CN112738198A - Resource acquisition system based on vehicle - Google Patents

Resource acquisition system based on vehicle Download PDF

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Publication number
CN112738198A
CN112738198A CN202011564563.5A CN202011564563A CN112738198A CN 112738198 A CN112738198 A CN 112738198A CN 202011564563 A CN202011564563 A CN 202011564563A CN 112738198 A CN112738198 A CN 112738198A
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CN
China
Prior art keywords
vehicle
resource
information
monitoring
credit
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Pending
Application number
CN202011564563.5A
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Chinese (zh)
Inventor
陈合富
蒋丁立
王智
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Taizhou Chattel Pledge Financial Services Co ltd
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Taizhou Chattel Pledge Financial Services Co ltd
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Priority to CN202011564563.5A priority Critical patent/CN112738198A/en
Publication of CN112738198A publication Critical patent/CN112738198A/en
Pending legal-status Critical Current

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    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/01—Protocols
    • H04L67/12—Protocols specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G06K17/0022—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisious for transferring data to distant stations, e.g. from a sensing device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063—Operations research, analysis or management
    • G06Q10/0631—Resource planning, allocation, distributing or scheduling for enterprises or organisations
    • G06Q50/40—
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/00174—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys
    • G07C9/00563—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys using personal physical data of the operator, e.g. finger prints, retinal images, voicepatterns
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/00174—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys
    • G07C9/00571—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys operated by interacting with a central unit
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/00174—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys
    • G07C9/00896—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys specially adapted for particular uses
    • G07C9/00912—Electronically operated locks; Circuits therefor; Nonmechanical keys therefor, e.g. passive or active electrical keys or other data carriers without mechanical keys specially adapted for particular uses for safes, strong-rooms, vaults or the like
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/50—Network services
    • H04L67/52—Network services specially adapted for the location of the user terminal
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N7/00—Television systems
    • H04N7/18—Closed-circuit television [CCTV] systems, i.e. systems in which the video signal is not broadcast

Abstract

The application discloses a resource acquisition system based on a vehicle, which comprises a hardware architecture system and a software architecture system, and is characterized in that the hardware architecture system comprises a supervision center and front-end interaction equipment; the supervision center is used for storing and processing the resource information and performing information interaction with the resource acquisition party, the vehicle owner and the resource issuing party; the front-end interaction equipment is used for logging in by the resource acquisition party, the vehicle owner party and the resource issuing party and is connected with the supervision center; the software architecture system comprises an information management integrated system and a client; by the credit granting of the resource acquirer and the value evaluation of the vehicle, the credit of the resource acquirer and the capacity of planning resources can be judged, so that the resource acquirer can acquire corresponding resources through the vehicle, and the resource issuer can recover the resources. In the process, the vehicle can generate corresponding value and assist the resource acquisition party to return the resources quickly.

Description

Resource acquisition system based on vehicle
Technical Field
The application relates to the field of resource processing, in particular to a resource acquisition system based on a vehicle.
Background
With the progress of science and technology, the development speed of individuals or enterprises in all directions is also increasing continuously. However, as the rate of development increases, many problems also arise.
For example, in the process of development of individuals or enterprises, the next action cannot be performed due to shortage of resources such as funds, equipment, talents, software and the like, which is not only unfavorable for the development of individuals or enterprises, but also has an influence on the progress of society.
In the prior art, although some systems can acquire resources through real estate, the systems are not suitable for the real estate.
Disclosure of Invention
In order to solve the above problems, the present application provides a vehicle-based resource acquisition system, which includes a hardware architecture system and a software architecture system, and is characterized in that the hardware architecture system includes a supervision center and a front-end interaction device;
the supervision center is used for storing and processing the resource information and performing information interaction with the resource acquisition party, the vehicle owner and the resource issuing party;
the front-end interaction equipment is used for logging in by the resource acquisition party, the vehicle owner party and the resource issuing party and is connected with the supervision center;
the monitoring center comprises monitoring equipment, a large monitoring screen, a server and a management workstation, wherein the monitoring equipment is connected with the server through a network, the server, the large monitoring screen and the management workstation are all connected through a local area network, the local area network is connected with a public network, and a firewall is arranged between the local area network and the public network;
the front-end interaction equipment comprises a touch all-in-one machine, a monitoring camera, a sound pick-up, a loudspeaker, network equipment and an industrial switch; the sound pick-up and the loudspeaker are both connected with the touch all-in-one machine, the monitoring camera and the touch all-in-one machine are both connected with the industrial switch, and the industrial switch is connected with the server through network equipment;
the software architecture system comprises an information management integrated system and a client;
the client is used for sending an interactive instruction to the information management integrated system so as to call a functional module corresponding to the information management integrated system and execute a corresponding information management function;
the client comprises a mobile client and a PC client.
In one example, the front-end interaction device comprises a doll-shaped shell, wherein the touch all-in-one machine, the monitoring camera, the sound pick-up, the loudspeaker, the network device and the industrial switch are all installed in the doll-shaped shell, two-dimension code information and an NFC label are further arranged on the front-end interaction device, and the two-dimension code information and the NFC label are both connected with a platform website on the server.
