CN112785406A - Account checking method, account checking device, account checking equipment and storage medium - Google Patents
Account checking method, account checking device, account checking equipment and storage medium Download PDFInfo
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Abstract
The embodiment of the invention discloses a reconciliation method, a reconciliation device, a reconciliation equipment and a storage medium. The method comprises the following steps: acquiring account number data information of a first account and a first fund flow of the first account; determining standard marking logic according to the account data information and the first fund assembly line, and marking and classifying the first fund assembly line according to the standard marking logic; and comparing the label fund flow determined after marking and classification with a second fund flow of a corresponding label in a second account, and determining the reconciliation result of the first account and the second account. The technical scheme of the embodiment of the invention solves the problems that the existing fund flow data in the public entity account does not have business attributes and the transaction type is difficult to determine, so that the fund flow data of the public account is difficult to be matched with the fund flow data in the financial system to complete account checking, reduces the generation difficulty of the account checking result and improves the accuracy of financial accounting.
Description
Technical Field
The embodiment of the invention relates to the technical field of data processing, in particular to a reconciliation method, a reconciliation device, a reconciliation equipment and a storage medium.
Background
In the process of processing the transaction data of the company, financial staff of each company can record information flow data of all transactions in the company through a financial system and gather the information flow data into normalized virtual account balance, but when the financial staff performs accounting, the information flow data needs to be checked with actual capital flow of a public account number of the company so as to ensure the accuracy of accounting, and therefore the financial system needs to generate accounting result data for the financial staff to confirm.
However, most of the existing fund flow data of the public account does not have business attributes, and it is difficult to determine the transaction type corresponding to the fund flow data, and meanwhile, because the management of the public account by a management company is not standard, a phenomenon that a plurality of businesses share one account number often exists, so that the fund flow data of the public account is difficult to be directly used for matching and checking with the fund flow data in a financial system, the complexity of analyzing the fund flow data is increased, the difficulty of generating an account checking result is improved, and the potential risk of financial accounting is increased.
Disclosure of Invention
The invention provides a reconciliation method, a reconciliation device, equipment and a storage medium, which are used for marking the fund flow data of a public account without service attributes so as to realize the reconciliation of the public account and a financial system, reduce the difficulty in generating a reconciliation result and improve the accuracy of financial reconciliation.
In a first aspect, an embodiment of the present invention provides an account checking method, including:
acquiring account number data information of a first account and a first fund flow of the first account;
determining a standard marking logic according to the account data information and the first fund assembly line, and marking and classifying the first fund assembly line according to the standard marking logic;
and comparing the label fund flow determined after marking classification with a second fund flow of a corresponding label in a second account, and determining the reconciliation result of the first account and the second account.
Further, determining a standard marking logic according to the account data information and the first fund flow, including:
determining an initial marking logic according to the account data information;
marking the first fund assembly line according to the initial marking logic;
and determining standard marking logic according to the marking result.
Further, determining an initial marking logic according to the account data information includes:
determining opponent account information and service information corresponding to the first account according to the account data information;
and determining initial marking logic according to the adversary account information and the service information.
Further, determining a standard marking logic according to the marking result, comprising:
if the marking result is that the first fund pipelining is marked completely, determining the marking logic for marking the first fund pipelining as standard marking logic; if not, then,
determining the unmarked first fund assembly line as an abnormal fund assembly line, correcting the marking logic for marking the first fund assembly line at this time according to the abnormal fund assembly line, marking the first fund assembly line through the corrected marking logic, and returning to execute the operation of determining the standard marking logic according to the marking result.
Further, marking and classifying the first fund production file according to the standard marking logic, comprising:
marking the first fund assembly line according to the standard marking logic;
classifying the marked first fund flow according to the service information in the label, and determining the label fund flow according to the classification result.
