CN112308362A - Enterprise trade data processing method and device and business application system - Google Patents
Enterprise trade data processing method and device and business application system Download PDFInfo
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Abstract
The invention discloses a method, a device and a system for processing enterprise trade data, wherein the method is applied to a business application system, the business application system is respectively communicated with a plurality of financial systems and/or a plurality of service systems, and the method comprises the following steps: when receiving an information addition request sent by a user, acquiring trade data of an enterprise; acquiring system data sent by the financial systems and/or the service systems, and splicing the system data and the trade data to form full-chain closed-loop data of an enterprise transaction process; performing chain winding operation on the full-chain closed-loop data to obtain chain winding data; and performing asset wind control evaluation according to the uplink data, and generating and outputting a wind control result. The method can increase supply chain asset information, reduce risk concentration ratio, and simultaneously form a full chain closed loop of supply chain asset management transaction by data of a plurality of mechanisms or systems and enterprise data, thereby improving the efficiency of supply chain asset circulation.
Description
Technical Field
The invention belongs to the technical field of computers, and particularly relates to a method for processing enterprise trade data, a device for processing the enterprise trade data and a business application system.
Background
Supply chain finance means that a bank surrounds a core enterprise, manages capital flow and logistics of upstream and downstream small and medium-sized enterprises, converts uncontrollable risks of a single enterprise into overall controllable risks of the supply chain enterprise, and controls the risks to be the lowest financial service by three-dimensionally acquiring various information.
Supply chain finance includes two major elements, namely enterprise trade background authenticity and the efficiency of enterprise collaboration with each other.
Currently, the determination of the authenticity of the business trade background is performed by the core business in the supply chain. Because the core enterprise takes the most important role throughout the chain of transactions, financing transactions are of significant impact throughout the supply chain, but often the core enterprise is not an actual sponsor, making the risk overly centralized. And because the supply chain involves numerous participants, the whole transaction chain is long, the trust cost among the participants is increased, and the cooperation efficiency among the participants is reduced.
Disclosure of Invention
The invention aims to solve the technical problems of high authenticity risk and low cooperation efficiency among enterprises in determining enterprise trade background, and provides an enterprise trade data processing method, an enterprise trade data processing device and a business application system.
In order to solve the problems, the invention is realized according to the following technical scheme:
the invention discloses a processing method of enterprise trade data, which is applied to a business application system, wherein the business application system is respectively communicated with a plurality of financial systems and/or a plurality of service systems, and the method comprises the following steps:
when receiving an information addition request sent by a user, acquiring trade data of an enterprise;
acquiring system data sent by the financial systems and/or the service systems, and splicing the system data and the trade data to form full-chain closed-loop data of an enterprise transaction process;
performing chain winding operation on the full-chain closed-loop data to obtain chain winding data;
and performing asset wind control evaluation according to the uplink data, and generating and outputting a wind control result.
Optionally, a blockchain infrastructure platform in communication with the business application system;
the performing a chain winding operation on the full-chain closed-loop data to obtain chain winding data includes:
serializing the full-chain closed-loop data to obtain serialized data;
and sending the serialized data to the block chain basic service platform, wherein the block chain basic service platform is used for forming a new block chain block for the serialized data and chaining the new block chain block into a corresponding block chain.
Optionally, the business application system is in communication with a preset rule engine;
and the asset wind control evaluation is carried out according to the uplink data, and a wind control result is generated and output, wherein the method comprises the following steps:
acquiring enterprise trade data in the uplink data;
acquiring external data corresponding to the uplink data;
calling a preset API (application programming interface) to upload the enterprise trade data and the external data to a preset rule engine, wherein the preset rule engine is used for analyzing the enterprise trade data and the external data according to preset processing logic, generating and sending the wind control result to the business application system;
and acquiring and outputting the wind control result.
Optionally, the external data includes external data and resident data;
the obtaining of the external data corresponding to the uplink data includes:
calling a preset external interface, and receiving external data corresponding to the enterprise data;
or;
and receiving the resident data corresponding to the enterprise data sent by the plurality of financial systems and/or the plurality of service systems.
Optionally, the blockchain base platform is provided with an intelligent contract, and the method further includes:
the intelligent contract is used for monitoring whether the uplink data changes;
and if the uplink data changes, the intelligent contract is used for executing transaction and process monitoring operation.
