CN112396411A - Processing method of multiple payment channels and related device - Google Patents

Processing method of multiple payment channels and related device Download PDF

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Publication number
CN112396411A
CN112396411A CN202011109005.XA CN202011109005A CN112396411A CN 112396411 A CN112396411 A CN 112396411A CN 202011109005 A CN202011109005 A CN 202011109005A CN 112396411 A CN112396411 A CN 112396411A
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China
Prior art keywords
payment
server
service order
order information
channel
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唐健
李红清
许昭林
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Shenzhen Kemanda Intelligent Management Science & Technology Co ltd
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Shenzhen Kemanda Intelligent Management Science & Technology Co ltd
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Priority to CN202011109005.XA priority Critical patent/CN112396411A/en
Publication of CN112396411A publication Critical patent/CN112396411A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The embodiment of the application discloses a method for processing a plurality of payment channels. The method comprises the following steps: a distribution server receives service order information sent by an order server, wherein the order server is used for acquiring the service order information; the distribution server judges whether the payment channel of the service order information is a newly added payment channel or not, if so, the distribution server informs a first payment server to deploy the payment channel associated with the service order information, and the first payment server is a payment server which is not deployed with any payment channel. The new addition reduces the situation that the original payment channel is influenced by the new addition of a payment channel, and the overall robustness and expansibility of the platform are poor.

Description

Processing method of multiple payment channels and related device
Technical Field
The embodiment of the application relates to the field of data processing, in particular to a method and a related device for processing multiple payment channels.
Background
Along with the continuous development of internet mobile payment, each parking lot also uses wisdom parking platform to improve the management in parking lot. At present, electronic payment modes are also multiple, credit card payment, deposit card payment, third party payment, online banking payment and the like, and corresponding parking lot operators inevitably need to access a plurality of payment channels, so that cloud platforms of the operators have enough openness and expandability.
In the prior art, some parking lot operators are all served in a unified payment module when accessing payment channels, if a payment channel needs to be newly added, a branch needs to be opened on the module code logic for new channel access development, so that the source code of the originally successfully accessed payment channel needs to be modified, a strict test needs to be carried out before online, even the function of the original access channel needs to be tested in a regression manner, and thus, the original payment channel is influenced by the newly added payment channel, so that the overall robustness and expansibility of the platform are poor.
Disclosure of Invention
The embodiment of the application provides a method for processing a plurality of channels, which is used for reducing the influence of adding one payment channel on the original payment channel, so that the overall robustness and expansibility of the platform are poor.
A first aspect of an embodiment of the present application provides a method for processing multiple payment channels, including:
receiving service order information sent by an order server, wherein the order server is used for acquiring the service order information;
and judging whether the payment channel of the service order information is a newly added payment channel or not, if so, informing a first payment server to deploy the payment channel associated with the service order information, wherein the first payment server is a payment server which is not deployed with any payment channel.
Optionally, after the distribution server determines whether the payment channel of the service order information is a newly added payment channel, the method further includes:
if not, a second payment server is notified to be associated with the payment interface of the business order information, and the second payment server is a payment server already deployed with a payment channel associated with the business order.
Optionally, the notifying the first payment server to deploy a payment channel associated with the service order includes:
and the distribution server informs the first payment server to deploy and associate the payment channels in turn according to the order from top to bottom of the priority of the type of the service order, wherein the priority is the type with high real-time requirement and high priority.
Optionally, the determining, by the distribution server, whether the payment channel of the service order information is a newly added payment channel includes:
the distribution server determines an identifier carried by a payment channel corresponding to the business order;
and the distribution server judges whether the payment channel of the service order information is a newly added payment channel or not according to the identification.
Optionally, after the notifying the first payment server to deploy the payment channel associated with the service order information, the method further includes:
and the distribution server receives the feedback information of the completion of the deployment of the first payment server.
Optionally, the service order information is payment order information or inquiry order information.
Optionally, the service order information includes:
the service order information conforms to the access standard of the payment interface corresponding to the payment server.
A second aspect of the embodiments of the present application provides a processing apparatus for multiple payment channels, including:
the receiving unit is used for receiving service order information sent by an order server, and the order server is used for acquiring the service order information;
the judging unit is used for judging whether the payment channel of the service order information is a newly added payment channel or not;
the first notification unit is configured to notify a first payment server to deploy a payment channel associated with the service order information when the payment channel of the service order information is a newly added payment channel, where the first payment server is a payment server that is not deployed with any payment channel.
Optionally, after the determining unit, the apparatus further includes:
and the second notification unit is used for notifying a second server to associate a payment interface of the service order information when the payment channel of the service order information is not the newly added payment channel, and the second payment server is a payment server of the payment channel in which the service order is already deployed.
Optionally, the first notification unit includes:
and the notification module is used for notifying the first payment server to sequentially deploy and associate the payment channels according to the sequence of the priority of the service order type from high to low, wherein the priority is the type with high real-time requirement and high priority.
Optionally, the determining unit includes:
the determining module is used for determining the identification carried by the payment channel corresponding to the business order;
and the judging module is used for judging whether the payment channel of the service order information is a newly added payment channel or not according to the identification.
Optionally, after the first notification unit, the apparatus further includes:
a receiving unit, configured to receive feedback information that the deployment of the first payment server is completed.
A third aspect of the embodiments of the present application provides a processing apparatus for multiple payment channels, including:
the device comprises a processor, a memory, an input and output unit and a bus;
the processor is connected with the memory, the input and output unit and the bus;
the processor specifically performs the following operations:
receiving service order information sent by an order server, wherein the order server is used for acquiring the service order information;
judging whether the payment channel of the service order information is a newly added payment channel or not;
and when the payment channel of the service order information is a newly added payment channel, informing a first payment server to deploy the payment channel associated with the service order information, wherein the first payment server is a payment server which is not deployed with any payment channel.
Optionally, the processor is further configured to perform the operations of any of the alternatives of the first aspect.
A fourth aspect of embodiments of the present application provides a computer-readable storage medium for multiple payment channels, including:
the computer-readable storage medium has stored thereon a program which, when executed on a computer, performs the method of the aforementioned plurality of payment channel processing.
According to the technical scheme, the embodiment of the application has the following advantages: the distribution server receives the service order information sent by the order server, judges whether a payment channel corresponding to the information is a newly added payment channel or not according to the received service order information, and if so, informs the first payment server of deploying the payment channel associated with the service order information, wherein the first payment server is a payment server which is not deployed with any payment channel. Therefore, the whole payment process is divided into three layers, namely order processing and data storage are carried out by the order server, the distribution server distributes the payment servers corresponding to one according to the payment channels of the order information, the mutual influence is avoided, the situations that the original payment channel is influenced by a newly added payment channel and the overall robustness and expansibility of the platform are poor are reduced.
Drawings
FIG. 1 is a schematic flow chart illustrating an embodiment of a method for processing multiple payment channels according to an embodiment of the present disclosure;
FIG. 2 is a schematic flow chart illustrating a method for processing multiple payment channels according to another embodiment of the present disclosure;
FIG. 3 is a schematic structural diagram of an embodiment of a processing apparatus for multiple payment channels in the present application;
FIG. 4 is a schematic structural diagram of another embodiment of a processing apparatus for multiple payment channels in the embodiment of the present application;
fig. 5 is a schematic structural diagram of another embodiment of a processing apparatus for multiple payment channels in the embodiment of the present application.
Detailed Description
The embodiment of the application provides a method for processing multiple payment channels, which is used for reducing the influence of adding one payment channel on the original payment channel.
Referring to fig. 1, an embodiment of a method for processing multiple channels in the embodiment of the present application includes:
101. the distribution server receives service order information sent by the order server, and the order server is used for acquiring the service order information;
in practical application, for example, a user performs code scanning payment through mobile phone software or paying attention to public numbers, wherein the fund sources of the user are different, and the number of payment channels which can be selected is also large, so that the background can process orders according to the payment mode selected by the user.
In this embodiment, the mobile payment background divides order payment management into three layers, the order service is responsible for unified ordering, successful notification, inquiry, refund and other functions of all payment channel orders, and the distribution server notifies the first payment server to deploy the payment channel corresponding to the associated service order after receiving the payment mode instruction sent by the order server, where the distribution server does not perform service processing, and is only responsible for receiving the instruction sent by the order server and notifying the payment server, so that the payment server completes the related function of the service order.
In this embodiment, the payment terminal may be a user payment terminal, which includes a mobile electronic device with a mobile payment function, such as a mobile phone, a tablet, a personal computer, a notebook, and a smart television, and the details of this are not limited herein.
102. The distribution server judges whether the payment channel of the service order is a newly added payment channel or not, if yes, the first payment server is informed to deploy the payment channel associated with the service order information, and the first server is a payment server which is not deployed with any payment channel.
In this embodiment, when receiving a payment or query instruction sent by an order server, a distribution server needs to notify according to a payment channel of the order, and if the new payment channel is a new payment channel, it indicates that a corresponding channel interface is not found in an existing payment server, the distribution server notifies the payment server not deployed with any payment channel that a payment interface is to be provided in association with the channel.
In this embodiment, the payment channel may be various, for example, it may be a payment treasure payment, a WeChat payment, a financial payment, a wing payment, a Unionpay, and the like, which is not limited herein.
Referring to fig. 2, another embodiment of the method for processing multiple channels in the embodiment of the present application includes:
201. the distribution server receives service order information sent by the order server, and the order server is used for acquiring the service order information;
step 201 in this embodiment is similar to step 101 in the previous embodiment, and is not described herein again.
202. The distribution server determines an identifier carried by a payment channel corresponding to the business order;
in this embodiment, different payment channels are different for information tracking of payment states, and different payment channels are set with different frequencies and request manners, and after determining that a service order conforms to access standards of payment interfaces of a payment server, a distribution server may determine which payment manner channel is according to characteristic identifiers, such as the frequency and the request manner, of the payment channel corresponding to the service order.
203. The distribution server judges whether the payment channel of the service order information is a newly added payment channel or not according to the identification;
after the distribution server determines the identification carried by the payment channel of the service order, the identification is compared with the existing channel interface of the background, if the corresponding interface exists, the payment channel is determined not to be newly increased, if the corresponding interface does not exist, the payment channel is determined to be newly increased, the distribution server generates a newly increased instruction, sends a notice to the payment server, and reports an error butt joint signal, so that the payment server deploys the payment interface of the payment channel corresponding to the associated service order.
204. And informing the first payment server to deploy and associate the payment channels in sequence from high to low according to the priority of the type of the service order, wherein the priority is high in the type with high real-time requirement, and the first payment server is a payment server which is not deployed with any payment channel.
The first payment server receives the docking instruction and then judges a payment function of the service order, for example, the user selects a WeChat payment mode, in this embodiment, the payment function and the query function are both services implemented in the payment server, and are only separated by a debit, the two are not affected with each other, in WeChat payment, the real-time requirement of the active payment service is higher than that of the query service, and then an interface corresponding to the payment service is preferentially deployed. Therefore, the interface with low real-time requirement can not influence the interface with high real-time requirement.
205. And the distribution server receives the feedback information of the completion of the deployment of the first payment server.
In this embodiment, the payment server sends the deployed feedback information to display the payment status information of the order, and other services such as payment service and inquiry of the order are processed in one server, so that the involvement and development of the business function of the front end are not affected.
206. And informing the second payment server of the payment interface associated with the service order, wherein the second payment server is the payment server of the payment channel with the service order.
When the distribution server determines that the payment channel corresponding to the service order is not the newly added payment channel, the distribution server informs the second payment service of associating with the payment interface of the service order, if the newly added payment channel indicates that the payment background is the channel interface in which the payment mode already exists, the server can find the payment interface according to the identification or the information such as the historical payment information and the channel flow, and the corresponding payment server can realize a series of services such as the payment of the service order and the inquiry.
Referring to fig. 3, an embodiment of a processing apparatus for multiple payment channels in an embodiment of the present application includes:
a receiving unit 301, configured to receive service order information sent by an order server, where the order server is configured to obtain the service order information;
a determining unit 302, configured to determine whether a payment channel of the service order information is a newly added payment channel;
a first notifying unit 303, configured to notify a first payment server to deploy a payment channel associated with the service order information when the payment channel of the service order information is a newly added payment channel, where the first payment server is a payment server that is not deployed with any payment channel.
In this embodiment, after the receiving unit 301 receives the service order information sent by the order server, the determining unit 302 determines whether the payment channel of the service order information is a newly added payment channel, if so, the first notifying unit 303 notifies the first payment server to deploy the payment channel of the associated service order information, the whole payment process is divided into three layers, which are that the order server performs order processing and data storage, and the distribution server distributes to the payment servers corresponding to each other according to the payment channel of the order information, which do not affect each other before, thereby reducing the situation that the original payment channel is affected by the newly added payment channel, and the robustness and expansibility of the whole platform are not good.
Referring to fig. 4, a processing apparatus for multiple payment channels in an embodiment of the present application is described in detail below, where another embodiment of the processing apparatus for multiple payment channels in an embodiment of the present application includes:
a receiving unit 401, configured to receive service order information sent by an order server, where the order server is configured to obtain the service order information;
a determining unit 402, configured to determine whether a payment channel of the service order information is a newly added payment channel;
a first notifying unit 403, configured to notify a first payment server to deploy a payment channel associated with the service order information when the payment channel of the service order information is a newly added payment channel, where the first payment server is a payment server that is not deployed with any payment channel.
And a second notification unit 404, configured to notify a second payment server of the payment channel associated with the service order information when the payment channel of the service order information is not the newly added payment channel, where the second payment server is a payment server already deployed with a payment channel.
A receiving unit 405, configured to receive feedback information that the deployment of the first payment server is completed.
In this embodiment, the determining unit 402 may include a determining module 4021 and a determining module 4022:
the determining module 4021 is configured to determine an identifier carried by a payment channel corresponding to the service order;
the determining module 4022 is configured to determine whether the payment channel of the service order is the newly added payment channel according to the identifier.
In this embodiment, the functions of each unit and each module correspond to the steps in the embodiment shown in fig. 2, and are not described herein again.
Referring to fig. 5, the processing apparatus for multiple payment channels in this embodiment of the present application is described in detail below, and another embodiment of the processing apparatus for multiple payment channels in this embodiment of the present application includes:
a processor 501, a memory 502, an input/output unit 503, and a bus 504;
the processor 501 is connected with the memory 502, the input/output unit 503 and the bus 504;
the processor 501 performs the following operations:
receiving service order information sent by an order server, wherein the order server is used for acquiring the service order information;
judging whether the payment channel of the service order information is a newly added payment channel or not;
and when the payment channel of the service order information is a newly added payment channel, informing a first payment server to deploy the payment channel associated with the service order information, wherein the first payment server is a payment server which is not deployed with any payment channel.
Optionally, the functions of the processor 501 correspond to the steps in the embodiments shown in fig. 1 to fig. 2, and are not described herein again.
It is clear to those skilled in the art that, for convenience and brevity of description, the specific working processes of the above-described systems, apparatuses and units may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
In the several embodiments provided in the present application, it should be understood that the disclosed system, apparatus and method may be implemented in other manners. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the units is only one logical division, and other divisions may be realized in practice, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.
The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.
In addition, functional units in the embodiments of the present application may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, and can also be realized in a form of a software functional unit.
The integrated unit, if implemented in the form of a software functional unit and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present application may be substantially implemented or contributed to by the prior art, or all or part of the technical solution may be embodied in a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present application. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a read-only memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and the like.

Claims (10)

1. A method for processing multiple payment channels, comprising:
a distribution server receives service order information sent by an order server, wherein the order server is used for acquiring the service order information;
the distribution server judges whether the payment channel of the service order information is a newly added payment channel or not, if so, the distribution server informs a first payment server to deploy the payment channel associated with the service order information, and the first payment server is a payment server which is not deployed with any payment channel.
2. The method of claim 1, wherein after the distribution server determines whether the payment channel of the service order information is a newly added payment channel, the method further comprises:
if not, the distribution server informs a second payment server of a payment interface associated with the service order information, wherein the second payment server is a payment server of a payment channel already deployed with the service order.
3. The method of claim 1, wherein notifying the first payment server to deploy a payment channel associated with the business order comprises:
and the distribution server informs the first payment server to deploy and associate the payment channels in turn according to the sequence from high priority to low priority of the service order type, wherein the priority is the type with high real-time requirement and high priority.
4. The method according to any one of claim 1, wherein the determining, by the distribution server, whether the payment channel of the service order information is a newly added payment channel comprises:
the distribution server determines an identifier carried by a payment channel corresponding to the business order;
and the distribution server judges whether the payment channel of the service order information is a newly added payment channel or not according to the identification.
5. The method of claim 1, wherein after the notifying the first payment server to deploy the payment channel associated with the service order information, the method further comprises:
and the distribution server receives the feedback information of the completion of the deployment of the first payment server.
6. A method according to any of claims 1-3, characterized in that the service order information is payment order information or inquiry order information.
7. The method according to any of claims 1-3, wherein the service order information comprises:
the service order information conforms to the access standard of the payment interface corresponding to the payment server.
8. A processing apparatus for multiple payment channels, comprising:
the receiving unit is used for receiving service order information sent by an order server, and the order server is used for acquiring the service order information;
the judging unit is used for judging whether the payment channel of the service order information is a newly added payment channel or not;
the first notification unit is configured to notify a first payment server to deploy a payment channel associated with the service order information when the payment channel of the service order information is a newly added payment channel, where the first payment server is a payment server that is not deployed with any payment channel.
9. The apparatus of claim 8, wherein the determining unit is followed by the method further comprising:
and the second notification unit is used for notifying a second server to associate a payment interface of the service order information when the payment channel of the service order information is not the newly added payment channel, and the second payment server is a payment server of the payment channel in which the service order is already deployed.
10. The apparatus of claim 8, wherein the notification unit comprises:
and the notification module is used for notifying the first payment server to sequentially deploy and associate the payment channels according to the sequence of the priority of the service order type from high to low, wherein the priority is the type with high real-time requirement and high priority.
CN202011109005.XA 2020-10-16 2020-10-16 Processing method of multiple payment channels and related device Pending CN112396411A (en)

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