CN112700318A - Financial processing method, device, electronic equipment and storage medium - Google Patents
Financial processing method, device, electronic equipment and storage medium Download PDFInfo
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Abstract
The embodiment of the invention relates to a financial processing method, a financial processing device, electronic equipment and a storage medium, in particular to the technical field of computer application, wherein the method comprises the following steps: receiving order flow information generated by a transaction system; and triggering public service and scheduled micro service according to a preset triggering condition to perform financial full-flow processing on each order task in the order flow, wherein the scheduled micro service at least comprises a payment module, an invoicing module and a billing module. The invention provides a unified whole-process treatment for the transaction system and a whole-process closed-loop digital solution for the transaction system.
Description
Technical Field
The embodiment of the invention relates to the technical field of computer application, in particular to a financial processing method, a financial processing device, electronic equipment and a storage medium.
Background
With the development of industrial internet platforms, more and more trading systems are built on the platforms. Each transaction system needs to realize the processes of payment, invoicing, bookkeeping and the like, and the construction of repeated functions wastes time and labor.
In order to solve the problem, the general platform encapsulates the capabilities of payment, invoicing, accounting and the like, and provides the capabilities to each transaction system in a micro-service mode for use, so that the labor and time cost of each transaction system for individual docking is reduced.
On one hand, if the transaction system does not adjust the interface for a long time or a certain link is missed, the flow is not closed, and the later reconciliation of the finance is different; on the other hand, different business scenes have different requirements, such as different invoicing and accounting logics of self-service shops and three-party shops, so that the micro-service cannot be generalized, and a transaction system needs special processing; on the other hand, the process is opaque and lacks security and monitoring capability.
Disclosure of Invention
In view of this, embodiments of the present invention provide a financial processing method, apparatus, electronic device, and storage medium, so as to provide a unified full-flow process for a transaction system and provide a full-flow closed-loop digital solution for the transaction system.
Additional features and advantages of embodiments of the invention will be set forth in the detailed description which follows, or in part will be obvious from the description, or may be learned by practice of embodiments of the invention.
In a first aspect of the present disclosure, an embodiment of the present invention provides a financial processing method, including:
receiving order flow information generated by a transaction system;
and triggering public service and scheduled micro service according to a preset triggering condition to perform financial full-flow processing on each order task in the order flow, wherein the scheduled micro service at least comprises a payment module, an invoicing module and a billing module.
In one embodiment, receiving order flow information generated by the transaction system includes: order stream information initiated by a buyer through a PC terminal, an H5 page, an APP application program, a WeChat public number and/or an applet is received through the unified service gateway.
In an embodiment, triggering a public service and a predetermined micro service according to a predetermined trigger condition to perform a financial full-flow process on each order task in the order flow further includes: and performing service routing, service degradation, dynamic capacity expansion and/or service current limiting processing on the received order stream information through the unified service gateway according to the current processing capacity.
In one embodiment, PRC is used for service calling between the predetermined microservices, and asynchronous calling is carried out between the predetermined microservices through MQ.
In one embodiment, the public service is used for providing a unified signature verification function, an authority authentication function, a message notification function and a logging function.
In an embodiment, triggering a public service and a predetermined micro service according to a predetermined trigger condition to perform a financial full-flow process on each order task in the order flow includes: and triggering public service and scheduled micro service to pay, bill, account, separate account and reconcile each order in the order flow according to a scheduled trigger condition.
In an embodiment, the order flow information includes seller information, buyer information, order task, payment method selected by the buyer, and invoice content input/selected by the buyer, and the order task at least includes submitting an order and canceling the order.
In one embodiment, the payment module is configured to: the method comprises the steps of docking a corresponding third-party payment system according to a payment mode selected by a buyer, receiving a payment result returned by the third-party payment system, returning the payment result to the transaction system, after applying for separate accounts initiated by the transaction system, deducting commission fees according to an agreed proportion, then performing separate accounts on a plurality of corresponding sub-wetting parties, and returning the separate account results to the transaction system.
