CN112686663A

CN112686663A - Method and device for determining illegal relocation of POS machine

Info

Publication number: CN112686663A
Application number: CN202011565142.4A
Authority: CN
Inventors: 曾相宗; 林志英
Original assignee: China Construction Bank Corp
Current assignee: China Construction Bank Corp
Priority date: 2020-12-25
Filing date: 2020-12-25
Publication date: 2021-04-20

Abstract

The invention provides a method and a device for determining illegal relocation of a POS machine, wherein the method comprises the following steps: acquiring transaction data of a POS machine within a preset time period; extracting a plurality of transaction related users corresponding to the POS machine according to transaction data in a preset time period of the POS machine; determining the position information of overlapping business circles of a plurality of transaction related users in a preset time period according to transaction flow data of the transaction related users in a bank transaction system; and obtaining the illegal transfer determining result of the POS machine according to the position information of the overlapped business circle and the business address of the POS machine. Because the life circle of most users is relatively fixed, the adjacent business circle position of the POS machine can be determined by analyzing the consumption transaction flow of the transaction related users of the POS machine, so that whether the transfer occurs or not is determined.

Description

Method and device for determining illegal relocation of POS machine

Technical Field

The invention relates to the technical field of data processing, in particular to a method and a device for determining illegal relocation of a POS machine.

Background

The merchant receives the order, usually has strict requirements on the POS machine of the merchant, and does not allow the POS machine to be used in a non-specified area.

However, many old terminals do not have the function of reporting the geographical position of the terminal, and for new terminals having the function of reporting the geographical position of the terminal, some illegal persons can tamper with the geographical information of the POS machine to avoid bank inspection, so that the accuracy of determining illegal relocation of the POS machine is not high.

Disclosure of Invention

The embodiment of the invention provides a method for determining illegal relocation of a POS machine, which is used for improving the accuracy of the illegal relocation determination of the POS machine and comprises the following steps:

acquiring transaction data of a POS machine within a preset time period;

extracting a plurality of transaction related users corresponding to the POS machine according to transaction data in a preset time period of the POS machine;

determining the position information of the overlapped business circles of the transaction related users in the preset time period according to the transaction flow data of the transaction related users in the bank transaction system;

and obtaining the illegal relocation determination result of the POS machine according to the position information of the overlapped business district and the business address of the POS machine.

In a specific embodiment of the present invention, determining, according to transaction flow data of the multiple transaction-related users in the bank transaction system, overlapping business district position information of the multiple transaction-related users in the preset time period includes:

determining the consumption merchant information of each transaction-associated user in the preset time period according to the transaction flow data of the transaction-associated users in the bank transaction system;

carrying out geographical distribution clustering on the information of the consumption commercial tenants of each transaction associated user in the preset time period to obtain the information of the consumption commercial circle of each transaction associated user in the preset time period;

and obtaining the position information of the overlapped business circles of the plurality of transaction related users in the preset time period according to the information of the consumer business circles of each transaction related user in the preset time period.

In specific implementation, the method for performing geographical distribution clustering on the information of the consumption commercial tenants of each transaction-associated user in the preset time period to obtain the information of the consumption commercial circle of each transaction-associated user in the preset time period includes:

taking each consumption merchant of a transaction related user in the preset time period as a position point, and calculating the sum of the distances from each position point to all position points;

determining the position point corresponding to the minimum distance and the minimum value as the central point of the consumer circle of the transaction associated user in the preset time period;

carrying out geographical distribution clustering on all position points on the map, and determining the radius of a consumer circle of the transaction related user in the preset time period;

and combining the central point of the consumer circle of each transaction-associated user in the preset time period and the radius of the consumer circle of each transaction-associated user in the preset time period to obtain the consumer circle information of each transaction-associated user in the preset time period.

In an embodiment of the present invention, before each consumer merchant of a transaction-related user in the preset time period is used as a location point, the method further includes:

and according to the geographical position of each consumer merchant of one transaction related user in the preset time period, removing the consumer merchant information of which the geographical position is far away from the geographical positions of other consumer merchants.