Further, comparing the tag fund flow determined after marking classification with a second fund flow of a corresponding tag in a second account, and determining the reconciliation result of the first account and the second account, including:
determining a second fund flow in a second account corresponding to each label in the label fund flow determined after marking classification;
determining a capital movement difference between the label capital movement and the second capital movement of each same label;
and determining a reconciliation result of the first account and the second account according to each fund flow difference.
Further, the first account is a public bank account, and the second account is an accounting system.
In a second aspect, an embodiment of the present invention further provides an account checking device, including:
the information acquisition module is used for acquiring account data information of a first account and fund flow of the first account;
the marking logic determination module is used for determining standard marking logic according to the account data information and the first fund assembly line, and marking and classifying the first fund assembly line according to the standard marking logic;
and the reconciliation result determining module is used for comparing the label fund flow determined after marking and classification with a second fund flow corresponding to the label in a second account, and determining the reconciliation result of the first account and the second account.
In a third aspect, an embodiment of the present invention further provides a computer device, including:
a memory and one or more processors;
the memory for storing one or more programs;
when executed by the one or more processors, cause the one or more processors to implement the reconciliation method as described in the first aspect above.
In a fourth aspect, embodiments of the present invention also provide a storage medium containing computer-executable instructions, which when executed by a computer processor, are configured to perform the reconciliation method according to the first aspect.
According to the account checking method, the account checking device, the account checking equipment and the account checking storage medium, account data information of a first account and a first fund flow of the first account are obtained; determining a standard marking logic according to the account data information and the first fund assembly line, and marking and classifying the first fund assembly line according to the standard marking logic; and comparing the label fund flow determined after marking classification with a second fund flow of a corresponding label in a second account, and determining the reconciliation result of the first account and the second account. By adopting the technical scheme, through the acquired account number data information of the first account needing to be marked with the service attribute and the first fund flow of the first account, the standardized marking logic which is standardized and can mark all the acquired first fund flow of the first account is determined, then the marking and classification are carried out on the first fund flow through the standardized marking logic so as to determine the corresponding relation between the first fund flow and the second fund flow in the second account, and then the first fund flow and the second fund flow with the same label are compared to generate the account checking result of the first account and the second account. The problem that the existing fund flow data in the public entity account does not have business attributes and the transaction type is difficult to determine, so that the fund flow data of the public account is difficult to match with the fund flow data in the financial system to complete account checking is solved, the generation difficulty of account checking results is reduced, and the accuracy of financial accounting is improved.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the embodiments will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present invention and therefore should not be considered as limiting the scope, and for those skilled in the art, other related drawings can be obtained according to the drawings without inventive efforts.
Fig. 1 is a flowchart of a reconciliation method in a first embodiment of the present invention;
FIG. 2 is a flowchart of a reconciliation method in a second embodiment of the invention;
fig. 3 is a schematic structural diagram of an account checking device in a third embodiment of the present invention;
fig. 4 is a schematic structural diagram of a computer device in the fourth embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention more apparent, embodiments of the present invention will be described in detail with reference to the accompanying drawings. It should be understood that the described embodiments are only some embodiments of the invention, and not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
When the following description refers to the accompanying drawings, like numbers in different drawings represent the same or similar elements unless otherwise indicated. The embodiments described in the following exemplary embodiments do not represent all embodiments consistent with the present invention. Rather, they are merely examples of apparatus and methods consistent with certain aspects of the invention, as detailed in the appended claims.
In the description of the present invention, it is to be understood that the terms "first," "second," "third," and the like are used solely to distinguish one from another and are not necessarily used to describe a particular order or sequence, nor are they to be construed as indicating or implying relative importance. The specific meanings of the above terms in the present invention can be understood by those skilled in the art according to specific situations. In addition, in the description of the present invention, "a plurality" means two or more unless otherwise specified. "and/or" describes the association relationship of the associated objects, meaning that there may be three relationships, e.g., a and/or B, which may mean: a exists alone, A and B exist simultaneously, and B exists alone. The character "/" generally indicates that the former and latter associated objects are in an "or" relationship.