In one embodiment, the billing module is configured to: determining whether the buyer selects to issue an electronic invoice or a value-added tax paper invoice according to the invoice content input/selected by the buyer; if the user selects to invoice the electronic invoice, calling a system scheduled for online invoicing to invoice the online, and asynchronously returning an invoicing result to the corresponding transaction system; and if the user selects to open the value-added tax paper invoice, generating a photocopy for opening the invoice according to the current order letter, sending the photocopy and the client code to a system for uniformly applying the value-added tax paper invoice, and asynchronously returning an opening result to the corresponding transaction system.
In an embodiment, after triggering a public service and a predetermined micro service according to a predetermined trigger condition to perform a financial full-flow process on each order task in the order flow, the method is further configured to invoke a block chain for a voucher retention on each flow process and a process result.
In a second aspect of the present disclosure, an embodiment of the present invention further provides a financial processing apparatus, including:
the order flow information receiving unit is used for receiving order flow information generated by the transaction system;
and the full-flow processing unit is used for triggering public service and scheduled micro-service to perform financial full-flow processing on each order task in the order flow according to a preset trigger condition, wherein the scheduled micro-service at least comprises a payment module, an invoicing module and a billing module.
In an embodiment, the order flow information receiving unit is configured to: order stream information initiated by a buyer through a PC terminal, an H5 page, an APP application program, a WeChat public number and/or an applet is received through the unified service gateway.
In one embodiment, the full-flow processing unit is further configured to: and performing service routing, service degradation, dynamic capacity expansion and/or service current limiting processing on the received order stream information through the unified service gateway according to the current processing capacity.
In an embodiment, the PRC is used for service call between the predefined microservices in the full-flow processing unit, and the MQ is used for asynchronous call between the predefined microservices.
In one embodiment, the public service in the full-flow processing unit is used for providing a unified signature verification function, an authority authentication function, a message notification function and a logging function.
In one embodiment, the full-flow processing unit is configured to: and triggering public service and scheduled micro service to pay, bill, account, separate account and reconcile each order in the order flow according to a scheduled trigger condition.
In an embodiment, the order flow information includes seller information, buyer information, order task, payment method selected by the buyer, and invoice content input/selected by the buyer, and the order task at least includes submitting an order and canceling the order.
In one embodiment, the payment module of the full flow processing unit is configured to: the method comprises the steps of docking a corresponding third-party payment system according to a payment mode selected by a buyer, receiving a payment result returned by the third-party payment system, returning the payment result to the transaction system, after applying for separate accounts initiated by the transaction system, deducting commission fees according to an agreed proportion, then performing separate accounts on a plurality of corresponding sub-wetting parties, and returning the separate account results to the transaction system.
In one embodiment, the invoicing module in the full-flow processing unit is configured to: determining whether the buyer selects to issue an electronic invoice or a value-added tax paper invoice according to the invoice content input/selected by the buyer; if the user selects to invoice the electronic invoice, calling a system scheduled for online invoicing to invoice the online, and asynchronously returning an invoicing result to the corresponding transaction system; and if the user selects to open the value-added tax paper invoice, generating a photocopy for opening the invoice according to the current order letter, sending the photocopy and the client code to a system for uniformly applying the value-added tax paper invoice, and asynchronously returning an opening result to the corresponding transaction system.
In an embodiment, the full-flow processing unit is further configured to, after triggering a public service and a predetermined micro service according to a predetermined trigger condition to perform a financial full-flow processing on each order task in the order flow, call a block chain for each flow processing procedure and processing result to perform credential retention.
In a third aspect of the disclosure, an electronic device is provided. The electronic device includes: a processor; and a memory for storing executable instructions that, when executed by the processor, cause the electronic device to perform the method of the first aspect.
In a fourth aspect of the disclosure, a computer-readable storage medium is provided, on which a computer program is stored, which computer program, when being executed by a processor, carries out the method in the first aspect.