Optionally, the method further comprises:
when a signing request of a user is received, acquiring qualification certification data sent by the user;
judging whether the qualification certification data is the same as preset identification data or not;
if the qualification certification data is the same as the preset identification data, authentication information is sent to the user, and the authentication information is used for reminding the user to perform authentication operation and feeding back confirmation information;
receiving confirmation information sent by a user, adding an electronic signature of the user to an electronic contract uploaded by the user, performing abstract hash operation on the electronic contract to obtain a hash value, and uploading the hash value and a storage catalog of the electronic contract to a preset block chain.
The invention also discloses a device for processing enterprise trade data, which is applied to a business application system, wherein the business application system is communicated with a plurality of financial systems and/or a plurality of service systems, and the device comprises: the system comprises an acquisition module, a chain loading module, a calling module and an evaluation module which are positioned in the business application system;
the acquisition module is used for acquiring trade data of an enterprise when receiving an information addition request sent by a user;
the splicing module is used for acquiring system data sent by the financial systems and/or the service systems, and splicing the system data and the trade data to form full-chain closed-loop data of an enterprise transaction process;
the uplink module is used for carrying out uplink operation on the full-chain closed-loop data to obtain uplink data;
and the evaluation module is used for performing asset wind control evaluation according to the uplink data, and generating and outputting a wind control result.
Optionally, a blockchain infrastructure platform in communication with the business application system;
the uplink module comprises:
the serialization module is used for serializing the full-chain closed-loop data to obtain serialized data;
and the block chain newly-added block module is used for sending the serialized data to the block chain basic service platform, and the block chain basic service platform is used for forming a new block chain block for the serialized data and chaining the new block chain block into a corresponding block chain.
Optionally, the business application system is in communication with a preset rule engine;
the evaluation module comprises:
the enterprise trade data module is used for acquiring enterprise trade data in the uplink data;
the external data module is used for acquiring external data corresponding to the uplink data;
the uploading rule engine module is used for calling a preset API (application program interface) to upload the enterprise trade data and the external data to a preset rule engine, and the preset rule engine communication is used for analyzing the enterprise trade data and the external data according to preset processing logic, generating and sending the wind control result to the business application system;
and the output result module is used for acquiring and outputting the wind control result.
Optionally, the external data includes external data and resident data;
the external data module comprises:
the external data module is used for calling a preset external interface and receiving external data corresponding to the enterprise data;
or;
and the resident data module is used for receiving resident data corresponding to the enterprise data sent by the plurality of financial systems and/or the plurality of service systems.
Optionally, the blockchain base platform is provided with an intelligent contract, and the apparatus further includes: the monitoring module and the intelligent contract module are positioned on the intelligent contract;
the monitoring module is used for monitoring whether the uplink data changes;
and the intelligent contract module is used for executing transaction and process monitoring operation if the uplink data changes.
Optionally, the apparatus further comprises:
the qualification certification module is used for acquiring qualification certification data sent by a user when receiving a subscription request of the user;
the judging module is used for judging whether the qualification certification data is the same as preset identification data or not;
the authentication module is used for sending authentication information to the user if the qualification certification data is the same as the preset identification data, wherein the authentication information is used for reminding the user to perform authentication operation and feeding back confirmation information;
and the adding module is used for receiving the confirmation information sent by the user, adding the electronic signature of the user to the electronic contract uploaded by the user, performing abstract hash operation on the electronic contract to obtain a hash value, and uploading the hash value and the storage catalog of the electronic contract to a preset block chain.
The invention also discloses a business application system, which is communicated with a plurality of financial systems and/or a plurality of service systems, and comprises:
the asset adding module is used for acquiring trade data of an enterprise when receiving an information adding request sent by a user, and serializing the trade data to obtain serialized data; calling a preset block chain basic service platform, and chaining the serialized data to a block chain corresponding to the preset block chain basic service platform;
the asset transfer module is used for acquiring system data corresponding to the financial systems and/or the service systems and forming full-chain closed-loop data by the system data and the trade data;
the asset wind control module is used for acquiring enterprise data in the full-chain closed-loop data, receiving external data corresponding to the enterprise data, and generating and outputting a wind control result according to the enterprise data and the external data;
the fund monitoring module is used for monitoring data change of the full-chain closed-loop data, and the intelligent contract executes preset service logic according to the data change;
the contract signing module is used for acquiring qualification certification data of the user and judging whether the qualification certification data meets preset conditions or not when receiving a signing request of the user, sending authentication information to the user when the qualification certification data meets the preset conditions, receiving confirmation information sent by the user and adding preset electronic signature data to the electronic contract;
and the user management module is used for recording, processing and updating the information sent by the user.
