CN112632381B - Information query method and device, computer equipment and storage medium - Google Patents

Information query method and device, computer equipment and storage medium Download PDF

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CN112632381B
CN112632381B CN202011555745.6A CN202011555745A CN112632381B CN 112632381 B CN112632381 B CN 112632381B CN 202011555745 A CN202011555745 A CN 202011555745A CN 112632381 B CN112632381 B CN 112632381B
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information
target
change value
gain ratio
value
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CN112632381A (en
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张晓光
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Zhongdian Jinxin Software Co Ltd
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Zhongdian Jinxin Software Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90—Details of database functions independent of the retrieved data types
    • G06F16/95—Retrieval from the web
    • G06F16/953—Querying, e.g. by the use of web search engines
    • G06F16/9535—Search customisation based on user profiles and personalisation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90—Details of database functions independent of the retrieved data types
    • G06F16/95—Retrieval from the web
    • G06F16/953—Querying, e.g. by the use of web search engines
    • G06F16/9538—Presentation of query results

Abstract

The application relates to an information query method, an information query device, computer equipment and a storage medium. The method comprises the following steps: receiving a query request; the query request is used for querying the numerical gain ratio change value of the target resource; acquiring a resource identifier of a target resource and target user information of a user to which the target resource belongs; acquiring change value configuration information corresponding to the resource identifier, and extracting change value corresponding information from the change value configuration information; the change value corresponding information comprises the corresponding relation between the user information of at least two dimensions and the change value of the numerical gain ratio; screening out a target corresponding relation from the corresponding information of the change value according to the target user information; the target corresponding relation is the corresponding relation between the target user information and the numerical gain ratio change value; and according to the target corresponding relation, using the numerical gain ratio change value corresponding to the resource identifier and the user to which the target resource belongs as the inquired target information. By adopting the method, the query efficiency of the numerical gain ratio change value is improved.

Description

Information query method and device, computer equipment and storage medium
Technical Field
The present application relates to the field of data processing technologies, and in particular, to an information query method, an information query apparatus, a computer device, and a storage medium.
Background
The numerical gain ratio change value refers to a numerical gain ratio, such as a fluctuation value of interest rate in a period of time, and the numerical gain ratio change values corresponding to different resources, such as products, are different and can be determined only through query.
In the conventional technology, a query method for a numerical gain ratio change value generally obtains relevant information of resources from massive data manually, and then manually checks and calculates the numerical gain ratio change value of the resources from the relevant information of the resources, and the numerical gain ratio change values corresponding to different users are different, so that the query process of the numerical gain ratio change value is complicated, and further the query efficiency of the numerical gain ratio change value is low.
Disclosure of Invention
In view of the above, it is necessary to provide an information query method, an information query apparatus, a computer device, and a storage medium capable of improving query efficiency of a numerical gain ratio variation value in view of the above technical problems.
An information query method, the method comprising:
receiving a query request; the query request is used for querying a numerical gain ratio change value of a target resource;
acquiring a resource identifier of the target resource and target user information of a user to which the target resource belongs;
acquiring change value configuration information corresponding to the resource identifier, and extracting change value corresponding information from the change value configuration information; the change value configuration information comprises at least two identifiers and information corresponding to each identifier of the at least two identifiers, and the change value corresponding information comprises a corresponding relation between user information of at least two dimensions and a numerical gain ratio change value;
screening out a target corresponding relation from the corresponding information of the change value according to the target user information; the target corresponding relation is the corresponding relation between the target user information and a numerical gain ratio change value;
and according to the target corresponding relation, using the numerical gain ratio change value corresponding to the resource identifier and the user to which the target resource belongs as the inquired target information.
In one embodiment, a preset database stores a corresponding relationship between a resource identifier and change value configuration information; the obtaining of the change value configuration information corresponding to the resource identifier includes:
and obtaining the change value configuration information corresponding to the resource identifier based on the corresponding relation between the resource identifier and the change value configuration information.
In one embodiment, the method further comprises:
collecting resource information corresponding to at least two resource identifications;
and configuring change value configuration information corresponding to the resource identifier and including information corresponding to the change value respectively based on the resource information corresponding to the resource identifier for each of the at least two resource identifiers to obtain the database.
In one embodiment, the extracting the information corresponding to the change value from the change value configuration information includes:
acquiring an information identifier corresponding to the change value; the information identifier corresponding to the change value is used for uniquely identifying the information corresponding to the change value;
and extracting information corresponding to the information identifier corresponding to the change value from the change value configuration information as the change value corresponding information.
In one embodiment, the screening, according to the target user information, a target corresponding relationship from the change value corresponding information includes:
respectively matching the target user information with the user information of at least two dimensions in the information corresponding to the change values one by one to obtain user information successfully matched with the target user information;
and determining the corresponding relation of the user information successfully matched with the target user information as the target corresponding relation.
In one embodiment, the taking, according to the target correspondence, a numerical gain ratio variation value corresponding to both the resource identifier and a user to which the target resource belongs as the queried target information includes:
extracting a statistical identifier of a numerical gain ratio variation value in the variation value configuration information; the statistical identifier is used for representing a statistical mode of the numerical gain ratio change value;
acquiring a statistical instruction corresponding to the statistical identifier; the statistical instruction is used for counting the numerical gain ratio change value;
and counting the numerical gain ratio change value in the target corresponding relation through the counting instruction to obtain the numerical gain ratio change value corresponding to the resource identifier and the user to which the target resource belongs, and taking the numerical gain ratio change value as the inquired target information.
In one embodiment, after taking the value of the gain ratio variation corresponding to the resource identifier and the user to which the target resource belongs as the queried target information according to the target correspondence, the method further includes:
acquiring a numerical gain ratio reference value corresponding to the resource identifier; the numerical gain ratio reference value is an initial value of a numerical gain ratio corresponding to the resource identifier;
determining a numerical gain ratio target value according to the numerical gain ratio reference value and the numerical gain ratio change value; the numerical gain ratio target value is a target value of a numerical gain ratio corresponding to the resource identifier;
and sending the numerical gain ratio change value and the numerical gain ratio target value to a corresponding terminal for a user corresponding to the terminal to check.
