CN112561683A - Novel supervisory systems based on credit is jointly awarded and punishment service - Google Patents

Novel supervisory systems based on credit is jointly awarded and punishment service Download PDF

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CN112561683A
CN112561683A CN202011474245.XA CN202011474245A CN112561683A CN 112561683 A CN112561683 A CN 112561683A CN 202011474245 A CN202011474245 A CN 202011474245A CN 112561683 A CN112561683 A CN 112561683A
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punishment
reward
credit
data
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张子方
程亮
钱凌浩
郭彦涛
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Jiangsu Weizhi Technology Co ltd
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    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
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Abstract

The invention discloses a novel monitoring system based on credit union reward and punishment service, which comprises a display layer, an application layer, a support layer and a data layer, wherein the display layer is used for displaying credit union reward and punishment service; the display layer is used for providing services of different forms of access modes for specific requirements of different users, and the application layer comprises a reward and punishment special topic management module, a reward and punishment object management module, a verification feedback management module, a comprehensive effect display module, an interface management module and an auxiliary service module; the supporting layer is used for realizing the supporting functions of multi-aspect management, timing tasks and message notification; and the data layer performs unified standard storage, cleaning and integration on the collected combined reward and punishment credit data. By the system, the reward and punishment objects are monitored in a whole flow on the basis of a local credit main body basic database from the aspects of name list identification, name list reporting, name list pushing, execution feedback, case reporting, credit restoration and the like, and a cross-department combined reward and punishment solution in the credit field is provided for governments and industries.

Description

Novel supervisory systems based on credit is jointly awarded and punishment service
Technical Field
The invention relates to a credit service system, in particular to a novel supervision system based on credit combined reward and punishment service, and belongs to the technical field of credit service.
Background
Because a credit investigation system covering the whole society in China is not formed at present, and the problems that credit records of social members are seriously lost, a credit-keeping incentive and credit loss punishment mechanism is not perfect, the credit-keeping incentive is insufficient, the credit loss cost is low and the like are faced, in order to further strengthen the post-affair supervision in affairs and promote the healthy development of a credit market, a combined punishment system needs to be established, the credit-keeping combined incentive and credit loss punishment mechanism across regions, departments and fields is realized, the information island breaking is facilitated, the information barrier is eliminated, and the information sharing and the linkage processing of each department are promoted.
Data of the existing regions, departments and fields are not circulated, and punishment objects cannot be reflected when business is transacted by other departments after an executive worker performs measures in an internal system of a certain department, so that the executive worker is unfriendly to a creditor and has low credit cost for a deceased person.
At present, with the advance of the construction of the public credit social system, the change of the external environment is continuously developed and adjusted, and more demands are put on the credit platform system during the design of the service function. The existing credit platform system also has the problems of low expansibility, low processing capability, non-uniform interface standard and the like, cannot support structures such as multiple protocols, multiple interfaces and the like, and is not easy to be externally interconnected.
Disclosure of Invention
The invention aims to provide a novel supervision system based on credit union reward and punishment service, so as to solve the problems in the background technology.
In order to achieve the above object, the present invention provides a novel supervision system based on credit union reward and punishment service, the system: the device comprises a display layer, an application layer, a support layer and a data layer;
wherein the content of the first and second substances,
the display layer is used for providing services with different forms of access modes for the requirements of different users, and comprises a web application system, an embedded application interface, a browser plug-in and a C/S architecture client;
the application layer comprises a reward and punishment special topic management module, a reward and punishment object management module, a checking feedback management module, an integrated effect display module, an interface management module and an auxiliary service module;
the supporting layer is used for realizing the supporting functions of menu management, authority management, user management, department management, role management, log management, timing tasks and message notification;
the data layer carries out unified standard storage and cleaning integration on the collected combined reward and punishment credit data, and the credit data layer comprises a data source module, a data acquisition module, a credit data base and a reward and punishment main body base.