Example one
Fig. 1 is a flowchart of an account reconciliation method according to an embodiment of the present invention, where the embodiment is applicable to a case where a public entity account is to be reconciled with a virtual account of an accounting system during accounting of a financial affairs, and the method may be executed by an account reconciliation apparatus, where the account reconciliation apparatus may be implemented by software and/or hardware, and the account reconciliation apparatus may be configured on a computer device, where the computer device may be formed by two or more physical entities, or may be formed by one physical entity. Generally, the computer device may be a notebook, a desktop computer, a smart tablet, and the like.
As shown in fig. 1, the reconciliation method provided in the first embodiment specifically includes the following steps:
s101, account data information of the first account and first fund flow of the first account are obtained.
The first account is a public bank account.
In this embodiment, the account is understood to be a carrier configured according to the accounting subject and having a format and structure for reflecting the increase and decrease of the accounting element and the result thereof. The term public bank account is understood to mean an account opened in a bank under the name of a company, that is, a unit bank settlement account, for realizing and managing the flow of funds when the company has a transaction or transaction with fund change between different business partners. Alternatively, the same company may open multiple first accounts, i.e., a public bank account, to distinguish between the flow of funds for transactions with different partners, or to distinguish between the flow of funds for transactions with different partners. Capital flow is understood to be a comprehensive reflection of the state of the capital ingress and egress and balance of a company or individual over a period of time, and is primarily represented by bank flow.
In general, a public account may include a primary account, a general account, a temporary account, and a private account. The basic account is a bank settlement account which needs to be opened by a depositor for handling daily transfer settlement and cash receipt and payment, and one enterprise and public institution can only open one basic account in one bank; the general account is a bank settlement account which is set up by a depositor in a bank business institution except a bank where a basic account is set up, a plurality of business institutions can be set up according to business needs, and a plurality of general accounts can be included in a public bank account according to different businesses; the temporary account is a bank settlement account opened by a depositor due to temporary needs and used within a specified period and is used for handling fund receipt and payment generated by temporary institutions and temporary operation activities of the depositor, and the temporary account can be selectively included in public bank accounts according to actual conditions; the private account is a bank settlement account opened by a depositor for specially managing and using funds for a specific purpose according to laws, administrative laws and regulations, and the private account can be selectively included in the public bank account according to actual conditions in the application.
Specifically, one or more first accounts to be reconciled are acquired, accounts of transaction partners corresponding to the first accounts are acquired, account number data information of the first accounts is determined according to business conditions between the first accounts and the accounts of the transaction partners corresponding to the first accounts, so that business relations between the first accounts and different accounts of the transaction partners are clarified, and fund flow generated by the first accounts in a time period in which the reconciliation needs to be performed is acquired and used as the first fund flow.
S102, determining standard marking logic according to the account data information and the first fund assembly line, and marking and classifying the first fund assembly line according to the standard marking logic.
In this embodiment, marking may be understood as marking the asset flow data according to a preset logic or rule to specify the content type contained therein; the marking logic can be understood as rules for marking the fund flow data; a normalized marking logic may be understood as a marking logic that is normalized and suitable for the first flow of funds currently acquired.
Specifically, the business relationship between the first account and different transaction cooperative accounts is determined according to the account number data information, and because the first fund pipelining is the fund pipelining generated by different businesses of the first account and a plurality of different transaction cooperative accounts, the standard marking logic suitable for marking the first fund pipelining is determined according to the business relationship between the first fund pipelining and the different transaction cooperative accounts, the first fund pipelining is marked through the standard marking logic, and the marked first fund pipelining is classified according to different marks.
S103, comparing the label fund flow determined after marking classification with a second fund flow corresponding to the label in the second account, and determining the reconciliation result of the first account and the second account.
Wherein the second account is an accounting system.