In one embodiment, the sending the value gain ratio change value and the value gain ratio target value to a corresponding terminal includes:
importing the numerical gain ratio change value and the numerical gain ratio target value into a preset push information template to generate corresponding push information; the push information is used for representing the numerical gain ratio change value and the numerical gain ratio target value;
and determining a terminal corresponding to the user to which the target resource belongs, and sending the push information to the terminal for the user to which the target resource belongs to check.
An information querying device, the device comprising:
the receiving module is used for receiving the query request; the query request is used for querying a numerical gain ratio change value of a target resource;
the acquisition module is used for acquiring the resource identifier of the target resource and the target user information of the user to which the target resource belongs;
the extraction module is used for acquiring the change value configuration information corresponding to the resource identifier and extracting the change value corresponding information from the change value configuration information; the change value configuration information comprises at least two identifiers and information corresponding to each identifier of the at least two identifiers, and the change value corresponding information comprises a corresponding relation between user information of at least two dimensions and a numerical gain ratio change value;
the screening module is used for screening out a target corresponding relation from the information corresponding to the change value according to the target user information; the target corresponding relation is the corresponding relation between the target user information and a numerical gain ratio change value;
and the determining module is used for taking the numerical gain ratio change value corresponding to the resource identifier and the user to which the target resource belongs as the inquired target information according to the target corresponding relation.
A computer device comprising a memory and a processor, the memory storing a computer program, the processor implementing the following steps when executing the computer program:
receiving a query request; the query request is used for querying a numerical gain ratio change value of a target resource;
acquiring a resource identifier of the target resource and target user information of a user to which the target resource belongs;
acquiring change value configuration information corresponding to the resource identifier, and extracting change value corresponding information from the change value configuration information; the change value configuration information comprises at least two identifiers and information corresponding to each identifier of the at least two identifiers, and the change value corresponding information comprises a corresponding relation between user information of at least two dimensions and a numerical gain ratio change value;
screening out a target corresponding relation from the corresponding information of the change value according to the target user information; the target corresponding relation is the corresponding relation between the target user information and a numerical gain ratio change value;
and according to the target corresponding relation, using the numerical gain ratio change value corresponding to the resource identifier and the user to which the target resource belongs as the inquired target information.
A computer-readable storage medium, on which a computer program is stored which, when executed by a processor, carries out the steps of:
receiving a query request; the query request is used for querying a numerical gain ratio change value of a target resource;
acquiring a resource identifier of the target resource and target user information of a user to which the target resource belongs;
acquiring change value configuration information corresponding to the resource identifier, and extracting change value corresponding information from the change value configuration information; the change value configuration information comprises at least two identifiers and information corresponding to each identifier of the at least two identifiers, and the change value corresponding information comprises a corresponding relation between user information of at least two dimensions and a numerical gain ratio change value;
screening out a target corresponding relation from the corresponding information of the change value according to the target user information; the target corresponding relation is the corresponding relation between the target user information and a numerical gain ratio change value;
and according to the target corresponding relation, using the numerical gain ratio change value corresponding to the resource identifier and the user to which the target resource belongs as the inquired target information.
The information query method, the information query device, the computer equipment and the storage medium acquire the resource identifier of the target resource and the target user information of the user to which the target resource belongs based on the received query request for querying the numerical gain ratio change value of the target resource; acquiring change value configuration information corresponding to the resource identifier, and extracting change value corresponding information from the change value configuration information; the change value configuration information comprises at least two identifiers and information corresponding to each identifier of the at least two identifiers, and the change value corresponding information comprises the corresponding relation between the user information of at least two dimensions and the value gain ratio change value; screening a target corresponding relation from the corresponding information of the change value according to the target user information, wherein the target corresponding relation is the corresponding relation between the target user information and the change value of the numerical gain ratio; according to the target corresponding relation, the numerical gain ratio change value corresponding to the resource identifier and the user to which the target resource belongs is used as the inquired target information; the method and the device achieve the purpose of acquiring the numerical gain ratio change value corresponding to the resource identifier and the user to which the target resource belongs according to the query request, and the whole process does not need to search data manually and calculate manually, so that the query process of the numerical gain ratio change value is simplified, and the query efficiency of the numerical gain ratio change value is further improved.
Drawings
FIG. 1 is a diagram of an application environment of a method for querying information in one embodiment;
FIG. 2 is a flow diagram illustrating a method for querying information in one embodiment;
FIG. 3 is a schematic flow chart diagram illustrating the steps of obtaining a database in one embodiment;
FIG. 4 is a diagram of a configuration page of change value configuration information in one embodiment;
FIG. 5 is a diagram of a configuration page of information corresponding to change values in one embodiment;
FIG. 6 is a block diagram showing the structure of an information inquiry apparatus in one embodiment;
FIG. 7 is a diagram illustrating an internal structure of a computer device according to an embodiment.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the present application is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the present application and are not intended to limit the present application.
The information query method provided by the application can be applied to the application environment shown in fig. 1. Wherein the terminal 110 communicates with the server 120 through a network. Referring to fig. 1, the terminal 110 generates a query request for querying a numerical gain ratio variation value of a target resource in response to a trigger operation of a worker, and transmits the query request to the server 120; the server 120 analyzes the query request to obtain a resource identifier of the target resource and target user information of a user to which the target resource belongs; acquiring change value configuration information corresponding to the resource identifier, and extracting change value corresponding information from the change value configuration information; the change value configuration information comprises at least two identifiers and information corresponding to each identifier of the at least two identifiers, and the change value corresponding information comprises the corresponding relation between the user information of at least two dimensions and the value gain ratio change value; screening out a target corresponding relation from the corresponding information of the change value according to the target user information; the target corresponding relation is the corresponding relation between the target user information and the numerical gain ratio change value; and according to the target corresponding relation, using the numerical gain ratio change value corresponding to the resource identifier and the user to which the target resource belongs as the inquired target information. The terminal 110 may be, but not limited to, various personal computers, notebook computers, smart phones, tablet computers, portable wearable devices, and the like, and the server 120 may be implemented by an independent server or a server cluster formed by a plurality of servers.
In one embodiment, as shown in fig. 2, an information query method is provided, which is described by taking the application of the method to the server in fig. 1 as an example, and includes the following steps:
step S201, receiving a query request; the query request is for a numerical gain ratio change value for the query target resource.
The query request refers to a request for querying a numerical gain ratio change value of the target resource, and may be generated by a touch operation or a click operation of a user.
