CN112434347B

CN112434347B - Rental business processing method, device, equipment and system

Info

Publication number: CN112434347B
Application number: CN202110094453.5A
Authority: CN
Inventors: 吴艺
Original assignee: Alipay Hangzhou Information Technology Co Ltd
Current assignee: Alipay Hangzhou Information Technology Co Ltd
Priority date: 2021-01-25
Filing date: 2021-01-25
Publication date: 2022-02-11
Anticipated expiration: 2041-01-25
Also published as: CN112434347A

Abstract

The embodiment of the specification provides a rental business processing method, a rental business processing device, rental business processing equipment and a rental business processing system, wherein the method comprises the following steps: the method comprises the steps that a renting platform receives a product renting request sent by a renter, and renting processing of a target product is carried out according to product renting information of the target product to be rented in the product renting request; generating lease record information of a target product, and storing the lease record information into a block chain; if the target product is determined to be received by the lessee, acquiring resources required for preparing the target product from the resource providing mechanism; and sending the resource transfer business data to the resource transfer mechanism according to the product leasing information so that the resource transfer mechanism executes the process of transferring the resources to the resource providing mechanism through the block chain.

Description

Rental business processing method, device, equipment and system

Technical Field

The present invention relates to the field of data processing technologies, and in particular, to a method, an apparatus, a device, and a system for processing a rental business.

Background

With the continuous progress of the technology level, the life style of people is continuously changed, and more products start to rent. In the current rental model, the rental information of each tenant is usually maintained by the rental platform through a centralized database, which has risks of data loss and tampering. Meanwhile, some illegal leasing platforms run after receiving the leasing cost, and the lessees are difficult to demonstrate evidence in the process of tracing the responsibility.

Disclosure of Invention

One or more embodiments of the present specification provide a method for processing a rental business. The method comprises the step of receiving a product leasing request sent by a lessee user. And according to the product leasing information of the target product to be leased in the product leasing request, leasing the target product. And generating lease record information of the target product, and storing the lease record information into a block chain. And if the target product is determined to be received by the lessee user, acquiring resources required for preparing the target product from a resource providing mechanism. And sending resource transfer business data to a resource transfer mechanism according to the product leasing information so that the resource transfer mechanism can execute the process of transferring resources to the resource providing mechanism through the block chain.

One or more embodiments of the present specification provide a method for processing a rental business. The method comprises the step of receiving an application request for preparing resources required by a target product, which is sent by a leasing platform. Wherein the target product is a product leased to a lessee user. The application request includes application information for the resource. And if the application information is determined to meet the preset resource application condition based on the data stored in the block chain, performing resource transfer processing according to the application information so as to transfer the resources to the leasing platform. And receiving the resources transferred by the resource transfer mechanism through the block chain.

One or more embodiments of the present specification provide a method for processing a rental business. The method comprises the step of receiving resource transfer service data sent by a leasing platform. The resource transfer service data is used for requesting resource transfer processing based on part or all of resources required by the renting target product provided by the renter so as to transfer the resources to the resource providing mechanism. The resource providing mechanism transfers the resources required for preparing the target product to the leasing platform in advance. And if the resource transfer service data are determined to meet the preset resource transfer conditions according to the data stored in the block chain, performing resource transfer processing through the block chain in the appointed resource transfer time period so as to transfer resources to the resource providing mechanism.

One or more embodiments of the present specification provide a method for processing a rental business. The method comprises the step of receiving a service maintenance request sent by a leasing platform. Wherein the business maintenance request comprises business maintenance information related to a target product leased to a tenant user. And if the service maintenance information is determined to accord with the preset service maintenance condition based on the data stored in the block chain, performing service maintenance processing according to the service maintenance information to obtain a service maintenance voucher. And if the fact that the lessee user does not provide part or all of the resources required for renting the target product within the set time limit is determined, transferring the resources to a resource providing mechanism according to the business maintenance voucher. Wherein the resource providing mechanism provides the resources required for preparing the target product to the rental platform in advance.

One or more embodiments of the present specification provide a rental business processing apparatus. The device comprises a receiving module for receiving a product leasing request sent by a leasing user. And according to the product leasing information of the target product to be leased in the product leasing request, leasing the target product. The device also comprises a generating module for generating the leasing record information of the target product and storing the leasing record information into the block chain. The device further comprises an acquisition module, and if the target product is determined to be received by the tenant user, the acquisition module acquires resources required for preparing the target product from a resource providing mechanism. The device also comprises a sending module which sends the resource transfer business data to a resource transfer mechanism according to the product leasing information so that the resource transfer mechanism can execute the process of transferring the resources to the resource providing mechanism through the block chain.

One or more embodiments of the present specification provide a rental business processing apparatus. The device comprises a receiving module for receiving an application request for preparing resources required by a target product, which is sent by a leasing platform. Wherein the target product is a product leased to a lessee user. The application request includes application information for the resource. The device also comprises a processing module, and if the application information is determined to accord with the preset resource application condition based on the data stored in the block chain, the resource transfer processing is carried out according to the application information so as to transfer the resource to the leasing platform. The device also comprises a receiving module for receiving the resource transferred by the resource transfer mechanism through the block chain.

One or more embodiments of the present specification provide a rental business processing apparatus. The device comprises a receiving module for receiving the resource transfer service data sent by the leasing platform. The resource transfer service data is used for requesting resource transfer processing based on part or all of resources required by the renting target product provided by the renter so as to transfer the resources to the resource providing mechanism. The resource providing mechanism transfers the resources required for preparing the target product to the leasing platform in advance. The device also comprises a processing module, and if the resource transfer service data is determined to meet the preset resource transfer condition according to the data stored in the block chain, the resource transfer processing is carried out through the block chain in the appointed resource transfer time period so as to transfer the resource to the resource providing mechanism.

One or more embodiments of the present specification provide a rental business processing apparatus. The device comprises a receiving module for receiving the service maintenance request sent by the leasing platform. Wherein the business maintenance request comprises business maintenance information related to a target product leased to a tenant user. The device also comprises a processing module, if the service maintenance information is determined to accord with the preset service maintenance condition based on the data stored in the block chain, the service maintenance processing is carried out according to the service maintenance information, and a service maintenance voucher is obtained. The device also comprises a transfer module, and if the lessee is determined not to provide part or all of the resources required for renting the target product within the set time limit, the resources are transferred to a resource providing mechanism according to the business maintenance voucher. Wherein the resource providing mechanism provides the resources required for preparing the target product to the rental platform in advance.

One or more embodiments of the present specification provide a rental business processing system. The system comprises a leasing platform, a resource providing mechanism, a resource transferring mechanism and a block chain system. And the leasing platform receives a product leasing request sent by a leasing user. And according to the product leasing information of the target product to be leased in the product leasing request, leasing the target product. And generating lease record information of the target product, and storing the lease record information into the block chain system. And if the lessee user is determined to receive the target product, sending an application request for preparing the resources required by the target product to the resource providing mechanism. And sending resource transfer business data to a resource transfer mechanism according to the product leasing information. And the resource providing mechanism receives the application request. And if the application request is determined to meet the preset resource application condition based on the data stored in the block chain system, performing resource transfer processing according to the application request so as to transfer the resource to the leasing platform. And receiving the resources transferred by the resource transfer mechanism for resource transfer processing. And the resource transfer mechanism receives the resource transfer service data. And if the resource transfer service data are determined to meet the preset resource transfer condition according to the data stored in the block chain system, performing resource transfer processing through the block chain system in a specified resource transfer time period so as to transfer resources to the resource providing mechanism. And the block chain system stores the lease record information.

One or more embodiments of the present specification provide a rental business processing apparatus. The apparatus includes a processor. The apparatus also comprises a memory arranged to store computer executable instructions. The computer-executable instructions, when executed, cause the processor to receive a product rental request sent by a rental user. And according to the product leasing information of the target product to be leased in the product leasing request, leasing the target product. And generating lease record information of the target product, and storing the lease record information into a block chain. And if the target product is determined to be received by the lessee user, acquiring resources required for preparing the target product from a resource providing mechanism. And sending resource transfer business data to a resource transfer mechanism according to the product leasing information so that the resource transfer mechanism can execute the process of transferring resources to the resource providing mechanism through the block chain.

One or more embodiments of the present specification provide a rental business processing apparatus. The apparatus includes a processor. The apparatus also comprises a memory arranged to store computer executable instructions. The computer executable instructions, when executed, cause the processor to receive an application request sent by a rental platform for preparing resources required for a target product. Wherein the target product is a product leased to a lessee user. The application request includes application information for the resource. And if the application information is determined to meet the preset resource application condition based on the data stored in the block chain, performing resource transfer processing according to the application information so as to transfer the resources to the leasing platform. And receiving the resources transferred by the resource transfer mechanism through the block chain.

One or more embodiments of the present specification provide a rental business processing apparatus. The apparatus includes a processor. The apparatus also comprises a memory arranged to store computer executable instructions. The computer executable instructions, when executed, cause the processor to receive resource transfer business data sent by a rental platform. The resource transfer service data is used for requesting resource transfer processing based on part or all of resources required by the renting target product provided by the renter so as to transfer the resources to the resource providing mechanism. The resource providing mechanism transfers the resources required for preparing the target product to the leasing platform in advance. And if the resource transfer service data are determined to meet the preset resource transfer conditions according to the data stored in the block chain, performing resource transfer processing through the block chain in the appointed resource transfer time period so as to transfer resources to the resource providing mechanism.

One or more embodiments of the present specification provide a rental business processing apparatus. The apparatus includes a processor. The apparatus also comprises a memory arranged to store computer executable instructions. The computer executable instructions, when executed, cause the processor to receive a business maintenance request sent by a rental platform. Wherein the business maintenance request comprises business maintenance information related to a target product leased to a tenant user. And if the service maintenance information is determined to accord with the preset service maintenance condition based on the data stored in the block chain, performing service maintenance processing according to the service maintenance information to obtain a service maintenance voucher. And if the fact that the lessee user does not provide part or all of the resources required for renting the target product within the set time limit is determined, transferring the resources to a resource providing mechanism according to the business maintenance voucher. Wherein the resource providing mechanism provides the resources required for preparing the target product to the rental platform in advance.

One or more embodiments of the present specification provide a storage medium. The storage medium is used to store computer-executable instructions. The computer-executable instructions, when executed by the processor, receive a product rental request sent by a rental user. And according to the product leasing information of the target product to be leased in the product leasing request, leasing the target product. And generating lease record information of the target product, and storing the lease record information into a block chain. And if the target product is determined to be received by the lessee user, acquiring resources required for preparing the target product from a resource providing mechanism. And sending resource transfer business data to a resource transfer mechanism according to the product leasing information so that the resource transfer mechanism can execute the process of transferring resources to the resource providing mechanism through the block chain.

One or more embodiments of the present specification provide a storage medium. The storage medium is used to store computer-executable instructions. The computer executable instructions, when executed by the processor, receive an application request sent by the rental platform for preparing resources required for the target product. Wherein the target product is a product leased to a lessee user. The application request includes application information for the resource. And if the application information is determined to meet the preset resource application condition based on the data stored in the block chain, performing resource transfer processing according to the application information so as to transfer the resources to the leasing platform. And receiving the resources transferred by the resource transfer mechanism through the block chain.

One or more embodiments of the present specification provide a storage medium. The storage medium is used to store computer-executable instructions. The computer-executable instructions, when executed by the processor, receive resource transfer business data sent by the rental platform. The resource transfer service data is used for requesting resource transfer processing based on part or all of resources required by the renting target product provided by the renter so as to transfer the resources to the resource providing mechanism. The resource providing mechanism transfers the resources required for preparing the target product to the leasing platform in advance. And if the resource transfer service data are determined to meet the preset resource transfer conditions according to the data stored in the block chain, performing resource transfer processing through the block chain in the appointed resource transfer time period so as to transfer resources to the resource providing mechanism.

One or more embodiments of the present specification provide a storage medium. The storage medium is used to store computer-executable instructions. The computer-executable instructions, when executed by the processor, receive a business maintenance request sent by the rental platform. Wherein the business maintenance request comprises business maintenance information related to a target product leased to a tenant user. And if the service maintenance information is determined to accord with the preset service maintenance condition based on the data stored in the block chain, performing service maintenance processing according to the service maintenance information to obtain a service maintenance voucher. And if the fact that the lessee user does not provide part or all of the resources required for renting the target product within the set time limit is determined, transferring the resources to a resource providing mechanism according to the business maintenance voucher. Wherein the resource providing mechanism provides the resources required for preparing the target product to the rental platform in advance.

Drawings

In order to more clearly illustrate one or more embodiments or technical solutions in the prior art in the present specification, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments described in the present specification, and for those skilled in the art, other drawings can be obtained according to the drawings without inventive exercise;

fig. 1 is a schematic view of a scenario of a method for processing a rental service according to one or more embodiments of the present disclosure;

fig. 2 is a first flowchart of a rental business processing method according to one or more embodiments of the present disclosure;

fig. 3 is a second flowchart of a rental business processing method according to one or more embodiments of the present disclosure;

fig. 4 is a third flowchart of a rental business processing method according to one or more embodiments of the present disclosure;

fig. 5 is a schematic diagram illustrating a fourth scenario of a rental service processing method according to one or more embodiments of the present disclosure;

fig. 6 is a schematic flow chart of a method for processing rental services according to one or more embodiments of the present disclosure;

fig. 7 is a schematic diagram illustrating a first module composition of a rental service processing apparatus according to one or more embodiments of the present disclosure;

fig. 8 is a schematic diagram illustrating a second module of a rental business processing apparatus according to one or more embodiments of the present disclosure;

fig. 9 is a schematic diagram illustrating a third module of a rental service processing apparatus according to one or more embodiments of the present disclosure;

fig. 10 is a schematic diagram illustrating a fourth module of a rental service processing apparatus according to one or more embodiments of the present disclosure;

FIG. 11 is a schematic diagram of a first component of a rental service processing system, according to one or more embodiments of the present disclosure;

FIG. 12 is a schematic diagram of a second component of a rental service processing system, according to one or more embodiments of the present disclosure;

fig. 13 is a schematic structural diagram of a processing device for rental business provided in one or more embodiments of the present specification.