In one example, the acquisition method of the information management integrated system includes the steps of: receiving a login request sent by a resource acquirer through a client, and determining credit information of the resource acquirer, wherein the credit information comprises user information, vehicle information, a credit limit and a credit limit; receiving a resource acquisition request sent by the resource acquirer, wherein the resource acquisition request comprises a first vehicle, a resource acquisition limit and resource acquisition duration; according to the credit information, determining that the first vehicle is a vehicle contained in the vehicle information, the resource acquisition amount is not more than the credit limit, and the resource acquisition duration is not more than the credit limit; sending the resource acquisition request to a vehicle owner corresponding to the first vehicle to determine that the vehicle owner agrees with the resource acquisition request; and if the fact that the monitoring equipment is installed on the first vehicle is confirmed and the first vehicle is located in a preset area, the resources are distributed to the resource acquiring party.
In one example, the method for acquiring the information management integrated system further includes: determining, by the monitoring device, that the first vehicle is in a moving state; positioning a position at which the first vehicle is located; and sending alarm information when the position of the first vehicle is determined to be outside the preset area through the positioning.
In one example, before determining the trust information of the resource acquirer, the method further includes: receiving a credit granting request sent by the resource acquirer; determining user information corresponding to the resource acquirer, wherein the user information comprises vehicle information and at least one of identity information, academic information, family member information, enterprise information and other asset information; and evaluating the value of the vehicles according to the user information and the attributes of the vehicles contained in the vehicle information to obtain a credit line and a credit period corresponding to each vehicle, wherein the attributes comprise at least one of brand type, configuration, use condition, purchase price and test driving condition.
In one example, further comprising: receiving a monitoring release request corresponding to the first vehicle sent by the resource acquirer; when the resource acquirer is determined to return the acquired resource, the monitoring on the first vehicle is released; and when the resource acquiring party is determined to replace the first vehicle with a second vehicle, determining that the credit line corresponding to the second vehicle meets the requirement of the resource, releasing the monitoring on the first vehicle and monitoring the second vehicle.
In one example, the preset area includes a parking area, a locker is disposed in the parking area, a face recognition device is disposed on the locker, and a vehicle key corresponding to the first vehicle is stored in the locker, and the method further includes: receiving a vehicle using request corresponding to the first vehicle, which is sent by the resource acquirer through the client, wherein the vehicle using request comprises vehicle using time, a destination and a purpose; determining a credit value corresponding to the vehicle using request based on the historical vehicle using record of the resource acquiring party and the resource returning capability, wherein the resource planning capability is determined based on the historical resource returning condition of the resource acquiring party and other vehicles in the vehicle information; if the credit value is determined to be higher than a preset credit value, sending passing information indicating that the vehicle is allowed to be used to the client; receiving face information sent by the locker through the Internet of things, wherein the face information is obtained through the face recognition equipment; and determining that the face information corresponds to the resource acquirer through the face image stored in the user information, and sending an unlocking instruction to the locker to enable the locker to unlock the corresponding lock.
In one example, the locker is provided at an entrance to the parking area, the entrance further being provided with a vehicle identification device; before receiving the vehicle using request corresponding to the first vehicle sent by the resource acquirer through the client, the method further includes: receiving a vehicle warehousing request sent by the vehicle identification device through the Internet of things, wherein the vehicle warehousing request comprises a license plate number corresponding to a first vehicle; determining that the first vehicle is a preset type vehicle according to the license plate number, wherein the preset type vehicle is related to the volume of the vehicle; sending a path monitoring instruction to the monitoring device to receive a moving path of the first vehicle from the entrance to a parking spot, wherein the moving path is sent by the monitoring device and is obtained through a sensor and a gyroscope arranged in the monitoring device; modifying the moving path based on the prestored actual environment of the parking area and an invalid path in the moving path; after an unlocking instruction is sent to the locker so that the locker unlocks the corresponding lock, the method further comprises the following steps: and sending the modified moving path to the client so that the resource acquirer moves to the parking spot of the first vehicle through the modified moving path.
In one example, the method for acquiring the information management integrated system further includes: determining, by the monitoring device, that the first vehicle exits the preset area; determining a destination with the highest possibility of the first vehicle running this time based on the current running route of the first vehicle and the historical running route corresponding to the first vehicle; judging whether an abnormal road section exists in the historical driving route corresponding to the destination; if yes, temporarily expanding the preset area aiming at the driving process; if not, calculating an optimal path from the current position to the destination according to the current position of the first vehicle, and sending the optimal path to the monitoring equipment or the client; and if the first vehicle is determined not to run according to the optimal path through the monitoring equipment, sending alarm information.
In one example, determining a destination with the highest possibility of the first vehicle traveling this time based on the current traveling route of the first vehicle and the historical traveling route corresponding to the first vehicle comprises: determining a pre-stored map, wherein the map comprises the preset area, and a plurality of road sections are divided in the map; determining a first road segment included in a current driving route of a first vehicle according to the map; comparing the first road section with each road section contained in the historical driving route corresponding to the first vehicle, and determining a plurality of historical driving routes with the most same road sections; for each historical driving route, giving corresponding weight according to the number of the same road sections in the historical driving route and the current driving route; and calculating the possibility of each destination according to the destination corresponding to each historical driving route and the corresponding weight, and determining the destination with the highest possibility of the current driving of the first vehicle.
