CN112465496A - Method and system for realizing multiple collection based on two-dimensional code - Google Patents
Method and system for realizing multiple collection based on two-dimensional code Download PDFInfo
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- CN112465496A CN112465496A CN202011281603.5A CN202011281603A CN112465496A CN 112465496 A CN112465496 A CN 112465496A CN 202011281603 A CN202011281603 A CN 202011281603A CN 112465496 A CN112465496 A CN 112465496A
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- 238000000034 method Methods 0.000 title claims abstract description 23
- 238000012795 verification Methods 0.000 claims description 6
- 230000009191 jumping Effects 0.000 claims 1
- 230000009286 beneficial effect Effects 0.000 abstract description 2
- 230000000694 effects Effects 0.000 description 3
- 230000007547 defect Effects 0.000 description 1
- 238000010586 diagram Methods 0.000 description 1
- 238000012797 qualification Methods 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
- G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
- G06K7/14—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation using light without selection of wavelength, e.g. sensing reflected white light
- G06K7/1404—Methods for optical code recognition
- G06K7/1408—Methods for optical code recognition the method being specifically adapted for the type of code
- G06K7/1417—2D bar codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
Abstract
The invention discloses a method and a system for realizing multiple collection based on a two-dimensional code, relating to the technical field of mobile payment; the method comprises the following steps: s1, setting payment parameters by the calling terminal; s2, verifying the payment parameters; s3, generating a collection two-dimensional code, wherein the code card transaction system generates the collection two-dimensional code according to the setting of the payment parameters, waits for payment and returns the collection two-dimensional code to the calling party terminal; s4, multiple times of collection of the collection two-dimensional codes, the calling side terminal displays the collection two-dimensional codes to multiple users for collection, and the multiple users pay through the collection two-dimensional codes and request a payment gateway; the code card transaction system judges whether the payment request sent by the payment gateway meets the condition of the payment parameters, if so, the code card transaction system returns the sub-order information to the calling party terminal; s5, completing payment; the invention has the beneficial effects that: the functions of one code for multiple receiving and one single for multiple paying can be realized, and the use is very convenient.
Description
Technical Field
The invention relates to the technical field of mobile payment, in particular to a method and a system for realizing multiple collection based on a two-dimensional code.
Background
With the increasing consumption level, payment made by AA becomes the mainstream consumption habit of young people. At present, only AA (advanced) collection products initiated by users are available in the market, and in practical application scenes, the steps of single payment padding, manual calculation, group collection pulling and the like are needed. A single consumption order also has payment limitation, multiple persons cannot pay directly at the same time, and the split amount is complicated. In addition, the functions of one-code multi-receiving and one-payment multi-paying products are also lacked in the activities of ticket collection, face-to-face grouping, fund raising and contribution collection and the like.
Disclosure of Invention
In order to overcome the defects of the prior art, the invention provides a method and a system for realizing multiple-time collection based on a two-dimensional code, which can realize the functions of multiple collection and single and multiple payment by one code, and can use the two-dimensional code payment technology to be embedded into the original payment function without changing the original use habit, thereby being very convenient to use.
The technical scheme adopted by the invention for solving the technical problems is as follows: the improvement of the realization method for multiple cash collection based on the two-dimensional code is that the method comprises the following steps:
s1, the calling party terminal sets the payment parameters, and the calling party terminal enters a code card transaction system to set the payment parameters;
s2, verifying payment parameters, carrying out safety verification on the payment parameters by the code card transaction system, inquiring user information, and generating a total order and a sub-order according to the setting of the payment parameters after the verification is passed;
s3, generating a collection two-dimensional code, wherein the code card transaction system generates the collection two-dimensional code according to the setting of the payment parameters, waits for payment and returns the collection two-dimensional code to the calling party terminal;
s4, multiple times of collection of the collection two-dimensional codes, the calling side terminal displays the collection two-dimensional codes to multiple users for collection, and the multiple users pay through the collection two-dimensional codes and request a payment gateway; the code card transaction system records a payment result sent by the payment gateway, judges whether preset payment parameters are met or not, and returns a sub-order payment result to the caller if the preset payment parameters are met;
and S5, completing payment, and after the user confirms the payment, completing the sub-order payment by the code card transaction system and updating the payable times of the two-dimensional code.
Further, the payment parameters in step S1 include, but are not limited to, payable times, validity time, payment ratio, and encryption password.