The target resource refers to a resource which needs to be inquired currently; the resources refer to various fund management products provided by financial institutions (such as banks), such as deposit products, loan products and the like; the deposit product specifically includes: personal demand deposit products, three month periodic deposit products, six month periodic deposit products, one day notification deposit products, seven day notification deposit products, and the like; the loan product specifically comprises: personal consumption loan products, personal recycling loan products, personal one-hand home loan products, corporate commitment loan products, and the like.
Wherein, the numerical gain ratio refers to interest rates, such as deposit interest rate, loan interest; the numerical gain ratios corresponding to different resources are different, for example, the interest rate of the three-month periodic deposit products is different from the interest rate of the six-month periodic deposit products; the numerical gain ratio change value is a interest rate benefit value, such as 0.01, 0.02, 0.05, and the like.
Step S202, the resource identification of the target resource and the target user information of the user to which the target resource belongs are obtained.
The resource identifier is unique identifier information used for representing a resource, and can be a resource name, a resource code and the like; for example, in an actual scenario, the resource identifier of the product which is wholly deposited and taken by an individual is 00001410001, and the resource identifier of the product which is periodically deposited for three months is 00001710002; it should be noted that the resource identifier may be adjusted according to actual situations, and the specific application is not limited.
The user to which the target resource belongs refers to a customer who purchases the target resource, specifically refers to a user who purchases a money management product provided by a bank, for example, a user who purchases a personal current deposit product. The target user information refers to core information of a user to which the target resource belongs, such as actual purchased products, product currency, product classification, customer level, purchase channels, areas to which the customers belong, institutions to which the customers belong, whether the customers are local employees, whether the customers are overseas customers, the amount of money purchased, the number of legal people, and the like.
Specifically, the terminal responds to the query operation of a worker on a change value query interface, for example, the worker inputs the name of a customer purchasing a loan product and the product code of the loan product on a interest rate discount value query interface, clicks a query button, generates a query request for querying the numerical gain ratio change value of the target resource, and sends the query request to a corresponding server; the server analyzes the received query request to obtain a resource identifier of the target resource and a user identifier of a user to which the target resource belongs, such as a name, an identity card number and the like; and inquiring a database for storing user information according to the user identification of the user to which the target resource belongs to obtain the user information of the user to which the target resource belongs, and taking the user information as the target user information.
For example, when a customer purchases a deposit product, a worker needs to query the interest rate discount value of the deposit product to determine the actual interest rate of the deposit product, and at this time, the worker can log in the interest rate discount value query system, input the name of the customer and the product code of the deposit product on the interest rate discount value query interface, click a query button, trigger the terminal to generate a query request, send the query request to the server through the terminal, and trigger the server to return the interest rate discount value of the deposit product.
Step S203, obtaining the change value configuration information corresponding to the resource identifier, and extracting the change value corresponding information from the change value configuration information.
The change value configuration information is interest rate discount value configuration information, and the change value configuration information corresponding to different resource identifiers is different; the change value configuration information includes at least two identifiers and information corresponding to each of the at least two identifiers, where the identifiers specifically refer to a product classification identifier, a product code identifier, a currency identifier, a start date identifier, an end date identifier, a preferential dimension relation identifier, a preferential value-taking mode identifier, a preferential period identifier, a preferential term identifier, a term type identifier, an interest rate floating mode identifier, an information identifier corresponding to a change value, and the like, and each identifier has corresponding information.
The change value corresponding information includes a corresponding relationship between user information of at least two dimensions and a numerical gain ratio change value, for example, the interest rate preferential value of the preferential channel for the mobile banking is 0.01, the interest rate preferential value of the customer level 1 is 0.02, the interest rate preferential value of the purchase amount 50 ten thousand is 0.03, and the like.
Specifically, the server queries the corresponding relationship between the resource identifier and the change value configuration information according to the resource identifier of the target resource to obtain change value configuration information corresponding to the resource identifier; and acquiring an extraction instruction for extracting information corresponding to the change value, and extracting the information corresponding to the change value from the change value configuration information according to the extraction instruction.
Step S204, according to the target user information, screening out a target corresponding relation from the corresponding information of the change value; the target corresponding relation is the corresponding relation between the target user information and the numerical gain ratio change value.
The target corresponding relationship refers to a corresponding relationship to which user information matched with the target user information belongs, which is screened from the corresponding information of the change value, and specifically refers to a corresponding relationship between the target user information and the change value of the numerical gain ratio.
Specifically, the server queries information corresponding to the change value according to the target user information, determines user information matched with the target user information from the information corresponding to the change value, and extracts a corresponding relationship between the user information and the numerical gain ratio change value from the information corresponding to the change value as a target corresponding relationship.
Step S205, according to the target corresponding relation, the numerical gain ratio variation value corresponding to the resource identification and the user to which the target resource belongs is used as the inquired target information.
It should be noted that, for the same resource identifier, the numerical gain ratio variation values corresponding to users belonging to different target resources are different.
Specifically, the server extracts the numerical gain ratio variation values in the target correspondence, and performs statistics, such as summation, averaging, and the like, on the numerical gain ratio variation values to obtain the numerical gain ratio variation values corresponding to the resource identifier and the user to which the target resource belongs, as the queried target information.
In the information query method, based on a received query request for querying a numerical gain ratio change value of a target resource, a resource identifier of the target resource and target user information of a user to which the target resource belongs are obtained; acquiring change value configuration information corresponding to the resource identifier, and extracting change value corresponding information from the change value configuration information; the change value configuration information comprises at least two identifiers and information corresponding to each identifier of the at least two identifiers, and the change value corresponding information comprises the corresponding relation between the user information of at least two dimensions and the value gain ratio change value; screening a target corresponding relation from the corresponding information of the change value according to the target user information, wherein the target corresponding relation is the corresponding relation between the target user information and the change value of the numerical gain ratio; according to the target corresponding relation, the numerical gain ratio change value corresponding to the resource identifier and the user to which the target resource belongs is used as the inquired target information; the method and the device achieve the purpose of acquiring the numerical gain ratio change value corresponding to the resource identifier and the user to which the target resource belongs according to the query request, and the whole process does not need to search data manually and calculate manually, so that the query process of the numerical gain ratio change value is simplified, and the query efficiency of the numerical gain ratio change value is further improved.
In an embodiment, a preset database stores a corresponding relationship between a resource identifier and change value configuration information, and the step S202 of obtaining the change value configuration information corresponding to the resource identifier includes: and obtaining the change value configuration information corresponding to the resource identifier based on the corresponding relation between the resource identifier and the change value configuration information.