On the other hand, the present application also proposes a vehicle-based resource acquisition device, including: at least one processor; and a memory communicatively coupled to the at least one processor; wherein the memory stores instructions executable by the at least one processor to cause the at least one processor to perform the method of any one of the examples above.
In another aspect, the present application also provides a non-transitory computer storage medium for vehicle-based resource acquisition, storing computer-executable instructions configured to: a method as in any preceding example.
The resource acquisition system based on the vehicle can bring the following beneficial effects:
through setting up front end interaction device, be convenient for and carry out mutual direct connection with the public, let the public know this system and mode.
By means of credit granting of the resource acquirer and value evaluation of the vehicle, the credit of the resource acquirer and the capacity of planning resources can be judged, so that the resource acquirer is guaranteed to acquire corresponding resources through the vehicle, and the resource issuer is also guaranteed to be capable of recycling the resources. In the process, the vehicle can generate corresponding value and assist the resource acquisition party to return the resources quickly.
Drawings
The accompanying drawings, which are included to provide a further understanding of the application and are incorporated in and constitute a part of this application, illustrate embodiment(s) of the application and together with the description serve to explain the application and not to limit the application. In the drawings:
FIG. 1 is a schematic flow chart of a vehicle-based resource acquisition method according to an embodiment of the present disclosure;
FIG. 2 is a data interaction diagram of a vehicle-based resource acquisition method in an embodiment of the present application;
FIG. 3 is a diagram illustrating a trust process in a client according to an embodiment of the present application;
FIG. 4 is a schematic diagram of vehicle value evaluation in a client according to an embodiment of the present application;
fig. 5 is a schematic structural diagram of a vehicle-based resource acquisition system in an embodiment of the present application.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the technical solutions of the present application will be described in detail and completely with reference to the following specific embodiments of the present application and the accompanying drawings. It should be apparent that the described embodiments are only some of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
The embodiment of the application provides a resource acquisition system based on a vehicle, which comprises a hardware architecture system and a software architecture system, and is characterized in that the hardware architecture system comprises a supervision center and front-end interaction equipment;
the supervision center is used for storing and processing the resource information and performing information interaction with the resource acquisition party, the vehicle owner and the resource issuing party;
the front-end interaction equipment is used for logging in by the resource acquisition party, the vehicle owner party and the resource issuing party and is connected with the supervision center;
the monitoring center comprises monitoring equipment, a large monitoring screen, a server and a management workstation, wherein the monitoring equipment is connected with the server through a network, the server, the large monitoring screen and the management workstation are all connected through a local area network, the local area network is connected with a public network, and a firewall is arranged between the local area network and the public network;
the monitoring equipment is mainly installed on a vehicle and used for monitoring information such as the position of the vehicle, the large monitoring screen is used for displaying and registering current position information of the vehicle, the server is used for storing and processing the information, and the management workstation is mainly a PC terminal controlled by a resource distributor, namely a supervisor;
the front-end interaction equipment comprises a touch all-in-one machine, a monitoring camera, a sound pick-up, a loudspeaker, network equipment and an industrial switch; the sound pick-up and the loudspeaker are both connected with the touch all-in-one machine, the monitoring camera and the touch all-in-one machine are both connected with the industrial switch, and the industrial switch is connected with the server through network equipment;
the touch integrated machine adopts a touch screen to facilitate the public to perform related query operation, and when the public needs to directly connect with a supervision center on line to inquire related information, the monitoring camera, the sound pick-up and the loudspeaker are started to realize the direct connection of videos or voices, so that the touch integrated machine is more convenient;
the software architecture system comprises an information management integrated system and a client;
the information management integrated system is stored in the server, the client is used for sending an interactive instruction to the information management integrated system so as to call a functional module corresponding to the information management integrated system and execute a corresponding information management function, and the information management integrated system is provided with a website platform.
The client comprises a mobile client and a PC client, and the login operation of the resource acquirer and the vehicle owner is facilitated.
The front-end interaction equipment comprises a doll-shaped shell, a touch all-in-one machine, a monitoring camera, a sound pick-up, a loudspeaker, network equipment and an industrial switch are all installed in the doll-shaped shell, a specific installation structure is not described in a tired way, two-dimension code information and an NFC label are further arranged on the front-end interaction equipment, and the two-dimension code information and the NFC label are connected with a platform website on a server.
The shell of the front-end interaction equipment can be designed as a cabinet body or similar to the appearance of a doll, so that the front-end interaction equipment can be conveniently placed in an area with high human flow, such as a shopping mall, and plays a role in propaganda and display, and meanwhile, the public can enter a platform website through a browser of the front-end interaction equipment or log in and know related information through client software; the platform website comprises an online interaction module, and the public can be directly connected with the supervision center online in a voice connection mode to consult related information, so that the public can conveniently know the information; and the public can also scan code two-dimensional code information or NFC label through own mobile terminals such as cell phones and the like to log in the platform website, so that the public can know the relevant information, and the convenience is improved.
