CN112396412B - Abnormality monitoring method and system in checking process of electric power system and bank - Google Patents
Abnormality monitoring method and system in checking process of electric power system and bank Download PDFInfo
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Abstract
The invention provides an anomaly monitoring method in the process of checking accounts of a power system and a bank, which comprises the following steps: step S10, a marketing server of an electric power enterprise sends a detail file for deducting electric charge to a background host of a bank; step S11, a background host of a bank feeds back a reconciliation detail file to marketing; step S12, after the bank transfers the deduction expense into a bank account of the power enterprise, the bank sends the transaction details and the electronic receipt of each transaction to a financial server; step S13, the financial server monitors fund abnormality according to the received transaction details, generates an account checking list and pushes the account checking list to the marketing server; step S14, the marketing server performs account checking processing on the account checking list; step S15, the financial server performs financial accounting processing. The invention also discloses a corresponding system. By implementing the invention, the checking between the power enterprise and the bank can be realized, the checking efficiency is high, and the abnormal funds monitoring and alarming can be carried out.
Description
Technical Field
The invention relates to the technical field of collection and reconciliation of power enterprises, in particular to an anomaly monitoring method and system in the process of reconciliation of a power system and a bank.
Background
The bank needs to perform account checking management with enterprises, the existing automatic account checking rule is simple to set, the dimensionality is only in the direction of balance and the amount, a plurality of records with the same amount cannot be distinguished, accurate money information is difficult to lock, and error account checking is easy to occur, so that the account checking accuracy is low;
meanwhile, at present, the bank transaction running water and the enterprise account are not associated, the bank transaction receipt cannot be accessed into the financial system for carrying out, the bank account needs to be manually accessed into the bank online bank for downloading one by one, and account checking management and tracking are not facilitated.
In addition, in the process of checking account, the fund needs to be monitored, while the existing fund monitoring and management system focuses on large expenditure monitoring, and has no monitoring function for services such as money to be checked, account not reached, money collection monitoring, refund and the like. And the association relation between transaction running water and account balance is not established, and the fund monitoring management aiming at fund balance and unread related fund is not performed.
Disclosure of Invention
The invention aims to solve the technical problem of providing an abnormality monitoring method and an abnormality monitoring system in the process of checking accounts of a power system and a bank, which can realize checking accounts between a power enterprise and the bank, improve the checking account efficiency and automatically monitor abnormality and alarm.
In order to solve the technical problems, an aspect of the present invention provides an anomaly monitoring method in a checking process of a power system and a bank, which includes the following steps:
step S10, a marketing server of an electric power enterprise sends a detail file of the deduction of the electric charge to a background host of a bank through a bank-enterprise direct connection interface;
step S11, after receiving the file, the background host of the bank performs deduction on the bank deduction system, and then feeds back the reconciliation detail file to marketing; the account checking detail file comprises account checking unique codes related to the account checking and transaction serial numbers of each detail;
step S12, a background host of a bank carries out a fund abnormality monitoring flow, when fund abnormality is not found, the deduction expense is transferred into a bank account of an electric power enterprise, and transaction details corresponding to the deduction expense and an electronic return list of each transaction are sent to a financial server of the electric power enterprise through a bank-enterprise direct connection interface, wherein the transaction details at least comprise a reconciliation unique code, a transaction serial number of each transaction and transaction amount information;
step S13, the financial server monitors fund abnormality according to the received transaction details, and alarms when abnormality is found; when no fund abnormality is found, a checking list is generated and pushed to a marketing server, wherein the checking list carries a checking unique code and a transaction serial number corresponding to each transaction;
step S14, the marketing server performs account checking processing on the account checking list according to the account checking detail file based on the account checking unique code and the transaction serial number, and sends an account checking processing result to the financial server;
and step S15, the financial server performs financial accounting processing after receiving the accounting processing result of the marketing server.
Preferably, said performing funds anomaly monitoring comprises at least one of:
and carrying out limited monitoring on the payee, limit monitoring on private transfer, refund monitoring, unachievable detail monitoring, fine monitoring of paid unpaid evidence by a bank and fine monitoring to be ascertained.