The corresponding relationship between the resource identifier and the change value configuration information refers to a one-to-one correspondence relationship between the resource identifier and the change value configuration information.
Specifically, the server queries a preset database storing a corresponding relationship between the resource identifier and the change value configuration information according to the resource identifier of the target resource, confirms the change value configuration information corresponding to the resource identifier of the target resource in the database, and acquires the change value configuration information corresponding to the resource identifier of the target resource from the database.
According to the technical scheme provided by the embodiment, the preset database storing the corresponding relation between the resource identifier and the change value configuration information is queried through the resource identifier, the change value configuration information corresponding to the resource identifier is obtained, and a worker does not need to manually obtain the relevant information of the resource from mass data, so that the query process of the change value configuration information is simplified, the query efficiency of the change value configuration information is improved, and the query efficiency of the numerical gain ratio change value is further improved.
In one embodiment, as shown in fig. 3, the database storing the corresponding relationship between the resource identifier and the change value configuration information is constructed by the following steps:
step S301, collecting resource information corresponding to at least two resource identifications.
The resource information comprises product classification, product codes, currency, starting date, ending date, description, preferential dimension relation, preferential value mode, preferential time period, preferential period, period type, interest rate floating mode and the like.
In the product classification, DP represents deposit, LN represents loan, and is used to distinguish the category to which the currently configured financial product belongs.
The product code specifies the financial products which need to be configured currently, namely the current configuration is preferential configuration for which financial product; for example, the deposit products include: a demand deposit product, a one-day notice deposit product, a seven-day notice deposit product, a three-month regular deposit product, a six-month regular deposit product, etc.; the loan products include mortgage loan products, banking loan products, personal entrustment loan products, and the like.
The currency type refers to the currency type corresponding to the financial product, such as RMB, USD, Euro, etc.; the starting date refers to that the financial product has corresponding preference after meeting the condition from the starting date; the expiration date means that the financial product has no corresponding preference from the expiration date; the description refers to the text description of the interest rate discount value configured for the financial product.
In the preferential dimension relationship, 0 represents a parallel relationship, 1 represents a serial relationship, and represents parallel calculation or serial calculation when the interest rate preferential values aiming at a plurality of dimensions are obtained; if the relation is parallel, the parallel calculation can be carried out when a plurality of dimensional conditions meet a plurality of dimensional conditions, if the relation is serial, the serial calculation can be carried out only when all the dimensional conditions are met, otherwise, no preference is given.
In the preference value mode, 0 represents the maximum value, 1 represents the minimum value, 2 represents the average value, 3 represents the total value, and the preference dimension relation is used in combination with the maximum value, the minimum value, the average value and the total value of each dimension in the dimensions meeting the condition are selected according to the configuration.
In the preferential period, 0 represents a designated period, and 1 represents a full life cycle; it should be noted that, the preferential setting of the time interval is performed through the preferential period in the starting time and the ending time, or multiple different interval preferential settings may be set for the same product without the field.
In the interest rate floating mode, 02 represents point floating, and 03 represents proportion floating; the calculation mode of the final preferential value is expressed under the condition of meeting the dimension condition; if the point number is "floating", the execution interest rate is: the benchmark interest rate + the final preferential value; if the ratio is 'proportional float', the execution interest rate is as follows: benchmark interest rate x (1+ preferential value); the executed interest rate is the interest rate of the final calculated interest of the product, the reference interest rate is the interest rate base line issued in a row or a person, and the final executed interest rate floats up or floats down on the basis.
Step S302, for each resource identifier of at least two resource identifiers, configuring change value configuration information corresponding to the resource identifier and including information corresponding to the change value, respectively based on the resource information corresponding to the resource identifier, to obtain a database.
The information corresponding to the variation value specifically refers to configuration information of interest rate discount dimensionality, and specifically includes discount dimensionality, discount conditions, floating values, discount duration marks and descriptions.
In the preferential dimension, 0 represents a corporate line number, 1 represents an area, 2 represents an organization, 3 represents a channel, 4 represents a client inside and outside a country, 5 represents a client level, 6 represents a staff of a local line, 7 represents a marketing list, and 8 represents a money hierarchy.
When the preferential dimension is '0-legal line number', the preferential condition is an option, and the option value is all legal lines in the line; when the preferential dimension is '1-area', the preferential condition is an input box used for inputting a designated area code; when the preferential dimension is '2-mechanism', the preferential condition is an input box, and the mechanism number in the row is input; when the preferential dimension is '3-channel', the preferential condition is an option, the option value is a transaction channel supported in row, and the current support is as follows: 004-counter, 008-POS, 009-multimedia self-service terminal, 021-intermediate business platform, 022-super Internet bank, 025-credit management, 033-WeChat bank, 034-telephone bank, 036-Internet bank, 037-apple mobile phone bank, 038-agricultural-letter bank, 051-android mobile phone bank, 100-Internet core; when the preferential dimension is '4-overseas and overseas customers', the preferential condition is an option, and the option value is as follows: 1-inside, 2-outside; when the preferential dimension is '5-customer level', the preferential condition is an option, and the option value is as follows: 01-first level client, 02-second level client, 03-third level client, 04-fourth level client, 05-fifth level client; when the preferential dimension is 6-the employee of the current bank, the preferential condition is an option, and the option value is as follows: 0-non-own employee, 1-own employee; when the preferential dimension is '7-marketing list', the preferential condition is an option, and the option value is an inline marketing list; and when the preferential dimension is '8-sum layering', the preferential condition is an input box and is used for inputting sum values.
The floating value is a benefit value meeting a benefit condition, and is specifically an input numerical value.
In the discount continuation mark, 0 represents that the discount period is valid, and 1 represents that the account period is valid.
For example, referring to fig. 4, the staff configures the interest rate offer value of a certain financial product on the interest rate configuration page, and the specific configured values include: the method comprises the following steps of product classification, product codes, currency, starting date, ending date, description, preferential dimension relation, preferential value mode, preferential time period, preferential period, time limit type and interest rate floating mode, and interest rate and preferential value configuration information of products can be obtained through the mode; then, the staff configures interest rate offer dimensions under the above mentioned interest rate offer value configuration information, the dimensions may be multiple records, each record is a dimension, and the value to be configured for each dimension specifically includes: the method comprises the following steps of (1) discount dimensionality, discount conditions, floating values, discount duration marks and descriptions; in this way, the interest rate discount dimension under the interest rate discount value configuration information can be obtained, for example, referring to fig. 5, in the interest rate discount dimension, the discount dimension is 3-channel, the discount condition is 033-wechat bank, the floating value is 0.5, the discount duration flag is valid within 0-discount period, and the interest rate discount value indicating that the channel is the wechat bank is 0.5.