The technical scheme provided by the embodiment of the invention has the beneficial technical effects that:
the embodiment of the invention receives order stream information generated by a transaction system; and triggering public service and scheduled micro service according to a preset triggering condition to perform financial full-flow processing on each order task in the order flow, wherein the scheduled micro service at least comprises a payment module, an invoicing module and a billing module. The system can provide a unified full-flow process for the transaction system, and can provide a full-flow closed-loop digital solution for the transaction system.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the description of the embodiments of the present invention will be briefly described below, and it is obvious that the drawings in the following description are only a part of the embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the contents of the embodiments of the present invention and the drawings without creative efforts.
FIG. 1 is a schematic flow chart diagram of a financial processing method according to an embodiment of the present invention;
FIG. 2 is a diagram of public service and predetermined microservice functionality architecture provided in accordance with an embodiment of the present invention;
FIG. 3 is a schematic diagram illustrating a module interaction flow of a financial processing method according to an embodiment of the present invention;
FIG. 4 is a diagram of a financial system in accordance with an embodiment of the present invention;
FIG. 5 is a schematic diagram of a financial processing device according to an embodiment of the present invention;
FIG. 6 shows a schematic diagram of an electronic device suitable for use in implementing embodiments of the present invention.
Detailed Description
In order to make the technical problems solved, the technical solutions adopted and the technical effects achieved by the embodiments of the present invention clearer, the technical solutions of the embodiments of the present invention will be described in further detail below with reference to the accompanying drawings, and it is obvious that the described embodiments are only some embodiments, but not all embodiments, of the embodiments of the present invention. All other embodiments, which can be obtained by a person skilled in the art without any inventive step based on the embodiments of the present invention, belong to the scope of protection of the embodiments of the present invention.
It should be noted that the terms "system" and "network" are often used interchangeably herein in embodiments of the present invention. Reference to "and/or" in embodiments of the invention is intended to include any and all combinations of one or more of the associated listed items. The terms "first", "second", and the like in the description and claims of the present disclosure and in the drawings are used for distinguishing between different objects and not for limiting a particular order.
It should be further noted that, in the embodiments of the present invention, each of the following embodiments may be executed alone, or may be executed in combination with each other, and the embodiments of the present invention are not limited in this respect.
The names of messages or information exchanged between devices in the embodiments of the present disclosure are for illustrative purposes only, and are not intended to limit the scope of the messages or information.
The technical solutions of the embodiments of the present invention are further described by the following detailed description with reference to the accompanying drawings.
Fig. 1 is a schematic flow chart of a financial processing method according to an embodiment of the present invention, which is applicable to a case where a financial middle platform system performs a full-flow process of unifying finances of an e-commerce platform, and the method may be executed by an electronic device configured in the financial middle platform system, as shown in fig. 1, the financial processing method according to the embodiment includes:
in step S110, order flow information generated by the transaction system is received.
For example, order flow information initiated by a buyer through a PC side, H5 page, APP application, wechat public number, and/or applet may be received through the unified services gateway.
In step S120, a public service and a predetermined micro-service are triggered according to a predetermined trigger condition to perform a financial full-flow process on each order task in the order flow, where the predetermined micro-service at least includes a payment module, an invoicing module, and a billing module.
The method comprises the step of triggering public service and scheduled micro-service to carry out payment, invoicing, accounting, splitting accounting, account checking and other full-flow financial processing on each order in the order flow according to a scheduled trigger condition.
For example, service routing, service downgrading, dynamic capacity expansion, and/or service throttling may be performed on the received order stream information by the unified service gateway according to the current processing capability.
The PRC can be adopted for service calling between the predetermined micro services, and the asynchronous calling between the predetermined micro services can be carried out through the MQ. The public service is used for providing a unified signature verification function, an authority authentication function, a message notification function and a log recording function.