The reward and punishment special topic management module of the application layer comprises a reward and punishment special topic management module, a memorandum management module, a reward and punishment measure management module, a political power clearing module, a policy and regulation management module and a reward and punishment object identification method module;
the reward and punishment object management module of the application layer comprises a blacklist management module, a red list management module, a key concern list management module, a big data warning list module, a reward and punishment object rule configuration module and a red and blacklist cross comparison module.
As an optimal technical scheme of the present invention, the reward and punishment topic management module performs rule disassembly according to a preset combined punishment memorandum, and constructs a combined punishment database by using unlimited flexible storage capability of big data under a unified data standard, so as to realize standardized storage and rule configuration management of structured and unstructured credit information.
As a preferred technical solution of the present invention, the topic management process includes the following steps:
the method comprises the following steps: the department user associates and corresponds the combined reward and punishment memorandum, reward and punishment measures, laws and regulations and administrative powers through newly-built management of reward and punishment special topics;
step two: the system automatically matches and generates a red and black list according to a configuration rule established by a department, and pushes red and black list data to accord with reward and punishment special topics;
step three: and the business personnel carries out the execution feedback operation corresponding to the reward and punishment measures according to the reward and punishment objects matched in the reward and punishment special questions.
As an optimal technical scheme of the present invention, the reward punishment object management module dynamically manages information of the blacklist management module, the red list management module, the focus attention list management module, the big data warning list module, the reward punishment object rule configuration module, and the red-blacklist cross comparison module, and a department user reports the information of the reward and loss of the red-blacklist to the combined reward punishment platform through a data reporting process, and transfers the information to a service library through a cleaning flow.
As a preferred technical solution of the present invention, the automatic adding process of the red blacklist in the reward punishment object management module includes the following steps:
the method comprises the following steps: the department users report the information of credit/loss of credit of the red blacklist to the joint reward and punishment platform through a data reporting process, and the information is transferred to a service library through a cleaning flow;
step two: extracting information according to a set cycle according to a determination rule in reward and punishment object rule configuration, extracting main body information of credit/loss information, and flowing to different main body information tables according to a flow;
step three: after the rule setting is finished, information extraction is started for all data in the data table for the first time, and then the main body is extracted according to the set periodic increment.
As a preferred technical solution of the present invention, the checking feedback management module of the application layer has an execution result feedback function for reward and punishment, the statistical analysis module of the application layer has a global analysis function for the combined reward and punishment system, and the interface management module of the application layer has a real-time monitoring and scheduling function.
As a preferred technical scheme of the invention, the menu management module of the supporting layer can carry out configuration operation on the system menu name, the system menu sequence and whether the system menu is displayed or not based on the design principles of system customizability and configurability,
the authority management module of the supporting layer is combined with the user role, each function of each module is set, the access authority of certain type of data is set,
the dictionary management module of the support layer creates a corresponding dictionary based on a certain credit service, then associates the dictionary with the credit service,
and an audit log module of the supporting layer records various operations of a user for accessing the system.
As a preferred technical scheme of the invention, the initial data in the data source module of the data layer is sourced from provincial credit centers, city credit centers, district and county panels and credit investigation institutions,
the data acquisition module of the data layer extracts credit data of the data source module through directory configuration, data collection, data cleaning, data sharing, data tracing and data statistics, and forms a credit database of the system by cleaning and integrating the data, wherein the credit data comprises basic information, credit losing information and credit watching information of a reward and punishment subject,
the reward and punishment main body library module of the data layer is divided into a black name list library, a red name list library and a focus attention list library.