It should be noted that each configuration is configured for a specific financial product.
For example, after obtaining the change value configuration information including the change value corresponding information corresponding to at least two resource identifiers, the server may construct a corresponding relationship between the resource identifiers and the change value configuration information according to the change value configuration information corresponding to each resource identifier, and store the corresponding relationship between the resource identifiers and the change value configuration information in a preset database.
According to the technical scheme provided by the embodiment, the corresponding relationship between the resource identifier and the change value configuration information is configured, so that the corresponding relationship between the resource identifier and the change value configuration information is inquired according to the resource identifier in the following process, and the change value configuration information corresponding to the resource identifier is obtained; meanwhile, interest rate preferential configuration of different financial product types is realized by a parameterized and multidimensional flexible configuration mode, and preferential rules of different time periods, multiple value modes and multiple dimensions are supported.
In one embodiment, in step S203, extracting variation value corresponding information from the variation value configuration information includes: acquiring an information identifier corresponding to the change value; the information identifier corresponding to the change value is used for uniquely identifying the information corresponding to the change value; and extracting information corresponding to the information identifier corresponding to the change value from the change value configuration information as the change value corresponding information.
Further, the server can also obtain a position identifier of the information corresponding to the change value, wherein the position identifier is used for uniquely identifying the position of the information corresponding to the change value in the change value configuration information; determining the position of the information corresponding to the change value in the configuration information of the change value according to the position identifier of the information corresponding to the change value; and extracting corresponding information from the position of the information corresponding to the change value in the information configuration of the change value, wherein the corresponding information is used as the information corresponding to the change value.
According to the technical scheme provided by the embodiment, the information corresponding to the information identifier corresponding to the change value is extracted from the change value configuration information and is used as the change value corresponding information, so that the target corresponding relation can be screened from the change value corresponding information according to the target user information.
In one embodiment, in step S204, the step of screening out the target corresponding relationship from the information corresponding to the variation value according to the target user information includes: respectively matching the target user information with the user information of at least two dimensions in the information corresponding to the change values one by one to obtain user information successfully matched with the target user information; and determining the corresponding relation of the user information successfully matched with the target user information as the target corresponding relation.
Specifically, the server respectively matches the target user information with the user information of at least two dimensions in the corresponding information of the change value one by one, and if the matching is successful, the corresponding relation between the user information and the change value of the numerical gain ratio is used as the target corresponding relation; by the method, the target corresponding relation which accords with the target user information can be screened out from the corresponding information of the change value.
For example, if the preferential channel is a mobile banking interest rate preferential value of 0.01, the customer level is level 1 interest rate preferential value of 0.02, the purchase amount is 50 ten thousand, the interest rate preferential value is 0.03, the customer level of customer a is level 2, and 60 ten thousand are purchased through the mobile banking in 10/2020, the matched target corresponding relationship is: the preferential channel is that the interest rate preferential value of the mobile banking is 0.01, and the interest rate preferential value of the purchase amount of 50 ten thousand is 0.03.
According to the technical scheme provided by the embodiment, the target corresponding relation is screened from the corresponding information of the change value according to the target user information, the subsequent determination of the numerical gain ratio change value corresponding to the resource identifier and the user to which the target resource belongs is facilitated according to the target corresponding relation, and manual calculation is not needed in the whole process, so that a large amount of labor cost is saved, and the query efficiency of the numerical gain ratio change value is further improved.
In one embodiment, in step S205, according to the target correspondence, taking the value of the gain ratio change corresponding to the resource identifier and the user to which the target resource belongs as the queried target information, including: extracting a statistical identifier of the numerical gain ratio variation value in the variation value configuration information; the statistical identifier is used for representing a statistical mode of the numerical gain ratio change value; acquiring a statistical instruction corresponding to the statistical identifier; the statistic instruction is used for counting the value gain ratio change value; and counting the numerical gain ratio change values in the target corresponding relation through a counting instruction to obtain the numerical gain ratio change values corresponding to the resource identifier and the user to which the target resource belongs, and taking the numerical gain ratio change values as the inquired target information.
The statistical identifier is used for representing a statistical mode of the numerical gain ratio change value in the change value configuration information, such as summation, maximum value taking, minimum value taking, average value taking and the like; different statistical identifiers correspond to different statistical instructions.
For example, referring to table 1, a bank issues a renminbi deposit product PD0001 with a sale date of 2020, 11 months and 1 day, and a first-phase preferential dimension period of 1 year; referring to table 2, the interest rate preferential value of the preferential channel for the mobile banking is 0.01, the interest rate preferential value of the customer level 1 is 0.02, and the interest rate preferential value of the purchase amount 50 ten thousand is 0.03; then, assuming that the customer grade of the customer A is 2 grade, 60 thousands of customers are purchased through a mobile phone bank in 10 months and 10 days in 2020, and the matched dimension is channel and amount layering; the resulting benefit rate offer value is 0.04 calculated as the total offer.
Figure BDA0002858645870000141
TABLE 1
Dimension (d) of Dimensional condition Floating value
Channel for irrigation Mobile phone bank 0.01
Customer rating Level 1 client 0.02
Layering amounts 500000 0.03
TABLE 2
According to the technical scheme provided by the embodiment, the numerical gain ratio change value corresponding to the resource identifier and the user to which the target resource belongs is determined according to the target corresponding relation, and the whole process does not need manual calculation, so that the query process of the numerical gain ratio change value is simplified, and the query efficiency of the numerical gain ratio change value is further improved.
In one embodiment, in step S205, after taking the value of the gain ratio variation corresponding to the resource identifier and the user to which the target resource belongs as the queried target information according to the target correspondence, the method further includes: acquiring a numerical gain ratio reference value corresponding to the resource identifier; the numerical gain ratio reference value is an initial value of a numerical gain ratio corresponding to the resource identifier; determining a value gain ratio target value according to the value gain ratio reference value and the value gain ratio change value; the target value of the numerical gain ratio is the target value of the numerical gain ratio corresponding to the resource identifier; and sending the numerical gain ratio change value and the numerical gain ratio target value to the corresponding terminal for a user corresponding to the terminal to check.