As shown in fig. 1 and 2, the information resource acquiring method of the information management integrated system includes:
s101, receiving a login request sent by a resource acquirer through a client, and determining credit granting information of the resource acquirer, wherein the credit granting information comprises user information, vehicle information, a credit granting amount and a credit granting time limit.
The resource acquirer is a party that wants to acquire resources, and the resources may include various types of resources such as funds, equipment, talents, software, and the like.
If the resource acquirer wants to acquire resources, the resource acquirer can register in a corresponding client, and then send a corresponding login request to the server through the client during login. When registering, the user can register and log in through a mobile phone number, a mailbox, an identity card, an authentication code, a password and the like. Certainly, real-name authentication and face recognition can be performed when the resource acquirer registers, and a public security department system is associated, so that the identity of the resource acquirer is real and accurate. The registered mobile phone number can also be changed and bound, and is not described herein again. And after receiving the login request, the server can determine whether the resource acquirer has performed a credit granting process, and if the resource acquirer has performed the credit granting process, the server can directly determine the credit granting information of the resource acquirer, wherein the credit granting process refers to determining whether the resource acquirer has corresponding credit to acquire the resource, and the credit granting information includes user information, vehicle information, credit granting amount, credit granting deadline and the like.
Of course, if the resource acquirer has not performed the credit granting process, the resource acquirer may be notified to perform the credit granting first. In the process of credit authorization, the resource acquirer can initiate a credit authorization request, the server can firstly collect information related to the resource acquirer after receiving the credit authorization request, the information can be called as user information, and whether the resource acquirer is trustworthy or not and the specific credit authorization limit and the credit authorization time limit are determined based on the user information.
Specifically, as shown in fig. 3, the user information may include identity information, academic information, family member information, enterprise information, other asset information, and the like, in addition to the vehicle information. The identity information represents the identity of the resource acquirer and may include information such as name, identification card number, gender, nationality, household registration, mobile phone number, and the like. The academic aptitude information represents an academic aptitude of the resource acquirer. The family member information represents the identity of the family member of the resource acquirer. The enterprise information represents information about an enterprise in which the resource acquirer is located. And the other asset information indicates whether the resource acquirer has other movable property or real property, or deposits, liabilities, earnings and the like besides the vehicle information. Generally, the more accurate the identity information is, the higher the academic information is, the more perfect the family member information is, the larger the enterprise information scale is, and the more the other asset information is, the higher the credit degree of the asset acquirer is. In addition, when the vehicle information is collected, the vehicle information can be collected in a manner of manual filling by a resource acquirer, or the resource acquirer can photograph the frame number, the license plate number, the vehicle appearance and the like in a license plate manner, and then perform image recognition on the photograph to determine the related vehicle information.
In the process of granting credit to the resource acquirer, the attribute of the vehicle contained in the vehicle information is mainly used as the main part, the user information is used as the auxiliary part, and value evaluation is carried out on each vehicle to obtain the credit limit and the credit period corresponding to each vehicle. After the value of the vehicle is evaluated according to the attribute of the vehicle, if the credit degree corresponding to the user information is higher, the credit line and the credit period can be increased, otherwise, the credit line and the credit period can be reduced. And attributes of the vehicle may be as shown in fig. 4, including brand model, configuration, usage, purchase price, test drive, etc. A preliminary assessment may be made based on brand model, configuration, and purchase price, followed by a further value assessment based on vehicle usage and test drive conditions. For example, after the preliminary evaluation is performed through brand model, configuration and purchase price to obtain the preliminary value, if the vehicle is subjected to water soaking, overhaul and vehicle splicing in the using condition, the preliminary value can be subjected to price reduction modification evaluation, and the preliminary value can be correspondingly adjusted based on the service life and the total kilometers of the vehicle in use. The specific value evaluation formula is not limited herein.
After the value evaluation, the corresponding credit line and the corresponding credit period can be determined for each vehicle. The credit limit is related to value evaluation, the credit limit can be defaulted to one year, but if the vehicle is not used in half a year, the credit limit corresponding to the vehicle is invalid
S102, receiving a resource obtaining request sent by the resource obtaining party, wherein the resource obtaining request comprises a first vehicle, a resource obtaining limit and a resource obtaining duration.
S103, according to the credit information, determining that the first vehicle is a vehicle contained in the vehicle information, the resource acquisition amount is not more than the credit amount, and the resource acquisition duration is not more than the credit limit.
After the resource acquirer logs in successfully and determines to execute the credit granting process, if the resource acquirer wants to acquire the corresponding resource, a resource acquisition request can be sent through the client. After receiving the resource acquisition request, the server may first make a preliminary determination. The resource acquisition request includes a vehicle (referred to as a first vehicle herein) used in the request, a resource acquisition quota, and a resource acquisition duration.