The order flow information may include seller information, buyer information, an order task, a payment method selected by the buyer, and invoice content input/selected by the buyer, and the order task at least includes submitting an order and canceling the order.
The payment module can be used for receiving a payment result returned by the third-party payment system and returning the payment result to the transaction system according to the corresponding third-party payment system in the payment mode selected by the buyer, and after applying for the sub-accounting initiated by the transaction system, the payment module deducts the commission charge according to the agreed proportion and then performs sub-accounting on a plurality of corresponding sub-wetting parties, and returns the sub-accounting result to the transaction system.
The invoicing module can be used for determining whether the buyer selects to invoice electronically or paper with value-added tax according to the invoice content input/selected by the buyer. If the user selects to invoice the electronic invoice, calling a system scheduled for online invoicing to invoice the online, and asynchronously returning an invoicing result to the corresponding transaction system; and if the user selects to open the value-added tax paper invoice, generating a photocopy for opening the invoice according to the current order letter, sending the photocopy and the client code to a system for uniformly applying the value-added tax paper invoice, and asynchronously returning an opening result to the corresponding transaction system.
According to one or more embodiments of the disclosure, after triggering a public service and a predetermined micro service to perform financial full-flow processing on each order task in the order flow according to a predetermined trigger condition, the method is further used for performing credential retention on each flow processing process and a processing result calling block chain.
The technical scheme of the embodiment can provide a unified full-flow processing and full-flow closed-loop digital solution for the transaction system.
Fig. 2 is a schematic flow chart of another financial processing method according to an embodiment of the present invention, which is based on the foregoing embodiment and is optimized. As shown in fig. 2, the financial processing method according to this embodiment includes:
the method for realizing financial processing by the financial center platform system comprises the following steps: firstly, the transaction system transmits order flow information to the financial center station system, the two parties agree on a trigger condition, and the financial center station system realizes the whole flow of payment, account distribution, refund, invoicing, bookkeeping and account checking in a unified way. Secondly, aiming at the special scene requirements, such as different problems of self-service and three-party shop invoicing and accounting logics, the financial center system only needs to provide public information, the financial center uniformly supplements the content, and asynchronously notifies the transaction system after the invoicing and accounting are successful. Then, each node of the financial middle platform system is in butt joint with a block chain, and the safety of the full-flow data is guaranteed.
Fig. 2 is a diagram illustrating an architecture of public service and predetermined micro-service functions provided according to an embodiment of the present invention, and as shown in fig. 2, the financial middlebox system is divided into an external API and a backend management service. The foreign API comprises a payment, billing, accounting module (e.g. SAP accounting module). The payment module comprises various channels for payment, including shortcut, WeChat, Paibao and the like; the payment is supported in modes of PC end, H5, APP, WeChat public number/small program and the like; the payment module also comprises a branch accounting settlement, namely after the order fulfils a closed loop, the order is distributed to shops, platforms, commissions and the like according to an agreed division ratio; the payment module also supports the functions of refund before the account separation and partial refund; in addition, the payment module also provides an active query function to query the order state. The invoicing module is divided into an electronic invoice and a value-added tax general invoice/special invoice, wherein the electronic invoice is butted with a system for online invoicing, such as a comprehensive electronic invoice platform Ruhong network, and supports invoice application, invoice red flushing and partial red flushing; the value-added tax general/special bill butt joint is used for uniformly applying a system of value-added tax paper invoices, such as an enterprise-specific order-grabbing cloud/finance and tax system, and provides an active query function.
The accounting module is divided into a money-recording and collecting amount and an accounting income, and the funds are triggered to be recorded to the account by the company after the transaction system applies for accounting; the user can apply for the income after applying for invoicing; billing supports company self-service and three-party service scenarios.
The back-end management capabilities include payment statement management, invoice management, financial management, and basic module user management, rights management, and the like. Wherein the payment order management comprises payment, ledger, list, details, application records and the like of the refund order. The invoice management comprises invoice maintenance, invoice information inquiry, financial audit and the like. The financial management comprises the steps of paying, income-recording inquiring and auditing, reconciliation of the financial accounting module, receipt and payment detail and business detail inquiring.