Further, the calling party terminal enters a setting function page of the code card trading system, and modes of the calling party terminal entering the code card trading system include but are not limited to scanning a code two-dimensional code, skipping of an intelligent POS machine APP and logging in a PC end background.
Further, in step S2, the code card transaction system has a general interface, and the caller terminal generates the two-dimensional payment code by calling the general interface.
Further, in step S2, after the total order and the sub-order are generated, the encrypted password of the sub-order is saved.
Further, in step S2, the information of the sub-order includes a payment amount and an expiration date of the payment.
Further, after the step S5, the method further includes the following steps:
and the card-counting transaction system synchronizes the collection result to the caller terminal.
On the other hand, the invention provides a system for realizing multiple collection based on two-dimensional codes, which is improved in that the system comprises a calling party terminal, a code card transaction system, a user side and a payment gateway;
the calling party terminal is connected with the code card transaction system and used for entering the code card transaction system to realize the setting of payment parameters;
the code card transaction system is used for generating a collection two-dimensional code according to the setting of the payment parameters, returning the collection two-dimensional code to the calling party terminal, and displaying the collection two-dimensional code to the user terminal by the calling party terminal for collection;
the user side comprises a plurality of users, the users perform code scanning payment and request the payment gateway, the payment gateway is connected with the code card transaction system, the code card transaction system is used for judging whether the payment request sent by the payment gateway meets the condition of the payment parameter, and when the condition is met, the users of the user side can confirm the payment.
In the above structure, the caller terminal includes, but is not limited to, a mobile phone, a smart POS device, and a PC-side background.
In the above structure, the payment parameters include, but are not limited to, payable times, validity time, payment proportion, and encrypted password.
The invention has the beneficial effects that: the invention provides a method and a system for realizing multiple cash collection based on a two-dimension code, wherein a two-dimension code payment technology is used and embedded into an original payment function, the original use habit is not required to be changed, the change is small, the replacement is easy, and the use is very convenient and quick; the mode supports the setting of payment times, proportion, encrypted password and payment time limit, and can be freely customized and automatically calculated; in addition, can save the electronic picture, print, embedding POS machine, ordering system APP has the advantage of easily storing easily sharing.
Drawings
Fig. 1 is a schematic flow chart of a method for realizing multiple cashing based on two-dimensional codes according to the present invention.
Fig. 2 is a diagram of an embodiment of a method and a system for implementing multiple cashing based on a two-dimensional code according to the present invention.
Detailed Description
The invention is further illustrated with reference to the following figures and examples.
The conception, the specific structure, and the technical effects produced by the present invention will be clearly and completely described below in conjunction with the embodiments and the accompanying drawings to fully understand the objects, the features, and the effects of the present invention. It is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all embodiments, and those skilled in the art can obtain other embodiments without inventive effort based on the embodiments of the present invention, and all embodiments are within the protection scope of the present invention. In addition, all the connection/connection relations referred to in the patent do not mean that the components are directly connected, but mean that a better connection structure can be formed by adding or reducing connection auxiliary components according to specific implementation conditions. All technical characteristics in the invention can be interactively combined on the premise of not conflicting with each other.
Referring to fig. 1, the invention discloses a method for realizing multiple payment based on a two-dimensional code, which is suitable for a multi-person payment scene of a single order and realizes the product functions of one-code multiple payment and one-single multiple payment. Specifically, in this embodiment, the method includes the following steps:
s1, the calling party terminal sets the payment parameters, and the calling party terminal enters a code card transaction system to set the payment parameters;
the calling party terminal enters a setting function page of the code plate trading system, and modes of the calling party terminal entering the code plate trading system include but are not limited to scanning a code two-dimensional code, skipping an intelligent POS machine APP and logging in a PC end background; when entering a set function page in a form of scanning the two-dimensional code, the calling party terminal is a mobile terminal with a code scanning function, such as a mobile phone; when the intelligent POS machine APP skips to enter the setting function page, the calling side terminal is the intelligent POS machine; and when the function page is set by adopting the background of the login PC terminal, the calling party terminal is the PC terminal.
Further, in this embodiment, when the calling terminal sets the payment parameters, the payment parameters include, but are not limited to, payable times, valid time, payment proportion, and encrypted password; it can be understood that the payment parameters are set according to actual requirements, for example, when 3 users are required to perform code scanning payment, the payable number is 3, and in addition, the effective time, the payment proportion and the encryption password can be set by themselves;
s2, verifying payment parameters, carrying out safety verification on the payment parameters by the code card transaction system, inquiring user information, and generating a total order and a sub-order according to the setting of the payment parameters after the verification is passed;
in this embodiment, the code card transaction system has a universal interface, and the caller terminal generates the two-dimensional collection code by calling the universal interface. Specifically, after the code card trading system generates a total order and a sub-order, an encrypted password of the sub-order is stored; the information of the sub-order comprises payment amount and payment validity period; moreover, the encrypted password is a key for ensuring that the user (or the purchaser) is a legal party, for example, the product is purchased at one time, the purchasing qualification is limited to 5 persons, the merchant can preset the payment password (namely, the encrypted password), when the payment receiving code is published, the user needs to input the preset payment password to complete the payment, otherwise, the payment cannot be completed;
s3, generating a collection two-dimensional code, wherein the code card transaction system generates the collection two-dimensional code according to the setting of the payment parameters, waits for payment and returns the collection two-dimensional code to the calling party terminal;
s4, multiple times of collection of the collection two-dimensional codes, the calling side terminal displays the collection two-dimensional codes to multiple users for collection, and the multiple users pay through the collection two-dimensional codes and request a payment gateway; the code card transaction system records a payment result sent by the payment gateway, judges whether preset payment parameters are met or not, and returns a sub-order payment result to the caller if the preset payment parameters are met;
it can be understood that, in step S4, the number of users is the same as the number of payable times in step S1, in this embodiment, the number of users is 3, and when each user pays through the two-dimensional payment code, and meets the set conditions, the code card transaction system completes the sub-order payment notification to the caller terminal;
s5, completing payment, and after the user confirms the payment, completing the sub-order payment by the code card transaction system and updating the payable times of the two-dimensional code; and the card-counting transaction system synchronizes the collection result to the caller terminal.
In addition, the invention also discloses a system for realizing multiple collection based on the two-dimensional code, which is shown in the figure 2 and comprises a calling party terminal, a code card transaction system, a user terminal and a payment gateway; the calling party terminal is connected with the code card transaction system and used for entering the code card transaction system to realize the setting of payment parameters; the code card transaction system is used for generating a collection two-dimensional code according to the setting of the payment parameters, returning the collection two-dimensional code to the calling party terminal, and displaying the collection two-dimensional code to the user terminal by the calling party terminal for collection; the user side comprises a plurality of users, the users perform code scanning payment and request the payment gateway, the payment gateway is connected with the code card transaction system, the code card transaction system is used for judging whether the payment request sent by the payment gateway meets the condition of the payment parameter, and when the condition is met, the users of the user side can confirm the payment.
In the above embodiment, the caller terminal includes, but is not limited to, a mobile phone, an intelligent POS machine, and a PC end background; the payment parameters include, but are not limited to, payable times, validity time, payment proportion, and encrypted password.
In combination with the content, the invention provides a method and a system for realizing multiple collection based on two-dimension codes, a two-dimension code payment technology is used, the two-dimension code payment technology is embedded into the original payment function, the original use habit is not required to be changed, the change is small, the replacement is easy, and the use is very convenient and fast; the mode supports the setting of payment times, proportion, encrypted password and payment time limit, and can be freely customized and automatically calculated; in addition, can save the electronic picture, print, embedding POS machine, ordering system APP has the advantage of easily storing easily sharing.
While the preferred embodiments of the present invention have been illustrated and described, it will be understood by those skilled in the art that various changes in form and details may be made therein without departing from the spirit and scope of the invention as defined by the appended claims.
Claims (10)
1. A realization method of multiple cash collection based on two-dimensional codes is characterized by comprising the following steps:
s1, the calling party terminal sets the payment parameters, and the calling party terminal enters a code card transaction system to set the payment parameters;
s2, verifying payment parameters, carrying out safety verification on the payment parameters by the code card transaction system, inquiring user information, and generating a total order and a sub-order according to the setting of the payment parameters after the verification is passed;
s3, generating a collection two-dimensional code, wherein the code card transaction system generates the collection two-dimensional code according to the setting of the payment parameters, waits for payment and returns the collection two-dimensional code to the calling party terminal;
s4, multiple times of collection of the collection two-dimensional codes, the calling side terminal displays the collection two-dimensional codes to multiple users for collection, and the multiple users pay through the collection two-dimensional codes and request a payment gateway; the code card transaction system records a payment result sent by the payment gateway, judges whether preset payment parameters are met or not, and returns a sub-order payment result to the caller if the preset payment parameters are met;
and S5, completing payment, and after the user confirms the payment, completing the sub-order payment by the code card transaction system and updating the payable times of the two-dimensional code.