Detailed Description

In order to make those skilled in the art better understand the technical solutions in one or more embodiments of the present disclosure, the technical solutions in one or more embodiments of the present disclosure will be clearly and completely described below with reference to the drawings in one or more embodiments of the present disclosure, and it is obvious that the described embodiments are only a part of the embodiments of the present disclosure, and not all embodiments. All other embodiments that can be derived by a person skilled in the art from one or more of the embodiments described herein without making any inventive step shall fall within the scope of protection of this document.

Considering that the current leasing model has the risks that the leasing information is easy to lose, is tampered and the like, and in order to enlarge the scale of the leasing business and ensure that resources required by preparing the leased objects can be effectively circulated, the leasing platform can develop the leasing business in a resource collection mode. To ensure timely and effective recovery of resources, current resource collection models typically involve the resource provider cooperating with a large rental platform having both full strength and heavy assets to provide the large rental platform with the resources needed to prepare the rental item. For some medium and small rental platforms, the problem of difficult resource collection exists because mutual trust with a resource provider is difficult to establish; for the resource provider, the resource providing mode is also single to provide resources for the large-scale leasing platform, and the resource structure cannot be enriched. Based on this, the embodiment of the specification provides a rental business processing method, device, equipment and system.

Fig. 1 is a schematic view of an application scenario of a method for processing a rental service according to one or more embodiments of the present specification, as shown in fig. 1, the scenario includes: the system comprises terminal equipment of a renting user, a renting platform, a resource providing mechanism, a resource transferring mechanism and a block chain system. The terminal device may be a mobile phone, a tablet computer, a desktop computer, a portable notebook computer, or the like (only the mobile phone is shown in fig. 1). The rental platform can provide rental services of products, such as rental services of various entity products such as automobiles and electronic products, and also can provide rental services of software products or network products. The resource providing mechanism can provide resources when the resource application request of the related party is determined to meet the preset resource application condition, so that the related party can perform related affair processing based on the resources provided by the resource providing mechanism. And the resource transfer mechanism can transfer the specified resource based on the resource transfer service data of the related party so as to transfer the resource from the transfer-out party to the transfer-in party. The related party, the transfer-in party and the transfer-out party can be specific users, and can also be platforms, mechanisms, organizations and the like. The blockchain system includes at least one node device (not shown in fig. 1) accessing to a blockchain, and data, such as lease record information of a target product leased by a tenant, is stored in the blockchain. The leasing platform, the resource providing mechanism, and the resource transferring mechanism may all deploy node devices (not shown in fig. 1) accessing the blockchain, that is, the leasing platform, the resource providing mechanism, and the resource transferring mechanism may directly perform operations such as writing, querying, and the like of data in the blockchain through the respective node devices.

Specifically, a lease client related to a lease service is installed in a terminal device of a tenant user, and the lease client may be an independent Application program (APP for short) or an applet embedded in another Application program. When a renter user has a renting requirement, operating a renting client in terminal equipment of the renter user to submit renting related information; and the terminal equipment responds to the leasing operation of the leasing user and sends a product leasing request to the leasing platform according to the determined product leasing information of the target product to be leased. After receiving the product lease request, the lease platform performs lease processing on the target product according to the product lease information in the product lease request so as to provide the target product for a lease user, and sends lease result information representing successful lease to the terminal equipment so that the terminal equipment displays the lease result information; generating rental record information of the target product, and storing the rental record information into the block chain; when the renting platform determines that the target product is received by the renter, resources required by the preparation of the target product are obtained from the resource providing mechanism; sending resource transfer business data to a resource transfer mechanism according to the product lease information; and if the resource transfer mechanism determines that the resource transfer service data meet the preset resource transfer conditions according to the data stored in the block chain, performing resource transfer processing based on the acquired resources to transfer the resources to the resource providing mechanism when acquiring part or all of the resources required by the rental target product provided by the tenant user.

Furthermore, the leasing platform, the resource providing mechanism and the resource transferring mechanism can also be used without deploying node equipment of an access block chain; accordingly, the leasing platform, the resource providing mechanism and the resource transferring mechanism can access the block chain through the node devices of other access block chains to perform operations such as data storage and query. If the leasing platform generates the leasing record information, the leasing record information is sent to the node equipment, and the node equipment stores the received leasing record information into the block chain and the like. It should be noted that the leasing platform, the resource providing mechanism, and the resource transferring mechanism may access the block chain through the same node device, or may access the block chain through different node devices.

Therefore, after the target product is leased, the lease platform stores the lease record information to the block chain, and when the target product is determined to be received by the tenant user, the resources required for preparing the target product are obtained from the resource providing mechanism; and sending the resource transfer business data to the resource transfer mechanism according to the product leasing information so that the resource transfer mechanism executes the process of transferring the resources to the resource providing mechanism through the block chain. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that some leasing platform resources are difficult to collect is solved, for the resource providing mechanism, resources required by preparing target products can be provided for various types of leasing platforms, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the liability-pursuing event and the like are solved, and an effective verification basis is provided for the processing of the related service.

Based on the application scenario architecture, one or more embodiments of the present specification provide a method for processing a rental service. Fig. 2 is a flowchart illustrating a method for processing a rental service according to one or more embodiments of the present disclosure, where the method in fig. 2 can be executed by the rental platform in fig. 1, as shown in fig. 2, and the method includes the following steps:

step S102, receiving a product leasing request sent by a leasing user, and leasing a target product according to product leasing information of the target product to be leased in the product leasing request;

the target product can be a product produced by the rental platform, or a product purchased by the rental platform from another product provider. The product leasing information comprises user information of a lessee user, product information of a target product, leasing related information and the like; user information such as user name, mobile phone number, identity document number, etc.; product information such as product brand, product model, product color, etc.; lease related information such as receiving mode information of the target product, lease duration, lease quantity, second resource transfer information of resources required to be transferred for leasing the target product and the like; receiving modes such as a sending mode, a self-taking mode and the like; the second resource transfer information includes resource transfer mode, resource transfer quantity, etc. Further, when the receiving mode is the sending mode, the lease related information further comprises a sending address and the like.

Step S104, generating rental record information of the target product, and storing the rental record information into a block chain;

step S106, if the target product is determined to be received by the lessee, the resources required for preparing the target product are obtained from the resource providing mechanism;

in order to ensure that the lease service of the lease platform can be effectively and circularly performed, when determining that a target product is received by a tenant user, the lease service may acquire resources required for preparing the target product from a resource providing mechanism, so as to prepare other products to be leased based on the acquired resources. Optionally, if receiving the product reception confirmation information sent by the tenant user, the lease platform determines that the tenant user receives the target product, and acquires resources required for preparing the target product from the resource providing mechanism; for example, when receiving a target product, a renter performs a receiving confirmation operation in a display interface of renting information in a renting client, the renting client acquires product receiving confirmation information generated by the receiving confirmation operation of the renter and sends the product receiving confirmation information to a renting platform, and the renter is determined to receive the target product when the renter receives the product receiving confirmation information. Or when the lessee selects to receive the target product in a self-fetching mode, the lessee performs signature processing on the leasing platform to represent that the target product is received; correspondingly, if the renting platform acquires the signature information generated by signature processing of the renter, the renter is determined to receive the target product, and the resources required for preparing the target product are acquired from the resource providing mechanism. Or when the lessee selects to receive the target product in a sending mode, the lessee platform acquires the logistics information of the sent target product, if the acquired logistics information represents that the lessee receives the target product, the lessee is determined to receive the target product, and the resources required for preparing the target product are acquired from the resource providing mechanism. The mode of determining that the target product is received by the lessee user can be set in practical application according to the requirement.

It should be noted that, in the embodiment of the present specification, the target product to be rented may be an entity product such as an automobile, and may also be a software product or a network product. Accordingly, it can be understood that the resource providing mechanism in the present disclosure may be different types of mechanisms with different functions, for example, for a software product or a network product, the resource providing mechanism may be a mechanism that provides computer resources such as network resources and communication resources, so that the rental platform can produce the software product based on the resources. For a physical product or the like, the resource provider may be a financial institution or the like that may provide funds to the rental platform to cause the rental platform to produce the physical product based on the funds or to purchase the physical product from a provider of the physical product or the like.

Step S108, sending the resource transfer business data to the resource transfer mechanism according to the product leasing information so that the resource transfer mechanism can execute the process of transferring the resources to the resource providing mechanism through the block chain.

Specifically, the resource transfer service data is sent to the resource transfer mechanism according to the product lease information, so that the resource transfer mechanism performs resource transfer processing according to part or all of resources required by the lease target product provided by the tenant user when determining that the resource transfer service data meets the preset resource transfer condition based on the block chain, so as to transfer the resources to the resource providing mechanism.

In one or more embodiments of the present specification, after performing lease processing on a target product, a lease platform stores lease record information to a block chain, and when it is determined that a tenant receives the target product, acquires a resource required for preparing the target product from a resource providing mechanism; and sending the resource transfer business data to the resource transfer mechanism according to the product leasing information so that the resource transfer mechanism executes the process of transferring the resources to the resource providing mechanism through the block chain. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that some leasing platform resources are difficult to collect is solved, for the resource providing mechanism, resources required by preparing target products can be provided for various types of leasing platforms, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the liability-pursuing event and the like are solved, and an effective verification basis is provided for the processing of the related service.

In order to ensure that the rental business can be safely and effectively performed, avoid the loss of the rental platform due to the false rental users, and avoid the failure of providing the target product to the rental users in time due to the failure of preparing the target product, in one or more embodiments of the present disclosure, as shown in fig. 3, the rental platform performs rental processing when determining that the predetermined rental condition is met. Specifically, step S102 may include the following step S102-2:

and S102-2, receiving a product leasing request sent by a leasing user, and if the product leasing information of the target product to be leased in the product leasing request is determined to meet a preset leasing condition, leasing the target product according to the product leasing information.

Specifically, if the rental agreement signed by the renter is acquired, the identity of the renter is verified according to the user information in the product rental information, and the target product is determined to be in the rentable state according to the product information in the product rental information, it is determined that the product rental information of the target product meets the preset rental condition, and the target product is rented according to the product rental information. More specifically, in order for a tenant to be aware of the relevant specifications for the lease, the tenant is required to sign a lease agreement. Optionally, the renter can sign the rental agreement while submitting the product rental information, and the product rental request includes the rental agreement; correspondingly, if the leasing platform determines that the product leasing request comprises a leasing agreement signed by a lessee user, the leasing platform determines to acquire the leasing agreement signed by the lessee user. Or the leasing platform sends an agreement signing request to the lessee when receiving the product leasing request, and determines to acquire the lessee agreement signed by the lessee when receiving the signed lessee agreement sent by the lessee. When the leasing platform determines to acquire a leasing protocol signed by a leasing user, matching user information in the product leasing information with user information in a designated database, if the matching fails, determining that the product leasing information does not meet preset leasing conditions, and sending request failure information to the leasing user; if the matching is successful, the identity verification of the lessee user is determined to be passed, whether the corresponding target product is in the rentable state or not is inquired according to the product information in the product rentable information, if the target product is not in the rentable state, the fact that the target product does not meet the preset rentable condition is determined, and request failure information is sent to the lessee user; and if the product is in the rentable state, determining that the preset renting condition is met, and renting the target product according to the product renting information. The designated database comprises identity information of a plurality of real and effective users, and can be a database established based on the real and effective identity information provided by each user when the user registers on the rental platform, or a database of an authority such as a public security institution.

When the target product is produced by the rental platform, querying whether the corresponding target product is in a rentable state according to the product information in the product rental information may include: inquiring whether the inventory quantity of the corresponding target product is zero or not according to the product information in the product leasing information, and if not, determining that the target product is in a leasable state; if the target product is zero, determining whether the target product is in a production stop state, if not, determining that the target product is in a rentable state, and if so, determining that the target product is in a non-rentable state. When the target product is provided by the corresponding product provider, querying whether the corresponding target product is in a rentable state according to the product information in the product rental information may include: and sending a query request to a corresponding product provider according to the product information in the product leasing information, if the received query result represents that the target product can be provided, determining that the target product is in a leasable state, and if the received query result represents that the target product cannot be provided, determining that the target product is in an untleasable state.

The identity of the renter user is authenticated, and whether the target product is in the rentable state or not is determined, so that the rentable service can be safely and effectively carried out.

In order to facilitate query of the lease-related information and processing of subsequent related services, in one or more embodiments of the present specification, as shown in fig. 3, a lease platform generates a lease voucher for a target product after determining that the lease information of the product meets a preset lease condition. Specifically, step S102 may include the following step S102-4:

step S102-4, receiving a product leasing request sent by a leasing user, and generating a leasing voucher of a target product according to product leasing information of the target product to be leased in the product leasing request; and performing blending treatment on the target product according to the lease certificate.

The lease voucher comprises user information of a lease user, product information of a target product, lease related information and the like. After the lease platform generates the lease voucher of the target product, the production of the target product or the allocation processing of acquiring the target product from the supplier of the target product is carried out according to the lease voucher so as to provide the target product for the tenant user.

Corresponding to step S102-4, step S104 may include the following steps S104-2 and S104-4:

step S104-2, performing hash processing on the lease voucher and the lease protocol according to a first preset algorithm to obtain a first hash value;

the first preset algorithm can be set in practical application according to needs.

And step S104-4, recording the first hash value and the first certificate identification information of the determined lease certificate in a correlation manner, determining the recorded information as lease record information of a target product, and storing the lease record information into a block chain.

The leasing record information is generated based on the leasing voucher and the leasing agreement, and is stored in the block chain, so that the signing operation of the leasing agreement of the lessee user and the leasing operation of the target product can be traced and inquired, the authenticity and the effectiveness of the leasing record information can be ensured based on the characteristics of the block chain, the risks of information loss and falsification are avoided, the problems of difficult certificate taking of the lessee user in the case of responsibility tracing and the like are solved, and an effective verification basis is provided for the processing of related services of the leasing service.