Fig. 3 is a schematic diagram of a module interaction flow of a financial processing method according to an embodiment of the present invention, and as shown in fig. 3, a financial middlebox system flow is as follows:
(1) the operations of the payment node include: the transaction system calls the financial middle station system to generate a payment order after creating an order, the transaction system opens a cash register of the financial middle station system or directly calls an interface to pay according to a payment mode, the financial middle station system is connected with different third party payment systems according to different payment channels selected by a buyer, the third party payment systems return payment results of the financial middle station system after the buyer pays, and meanwhile, the financial middle station system returns payment results to the transaction system. After the transaction system confirms that the order is completed according to the rules of the transaction system, for example, after the buyer confirms that the goods are received for 7 days, the transaction system initiates an application for ledging, deducts commission fees according to the agreed proportion and distributes the fees to different moisturizing parties according to the business scene of the transaction system, and the financial intermediate platform system requests ledging according to different payment channels during payment and asynchronously returns ledging results to the transaction system. And the payment and account division node calls the sea chain block chain in real time, and encrypts the backup request information and result by using the block chain technology to provide safety guarantee.
(2) The operation of the money recording and receiving node comprises the following steps: and after the account is separated, the fund flows into the company to the public at T +1 day, at the moment, the financial center platform system automatically triggers the request accounting module to account, and asynchronously informs the transaction system of accounting the collection result. And the whole flow of the collection node calls the block chain to store the certificate.
(3) The operation of the billing node includes: the financial intermediate platform system judges whether a user wants to invoice electronic invoice or value-added tax paper invoice according to the invoice content transmitted by the transaction system, if the electronic invoice is invocated, the electronic invoice directly calls Rui-hong network invoicing and asynchronously recalls invoicing results (invoice number, check address, download address and the like) to the transaction system; if value added tax paper invoices are issued, the financial center system maintains basic information of the invoices, calls the peripheral system to generate contents (client codes, photocopies and the like) required by the financial tax system, requests the group financial tax system in a unified mode, and asynchronously calls back invoicing results to the transaction system. The whole process is recorded by adopting the block chain technology.
(4) The operations of the revenue node include: after the invoice is issued, the financial system transmits information such as orders, commodities, invoices and the like to the accounting module to record income, and transmits the income recording result back to the transaction system. And the income recording node calls the block chain in the whole process to store the voucher.
Fig. 4 is a technical architecture diagram of a financial middle station system according to an embodiment of the present invention, and as shown in fig. 4, the technical architecture of the financial middle station system is divided into four modules, namely an access layer, a gateway layer, a service layer, and a storage layer.
The gateway layer can adopt a group Paas platform to unify gateway processing, realize functions of service routing, service degradation, dynamic capacity expansion, service flow limitation and the like, and adopt Nginx reverse proxy and load balancing.
The service layer can be divided into public service and service module micro-service, and the public service provides functions of uniform signature verification, authority authentication, message notification, log recording and the like for the system; the service module micro-services can adopt Nacos as a registration center and a configuration center to realize service management and real-time configuration updating, RPC service calling can be adopted among the micro-services, and MQ can be used for realizing asynchronous calling, peak clipping decoupling and improving service performance; service monitoring can be realized by adopting Skywalk distributed link tracking; the continuous integration/continuous deployment (CI/CD) can adopt jekiness to simplify the publishing and operation and maintenance processes, and the server can adopt docker + kubernets to containerize and continuously apply the application.
In a storage layer, a database can adopt Mysql multiple masters and multiple slaves to improve the read-write capability; the cache can adopt a distributed Redis master-slave mode, so that the query speed is greatly improved; for large data volume information (such as logs, operation records and the like), ELK (elastic search, Logstash, Kibana) technology can be adopted for collection, storage and visual query; the object storage can adopt Hua as cloud OBS, and supports functions of file breakpoint continuous transmission and the like.