The invention also discloses an electronic device having instructions stored thereon, which when executed by one or more processors, cause the processors to perform one or more of the methods described above
The invention also discloses a machine-readable storage medium device, which is characterized by comprising:
one or more processors; and
one or more machine-readable media having instructions stored thereon that, when executed by the one or more processors, cause the apparatus to perform one or more methods as described above
Compared with the prior art, the invention has the beneficial effects that: the method can increase information acquisition channels and supply chain asset information verification channels, reduce risk concentration, form full-chain closed loops of supply chain asset management transactions by data of a plurality of mechanisms or systems and enterprise data, improve the efficiency of supply chain asset circulation, realize intelligent contracts in various forms, restrain the operations of contract solidification in the asset transaction process, reduce operation risks in the transaction process and ensure contract fulfillment.
Drawings
Embodiments of the invention are described in further detail below with reference to the attached drawing figures, wherein:
FIG. 1 is a flowchart illustrating the steps of one embodiment of a method for processing enterprise trade data;
FIG. 2 is a page software flow diagram of a business application system of the present invention;
FIG. 3 is a flow chart of the steps related to intelligent contracts of a method of processing a business application system of the present invention;
FIG. 4 is a schematic diagram of a device for processing enterprise trade data according to the present invention;
fig. 5 is a schematic structural diagram of a service application system of the present invention.
Detailed Description
The preferred embodiments of the present invention will be described in conjunction with the accompanying drawings, and it will be understood that they are described herein for the purpose of illustration and explanation and not limitation.
As shown in fig. 1, the present invention discloses a method for processing enterprise trade data. The method may be applied to business application systems that communicate with a plurality of financial systems, and/or a plurality of service systems, respectively.
It should be noted that the business application system may include a terminal and a server, and may be used for functions of management, transaction, transfer, and the like of supply chain assets. For example, different service options may be displayed on a display interface of the terminal and a service request of an enterprise may be received, and the server may be configured to store enterprise data and process the data.
Referring specifically to fig. 2, a page software flow diagram of a business application system of the present invention is shown. The business application system may be provided with a plurality of different interfaces, such as logistics interfaces, verification interfaces, financial interfaces, business interfaces, and the like. The business application system can be respectively connected with a plurality of financial systems and a plurality of service systems through a plurality of different interfaces. The plurality of financial systems and the plurality of service systems may include a warehouse logistics system, an identity verification system, a core enterprise financial system, a financial institution business system, and the like.
Specifically, the method comprises the following steps:
and step 101, acquiring trade data of an enterprise when receiving an information addition request sent by a user.
In this embodiment, the information addition request may be generated after a user performs an operation on a terminal when the user needs to register and use the service application system or needs to add new enterprise information or enterprise data. When the user sends an information adding request through the terminal, the user can upload or send the trade data of the enterprise through the terminal. The trade data may include personal identification information of the user, such as identification cards and the like, related information of assets of the enterprise, such as financial statements, quarterly statements and the like, and may also include certification materials of the enterprise, such as business license pictures, credit codes, identification numbers and the like.
And 102, acquiring system data sent by the financial systems and/or the service systems, and splicing the system data and the trade data to form full-chain closed-loop data of an enterprise transaction process.
In this embodiment, the system data may be data correspondingly transmitted by a plurality of financial systems or a plurality of service systems. For example, warehouse logistics data correspondingly sent by a warehouse logistics system, identity verification data correspondingly sent by an identity verification system, core enterprise financial data correspondingly sent by a core enterprise financial system, and financial institution business data correspondingly sent by a financial institution business system.
In actual operation, the service application system may respectively transmit data corresponding to different systems through a plurality of different interfaces.
The full-chain closed-loop data can enable data correspondingly sent by a plurality of financial systems or a plurality of service systems and trade data of an enterprise to form a full-chain closed loop of a supply chain asset management transaction and an enterprise whole transaction process, and the full-chain closed-loop data can cover all processes of occurrence, circulation and ending of transactions of the enterprise during operation, so that the efficiency of circulation of the supply chain asset can be improved, and a user can conveniently conduct asset transaction or data management.
And 103, performing uplink operation on the full-chain closed-loop data to obtain uplink data.
In this embodiment, the service application system is provided with a server, and the server includes a database, so that the full-chain closed-loop data can be uploaded to the database or the block chain to complete uplink operation.