In order to ensure the integrity of the data related to the rental business and prove that the rental platform provides the target product to the tenant, as shown in fig. 3, after determining that the tenant receives the target product, the method may further include:

generating receiving record information of the target product according to the determined receiving information of the target product; and storing the received record information into the block chain. Wherein, the receiving information is such as the information of the receiver, the receiving time, the receiving place, etc.

In order to ensure that the resources provided by the resource providing mechanism can be returned to the resource providing mechanism in time under the condition that the resources required by the rental target product are not provided by the renter; as shown in fig. 3, the rental platform may send a service maintenance request to the service maintenance mechanism and receive a service maintenance credential sent by the service maintenance mechanism, so that when an accident occurs, the service maintenance mechanism performs corresponding maintenance processing based on the service maintenance credential. Specifically, step S106 may include the following steps S106-2 and S106-4:

step S106-2, if it is determined that the target product is received by the tenant user, a service maintenance request is sent to the designated service maintenance mechanism according to the lease voucher, so that the service maintenance mechanism performs service maintenance processing related to the target product according to the lease voucher to obtain a service maintenance voucher, and when the processing of transferring resources to the resource providing mechanism by the resource transferring mechanism fails, related processing of transferring resources to the resource providing mechanism is executed according to the service maintenance voucher.

Specifically, if the leasing platform determines that the target product is received by the lessee, the service maintenance request is sent to the appointed service maintenance organization according to the leasing certificate and the leasing protocol signed by the lessee. As shown in fig. 3, when the service maintenance structure receives a service maintenance request, if it is determined that service maintenance information included in the service maintenance request conforms to a preset service maintenance condition according to data stored in a block chain, performing service maintenance processing according to the service maintenance information to obtain a service maintenance credential; generating service maintenance record information according to the service maintenance voucher, and storing the service maintenance record information into a block chain; and when the business maintenance mechanism determines that the resource transfer mechanism fails to transfer the resources to the resource providing mechanism, executing related processing of transferring the resources to the resource providing mechanism according to the business maintenance certificate, and storing the generated third resource transfer record information into the block chain. Wherein, the business maintenance organizations such as insurance application organizations, guarantee organizations, enterprise and public institutions related to the lease platform, etc.; taking the service maintenance organization as an insurance application organization as an example, the service maintenance voucher is such as a policy, etc.

And S106-4, receiving the service maintenance voucher sent by the service maintenance mechanism, and acquiring resources required by the preparation of the target product from the resource providing mechanism.

The service maintenance mechanism generates a service maintenance voucher by sending a service maintenance request to the service maintenance mechanism, and stores service maintenance record information into the block chain, so that resources can be transferred to the resource providing platform through the service maintenance mechanism under the condition that a renter does not provide resources required by a renting target product, and the resources are guaranteed to return in time; and when the target product is not returned as expected or maliciously damaged by the renter, the service maintenance mechanism carries out corresponding processing, so that the loss of the renting platform can be reduced. And the service maintenance record information is stored in the block chain, so that an effective basis can be provided for the relevant verification processing when the resource providing mechanism receives the application request of the resource.

In order to ensure that the rental platform can smoothly acquire the resources required for preparing the target product from the resource providing mechanism, as shown in fig. 3, when the rental platform receives the service maintenance voucher, the application request of the resources is sent to the resource providing mechanism based on the service maintenance voucher, the rental voucher, and the rental protocol. Specifically, step S106-4 may include steps S106-42 through S106-46 as follows:

step S106-42, receiving a service maintenance voucher sent by a service maintenance mechanism, calling a first intelligent contract deployed in a block chain, and if relevant service maintenance record information is inquired from the block chain according to first voucher identification information of a lease voucher and second voucher identification information of the service maintenance voucher based on the first intelligent contract, performing hash processing on the received service maintenance voucher according to a second preset algorithm to obtain a second hash value to be verified;

step S106-44, if the second hash value to be verified is determined to be matched with the second hash value in the inquired business maintenance record information, sending an application request for preparing resources required by the target product to a resource providing mechanism according to the lease certificate, the lease protocol and the business maintenance certificate; so that the resource providing mechanism carries out resource transfer processing when determining that the application request meets the preset resource application condition based on the block chain;

specifically, as shown in fig. 3, when the resource providing mechanism receives the resource application request, it is determined whether the application information included in the application request meets the preset resource application condition according to the data stored in the blockchain, if yes, the resource transfer processing is performed to provide the resources required for preparing the target product to the rental platform, and the generated first resource transfer record information is maintained to the blockchain.

And S106-46, receiving the resources transferred by the resource providing mechanism.

Therefore, the resource application request is sent to the resource providing mechanism based on the leasing voucher, the leasing protocol and the service maintenance voucher, and the resource providing mechanism can verify the corresponding leasing service and the service maintenance service based on the block chain, so that the trust of the leasing platform is established, and the resource is provided for the leasing platform. The method not only can solve the problem of difficulty in resource collection of some leasing platforms, but also enriches the resource structure of a resource providing mechanism.

Further, after the rental platform successfully applies for the resource from the resource providing mechanism, in order to ensure timely and effective return of the resource, as shown in fig. 3, the rental platform further sends resource transfer service data to the resource transfer mechanism, so that when the resource transfer mechanism determines that the resource transfer condition is met according to the data in the block chain, the resource transfer mechanism performs resource transfer processing based on the acquired part or all of the resources required by the rental target product provided by the renter, so as to transfer the resource to the resource providing mechanism, and stores the generated second resource transfer record information into the block chain. Specifically, the step S108 of sending the resource transfer service data to the resource transfer mechanism according to the product lease information includes:

and sending the resource transfer business data to the resource transfer mechanism according to the lease certificate, the lease agreement and the signed resource transfer service agreement. The resource service protocol includes related matters and descriptions of resource transfer processing.

Further, in order to ensure that the resource transfer mechanism can accurately transfer the resource to the resource providing platform, in one or more embodiments of the present specification, the leasing platform further stores the determined first resource transfer information for transferring the resource to the resource providing mechanism into the block chain, so that the resource transfer mechanism performs the resource transfer process according to the first resource transfer information to transfer the resource to the resource providing mechanism. Specifically, step S108 may be followed by step S110 and step S112 of:

step S110, determining partial or all resources required by the renting target product provided by the renter, and transferring first resource transfer information of the resources to the resource providing mechanism;

the first resource transfer information may be information pre-negotiated by the rental platform, the rental user, and the resource providing mechanism, and the first resource transfer information may be included in the rental protocol. The first resource transfer information includes resource transfer-out account information of the tenant user, resource transfer-in account information of the fund providing platform, resource transfer period information (resource transfer is performed in a certain period), resource transfer amount information, and the like.

Step S112, saving the first resource transfer information in the blockchain, so that the resource transfer mechanism performs transfer processing on part or all of the resources required by the rental target product provided by the rental user according to the first resource transfer information in the blockchain, so as to transfer the resources to the resource providing mechanism.

By storing the first resource transfer information in the block chain, a processing basis can be provided for the resource transfer processing of the resource transfer mechanism, thereby ensuring the effective transfer of resources.

On the basis of the same technical concept, corresponding to the processing method of the rental business described above, one or more embodiments of the present specification further provide another processing method of the rental business, fig. 4 is a schematic flow diagram of the processing method of another rental business provided by one or more embodiments of the present specification, and the method in fig. 4 can be executed by the resource providing mechanism in fig. 1; as shown in fig. 4, the method comprises the steps of:

step S202, receiving an application request for preparing resources required by a target product, which is sent by a leasing platform; the target product is a product leased to a lessee user, and the application request comprises application information of the resource;

specifically, when a product lease request sent by a tenant user is received by a lease platform, a lease voucher is generated according to product lease information of a target product to be leased in the product lease request, and allocation processing of the target product is performed according to the lease voucher so as to provide the target product for the tenant user; and when determining that the target product is received by the renter, the renting platform determines the generated renting certificate, the renting protocol signed by the renter, the service maintenance certificate related to the target product and obtained by applying from the specified service maintenance mechanism, the determined third resource transfer information and the like as application information, and sends an application request for preparing the resources required by the target product to the resource providing mechanism according to the application information. The third resource transfer information comprises resource transfer-out account information of the rental platform, the quantity of resources to be transferred and the like.

Step S204, if the application information is determined to accord with the preset resource application condition based on the data stored in the block chain, performing resource transfer processing according to the application information to transfer the resource to the leasing platform;

specifically, if it is determined that the application information meets the preset resource application condition based on the data stored in the blockchain, the resource transfer processing is performed according to the third resource transfer information in the application information, so that the resource is transferred from the resource providing mechanism to the rental platform. The data stored in the blockchain includes rental record information, target product receiving record information, service maintenance record information, and the like.

Further, in order to ensure the authenticity of the rental business corresponding to the application request of the resource and ensure that the provided resource can be reclaimed as expected, in one or more embodiments of the present specification, the determining that the application information meets the preset resource application condition based on the data stored in the blockchain in step S204 may include the following steps S204-2 to S204-10:

step S204-2, a second intelligent contract deployed in the block chain is called, and if the related receiving record information and the related leasing record information are inquired from the block chain according to the first certificate identification information included in the leasing certificate based on the second intelligent contract, the leasing certificate and the leasing protocol in the application information are subjected to Hash processing according to a first preset algorithm to obtain a first Hash value to be verified; the receiving record information represents that the target product is received by the lessee;

step S204-4, matching the first hash value to be verified with the first hash value in the inquired lease record information;

step S204-6, if the associated service maintenance record information is inquired from the block chain according to the second certificate identification information included by the service maintenance certificate, performing hash processing on the service maintenance certificate in the application information according to a second preset algorithm to obtain a second hash value to be verified;

step S204-8, the second hash value to be verified is matched with the second hash value in the inquired business maintenance record information;

and step S204-10, if the first hash value and the second hash value are successfully matched, determining that the application information meets the preset resource application condition.

Specifically, the resource providing mechanism calls a second intelligent contract deployed in the block chain, determines whether related receiving record information and lease record information are inquired from the block chain according to first certificate identification information included in the lease certificate based on the second intelligent contract, and if not, determines that the second intelligent contract does not accord with the preset resource application condition, and sends application failure information to the lease platform; if yes, performing hash processing on the leasing voucher and the leasing protocol in the application information according to a first preset algorithm to obtain a first hash value to be verified, matching the first hash value to be verified with the first hash value in the inquired leasing record information, if matching fails, determining that the first hash value does not meet preset resource application conditions, and sending application failure information to the leasing platform; if the matching is successful, determining whether the associated business maintenance record information is inquired from the block chain according to the second certificate identification information included by the business maintenance certificate; if not, determining that the preset resource application condition is not met, and sending application failure information to the leasing platform; if yes, performing hash processing on the service maintenance voucher in the application information according to a second preset algorithm to obtain a second hash value to be verified, matching the second hash value to be verified with the second hash value in the inquired service maintenance record information, if matching fails, determining that the second hash value does not meet preset resource application conditions, and sending application failure information to the leasing platform; and if the matching is successful, determining that the application information meets the preset resource application condition. It should be noted that the order of execution of the matching process of the first hash value and the matching process of the second hash value may be interchanged.

Further, in order to make the transfer operation of the resource providing institution to transfer the resource to the rental platform traceable and queriable, in one or more embodiments of the present specification, step S204 may further include:

and generating first resource transfer record information according to the application information, and storing the first resource transfer record information into the block chain.

Specifically, the first voucher identification information of the lease voucher, the second voucher identification information of the service maintenance voucher, the third resource transfer information and other associated records included in the application information are recorded, the recorded information is determined as first resource transfer record information, and the first resource transfer record information is stored in the block chain.

Step S206, receiving the resource transferred by the resource transfer mechanism through the block chain.

Specifically, the resource transfer mechanism receives the resource transferred by the resource transfer processing based on part or all of the resources required by the rental target product provided by the tenant user according to the first resource transfer information in the block chain. More specifically, after receiving the resources transferred by the resource providing mechanism, the rental platform sends the resource transfer service data to the resource transferring mechanism to request the resource transferring mechanism to perform resource transfer processing based on the acquired part or all of the resources required by the rental target product provided by the tenant user, so as to transfer the resources to the resource providing platform. When the resource transfer mechanism acquires part or all of resources required by the rental target product provided by the tenant user within the specified resource transfer period, resource transfer processing is performed based on the acquired resources according to the first resource transfer information stored in the block chain, so as to transfer the resources to the resource providing mechanism.

Further, when the tenant does not provide part or all of the resources required for the rental target product according to the rental agreement as scheduled, in order to ensure that the resources can be returned to the resource providing mechanism in time, the service maintenance mechanism transfers the resources to the resource providing platform, correspondingly, the method may further include:

and receiving the resources transferred by the service maintenance mechanism, wherein the resources are transferred by the service maintenance mechanism according to the service maintenance voucher when the service maintenance mechanism determines that the renter does not provide part or all of the resources required by the rented target product.

Specifically, when the resource transfer mechanism does not acquire part or all of resources required by the rented target product provided by the renter, first prompt information is sent to the renting platform, and the renting platform sends a resource transfer request to the business maintenance mechanism according to the corresponding business maintenance voucher based on the received first prompt information; and the service maintenance mechanism carries out resource transfer processing according to the resource transfer request so as to transfer the resource to the resource providing mechanism. Or when the resource transfer mechanism does not acquire part or all of resources required by the renting target product provided by the renter, sending second prompt information to the determined service maintenance mechanism; and the service maintenance mechanism carries out resource transfer processing according to the received second prompt message so as to transfer the resource to the resource providing mechanism. The service maintenance mechanism can transfer the resource to the resource providing mechanism through the resource transfer mechanism, can transfer the resource to the resource providing mechanism through other resource transfer mechanisms, and can provide the resource to the resource providing mechanism face to face.