Preferably, the step S13 further includes:
the financial server receives the transaction details corresponding to the deduction fees and the electronic receipt of each transaction from the bank background host through the bank enterprise direct connection port;
the financial server checks whether the sum of transaction details from the bank is consistent with the sum of corresponding details, and if not, abnormal prompt is carried out; after finding out the reason, requesting the bank background host to obtain correct data;
generating a reconciliation list according to the received transaction details, monitoring fund abnormality, and carrying out alarm processing when abnormality is found;
generating a reconciliation list according to the received transaction details, and pushing the reconciliation list to a marketing server; the account checking list carries an account checking unique code and a transaction serial number corresponding to each transaction.
Preferably, the step S15 further includes:
collecting the content of each transaction detail to form a transaction certificate corresponding to the transaction center; the transaction credentials include a transaction serial number;
matching the electronic receipt of each transaction with the transaction serial number by identifying information on the electronic receipt, and establishing an association relationship between the electronic receipt and the certificate;
and executing automatic electronic receipt hanging processing, and hanging each electronic receipt on the corresponding electronic certificate accessory.
Preferably, the data transmitted among the bank background host, the marketing server of the power enterprise and the financial server are processed by adopting special encryption and decryption calculation.
Correspondingly, in another aspect of the invention, an abnormality monitoring system in the process of checking accounts of a power system and a bank is provided, which at least comprises a marketing server, a financial server and a bank background host arranged in a power enterprise; the marketing server, the financial server and the bank background host are communicated through a bank front-end processor for providing a bank-enterprise direct connection interface, wherein:
the marketing server of the power enterprise is used for sending a detail file of the deduction electric charge to the background host computer of the bank through the bank-enterprise direct connection port; the system comprises a bank for receiving a reconciliation detail file from the bank; the accounting list is used for receiving the accounting list from the financial server, and based on the accounting unique code and the transaction serial number, accounting processing is carried out on the accounting list according to the accounting detail file; the account checking detail file comprises account checking unique codes related to the account checking and transaction serial numbers of each detail;
the background host computer of the bank is used for carrying out a fund abnormality monitoring flow after receiving the detail file of the deduction electric charge, and when the fund abnormality is not found, the bank deduction system carries out deduction and then feeds back the accounting detail file to marketing; the transaction details at least comprise a reconciliation unique code, a transaction serial number of each transaction and transaction amount information;
the financial server is used for monitoring fund abnormality according to the received transaction details and carrying out alarm processing when abnormality is found; when no fund abnormality is found, a checking list is generated and pushed to a marketing server; and is used for carrying out financial accounting processing after the accounting processing result of the marketing server; the account checking list carries an account checking unique code and a transaction serial number corresponding to each transaction.
Preferably, the marketing server further comprises:
the detail file sending unit is used for sending a detail file of the deducted electric charge to the background host computer of the bank through the bank-enterprise direct connection port;
the bank account checking detail receiving unit is used for receiving account checking detail files from the bank, wherein the account checking detail files comprise account checking unique codes related to the account checking and transaction serial numbers of each detail;
the account checking list receiving and processing unit is used for receiving an account checking list from the financial server, and performing account checking processing on the account checking list according to the account checking detail file based on the account checking unique code and the transaction serial number;
and the account checking processing result sending unit is used for sending the account checking processing result to the financial server.
Preferably, the financial server further comprises:
the detail receiving unit is used for receiving transaction details corresponding to the deduction cost and electronic receipt of each transaction from the bank background host through the bank enterprise direct connection port;
the fund abnormality supervision processing unit is used for generating an account checking list according to the received transaction details, carrying out fund abnormality monitoring and carrying out alarm processing when abnormality is found;
the automatic checking and processing unit is used for checking whether the total amount in the transaction details from the bank is consistent with the corresponding detail total amount, and if not, carrying out abnormal prompt; after searching the reason, requesting the bank background host to obtain correct data;
the account checking list generation unit is used for generating an account checking list according to the received transaction details and pushing the account checking list to the marketing server; the account checking list carries an account checking unique code and a transaction serial number corresponding to each transaction;
and the account checking processing unit is used for performing financial account checking processing after the account checking processing result of the marketing server.