For example, the full-chain closed-loop data comprises financial statements, transactions, business and the like of the second quarter, and the business application system can upload the financial statements of the second quarter to the database and be spliced with the financial statements of the first quarter to form a data chain of today's financial statements of the enterprise.
Specifically, in this embodiment, the present invention further relates to a blockchain infrastructure platform in communication with the service application system, where the blockchain infrastructure platform may be a platform that is provided with a blockchain protocol and provides a blockchain data service. The block chain basic platform can pack the full-chain closed-loop data of the user and the previously stored user data or the trade data of the enterprise to form a new block chain block.
In this embodiment, step 103 may include the following sub-steps:
and a substep 1031, serializing the full chain closed loop data to obtain serialized data.
In this embodiment, the blockchain base platform may be provided with a blockchain service interface, the blockchain base platform may be connected to the business application system through the blockchain service interface, the business application system may serialize the full-chain closed-loop data to generate serialized data, and send the serialized data to the blockchain base platform through the blockchain service interface.
Sub-step 1032, sending the serialized data to the block chain basic service platform, where the block chain basic service platform is configured to form a new block chain block for the serialized data, and uplink the new block chain block into a corresponding block chain.
In this embodiment, the business application system may invoke a blockchain service interface to send serialized data to the blockchain base platform.
The block chain basic platform can also directly store data field data of block chain data, and the data field data form a new block in a block chain; or performing digest hash calculation on unstructured data such as files and pictures in the data, and then forming a new block in the block chain. Specifically, the blockchain infrastructure services platform can uplink serialized data directly.
In operation, when new data is received from the enterprise, the new data may be formed into a new block in the block chain, and the new block may be connected to the previously formed block chain, and so on. In addition, when the service application system displays and queries data, an old block storing previous data and a new block storing new data on a block chain can be queried and combined into the latest data.
And 104, performing asset wind control evaluation according to the uplink data, and generating and outputting a wind control result.
In this embodiment, through the business application system carries out the wind control evaluation of assets to the cochain data, can accelerate the efficiency of wind control evaluation, reduce the probability of making mistakes, simultaneously because the cochain data both includes enterprise's data, includes the system data that each different system corresponds again to can increase supply chain asset information and verify the channel when carrying out the wind control evaluation, reduce risk concentration.
In an optional embodiment, a corresponding wind control evaluation model may be set in the service application system, and the uplink data is input into the wind control evaluation model to generate a corresponding wind control result. An evaluation platform or evaluation equipment externally connected with the business application system can also be arranged, the uplink data are sent to the externally connected evaluation platform through the business application system, and the externally connected evaluation platform carries out wind control evaluation and generates an evaluation result.
In specific implementation, the method further designs a preset rule engine, and the preset rule engine can be communicated with the business application system. The rule engine may be a wind control processing system, and the rule engine may be configured to accept data input, interpret business rules, and compute business decisions and wind control results based on the business rules and the data. When the wind control rule engine is used, a user can set one or more corresponding wind control rules or wind control strategies in the rule engine, and the rule engine can perform wind control evaluation through different wind control rules or wind control strategies. In addition, an API interface may be provided in the business processing system, and the business processing system may send data to the rule engine through the API interface.
Specifically, step 104 may include the following sub-steps:
substep 1041, obtaining enterprise trade data in the uplink data.
In this embodiment, the enterprise trade data may be user information data added during the user registration, asset information data or financial data of a newly added enterprise, or the like.
In the substep 1042, the external data corresponding to the uplink data is obtained.
In this embodiment, the external data may include data required for parameter-wind assessment, such as verification data, financial data, identification data, etc. for businesses downstream of the enterprise supply chain. And the external data and the enterprise data are simultaneously used for carrying out wind control evaluation, so that supply chain asset information verification channels can be further increased, and the risk concentration ratio is reduced.
In this embodiment, the external data includes external data and resident data.
Specifically, sub-step 1042 may include the following sub-steps:
substep 10421, calling a preset external interface, and receiving external data corresponding to the enterprise data;
or;
substep 10422 of receiving resident data corresponding to said enterprise data sent by said plurality of financial systems and/or plurality of service systems.
In this embodiment, the blockchain base platform may be provided with an oracle, and the oracle may be a window for interaction between intra-chain and out-chain data of the blockchain. Because the intra-chain and the out-chain data are independent, when the two need to interact, an interaction window needs to be deployed in the chain and is specially used for interacting with the outside of the chain. The service application system can call an external interface through the prediction machine to acquire external data.