The technical scheme of the embodiment can simplify the payment, settlement, invoicing and accounting processes of the transaction system, and realize a unified digital solution of the whole process. And the block chain technology is used for guaranteeing data transmission safety, certificate recording and process monitoring. The unified Paas service is used for treatment, capacity expansion, degradation and monitoring, so that the system is efficient and strong in expandability.
As an implementation of the methods shown in the above figures, the present application provides an embodiment of a financial processing device, and fig. 5 shows a schematic structural diagram of the financial processing device provided in this embodiment, where the embodiment of the device corresponds to the embodiment of the method shown in fig. 1 to 4, and the device can be applied to various electronic devices. As shown in fig. 5, the financial processing apparatus according to the present embodiment includes an order flow information receiving unit 510 and a full flow processing unit 520.
The order flow information receiving unit 510 is configured to receive order flow information generated by a transaction system.
The full flow processing unit 520 is configured to trigger a public service and a predetermined micro-service to perform a financial full flow processing on each order task in the order flow according to a predetermined trigger condition, wherein the predetermined micro-service at least includes a payment module, an invoicing module and a billing module.
According to one or more embodiments of the present disclosure, the order flow information receiving unit 510 is configured to receive order flow information initiated by a buyer through a PC terminal, an H5 page, an APP application, a wechat public number, and/or an applet through a unified service gateway.
According to one or more embodiments of the present disclosure, the full flow processing unit 520 is configured to further perform service routing, service downgrading, dynamic capacity expansion, and/or service flow limitation processing on the received order flow information according to the current processing capability through the unified service gateway.
According to one or more embodiments of the present disclosure, the PRC is used for service call between the predetermined micro services in the full flow processing unit 520, and the MQ is used for asynchronous call between the predetermined micro services.
According to one or more embodiments of the present disclosure, the public service in the full process unit 520 is used to provide a unified signature verification function, an authority authentication function, a message notification function, and a logging function.
According to one or more embodiments of the present disclosure, the full flow processing unit 520 is configured to further trigger the public service and the predetermined micro-service to pay, bill, account, split, and reconcile each order in the order flow according to a predetermined trigger condition.
According to one or more embodiments of the present disclosure, the order flow information includes seller information, buyer information, order tasks, payment methods selected by the buyer, and invoice contents input/selected by the buyer, and the order tasks at least include submitting an order and canceling the order.
In accordance with one or more embodiments of the present disclosure, the payment module in the full process unit 520 is configured to:
the method comprises the steps of docking a corresponding third-party payment system according to a payment mode selected by a buyer, receiving a payment result returned by the third-party payment system, returning the payment result to the transaction system, after applying for separate accounts initiated by the transaction system, deducting commission fees according to an agreed proportion, then performing separate accounts on a plurality of corresponding sub-wetting parties, and returning the separate account results to the transaction system.
According to one or more embodiments of the present disclosure, the invoicing module in the full-flow processing unit 520 is configured to:
determining whether the buyer selects to issue an electronic invoice or a value-added tax paper invoice according to the invoice content input/selected by the buyer;
if the user selects to invoice the electronic invoice, calling a system scheduled for online invoicing to invoice the online, and asynchronously returning an invoicing result to the corresponding transaction system;
and if the user selects to open the value-added tax paper invoice, generating a photocopy for opening the invoice according to the current order letter, sending the photocopy and the client code to a system for uniformly applying the value-added tax paper invoice, and asynchronously returning an opening result to the corresponding transaction system.
According to one or more embodiments of the present disclosure, the full-flow processing unit 520 is configured to further perform credential retention on each flow processing procedure and a processing result calling block chain after triggering a public service and a predetermined micro service to perform financial full-flow processing on each order task in the order flow according to a predetermined trigger condition.