In this embodiment, the accounting system can be understood as a carrier for carrying the generated normalized account data according to the business flow information and the accounting entry rule to check the occurring amount and balance information. The reconciliation can be understood as checking accounts, that is, in accounting, in order to ensure that the records of the account book are correct and reliable, the relevant data in the reconciliation book is checked and checked, and in bank or third party payment, the reconciliation can be understood as a process of confirming both parties of transactions in a certain period.
Specifically, a first capital flow after marking and classification is determined as a label capital flow, a second capital flow corresponding to each label in the label capital flow in an accounting system serving as a second account is determined, the label capital flow belonging to the same label is compared with the second capital flow, the difference between the public account of the bank and the same service in the accounting system can be obtained, and then the account checking result between the first account and the second account, namely the public account of the bank and the accounting system is determined.
The method comprises the steps of acquiring account number data information of a first account and first fund flow of the first account; determining a standard marking logic according to the account data information and the first fund assembly line, and marking and classifying the first fund assembly line according to the standard marking logic; and comparing the label fund flow determined after marking classification with a second fund flow of a corresponding label in a second account, and determining the reconciliation result of the first account and the second account. By adopting the technical scheme, through the acquired account number data information of the first account needing to be marked with the service attribute and the first fund flow of the first account, the standardized marking logic which is standardized and can mark all the acquired first fund flow of the first account is determined, then the marking and classification are carried out on the first fund flow through the standardized marking logic so as to determine the corresponding relation between the first fund flow and the second fund flow in the second account, and then the first fund flow and the second fund flow with the same label are compared to generate the account checking result of the first account and the second account. The problem that the existing fund flow data in the public entity account does not have business attributes and the transaction type is difficult to determine, so that the fund flow data of the public account is difficult to match with the fund flow data in the financial system to complete account checking is solved, the generation difficulty of account checking results is reduced, and the accuracy of financial accounting is improved.
Example two
Fig. 2 is a flowchart of an account reconciliation method provided in the second embodiment of the present invention, the technical solution of the second embodiment of the present invention is further optimized on the basis of the above-mentioned optional technical solutions, when the standard marking logic is determined according to the account number data information and the first fund flow, the initial marking logic is determined according to the account number data information, the marking is carried out on the first fund flow according to the initial marking logic, and then determining whether the first fund pipelining can be marked completely according to the obtained marking result, if not, correcting the initial marking logic according to the abnormal fund pipelining which cannot be marked until obtaining the standard marking logic which can mark the first fund pipelining completely, the marking of the first fund assembly line is more accurate, the consistency of bilateral data between the first account and the second account is ensured, and potential risks in financial accounting are avoided better.
As shown in fig. 2, the reconciliation method provided in the second embodiment of the present invention specifically includes the following steps:
s201, account data information of the first account and first fund flow of the first account are obtained.
S202, determining initial marking logic according to account data information.
In this embodiment, the initial marking logic may be understood as a rule that marks the asset watermark data, which is determined only according to the transaction relationship of the agreed account at the time of initial contract, without normalization. It should be clear that, when a company makes a business contract, a financial staff can obtain an agreed transaction corresponding relationship between a public bank account and a cooperative account, where the transaction corresponding relationship exists in account number data information of a first account, or the transaction corresponding relationship can be integrated and determined as an initial marking logic of the current first account.
Specifically, a cooperative account of a business contract company is definitely signed with a first account according to account number data information of the first account, a transaction corresponding relation between the first account and different cooperative accounts and a corresponding business are confirmed through a business contract, and an initial marking logic for marking a first fund production line in the current first account is determined according to the transaction corresponding relation and the business corresponding relation. Alternatively, the initial marking logic may be provided by the financial department as determined directly from the contract entered.
Further, determining the initial marking logic according to the account data information may specifically include the following steps:
a. and determining the opponent account information and the service information corresponding to the first account according to the account data information.
b. And determining initial marking logic according to the counter account information and the service information.
Optionally, different business transactions may exist between the first account and the same opponent account, that is, different business information exists, and the fund amounts corresponding to different businesses are different, so that the marking logics of different businesses can be determined according to the fund amount range in the business information.
And S203, marking the first fund assembly line according to the initial marking logic.
Specifically, the service information corresponding to each capital assembly line in the first capital assembly line is determined according to the initial marking logic, so that the label corresponding to each capital assembly line in the first capital assembly line is determined, and the marking is performed on each capital assembly line capable of determining the label type through the corresponding label.
And S204, determining standard marking logic according to the marking result.
In this embodiment, the marking results include a first pipelining of funds being fully marked and a first pipelining of funds not being fully marked.
Further, the step of determining the standard marking logic according to the marking result specifically comprises the following steps:
a. determining whether the marking result is that the first fund is completely marked or not, and if so, executing the step b; if not, executing step c.
Specifically, whether each capital assembly line in the first capital assembly line completes marking operation is determined according to the marking result, if yes, the marking logic for marking the first capital assembly line at this time can be considered to comprise all service possibilities in the first capital assembly line, the first capital assembly line can be completely marked, and then the step b is executed; if not, the step c is executed at this time, that is, after the marking is performed on the first fund assembly line, a part of the business corresponding to the fund assembly line is not included in the marking logic for marking at this time.
b. And determining the marking logic for marking the first fund assembly as the standard marking logic.
c. And b, determining the unmarked first fund flow as abnormal fund flow, correcting the marking logic for marking the first fund flow at this time according to the abnormal fund flow, marking the first fund flow through the corrected marking logic, and returning to execute the step a.
Specifically, the fund flow which is not marked in the first fund flow is determined as the abnormal fund flow, the marking logic which is marked currently does not contain a label of business information corresponding to the abnormal fund flow, so the marking logic which is marked for the first fund flow at this time can be corrected through the abnormal fund flow, the correction mode can comprise adding labels of different business types in the marking logic at this time according to transaction additional words or other information in the abnormal fund flow, modifying the range included by some labels or generating special labels which are special for the abnormal fund flow aiming at some abnormal fund flow caused by human errors, further obtaining the corrected marking logic, and marking the first fund flow through the corrected marking logic to obtain the marking result corresponding to the corrected marking logic, and returning the marking result to the step a to finally obtain the standard marking logic which can completely mark the first fund assembly line.
And S205, marking the first fund assembly line according to the standard marking logic.
Specifically, label information corresponding to each capital assembly line in the first capital assembly line is determined according to the standard marking logic, marking is carried out on each capital assembly line through the corresponding label, and then the first capital assembly line after marking of each capital assembly line service type and the cooperation account is clear is obtained.
S206, classifying the marked first fund flow according to the service information in the label, and determining the label fund flow according to the classification result.
Specifically, the fund flow belonging to the same business and the fund flow having fund flow between the same first account and the same cooperative account are determined according to business information corresponding to the label of each fund flow in the first fund flow, the first fund flows marked by the pairs with the same characteristics are classified into one type, various types of fund flow sets are obtained, and the classification result is determined as the label fund flow.
S207, determining second fund flow in a second account corresponding to each label in the label fund flow determined after marking and classifying.
Specifically, according to the label types existing in the label fund flow determined after marking classification, a second fund flow corresponding to each label in the second account is determined. For example, all the funds between the same first account and the second account may be determined as one label, the same transaction between the same first account and a different second account may be determined as one label, or all the funds between the different first account and the same second account may be determined as one label.
And S208, determining the fund flow difference between the label fund flow and the second fund flow of each same label.
Specifically, the difference between the tag capital flow of the same tag and the corresponding second capital flow is determined as the capital flow difference.
S209, determining the reconciliation result of the first account and the second account according to the fund flow rate difference.
Specifically, when the fund flow rate difference is zero, the first account and the second account in the label corresponding to the fund flow rate difference can be considered to be accurate in account checking, and the actual bank flow rate is consistent with the fund flow rate performance in the financial system; when the fund flow difference is not zero, it can be considered that there is a difference between the first account and the second account in the label corresponding to the fund flow difference, and the service corresponding to the label has a problem and needs to be carefully checked by financial staff.
Optionally, in practical applications, after determining the tag fund flow, the tag fund flow may be written back to the MYSQL layer, and then after the write back is completed, the generation amount data corresponding to the first account, that is, the public bank account, is uploaded to the accounting system through the interface information, where the generation amount data is the tag fund flow data, the difference between the first account and the second account is displayed through the accounting system, and then the data consistency is ensured by performing detail difference analysis on the fund flow and the information flow in the data corresponding to the tag having the difference.
According to the technical scheme of the embodiment, the initial marking logic is determined according to the account number data information of the first account and the first fund flow of the first account, the marking is carried out on the first fund flow according to the initial marking logic, the marking logic is corrected according to the determined abnormal fund flow under the condition that the first fund flow cannot be marked completely, the corresponding marking logic is determined to be the standard marking logic until all the first fund flows can be marked, the marking on the first fund flow is more accurate, the first fund flow classified through the marking is correspondingly compared with the second fund flow of the second account, the obtained account checking result between the first account and the second account is more accurate, the consistency of bilateral data between the first account and the second account is ensured, and the potential risk of financial account checking is better avoided, the accuracy of making account of finance is improved.
EXAMPLE III
Fig. 3 is a schematic structural diagram of an account checking device according to a third embodiment of the present invention, where the account checking device includes: an information acquisition module 31, a marking logic determination module 32 and a reconciliation result determination module 33.
The information acquiring module 31 is configured to acquire account data information of a first account and fund flow of the first account; the marking logic determination module 32 is configured to determine a standard marking logic according to the account data information and the first fund assembly line, and mark and classify the first fund assembly line according to the standard marking logic; and the reconciliation result determining module 33 is configured to compare the tag fund flow determined after marking and classification with a second fund flow of a corresponding tag in a second account, and determine a reconciliation result of the first account and the second account.
According to the technical scheme of the embodiment, through the acquired account number data information of the first account needing to be marked with the service attribute and the first fund pipelining of the first account, standardized marking logic which can mark all the acquired first fund pipelining of the first account is determined, marking and classifying are carried out on the first fund pipelining through the standardized marking logic so as to determine the corresponding relation between the first fund pipelining and the second fund pipelining in the second account, and then the first fund pipelining and the second fund pipelining with the same label are compared to generate the account checking result of the first account and the second account. The problem that the existing fund flow data in the public entity account does not have business attributes and the transaction type is difficult to determine, so that the fund flow data of the public account is difficult to match with the fund flow data in the financial system to complete account checking is solved, the generation difficulty of account checking results is reduced, and the accuracy of financial accounting is improved.
Optionally, the marking logic determining module 32 includes:
and the initial logic determining unit is used for determining the initial marking logic according to the account data information.
And the initial marking unit is used for marking the first fund assembly line according to the initial marking logic.
And the standard logic determining unit is used for determining standard marking logic according to the marking result.
And the marking classification unit is used for marking and classifying the first fund pipelining file according to the standard marking logic.
Further, the initial logic determining unit is specifically configured to determine, according to the account data information, opponent account information and service information corresponding to the first account; and determining initial marking logic according to the adversary account information and the service information.
Further, the standard logic determining unit is specifically configured to determine whether the marking result is that the first fund flow is marked completely; if so, determining the marking logic for marking the first capital assembly line as standard marking logic; and if not, determining the unmarked first fund pipelining as the abnormal fund pipelining, correcting the marking logic for marking the first fund pipelining according to the abnormal fund pipelining, marking the first fund pipelining through the corrected marking logic, and returning to execute the operation of determining whether the marking result is the complete marking of the first fund pipelining.
Further, the marking classification unit is specifically used for marking the first fund assembly line according to the standard marking logic; classifying the marked first fund flow according to the service information in the label, and determining the label fund flow according to the classification result.
Optionally, the reconciliation result determining module 33 includes:
and the second assembly determining unit is used for determining a second fund assembly in a second account corresponding to each label in the label fund assembly determined after marking and classification.
And the difference determining unit is used for determining the fund flow difference between the label fund flow of each same label and the second fund flow.
And the reconciliation result determining unit is used for determining the reconciliation result of the first account and the second account according to each fund flow rate difference.
Further, the first account is a public bank account, and the second account is an accounting system.
The reconciliation device provided by the embodiment of the invention can execute the reconciliation method provided by any embodiment of the invention, and has corresponding functional modules and beneficial effects of the execution method.
Example four
Fig. 4 is a schematic structural diagram of a computer device according to a fourth embodiment of the present invention. The computer device includes: a processor 40, a memory 41, a display 42, an input device 43, and an output device 44. The number of processors 40 in the computer device may be one or more, and one processor 40 is taken as an example in fig. 4. The number of the memory 41 in the computer device may be one or more, and one memory 41 is taken as an example in fig. 4. The processor 40, the memory 41, the display 42, the input device 43 and the output device 44 of the computer apparatus may be connected by a bus or other means, as exemplified by the bus connection in fig. 4. In an embodiment, the computer device may be a computer, a notebook, or a smart tablet, etc.
The memory 41 is a computer-readable storage medium for storing software programs, computer-executable programs, and modules, such as program instructions/modules corresponding to the computer device (e.g., the information obtaining module 31, the marking logic determining module 32, and the reconciliation result determining module 33) according to any embodiment of the present application. The memory 41 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required for at least one function; the storage data area may store data created according to use of the device, and the like. Further, the memory 41 may include high speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other non-volatile solid state storage device. In some examples, memory 41 may further include memory located remotely from processor 40, which may be connected to the device over a network. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.
The display screen 42 may be a touch-enabled display screen 42, which may be a capacitive screen, an electromagnetic screen, or an infrared screen. In general, the display screen 42 is used for displaying data according to instructions from the processor 40, and is also used for receiving touch operations applied to the display screen 42 and sending corresponding signals to the processor 40 or other devices.
The input means 43 may be used for receiving input numeric or character information and generating key signal inputs related to user settings and function controls of the presentation apparatus, and may be a camera for acquiring images and a sound pickup apparatus for acquiring audio data. The output device 44 may include an audio device such as a speaker. It should be noted that the specific composition of the input device 43 and the output device 44 can be set according to actual conditions.
The processor 40 executes various functional applications of the device and data processing by executing software programs, instructions and modules stored in the memory 41, namely, implements the above-described reconciliation method.
The computer device provided by the above can be used to execute the reconciliation method provided by any of the above embodiments, and has corresponding functions and advantages.
EXAMPLE five
An embodiment of the present invention further provides a storage medium containing computer-executable instructions, which when executed by a computer processor, perform a reconciliation method, including:
acquiring account number data information of a first account and a first fund flow of the first account;
determining a standard marking logic according to the account data information and the first fund assembly line, and marking and classifying the first fund assembly line according to the standard marking logic;
and comparing the label fund flow determined after marking classification with a second fund flow of a corresponding label in a second account, and determining the reconciliation result of the first account and the second account.
Of course, the storage medium provided by the embodiment of the present invention contains computer-executable instructions, and the computer-executable instructions are not limited to the method operations described above, and may also perform related operations in the reconciliation method provided by any embodiment of the present invention.
From the above description of the embodiments, it is obvious for those skilled in the art that the present invention can be implemented by software and necessary general hardware, and certainly, can also be implemented by hardware, but the former is a better embodiment in many cases. Based on such understanding, the technical solutions of the present invention may be embodied in the form of a software product, which can be stored in a computer-readable storage medium, such as a floppy disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a FLASH Memory (FLASH), a hard disk or an optical disk of a computer, and includes several instructions for enabling a computer device (which may be a personal computer, a server, or a network device) to execute the methods according to the embodiments of the present invention.
It should be noted that, in the embodiment of the above search apparatus, each included unit and module are merely divided according to functional logic, but are not limited to the above division as long as the corresponding functions can be implemented; in addition, specific names of the functional units are only for convenience of distinguishing from each other, and are not used for limiting the protection scope of the present invention.
It is to be noted that the foregoing is only illustrative of the preferred embodiments of the present invention and the technical principles employed. It will be understood by those skilled in the art that the present invention is not limited to the particular embodiments described herein, but is capable of various obvious changes, rearrangements and substitutions as will now become apparent to those skilled in the art without departing from the scope of the invention. Therefore, although the present invention has been described in greater detail by the above embodiments, the present invention is not limited to the above embodiments, and may include other equivalent embodiments without departing from the spirit of the present invention, and the scope of the present invention is determined by the scope of the appended claims.
Claims (10)
1. A reconciliation method, comprising:
acquiring account number data information of a first account and a first fund flow of the first account;
determining a standard marking logic according to the account data information and the first fund assembly line, and marking and classifying the first fund assembly line according to the standard marking logic;
and comparing the label fund flow determined after marking classification with a second fund flow of a corresponding label in a second account, and determining the reconciliation result of the first account and the second account.
2. The method of claim 1, wherein determining a canonical marking logic from the account data information and the first fund flow comprises:
determining an initial marking logic according to the account data information;
marking the first fund assembly line according to the initial marking logic;
and determining standard marking logic according to the marking result.
3. The method of claim 2, wherein determining initial marking logic from the account data information comprises:
determining opponent account information and service information corresponding to the first account according to the account data information;
and determining initial marking logic according to the adversary account information and the service information.
4. The method of claim 2, wherein determining a canonical marking logic from the marking results comprises:
determining whether the marking result is that the first fund flow is completely marked;
if so, determining the marking logic for marking the first capital assembly line as standard marking logic;
and if not, determining the unmarked first fund pipelining as the abnormal fund pipelining, correcting the marking logic for marking the first fund pipelining according to the abnormal fund pipelining, marking the first fund pipelining through the corrected marking logic, and returning to execute the operation of determining whether the marking result is the complete marking of the first fund pipelining.
5. The method of claim 1, wherein the marking classification of the first money flow file according to the canonical marking logic comprises:
marking the first fund assembly line according to the standard marking logic;
classifying the marked first fund flow according to the service information in the label, and determining the label fund flow according to the classification result.
6. The method of claim 1, wherein the step of comparing the tag fund flow determined after the marking classification with a second fund flow of a corresponding tag in a second account to determine the reconciliation result of the first account and the second account comprises:
determining a second fund flow in a second account corresponding to each label in the label fund flow determined after marking classification;
determining a capital movement difference between the label capital movement and the second capital movement of each same label;
and determining a reconciliation result of the first account and the second account according to each fund flow difference.
7. The method of any of claims 1-6, wherein the first account is a public bank account and the second account is a financial system.
8. A reconciliation apparatus, comprising:
the information acquisition module is used for acquiring account data information of a first account and fund flow of the first account;
the marking logic determination module is used for determining standard marking logic according to the account data information and the first fund assembly line, and marking and classifying the first fund assembly line according to the standard marking logic;
and the reconciliation result determining module is used for comparing the label fund flow determined after marking and classification with a second fund flow corresponding to the label in a second account, and determining the reconciliation result of the first account and the second account.
9. A computer device comprising a memory and one or more processors;
the memory for storing one or more programs;
when executed by the one or more processors, cause the one or more processors to implement the reconciliation method of any of claims 1-7.
10. A storage medium containing computer-executable instructions for performing the reconciliation method of any of claims 1-7 when executed by a computer processor.
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