In one or more embodiments of the present disclosure, when receiving an application request for preparing a resource required by a target product, which is sent by a rental platform, a resource providing mechanism, if determining that application information in the application request meets a preset resource application condition based on data stored in a block chain, performs resource transfer processing according to the application information, so as to transfer the resource to the rental platform. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that the resources of the leasing platform are difficult to collect is solved, the resources required by preparing target products can be provided for various types of leasing platforms for the resource providing mechanism, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the liability-pursuing event and the like are solved, and an effective verification basis is provided for the processing of the related service.

On the basis of the same technical concept, corresponding to the processing method of the rental business described above, one or more embodiments of the present specification further provide another processing method of the rental business, fig. 5 is a schematic flow diagram of the processing method of another rental business provided by one or more embodiments of the present specification, and the method in fig. 5 can be executed by the resource transfer mechanism in fig. 1; as shown in fig. 5, the method comprises the steps of:

step S302, receiving resource transfer service data sent by a leasing platform; the resource transfer service data is used for requesting resource transfer processing based on part or all of resources required by the rented target product provided by the renter so as to transfer the resources to the resource providing mechanism; the resource providing mechanism transfers the resources required by the preparation of the target product to the leasing platform in advance;

specifically, when a product lease request sent by a tenant user is received by a lease platform, a lease voucher is generated according to product lease information of a target product to be leased in the product lease request, and scheduling processing of the target product is performed according to the lease voucher so as to provide the target product for the tenant user; if the target product is determined to be received by the lessee, acquiring resources required for preparing the target product from the resource providing mechanism; and sending the resource transfer business data to the resource transfer mechanism according to the generated lease certificate, the lease agreement signed by the tenant user and the like.

Step S304, if the resource transfer service data is determined to accord with the preset resource transfer condition according to the data stored in the block chain, the resource transfer processing is carried out through the block chain in the appointed resource transfer time period so as to transfer the resource to the resource providing mechanism.

Determining that the resource transfer service data meets the preset resource transfer condition according to the data stored in the block chain may include:

if the resource transfer service protocol signed by the leasing platform is obtained, a third intelligent contract deployed in the block chain is called; if the associated leasing record information is inquired from the block chain based on the third intelligent contract according to the first certificate identification information included by the leasing certificate, carrying out hash processing on the leasing certificate and the leasing protocol according to a first preset algorithm to obtain a first hash value to be verified; matching the first hash value to be verified with the first hash value in the inquired lease record information; determining whether the associated first resource transfer record information is inquired from the block chain according to the first certificate identification information included in the lease certificate; the first resource transfer record information is record information generated by the resource providing mechanism based on the resource provided to the rental platform; and if the first hash value is successfully matched and the first resource transfer record information is determined to be inquired, determining that the resource transfer service data meets the preset resource transfer condition.

Specifically, in order to make the rental platform know the relevant items of the resource transfer service, the rental platform needs to sign a resource transfer service agreement in the process of requesting to handle the resource transfer service. Optionally, the resource transfer service data includes a resource transfer service agreement signed by the rental platform, and correspondingly, if the resource transfer mechanism determines that the resource transfer service data includes the resource transfer service agreement, the resource transfer mechanism determines to acquire the resource transfer service agreement signed by the rental platform; or after receiving the resource transfer service data, the resource transfer platform sends an agreement signing request to the leasing platform, and when receiving the signed resource transfer service agreement sent by the leasing platform, the resource transfer platform determines to acquire the resource transfer service agreement. When the resource transfer mechanism determines to acquire the resource transfer service protocol signed by the leasing platform, calling a third intelligent contract deployed in the block chain; determining whether related leasing record information is inquired from the block chain based on first certificate identification information included by the third intelligent contract according to the leasing certificate, if not, determining that the resource transfer service data does not accord with a preset resource transfer condition, and sending request failure information to the leasing platform; if so, performing hash processing on the lease voucher and the lease protocol according to a first preset algorithm to obtain a first hash value to be verified; matching the first hash value to be verified with the first hash value in the inquired lease record information; if the matching fails, determining that the resource transfer service data does not accord with the preset resource transfer condition, and sending request failure information to the leasing platform; if the matching is successful, determining whether the associated first resource transfer record information is inquired from the block chain according to the first certificate identification information included in the lease certificate; if not, determining that the resource transfer service data does not accord with the preset resource transfer condition, and sending request failure information to the leasing platform; if yes, determining that the resource transfer service data meets the preset resource transfer condition.

By acquiring the resource transfer service agreement signed by the leasing platform, the leasing platform is ensured to clear the related matters of the resource transfer; by verifying the lease voucher and the lease agreement, the follow-up trouble caused by the virtual lease voucher and the lease agreement is avoided; by inquiring the first resource transfer record information, the real resource transfer transaction between the leasing platform and the resource providing platform is ensured, and the risk of cheating the resource by the leasing platform is avoided.

Further, the resource transfer processing performed through the block chain in step S304 to transfer the resource to the resource providing mechanism includes:

acquiring associated first resource transfer information from the block chain according to the determined first certificate identification information of the lease certificate of the target product; and performing resource transfer processing based on the acquired part or all of the resources required by the rental target product provided by the tenant user according to the first resource transfer information to transfer the resources to the resource providing mechanism.

Optionally, when receiving a resource transfer request sent by a tenant user, the resource transfer mechanism acquires associated first resource transfer information from the block chain according to first credential identification information included in the resource transfer request; and if the resource transfer-in account information, the resource transfer-out account information, the quantity of the resources to be transferred in the first resource transfer information are determined to be matched with the resource transfer-in account information, the resource transfer-out account information and the quantity of the resources to be transferred which are included in the resource transfer request, and the current time is matched with the resource transfer time period appointed in the first resource transfer information, transferring the corresponding quantity of the resources from the resource transfer-out account of the renter to the resource transfer-in account of the resource providing mechanism. Or when the resource transfer mechanism receives the resource transfer service data, the first voucher identification information of the lease voucher in the resource transfer service data is stored in the local database, the first resource transfer information is acquired from the block chain according to the stored first voucher identification information every preset time, if the current time is matched with the resource transfer time period appointed in the first resource transfer information, the number of the resource transfer-out account of the lease user, the resource transfer-in account of the resource providing mechanism and the resource to be transferred is determined according to the first resource transfer information, and the resource with the corresponding number is transferred from the determined resource transfer-in account to the resource transfer-out account. Wherein the preset time is 9 points per day; the matching can be considered successful when the current time is within the specified resource transfer period, such as 10/8/0/2020 to 10/8/24/2020. It should be noted that the specific time setting can be set in practical application according to the need. The resource transfer mechanism may also detect, via the smart contract, whether the current time matches a resource transfer period specified in the first resource transfer information.

The first resource transfer information is acquired from the block chain, and the resource transfer processing is carried out based on the first resource transfer information, so that the effectiveness of resource transfer is ensured.

Further, if it is determined that part or all of the resources required by the rental target product provided by the target user are not acquired within the specified time limit, first prompt information is sent to the rental platform, so that the rental platform transfers the resources to the resource providing mechanism through the service maintenance mechanism. Or if the fact that part or all of the resources required by the renting target products provided by the target users are not acquired within the specified time limit is determined, second prompt information is sent to the determined business maintenance mechanism, and the business maintenance mechanism transfers the resources to the resource providing mechanism. Determining a mode of a business maintenance mechanism, such as acquiring associated business maintenance record information from a block chain according to first certificate identification information of a lease certificate, and acquiring information of the business maintenance mechanism from the business maintenance record information; or the resource transfer business data comprises information of the business maintenance mechanism, the resource transfer mechanism stores the first certificate identification information and the information of the business maintenance mechanism in a specified database in a related mode, and when it is determined that part or all of resources required by the renting target product provided by the target user are not acquired within a specified time limit, the information of the business maintenance mechanism is acquired from the specified database according to the first certificate identification information. Further, the specified time limit may be an expiration time of the resource transfer period specified in the first resource transfer information, or may be a certain time point within the resource transfer period specified in the first resource transfer information, for example, when the specified resource transfer time is 0/10/8/2020 to 24/10/8/2020, the specified time limit is 20/10/8/2020. By sending the prompt message, the resource can be transferred to the resource providing mechanism within the resource returning time appointed by the resource providing mechanism and the leasing platform, so that the long-term cooperation between the resource providing mechanism and the leasing platform is promoted.

It should be noted that the appointed resource returning time is later than the resource transferring time interval in the first resource transferring information; or, when the specified time limit is a certain time point in the resource transfer period specified in the first resource transfer information, the agreed resource return time is the deadline of the specified resource transfer period; the specific time setting can be set automatically according to the requirement in practical application.

Further, after step S304, in order to make the transfer of the resource traceable and queried, the method further includes: and generating second resource transfer record information, and storing the second resource transfer record information into the block chain. Specifically, information association records such as resource transfer-out account information, resource transfer-in account information, resource transfer quantity, resource transfer time and the like are recorded, the recorded information is determined as second resource transfer record information, and the second resource transfer record information is stored in the block chain.

In one or more embodiments of the present specification, when receiving resource transfer service data sent by a rental platform, a resource transfer mechanism performs resource transfer processing through a block chain in a specified resource transfer time period if it is determined that the resource transfer service data meets a preset resource transfer condition according to data stored in the block chain, so as to transfer resources to a resource providing mechanism. Wherein the resource providing organization transfers the resources required for preparing the target product to the leasing platform in advance. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that the resources of the leasing platform are difficult to collect is solved, the resources required by preparing target products can be provided for various types of leasing platforms for the resource providing mechanism, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the liability-pursuing event and the like are solved, and an effective verification basis is provided for the processing of the related service.

On the basis of the same technical concept, corresponding to the processing method of the rental business described above, one or more embodiments of the present specification further provide another processing method of the rental business, which is applied to a business maintenance organization; fig. 6 is a schematic flowchart of another rental service processing method provided in one or more embodiments of the present disclosure, and as shown in fig. 6, the method includes the following steps:

step S402, receiving a service maintenance request sent by a leasing platform; the service maintenance request comprises service maintenance information related to a target product leased to a lessee;

specifically, when a product lease request sent by a tenant user is received by a lease platform, a lease voucher is generated according to product lease information of a target product to be leased in the product lease request, and scheduling processing of the target product is performed according to the lease voucher so as to provide the target product for the tenant user; and if the lessee user is determined to receive the target product, determining the generated lease certificate, the lease agreement signed by the lessee user and the like as service maintenance information, and sending a service maintenance request to a service maintenance organization according to the service maintenance information. The business maintenance mechanism may be an insurance mechanism, a guarantee mechanism, an enterprise and public institution related to the rental platform, and the like, for example, the rental platform is a sub-enterprise of a certain enterprise.

Step S404, if the service maintenance information is determined to accord with the preset service maintenance condition based on the data stored in the block chain, performing service maintenance processing according to the service maintenance information to obtain a service maintenance certificate;

the service maintenance voucher may include information such as resource transfer account information of the resource providing mechanism, and the number of resources to be transferred.

Determining that the service maintenance information conforms to a preset service maintenance condition based on data stored in a block chain, wherein the determining comprises:

calling a fourth intelligent contract deployed in the block chain, and if related leasing record information is inquired from the block chain according to first certificate identification information included in the leasing certificate based on the fourth intelligent contract, performing hash processing on the leasing certificate and the leasing protocol according to a first preset algorithm to obtain a first hash value to be verified; matching the first hash value to be verified with the first hash value in the inquired lease record information; determining whether receiving record information of the target product is inquired from the block chain according to the first certificate identification information; and if the first hash value is successfully matched and the receiving record information is inquired, the service maintenance information accords with the preset service maintenance condition.

Specifically, when a service maintenance mechanism receives a service maintenance request sent by a leasing platform, a fourth intelligent contract in a block chain is called, whether related leasing record information is inquired from the block chain according to first certificate identification information included by a leasing certificate based on the fourth intelligent contract is determined, if not, the service maintenance information is determined not to accord with a preset service maintenance condition, and request failure information is sent to the leasing platform; if so, performing hash processing on the lease voucher and the lease protocol according to a first preset algorithm to obtain a first hash value to be verified; matching the first hash value to be verified with the first hash value in the inquired lease record information; if the matching fails, determining that the service maintenance information does not accord with the preset service maintenance condition, and sending request failure information to the leasing platform; if the matching is successful, determining whether the receiving record information of the associated target product is inquired from the block chain according to the first certificate identification information, if not, determining that the service maintenance information does not accord with the preset service maintenance condition, and sending request failure information to the leasing platform; and if so, determining that the service maintenance information meets the preset service maintenance condition. Wherein, the matching operation of the first hash value and the execution sequence of the query operation of the received record information can be interchanged. By verifying the leasing voucher and the leasing agreement and/or inquiring the received record information, the authenticity and the validity of the leasing business are ensured, and the risk of malicious resource cheating of a leasing platform is avoided.

In order to make the business maintenance operation traceable and retrievable, in one or more embodiments of the present specification, the following steps S405-2 to S405-6 may be further included after step S404:

step S405-2, performing hash processing on the service maintenance voucher according to a second preset algorithm to obtain a second hash value;

step S405-4, the second hash value, the first certificate identification information and the second certificate identification information of the determined service maintenance certificate are recorded in an associated mode, and the recorded information is determined to be service maintenance record information;

it should be noted that the service maintenance record information is not limited to the above information, and may also include information of a service maintenance organization, information of a rental platform, and the like.

Step S405-6, the service maintenance record information is stored in the block chain.

By generating the service maintenance record information and storing the service maintenance record information into the block chain, the traceability and query of service maintenance processing are ensured, and effective verification basis is provided for resource providing processing of a resource providing mechanism.

Step S406, if it is determined that the lessee user does not provide part or all of the resources required by the lease target product within the specified time limit, transferring the resources to the resource providing mechanism according to the service maintenance voucher; wherein the resource providing mechanism provides the resources required for preparing the target product to the leasing platform in advance.