The financial processing device provided by the embodiment can execute the financial processing method provided by the embodiment of the method disclosed by the invention, and has corresponding functional modules and beneficial effects of the execution method.
Referring now to FIG. 6, a block diagram of an electronic device 600 suitable for use in implementing embodiments of the present invention is shown. The terminal device in the embodiment of the present invention is, for example, a mobile device, a computer, or a vehicle-mounted device built in a floating car, or any combination thereof. In some embodiments, the mobile device may include, for example, a cell phone, a smart home device, a wearable device, a smart mobile device, a virtual reality device, and the like, or any combination thereof. The electronic device shown in fig. 6 is only an example, and should not bring any limitation to the functions and the scope of use of the embodiments of the present invention.
As shown in fig. 6, electronic device 600 may include a processing means (e.g., central processing unit, graphics processor, etc.) 601 that may perform various appropriate actions and processes in accordance with a program stored in a Read Only Memory (ROM)602 or a program loaded from a storage means 608 into a Random Access Memory (RAM) 603. In the RAM 603, various programs and data necessary for the operation of the electronic apparatus 600 are also stored. The processing device 601, the ROM 602, and the RAM 603 are connected to each other via a bus 604. An input/output (I/O) interface 605 is also connected to bus 604.
Generally, the following devices may be connected to the I/O interface 605: input devices 606 including, for example, a touch screen, touch pad, keyboard, mouse, camera, microphone, accelerometer, gyroscope, etc.; output devices 607 including, for example, a Liquid Crystal Display (LCD), a speaker, a vibrator, and the like; storage 608 including, for example, tape, hard disk, etc.; and a communication device 609. The communication means 609 may allow the electronic device 600 to communicate with other devices wirelessly or by wire to exchange data. While fig. 6 illustrates an electronic device 600 having various means, it is to be understood that not all illustrated means are required to be implemented or provided. More or fewer devices may alternatively be implemented or provided.
In particular, according to an embodiment of the present invention, the processes described above with reference to the flowcharts may be implemented as a computer software program. For example, embodiments of the invention include a computer program product comprising a computer program embodied on a computer-readable medium, the computer program comprising program code for performing the method illustrated in the flow chart. In such an embodiment, the computer program may be downloaded and installed from a network via the communication means 609, or may be installed from the storage means 608, or may be installed from the ROM 602. The computer program, when executed by the processing means 601, performs the above-described functions defined in the method of an embodiment of the invention.
It should be noted that the computer readable medium mentioned above can be a computer readable signal medium or a computer readable storage medium or any combination of the two. A computer readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples of the computer readable storage medium may include, but are not limited to: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In embodiments of the invention, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device. In yet another embodiment of the invention, a computer readable signal medium may comprise a propagated data signal with computer readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device. Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to: electrical wires, optical cables, RF (radio frequency), etc., or any suitable combination of the foregoing.
The computer readable medium may be embodied in the electronic device; or may exist separately without being assembled into the electronic device.
The computer readable medium carries one or more programs which, when executed by the electronic device, cause the electronic device to: receiving order flow information generated by a transaction system; and triggering public service and scheduled micro service according to a preset triggering condition to perform financial full-flow processing on each order task in the order flow, wherein the scheduled micro service at least comprises a payment module, an invoicing module and a billing module.
Computer program code for carrying out operations for embodiments of the present invention may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, Smalltalk, C + + or the like and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user's computer, partly on the user's computer, as a stand-alone software package, partly on the user's computer and partly on a remote computer or entirely on the remote computer or server. In the case of a remote computer, the remote computer may be connected to the user's computer through any type of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or the connection may be made to an external computer (for example, through the Internet using an Internet service provider).
The flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present invention. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams and/or flowchart illustration, and combinations of blocks in the block diagrams and/or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.
The units described in the embodiments of the present invention may be implemented by software or hardware. Where the name of a unit does not in some cases constitute a limitation of the unit itself, for example, the first retrieving unit may also be described as a "unit for retrieving at least two internet protocol addresses".