Specifically, the server may first make a relevant decision on the resource acquisition request. For example, it may be determined whether the first vehicle belongs to a vehicle included in the vehicle information, if so, it may be determined that the first vehicle has already passed through the trust granting process and may be used for resource acquisition, and if not, it may be determined that the first vehicle has not performed the trust granting process, and may prompt the resource acquirer to perform the trust granting process. The resource acquisition limit represents the amount of the resource which the resource acquirer wants to acquire at this time, and the resource acquirer can acquire the resource if the resource acquisition limit is not greater than the credit limit.
Of course, if the resource acquirer wants to acquire resources through a new vehicle, that is, a vehicle not included in the vehicle information, the resource acquirer may add a new vehicle through the client, perform corresponding processes of credit granting and value evaluation on the added vehicle, and then use the added vehicle to acquire resources.
S104, sending the resource acquisition request to a vehicle owner corresponding to the first vehicle to determine that the vehicle owner agrees with the resource acquisition request.
After the relevant judgment is carried out according to the credit information and the resource acquisition request is determined to have no basic problems, the resource acquisition request can be sent to the vehicle owner corresponding to the first vehicle. When the vehicle is used as a material, the vehicle owner may be referred to as a material owner. In general, the first vehicle usually belongs to the resource acquirer, and at this time, the vehicle owner is the resource acquirer, and no transmission agreement is needed. If the vehicle owner is the third person, the resource acquisition request needs to be sent to the vehicle owner, and after the vehicle owner agrees to the resource acquisition request, the corresponding information indicating the agreement of the vehicle owner can be sent back to the server. Of course, before the credit granting and value evaluation of the vehicle, if the vehicle does not belong to the resource obtaining party, the credit granting and value evaluation process may be performed only after the vehicle owner agrees, which is not described herein again.
Each resource acquirer can correspond to a plurality of vehicle owners, and if the resource acquirer does not provide all the vehicle owners during registration and login, the resource acquirer can supplement related information such as the vehicle owners in a subsequent process, and at the moment, a credit granting process can be performed on newly supplemented vehicle owners, and value evaluation can be performed on corresponding vehicles.
S105, confirming that the monitoring equipment is installed on the first vehicle and the first vehicle is in a preset area, and then distributing the resources to the resource acquiring party.
After the vehicle owner also confirms that the first vehicle can be used for acquiring the resources, the corresponding monitoring equipment can be installed on the first vehicle on line, and at the moment, the fact that the monitoring equipment is installed on the first vehicle can be confirmed through manual work or interaction equipment in the monitoring equipment. The monitoring equipment is usually provided with a communication module, a positioning module, an interaction module and the like, wherein the communication module is used for carrying out data interaction with the server, the positioning module is used for positioning the position of the vehicle, and the interaction module is used for man-machine interaction. After the monitoring device is installed, the server may determine, through the positioning module, that the first vehicle belongs to the preset area, and at this time, may issue the resource to the resource acquirer.
Specifically, the preset area may be an area for storing vehicles, such as a warehouse or a garage, and the first vehicle is stored in the area, so that it is ensured that the first vehicle can be sold when the resource obtaining party cannot return the resource, so as to obtain corresponding resource compensation. However, this may cause the first vehicle to be unable to generate value during the period of time, which is not beneficial for the resource acquirer to return the resource in time. For example, the resource acquirer may ship goods, carry people, etc. via the first vehicle. Therefore, the preset area can be divided into a boundary with a district and a city as boundaries or a certain distance with a garage as a center as a boundary, and the resource acquirer can start to operate the first vehicle in the preset area.
When the position of the vehicle is monitored by the monitoring device, if the monitoring device determines that the first vehicle is in a stationary state and is located in the corresponding garage, the position monitoring may be performed after the periodic monitoring or the notification by the server without the need of real-time monitoring. When the monitoring device judges that the first vehicle is in a moving state through devices such as a gyroscope and the like arranged inside, or after the server notifies the first vehicle to perform position monitoring, the monitoring device can start real-time monitoring on the first vehicle, position the first vehicle, and send alarm information through the client or the monitoring device when the first vehicle is determined to be outside a preset area through positioning, wherein the alarm information can be sound alarm or picture alarm and the like.
It should be noted that, in the client described in the embodiment of the present application, the resource obtaining party, the vehicle owning party, and the resource issuing party can all log in the client through corresponding channels to know relevant information, such as vehicle information, information related to resources, alarm information, and the like. The resource acquiring party can also set a corresponding schedule in the client, and return part of the resources periodically every month or every week so as to ensure that all the resources can be returned on time.
In one embodiment, when the resource acquirer wants to release the monitoring of the first vehicle, a corresponding release monitoring request may be sent to the server through the client, or of course, the request may be initiated by the vehicle owner. At this time, the server may determine the current status of the resource acquirer, and may contact monitoring of the first vehicle if the resource acquirer has returned the acquired resources and paid the corresponding interest. Of course, if the resource acquirer provides a new vehicle (referred to as a second vehicle herein) and determines that the credit line of the second vehicle can meet the requirement of the resource acquired by the resource acquirer after the second vehicle is credited and evaluated for value, the monitoring of the first vehicle may be contacted and the second vehicle may be correspondingly monitored. Certainly, when the monitoring of the first vehicle is released, the resource obtaining party is also required to perform corresponding steps, for example, identity authentication processes such as signing a related file and performing face recognition, and details are not repeated here.