Compared with the prior art, the invention has the beneficial effects that:
the invention provides a novel monitoring system based on credit combined reward and punishment service, which is a basic information platform built by relying on a social credit system, forms a local enterprise credit basic database and a natural person credit basic database after collecting, processing and integrating local credit data, and provides combined incentive or combined punishment information service for business department users of cross-regional and cross-department on the basis of a public credit basic database; the system architecture and the application system are designed with the characteristics of openness, standardization and strong adaptability, the system provides a standardized unified interface, has excellent openness and upgrading expansion capability, supports multi-protocol, multi-interface and open structures, is easy to be interconnected externally, processes business processing, and enables actual business operation to be smoother by linkage supervision and execution of feedback one-button operation, the whole system can realize smooth upgrading of a hardware system and a software system, the hardware system adopts an open platform and has good expandability, the software system adopts a modularized and parameterized design method, and references the object-oriented design concept, so that the management is easy, and the functional expansion can be realized.
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FIG. 1 is a block diagram of the modules of the present invention;
FIG. 2 is a block diagram of a reward and punishment topic management module according to the present invention;
FIG. 3 is a block diagram of a red blacklist system of the present invention;
FIG. 4 is a flow chart of manual blacklist movement according to the present invention;
FIG. 5 is a graph illustrating the movement of the blacklist beyond the validity period according to the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The invention provides a technical scheme of a novel supervision system based on credit union reward and punishment service, which comprises the following steps: the device comprises a display layer, an application layer, a support layer and a data layer;
referring to fig. 1, specifically, layers are shown: services for different forms of access means provided for the specific needs of different users;
the application layer comprises a reward and punishment special topic management module, a reward and punishment object management module, a checking feedback management module, an integrated effect display module, an interface management module and an auxiliary service module;
the supporting layer is used for realizing the supporting functions of menu management, authority management, user management, department management, role management, log management, timing tasks and message notification;
the data layer carries out unified standard storage and cleaning integration on the collected combined reward and punishment credit data, and the credit data layer comprises a data source module, a data acquisition module, a credit data base and a reward and punishment main body base.
And the second presentation layer comprises a web application system, an embedded application interface, a browser plug-in and a C/S architecture client.
Specifically, the reward and punishment special topic management module is used for regularly disassembling according to a preset combined punishment memorandum, a combined punishment database is established by utilizing the unlimited elastic storage capacity of large data under the unified data standard, the standardized storage and the rule configuration management of structured and unstructured credit information are realized, the management comprises the management of punishment measures, the management of application items, the management of laws and regulations, the management of reward and punishment confirmation methods and the management of reward and punishment rule of the credit information, and meanwhile, a long-term management mechanism for the management, the maintenance, the updating and the use of the combined punishment database is established, so that the database is continuously expanded and perfected, the consistency, the timeliness and the accuracy of data are ensured, a good foundation is laid for the planning and the construction of the whole information resources, a work foundation of combined reward and punishment is formed, and the smooth progress of platform construction is ensured;
referring to fig. 2, specifically, the topic management service flow is as follows:
the method comprises the following steps: the department user associates and corresponds the combined reward and punishment memorandum, reward and punishment measures, laws and regulations and administrative powers through newly-built management of reward and punishment special topics;
step two: the system automatically matches and generates a red and black list according to a configuration rule established by a department, and pushes red and black list data to accord with reward and punishment special topics;
step three: and the business personnel carries out the execution feedback operation corresponding to the reward and punishment measures according to the reward and punishment objects matched in the reward and punishment special questions.
Specifically, the reward punishment object management module dynamically manages information such as a red blacklist, a key concern list, a big data warning list, a reward punishment object rule configuration and the like, a department user reports information of the credit blacklist and information of loss of credit to the combined reward punishment platform through a data reporting process, the information is transferred to a service library through a cleaning flow, information extraction is carried out according to a set period according to a determination rule in the reward punishment object rule configuration, main body information of the credit and the information of loss of credit is extracted, the flow is carried out to different main body information tables according to the process, after the rule setting is finished, all data in a data table are started for the first time to be extracted, then a main body is extracted according to a set period increment, object management defines screening inquiry of the blacklist, the red concern list and the key concern list, a push rule is configured, once the main body is updated, the main body information is pushed to each department in time for early, supervision departments submit supervision feedback measures in time for matters, and track change records of main body objects and the like, functions of punishment object track full life cycle tracking, red and black list cross comparison, multidimensional classification and the like are achieved, meanwhile, all departments can conduct combined supervision on a loss of credit main body and a loss of credit main body through object management, supervision feedback conditions are submitted, a system is shared in real time, service information with dynamic changes in the system and information with historical traceability requirements or circulation track traceability are achieved, and data comparison and traceability functions are achieved. And (4) tracing the circulation track and the historical information of the red and black list records.