The external data may include actual funds transaction data, public opinion data, etc. for the business.
In this embodiment, the immigration data may be supply chain related data sent by a plurality of financial systems and a plurality of service systems in communication with the business processing system. Such as records of transactions between the enterprise and multiple financial or service systems, credit evaluations, and the like. Specifically, the resident data may also include actual fund transaction data, public opinion data, and the like of the enterprise.
And a substep 1043 of calling a preset API interface to upload the enterprise trade data and the external data to a preset rule engine, where the preset rule engine is in communication with the external data and used for analyzing the enterprise trade data and the external data according to a preset processing logic, and generating and sending the wind control result to the service application system.
In this embodiment, after acquiring the enterprise trade data and the external data, the business processing system may send the enterprise trade data and the external data to a rule engine simultaneously, and may send the enterprise trade data and the external data to the rule engine simultaneously.
After acquiring the enterprise trade data and the external data, the rule engine can calculate the enterprise trade data and the external data according to a wind control rule or a wind control strategy preset by a user to generate a wind control result, and sends the wind control result to the service processing system.
And a substep 1044 of obtaining and outputting the wind control result.
After the business processing system obtains the wind control result, the business processing system can output the wind control result to the terminal, and the user can receive and watch the wind control result through the terminal.
Referring to fig. 3, a flowchart illustrating steps of another embodiment of a method for processing enterprise trade data is shown. In this embodiment, the blockchain base platform is provided with an intelligent contract, and the method may further include the following steps:
In this embodiment, when an enterprise or a user needs to perform an asset transaction or financial mobilization, or the enterprise may trigger a change in the corresponding uplink data, for example, when the user needs to purchase a new raw material or the user expends annual tax, the financial data or tax data of the enterprise may change.
In actual operation, an enterprise or a user may generate a transaction request through a terminal, and a business processing system may determine data changes according to the transaction request. For example, an enterprise needs to purchase a new office supply from the warehouse service system, and needs to pay 100 yuan, a user can submit a request for paying 100 yuan for purchasing the new office supply through a terminal, and the business processing system can determine that data changes according to the request.
And 106, if the uplink data changes, the intelligent contract is used for executing transaction and process monitoring operation.
When the full-chain closed-loop data changes, the service processing system can acquire the data change of the full-chain closed-loop data, adopt a set of preset program logic and execute the preset logic.
In actual operation, the business processing system can determine information such as buyer and seller objects, transaction items, money amount, time and the like according to a transaction request sent by a user from a terminal, and write corresponding intelligent contracts according to various transaction rules.
The intelligent contracts may be connected to a business processing system. The user can set the execution rule in the intelligent contract, and when the data changes, the intelligent contract can execute the preset operation according to the execution rule
Preferably, the intelligent contract can comprise two types, one type is a process operation type, for example, after the assets are approved by multiple parties, the assets are automatically uploaded to an information disclosure platform of a trading exchange, and any form of modification, process black spots and the like in the middle process are avoided. The second is an asset transaction type, for example, when the asset transfer request is approved, the intelligent contract automatically generates a transfer contract, and adds the electronic signature of each transaction party to complete the actual transfer.
In this embodiment, when the uplink data changes, it can indicate that the user needs to perform a transaction or pay for or buy or sell. In order to avoid errors, ensure that both contracting parties are enterprise representatives or users themselves, guarantee the rights and interests of both parties, reduce transaction processes, improve the efficiency of transaction operations, and enable users to execute transactions through terminals, specifically, the method further comprises the following steps:
When a user needs to perform a transaction, both sides of the user need to perform signing operation, the business processing system can remind the user to upload electronic contracts which need to be signed by both sides of an enterprise through the terminal, and then the user can upload the electronic contracts to the business processing system through the terminal. And then the two parties of the enterprise can check the content of the electronic contract through the terminal to determine whether the content is wrong, and if no problem exists, the user can send a signing request to the terminal to determine that signing can be carried out. In operation, the user can obtain the electronic contract through terminal downloading.
Specifically, when the user determines that the electronic contract meets the transaction requirements, the user needs to upload qualification data through the terminal. The qualification data may be the user's identification data, such as an identification card picture or an identification number, or the enterprise's identification data, such as a license or a credit code, etc.
In this embodiment, the preset identification data may be data queried by the service application system from each external system or platform or server, and specifically may be certification data obtained from previous qualification certification data during previous business transactions of an enterprise, for example, sealing data, identification code data, credit code data, and the like.