Specifically, if a resource transfer request sent by the rental platform is received or second prompt information sent by the resource transfer business mechanism is received, it is determined that the rental user does not provide part or all of the resources required by the rental target product within a specified time limit, the number of the resource transfer-in account and the resources to be transferred of the resource providing mechanism is determined according to the stored relevant information of the business maintenance voucher, and the resources with the corresponding number are transferred to the determined resource transfer-in account. It should be noted that the business maintenance organization may provide the resource to the resource providing organization professional resources through the resource transfer organization, and may also provide the resources face to face. The service maintenance mechanism stores the relevant information of the service maintenance voucher, such as the copy of the service maintenance voucher.

Further, in order to make the resource transfer operation of the service maintenance organization traceable and queriable, in one or more embodiments of the present specification, step S406 further includes: and storing the generated third resource transfer record information into the block chain. The third resource transfer record information includes resource transfer-out account information of the service maintenance organization, resource transfer-in account information of the resource providing organization, transfer quantity of the resources, resource transfer time and the like.

In one or more embodiments of the present specification, when a service maintenance request sent by a rental platform is received by a service maintenance mechanism, if it is determined that service maintenance information conforms to a preset service maintenance condition based on data stored in a block chain, performing service maintenance processing according to the service maintenance information to obtain a service maintenance credential; if the fact that the lessee user does not provide part or all of resources required by the renting target product within the set time limit is determined, transferring the resources to a resource providing mechanism according to the business maintenance voucher; wherein the resource providing mechanism provides the resources required for preparing the target product to the leasing platform in advance. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that the resources of the leasing platform are difficult to collect is solved, the resources required by preparing target products can be provided for various types of leasing platforms for the resource providing mechanism, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the case of tracing the liability and the like are solved, and an effective verification basis is provided for the processing of the related service.

Corresponding to the above-described rental business processing method, based on the same technical concept, one or more embodiments of the present specification further provide a rental business processing apparatus applied to a rental platform. Fig. 7 is a schematic block diagram illustrating a processing apparatus for rental business according to one or more embodiments of the present disclosure, as shown in fig. 7, the apparatus includes:

the receiving module 501 receives a product lease request sent by a tenant user, and performs lease processing on a target product according to product lease information of the target product to be leased in the product lease request;

the generating module 502 is used for generating the lease record information of the target product and storing the lease record information into a block chain;

an obtaining module 503, configured to obtain, from a resource providing mechanism, a resource required for preparing the target product if it is determined that the target product is received by the tenant user;

a sending module 504, configured to send resource transfer service data to a resource transfer mechanism according to the product lease information, so that the resource transfer mechanism performs processing of transferring resources to the resource providing mechanism through the blockchain.

Optionally, the receiving module 501 performs lease processing on the target product according to the product lease information if it is determined that the product lease information of the target product to be leased in the product lease request meets a preset lease condition.

Optionally, the receiving module 501 generates a lease certificate of the target product according to the product lease information; and the number of the first and second groups,

and performing blending treatment on the target product according to the lease certificate.

Optionally, the generating module 502 performs hash processing on the lease credential and the lease agreement according to a first preset algorithm to obtain a first hash value; and the number of the first and second groups,

and recording the first hash value and the determined first certificate identification information of the lease certificate in an associated manner, and determining the recorded information as the lease record information of the target product.

Optionally, the sending module 504, after the obtaining module 503 determines that the target product is received by the tenant user, further sends a service maintenance request to a specified service maintenance mechanism according to the lease voucher, so that the service maintenance mechanism performs service maintenance processing related to the target product according to the lease voucher to obtain a service maintenance voucher, and stores service maintenance record information generated based on the service maintenance voucher into the block chain; when the resource transfer mechanism fails to transfer the resources to the resource providing mechanism, the business maintenance mechanism executes the related processing of transferring the resources to the resource providing mechanism according to the business maintenance voucher.

The receiving module 501 receives the service maintenance voucher sent by the service maintenance mechanism.

Optionally, the service maintenance record information includes a second hash value obtained by hashing the service maintenance credential based on a second preset algorithm, first credential identification information of the lease credential, and second credential identification information of the service maintenance credential;

the obtaining module 503 calls a first intelligent contract deployed in the blockchain, and if the associated service maintenance record information is queried from the blockchain according to the first credential identification information and the second credential identification information based on the first intelligent contract, performs hash processing on the received service maintenance credential according to the second preset algorithm to obtain a second hash value to be verified; and the number of the first and second groups,

if the second hash value to be verified is determined to be matched with the second hash value in the inquired business maintenance record information, sending an application request of the resource to the resource providing mechanism according to the lease certificate, the lease protocol and the business maintenance certificate; when the resource providing mechanism determines that the application request meets the preset resource application condition based on the block chain, the resource providing mechanism carries out the transfer processing of the resource;

receiving the resource transferred by the resource providing mechanism.

In the processing apparatus for rental business provided in one or more embodiments of the present specification, after the rental process of the target product is performed, the rental record information is stored in the blockchain, and when it is determined that the target product is received by the tenant, the resource required for preparing the target product is acquired from the resource providing mechanism; and sending the resource transfer business data to the resource transfer mechanism according to the product leasing information so that the resource transfer mechanism executes the process of transferring the resources to the resource providing mechanism through the block chain. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that some leasing platform resources are difficult to collect is solved, for the resource providing mechanism, resources required by preparing target products can be provided for various types of leasing platforms, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the liability-pursuing event and the like are solved, and an effective verification basis is provided for the processing of the related service.

Further, based on the same technical concept, one or more embodiments of the present specification further provide another rental service processing apparatus, which is applied to a resource providing mechanism, corresponding to the rental service processing method described above. Fig. 8 is a schematic block diagram of another rental service processing apparatus provided in one or more embodiments of the present disclosure, as shown in fig. 8, the apparatus includes:

a first receiving module 601, configured to receive an application request for preparing resources required by a target product, sent by a rental platform; wherein the target product is a product leased to a lessee user; the application request comprises application information of the resource;

a processing module 602, configured to, if it is determined that the application information meets a preset resource application condition based on data stored in a blockchain, perform resource transfer processing according to the application information to transfer the resource to the rental platform;

the second receiving module 603 is configured to receive the resource transferred by the resource transfer mechanism through the block chain.

Optionally, the second receiving module 603 receives the resource transferred by the service maintenance mechanism; and the resources are transferred by the service maintenance mechanism according to the service maintenance voucher when the service maintenance mechanism determines that the tenant user does not provide part or all of the resources required for renting the target product.

Optionally, the apparatus further comprises: a generation module;

the generating module generates first resource transfer record information according to the application information, and stores the first resource transfer record information into the block chain.

In the processing apparatus for a rental service provided in one or more embodiments of the present specification, when receiving an application request for a resource required for preparing a target product, sent by a rental platform, and if it is determined based on data stored in a blockchain that application information in the application request meets a preset resource application condition, resource transfer processing is performed according to the application information, so as to transfer the resource to the rental platform. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that the resources of the leasing platform are difficult to collect is solved, the resources required by preparing target products can be provided for various types of leasing platforms for the resource providing mechanism, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the liability-pursuing event and the like are solved, and an effective verification basis is provided for the processing of the related service.

Further, based on the same technical concept, one or more embodiments of the present disclosure further provide another rental service processing apparatus applied to a resource transfer mechanism, corresponding to the rental service processing method described above. Fig. 9 is a schematic block diagram of another rental service processing apparatus provided in one or more embodiments of the present disclosure, and as shown in fig. 9, the apparatus includes:

a receiving module 701, configured to receive resource transfer service data sent by a rental platform; the resource transfer service data is used for requesting resource transfer processing based on part or all of resources required by the rented target product provided by the renter so as to transfer the resources to the resource providing mechanism; the resource providing mechanism transfers the resources required for preparing the target product to the leasing platform in advance;

the processing module 702, if it is determined that the resource transfer service data meets the preset resource transfer condition according to the data stored in the block chain, performs resource transfer processing through the block chain in a specified resource transfer time period to transfer resources to the resource providing mechanism.

Optionally, the processing module 702 obtains associated first resource transfer information from the blockchain according to the determined first credential identification information of the lease credential of the target product; and the number of the first and second groups,

and performing resource transfer processing based on the acquired part or all of the resources required for renting the target product, which are provided by the renter, according to the first resource transfer information so as to transfer the resources to the resource providing mechanism.

Optionally, the apparatus further comprises: a sending module;

the sending module is used for sending first prompt information to the leasing platform if determining that part or all of resources required for leasing the target product provided by the target user are not obtained within a specified time limit, so that the leasing platform transfers the resources to the resource providing mechanism through a service maintenance mechanism; alternatively, the first and second electrodes may be,

and if determining that part or all of the resources required for renting the target product provided by the target user are not acquired within the specified time limit, sending second prompt information to the determined service maintenance mechanism so that the service maintenance mechanism transfers the resources to the resource providing mechanism.

Optionally, the apparatus further comprises: a generation module;

the generating module generates second resource transfer record information and stores the second resource transfer record information into the block chain.

In the processing apparatus for rental business provided in one or more embodiments of the present specification, when receiving resource transfer business data sent by a rental platform, if it is determined that the resource transfer business data meets a preset resource transfer condition according to data stored in a block chain, resource transfer processing is performed through the block chain in a specified resource transfer time period, so as to transfer resources to a resource providing mechanism. Wherein the resource providing organization transfers the resources required for preparing the target product to the leasing platform in advance. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that the resources of the leasing platform are difficult to collect is solved, the resources required by preparing target products can be provided for various types of leasing platforms for the resource providing mechanism, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the liability-pursuing event and the like are solved, and an effective verification basis is provided for the processing of the related service.

Further, based on the same technical concept, one or more embodiments of the present specification further provide another rental service processing apparatus, which is applied to a service maintenance organization, corresponding to the rental service processing method described above. Fig. 10 is a schematic block diagram illustrating another rental service processing apparatus according to one or more embodiments of the present disclosure, as shown in fig. 10, the apparatus includes:

a receiving module 801, which receives a service maintenance request sent by a rental platform; wherein the service maintenance request comprises service maintenance information related to a target product leased to a tenant user;

a processing module 802, configured to perform service maintenance processing according to the service maintenance information if it is determined that the service maintenance information meets a preset service maintenance condition based on data stored in a blockchain, to obtain a service maintenance credential;

a transfer module 803, configured to transfer the resource to a resource providing mechanism according to the service maintenance credential if it is determined that the tenant does not provide part or all of the resources required for renting the target product within a set time limit; wherein the resource providing mechanism provides the resources required for preparing the target product to the rental platform in advance.

Optionally, the apparatus further comprises: a first generation module;

the generation module performs hash processing on the service maintenance voucher according to a second preset algorithm to obtain a second hash value; and the number of the first and second groups,

recording the second hash value, the first certificate identification information and the determined second certificate identification information of the service maintenance certificate in an associated manner, and determining the recorded information as service maintenance record information;

and storing the service maintenance record information into the block chain.

Optionally, the apparatus further comprises: a second generation module;

the second generating module, after the transferring module 803 transfers the resource to the resource providing mechanism according to the service maintenance credential, stores the generated third resource transfer record information into the blockchain.

In the processing apparatus for rental services provided in one or more embodiments of the present specification, when a service maintenance request sent by a rental platform is received, if it is determined that service maintenance information conforms to a preset service maintenance condition based on data stored in a block chain, service maintenance processing is performed according to the service maintenance information, so as to obtain a service maintenance credential; if the fact that the lessee user does not provide part or all of resources required by the renting target product within the set time limit is determined, transferring the resources to a resource providing mechanism according to the business maintenance voucher; wherein the resource providing mechanism provides the resources required for preparing the target product to the leasing platform in advance. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that the resources of the leasing platform are difficult to collect is solved, the resources required by preparing target products can be provided for various types of leasing platforms for the resource providing mechanism, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the case of tracing the liability and the like are solved, and an effective verification basis is provided for the processing of the related service.

It should be noted that, the embodiment of the processing apparatus for rental business in this specification and the embodiment of the processing method for rental business in this specification are based on the same inventive concept, so that specific implementation of this embodiment may refer to implementation of the corresponding processing method for rental business, and repeated details are not repeated.

Further, on the basis of the same technical concept, one or more embodiments of the present specification further provide a rental business processing system corresponding to the rental business processing method described above. Fig. 11 is a schematic diagram illustrating a processing system for a rental service according to one or more embodiments of the present disclosure, and as shown in fig. 11, the system includes: rental platform 901, resource provisioning mechanism 902, resource transfer mechanism 903, and blockchain system 904;

the renting platform 901 receives a product renting request sent by a renter and rents a target product according to product renting information of the target product to be rented in the product renting request; generating lease record information of the target product, and storing the lease record information into the blockchain system 904; if it is determined that the target product is received by the tenant, sending an application request for preparing resources required by the target product to the resource providing mechanism 902; sending resource transfer business data to a resource transfer mechanism 903 according to the product lease information;

the resource providing mechanism 902 receives the application request, and if it is determined that the application request meets a preset resource application condition based on the data stored in the blockchain system 904, performs a resource transfer process according to the application request to transfer the resource to the rental platform 901; receiving the resources transferred by the resource transfer mechanism 903 for resource transfer processing;

the resource transfer mechanism 903 is configured to receive the resource transfer service data, and if it is determined that the resource transfer service data meets a preset resource transfer condition according to data stored in the blockchain system 904, perform resource transfer processing through the blockchain system 904 in a specified resource transfer time period to transfer a resource to the resource providing mechanism 902;

the blockchain system 904 stores the rental record information.

Optionally, as shown in fig. 12, the system further includes: a service maintenance mechanism 905;

the renting platform 901 sends a service maintenance request to the service maintenance mechanism 905 according to the renting certificate after determining that the target product is received by the renting user; receiving a service maintenance certificate sent by the service maintenance mechanism 905;

the service maintenance mechanism 905 receives the service maintenance request, performs service maintenance processing according to the service maintenance request if it is determined that the service maintenance request meets a preset service maintenance condition based on the data stored in the blockchain system 904, and sends the obtained service maintenance certificate to the rental platform 901; and if it is determined that the tenant does not provide part or all of the resources required for renting the target product within the set time limit, transferring the resources to the resource providing mechanism 902 according to the service maintenance voucher;

the resource providing mechanism 902 receives the resource transferred by the service maintenance mechanism 905.