2. The method as claimed in claim 1, wherein the payment parameters in step S1 include but are not limited to payable times, validity time, payment ratio and encryption password.
3. The method for realizing multiple cashing based on the two-dimensional code as claimed in claim 2, wherein the calling party terminal enters a setting function page of the code-card trading system, and modes of the calling party terminal entering the code-card trading system include but are not limited to scanning the code two-dimensional code, jumping of an intelligent POS machine APP and logging in a PC terminal background.
4. The method as claimed in claim 3, wherein in step S2, the code card transaction system has a universal interface, and the caller terminal generates the two-dimensional code for collection by calling the universal interface.
5. The method as claimed in claim 1, wherein in step S2, after the total order and the sub-order are generated, the encrypted password of the sub-order is saved.
6. The method as claimed in claim 1, wherein in step S2, the information of the sub-order includes a payment amount and a payment validity period.
7. The method for realizing multiple cashing based on two-dimensional codes according to claim 1, wherein after the step S5, the method further comprises the following steps:
and the card-counting transaction system synchronizes the collection result to the caller terminal.
8. A realization system for multiple collection based on two-dimensional codes is characterized by comprising a calling party terminal, a code card transaction system, a user side and a payment gateway;
the calling party terminal is connected with the code card transaction system and used for entering the code card transaction system to realize the setting of payment parameters;
the code card transaction system is used for generating a collection two-dimensional code according to the setting of the payment parameters, returning the collection two-dimensional code to the calling party terminal, and displaying the collection two-dimensional code to the user terminal by the calling party terminal for collection;
the user side comprises a plurality of users, the users perform code scanning payment and request the payment gateway, the payment gateway is connected with the code card transaction system, the code card transaction system is used for judging whether the payment request sent by the payment gateway meets the condition of the payment parameter, and when the condition is met, the users of the user side can confirm the payment.
9. The system of claim 8, wherein the caller terminal includes but is not limited to a mobile phone, a smart POS, and a PC-side background.
10. The system of claim 8, wherein the payment parameters include but are not limited to payable times, validity time, payment ratio, and encrypted password.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202011281603.5A CN112465496A (en) | 2020-11-16 | 2020-11-16 | Method and system for realizing multiple collection based on two-dimensional code |
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| Application Number | Priority Date | Filing Date | Title |
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| CN202011281603.5A CN112465496A (en) | 2020-11-16 | 2020-11-16 | Method and system for realizing multiple collection based on two-dimensional code |
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| CN112465496A true CN112465496A (en) | 2021-03-09 |
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| CN202011281603.5A Withdrawn CN112465496A (en) | 2020-11-16 | 2020-11-16 | Method and system for realizing multiple collection based on two-dimensional code |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112927049A (en) * | 2021-03-25 | 2021-06-08 | 拉扎斯网络科技（上海）有限公司 | Sharing method and device of bill information of bill combination and electronic equipment |
| CN113313495A (en) * | 2021-06-10 | 2021-08-27 | 银盛支付服务股份有限公司 | Method for realizing fixed-amount aggregation two-dimensional code cashing mechanism |
| CN113421083A (en) * | 2021-05-06 | 2021-09-21 | 江苏交通一卡通有限公司 | Method and system for realizing multiple collection based on two-dimensional code |
-
2020
- 2020-11-16 CN CN202011281603.5A patent/CN112465496A/en not_active Withdrawn
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112927049A (en) * | 2021-03-25 | 2021-06-08 | 拉扎斯网络科技（上海）有限公司 | Sharing method and device of bill information of bill combination and electronic equipment |
| CN113421083A (en) * | 2021-05-06 | 2021-09-21 | 江苏交通一卡通有限公司 | Method and system for realizing multiple collection based on two-dimensional code |
| CN113313495A (en) * | 2021-06-10 | 2021-08-27 | 银盛支付服务股份有限公司 | Method for realizing fixed-amount aggregation two-dimensional code cashing mechanism |
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Application publication date: 20210309 |