In one embodiment, when the predetermined area is a parking area, such as a garage or an associated warehouse, a locker for storing a vehicle key of each stored vehicle may be provided in the parking area. And a corresponding face recognition device can be arranged on the storage cabinet. When the first vehicle is used to acquire resources, a third party or a resource issuer typically installs a monitoring device on the first vehicle, then drives the first vehicle to a parking area for storage, and locks a car key corresponding to the first vehicle in a locker, and a server stores related information, such as user information of the resource acquirer, a location of the parking area, the locker corresponding to the car key of the first vehicle, and the like.
When the resource acquirer wants to use the vehicle, the resource acquirer can apply for the vehicle on the client, and the application content comprises the vehicle using time, the destination, the purpose and the like. The server can determine the credit value requested by the vehicle using at this time based on the historical vehicle using records of the resource acquiring party and the resource returning capability. Wherein, the fewer the defaulting times in the historical vehicle records, the higher the credit value. The resource returning capability can be determined based on the historical returning resource condition of the resource obtaining party and other vehicles in the vehicle information, the smaller the default times of the historical returning resource condition is, the higher the value evaluation corresponding to other vehicles is, the higher the resource returning capability is, and the higher the credit value is. When the credit value is higher than the preset credit value, the request of using the vehicle at this time can be allowed, and passing information indicating that the vehicle is allowed to be used can be sent to the client at this time. And then the resource acquiring party can go to a locker in a parking area, a face is scanned through the face recognition device, the face recognition device sends face information to the server through the Internet of things, the server performs comparison according to a face image of the resource acquiring party stored in the credit granting process, when the face information is determined to be the resource acquiring party, an unlocking instruction can be sent to the locker, the locker can be unlocked, and the resource acquiring party can acquire a car key for using the car.
Further, the locker can be arranged at an entrance of the parking area, so that the resource acquirer can acquire the car key as early as possible. However, after the resource acquirer obtains the vehicle key, the vehicle does not stop, so that the vehicle is not too familiar with the parking place, and when the parking area is large, the process of searching for the vehicle is slow even if a map exists. Therefore, the entrance may be further provided with a vehicle identification device that identifies the first vehicle when the first vehicle is driven into the parking area for storage, for example, the license plate number. And then, the vehicle identification equipment sends a vehicle warehousing request to the server through the Internet of things. When the server determines that the first vehicle is a preset type vehicle according to the license plate number, a corresponding path monitoring instruction can be sent to the monitoring device, and the monitoring device can obtain a moving path of the first vehicle from an entrance to a parking spot through a displacement sensor, an acceleration sensor, a gyroscope and other devices arranged in the monitoring device. The preset type of vehicle refers to a type related to the volume of the vehicle, such as a vehicle with a height, a length, a width, and the like higher than a preset value. The server can then modify the movement path, reject invalid paths and modify unreasonable paths based on the collected movement path and the actual environment of the parking area. In the parking process, the first vehicle may generate a path similar to a winding path in the parking area due to finding the parking space, and the invalid path may be eliminated, for example, after the first vehicle passes through a certain node, the first vehicle passes through the node again after a certain time, and the path within the certain time may be defined as the invalid path to be eliminated. And finally, after the resource acquirer unlocks to obtain the vehicle key, the modified moving path can be sent to the client, and the resource acquirer can find the parking point corresponding to the first vehicle through the path.
In real life, the first vehicles used by the resource acquirer may be various, for example, small private vehicles, large cement trucks, heavy trucks, and even engineering vehicles such as excavators may be included, and the parking areas required by vehicles with different volumes are different, so that different parking areas are generally required to be divided for vehicles with different volumes in the parking area to meet the requirement of parking vehicles with different volumes, compared with the parking area in the prior art. In order to prevent the large-sized vehicle and the small-sized vehicle from occupying the parking area of each other, some height and width limiting devices may be arranged in the parking area, or different passing paths of the large-sized vehicle and the small-sized vehicle may be planned in the parking area. Therefore, when the first vehicle is a large vehicle, if the vehicle-searching path is sent to the client, only the nearest route or the most convenient route is sent, which may cause that after the resource ring acquisition party finds the first vehicle, the first vehicle cannot be driven out through the nearest route which the resource ring acquisition party enters due to the height and width limiting device. In addition, as the parking area may be an underground garage and other places, the signal is poor, the information interaction speed between the server and the client is low, and the efficiency is very low when the server guides the first vehicle to drive. The vehicle is found through the moving path of the vehicle when the vehicle enters the parking area, so that the resource obtaining party can obtain the moving path of the vehicle when the vehicle parks at an entrance, and the vehicle can be driven out through the moving path, and the parking system is very convenient.