In a specific embodiment of the present invention, obtaining the overlapping business district position information of the multiple transaction related users in the preset time period according to the consumer business district information of each transaction related user in the preset time period includes:

and searching a point with the minimum distance and the minimum distance of the central point of the consumer circle of each transaction related user in the preset time period on a map according to the central point of the consumer circle of each transaction related user in the preset time period, wherein the central point is used as the center of the overlapped merchant circle.

In the embodiment of the present invention, obtaining the result of determining the illegal relocation of the POS machine according to the location information of the overlapped business district and the business address of the POS machine includes:

if the distance between the business address of the POS machine and the position of the overlapped business circle is smaller than or equal to a preset threshold value, the POS machine is not illegally moved;

and if the distance between the business address of the POS machine and the position of the overlapped business circle is greater than a preset threshold value, the POS machine is illegally moved.

In specific implementation, the preset threshold is obtained by comparing the center of the overlapped business circles with the consumer business circle information of each transaction-associated user in the preset time period.

When the specific implementation is carried out, the distance between the business address of the POS machine and the position of the overlapped business circle comprises the following steps:

the distance between the business address of the POS machine and the center of the overlapping business circle.

The specific embodiment of the invention also provides a method for determining illegal relocation of a POS machine, which further comprises the following steps:

and if the illegal transfer of the POS machine is determined, sending illegal transfer warning information of the POS machine to the banking staff.

The embodiment of the invention also provides a device for determining illegal relocation of a POS machine, which is used for improving the accuracy of determining illegal relocation of the POS machine, and comprises:

the transaction data acquisition module is used for acquiring transaction data in a preset time period of the POS machine;

the transaction associated user extraction module is used for extracting a plurality of transaction associated users corresponding to the POS machine according to the transaction data in a preset time period of the POS machine;

the overlapping business circle position determining module is used for determining overlapping business circle position information of the transaction related users in the preset time period according to transaction flow data of the transaction related users in the bank transaction system;

and the illegal relocation determining module is used for obtaining the illegal relocation determining result of the POS machine according to the position information of the overlapped business district and the business address of the POS machine.

In a specific embodiment of the present invention, the overlapping business turn position determining module includes:

the consumption merchant information determining unit is used for determining the consumption merchant information of each transaction related user in the preset time period according to the transaction flow data of the transaction related users in the bank transaction system;

the consumer circle information determining unit is used for carrying out geographical distribution clustering on the consumer business information of each transaction associated user in the preset time period to obtain the consumer circle information of each transaction associated user in the preset time period;

and the overlapped business circle position determining unit is used for obtaining the overlapped business circle position information of the plurality of transaction related users in the preset time period according to the consumer business circle information of each transaction related user in the preset time period.

In specific implementation, the consumer circle information determining unit is specifically configured to:

In a specific embodiment of the present invention, the consumer circle information determining unit is further configured to:

before each consumption merchant of one transaction related user in the preset time period is taken as a position point, according to the geographical position of each consumption merchant of one transaction related user in the preset time period, the consumption merchant information of which the geographical position is far away from the geographical positions of other consumption merchants is removed.

In a specific embodiment of the present invention, the overlapping business turn position determining unit is specifically configured to:

In a specific embodiment of the present invention, the illegal relocation determination module is specifically configured to:

The illegal relocation determining device for the POS machine in the embodiment of the invention further comprises: a warning alert module for:

The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor executes the computer program to realize the method for determining the illegal relocation of the POS machine.

The embodiment of the invention also provides a computer readable storage medium, which stores a computer program for executing the method for determining illegal relocation of the POS machine.