Referring to fig. 3, specifically, the automatic adding process of the red blacklist system is as follows:
the method comprises the following steps: the department users report the information of credit/loss of credit of the red blacklist to the joint reward and punishment platform through a data reporting process, and the information is transferred to a service library through a cleaning flow;
step two: extracting information according to a set cycle according to a determination rule in reward and punishment object rule configuration, extracting main body information of credit/loss information, and flowing to different main body information tables according to a flow;
step three: after the rule setting is finished, information extraction is started for all data in the data table for the first time, and then the main body is extracted according to the set periodic increment.
Referring to fig. 4, specifically, the manual blacklist moving process includes:
the department personnel manually move the main body needing to be moved into the blacklist in the key attention list; the system automatically compares whether the main body exists in the blacklist in the field or not during the entering, if so, the system does not operate, and simultaneously compares whether the main body exists in the red list or not, if so, the main body needs to be removed from the red list
Referring to fig. 5, specifically, the flow of removing the black list out of the validity period is as follows:
for the main body in the blacklist database, the system needs to automatically detect the validity period every day according to the timing task; if the main body exceeds the validity period, the system extracts the main body information, judges whether the main body still has the blacklist record in other fields, if not, the main body is removed to the key attention list, and the blacklist list is not displayed any more.
The verification feedback management module feeds back execution result information of reward and punishment for joint reward and punishment work carried out by each user, and realizes joint reward and punishment initiating response, automatic pushing of joint reward and punishment data, automatic business comparison, automatic name list interception, automatic service punishment, result feedback and complete closed loop of automatic market supervision.
The comprehensive result display module is used for carrying out global analysis on the combined reward and punishment system, the display is carried out through a technology of combining a basic chart and visual analysis, the content displayed by the whole module is more visual and is easier to understand, the statistical analysis is divided into a special subject statistical profile, reward and punishment execution statistics, reward and punishment result statistics, reward and punishment object multi-dimensional analysis and a reward and punishment monthly report, and meanwhile, the combined reward and punishment case uploaded by a result management and case management module management department is analyzed, the combined reward and punishment result is analyzed, and through case, special subject and result association, the intelligent data analysis of the system is combined, and implementation auxiliary decision is provided for departments.
The interface management module manages the interfaces butted by the system, monitors the service condition of each interface in real time, and adjusts the interface calling.
The auxiliary service module is a quick service module for credit restoration and dissatisfaction and complaint services, and is butted with other credit service systems through the system, so that service department users can conveniently and quickly apply for other services on the combined reward and punishment system.
The supporting layer comprises basic supporting functions such as menu management, authority management, user management, department management, role management, log management, timing tasks, message notification and the like;
the menu management module: based on the design principle of system customizability and configurability, an administrator can perform configuration operation on the names, the sequences and the display of system menus, so that the problems caused by difference of administrative duties due to different actual conditions of different places are solved, and a product application module which is in accordance with the actual conditions of the area is established by setting users and authorities;
the authority management module: in the basic system setting layer, an administrator can perform basic support functions such as authority setting, menu management, authority management, user management, department management, role management, log management, timed tasks, message notification and the like according to actual conditions of departments, the authority setting is combined with user roles, each function of each specific module is set, the access authority of certain type of data is set, the safety problem is solved, meanwhile, the work cooperation is better promoted, the work efficiency is improved, and the process optimization is promoted;
a user management module: managing the information of the login user;
a department management module: performing classified management on each logged-in department;
the role management module: different authorities are set for the administrator role and the common user role;
a log management module: recording various operations of a user on system access, and providing a basis for analyzing faults caused by attack or misoperation in website platform operation for maintenance personnel;
a message notification module: and creating service information and setting time to carry out automatic message reminding.