The foregoing description is only a preferred embodiment of the invention and is illustrative of the principles of the technology employed. It will be appreciated by those skilled in the art that the scope of the disclosure in the embodiments of the present invention is not limited to the specific combinations of the above-described features, but also encompasses other embodiments in which any combination of the above-described features or their equivalents is possible without departing from the spirit of the disclosure. For example, the above features and (but not limited to) the features with similar functions disclosed in the embodiments of the present invention are mutually replaced to form the technical solution.
Claims (13)
1. A financial processing method, comprising:
receiving order flow information generated by a transaction system;
and triggering public service and scheduled micro service according to a preset triggering condition to perform financial full-flow processing on each order task in the order flow, wherein the scheduled micro service at least comprises a payment module, an invoicing module and a billing module.
2. The method of claim 1, wherein receiving order flow information generated by a transaction system comprises:
order stream information initiated by a buyer through a PC terminal, an H5 page, an APP application program, a WeChat public number and/or an applet is received through the unified service gateway.
3. The method of claim 2, wherein triggering a public service and a predetermined microservice to perform a financial full flow process on each order task in the order stream according to a predetermined trigger further comprises:
and performing service routing, service degradation, dynamic capacity expansion and/or service current limiting processing on the received order stream information through the unified service gateway according to the current processing capacity.
4. The method as recited in claim 1, wherein the service calls between the predetermined microservices are made using PRC, and wherein the asynchronous calls between the predetermined microservices are made through MQ.
5. The method of claim 1, wherein the public service is configured to provide a unified signature verification function, an authorization authentication function, a message notification function, and a logging function.
6. The method of claim 1, wherein triggering a public service and a predetermined microservice for financial full-flow processing of each order task in the order stream according to a predetermined trigger comprises:
and triggering public service and scheduled micro service to pay, bill, account, separate account and reconcile each order in the order flow according to a scheduled trigger condition.
7. The method of claim 1, wherein the order flow information comprises seller information, buyer information, order tasks, buyer-selected payment methods, and buyer-entered/selected invoice content, wherein the order tasks comprise at least submitting an order and canceling an order.
8. The method of claim 7, wherein the payment module is configured to:
the method comprises the steps of docking a corresponding third-party payment system according to a payment mode selected by a buyer, receiving a payment result returned by the third-party payment system, returning the payment result to the transaction system, after applying for separate accounts initiated by the transaction system, deducting commission fees according to an agreed proportion, then performing separate accounts on a plurality of corresponding sub-wetting parties, and returning the separate account results to the transaction system.
9. The method of claim 7, wherein the billing module is configured to:
determining whether the buyer selects to issue an electronic invoice or a value-added tax paper invoice according to the invoice content input/selected by the buyer;
if the user selects to invoice the electronic invoice, calling a system scheduled for online invoicing to invoice the online, and asynchronously returning an invoicing result to the corresponding transaction system;
and if the user selects to open the value-added tax paper invoice, generating a photocopy for opening the invoice according to the current order letter, sending the photocopy and the client code to a system for uniformly applying the value-added tax paper invoice, and asynchronously returning an opening result to the corresponding transaction system.
10. The method of claim 1, further comprising invoking a blockchain for voucher retention of flow processes and process results after triggering a public service and a predetermined micro service to perform a financial full flow process on each order task in the order flow according to a predetermined trigger condition.
11. A financial processing apparatus, comprising:
the order flow information receiving unit is used for receiving order flow information generated by the transaction system;
and the full-flow processing unit is used for triggering public service and scheduled micro-service to perform financial full-flow processing on each order task in the order flow according to a preset trigger condition, wherein the scheduled micro-service at least comprises a payment module, an invoicing module and a billing module.
12. An electronic device, comprising:
one or more processors; and
a memory to store executable instructions that, when executed by the one or more processors, cause the electronic device to perform the method of any of claims 1-10.
13. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the method according to any one of claims 1-10.
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