In actual operation, the business application system may extract the corresponding current official seal image data from the qualification data, obtain the last official seal image data submitted by the enterprise in the last transaction from the database, and determine whether the current official seal image data is the same as the last official seal image data.
And step 109, if the qualification data is the same as the preset identification data, sending authentication information to the user, wherein the authentication information is used for reminding the user to perform authentication operation and feeding back confirmation information.
If the qualification data is the same as the preset identification data, the business application system can determine that the enterprise can execute the transaction, and the business application system can send authentication information to the terminal of the user. The authentication information can be short messages or voice or terminal operation. For example, the authentication information of whether the user signs may be sent to the terminal of the user, the terminal determination operation may be sent to the terminal of the user, and the user may wait for clicking on the terminal.
And step 110, receiving confirmation information sent by the user, adding the electronic signature of the user to the electronic contract uploaded by the user, performing digest hash operation on the electronic contract to obtain a hash value, and uploading the hash value and the storage catalog of the electronic contract to a preset block chain.
The confirmation information may be generated after the user clicks or inputs the authentication information, and the like, in the terminal. For example, the user may perform operation generation of face recognition or fingerprint authentication at the terminal. And after receiving the confirmation information, the service processing system can acquire the electronic signature corresponding to the user and add the electronic signature of the user to the electronic contract.
In this embodiment, the service processing system may remind the user through the terminal, and the user may perform a sliding operation at the terminal, form an electronic signature of the user, and send the electronic signature to the service processing system, and the service processing system stores the electronic signature of the user and adds the electronic signature to the electronic contract.
After the electronic signature is added to the electronic contract, the transaction can be determined to be completed, and the digest hash value of the electronic contract to which the electronic signature is added and the catalog of the electronic contract can be uploaded to a preset block chain. The preset blockchain may be a blockchain corresponding to the enterprise on the blockchain base platform.
The block chain basic platform can perform summary hash calculation on unstructured data such as files and pictures in the data, and then form a new block in a block chain. The digest hash calculation may be a calculation in which after data is calculated by a hash algorithm such as SHA256, a string of fixed-length character strings is generated, and an uncertain data size is converted into a certain data size. The whole transaction is monitored through the service processing system, and an intelligent contract is compiled according to the actual service occurrence condition, so that the online automatic execution of the fund part transaction is realized, the operation risk is reduced, and the execution efficiency is improved. At the same time, smart contracts are a computer protocol intended to propagate, verify or execute contracts in an informative manner, allowing trusted transactions to be carried out without third parties, which transactions are traceable and irreversible, so that the interests of both parties can be ensured.
In this embodiment, a method for processing enterprise trade data is provided, where an information acquisition channel and a supply chain asset information verification channel may be added, so as to reduce risk concentration, and meanwhile, data of multiple organizations or systems and enterprise data form a full-chain closed loop of supply chain asset management transaction, so as to improve efficiency of supply chain asset circulation, and further, various forms of intelligent contracts may be implemented, operations that may be agreed and solidified in an asset transaction process may be constrained, operational risks in a transaction process may be reduced, and contract fulfillment may be ensured.
It should be noted that, for simplicity of description, the method embodiments are described as a series of acts or combination of acts, but those skilled in the art will recognize that the embodiments are not limited by the order of acts described, as some steps may occur in other orders or concurrently depending on the embodiments. Further, those skilled in the art will also appreciate that the embodiments described in the specification are presently preferred and that no particular act is required to implement the embodiments of the disclosure
As shown in fig. 4, an apparatus for processing enterprise trade data is disclosed, which is applied to a business application system, the business application system is communicated with a plurality of financial systems and/or a plurality of service systems, the apparatus includes: an acquisition module 401, a splicing module 402, a cochain module 403 and an evaluation module 404 located in the service application system;
the obtaining module 401 is configured to obtain trade data of an enterprise when receiving an information addition request sent by a user;
a splicing module 402, configured to acquire system data sent by the multiple financial systems and/or multiple service systems, and splice the system data and the trade data to form full-chain closed-loop data of an enterprise transaction process;
a chain loading module 403, configured to perform a chain loading operation on the full-chain closed-loop data to obtain chain loading data;
and the evaluation module 404 is configured to perform asset wind control evaluation according to the full-chain closed-loop data, and generate and output a wind control result.
Optionally, a blockchain infrastructure platform in communication with the business application system;
the uplink module comprises:
the serialization module is used for serializing the full-chain closed-loop data to obtain serialized data;
and the block chain newly-added block module is used for sending the serialized data to the block chain basic service platform, and the block chain basic service platform is used for forming a new block chain block for the serialized data and uploading the new block chain block to a corresponding block chain.