In the processing system for the rental service provided in one or more embodiments of the present specification, after the rental platform performs rental processing on the target product, the rental record information is stored in the blockchain system, and when it is determined that the target product is received by the tenant, resources required for preparing the target product are acquired from the resource providing mechanism; and sending the resource transfer business data to the resource transfer mechanism according to the product leasing information so that the resource transfer mechanism executes the process of transferring the resources to the resource providing mechanism through the block chain. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that some leasing platform resources are difficult to collect is solved, for the resource providing mechanism, resources required by preparing target products can be provided for various types of leasing platforms, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the liability-pursuing event and the like are solved, and an effective verification basis is provided for the processing of the related service.

It should be noted that, the embodiment of the processing system for the rental business in this specification and the embodiment of the processing method for the rental business in this specification are based on the same inventive concept, so that specific implementation of this embodiment may refer to implementation of the processing method for the rental business described above, and repeated details are not repeated.

Further, corresponding to the processing method of the rental business described above, based on the same technical concept, one or more embodiments of the present specification further provide a processing device of the rental business, where the processing device is configured to execute the processing method of the rental business, and fig. 13 is a schematic structural diagram of the processing device of the rental business provided by one or more embodiments of the present specification.

As shown in fig. 13, the processing device of the rental business may have a relatively large difference due to different configurations or performances, and may include one or more processors 11 and a memory 12, and one or more stored applications or data may be stored in the memory 12. Wherein the memory 12 may be a transient storage or a persistent storage. The application program stored in memory 12 may include one or more modules (not shown), each of which may include a series of computer-executable instructions in a processing device of the rental business. Still further, processor 11 may be configured to communicate with memory 12 to execute a series of computer-executable instructions in memory 12 on a processing device of the rental business. The rental business's processing device may also include one or more power supplies 13, one or more wired or wireless network interfaces 14, one or more input-output interfaces 15, one or more keyboards 16, and the like.

In one particular embodiment, a rental business processing apparatus includes a memory, and one or more programs, wherein the one or more programs are stored in the memory, and the one or more programs may include one or more modules, and each module may include a series of computer-executable instructions for the rental business processing apparatus, and execution of the one or more programs by one or more processors includes computer-executable instructions for:

receiving a product leasing request sent by a leasing user, and leasing a target product according to product leasing information of the target product to be leased in the product leasing request;

generating lease record information of the target product, and storing the lease record information into a block chain;

if the target product is determined to be received by the lessee, acquiring resources required for preparing the target product from a resource providing mechanism; and the number of the first and second groups,

and sending resource transfer business data to a resource transfer mechanism according to the product leasing information so that the resource transfer mechanism executes the process of transferring resources to the resource providing mechanism through the block chain.

Optionally, when executed, the computer-executable instructions perform rental processing on the target product according to the product rental information of the target product to be rented in the product rental request, including:

and if the product leasing information of the target product to be leased in the product leasing request is determined to meet the preset leasing condition, leasing the target product according to the product leasing information.

Optionally, when executed, the computer-executable instructions perform the rental process for the target product according to the product rental information, including:

according to the product lease information, generating a lease voucher of the target product;

Optionally, the computer executable instructions, when executed, generate rental record information for the target product, comprising:

performing hash processing on the leasing voucher and the leasing protocol according to a first preset algorithm to obtain a first hash value;

Optionally, the computer-executable instructions, when executed, further comprise, after determining that the target product is received by the tenant user:

sending a service maintenance request to a designated service maintenance mechanism according to the lease voucher so that the service maintenance mechanism performs service maintenance processing related to the target product according to the lease voucher to obtain a service maintenance voucher, and storing service maintenance record information generated based on the service maintenance voucher into the block chain; when the resource transfer mechanism fails to transfer the resources to the resource providing mechanism, the business maintenance mechanism executes the related processing of transferring the resources to the resource providing mechanism according to the business maintenance voucher.

And receiving the service maintenance voucher sent by the service maintenance mechanism.

Optionally, when the computer-executable instruction is executed, the service maintenance record information includes a second hash value obtained by hashing the service maintenance credential based on a second preset algorithm, first credential identification information of the lease credential, and second credential identification information of the service maintenance credential;

the acquiring, from a resource providing organization, resources required for preparing the target product includes:

calling a first intelligent contract deployed in the block chain, and if the associated business maintenance record information is inquired from the block chain according to the first certificate identification information and the second certificate identification information based on the first intelligent contract, performing hash processing on the received business maintenance certificate according to a second preset algorithm to obtain a second hash value to be verified;

receiving the resource transferred by the resource providing mechanism.

In the processing device for the rental service provided in one or more embodiments of the present specification, after the rental process of the target product is performed, the rental record information is stored in the blockchain, and when it is determined that the target product is received by the tenant, the resource required for preparing the target product is acquired from the resource providing mechanism; and sending the resource transfer business data to the resource transfer mechanism according to the product leasing information so that the resource transfer mechanism executes the process of transferring the resources to the resource providing mechanism through the block chain. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that some leasing platform resources are difficult to collect is solved, for the resource providing mechanism, resources required by preparing target products can be provided for various types of leasing platforms, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the liability-pursuing event and the like are solved, and an effective verification basis is provided for the processing of the related service.

In another particular embodiment, a rental business processing apparatus includes a memory, and one or more programs, wherein the one or more programs are stored in the memory, and the one or more programs may include one or more modules, and each module may include a series of computer-executable instructions for the rental business processing apparatus, and execution of the one or more programs by one or more processors includes computer-executable instructions for:

receiving an application request for preparing resources required by a target product, which is sent by a leasing platform; wherein the target product is a product leased to a lessee user; the application request comprises application information of the resource;

if the application information is determined to meet the preset resource application condition based on the data stored in the block chain, performing resource transfer processing according to the application information to transfer the resource to the leasing platform; and the number of the first and second groups,

and receiving the resources transferred by the resource transfer mechanism through the block chain for resource transfer processing.

Optionally, the computer executable instructions, when executed, further comprise:

receiving the resources transferred by the service maintenance mechanism; and the resources are transferred by the service maintenance mechanism according to the service maintenance voucher when the service maintenance mechanism determines that the tenant user does not provide part or all of the resources required for renting the target product.

Optionally, when executed, after performing the resource transfer processing according to the application information, the computer-executable instructions further include:

In the processing device for the rental service provided in one or more embodiments of the present specification, when receiving an application request for a resource required for preparing a target product, sent by a rental platform, and if it is determined based on data stored in a blockchain that application information in the application request meets a preset resource application condition, resource transfer processing is performed according to the application information, so as to transfer the resource to the rental platform. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that the resources of the leasing platform are difficult to collect is solved, the resources required by preparing target products can be provided for various types of leasing platforms for the resource providing mechanism, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the liability-pursuing event and the like are solved, and an effective verification basis is provided for the processing of the related service.

receiving resource transfer service data sent by a leasing platform; the resource transfer service data is used for requesting resource transfer processing based on part or all of resources required by the rented target product provided by the renter so as to transfer the resources to the resource providing mechanism; the resource providing mechanism transfers the resources required for preparing the target product to the leasing platform in advance;

and if the resource transfer service data are determined to meet the preset resource transfer conditions according to the data stored in the block chain, performing resource transfer processing through the block chain in the appointed resource transfer time period so as to transfer resources to the resource providing mechanism.

Optionally, the computer-executable instructions, when executed, perform a resource transfer process through the blockchain to transfer a resource to the resource providing mechanism, comprising:

acquiring associated first resource transfer information from the block chain according to the determined first certificate identification information of the lease certificate of the target product;

if the fact that part or all of the resources required for renting the target product, provided by the target user, are not acquired within a specified time limit is determined, first prompt information is sent to the renting platform, so that the renting platform transfers the resources to the resource providing mechanism through a service maintenance mechanism; alternatively, the first and second electrodes may be,

Optionally, when executed, the computer-executable instructions, after performing the resource transfer processing based on the acquired resource, further include:

and generating second resource transfer record information, and storing the second resource transfer record information into the block chain.

In the processing device for the rental service provided in one or more embodiments of the present specification, when receiving resource transfer service data sent by a rental platform, if it is determined that the resource transfer service data meets a preset resource transfer condition according to data stored in a block chain, resource transfer processing is performed through the block chain in a specified resource transfer time period, so as to transfer resources to a resource providing mechanism. Wherein the resource providing organization transfers the resources required for preparing the target product to the leasing platform in advance. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that the resources of the leasing platform are difficult to collect is solved, the resources required by preparing target products can be provided for various types of leasing platforms for the resource providing mechanism, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the liability-pursuing event and the like are solved, and an effective verification basis is provided for the processing of the related service.

receiving a service maintenance request sent by a leasing platform; wherein the service maintenance request comprises service maintenance information related to a target product leased to a tenant user;

if the service maintenance information is determined to accord with the preset service maintenance condition based on the data stored in the block chain, performing service maintenance processing according to the service maintenance information to obtain a service maintenance voucher;

if the fact that the lessee user does not provide part or all of resources required for renting the target product within the set time limit is determined, transferring the resources to a resource providing mechanism according to the business maintenance voucher; wherein the resource providing mechanism provides the resources required for preparing the target product to the rental platform in advance.

Optionally, the computer executable instructions, when executed, further include, after obtaining the service maintenance credential:

performing hash processing on the service maintenance voucher according to a second preset algorithm to obtain a second hash value;

and storing the service maintenance record information into the block chain.

When a service maintenance request sent by a rental platform is received, if it is determined that service maintenance information meets a preset service maintenance condition based on data stored in a block chain, service maintenance processing is performed according to the service maintenance information to obtain a service maintenance voucher; if the fact that the lessee user does not provide part or all of resources required by the renting target product within the set time limit is determined, transferring the resources to a resource providing mechanism according to the business maintenance voucher; wherein the resource providing mechanism provides the resources required for preparing the target product to the leasing platform in advance. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that the resources of the leasing platform are difficult to collect is solved, the resources required by preparing target products can be provided for various types of leasing platforms for the resource providing mechanism, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the case of tracing the liability and the like are solved, and an effective verification basis is provided for the processing of the related service.

It should be noted that, the embodiment of the processing device for the rental business in this specification and the embodiment of the processing method for the rental business in this specification are based on the same inventive concept, so that specific implementation of this embodiment may refer to implementation of the processing method for the rental business described above, and repeated details are not repeated.

Further, based on the same technical concept, one or more embodiments of the present specification further provide a storage medium for storing computer-executable instructions, where in a specific embodiment, the storage medium may be a usb disk, an optical disk, a hard disk, and the like, and when the storage medium stores the computer-executable instructions, the following process can be implemented when the processor executes the computer-executable instructions:

Optionally, when executed by a processor, the computer-executable instructions stored in the storage medium perform a leasing process on a target product according to product leasing information of the target product to be leased in the product leasing request, including:

Optionally, the computer-executable instructions stored in the storage medium, when executed by the processor, perform the rental process of the target product according to the product rental information, including:

Optionally, the storage medium stores computer-executable instructions that, when executed by the processor, generate rental record information for the target product, comprising:

Optionally, the storage medium stores computer-executable instructions that, when executed by the processor, further comprise, after determining that the target product is received by the tenant user:

Optionally, when the computer-executable instructions stored in the storage medium are executed by the processor, the service maintenance record information includes a second hash value obtained by hashing the service maintenance credential based on a second preset algorithm, first credential identification information of the lease credential, and second credential identification information of the service maintenance credential;

receiving the resource transferred by the resource providing mechanism.

When executed by a processor, the computer-executable instructions stored in the storage medium according to one or more embodiments of the present specification save rental record information to a blockchain after performing rental processing of a target product, and when it is determined that a target product is received by a rental user, acquire resources required for preparing the target product from a resource providing mechanism; and sending the resource transfer business data to the resource transfer mechanism according to the product leasing information so that the resource transfer mechanism executes the process of transferring the resources to the resource providing mechanism through the block chain. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that some leasing platform resources are difficult to collect is solved, for the resource providing mechanism, resources required by preparing target products can be provided for various types of leasing platforms, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the liability-pursuing event and the like are solved, and an effective verification basis is provided for the processing of the related service.

In another specific embodiment, the storage medium may be a usb disk, an optical disk, a hard disk, or the like, and the storage medium stores computer executable instructions that, when executed by the processor, implement the following process:

Optionally, the storage medium stores computer-executable instructions that, when executed by the processor, further comprise:

Optionally, when executed by a processor, the computer-executable instructions stored in the storage medium, after performing the resource transfer process according to the application information, further include:

When the computer-executable instructions stored in the storage medium provided by one or more embodiments of the present specification are executed by a processor, and when an application request for preparing resources required for a target product is received from a rental platform, if it is determined that application information in the application request meets a preset resource application condition based on data stored in a blockchain, a resource transfer process is performed according to the application information, so as to transfer the resources to the rental platform. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that the resources of the leasing platform are difficult to collect is solved, the resources required by preparing target products can be provided for various types of leasing platforms for the resource providing mechanism, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the liability-pursuing event and the like are solved, and an effective verification basis is provided for the processing of the related service.

Optionally, the storage medium stores computer executable instructions that, when executed by a processor, perform a resource transfer process through the blockchain to transfer a resource to the resource providing mechanism, including:

Optionally, the storage medium stores computer-executable instructions, which when executed by the processor, further include, after performing the resource transfer process based on the acquired resource:

When the computer-executable instructions stored in the storage medium provided by one or more embodiments of the present specification are executed by a processor, when receiving resource transfer service data sent by a rental platform, if it is determined that the resource transfer service data meets a preset resource transfer condition according to data stored in a blockchain, performing resource transfer processing through the blockchain in a specified resource transfer period to transfer resources to a resource providing mechanism. Wherein the resource providing organization transfers the resources required for preparing the target product to the leasing platform in advance. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that the resources of the leasing platform are difficult to collect is solved, the resources required by preparing target products can be provided for various types of leasing platforms for the resource providing mechanism, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the liability-pursuing event and the like are solved, and an effective verification basis is provided for the processing of the related service.