Preferably, the posting processing unit further includes:
the transaction receipt processing unit is used for collecting the content of each transaction detail to form a transaction receipt corresponding to the transaction; the transaction credentials include a transaction serial number;
the association processing unit is used for matching the electronic receipt of each transaction with the transaction serial number by identifying the information on the electronic receipt, and establishing an association relationship between the electronic receipt and the certificate;
and the receipt hanging unit is used for executing automatic hanging processing of the electronic receipts and hanging each electronic receipt on the corresponding electronic certificate accessory.
Preferably, the method further comprises:
and the encryption and decryption processing device is respectively arranged in the bank and the power enterprise and is used for processing data transmitted among the bank background host, the marketing server and the financial server of the power enterprise by adopting special encryption and decryption calculation.
The embodiment of the invention has the following beneficial effects:
the embodiment of the invention provides an abnormality monitoring method and system in the process of checking accounts of a power system and a bank, which can automatically realize the checking accounts of a power enterprise and the bank, establish the association relationship between the running water of the bank transaction and the accounts of the enterprise, realize the automatic checking accounts and the automatic acquisition and hanging of a bank receipt, and improve the efficiency;
the security of data transmission between the power enterprise and the bank can be improved by adopting the network private line, the encryption and decryption device and the firewall; the bank transaction flow and receipt are directly obtained by optimizing bank-enterprise direct connection, daily account checking work is intelligentized, manual intervention is reduced sharply, and account checking efficiency and data accuracy are improved;
meanwhile, due to the arrangement of the fund abnormity monitoring flow, the problems of limited monitoring of a payee, limit monitoring of private transfer, refund monitoring, unachievable detail monitoring, unpaid evidence detail monitoring of a bank, detail monitoring to be ascertained and the like can be alerted, and timely processed after the reason is ascertained. By adopting bank-enterprise account checking, a foundation can be laid for establishing value data decision and scenario prediction analysis by carrying out account balance condition statistical analysis and account unread item statistical analysis on account checking results.
Drawings
In order to more clearly illustrate the embodiments of the invention or the technical solutions of the prior art, the drawings which are required in the description of the embodiments or the prior art will be briefly described, it being obvious that the drawings in the description below are only some embodiments of the invention, and that it is within the scope of the invention to one skilled in the art to obtain other drawings from these drawings without inventive faculty.
Fig. 1 is a schematic diagram of a main flow of an embodiment of an anomaly monitoring method in a checking process of a power system and a bank according to the present invention;
FIG. 2 is a schematic diagram of an embodiment of an anomaly monitoring system in a process of checking out an anomaly in a power system and a bank according to the present invention;
FIG. 3 is a schematic diagram of the marketing server of FIG. 2;
FIG. 4 is a schematic diagram of the financial server of FIG. 2;
fig. 5 is a schematic diagram of the configuration of the posting processing unit in fig. 3.
Detailed Description
The following description of the embodiments of the present invention will be made clearly and completely with reference to the accompanying drawings, in which it is apparent that the embodiments described are only some embodiments of the present invention, but not all embodiments.
The objects, technical solutions and advantages of the present invention will be further described with reference to the drawings and examples below to make those skilled in the art more clearly understand the present invention.
FIG. 1 is a schematic diagram of a main flow of an embodiment of an anomaly monitoring method in a process of checking out an anomaly in a power system and a bank according to the present invention; in this embodiment, the method for monitoring abnormality in the process of checking accounts between the electric power system and the bank includes the following steps:
step S10, a marketing server of an electric power enterprise sends a detail file of the deduction of the electric charge to a background host of a bank through a bank-enterprise direct connection interface; specifically, the method can be a single or batch of detail files for deducting the electric charge; in this embodiment, a data transmission technical model between a bank and a financial system can be built through the bank correction direct connection interface, and the power enterprise and a bank background host are connected through a private line;
step S11, after receiving the file, the background host of the bank carries out a fund abnormality monitoring flow, and when no fund abnormality is found, the bank deduction system carries out deduction, and then the reconciliation detail file is fed back to marketing; the account checking detail file comprises account checking unique codes related to the account checking and transaction serial numbers of each detail;
step S12, the bank transfers the deduction expense into a bank account of the power enterprise, and sends transaction details corresponding to the deduction expense and an electronic receipt of each transaction to a financial server of the power enterprise through a bank-enterprise direct connection interface, wherein the transaction details at least comprise a reconciliation unique code, a transaction serial number of each transaction and transaction amount information;
it will be appreciated that in some cases, the accounting server may also request the bank account transaction details from the bank background host periodically (e.g., daily), and the bank background host may send the transaction details and electronic receipt to the financial service upon receipt of the request.