In the embodiment of the invention, the transaction data in the preset time period of the POS machine is obtained; extracting a plurality of transaction related users corresponding to the POS machine according to transaction data in a preset time period of the POS machine; determining the position information of overlapping business circles of a plurality of transaction related users in a preset time period according to transaction flow data of the transaction related users in a bank transaction system; and obtaining the illegal transfer determining result of the POS machine according to the position information of the overlapped business circle and the business address of the POS machine. Because life circle of most users is relatively fixed, a fixed business circle consumed by the transaction related users of the POS machine can be obtained by analyzing consumption transaction flow of the transaction related users of the POS machine so as to determine the adjacent business circle position of the POS machine and determine whether the POS machine is moved.

Drawings

In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.

FIG. 1 is a diagram illustrating an illegal relocation determination method for a POS machine according to an embodiment of the present invention.

Fig. 2 is a schematic diagram of a specific implementation method of step 103 in an embodiment of the present invention.

Fig. 3 is a schematic diagram of a specific implementation method of step 202 in an embodiment of the present invention.

Fig. 4 is a schematic diagram of a specific implementation method of step 104 in an embodiment of the present invention.

FIG. 5 is a diagram illustrating an illegal relocation determination method for a POS machine according to an embodiment of the present invention.

FIG. 6 is a diagram illustrating an illegal relocation determination device for a POS machine according to an embodiment of the present invention.

Fig. 7 is a schematic structural diagram of the overlapping business turn position determining module 603 in the embodiment of the present invention.

FIG. 8 is a diagram illustrating an illegal relocation determination apparatus for a POS according to an embodiment of the present invention.

Fig. 9 is a schematic diagram of an electronic device for determining illegal relocation of a POS machine according to an embodiment of the present invention.

Detailed Description

The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.

The embodiment of the invention provides a method for determining illegal relocation of a POS machine, which is used for improving the accuracy of the illegal relocation determination of the POS machine, and as shown in figure 1, the method comprises the following steps:

step 101: acquiring transaction data of a POS machine within a preset time period;

step 102: extracting a plurality of transaction related users corresponding to the POS machine according to transaction data in a preset time period of the POS machine;

step 103: determining the position information of overlapping business circles of a plurality of transaction related users in a preset time period according to transaction flow data of the transaction related users in a bank transaction system;

step 104: and obtaining the illegal transfer determining result of the POS machine according to the position information of the overlapped business circle and the business address of the POS machine.

As can be known from the process shown in fig. 1, in the embodiment of the present invention, the transaction data in the preset time period of the POS is obtained; extracting a plurality of transaction related users corresponding to the POS machine according to transaction data in a preset time period of the POS machine; determining the position information of overlapping business circles of a plurality of transaction related users in a preset time period according to transaction flow data of the transaction related users in a bank transaction system; and obtaining the illegal transfer determining result of the POS machine according to the position information of the overlapped business circle and the business address of the POS machine. Because life circle of most users is relatively fixed, a fixed business circle consumed by the transaction related users of the POS machine can be obtained by analyzing consumption transaction flow of the transaction related users of the POS machine so as to determine the adjacent business circle position of the POS machine and determine whether the POS machine is moved.

When the method is implemented specifically, firstly, transaction data in a preset time period of the POS machine is obtained. The preset time period is a preset time period according to actual judgment needs, and may be, for example, a time period between the current illegal relocation of the POS station and the last illegal relocation of the POS station, or a fixed time period, for example, one month, 90 days, or 120 days.

After the transaction data in the preset time period of the POS machine are obtained, a plurality of transaction related users corresponding to the POS machine are extracted according to the transaction data in the preset time period of the POS machine. Each transaction carried out by the POS machine is completed between a merchant holding the POS machine and a customer, so that the customer corresponding to each transaction is a transaction associated user of the transaction, and the transaction associated users corresponding to a plurality of transactions can be extracted and obtained according to transaction data in a preset time period of the POS machine.