In one embodiment, when the preset area is not a parking area, but refers to an area within a certain range, for example, a certain district, county, city, etc. After the first vehicle starts to run, the running path of the first vehicle can be monitored through the monitoring equipment. When it is determined that the first vehicle has exited the preset area, the warning may not be given first for a while. The destination with the highest possibility of the first vehicle running at this time is determined according to the current running route and the historical running route of the first vehicle, and because the first vehicle is usually used by the resource acquirer in a certain rule, for example, the shipping destination is relatively fixed, and the locations of the home and the company are also relatively fixed, the destination with the highest possibility can be determined in advance. Then, in each historical driving route corresponding to the destination, whether an abnormal road section exists is determined, wherein the abnormal road section can comprise a congestion road section, a road repairing road section and the like. For example, the historical driving route of the first vehicle to the destination usually includes two routes, wherein a certain road segment in one route is used for road repair, and a congested road segment exists in the other route, which indicates that the reason why the driving process of the resource acquirer exceeds the preset area is that the preset area is temporarily expanded for the driving process of the current time, and no alarm is given. Of course, if no abnormal road segment is found, the optimal path may be calculated according to the current position of the first vehicle and the position of the destination. The optimal path may be the shortest or fastest path and then sent to the client or monitoring device. If the driver drives according to the optimal path, no alarm is given, and if the driver still does not drive according to the optimal path, alarm information is sent out so as to reduce the occurrence of false alarm caused by actual objective conditions.
In calculating the possibility of each destination, a map stored in advance may be determined first. The map includes a preset area, and the map is divided into a plurality of road segments, for example, each intersection may be used as a node, and a route between every two nodes may be used as a road segment. Then, the road segment that the first vehicle has traveled in the current driving route (referred to herein as the first road segment) is determined from the map. And then determining corresponding road sections in the historical driving routes of the first vehicle, comparing the road sections with the first road section, and determining a plurality of historical driving routes with the highest same road sections. And then, for each historical driving route, if the number of the historical driving route and the same road section in the first road section is larger, a higher weight is given, and otherwise, a lower weight is given. Then, the possibility of each destination is calculated according to the weight and the destinations of the historical travel path routes, and then the destination with the highest possibility of the current travel is determined. For example, if there are three historical travel routes corresponding to the destination a and the weights thereof are 1, 2, and 3, respectively, the calculation result of the destination a is 6, and if there are two historical travel routes corresponding to the destination B and the weights thereof are 4 and 3, respectively, the calculation result of the destination B is 7, and the destination B is considered to be the most likely destination.
The above description is only an example of the present application and is not intended to limit the present application. Various modifications and changes may occur to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application should be included in the scope of the claims of the present application.

Claims (10)

1. A resource acquisition system based on a vehicle comprises a hardware architecture system and a software architecture system, and is characterized in that the hardware architecture system comprises a supervision center and front-end interaction equipment;
the supervision center is used for storing and processing the resource information and performing information interaction with the resource acquisition party, the vehicle owner and the resource issuing party;
the front-end interaction equipment is used for logging in by the resource acquisition party, the vehicle owner party and the resource issuing party and is connected with the supervision center;
the monitoring center comprises monitoring equipment, a large monitoring screen, a server and a management workstation, wherein the monitoring equipment is connected with the server through a network, the server, the large monitoring screen and the management workstation are all connected through a local area network, the local area network is connected with a public network, and a firewall is arranged between the local area network and the public network;
the front-end interaction equipment comprises a touch all-in-one machine, a monitoring camera, a sound pick-up, a loudspeaker, network equipment and an industrial switch; the sound pick-up and the loudspeaker are both connected with the touch all-in-one machine, the monitoring camera and the touch all-in-one machine are both connected with the industrial switch, and the industrial switch is connected with the server through network equipment;
the software architecture system comprises an information management integrated system and a client;
the client is used for sending an interactive instruction to the information management integrated system so as to call a functional module corresponding to the information management integrated system and execute a corresponding information management function;
the client comprises a mobile client and a PC client.
2. The vehicle-based resource acquisition system according to claim 1, wherein the front-end interaction device comprises a doll-shaped housing, the touch all-in-one machine, the monitoring camera, the sound pickup, the loudspeaker, the network device and the industrial switch are all mounted in the doll-shaped housing, two-dimensional code information and an NFC label are further arranged on the front-end interaction device, and the two-dimensional code information and the NFC label are both connected with a platform website on the server.
3. The vehicle-based resource acquisition system according to claim 2,
the information resource acquisition method of the information management integrated system comprises the following steps:
receiving a login request sent by a resource acquirer through a client, and determining credit information of the resource acquirer, wherein the credit information comprises user information, vehicle information, a credit limit and a credit limit;
receiving a resource acquisition request sent by the resource acquirer, wherein the resource acquisition request comprises a first vehicle, a resource acquisition limit and resource acquisition duration;
according to the credit information, determining that the first vehicle is a vehicle contained in the vehicle information, the resource acquisition amount is not more than the credit limit, and the resource acquisition duration is not more than the credit limit;
sending the resource acquisition request to a vehicle owner corresponding to the first vehicle to determine that the vehicle owner agrees with the resource acquisition request;
and if the fact that the monitoring equipment is installed on the first vehicle is confirmed and the first vehicle is located in a preset area, the resources are distributed to the resource acquiring party.