Optionally, the business application system is in communication with a preset rule engine;
the evaluation module comprises:
the enterprise trade data module is used for acquiring enterprise trade data in the uplink data;
the external data module is used for acquiring external data corresponding to the uplink data;
the uploading rule engine module is used for calling a preset API (application program interface) to upload the enterprise trade data and the external data to a preset rule engine, and the preset rule engine communication is used for analyzing the enterprise trade data and the external data according to preset processing logic, generating and sending the wind control result to the business application system;
and the output result module is used for acquiring and outputting the wind control result.
Optionally, the external data includes external data and resident data;
the external data module comprises:
the external data module is used for calling a preset external interface and receiving external data corresponding to the enterprise data;
or;
and the resident data module is used for receiving resident data corresponding to the enterprise data sent by the plurality of financial systems and/or the plurality of service systems.
Optionally, the blockchain base platform is provided with an intelligent contract, and the apparatus further includes: the monitoring module and the intelligent contract module are positioned on the intelligent contract;
the monitoring module is used for monitoring whether the uplink data changes;
and the intelligent contract module is used for executing transaction and process monitoring operation if the uplink data changes.
Optionally, the apparatus further comprises:
the qualification certification module is used for acquiring qualification certification data sent by a user when receiving a subscription request of the user;
the judging module is used for judging whether the qualification certification data is the same as preset identification data or not;
the authentication module is used for sending authentication information to the user if the qualification certification data is the same as the preset identification data, wherein the authentication information is used for reminding the user to perform authentication operation and feeding back confirmation information;
and the adding module is used for receiving the confirmation information sent by the user, adding the electronic signature of the user to the electronic contract uploaded by the user, performing abstract hash operation on the electronic contract to obtain a hash value, and uploading the hash value and the storage catalog of the electronic contract to a preset block chain.
As shown in fig. 5, a business application system is disclosed, the business application system communicating with a plurality of financial systems, and/or a plurality of service systems, the business application system comprising:
the asset adding module 501 is configured to, when receiving an information adding request sent by a user, obtain trade data of an enterprise, serialize the trade data to the trade data, and obtain serialized data; calling a preset block chain basic service platform, and chaining the serialized data to a block chain corresponding to the preset block chain basic service platform;
an asset transfer module 502, configured to obtain system data corresponding to the multiple financial systems and/or multiple service systems, and form full-chain closed-loop data from the system data and the trade data;
the asset wind control module 503 is configured to obtain enterprise data in the full-chain closed-loop data, receive external data corresponding to the enterprise data, and generate and output a wind control result according to the enterprise data and the external data;
a fund monitoring module 504, configured to monitor data change of full-chain closed-loop data, where an intelligent contract executes a preset service logic according to the data change;
a contract signing module 505, configured to, when receiving a signing request of a user, obtain qualification certification data of the user and determine whether the qualification certification data meets a preset condition, send authentication information to the user when the preset condition is met, receive confirmation information sent by the user, and add preset electronic signature data to the electronic contract;
and the user management module 506 is used for recording, processing and updating the information sent by the user.
For the device or system embodiments, since they are substantially similar to the method embodiments, the description is relatively simple, and reference may be made to some descriptions of the method embodiments for relevant points.
An embodiment of the present application further provides an electronic device, including:
one or more processors; and
one or more machine-readable media having instructions stored thereon, which when executed by the one or more processors, cause the apparatus to perform methods as described in embodiments of the present application.
Embodiments of the present application also provide a machine-readable storage medium having stored thereon instructions, which when executed by one or more processors, cause the processors to perform the method of embodiments of the present application.
The above description is only a preferred embodiment of the present invention, and is not intended to limit the present invention in any way, so that any modification, equivalent change and modification made to the above embodiment according to the technical spirit of the present invention are within the scope of the technical solution of the present invention.
Claims (10)
1. A method for processing enterprise trade data, which is applied to a business application system, wherein the business application system is respectively communicated with a plurality of financial systems and/or a plurality of service systems, and the method comprises the following steps:
when receiving an information addition request sent by a user, acquiring trade data of an enterprise;
acquiring system data sent by the financial systems and/or the service systems, and splicing the system data and the trade data to form full-chain closed-loop data of an enterprise transaction process;
performing chain winding operation on the full-chain closed-loop data to obtain chain winding data;
and performing asset wind control evaluation according to the uplink data, and generating and outputting a wind control result.