After a plurality of transaction associated users corresponding to the POS machine are extracted, determining the position information of overlapping business circles of the transaction associated users in a preset time period according to the transaction flow data of the transaction associated users in a bank transaction system. The specific implementation process, as shown in fig. 2, includes:

step 201: determining consumption merchant information of each transaction-associated user in a preset time period according to transaction flow data of the transaction-associated users in a bank transaction system;

step 202: carrying out geographical distribution clustering on the information of the consumption commercial tenants of each transaction associated user in a preset time period to obtain the information of the consumption commercial circle of each transaction associated user in the preset time period;

step 203: and obtaining the position information of the overlapped business circles of the plurality of transaction related users in the preset time period according to the consumer business circle information of each transaction related user in the preset time period.

As the life circle of most users is relatively fixed, the consumption trade company information of each transaction related user is obtained by analyzing the consumption trade flow of the transaction related users of the POS machine, the fixed business circle consumed by the transaction related users can be obtained by carrying out cluster analysis on the information, the consumer business circles of a plurality of transaction related users are overlapped, and therefore the position of the adjacent business circle of the POS machine is determined.

Step 202, as shown in fig. 3, specifically implements a process, including:

step 301: taking each consumer merchant of a transaction associated user in a preset time period as a position point, and calculating the sum of the distances from each position point to all position points;

step 302: determining the position point corresponding to the minimum distance and value as the central point of the consumer circle of the transaction associated user in a preset time period;

step 303: performing geographical distribution clustering on all position points on the map, and determining the radius of a consumer circle of the transaction-associated user in a preset time period;

step 304: and obtaining the consumer circle information of each transaction related user in the preset time period by combining the central point of the consumer circle of each transaction related user in the preset time period and the radius of the consumer circle of each transaction related user in the preset time period.

Since the consumption of the transaction-related user is random, and there is a case that the consumption range occasionally deviates from the fixed business circle, in an embodiment, in order to avoid a judgment error, before each consumption merchant of a transaction-related user in a preset time period is used as a location point, the method further includes:

and according to the geographical position of each consumer merchant of a transaction related user in a preset time period, removing the consumer merchant information of which the geographical position is far away from the geographical positions of other consumer merchants. And eliminating the impossible data in advance so as not to influence the judgment of the fixed business district position.

When the step 303 is implemented specifically, with the center point of the determined consumer circle of the transaction-related user in the preset time period as the center, setting a different radius each time, that is, each time, a set step length is added on the basis of the previous radius, calculating the proportion of the number of the location points in the circle corresponding to each radius to all the location points, setting a predetermined threshold in advance, for example, 75% or 80%, and when the proportion of the number of the location points in the circle corresponding to a certain radius to all the location points is higher than the threshold, determining the radius as the radius of the consumer circle of the transaction-related user in the preset time period.

According to the center point of the consumer circle of each transaction related user in the preset time period and the radius of the consumer circle of each transaction related user in the preset time period, the circular area and the geographic position of the consumer circle of each transaction related user can be obtained.

And after the consumer circle information of each transaction related user in the preset time period is obtained, obtaining the overlapped commercial circle position information of a plurality of transaction related users in the preset time period according to the consumer circle information of each transaction related user in the preset time period. The specific implementation process comprises the following steps:

and searching a point with the minimum distance and the minimum distance of the central point of the consumer circle of each transaction related user in the preset time period on the map according to the central point of the consumer circle of each transaction related user in the preset time period, wherein the central point is used as the center of the overlapped business circle.

In order to avoid errors caused by accidental data, before searching on a map, data screening is carried out on the central point of a consumer circle of each transaction related user in a preset time period, and consumer circle information obviously far away from the central points of other consumer circles is deleted.

After the center of the overlapped business circle is obtained, comparing the consumer business circle information of each transaction associated user in a preset time period with the center of the overlapped business circle, and determining a preset threshold value, wherein the specific process is as follows: and performing data analysis on the overlapped part of the circular area of the consumer business circle of each transaction-associated user in a preset time period by taking the center of the overlapped business circle as the center of a circle, determining the radius of the overlapped business circle, and reserving a certain error and margin on the basis of the radius of the overlapped business circle to obtain a preset threshold value.