Step S13, the financial server monitors fund abnormality according to the received transaction details, and alarms when abnormality is found; when no fund abnormality is found, a checking list is generated and pushed to a marketing server, wherein the checking list carries a checking unique code and a transaction serial number corresponding to each transaction;
more specifically, in one example, the step S13 further includes:
the financial server receives the transaction details corresponding to the deduction fees and the electronic receipt of each transaction from the bank background host through the bank enterprise direct connection port;
the financial server checks whether the sum of transaction details from the bank is consistent with the sum of corresponding details, and if not, abnormal prompt is carried out; after finding out the reason, requesting the bank background host to obtain correct data;
generating a reconciliation list according to the received transaction details, monitoring fund abnormality, and carrying out alarm processing when abnormality is found;
generating a reconciliation list according to the received transaction details, and pushing the reconciliation list to a marketing server; the account checking list carries an account checking unique code and a transaction serial number corresponding to each transaction.
Step S14, the marketing server performs account checking processing on the account checking list according to the account checking detail file based on the account checking unique code and the transaction serial number, and sends an account checking processing result to the financial server;
step S15, after receiving the accounting processing result of the marketing server, the financial server performs financial accounting processing, and in a specific example, the step S15 further includes:
collecting the content of each transaction detail to form a transaction certificate corresponding to the transaction center; the transaction credentials include a transaction serial number;
matching the electronic receipt of each transaction with the transaction serial number by identifying information on the electronic receipt, and establishing an association relationship between the electronic receipt and the certificate;
and executing automatic electronic receipt hanging processing, and hanging each electronic receipt on the corresponding electronic certificate accessory.
It can be appreciated that the receipt can be collected to the financial system by automatic collection to achieve reconciliation processing of automatic layout identification, automatic matching of page information, automatic identification of customer verification results, and the like.
It will be appreciated that in some examples of the invention, the data transmitted between the bank background host, the marketing server of the power enterprise, and the financial server is processed using a dedicated encryption/decryption algorithm.
It can be understood that in the embodiment of the invention, by setting up an intelligent checking model and transmitting the information of the transaction serial number and the checking unique code, the corresponding relation between the total number of the bank electric charge and the marketing electric charge detail is established, so that intelligent checking is realized. And establishing a review verification functional test, and realizing verifiability of accuracy of correlation of the checking result and the data logic, wherein the verifiability comprises a verification method, frequency, intelligent transmission of the verification result and the like.
After the account checking is achieved, the account checking result inquiry can be conducted.
It will be appreciated that the foregoing monitoring of funds anomaly in step S14 includes at least one of:
and carrying out limited monitoring on the payee, limit monitoring on private transfer, refund monitoring, unachievable detail monitoring, fine monitoring of paid unpaid evidence by a bank and fine monitoring to be ascertained.
For example, in one example, for a bank paid outstanding proof of receipt monitoring, based on the payment details in the collection details, from day t+1 of the transaction date, if the details are not associated with any receipt payment credentials, they are monitored. After monitoring the abnormal output, the marketing server can initiate fund abnormal processing receipts to personnel corresponding to the business, and after the personnel corresponding to the business complete the certification in time, the completion situation is filled in the abnormal processing receipts and the subsequent auditing flow is completed, and the financial abnormal processing receipts are transmitted back to the marketing server.