Wherein, the reference value of the numerical gain ratio refers to the reference interest rate, and the target value of the numerical gain ratio refers to the final execution interest rate; the terminal can be a terminal corresponding to a worker or a terminal corresponding to a customer who purchases the target resource; the user corresponding to the terminal can be a worker or a customer for purchasing the target resource.
For example, for a deposited product, the benchmark interest rate is 0.0165, the interest rate offer is 0.04, and then the final execution interest rate is 0.0565; and then, the server sends the interest rate preferential value and the final execution interest rate to the corresponding terminal, and the interest rate preferential value and the final execution interest rate are displayed through a terminal interface, so that a worker or a client can know the interest rate preferential value and the final execution interest rate of the deposit product in time.
In one embodiment, the transmitting the numerical gain ratio change value and the numerical gain ratio target value to the corresponding terminal includes: importing the numerical gain ratio change value and the numerical gain ratio target value into a preset push information template to generate corresponding push information; the push information is used for representing a numerical gain ratio change value and a numerical gain ratio target value; and determining a terminal corresponding to the user to which the target resource belongs, and sending the push information to the terminal for the user to which the target resource belongs to check.
Specifically, the server respectively obtains position tags of the numerical gain ratio change value and the numerical gain ratio target value in a preset push information template, and determines the leading-in positions of the numerical gain ratio change value and the numerical gain ratio target value in the preset push information template according to the position tags of the numerical gain ratio change value and the numerical gain ratio target value in the preset push information template; according to the introduction positions of the numerical gain ratio change values and the numerical gain ratio target values in a preset push information template, introducing the numerical gain ratio change values and the numerical gain ratio target values into corresponding positions in the preset push information template to generate corresponding push information; and inquiring the corresponding relation between the user information and the terminal, determining the terminal corresponding to the user to which the target resource belongs, and sending the push information to the terminal for the user to which the target resource belongs to check.
For example, the server sends the interest rate discount value and the final execution interest rate to a terminal corresponding to the client in a form of push information, and the interest rate discount value and the final execution interest rate are displayed through a terminal interface, so that the client can know the interest rate discount value and the final execution interest rate of the deposit product in time.
In order to clarify the information query method provided by the embodiment of the present application more clearly, the information query method is described below with a specific example; in one embodiment, a method for querying interest rate offer values is provided, which specifically includes the following steps:
step 1: the client purchases financial products, and transmits field values such as a corporate line number, actual products, product currency, product classification, client level, purchase channel, area to which the client belongs, organization to which the client belongs, whether the client is local staff, whether the client is oversea, amount of purchased money, transaction date and the like to the background server.
Step 2: the background server inquires the configuration data record of interest rate privilege type of privilege configuration in the database according to the product classification, the product code, the currency and the account opening date (transaction date); checking the query result, if the query result is not obtained, not enjoying the preference, and not continuing the subsequent steps; if the record is inquired, continuing the subsequent step processing; at this time, the configuration information of the interest rate preferential type is obtained, which comprises the following steps: product classification, product code, currency, starting date, ending date, description, preferential dimension relation, preferential dereferencing mode, preferential time period, preferential period, term type, interest rate floating mode and other configuration values.
And step 3: the value obtained by step 2: product classification, product code, currency, starting date, ending date and the like, and inquiring the configuration data record of the 'preferential dimension' of the 'preferential configuration' in the database; checking the query result, if the record is not queried, not enjoying the preference, and not continuing the subsequent steps; if the result is found, continuing the subsequent step; at this point, multiple dimension configuration information may be queried.
And 4, step 4: processing (possibly a plurality of) the results inquired in the step 3, wherein the processing is circular processing, and a plurality of result records are processed once per circle until all record processing is finished; the dimensions currently supported are: the system comprises 9 dimensions of legal personnel, region, organization, channel, international and international clients, client level, local staff, marketing list, amount layering and the like, and can be adjusted according to actual conditions.
Step 4.1: comparing the legal bank numbers, the areas of the clients, the organizations of the clients, the purchasing channels, whether the clients are overseas clients or not, the client levels, whether the clients are local employees or not and the purchasing amounts one by one according to the uploaded legal bank numbers in the step 1; if the condition is not met, checking the preferential dimension relationship configured by the interest rate preferential type, and if the preferential dimension relationship is the serial relationship, stopping the calculation and not enjoying the preferential; if the record is in the parallel relation, continuing to return to the step 4.1 for repeated operation, and processing the next record obtained in the step 4; finally, dimension results (possibly a plurality of dimension results) matched one by one through comparison are obtained; each dimension result record obtained at this time includes a "floating value" corresponding to the dimension.
And 5: checking the dimension result of the step 4.1, and if the result is 0, not enjoying the preference; if the result record is greater than 0, the subsequent processing is continued.
Step 6: calculating according to a preferential value mode in the configuration of the interest rate preferential type; the preferential value taking mode is as follows: maximum, minimum, average, total; if the maximum value is obtained, the value with the maximum floating value in the dimension result is taken as the interest rate preferential value; if the minimum value is found, the value with the minimum floating value in the dimension result is taken as the interest rate preferential value; if the sum is the average value, the sum of the floating values in the dimension result is divided by the record number of the dimension result to obtain a final result which is used as the interest rate preferential value; if the sum is the sum value, the sum of the floating values in the dimension result is used as the interest rate benefit value.
And 7: calculating the execution interest rate of the product according to an interest rate floating mode and a product classification in the interest rate privilege type configuration, wherein the value of the interest rate floating mode is as follows: the proportion floats, and the number of points floats; if the product is classified as "deposit", if the proportion is floating, the execution interest rate is the reference interest rate x (1+ floating value); if the point number floats, the executed interest rate is equal to the reference interest rate plus the floating value; if the product is classified as "loan", if the proportion is floating, then the executed interest rate is the benchmark interest rate x (1-floating value); if the point number is floated, the executed interest rate is equal to the benchmark interest rate-floating value.
And 8: finishing the calculation; and returning the interest rate preference value and the final execution interest rate.
According to the technical scheme provided by the embodiment, manual calculation is not needed in the whole process, so that the query process of the numerical gain ratio change value is simplified, and the query efficiency of the numerical gain ratio change value is further improved.