After overlapping business district position information and a preset threshold value of a plurality of transaction related users in a preset time period are determined, according to the overlapping business district position information and the business address of the POS machine, an illegal mobile phone determining result of the POS machine is obtained. The specific implementation process, as shown in fig. 4, includes:

step 401: if the distance between the business address of the POS machine and the position of the overlapped business circle is smaller than or equal to a preset threshold value, the POS machine is not illegally moved;

step 402: and if the distance between the business address of the POS machine and the position of the overlapped business circle is greater than a preset threshold value, the POS machine is illegally moved.

The distance between the business address of the POS machine and the position of the overlapped business circle is the distance between the business address of the POS machine and the center of the overlapped business circle.

The illegal relocation determination of the POS machine provided by the embodiment of the invention is mainly based on the following facts: generally, the geographical position of a normal business range of one or more POS machines, i.e. terminals, of a certain acquiring bank merchant should be within a certain deviation range of a merchant business address, and specifically, whether the POS machine is moved or not can be calculated by calculating whether the geographical position of the transaction of the POS machine and the geographical distance of the merchant business address exceed a threshold value or not. However, this method is ineffective if the merchant has somehow tampered with the geographical information at the time the POS transaction occurred.

For such a scenario, starting with a group of customers who spend on the POS that is moving, it can be assumed that all or most of the customers who are doing transactions on the POS are normal customers, and then the circle of life of the customers is necessarily around the actual location of the POS. Therefore, the relevant users of the transaction on the POS machine can be counted, and the principle according to which the transaction range of the POS machine is determined is that the transaction frequency is reduced along the increasing distance from the center of the circle by taking the position of the POS machine as the center of the circle.

Thus, the determination of the consumer circle corresponding to a transaction-related user: listing a series of recent transactions of the customers and the geographic positions of the transactions, wherein the geographic position of each transaction is regarded as a point, and calculating the distance to all the points and the minimum point, wherein the point is the central point of a consumer circle of the transaction related users.

Center point calculation of overlapping customer circles for multiple customers: the point of minimum distance and distance to the center point of the consumer circle of all transaction-associated users is then the center point of the overlapping consumer circle of multiple customers.

And calculating whether the central point of the overlapped consumer circle of the plurality of customers and the business geographical position registered by the POS machine in the bank system are within a threshold range, if so, proving that the POS machine is not moved, otherwise, considering that illegal moving occurs.

In a specific embodiment, a method for determining illegal relocation of a POS machine is further provided, as shown in fig. 5, on the basis of fig. 1, the method further includes:

step 501: and if the illegal transfer of the POS machine is determined, sending illegal transfer warning information of the POS machine to the banking staff.

The bank business system is reminded to carry out subsequent processing and operation, and illegal transfer of the POS machine is avoided.

Based on the same inventive concept, embodiments of the present invention further provide a device for determining illegal relocation of a POS machine, where the principle of the problem solved by the device for determining illegal relocation of a POS machine is similar to that of the method for determining illegal relocation of a POS machine, so that the implementation of the device for determining illegal relocation of a POS machine can refer to the implementation of the method for determining illegal relocation of a POS machine, repeated details are not described, and the specific structure is shown in fig. 6:

the transaction data acquisition module 601 is used for acquiring transaction data of the POS machine within a preset time period;

the transaction-related user extraction module 602 is configured to extract a plurality of transaction-related users corresponding to the POS machine according to transaction data of the POS machine within a preset time period;

the overlapped business circle position determining module 603 is configured to determine, according to transaction flow data of multiple transaction-related users in the bank transaction system, overlapped business circle position information of the multiple transaction-related users in a preset time period;

and an illegal relocation determining module 604, configured to obtain an illegal relocation determining result of the POS according to the overlapping business turn position information and the business address of the POS.

In a specific embodiment, the structure of the overlapping business turn position determining module 603 is shown in fig. 7, and includes:

a consumption merchant information determining unit 701, configured to determine consumption merchant information of each transaction-related user in a preset time period according to transaction flow data of multiple transaction-related users in a banking transaction system;

a consumer circle information determining unit 702, configured to perform geographic distribution clustering on consumer merchant information of each transaction-associated user in a preset time period to obtain consumer circle information of each transaction-associated user in the preset time period;

the overlapped business district position determining unit 703 is configured to obtain overlapped business district position information of the multiple transaction-associated users in the preset time period according to the consumer business district information of each transaction-associated user in the preset time period.