Fig. 2 is a schematic structural diagram of an embodiment of an anomaly monitoring system in a process of checking out an anomaly in a power system and a bank according to the present invention. Referring to fig. 3 to 5 together, in an embodiment of the present invention, the system at least includes a marketing server 1, a financial server 2, and a bank background host 3; the marketing server 1, the financial server 2 and the bank background host 3 are communicated through a bank front-end processor 4 for providing a bank-enterprise direct connection interface, wherein:
the marketing server 1 of the power enterprise is used for sending a detail file of the deduction electric charge to the background host computer 3 of the bank through the bank-enterprise direct connection port; the system comprises a bank for receiving a reconciliation detail file from the bank; the accounting list is used for receiving the accounting list from the financial server 2, carrying out accounting processing on the accounting list according to the accounting list file based on the accounting unique code and the transaction serial number, and sending an accounting processing result to the financial server; the account checking detail file comprises account checking unique codes related to the account checking and transaction serial numbers of each detail;
the background host 3 of the bank is used for carrying out a fund abnormality monitoring flow after receiving the detail file of the deducting electric charge, and when no fund abnormality is found, the bank deducting system carries out deduction and then feeds back the accounting detail file to marketing; the transaction details corresponding to the deduction fees and the electronic receipt of each transaction are sent to the electric power enterprise financial server 2 through a bank-enterprise direct-connection interface, and the transaction details at least comprise a reconciliation unique code, a transaction serial number of each transaction and transaction amount information;
the financial server 2 is used for monitoring fund abnormality according to the received transaction details and carrying out alarm processing when abnormality is found; when no fund abnormality is found, a checking list is generated and pushed to the marketing server 1; and is used for performing financial accounting processing after the accounting processing result of the marketing server 1; the account checking list carries an account checking unique code and a transaction serial number corresponding to each transaction.
Furthermore, the system also comprises an encryption and decryption processing device 5 which is respectively arranged in the bank and the power enterprise and is used for processing data transmitted among the bank background host 3, the marketing server 1 of the power enterprise and the financial server 2 by adopting special encryption and decryption calculation.
Further, firewalls may be provided at the front end and the rear end of the bank front-end processor 4, respectively.
In a specific example, the marketing server 1 further includes:
a detail file sending unit 10, configured to send a detail file of the deducted electric charge to a background host of the bank through the bank-enterprise direct connection port;
a bank account checking detail receiving unit 11, configured to receive an account checking detail file from a bank, where the account checking detail file includes an account checking unique code related to the present account checking, and a transaction serial number of each detail;
a reconciliation list receiving and processing unit 12, configured to receive a reconciliation list from a financial server, and perform reconciliation processing on the reconciliation list according to a reconciliation detail file based on the reconciliation unique code and a transaction serial number;
and a reconciliation processing result transmitting unit 13 for transmitting the reconciliation processing result to the financial server.
In a specific example, the financial server 2 further comprises:
a detail receiving unit 20, configured to receive, through the bank-enterprise direct connection port, a transaction detail corresponding to the present deduction fee and an electronic receipt of each transaction from the bank background host;
an automatic check processing unit 21 for checking whether the total amount in the transaction details from the bank is consistent with the corresponding detail total amount, and if not, performing abnormality prompt; after searching the reason, requesting the bank background host to obtain correct data;
the fund anomaly supervision processing unit 22 is configured to generate a reconciliation list according to the received transaction details, perform fund anomaly monitoring, and perform alarm processing when anomalies are found;
a reconciliation list generating unit 23, configured to generate a reconciliation list according to the received transaction details, and push the reconciliation list to a marketing server; the account checking list carries an account checking unique code and a transaction serial number corresponding to each transaction;
and the posting processing unit 24 is used for performing financial posting processing after the posting processing result of the marketing server.
In a specific example, the posting processing unit 23 further includes:
the transaction receipt processing unit 230 is configured to collect content of each transaction detail to form a transaction receipt corresponding to the transaction; the transaction credentials include a transaction serial number;
an association processing unit 231, configured to match the electronic receipt of each transaction with the serial number of the transaction by identifying information on the electronic receipt, and establish an association relationship between the electronic receipt and the certificate;
the receipt hanging unit 232 is configured to execute an electronic receipt automatic hanging process, and hang each electronic receipt on a corresponding electronic certificate accessory.
For more details, reference is made to the foregoing description of fig. 1, and details are not repeated here.
The embodiment of the invention has the following beneficial effects:
the embodiment of the invention provides an abnormality monitoring method and system in the process of checking accounts of a power system and a bank, which can automatically realize the checking accounts of a power enterprise and the bank, establish the association relationship between the running water of the bank transaction and the accounts of the enterprise, realize the automatic checking accounts and the automatic acquisition and hanging of a bank receipt, and improve the efficiency;
the security of data transmission between the power enterprise and the bank can be improved by adopting the network private line, the encryption and decryption device and the firewall; the bank transaction flow and receipt are directly obtained by optimizing bank-enterprise direct connection, daily account checking work is intelligentized, manual intervention is reduced sharply, and account checking efficiency and data accuracy are improved;
meanwhile, due to the arrangement of the fund abnormity monitoring flow, the problems of limited monitoring of a payee, limit monitoring of private transfer, refund monitoring, unachievable detail monitoring, unpaid evidence detail monitoring of a bank, detail monitoring to be ascertained and the like can be alerted, and timely processed after the reason is ascertained. By adopting bank-enterprise account checking, a foundation can be laid for establishing value data decision and scenario prediction analysis by carrying out account balance condition statistical analysis and account unread item statistical analysis on account checking results.
The above disclosure is only a preferred embodiment of the present invention, and it is needless to say that the scope of the invention is not limited thereto, and therefore, the equivalent changes according to the claims of the present invention still fall within the scope of the present invention.
Claims (5)
1. An anomaly monitoring method in the process of checking accounts of a power system and a bank is characterized by comprising the following steps:
step S10, a marketing server of an electric power enterprise sends a detail file of the deduction of the electric charge to a background host of a bank through a bank-enterprise direct connection interface;
step S11, after receiving the file, the background host computer of the bank performs deduction on the bank deduction system, and feeds back the reconciliation detail file to marketing; the account checking detail file comprises account checking unique codes related to the account checking and transaction serial numbers of each detail;
step S12, a background host of a bank carries out a fund abnormality monitoring flow, when fund abnormality is not found, the deduction expense is transferred into a bank account of an electric power enterprise, and transaction details corresponding to the deduction expense and an electronic return list of each transaction are sent to a financial server of the electric power enterprise through a bank-enterprise direct connection interface, wherein the transaction details at least comprise a reconciliation unique code, a transaction serial number of each transaction and transaction amount information;
step S13, the financial server monitors fund abnormality according to the received transaction details, and alarms when abnormality is found; when no fund abnormality is found, a checking list is generated and pushed to a marketing server, wherein the checking list carries a checking unique code and a transaction serial number corresponding to each transaction;
step S14, the marketing server performs account checking processing on the account checking list according to the account checking detail file based on the account checking unique code and the transaction serial number, and sends an account checking processing result to the financial server;
step S15, after receiving the account checking processing result of the marketing server, the financial server performs financial account checking processing;
wherein, the step S13 further includes:
the financial server receives the transaction details corresponding to the deduction fees and the electronic receipt of each transaction from the bank background host through the bank enterprise direct connection port;
the financial server checks whether the sum of transaction details from the bank is consistent with the sum of corresponding details, and if not, abnormal prompt is carried out; after finding out the reason, requesting the bank background host to obtain correct data;
generating a reconciliation list according to the received transaction details, monitoring fund abnormality, and carrying out alarm processing when abnormality is found;
generating a reconciliation list according to the received transaction details, and pushing the reconciliation list to a marketing server; the account checking list carries an account checking unique code and a transaction serial number corresponding to each transaction;
wherein, the step S15 further includes:
collecting the content of each transaction detail to form a transaction certificate corresponding to the transaction center; the transaction credentials include a transaction serial number;
matching the electronic receipt of each transaction with the transaction serial number by identifying information on the electronic receipt, and establishing an association relationship between the electronic receipt and the certificate;
and executing automatic electronic receipt hanging processing, and hanging each electronic receipt on the corresponding electronic certificate accessory.
