CN112487258A - Bank short message information extraction method - Google Patents
Bank short message information extraction method Download PDFInfo
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- CN112487258A CN112487258A CN202010772580.1A CN202010772580A CN112487258A CN 112487258 A CN112487258 A CN 112487258A CN 202010772580 A CN202010772580 A CN 202010772580A CN 112487258 A CN112487258 A CN 112487258A
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- short message
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- 238000000605 extraction Methods 0.000 title claims abstract description 8
- 238000000034 method Methods 0.000 claims description 13
- 230000013011 mating Effects 0.000 claims 1
- 230000000694 effects Effects 0.000 abstract description 3
- 210000001503 joint Anatomy 0.000 description 3
- 238000013475 authorization Methods 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 238000012545 processing Methods 0.000 description 2
- 230000007547 defect Effects 0.000 description 1
- 238000011161 development Methods 0.000 description 1
- 230000010365 information processing Effects 0.000 description 1
- 238000012423 maintenance Methods 0.000 description 1
- 238000010295 mobile communication Methods 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/90—Details of database functions independent of the retrieved data types
- G06F16/903—Querying
- G06F16/90335—Query processing
- G06F16/90344—Query processing by using string matching techniques
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
Abstract
According to the bank short message information extraction method, the set regular expression is used for matching the short message information, the non-bank short message and the formatted bank short message can be removed rapidly in real time, and the receipt and payment flow record is formed, so that the effect of direct connection of the traditional bank-enterprise is realized, the efficiency and the accuracy are improved, the implementation cost is greatly saved, and the cost of an information system of an enterprise is effectively reduced. Therefore, the present invention effectively overcomes various disadvantages of the prior art and has high industrial utilization value.
Description
Technical Field
The invention relates to the technical field of information processing, in particular to a bank short message information extraction method.
Background
In daily life, people often receive short messages related to collection and payment sent by banks, for example, the short messages inform people of receiving an amount of money or inform people of paying an amount of money by a certain bank account. In some business scenarios, the system needs to record the posting and the posting of the bank account number to feed back to the customer.
The traditional method for acquiring the bank information is characterized in that manual input is directly connected with a bank enterprise. Manually inputting the content in the short message by checking the short message and manually analyzing the content in the short message, and then inputting the corresponding system according to the content of the short message. The bank-enterprise direct connection can automatically acquire the payment and receipt information of the bank by using a bank-enterprise direct connection interface provided by a bank for butt joint, and the system analyzes the payment and receipt data fed back by the bank-enterprise direct connection, performs field butt joint on the payment and receipt data, and then stores the payment and receipt data into the system.
The manual processing is insufficient and has obvious defects, mainly low efficiency and easy error, and the user needs to stare at the equipment for receiving and sending the short message all the time. The main problems and disadvantages of the bank-enterprise direct connection interface calling are embodied in the following points:
first, the cost is expensive, and bank-enterprise direct connection interfaces of different banks have an account opening cost which is different from 5 to 10 ten thousand. The expense of system butt joint debugging is also added on the basis of account opening fee. Finally, there will be some annual maintenance costs each year.
Secondly, the opening procedure is complicated, and generally, in order to open a direct connection interface of a bank and an enterprise, the enterprise needs to submit various application materials to a bank. Generally, a plurality of accounts are opened in different banks by a plurality of enterprises, different accounts have payment receiving and paying information, the bank-enterprise direct connection is generally opened in one bank, and then different banks authorize the opened bank. The authorization process is complicated and there is a significant authorization fee.
Thirdly, the technology is complex, and due to the technical characteristics of the online interface, the application party needs to have certain technology development capability by using the bank-enterprise direct connection interface.
Disclosure of Invention
In view of the above disadvantages of the prior art, the present invention aims to provide a method for extracting bank short message information, which is used for solving the problems in the prior art that the manual processing efficiency is low and errors are easy to occur, and the bank-enterprise direct connection cost is high and the process is complicated.
In order to solve the technical problem, the invention is realized as follows: a bank short message information extraction method comprises the following steps:
step one, a GSM-MODEM is connected with a server terminal, and a short message is received through an SIM card in the GSM-MODEM;
step two, the server terminal acquires the short message information and stores the short message information in an original short message database;
acquiring original short message information from the original short message database, matching according to a set regular expression, extracting bank information in the original short message, and storing the bank information in a bank information database;
and step four, formatting the bank information in the bank information database to generate a bank receiving and paying flow record.
Further, in the second step, the server terminal obtains the short message information through the GSM-MODEM matching software.
Further, the third step includes marking the original short message from which the bank information has been extracted.
Further, the bank information includes a name of a transaction party, a bank account, transaction time, transaction amount, a payment direction, and an abstract.
Further, the server terminal comprises a PC device and a mobile device.
As described above, the bank short message information extraction method provided by the invention can be used for matching the short message information through the set regular expression, so that the non-bank short message and the formatted bank short message can be quickly removed in real time, and the receipt and payment flow record can be formed, thereby realizing the effect of direct connection of the traditional bank and enterprise, greatly saving implementation cost while improving the efficiency and the accuracy, and effectively reducing the cost of the information system of the enterprise.
Drawings
Fig. 1 is a flowchart illustrating a method for extracting bank short message information according to an embodiment of the present invention;
Detailed Description
In order to make the technical means of the implementation of the present invention, and the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some embodiments of the present invention, but not all embodiments. The components of embodiments of the present invention generally described and illustrated in the figures herein may be arranged and designed in a wide variety of different configurations.
Thus, the following detailed description of the embodiments of the present invention, presented in the figures, is not intended to limit the scope of the invention, as claimed, but is merely representative of selected embodiments of the invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention. It should be noted that: like reference numbers and letters refer to like items in the following figures, and thus, once an item is defined in one figure, it need not be further defined and explained in subsequent figures.
In the description of the present invention, it should be noted that the terms "upper", "lower", "inside", "outside", and the like indicate orientations or positional relationships based on the orientations or positional relationships shown in the drawings or orientations or positional relationships conventionally put in use of products of the present invention, and are only for convenience of description and simplification of description, but do not indicate or imply that the devices or elements referred to must have specific orientations, be constructed in specific orientations, and be operated, and thus, should not be construed as limiting the present invention. Furthermore, the terms "first," "second," and the like are used merely to distinguish one description from another, and are not to be construed as indicating or implying relative importance.
In the description of the present invention, it should also be noted that, unless otherwise explicitly specified or limited, the terms "disposed," "mounted," and "connected" are to be construed broadly, e.g., as meaning fixedly connected, detachably connected, or integrally connected; can be mechanically or electrically connected; they may be connected directly or indirectly through intervening media, or they may be interconnected between two elements. The specific meanings of the above terms in the present invention can be understood in specific cases to those skilled in the art.
Referring to fig. 1, the present invention provides a method for extracting bank short message information, which is characterized in that the method comprises the following steps:
step one, the GSM-MODEM is connected with a server terminal, and the short message is received through an SIM card in the GSM-MODEM. The server terminal includes a PC device and a mobile device. The GSM Modem is a Modem using a mobile communication system. The GSM Modem is registered to the operator through the SIM card just like a mobile phone, and when the GSM Modem is connected to a computer, the computer can communicate with a mobile network through the GSM Modem.
And step two, the server terminal acquires the short message information through the GSM-MODEM matched software and stores the short message information into an original short message database.
And step three, acquiring original short message information from an original short message database, matching bank information of the original short message according to a set regular expression, wherein the bank information comprises a transaction party name, a bank account, transaction time, transaction amount, a receiving and paying direction and an abstract, extracting the matched bank information in the original short message, storing the matched bank information in the bank information database, marking the original short message with the extracted bank information, and preventing repeated extraction.
And step four, formatting the bank receiving and paying information in the bank information database to generate a bank receiving and paying flow record, and providing the flow fund receiving and paying information in the bank information database for other systems to call according to a flow information API (application program interface) provided by the bank information database.
In summary, according to the method for extracting the bank short message information, the set regular expression is used for matching the short message information, the non-bank short message and the formatted bank short message can be removed quickly in real time, and the receipt and payment flow record is formed, so that the effect of directly connecting the traditional bank and enterprise is realized, the efficiency and the accuracy are improved, the implementation cost is greatly saved, and the cost of an information system of an enterprise is effectively reduced. Therefore, the present invention effectively overcomes various disadvantages of the prior art and has high industrial utilization value.
The foregoing embodiments are merely illustrative of the principles and utilities of the present invention and are not intended to limit the invention. Any person skilled in the art can modify or change the above-mentioned embodiments without departing from the spirit and scope of the present invention. Accordingly, it is intended that all equivalent modifications or changes which can be made by those skilled in the art without departing from the spirit and technical spirit of the present invention be covered by the claims of the present invention.
Claims (5)
1. A bank short message information extraction method is characterized by comprising the following steps:
step one, a GSM-MODEM is connected with a server terminal, and a short message is received through an SIM card in the GSM-MODEM;
step two, the server terminal acquires the short message information and stores the short message information in an original short message database;
acquiring original short message information from the original short message database, matching according to a set regular expression, extracting bank information in the original short message, and storing the bank information in a bank information database;
and step four, formatting the bank information in the bank information database to generate a bank receiving and paying flow record.
2. The method for extracting bank short message information as claimed in claim 1, wherein in the second step, the server terminal obtains the short message information through GSM-MODEM mating software.
3. The method as claimed in claim 1, wherein the third step includes marking the original short message from which the bank information has been extracted.
4. The method as claimed in claim 1, wherein the bank information includes name of transaction party, bank account, transaction time, transaction amount, direction of payment and receipt, and abstract.
5. The method as claimed in claim 1, wherein the server terminal includes a PC device and a mobile device.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010772580.1A CN112487258A (en) | 2020-08-04 | 2020-08-04 | Bank short message information extraction method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010772580.1A CN112487258A (en) | 2020-08-04 | 2020-08-04 | Bank short message information extraction method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN112487258A true CN112487258A (en) | 2021-03-12 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN202010772580.1A Pending CN112487258A (en) | 2020-08-04 | 2020-08-04 | Bank short message information extraction method |
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| Country | Link |
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| CN (1) | CN112487258A (en) |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101140648A (en) * | 2007-09-10 | 2008-03-12 | 王忠杰 | Method for bank bill online authorisation and off line trading |
| CN109064161A (en) * | 2018-07-20 | 2018-12-21 | 诚泰信息科技（天津）有限公司 | A kind of bank account transaction journal intelligent management and device based on short message |
-
2020
- 2020-08-04 CN CN202010772580.1A patent/CN112487258A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101140648A (en) * | 2007-09-10 | 2008-03-12 | 王忠杰 | Method for bank bill online authorisation and off line trading |
| CN109064161A (en) * | 2018-07-20 | 2018-12-21 | 诚泰信息科技（天津）有限公司 | A kind of bank account transaction journal intelligent management and device based on short message |
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