In a specific implementation process, the consumer circle information determining unit 702 is specifically configured to:

taking each consumer merchant of a transaction associated user in a preset time period as a position point, and calculating the sum of the distances from each position point to all position points;

determining the position point corresponding to the minimum distance and value as the central point of the consumer circle of the transaction associated user in a preset time period;

performing geographical distribution clustering on all position points on the map, and determining the radius of a consumer circle of the transaction-associated user in a preset time period;

and obtaining the consumer circle information of each transaction related user in the preset time period by combining the central point of the consumer circle of each transaction related user in the preset time period and the radius of the consumer circle of each transaction related user in the preset time period.

To reduce errors, the customer circle information determination unit 702 is further configured to:

before each consumption merchant of one transaction related user in a preset time period is taken as a position point, according to the geographical position of each consumption merchant of one transaction related user in the preset time period, the consumption merchant information of which the geographical position is far away from the geographical positions of other consumption merchants is removed.

In a specific embodiment, the overlapping business turn position determining unit 703 is specifically configured to:

In specific implementation, the illegal relocation determination module 604 is specifically configured to:

Wherein, the business address of POS machine and the distance between the overlapping business district position specifically mean: the distance between the business address of the POS machine and the center of the overlapping business circle.

In an embodiment of the present invention, a device for determining illegal relocation of a POS machine is further provided, as shown in fig. 8, on the basis of fig. 6, the device further includes:

a warning alert module 801 configured to:

The embodiment of the present invention provides an embodiment of an electronic device for implementing all or part of contents in the above method for determining illegal relocation of a POS machine, where the electronic device specifically includes the following contents:

a processor (processor), a memory (memory), a communication Interface (Communications Interface), and a bus; the processor, the memory and the communication interface complete mutual communication through the bus; the communication interface is used for realizing information transmission between related devices; the electronic device may be a desktop computer, a tablet computer, a mobile terminal, and the like, but the embodiment is not limited thereto. In this embodiment, the electronic device may be implemented with reference to the embodiment for implementing the method for determining illegal relocation of a POS machine and the embodiment for implementing the device for determining illegal relocation of a POS machine in the embodiments, and the contents thereof are incorporated herein, and repeated details are not repeated.

Fig. 9 is a schematic block diagram of a system configuration of an electronic apparatus 900 according to an embodiment of the present application. As shown in fig. 9, the electronic device 900 may include a central processor 901 and a memory 902; the memory 902 is coupled to the central processor 901. Notably, this fig. 9 is exemplary; other types of structures may also be used in addition to or in place of the structure to implement telecommunications or other functions.

In one embodiment, the function of determining illegal relocation of POS may be integrated into the central processor 901. The central processor 901 may be configured to control as follows:

acquiring transaction data of a POS machine within a preset time period;

determining the position information of overlapping business circles of a plurality of transaction related users in a preset time period according to transaction flow data of the transaction related users in a bank transaction system;

and obtaining the illegal transfer determining result of the POS machine according to the position information of the overlapped business circle and the business address of the POS machine.

As can be seen from the above description, the electronic device provided in the embodiments of the present application obtains transaction data in a preset time period of the POS; extracting a plurality of transaction related users corresponding to the POS machine according to transaction data in a preset time period of the POS machine; determining the position information of overlapping business circles of a plurality of transaction related users in a preset time period according to transaction flow data of the transaction related users in a bank transaction system; and obtaining the illegal transfer determining result of the POS machine according to the position information of the overlapped business circle and the business address of the POS machine. Because life circle of most users is relatively fixed, a fixed business circle consumed by the transaction related users of the POS machine can be obtained by analyzing consumption transaction flow of the transaction related users of the POS machine so as to determine the adjacent business circle position of the POS machine and determine whether the POS machine is moved.