2. The method of claim 1, wherein said performing funds anomaly monitoring comprises at least one of:
and carrying out limited monitoring on the payee, limit monitoring on private transfer, refund monitoring, unachievable detail monitoring, fine monitoring of paid unpaid evidence by a bank and fine monitoring to be ascertained.
3. The method of claim 2, wherein data transmitted between the bank background host, the marketing server of the power enterprise, and the financial server is processed using a dedicated encryption and decryption algorithm.
4. The abnormal monitoring system in the process of checking accounts of the electric power system and the bank is characterized by at least comprising a marketing server, a financial server and a bank background host computer, wherein the marketing server and the financial server are arranged in an electric power enterprise; the marketing server, the financial server and the bank background host are communicated through a bank front-end processor for providing a bank-enterprise direct connection interface, wherein:
the marketing server of the power enterprise is used for sending a detail file of the deduction electric charge to the background host computer of the bank through the bank-enterprise direct connection port; the system comprises a bank, a bank account checking system and a bank account checking system, wherein the bank account checking system is used for receiving an account checking detail file from the bank, and the account checking detail file comprises account checking unique codes related to account checking at this time and transaction serial numbers of each detail; the accounting list is used for receiving the accounting list from the financial server, and based on the accounting unique code and the transaction serial number, accounting processing is carried out on the accounting list according to the accounting detail file;
the background host computer of the bank is used for carrying out a fund abnormality monitoring flow after receiving the detail file of the deduction electric charge, and when the fund abnormality is not found, the bank deduction system carries out deduction and then feeds back the accounting detail file to marketing; the transaction details at least comprise a reconciliation unique code, a transaction serial number of each transaction and transaction amount information;
the financial server is used for monitoring fund abnormality according to the received transaction details and carrying out alarm processing when abnormality is found; when no fund abnormality is found, a checking list is generated and pushed to a marketing server; and is used for carrying out financial accounting processing after the accounting processing result of the marketing server; the account checking list carries an account checking unique code and a transaction serial number corresponding to each transaction;
wherein the marketing server further comprises:
the detail file sending unit is used for sending a detail file of the deducted electric charge to the background host computer of the bank through the bank-enterprise direct connection port;
the bank account checking detail receiving unit is used for receiving account checking detail files from the bank, wherein the account checking detail files comprise account checking unique codes related to the account checking and transaction serial numbers of each detail;
the account checking list receiving and processing unit is used for receiving an account checking list from the financial server, and performing account checking processing on the account checking list according to the account checking detail file based on the account checking unique code and the transaction serial number;
the accounting processing result sending unit is used for sending the accounting processing result to the financial server;
the financial server further includes:
the detail receiving unit is used for receiving transaction details corresponding to the deduction cost and electronic receipt of each transaction from the bank background host through the bank enterprise direct connection port;
the automatic checking and processing unit is used for checking whether the total amount in the transaction details from the bank is consistent with the corresponding detail total amount, and if not, carrying out abnormal prompt; after searching the reason, requesting the bank background host to obtain correct data;
the fund abnormality supervision processing unit is used for generating an account checking list according to the received transaction details, carrying out fund abnormality monitoring and carrying out alarm processing when abnormality is found;
the account checking list generation unit is used for generating an account checking list according to the received transaction details and pushing the account checking list to the marketing server; the account checking list carries an account checking unique code and a transaction serial number corresponding to each transaction;
the account checking processing unit is used for performing financial account checking processing after the account checking processing result of the marketing server;
the posting processing unit further includes:
the transaction receipt processing unit is used for collecting the content of each transaction detail to form a transaction receipt corresponding to the transaction; the transaction credentials include a transaction serial number;
the association processing unit is used for matching the electronic receipt of each transaction with the transaction serial number by identifying the information on the electronic receipt, and establishing an association relationship between the electronic receipt and the certificate;
and the receipt hanging unit is used for executing automatic hanging processing of the electronic receipts and hanging each electronic receipt on the corresponding electronic certificate accessory.
5. The system as recited in claim 4, further comprising:
and the encryption and decryption processing device is respectively arranged in the bank and the power enterprise and is used for processing data transmitted among the bank background host, the marketing server and the financial server of the power enterprise by adopting special encryption and decryption calculation.
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