A (en) * | 2018-04-17 | 2018-09-28 | 四川长虹电器股份有限公司 | A kind of polymerization payment platform solution based on dubbo |
| CN110430173A (en) * | 2019-07-19 | 2019-11-08 | 河南工程学院 | A kind of cloud platform based on Vue+SpringCloud |
| CN110766404A (en) * | 2019-09-27 | 2020-02-07 | 山东高速信联科技有限公司 | Automatic reconciliation method and system for ETC multi-service multi-payment scene |
| CN110782328A (en) * | 2019-09-04 | 2020-02-11 | 浪潮金融信息技术有限公司 | Automatic account checking method in multi-yard multi-channel multi-payment mode |
| CN111400379A (en) * | 2020-02-19 | 2020-07-10 | 北京值得买科技股份有限公司 | Multi-party account checking processing method and device |
| CN111737234A (en) * | 2020-07-16 | 2020-10-02 | 中国能源建设集团湖南省电力设计院有限公司 | Multi-platform energy information management system with multi-source fusion |
-
2021
- 2021-03-04 CN CN202110237795.8A patent/CN112819601A/en active Pending
Patent Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103390210A (en) * | 2013-06-19 | 2013-11-13 | 华夏银行股份有限公司 | Fund payment management system |
| CN106330540A (en) * | 2016-08-23 | 2017-01-11 | 成都聚美优品科技有限公司 | Automatic operation and maintenance management method of internet |
| CN108596582A (en) * | 2018-04-17 | 2018-09-28 | 四川长虹电器股份有限公司 | A kind of polymerization payment platform solution based on dubbo |
| CN110430173A (en) * | 2019-07-19 | 2019-11-08 | 河南工程学院 | A kind of cloud platform based on Vue+SpringCloud |
| CN110782328A (en) * | 2019-09-04 | 2020-02-11 | 浪潮金融信息技术有限公司 | Automatic account checking method in multi-yard multi-channel multi-payment mode |
| CN110766404A (en) * | 2019-09-27 | 2020-02-07 | 山东高速信联科技有限公司 | Automatic reconciliation method and system for ETC multi-service multi-payment scene |
| CN111400379A (en) * | 2020-02-19 | 2020-07-10 | 北京值得买科技股份有限公司 | Multi-party account checking processing method and device |
| CN111737234A (en) * | 2020-07-16 | 2020-10-02 | 中国能源建设集团湖南省电力设计院有限公司 | Multi-platform energy information management system with multi-source fusion |
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