Optionally, the storage medium stores computer-executable instructions that, when executed by the processor, further include, after obtaining the service maintenance credential:

and storing the service maintenance record information into the block chain.

When a processor executes computer-executable instructions stored in a storage medium provided in one or more embodiments of the present specification, when receiving a service maintenance request sent by a rental platform, if it is determined that service maintenance information conforms to a preset service maintenance condition based on data stored in a blockchain, performing service maintenance processing according to the service maintenance information to obtain a service maintenance credential; if the fact that the lessee user does not provide part or all of resources required by the renting target product within the set time limit is determined, transferring the resources to a resource providing mechanism according to the business maintenance voucher; wherein the resource providing mechanism provides the resources required for preparing the target product to the leasing platform in advance. Therefore, the block chain is used as the trust endorsement, mutual trust between the leasing platform and the resource providing mechanism is established, the problem that the resources of the leasing platform are difficult to collect is solved, the resources required by preparing target products can be provided for various types of leasing platforms for the resource providing mechanism, and the resource structure of the resource providing mechanism is enriched. Moreover, by storing the lease-related data into the blockchain, the authenticity and the validity of the data can be ensured based on the characteristics of the blockchain, so that the risk of data loss and tampering is avoided, the trace of the lease service can be realized, the problems that the lease user is difficult to prove in the case of tracing the liability and the like are solved, and an effective verification basis is provided for the processing of the related service.

It should be noted that the embodiment of the storage medium in this specification and the embodiment of the method for processing the rental service in this specification are based on the same inventive concept, and therefore, for specific implementation of this embodiment, reference may be made to implementation of the method for processing the rental service, and repeated details are not described again.

The foregoing description has been directed to specific embodiments of this disclosure. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims may be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.

In the 90 s of the 20 th century, improvements in a technology could clearly distinguish between improvements in hardware (e.g., improvements in circuit structures such as diodes, transistors, switches, etc.) and improvements in software (improvements in process flow). However, as technology advances, many of today's process flow improvements have been seen as direct improvements in hardware circuit architecture. Designers almost always obtain the corresponding hardware circuit structure by programming an improved method flow into the hardware circuit. Thus, it cannot be said that an improvement in the process flow cannot be realized by hardware physical modules. For example, a Programmable Logic Device (PLD), such as a Field Programmable Gate Array (FPGA), is an integrated circuit whose Logic functions are determined by programming the Device by a user. A digital system is "integrated" on a PLD by the designer's own programming without requiring the chip manufacturer to design and fabricate application-specific integrated circuit chips. Furthermore, nowadays, instead of manually making an Integrated Circuit chip, such Programming is often implemented by "logic compiler" software, which is similar to a software compiler used in program development and writing, but the original code before compiling is also written by a specific Programming Language, which is called Hardware Description Language (HDL), and HDL is not only one but many, such as abel (advanced Boolean Expression Language), ahdl (alternate Hardware Description Language), traffic, pl (core universal Programming Language), HDCal (jhdware Description Language), lang, Lola, HDL, laspam, hardward Description Language (vhr Description Language), vhal (Hardware Description Language), and vhigh-Language, which are currently used in most common. It will also be apparent to those skilled in the art that hardware circuitry that implements the logical method flows can be readily obtained by merely slightly programming the method flows into an integrated circuit using the hardware description languages described above.

The controller may be implemented in any suitable manner, for example, the controller may take the form of, for example, a microprocessor or processor and a computer-readable medium storing computer-readable program code (e.g., software or firmware) executable by the (micro) processor, logic gates, switches, an Application Specific Integrated Circuit (ASIC), a programmable logic controller, and an embedded microcontroller, examples of which include, but are not limited to, the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20, and Silicone Labs C8051F320, the memory controller may also be implemented as part of the control logic for the memory. Those skilled in the art will also appreciate that, in addition to implementing the controller as pure computer readable program code, the same functionality can be implemented by logically programming method steps such that the controller is in the form of logic gates, switches, application specific integrated circuits, programmable logic controllers, embedded microcontrollers and the like. Such a controller may thus be considered a hardware component, and the means included therein for performing the various functions may also be considered as a structure within the hardware component. Or even means for performing the functions may be regarded as being both a software module for performing the method and a structure within a hardware component.

The systems, devices, modules or units illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product with certain functions. One typical implementation device is a computer. In particular, the computer may be, for example, a personal computer, a laptop computer, a cellular telephone, a camera phone, a smartphone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.

For convenience of description, the above devices are described as being divided into various units by function, and are described separately. Of course, the functions of the units may be implemented in the same software and/or hardware or in multiple software and/or hardware when implementing the embodiments of the present description.

One skilled in the art will recognize that one or more embodiments of the present description may be provided as a method, system, or computer program product. Accordingly, one or more embodiments of the present description may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the description may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The description has been presented with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the description. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.

The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.

Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape, magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.

It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.

One or more embodiments of the present description may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. One or more embodiments of the specification may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including memory storage devices.

The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the system embodiment, since it is substantially similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment.

The above description is only an example of this document and is not intended to limit this document. Various modifications and changes may occur to those skilled in the art from this document. Any modifications, equivalents, improvements, etc. which come within the spirit and principle of the disclosure are intended to be included within the scope of the claims of this document.

Claims

1. A rental service processing method is applied to a rental platform, and comprises the following steps:

receiving a product leasing request sent by a leasing user, and leasing a target product according to product leasing information of the target product to be leased in the product leasing request, wherein the target product is provided for the leasing user by a leasing platform;

generating lease record information of the target product based on a lease voucher and a lease protocol corresponding to the product lease request, and storing the lease record information into a target block chain; the leasing platform, the resource providing mechanism and the resource transferring mechanism are all connected to the target block chain;

if the fact that the target product is received by the renter is determined, acquiring resources required for preparing the target product from a resource providing mechanism, wherein the resource providing mechanism acquires the renting record information from the target block chain, judges whether the renting platform meets preset resource application conditions or not according to the renting record information, transfers the resources to the renting platform when the judgment result is yes, and stores the generated first resource transfer record information to the target block chain; and the number of the first and second groups,

sending resource transfer business data to a resource transfer mechanism according to the product lease information; the resource transfer mechanism acquires the lease record information and the first resource transfer record information from the target block chain, judges whether the resource transfer service data meet a preset resource transfer condition or not based on the lease record information and the first resource transfer record information, and executes the process of transferring resources from the tenant to the resource providing mechanism when the judgment result is yes.

2. The method of claim 1, wherein the renting the target product according to the product renting information of the target product to be rented in the product renting request comprises:

3. The method of claim 2, the product rental information comprising user information of the tenant user, product information of the target product;

the step of determining that the product lease information of the target product to be leased in the product lease request meets preset lease conditions comprises the following steps:

and if the leasing agreement signed by the lessee user is acquired, the identity of the lessee user is verified to be passed according to the user information, and the target product is determined to be in a leasable state according to the product information, determining that the product leasing information of the target product meets a preset leasing condition.

4. The method of claim 3, the renting the target product according to the product rental information, comprising:

5. The method of claim 4, wherein generating rental record information of the target product based on the rental voucher and the rental agreement corresponding to the product rental request comprises:

6. The method of claim 4, after determining that the target product is received by the tenant user, further comprising:

sending a service maintenance request to a designated service maintenance mechanism according to the lease voucher so that the service maintenance mechanism performs service maintenance processing related to the target product according to the lease voucher to obtain a service maintenance voucher, and performing related processing for transferring resources to the resource providing mechanism according to the service maintenance voucher when the processing for transferring resources to the resource providing mechanism by the resource transferring mechanism fails;

7. The method of claim 6, wherein the service maintenance record information corresponding to the service maintenance credential includes a second hash value obtained by hashing the service maintenance credential based on a second preset algorithm, first credential identification information of the lease credential, and second credential identification information of the service maintenance credential;

if the second hash value to be verified is determined to be matched with the second hash value in the inquired business maintenance record information, sending an application request of the resource to the resource providing mechanism according to the lease certificate, the lease protocol and the business maintenance certificate;

receiving the resource transferred by the resource providing mechanism.

8. The method of claim 6, the sending resource transfer business data to a resource transfer mechanism according to the product rental information, comprising:

and sending resource transfer service data to a resource transfer mechanism according to the lease certificate, the lease agreement and the signed resource transfer service agreement.

9. The method of claim 1, after determining that the target product is received by the tenant user, further comprising:

generating receiving record information of the target product according to the determined receiving information of the target product;

and storing the receiving record information into the target block chain.

10. The method of claim 1, further comprising:

determining first resource transfer information for transferring resources to the resource providing institution based on some or all of the resources provided by the tenant user and required for renting the target product;

and saving the first resource transfer information into the target block chain, so that the resource transfer mechanism performs transfer processing based on the resource provided by the tenant user according to the first resource transfer information in the target block chain, and transfers the resource to the resource providing mechanism.

11. A rental service processing method is applied to a resource providing mechanism, and comprises the following steps:

receiving an application request for preparing resources required by a target product, which is sent by a leasing platform; wherein the target product is a product leased to a lessee user, the target product being provided to the lessee user by the lease platform; the application request comprises application information of the resource;

obtaining leasing record information of a target product from a target block chain, judging whether the application information meets a preset resource application condition or not according to the obtained leasing record information, if the application information meets the preset resource application condition, performing resource transfer processing according to the application information to transfer the resource to the leasing platform, and storing the generated first resource transfer record information to the target block chain; the lease record information is generated according to a lease voucher and a lease protocol corresponding to a product lease request sent by the tenant user, and the lease platform, the resource providing mechanism and the resource transferring mechanism are all connected to the target block chain; and the number of the first and second groups,

receiving a resource transferred by a resource transfer mechanism through the target block chain to the resource providing mechanism from the tenant; the resource transfer mechanism acquires the lease record information and the first resource transfer record information from the target block chain, judges whether the resource transfer service data sent by the lease platform meets a preset resource transfer condition or not based on the lease record information and the first resource transfer record information, and executes the process of transferring resources from the tenant to the resource providing mechanism when the judgment result is yes.

12. The method of claim 11, the application information comprising: the method comprises the steps that a lease voucher is generated based on product lease information of a target product provided by a lease user, a lease agreement signed by the lease user, and a business maintenance voucher related to the target product, wherein the business maintenance voucher is obtained by applying for from a specified business maintenance organization by a lease platform;

the step of obtaining the lease record information of the target product from the target block chain and judging whether the application information meets the preset resource application condition or not according to the obtained lease record information comprises the following steps:

calling a second intelligent contract deployed in a target block chain, and if related receiving record information and lease record information are inquired from the target block chain according to first certificate identification information included in the lease certificate based on the second intelligent contract, performing hash processing on the lease certificate and the lease protocol according to a first preset algorithm to obtain a first hash value to be verified; wherein the receiving record information represents that the target product is received by the lessee;

matching the first hash value to be verified with the first hash value in the inquired lease record information; and the number of the first and second groups,

if the associated service maintenance record information is inquired from the target block chain according to the second certificate identification information included by the service maintenance certificate, performing hash processing on the service maintenance certificate according to a second preset algorithm to obtain a second hash value to be verified;

matching the second hash value to be verified with the second hash value in the inquired service maintenance record information;

and if the first hash value and the second hash value are successfully matched, determining that the application information meets the preset resource application condition.

13. The method of claim 12, the receiving the resources transferred by the resource transfer mechanism for resource transfer processing over the target block chain, comprising:

and receiving the resources transferred by the resource transfer mechanism according to the first resource transfer information in the target block chain and performing resource transfer processing on the basis of part or all of the resources required for renting the target product, which are provided by the tenant user.

14. The method of claim 13, further comprising:

15. The method according to claim 11, further comprising, after the transferring the resource according to the application information:

and generating first resource transfer record information according to the application information, and storing the first resource transfer record information into the target block chain.

16. A method for processing lease service is applied to a resource transfer mechanism, and comprises the following steps:

receiving resource transfer service data sent by a leasing platform; the resource transfer service data is used for requesting resource transfer processing based on part or all of resources required by the rented target product provided by the renter so as to transfer the resources to the resource providing mechanism; the resource providing mechanism acquires lease record information from a target block chain, judges whether the lease platform meets preset resource application conditions or not according to the lease record information, transfers resources required for preparing the target product to the lease platform in advance when the judgment result is yes, and stores the generated first resource transfer record information to the target block chain, wherein the target product is provided for the tenant user by the lease platform, and the lease platform, the resource providing mechanism and the resource transferring mechanism are all connected to the target block chain;

acquiring lease record information and first resource transfer record information from the target block chain, judging whether the resource transfer business data meet preset resource transfer conditions or not based on the lease record information and the first resource transfer record information, and if the resource transfer business data meet the preset resource transfer conditions according to data stored in the target block chain, performing resource transfer processing through the target block chain in a specified resource transfer time period so as to transfer resources from the tenant to the resource providing mechanism; the data stored in the target block chain comprises lease record information of a target product, and the lease record information is generated according to a lease voucher and a lease agreement corresponding to a product lease request sent by the tenant user.

17. The method of claim 16, the resource shifting traffic data comprising: the renting platform generates a renting voucher according to the product renting record information of the target product provided by the renting user and a renting protocol signed by the renting user;

the acquiring lease record information and first resource transfer record information from the target block chain, and judging whether the resource transfer service data meets a preset resource transfer condition based on the lease record information and the first resource transfer record information includes:

if the resource transfer service protocol signed by the leasing platform is obtained, calling a third intelligent contract deployed in the target block chain;

if related leasing record information is inquired from the target block chain based on the third intelligent contract according to the first certificate identification information included by the leasing certificate, carrying out hash processing on the leasing certificate and the leasing protocol according to a first preset algorithm to obtain a first hash value to be verified;

matching the first hash value to be verified with the first hash value in the inquired lease record information; and;

determining whether associated first resource transfer record information is queried from the target block chain according to first credential identification information included in the lease credential; the first resource transfer record information is record information generated by the resource providing mechanism based on the resource provided to the rental platform;

and if the first hash value is successfully matched and the first resource transfer record information is determined to be inquired, determining that the resource transfer service data meets a preset resource transfer condition.