It should be understood that although the various steps in the flow charts of fig. 2-3 are shown in order as indicated by the arrows, the steps are not necessarily performed in order as indicated by the arrows. The steps are not performed in the exact order shown and described, and may be performed in other orders, unless explicitly stated otherwise. Moreover, at least some of the steps in fig. 2-3 may include multiple steps or multiple stages, which are not necessarily performed at the same time, but may be performed at different times, which are not necessarily performed in sequence, but may be performed in turn or alternately with other steps or at least some of the other steps.
In one embodiment, as shown in fig. 6, there is provided an information inquiry apparatus including: a receiving module 610, an obtaining module 620, an extracting module 630, a screening module 640, and a determining module 650, wherein:
a receiving module 610, configured to receive a query request; the query request is for a numerical gain ratio change value for the query target resource.
The obtaining module 620 uses the resource identifier of the obtained target resource and the target user information of the user to which the target resource belongs.
An extracting module 630, configured to obtain change value configuration information corresponding to the resource identifier, and extract change value corresponding information from the change value configuration information; the change value configuration information includes at least two identifiers and information corresponding to each identifier of the at least two identifiers, and the change value corresponding information includes a corresponding relationship between user information of at least two dimensions and a value gain ratio change value.
The screening module 640 is configured to screen a target corresponding relationship from the information corresponding to the change value according to the target user information; the target corresponding relation is the corresponding relation between the target user information and the numerical gain ratio change value.
The determining module 650 is configured to use the numerical gain ratio variation value corresponding to the resource identifier and the user to which the target resource belongs as the queried target information according to the target correspondence.
In one embodiment, a preset database stores a corresponding relationship between a resource identifier and change value configuration information; the extracting module 630 is further configured to obtain change value configuration information corresponding to the resource identifier based on the corresponding relationship between the resource identifier and the change value configuration information.
In an embodiment, the information query apparatus provided in the present application further includes a construction module 660, configured to collect resource information corresponding to at least two resource identifiers; and for each resource identifier of the at least two resource identifiers, configuring change value configuration information corresponding to the resource identifier and including information corresponding to the change value respectively based on the resource information corresponding to the resource identifier to obtain a database.
In one embodiment, the extracting module 630 is further configured to obtain an information identifier corresponding to the variation value; the information identifier corresponding to the change value is used for uniquely identifying the information corresponding to the change value; and extracting information corresponding to the information identifier corresponding to the change value from the change value configuration information as the change value corresponding information.
In an embodiment, the screening module 640 is further configured to match the target user information with the user information of at least two dimensions in the information corresponding to the change value one by one, so as to obtain user information successfully matched with the target user information; and determining the corresponding relation of the user information successfully matched with the target user information as the target corresponding relation.
In one embodiment, the determining module 650 is further configured to extract a statistical identifier of the numerical gain ratio variation value in the variation value configuration information; the statistical identifier is used for representing a statistical mode of the numerical gain ratio change value; acquiring a statistical instruction corresponding to the statistical identifier; the statistic instruction is used for counting the value gain ratio change value; and counting the numerical gain ratio change values in the target corresponding relation through a counting instruction to obtain the numerical gain ratio change values corresponding to the resource identifier and the user to which the target resource belongs, and taking the numerical gain ratio change values as the inquired target information.
In an embodiment, the information query apparatus provided in the present application further includes a sending module 670, configured to obtain a numerical gain ratio reference value corresponding to the resource identifier; the numerical gain ratio reference value is an initial value of a numerical gain ratio corresponding to the resource identifier; determining a value gain ratio target value according to the value gain ratio reference value and the value gain ratio change value; the target value of the numerical gain ratio is the target value of the numerical gain ratio corresponding to the resource identifier; and sending the numerical gain ratio change value and the numerical gain ratio target value to the corresponding terminal for a user corresponding to the terminal to check.
In an embodiment, the sending module 670 is further configured to import the numerical gain ratio variation value and the numerical gain ratio target value into a preset push information template, and generate corresponding push information; the push information is used for representing a numerical gain ratio change value and a numerical gain ratio target value; and determining a terminal corresponding to the user to which the target resource belongs, and sending the push information to the terminal for the user to which the target resource belongs to check.
For specific limitations of the information query device, reference may be made to the above limitations of the information query method, which is not described herein again. The modules in the information inquiry device can be wholly or partially realized by software, hardware and a combination thereof. The modules can be embedded in a hardware form or independent from a processor in the computer device, and can also be stored in a memory in the computer device in a software form, so that the processor can call and execute operations corresponding to the modules.
In one embodiment, a computer device is provided, which may be a server, the internal structure of which may be as shown in fig. 7. The computer device includes a processor, a memory, and a network interface connected by a system bus. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device comprises a nonvolatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, a computer program, and a database. The internal memory provides an environment for the operation of an operating system and computer programs in the non-volatile storage medium. The database of the computer device is used for storing data such as resource identification, target user information, change value configuration information, target corresponding relation, numerical gain ratio change value and the like. The network interface of the computer device is used for communicating with an external terminal through a network connection. The computer program is executed by a processor to implement an information query method.
Those skilled in the art will appreciate that the architecture shown in fig. 7 is merely a block diagram of some of the structures associated with the disclosed aspects and is not intended to limit the computing devices to which the disclosed aspects apply, as particular computing devices may include more or less components than those shown, or may combine certain components, or have a different arrangement of components.
In one embodiment, a computer device is further provided, which includes a memory and a processor, the memory stores a computer program, and the processor implements the steps of the above method embodiments when executing the computer program.
In an embodiment, a computer-readable storage medium is provided, in which a computer program is stored which, when being executed by a processor, carries out the steps of the above-mentioned method embodiments.
It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by hardware instructions of a computer program, which can be stored in a non-volatile computer-readable storage medium, and when executed, can include the processes of the embodiments of the methods described above. Any reference to memory, storage, database or other medium used in the embodiments provided herein can include at least one of non-volatile and volatile memory. Non-volatile Memory may include Read-Only Memory (ROM), magnetic tape, floppy disk, flash Memory, optical storage, or the like. Volatile Memory can include Random Access Memory (RAM) or external cache Memory. By way of illustration and not limitation, RAM can take many forms, such as Static Random Access Memory (SRAM) or Dynamic Random Access Memory (DRAM), among others.