In another embodiment, the device for determining illegal relocation of POS may be configured separately from the central processor 901, for example, the device for determining illegal relocation of POS may be configured as a chip connected to the central processor 901, and the function of determining illegal relocation of POS is realized by the control of the central processor.

As shown in fig. 9, the electronic device 900 may further include: a communication module 903, an input unit 904, an audio processor 905, a display 906, a power supply 907. It is noted that the electronic device 900 does not necessarily include all of the components shown in FIG. 9; furthermore, the electronic device 900 may also comprise components not shown in fig. 9, reference being made to the prior art.

As shown in fig. 9, a central processor 901, sometimes referred to as a controller or operational control, may include a microprocessor or other processor device and/or logic device, the central processor 901 receiving input and controlling operation of the various components of the electronic device 900.

The memory 902 may be, for example, one or more of a buffer, a flash memory, a hard drive, a removable media, a volatile memory, a non-volatile memory, or other suitable device. The information relating to the failure may be stored, and a program for executing the information may be stored. And the central processor 901 can execute the program stored in the memory 902 to realize information storage or processing or the like.

The input unit 904 provides input to the central processor 901. The input unit 904 is, for example, a key or a touch input device. Power supply 907 is used to provide power to electronic device 900. The display 906 is used for displaying display objects such as images and characters. The display may be, for example, an LCD display, but is not limited thereto.

The memory 902 may be a solid state memory such as Read Only Memory (ROM), Random Access Memory (RAM), a SIM card, or the like. There may also be a memory that holds information even when power is off, can be selectively erased, and is provided with more data, an example of which is sometimes called an EPROM or the like. The memory 902 may also be some other type of device. Memory 902 includes a buffer memory 921 (sometimes referred to as a buffer). The memory 902 may include an application/function storage section 922, the application/function storage section 922 being used for storing application programs and function programs or for executing a flow of operations of the electronic device 900 by the central processor 901.

The memory 902 may also include a data storage portion 923 for storing data, such as contacts, digital data, pictures, sounds, and/or any other data used by the electronic device. The driver storage portion 924 of the memory 902 may include various drivers of the electronic device for communication functions and/or for performing other functions of the electronic device (e.g., messaging applications, directory applications, etc.).

The communication module 903 is a transmitter/receiver 903 which transmits and receives signals via an antenna 908. A communication module (transmitter/receiver) 903 is coupled to the central processor 901 to provide an input signal and receive an output signal, which may be the same as in the case of a conventional mobile communication terminal.

Based on different communication technologies, a plurality of communication modules 903, such as a cellular network module, a bluetooth module, and/or a wireless local area network module, may be provided in the same electronic device. The communication module (transmitter/receiver) 903 is also coupled to a speaker 909 and a microphone 910 via an audio processor 905 to provide audio output via the speaker 909 and receive audio input from the microphone 910, thereby implementing general telecommunications functions. The audio processor 905 may include any suitable buffers, decoders, amplifiers and so forth. In addition, an audio processor 905 is also coupled to the central processor 901, thereby enabling recording on the local computer through a microphone 910 and playing back sounds stored on the local computer through a speaker 909.

The embodiment of the invention also provides a computer readable storage medium which stores a computer program for executing the illegal relocation determination method of the POS machine.

In summary, the method and the device for determining illegal relocation of POS provided by the embodiment of the present invention have the following advantages:

the method comprises the steps of obtaining transaction data in a preset time period of a POS machine; extracting a plurality of transaction related users corresponding to the POS machine according to transaction data in a preset time period of the POS machine; determining the position information of overlapping business circles of a plurality of transaction related users in a preset time period according to transaction flow data of the transaction related users in a bank transaction system; and obtaining the illegal transfer determining result of the POS machine according to the position information of the overlapped business circle and the business address of the POS machine. Because life circle of most users is relatively fixed, a fixed business circle consumed by the transaction related users of the POS machine can be obtained by analyzing consumption transaction flow of the transaction related users of the POS machine so as to determine the adjacent business circle position of the POS machine and determine whether the POS machine is moved.