Specifically, the data layer: unified standard storage, cleaning and integration are carried out on the collected combined reward and punishment credit data, and the part comprises a data source module, a data acquisition module, a credit database and a reward and punishment main body library;
the data source module refers to a source platform for collecting data by the system, such as a provincial credit center, a city credit center, a district and county plate, a credit investigation institution and other platforms, and the part is a source of initial credit data;
the data acquisition module is used for extracting credit data of a data source by the system through a series of functions of directory configuration, data collection, data cleaning, data sharing, data tracing, data statistics and the like, and integrating the data cleaning to form an own credit database of the system, wherein the own credit data comprises basic information, credit losing information and credit watching information of a reward and punishment main body;
the reward punishment main body library module is divided into a blacklist library, a red blacklist and a key concern list library three reward punishment main body foundation library, on the basis of the data acquisition module, the blacklist is autonomously configured through a user, the red blacklist and the directory information corresponding to the key concern list are extracted by the system according to the configured table information, the blacklist and the key concern list main body information are extracted, a regular updating task is set, the main body information is extracted in an incremental mode, meanwhile, a regular pushing task can also be configured, a combined reward punishment special subject is bound, the red blacklist information brought into by automatic pushing is carried out, the credit information and the field of the reward punishment main body are combined, and a combined reward punishment system is quickly constructed.
In the description of the present invention, it is to be understood that the indicated orientations or positional relationships are based on the orientations or positional relationships shown in the drawings and are only for convenience in describing the present invention and simplifying the description, but are not intended to indicate or imply that the indicated devices must have a particular orientation, be constructed and operated in a particular orientation, and thus should not be construed as limiting the present invention. In the present invention, unless otherwise explicitly specified and limited, unless otherwise explicitly limited, specific meanings of the above terms in the present invention can be understood as specific conditions by those of ordinary skill in the art.
Although embodiments of the present invention have been shown and described, it will be appreciated by those skilled in the art that various changes, modifications, substitutions and alterations can be made in these embodiments without departing from the principles and spirit of the invention, and are intended to be included within the scope of the invention.

Claims (10)

1. A novel supervision system based on credit union reward and punishment service is characterized in that the novel supervision system comprises a presentation layer, an application layer, a support layer and a data layer; wherein the content of the first and second substances,
the display layer is used for providing services with different forms of access modes for the requirements of different users, and comprises a web application system, an embedded application interface, a browser plug-in and a C/S architecture client;
the application layer comprises a reward and punishment special topic management module, a reward and punishment object management module, a checking feedback management module, an integrated effect display module, an interface management module and an auxiliary service module;
the supporting layer is used for realizing the supporting functions of menu management, authority management, user management, department management, role management, log management, timing tasks and message notification;
the data layer carries out unified standard storage and cleaning integration on the collected combined reward and punishment credit data and comprises a data source module, a data acquisition module, a credit database and a reward and punishment main body library.
2. The novel monitoring system based on credit union reward and punishment service of claim 1, wherein the reward and punishment special subject management module of the application layer comprises a reward and punishment special subject management module, a memorandum management module, a reward and punishment measure management module, a administrative power inventory module, a policy and regulation management module and a reward and punishment object determination method module.
3. The novel credit combined reward and punishment service-based supervision system according to claim 2, wherein the reward and punishment topic management module is used for regular disassembly according to a preset combined punishment memorandum, and a combined punishment memorandum database is constructed by using unlimited elastic storage capacity of big data under a unified data standard, so that standardized storage and regular configuration management of structured and unstructured credit information are realized.