4. The vehicle-based resource acquisition system according to claim 3, wherein the information acquisition method of the information management integrated system further comprises:
determining, by the monitoring device, that the first vehicle is in a moving state;
positioning a position at which the first vehicle is located;
and sending alarm information when the position of the first vehicle is determined to be outside the preset area through the positioning.
5. The vehicle-based resource acquisition system according to claim 3, wherein before determining the trust information of the resource acquirer, the method further comprises:
receiving a credit granting request sent by the resource acquirer;
determining user information corresponding to the resource acquirer, wherein the user information comprises vehicle information and at least one of identity information, academic information, family member information, enterprise information and other asset information;
and evaluating the value of the vehicles according to the user information and the attributes of the vehicles contained in the vehicle information to obtain a credit line and a credit period corresponding to each vehicle, wherein the attributes comprise at least one of brand type, configuration, use condition, purchase price and test driving condition.
6. A vehicle-based resource acquisition system according to claim 5, wherein: further comprising:
receiving a monitoring release request corresponding to the first vehicle sent by the resource acquirer;
when the resource acquirer is determined to return the acquired resource, the monitoring on the first vehicle is released;
and when the resource acquiring party is determined to replace the first vehicle with a second vehicle, determining that the credit line corresponding to the second vehicle meets the requirement of the resource, releasing the monitoring on the first vehicle and monitoring the second vehicle.
7. The vehicle-based resource acquisition system according to claim 3, wherein the preset area comprises a parking area, a locker is disposed in the parking area, a face recognition device is disposed on the locker, and a vehicle key corresponding to the first vehicle is stored in the locker, and the method further comprises:
receiving a vehicle using request corresponding to the first vehicle, which is sent by the resource acquirer through the client, wherein the vehicle using request comprises vehicle using time, a destination and a purpose;
determining a credit value corresponding to the vehicle using request based on the historical vehicle using record of the resource acquiring party and the resource returning capability, wherein the resource planning capability is determined based on the historical resource returning condition of the resource acquiring party and other vehicles in the vehicle information;
if the credit value is determined to be higher than a preset credit value, sending passing information indicating that the vehicle is allowed to be used to the client;
receiving face information sent by the locker through the Internet of things, wherein the face information is obtained through the face recognition equipment;
and determining that the face information corresponds to the resource acquirer through the face image stored in the user information, and sending an unlocking instruction to the locker to enable the locker to unlock the corresponding lock.
8. The vehicle-based resource acquisition system according to claim 7, wherein said locker is provided at an entrance of said parking area, said entrance further being provided with a vehicle identification device;
before receiving the vehicle using request corresponding to the first vehicle sent by the resource acquirer through the client, the method further includes:
receiving a vehicle warehousing request sent by the vehicle identification device through the Internet of things, wherein the vehicle warehousing request comprises a license plate number corresponding to a first vehicle;
determining that the first vehicle is a preset type vehicle according to the license plate number, wherein the preset type vehicle is related to the volume of the vehicle;
sending a path monitoring instruction to the monitoring device to receive a moving path of the first vehicle from the entrance to a parking spot, wherein the moving path is sent by the monitoring device and is obtained through a sensor and a gyroscope arranged in the monitoring device;
modifying the moving path based on the prestored actual environment of the parking area and an invalid path in the moving path;
after an unlocking instruction is sent to the locker so that the locker unlocks the corresponding lock, the method further comprises the following steps:
and sending the modified moving path to the client so that the resource acquirer moves to the parking spot of the first vehicle through the modified moving path.
9. The vehicle-based resource acquisition system according to claim 3, wherein the information resource acquisition method of the information management integrated system further comprises:
determining, by the monitoring device, that the first vehicle exits the preset area;
determining a destination with the highest possibility of the first vehicle running this time based on the current running route of the first vehicle and the historical running route corresponding to the first vehicle;
judging whether an abnormal road section exists in the historical driving route corresponding to the destination;
if yes, temporarily expanding the preset area aiming at the driving process;
if not, calculating an optimal path from the current position to the destination according to the current position of the first vehicle, and sending the optimal path to the monitoring equipment or the client;
and if the first vehicle is determined not to run according to the optimal path through the monitoring equipment, sending alarm information.
10. The vehicle-based resource acquisition system according to claim 9, wherein determining the destination with the highest possibility of traveling the first vehicle this time based on the current traveling route of the first vehicle and the corresponding historical traveling route of the first vehicle comprises:
determining a pre-stored map, wherein the map comprises the preset area, and a plurality of road sections are divided in the map;
determining a first road segment included in a current driving route of a first vehicle according to the map;
comparing the first road section with each road section contained in the historical driving route corresponding to the first vehicle, and determining a plurality of historical driving routes with the most same road sections;
for each historical driving route, giving corresponding weight according to the number of the same road sections in the historical driving route and the current driving route;
and calculating the possibility of each destination according to the destination corresponding to each historical driving route and the corresponding weight, and determining the destination with the highest possibility of the current driving of the first vehicle.
CN202011564563.5A 2020-12-25 2020-12-25 Resource acquisition system based on vehicle Pending CN112738198A (en)

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Application publication date: 20210430