The technical features of the above embodiments can be arbitrarily combined, and for the sake of brevity, all possible combinations of the technical features in the above embodiments are not described, but should be considered as the scope of the present specification as long as there is no contradiction between the combinations of the technical features.
The above-mentioned embodiments only express several embodiments of the present application, and the description thereof is more specific and detailed, but not construed as limiting the scope of the invention. It should be noted that, for a person skilled in the art, several variations and modifications can be made without departing from the concept of the present application, which falls within the scope of protection of the present application. Therefore, the protection scope of the present patent shall be subject to the appended claims.

Claims (11)

1. An information query method, the method comprising:
receiving a query request; the query request is used for querying a numerical gain ratio change value of a target resource;
acquiring a resource identifier of the target resource and target user information of a user to which the target resource belongs; the target user information refers to user information of a user who purchases the target resource;
acquiring change value configuration information corresponding to the resource identifier, and extracting change value corresponding information from the change value configuration information; the change value configuration information comprises at least two identifiers and information corresponding to each identifier of the at least two identifiers, and the change value corresponding information comprises the corresponding relation between the user information of at least two dimensions and the value gain ratio change value, is used for representing the user information of different dimensions and corresponds to different interest rate offer values; the change value configuration information is interest rate discount value configuration information;
screening out a target corresponding relation from the corresponding information of the change value according to the target user information; the target corresponding relation is the corresponding relation between the target user information and a numerical gain ratio change value;
according to the target corresponding relation, using the numerical gain ratio change value corresponding to the resource identification and the user to which the target resource belongs as the inquired target information; and the numerical gain ratio change value corresponding to the resource identifier and the user to which the target resource belongs is obtained by counting the numerical gain ratio change values in the target corresponding relation.
2. The information query method according to claim 1, wherein a preset database stores a corresponding relationship between the resource identifier and the change value configuration information; the obtaining of the change value configuration information corresponding to the resource identifier includes:
and obtaining the change value configuration information corresponding to the resource identifier based on the corresponding relation between the resource identifier and the change value configuration information.
3. The information query method of claim 2, further comprising:
collecting resource information corresponding to at least two resource identifications;
and configuring change value configuration information corresponding to the resource identifier and including information corresponding to the change value respectively based on the resource information corresponding to the resource identifier for each of the at least two resource identifiers to obtain the database.
4. The information query method according to claim 1, wherein the extracting of the information corresponding to the change value from the change value configuration information includes:
acquiring an information identifier corresponding to the change value; the information identifier corresponding to the change value is used for uniquely identifying the information corresponding to the change value;
and extracting information corresponding to the information identifier corresponding to the change value from the change value configuration information as the change value corresponding information.
5. The information query method according to claim 1, wherein the screening of the target correspondence from the change value correspondence information according to the target user information includes:
respectively matching the target user information with the user information of at least two dimensions in the information corresponding to the change values one by one to obtain user information successfully matched with the target user information;
and determining the corresponding relation of the user information successfully matched with the target user information as the target corresponding relation.
6. The information query method according to claim 1, wherein the using, as the queried target information, the numerical gain ratio variation value corresponding to both the resource identifier and the user to which the target resource belongs according to the target correspondence relationship comprises:
extracting a statistical identifier of a numerical gain ratio variation value in the variation value configuration information; the statistical identifier is used for representing a statistical mode of the numerical gain ratio change value;
acquiring a statistical instruction corresponding to the statistical identifier; the statistical instruction is used for counting the numerical gain ratio change value;
and counting the numerical gain ratio change value in the target corresponding relation through the counting instruction to obtain the numerical gain ratio change value corresponding to the resource identifier and the user to which the target resource belongs, and taking the numerical gain ratio change value as the inquired target information.
7. The information query method according to any one of claims 1 to 6, wherein after the step of using the numerical gain ratio variation value corresponding to both the resource identifier and the user to which the target resource belongs as the queried target information according to the target correspondence relationship, the method further comprises:
acquiring a numerical gain ratio reference value corresponding to the resource identifier; the numerical gain ratio reference value is an initial value of a numerical gain ratio corresponding to the resource identifier;
determining a numerical gain ratio target value according to the numerical gain ratio reference value and the numerical gain ratio change value; the numerical gain ratio target value is a target value of a numerical gain ratio corresponding to the resource identifier;
and sending the numerical gain ratio change value and the numerical gain ratio target value to a corresponding terminal for a user corresponding to the terminal to check.
8. The information query method according to claim 7, wherein the sending the numerical gain ratio variation value and the numerical gain ratio target value to the corresponding terminal includes:
importing the numerical gain ratio change value and the numerical gain ratio target value into a preset push information template to generate corresponding push information; the push information is used for representing the numerical gain ratio change value and the numerical gain ratio target value;
and determining a terminal corresponding to the user to which the target resource belongs, and sending the push information to the terminal for the user to which the target resource belongs to check.
9. An information query apparatus, comprising:
the receiving module is used for receiving the query request; the query request is used for querying a numerical gain ratio change value of a target resource; the target user information refers to user information of a user who purchases the target resource;
the acquisition module is used for acquiring the resource identifier of the target resource and the target user information of the user to which the target resource belongs;
the extraction module is used for acquiring the change value configuration information corresponding to the resource identifier and extracting the change value corresponding information from the change value configuration information; the change value configuration information comprises at least two identifiers and information corresponding to each identifier of the at least two identifiers, and the change value corresponding information comprises the corresponding relation between the user information of at least two dimensions and the value gain ratio change value, is used for representing the user information of different dimensions and corresponds to different interest rate offer values; the change value configuration information is interest rate discount value configuration information;
the screening module is used for screening out a target corresponding relation from the information corresponding to the change value according to the target user information; the target corresponding relation is the corresponding relation between the target user information and a numerical gain ratio change value;
a determining module, configured to use, according to the target correspondence, a numerical gain ratio change value corresponding to both the resource identifier and a user to which the target resource belongs as the queried target information; and the numerical gain ratio change value corresponding to the resource identifier and the user to which the target resource belongs is obtained by counting the numerical gain ratio change values in the target corresponding relation.
10. A computer device comprising a memory and a processor, the memory storing a computer program, characterized in that the processor, when executing the computer program, implements the steps of the method of any of claims 1 to 8.
11. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the method of any one of claims 1 to 8.
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