4. The novel supervision system based on credit union reward and punishment service according to claim 2, wherein the topic management process comprises the following steps:
the method comprises the following steps: the department user associates and corresponds the combined reward and punishment memorandum, reward and punishment measures, laws and regulations and administrative powers through newly-built management of reward and punishment special topics;
step two: the system automatically matches and generates a red and black list according to a configuration rule established by a department, and pushes red and black list data to accord with reward and punishment special topics;
step three: and the business personnel carries out the execution feedback operation corresponding to the reward and punishment measures according to the reward and punishment objects matched in the reward and punishment special questions.
5. The novel monitoring system based on credit combined reward and punishment service according to claim 1, wherein the reward and punishment object management module comprises a blacklist management module, a red list management module, a key concern list management module, a big data warning list module, a reward and punishment object rule configuration module, and a red and blacklist cross comparison module.
6. The novel monitoring system based on credit combined reward and punishment service according to claim 5, characterized in that the reward and punishment object management module dynamically manages information of the blacklist management module, the red list management module, the focus attention list management module, the big data warning list module, the reward and punishment object rule configuration module and the red and blacklist cross comparison module, and a department user reports the credit and loss information of the red and blacklist to the combined reward and punishment platform through a data reporting flow and transfers the credit and loss information to a service library through a cleaning flow.
7. The novel supervision system based on credit combined reward and punishment service according to claim 6, wherein the automatic adding process of the red blacklist in the reward and punishment object management module comprises the following steps:
the method comprises the following steps: the department users report the information of credit/loss of credit of the red blacklist to the joint reward and punishment platform through a data reporting process, and the information is transferred to a service library through a cleaning flow;
step two: extracting information according to a set cycle according to a determination rule in reward and punishment object rule configuration, extracting main body information of credit/loss information, and flowing to different main body information tables according to a flow;
step three: after the rule setting is finished, information extraction is started for all data in the data table for the first time, and then the main body is extracted according to the set periodic increment.
8. The novel credit combined reward and punishment service-based supervision system according to claim 1, characterized in that the reward and punishment is provided with an execution result feedback function by the verification feedback management module of the application layer, the statistical analysis module of the application layer has a global analysis function for the combined reward and punishment system, and the interface management module of the application layer has a real-time monitoring and scheduling function.
9. The novel credit combined reward and punishment service-based supervision system according to claim 1, wherein the menu management module of the supporting layer is based on design principles of system customizability and configurability, and the administrator can perform configuration operation on the names, sequences and displays of system menus,
the authority management module of the supporting layer is combined with the user role, each function of each module is set, the access authority of certain type of data is set,
the dictionary management module of the support layer creates a corresponding dictionary based on a certain credit service, then associates the dictionary with the credit service,
and an audit log module of the supporting layer records various operations of a user for accessing the system.
10. The novel credit combined reward and punishment service-based supervision system according to claim 1, wherein the initial data in the data source module of the data layer is originated from government credit centers and credit investigation institutions,
the data acquisition module of the data layer extracts credit data of the data source module through directory configuration, data collection, data cleaning, data sharing, data tracing and data statistics, and forms a credit database of the system by cleaning and integrating the data, wherein the credit data comprises basic information, credit losing information and credit watching information of a reward and punishment subject,
the reward and punishment main body library module of the data layer is divided into a black name list library, a red name list library and a focus attention list library.
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Publication number Priority date Publication date Assignee Title
CN113610501A (en) * 2021-08-11 2021-11-05 青岛征信服务有限公司 Automatic combined reward and punishment realization method and system
CN114443157A (en) * 2021-12-29 2022-05-06 武汉达梦数据技术有限公司 Combined reward and punishment method and system based on plug-in architecture and storage medium

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Application publication date: 20210326