As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, apparatus, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the system embodiment, since it is substantially similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment. In this document, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. The terms "upper", "lower", and the like, indicate orientations or positional relationships based on the orientations or positional relationships shown in the drawings, and are only for convenience in describing the present invention and simplifying the description, but do not indicate or imply that the referred devices or elements must have a specific orientation, be constructed and operated in a specific orientation, and thus, should not be construed as limiting the present invention. Unless expressly stated or limited otherwise, the terms "mounted," "connected," and "connected" are intended to be inclusive and mean, for example, that they may be fixedly connected, detachably connected, or integrally connected; can be mechanically or electrically connected; they may be connected directly or indirectly through intervening media, or they may be interconnected between two elements. The specific meanings of the above terms in the present invention can be understood by those skilled in the art according to specific situations. It should be noted that the embodiments and features of the embodiments may be combined with each other without conflict. The present invention is not limited to any single aspect, nor is it limited to any single embodiment, nor is it limited to any combination and/or permutation of these aspects and/or embodiments. Moreover, each aspect and/or embodiment of the present invention may be utilized alone or in combination with one or more other aspects and/or embodiments thereof.

Finally, it should be noted that: the above embodiments are only used to illustrate the technical solution of the present invention, and not to limit the same; while the invention has been described in detail and with reference to the foregoing embodiments, it will be understood by those skilled in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some or all of the technical features may be equivalently replaced; such modifications and substitutions do not depart from the spirit and scope of the present invention, and they should be construed as being included in the following claims and description.

Claims

1. A method for determining illegal relocation of a POS machine is characterized by comprising the following steps:

acquiring transaction data of a POS machine within a preset time period;

2. The method of claim 1, wherein determining overlapping business district location information of the plurality of transaction-associated users within the preset time period according to transaction flow data of the plurality of transaction-associated users within a banking transaction system comprises:

3. The method of claim 2, wherein the step of performing geographical distribution clustering on the information of the consumption merchants of each transaction related user in the preset time period to obtain the information of the consumer circle of each transaction related user in the preset time period comprises:

4. The method of claim 3, wherein prior to identifying each consumer merchant of a transaction-associated user within the predetermined time period as a location point, further comprising:

5. The method of claim 3, wherein obtaining overlapping business district location information of the plurality of transaction-associated users within the preset time period according to the consumer business district information of each transaction-associated user within the preset time period comprises:

6. The method as claimed in claim 5, wherein obtaining the determination result of illegal relocation of the POS machine according to the location information of the overlapped business district and the business address of the POS machine comprises:

7. The method of claim 6, wherein the predetermined threshold is obtained by comparing the center of the overlapping business circles with the consumer business circle information of each transaction-associated user within the predetermined time period.

8. The method of claim 6, wherein the distance between the business address of the POS machine and the overlapping business turn location comprises:

9. The method of claim 1, further comprising:

10. An illegal relocation determination device for a POS machine, comprising:

11. The apparatus of claim 10, wherein the overlapping business turn location determining module comprises:

12. The apparatus of claim 11, wherein the customer zone information determining unit is specifically configured to:

13. The apparatus of claim 12, wherein the customer circle information determining unit is further to:

14. The apparatus of claim 12, wherein the overlapping business turn position determining unit is specifically configured to:

15. The apparatus of claim 14, wherein the illegal relocation determination module is specifically configured to:

16. The apparatus of claim 15, wherein the predetermined threshold is obtained by comparing the center of the overlapping business circles with the consumer business circle information of each transaction-associated user within the predetermined time period.

17. The apparatus of claim 15, wherein the distance between the business address of the POS machine and the overlapping business turn location comprises:

18. The apparatus of claim 10, further comprising: a warning alert module for:

19. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any of claims 1 to 9 when executing the computer program.

20. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program for executing the method of any one of claims 1 to 9.