2. The method of claim 1, further involving a blockchain infrastructure platform in communication with the business application system;
the performing a chain winding operation on the full-chain closed-loop data to obtain chain winding data includes:
serializing the full-chain closed-loop data to obtain serialized data;
and sending the serialized data to the block chain basic service platform, wherein the block chain basic service platform is used for forming a new block chain block for the serialized data and chaining the new block chain block into a corresponding block chain.
3. The method of claim 1, wherein the business application system communicates with a pre-set rules engine;
and the asset wind control evaluation is carried out according to the uplink data, and a wind control result is generated and output, wherein the method comprises the following steps:
acquiring enterprise trade data in the uplink data;
acquiring external data corresponding to the uplink data;
calling a preset API (application programming interface) to upload the enterprise trade data and the external data to a preset rule engine, wherein the preset rule engine is used for analyzing the enterprise trade data and the external data according to preset processing logic, generating and sending the wind control result to the business application system;
and acquiring and outputting the wind control result.
4. The method of claim 3, wherein the external data comprises external data and resident data;
the obtaining of the external data corresponding to the uplink data includes:
calling a preset external interface, and receiving external data corresponding to the enterprise data;
or;
and receiving the resident data corresponding to the enterprise data sent by the plurality of financial systems and/or the plurality of service systems.
5. The method of claim 2, wherein the blockchain base platform is provisioned with intelligent contracts, the method further comprising:
the intelligent contract is used for monitoring whether the uplink data changes;
and if the uplink data changes, the intelligent contract is used for executing transaction and process monitoring operation.
6. The method of claim 5, further comprising:
when a signing request of a user is received, acquiring qualification certification data sent by the user;
judging whether the qualification certification data is the same as preset identification data or not;
if the qualification certification data is the same as the preset identification data, authentication information is sent to the user, and the authentication information is used for reminding the user to perform authentication operation and feeding back confirmation information;
receiving confirmation information sent by a user, adding an electronic signature of the user to an electronic contract uploaded by the user, performing abstract hash operation on the electronic contract to obtain a hash value, and uploading the hash value and a storage catalog of the electronic contract to a preset block chain.
7. An apparatus for processing enterprise trade data, applied to a business application system, the business application system being in communication with a plurality of financial systems, and/or a plurality of service systems, the apparatus comprising: the system comprises an acquisition module, a chain loading module, a calling module and an evaluation module which are positioned in the business application system;
the acquisition module is used for acquiring trade data of an enterprise when receiving an information addition request sent by a user;
the splicing module is used for acquiring system data sent by the financial systems and/or the service systems, and splicing the system data and the trade data to form full-chain closed-loop data of an enterprise transaction process;
the uplink module is used for carrying out uplink operation on the full-chain closed-loop data to obtain uplink data;
and the evaluation module is used for performing asset wind control evaluation according to the uplink data, and generating and outputting a wind control result.
8. A business application system in communication with a plurality of financial systems and/or a plurality of service systems, the business application system comprising:
the asset adding module is used for acquiring trade data of an enterprise when receiving an information adding request sent by a user, and serializing the trade data to obtain serialized data; calling a preset block chain basic service platform, and chaining the serialized data to a block chain corresponding to the preset block chain basic service platform;
the asset transfer module is used for acquiring system data corresponding to the financial systems and/or the service systems and forming full-chain closed-loop data by the system data and the trade data;
the asset wind control module is used for acquiring enterprise data in the full-chain closed-loop data, receiving external data corresponding to the enterprise data, and generating and outputting a wind control result according to the enterprise data and the external data;
and the fund monitoring module is used for monitoring data change of the full-chain closed-loop data, and the intelligent contract executes preset service logic according to the data change.
The contract signing module is used for acquiring qualification certification data of the user and judging whether the qualification certification data meets preset conditions or not when receiving a signing request of the user, sending authentication information to the user when the qualification certification data meets the preset conditions, receiving confirmation information sent by the user and adding preset electronic signature data to the electronic contract;
and the user management module is used for recording, processing and updating the information sent by the user.
9. An electronic device having instructions stored thereon, which when executed by one or more processors, cause the processors to perform a method of one or more of claims 1-6
10. A machine-readable storage medium device, comprising:
one or more processors; and
one or more machine-readable media having instructions stored thereon that, when executed by the one or more processors, cause the apparatus to perform the method of one or more of claims 1-6.
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