18. The method of claim 16, the performing a resource transfer process through the target blockchain to transfer resources to the resource provisioning mechanism, comprising:

acquiring associated first resource transfer information from the target block chain according to the determined first certificate identification information of the lease certificate of the target product;

19. The method of claim 16, further comprising:

if the fact that part or all of resources required for renting the target product provided by the target user are not acquired within the specified time limit is determined, first prompt information is sent to the renting platform, so that the renting platform transfers the resources to the resource providing mechanism through a business maintenance mechanism; alternatively, the first and second electrodes may be,

20. The method of claim 16, further comprising, after performing the resource transfer process based on the obtained resources:

and generating second resource transfer record information, and storing the second resource transfer record information into the target block chain.

21. A method for processing a rental service, which is applied to a service maintenance organization, comprises the following steps:

receiving a service maintenance request sent by a leasing platform; the service maintenance request comprises service maintenance information related to a target product leased to a leaser user, the service maintenance request is sent when a resource transfer mechanism acquires lease record information and first resource transfer record information from a target block chain, whether resource transfer service data sent by a lease platform meets a preset resource transfer condition is judged based on the lease record information and the first resource transfer record information, and when the judgment result is yes, the resource transfer from the leaser user to a resource providing mechanism is executed, and the resource transfer failure is determined;

if the service maintenance information is determined to accord with the preset service maintenance condition based on the data stored in the target block chain, performing service maintenance processing according to the service maintenance information to obtain a service maintenance voucher; the data stored in the target block chain comprises lease record information of a target product, and the lease record information is generated according to a lease voucher and a lease protocol corresponding to a product lease request sent by the tenant user;

if the fact that the lessee user does not provide part or all of resources required for renting the target product within the set time limit is determined, transferring the resources to the resource providing mechanism according to the business maintenance voucher; the resource providing mechanism acquires lease record information from a target block chain, judges whether the lease platform meets preset resource application conditions or not according to the lease record information, provides resources required for preparing the target product for the lease platform in advance when the judgment result is yes, and stores generated first resource transfer record information to the target block chain, wherein the target product is provided for the tenant user by the lease platform, and the lease platform, the resource providing mechanism and the resource transferring mechanism are all connected to the target block chain.

22. The method of claim 21, the business maintenance information comprising rental credentials generated by the rental platform from product rental information for the target product provided by the rental user, a rental agreement signed by the rental user;

the determining that the service maintenance information conforms to a preset service maintenance condition based on the data stored in the target block chain includes:

calling a fourth intelligent contract deployed in a target block chain, and if related leasing record information is inquired from the target block chain according to first certificate identification information included in the leasing certificate based on the fourth intelligent contract, performing hash processing on the leasing certificate and the leasing protocol according to a first preset algorithm to obtain a first hash value to be verified;

determining whether receiving record information of the target product is inquired from the target block chain according to the first certificate identification information;

and if the first hash value is successfully matched and the receiving record information is inquired, determining that the service maintenance information meets the preset service maintenance condition.

23. The method of claim 22, after obtaining the service maintenance credential, further comprising:

and storing the service maintenance record information into the target block chain.

24. The method of claim 21, after transferring the resource to a resource provisioning mechanism according to the business maintenance credentials, further comprising:

and storing the generated third resource transfer record information into the target block chain.

25. A processing device of rental business, which is arranged on a rental platform, and comprises:

the system comprises a receiving module, a renting module and a renting module, wherein the receiving module is used for receiving a product renting request sent by a renter and renting a target product according to product renting information of the target product to be rented in the product renting request, and the target product is provided for the renter by a renting platform;

the generation module generates lease record information of the target product based on a lease voucher and a lease protocol corresponding to the product lease request, and stores the lease record information into a target block chain; the leasing platform, the resource providing mechanism and the resource transferring mechanism are all connected to the target block chain;

an obtaining module, configured to obtain, from a resource providing mechanism, a resource required for preparing the target product if it is determined that the target product is received by the tenant user, where the resource providing mechanism obtains the lease record information from the target block chain, and determines, according to the lease record information, whether the lease platform meets a preset resource application condition, and if so, transfers the resource to the lease platform, and stores the generated first resource transfer record information to the target block chain;

the sending module is used for sending the resource transfer business data to a resource transfer mechanism according to the product leasing information; the resource transfer mechanism acquires the lease record information and the first resource transfer record information from the target block chain, judges whether the resource transfer service data meet a preset resource transfer condition or not based on the lease record information and the first resource transfer record information, and executes the process of transferring resources from the tenant to the resource providing mechanism when the judgment result is yes.

26. A rental service processing apparatus provided in a resource providing organization, the apparatus comprising:

the first receiving module is used for receiving an application request for preparing resources required by a target product, which is sent by a leasing platform; wherein the target product is a product leased to a lessee user, the target product being provided to the lessee user by the lease platform; the application request comprises application information of the resource;

the processing module is used for acquiring lease record information of a target product from a target block chain, judging whether the application information accords with a preset resource application condition or not according to the acquired lease record information, if the application information accords with the preset resource application condition based on data stored in the target block chain, performing resource transfer processing according to the application information to transfer the resource to the lease platform, and storing the generated first resource transfer record information to the target block chain; the data stored in the target block chain comprises lease record information of a target product, the lease record information is generated according to a lease voucher and a lease protocol corresponding to a product lease request sent by the tenant user, and the lease platform, the resource providing mechanism and the resource transferring mechanism are all connected to the target block chain;

a second receiving module, which receives the resource transferred from the tenant to the resource providing mechanism by the resource transfer mechanism through the target block chain; the resource transfer mechanism acquires the lease record information and the first resource transfer record information from the target block chain, judges whether the resource transfer service data sent by the lease platform meets a preset resource transfer condition or not based on the lease record information and the first resource transfer record information, and executes the process of transferring resources from the tenant to the resource providing mechanism when the judgment result is yes.

27. A rental business processing apparatus, disposed in a resource transfer mechanism, the apparatus comprising:

the receiving module is used for receiving the resource transfer service data sent by the leasing platform; the resource transfer service data is used for requesting resource transfer processing based on part or all of resources required by the rented target product provided by the renter so as to transfer the resources to the resource providing mechanism; the resource providing mechanism acquires lease record information from a target block chain, judges whether the lease platform meets preset resource application conditions or not according to the lease record information, transfers resources required for preparing the target product to the lease platform in advance when the judgment result is yes, and stores the generated first resource transfer record information to the target block chain, wherein the target product is provided for the tenant user by the lease platform, and the lease platform, the resource providing mechanism and the resource transferring mechanism are all connected to the target block chain;

the processing module is used for acquiring lease record information and first resource transfer record information from the target block chain, judging whether the resource transfer business data meet a preset resource transfer condition or not based on the lease record information and the first resource transfer record information, and if the resource transfer business data meet the preset resource transfer condition according to data stored in the target block chain, performing resource transfer processing through the target block chain in a specified resource transfer time period so as to transfer resources from the tenant to the resource providing mechanism; the data stored in the target block chain comprises lease record information of a target product, and the lease record information is generated according to a lease voucher and a lease agreement corresponding to a product lease request sent by the tenant user.

28. A processing device for leasing business, which is arranged in a business maintenance organization, and comprises:

the receiving module is used for receiving a service maintenance request sent by the leasing platform; the service maintenance request comprises service maintenance information related to a target product leased to a leaser user, the service maintenance request is sent when a resource transfer mechanism acquires lease record information and first resource transfer record information from a target block chain, whether resource transfer service data sent by a lease platform meets a preset resource transfer condition is judged based on the lease record information and the first resource transfer record information, and when the judgment result is yes, the resource transfer from the leaser user to a resource providing mechanism is executed, and the resource transfer failure is determined;

the processing module is used for carrying out service maintenance processing according to the service maintenance information to obtain a service maintenance certificate if the service maintenance information is determined to accord with a preset service maintenance condition based on the data stored in the target block chain; the data stored in the target block chain comprises lease record information of a target product, and the lease record information is generated according to a lease voucher and a lease protocol corresponding to a product lease request sent by the tenant user;

the transfer module is used for transferring the resources to the resource providing mechanism according to the business maintenance voucher if the fact that the lessee user does not provide part or all of the resources required for renting the target product within the set time limit is determined; the resource providing mechanism acquires lease record information from a target block chain, judges whether the lease platform meets preset resource application conditions or not according to the lease record information, provides resources required for preparing the target product for the lease platform in advance when the judgment result is yes, and stores generated first resource transfer record information to the target block chain, wherein the target product is provided for the tenant user by the lease platform, and the lease platform, the resource providing mechanism and the resource transferring mechanism are all connected to the target block chain.

29. A rental business processing system, comprising: the system comprises a leasing platform, a resource providing mechanism, a resource transferring mechanism and a target block chain system, wherein the leasing platform, the resource providing mechanism and the resource transferring mechanism are all connected to the target block chain system;

the renting platform receives a product renting request sent by a renter and rents the target product according to the product renting information of the target product to be rented in the product renting request, wherein the target product is provided for the renter by the renting platform; according to a leasing voucher and a leasing protocol corresponding to the product leasing request, generating leasing record information of the target product, and storing the leasing record information into the target block chain system; if the fact that the target product is received by the lessee user is determined, sending an application request for preparing resources required by the target product to the resource providing mechanism; and sending resource transfer business data to a resource transfer mechanism according to the product lease information;

the resource providing mechanism receives the application request, acquires the lease record information from the target block chain, judges whether the lease platform meets a preset resource application condition or not according to the lease record information, and if the application request meets the preset resource application condition based on the data stored in the target block chain system, transfers the resource to the lease platform according to the application request and stores the generated first resource transfer record information to the target block chain; receiving the resources transferred by the resource transfer mechanism for resource transfer processing; the data stored by the target block chain comprises the lease record information of the target product;

the resource transfer mechanism receives the resource transfer service data, acquires lease record information and first resource transfer record information from the target block chain, judges whether the resource transfer service data meets a preset resource transfer condition or not based on the lease record information and the first resource transfer record information, and if the resource transfer service data meets the preset resource transfer condition according to the data stored by the target block chain system, performs resource transfer processing through the target block chain system within a specified resource transfer time period so as to transfer resources from the tenant to the resource providing mechanism;

and the target block chain system stores the lease record information.

30. The system of claim 29, further comprising: a service maintenance organization;

the renting platform sends a service maintenance request to the service maintenance mechanism according to the renting voucher after determining that the target product is received by the renting user; receiving a service maintenance certificate sent by the service maintenance mechanism;

the business maintenance mechanism receives the business maintenance request, if the business maintenance request is determined to accord with a preset business maintenance condition based on the data stored in the target block chain system, carries out business maintenance processing according to the business maintenance request, and sends the obtained business maintenance voucher to the leasing platform; if the fact that the lessee user does not provide part or all of resources required for renting the target product within the set time limit is determined, transferring the resources to a resource providing mechanism according to the business maintenance voucher;

and the resource providing mechanism receives the resources transferred by the service maintenance mechanism.

31. A rental business processing device, comprising:

a processor; and the number of the first and second groups,

a memory arranged to store computer executable instructions that, when executed, cause the processor to:

receiving a product leasing request sent by a leasing user, and leasing the target product according to product leasing information of the target product to be leased in the product leasing request, wherein the target product is provided for the leasing user by a leasing platform;

32. A rental business processing device, comprising:

a processor; and the number of the first and second groups,

obtaining leasing record information of a target product from a target block chain, judging whether the application information meets a preset resource application condition or not according to the obtained leasing record information, if the application information meets the preset resource application condition based on data stored in the target block chain, performing resource transfer processing according to the application information to transfer the resource to the leasing platform, and storing the generated first resource transfer record information to the target block chain; the data stored in the target block chain comprises lease record information of a target product, the lease record information is generated according to a lease voucher and a lease protocol corresponding to a product lease request sent by the tenant user, and the lease platform, the resource providing mechanism and the resource transferring mechanism are all connected to the target block chain; and the number of the first and second groups,

33. A rental business processing device, comprising:

a processor; and the number of the first and second groups,

acquiring lease record information and first resource transfer record information from the target block chain, judging whether the resource transfer service data meet a preset resource transfer condition or not based on the lease record information and the first resource transfer record information, and if the resource transfer service data meet the preset resource transfer condition according to data stored in the target block chain, performing resource transfer processing through the target block chain in a specified resource transfer time period so as to transfer resources from the tenant to the resource providing mechanism; the data stored in the target block chain comprises lease record information of a target product, and the lease record information is generated according to a lease voucher and a lease agreement corresponding to a product lease request sent by the tenant user.

34. A rental business processing device, comprising:

a processor; and the number of the first and second groups,

35. A storage medium storing computer-executable instructions that when executed by a processor implement the following:

36. A storage medium storing computer-executable instructions that when executed by a processor implement the following:

receiving an application request of resources required by preparing a target product, which is sent by a leasing platform; wherein the target product is a product leased to a lessee user, the target product being provided to the lessee user by the lease platform; the application request comprises application information of the resource;

obtaining leasing record information of a target product from a target block chain, judging whether the application information meets a preset resource application condition or not according to the obtained leasing record information, if the application information meets the preset resource application condition based on data stored in the target block chain, performing resource transfer processing according to the application information to transfer the resource to the leasing platform, and storing the generated first resource transfer record information to the target block chain; the data stored in the target block chain comprises lease record information of a target product, the lease record information is generated according to a lease voucher and a lease protocol corresponding to a product lease request sent by a tenant user, and the lease platform, the resource providing mechanism and the resource transferring mechanism are all connected to the target block chain; and the number of the first and second groups,

37. A storage medium storing computer-executable instructions that when executed by a processor implement the following:

38. A storage medium storing computer-executable instructions that when executed by a processor implement the following: