CN112270544A

CN112270544A - Payment method and device and electronic equipment

Info

Publication number: CN112270544A
Application number: CN202011153257.2A
Authority: CN
Inventors: 聂张帆
Original assignee: Vivo Mobile Communication Co Ltd
Current assignee: Vivo Mobile Communication Co Ltd
Priority date: 2020-10-26
Filing date: 2020-10-26
Publication date: 2021-01-26

Abstract

The application discloses a payment method, a payment device and electronic equipment, belongs to the technical field of communication, and can solve the problem that the steps of searching payment application and using electronic payment in the electronic equipment are complex, so that the efficiency of using the electronic equipment to carry out electronic payment by a user can be reduced. The method comprises the following steps: the method comprises the steps that a first input of a user is received by a touch pen; responding to the first input, and acquiring fingerprint information by a touch pen; and under the condition that the target fingerprint information acquired by the touch pen is matched with the preset fingerprint information, receiving a payment code of the target application sent by the electronic equipment, and displaying the payment code on a screen of the touch pen.

Description

Payment method and device and electronic equipment

Technical Field

The application belongs to the technical field of communication, and particularly relates to a payment method, a payment device and electronic equipment.

Background

With the development of electronic device technology, electronic payment has become an extremely popular payment method in daily life. In the related technology, when a user needs to purchase a certain commodity, payment software to be used by the user needs to be found in numerous applications in the electronic equipment, after the payment software is opened, a payment code is displayed in a display screen of the electronic equipment through a payment function in the payment software and is shown to a merchant, the merchant scans the payment software, a page for inputting a payment password is displayed in the payment software to prompt the user to input the payment password, and after the user inputs the payment password and confirms payment, the commodity purchase can be completed.

According to the payment process, the steps of searching the payment application in the electronic equipment and using the electronic payment by the user are complicated, so that the efficiency of using the electronic equipment by the user for electronic payment is reduced.

Disclosure of Invention

The embodiment of the application aims to provide a payment method, a payment device and electronic equipment, and the method, the device and the electronic equipment can solve the problem that the efficiency of electronic payment by a user through electronic equipment is reduced due to the fact that the steps of searching for payment application in the electronic equipment and using electronic payment are complex.

In order to solve the technical problem, the present application is implemented as follows:

in a first aspect, an embodiment of the present application provides a payment method, which is applied to a stylus, and the method includes: the method comprises the steps that a first input of a user is received by a touch pen; responding to the first input, and acquiring fingerprint information by a touch pen; and under the condition that the target fingerprint information acquired by the touch pen is matched with the preset fingerprint information, receiving a payment code of the target application sent by the electronic equipment, and displaying the payment code on a screen of the touch pen.

In a second aspect, an embodiment of the present application provides a payment method, which is applied to an electronic device, and the method includes: the electronic equipment receives target information sent by a touch pen, wherein the target information is request information or target fingerprint information, and the request information is used for requesting a payment code of a target application; and the electronic equipment sends a payment code of a target application in the electronic equipment to the touch pen under the condition that the target fingerprint information acquired by the touch pen is matched with preset fingerprint information.

In a third aspect, an embodiment of the present application provides a payment apparatus, where the apparatus includes: the device comprises a receiving module, an acquisition module and a display module; the receiving module is used for receiving a first input of a user; the collecting module is used for responding to the first input received by the receiving module and collecting fingerprint information; the display module is used for receiving a payment code of a target application sent by the electronic equipment under the condition that the target fingerprint information acquired by the acquisition module is matched with preset fingerprint information, and displaying the payment code on a screen of the touch pen.

In a fourth aspect, an embodiment of the present application provides a payment apparatus, where the apparatus includes: the device comprises a receiving module and a sending module; the receiving module is configured to receive target information sent by a stylus, where the target information is request information or target fingerprint information, and the request information is used to request a payment code of a target application; the sending module is configured to send a payment code of a target application in the electronic device to the stylus pen when the target fingerprint information acquired by the stylus pen matches preset fingerprint information.

In a fifth aspect, embodiments of the present application provide an electronic device, which includes a processor, a memory, and a program or instructions stored on the memory and executable on the processor, and when executed by the processor, implement the steps of the method according to the first aspect.

In a sixth aspect, embodiments of the present application provide a readable storage medium, on which a program or instructions are stored, which when executed by a processor implement the steps of the method according to the first aspect.

In a seventh aspect, an embodiment of the present application provides a chip, where the chip includes a processor and a communication interface, where the communication interface is coupled to the processor, and the processor is configured to execute a program or instructions to implement the method according to the first aspect.

In the embodiment of the application, after receiving the first input of the user, the stylus pen can collect fingerprint information, and under the condition that the target fingerprint information collected by the stylus pen is matched with the preset fingerprint information, the stylus pen can receive the payment code of the target application sent by the electronic device and directly display the payment code on the screen. Therefore, after fingerprint information which can be used for payment of a user is acquired through the touch pen, payment is directly carried out through the payment code displayed on the touch pen screen. Therefore, the operation steps of searching for the payment application and in the payment application by the user among numerous applications can be saved, the complex payment operation is simplified, and the electronic payment efficiency of the user is improved.

Drawings

Fig. 1 is a schematic structural diagram of a stylus according to an embodiment of the present disclosure;

fig. 2 is a schematic structural diagram of a payment method system provided in an embodiment of the present application;

fig. 3 is a schematic flow chart of a payment method provided in the embodiment of the present application;

fig. 4 is a second schematic structural diagram of a stylus according to an embodiment of the present disclosure;

fig. 5 is a third schematic structural diagram of a stylus according to an embodiment of the present disclosure;

fig. 6 is a second schematic flowchart of a payment method according to an embodiment of the present application;

fig. 7 is a schematic structural diagram of a payment apparatus according to an embodiment of the present application;

fig. 8 is a second schematic structural diagram of a payment apparatus according to an embodiment of the present application;

fig. 9 is a schematic structural diagram of an electronic device according to an embodiment of the present disclosure;

fig. 10 is a second schematic structural diagram of an electronic device according to an embodiment of the present application.

Detailed Description

The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are some, but not all, embodiments of the present application. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.

The terms first, second and the like in the description and in the claims of the present application are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order. It will be appreciated that the data so used may be interchanged under appropriate circumstances such that embodiments of the application may be practiced in sequences other than those illustrated or described herein, and that the terms "first," "second," and the like are generally used herein in a generic sense and do not limit the number of terms, e.g., the first term can be one or more than one. In addition, "and/or" in the specification and claims means at least one of connected objects, a character "/" generally means that a preceding and succeeding related objects are in an "or" relationship.

The following explanation is made for the stylus in this application:

the stylus in this application possesses the payment function. In order to complete the payment function, the stylus may set the payment authority through biometric information (e.g., a fingerprint), and the stylus may collect fingerprint information to obtain identity information of the user. Generally, as shown in fig. 1, a fingerprint acquisition area 11 may be provided on a stylus pen. Meanwhile, a display screen 12 may be provided on the stylus pen, through which information for payment, for example, two-dimensional code information, is displayed.

Based on the payment function that the above-mentioned touch-control pen possessed, the touch-control pen in this application can be for possessing the touch-control pen of gathering fingerprint information function. The touch control pen can be provided with a fingerprint acquisition area and a fingerprint acquisition module. Wherein, this touch-control pen can set up the fingerprint collection region according to most users 'habit of using the touch-control pen, the convenient region of placing of user's finger on this touch-control pen, and the touch-control pen can utilize fingerprint collection module collection fingerprint in changing the fingerprint collection region.

For example, the stylus pen may further include a fingerprint verification module, and after the fingerprint is collected, the stylus pen may use the fingerprint verification module to verify the matching degree between the fingerprint and the pre-stored fingerprint.

For example, the stylus pen in the present application may establish a communication connection with any electronic device (e.g., a mobile phone, a tablet computer, etc.). The touch control pen can comprise a Bluetooth module, and is connected with any electronic equipment through Bluetooth; the system also comprises a communication module which is used for establishing communication connection with any electronic equipment.

Furthermore, the stylus pen in the present application may further have a writing function and a setting function in an operating state, in addition to the above functions of fingerprint collection, fingerprint verification, communication connection with an electronic device, and display. The writing function can enable a user to use the touch control pen to perform electronic writing in the electronic equipment, for example, handwriting input is performed when information is edited by using a mobile phone; the setting function can be used for setting various functions of the stylus.

For example, in the case that the stylus includes multiple functions, a fast switching function key 13 may be further disposed on the stylus, so as to facilitate a user to switch different functions of the electronic device. Meanwhile, the display screen on the touch pen can display the identification information corresponding to the function where the touch pen is located currently. In an example, the identification information may be a text identification or a picture identification. Therefore, the user can check the current functional state of the stylus through the display screen. For example, when the user clicks the fast switching function once, the stylus pen may enter the writing function, and a text mark of "writing" or a color mark corresponding to the writing function may be displayed on the display screen of the stylus pen.

The payment method provided by the embodiment of the present application is described in detail below with reference to the accompanying drawings through specific embodiments and application scenarios thereof.

The payment method provided by the embodiment of the application can be applied to an electronic payment scene.

For an electronic payment scene, assuming that a user needs to purchase goods by using electronic equipment, the user needs to find a payment application from numerous applications of the electronic equipment, open the application, call a payment function from numerous functions in the application, acquire two-dimensional code information through the payment function, and display the two-dimensional code information to a merchant. After the merchant scans the two-dimensional code information, an input box for inputting a payment password is displayed in a display screen of the electronic equipment, when a user inputs the payment password in the input box and confirms payment, the account of the commodity is paid to an account of the merchant, and the user completes the electronic payment. It can be seen from the above payment process that, in the process of using the electronic device to perform electronic payment, the user needs to search for the payment application in the applications of the electronic device, and the search process is time-consuming and labor-consuming because tens of applications or even hundreds of applications can be loaded in the electronic device. Meanwhile, executing the payment operation in the payment application also requires a user to find a corresponding payment function, call two-dimensional code information, input a password and other steps, and for a user who cannot be skilled in operating the electronic device, the payment process is complex, the steps are multiple, and the user is difficult to master.

In the payment method provided by the application, a user can acquire fingerprint information by using a touch pen with a transmission function between the touch pen and the electronic equipment after receiving first input of the user, and the payment code of the payment application sent by the electronic equipment is received and directly displayed on a screen under the condition that target fingerprint information acquired by the touch pen is matched with preset fingerprint information. Therefore, after fingerprint information which can be used for payment of a user is acquired through the touch pen, payment is directly carried out through the payment code displayed on the touch pen screen. Therefore, the operation steps of searching for the payment application and in the payment application by the user among numerous applications can be saved, the complex payment operation is simplified, and the electronic payment efficiency of the user is improved.

As shown in fig. 2, a payment system provided in an embodiment of the present application includes a stylus 201 and an electronic device 202, where the stylus 201 may be connected to the electronic device 202 through bluetooth or other communication methods for information transmission.

The stylus 201 receives a first input of a user; in response to the first input, the stylus collects fingerprint information; and under the condition that the acquired target fingerprint information is matched with the preset fingerprint information, the touch control pen receives a payment code of the target application sent by the electronic equipment, and displays the payment code on the screen of the touch control pen.

Therefore, after receiving the first input of the user, the touch pen can collect the fingerprint information, and under the condition that the target fingerprint information collected by the touch pen is matched with the preset fingerprint information, the touch pen can receive the payment code of the target application sent by the electronic equipment and directly display the payment code on the screen. Therefore, after fingerprint information which can be used for payment of a user is acquired through the touch pen, payment is directly carried out through the payment code displayed on the touch pen screen. Therefore, the operation steps of searching for the payment application and in the payment application by the user among numerous applications can be saved, the complex payment operation is simplified, and the electronic payment efficiency of the user is improved.

Optionally, the stylus sends a request message to the electronic device 202 when the acquired target fingerprint information matches preset fingerprint information, where the request message is used to request a payment code of the target application.

The electronic device 202 receives target information sent by the stylus 201, where the target information is request information or target fingerprint information, and the request information is used to request a payment code of a target application. The electronic device 202 sends a payment code of a target application in the electronic device 202 to the stylus 201 when the target fingerprint information collected by the stylus 201 matches with preset fingerprint information.

The stylus 201 receives the payment code of the target application sent by the electronic device 202.

Therefore, the touch pen can rapidly complete fingerprint information verification and acquire the payment code under the condition that the touch pen has the function of verifying the fingerprint information, and the payment code is displayed on the display screen of the touch pen, so that a user does not need to operate electronic equipment and search payment application, the payment operation can be rapidly executed only by the step of inputting the fingerprint, the operation steps are simplified, and the payment efficiency of the user is improved.

Optionally, when the acquired target fingerprint information matches preset fingerprint information, before receiving the payment code of the target application sent by the electronic device 202, the stylus 201 sends the target fingerprint information to the electronic device 202.

So, because electronic equipment uses most frequently for user's daily life, the highest equipment of secret degree, through sending target fingerprint information to electronic equipment, accomplish by electronic equipment and verify whether this process of target fingerprint information and preset fingerprint information match, guarantee that user's that can be better fingerprint information is not revealed, and then promote the payment safety of touch-control pen.

Optionally, the screen of the stylus 201 is a flexible screen; after receiving the payment code of the target application sent by the electronic device, the stylus 201 may control the flexible screen to change from the retracted state to the extended state before displaying the payment code on the screen of the stylus.

So, set up the display screen through this touch-control pen into the flexible screen that possesses two kinds of display states, can reduce the volume size of touch-control pen to convenience of customers uses and carries, and make the use scene of touch-control pen diversified.

The present embodiment provides a payment method, as shown in fig. 3, the present embodiment is applied to a stylus, and the method for positioning an electronic device includes the following steps 301 to 303:

step 301: the stylus receives a first input from a user.

In an embodiment of the present invention, the first input may be a touch input, for example, a press input or a long press input.

In one example, the first input may be a long press input of a finger of a user in a fingerprint acquisition area of a stylus. The fingerprint collection area may refer to the foregoing description, and details are not repeated here.

Step 302: in response to the first input, the stylus collects fingerprint information.

In the embodiment of the present application, the fingerprint information may be information of the user or information other than the user.

Step 303: and under the condition that the acquired target fingerprint information is matched with the preset fingerprint information, the touch control pen receives a payment code of the target application sent by the electronic equipment, and displays the payment code on the screen of the touch control pen.

In an embodiment of the application, the target fingerprint information is fingerprint information collected by a stylus responding to a first input of a user.

In an example, the target fingerprint information may be fingerprint information acquired by a stylus pen after a user performs a press input in a fingerprint acquisition area of the stylus pen.

In this embodiment of the application, the preset fingerprint information may be pre-stored fingerprint information, and the preset fingerprint information may be authority information that a user allows a stylus to perform a payment operation.

In an example, the preset fingerprint information may be stored in the stylus pen, or may be stored in an electronic device communicatively connected to the stylus pen.

In the embodiment of the present application, when the similarity between the target fingerprint information and the preset fingerprint information reaches the preset similarity threshold, the target fingerprint information may be considered to be matched with the preset fingerprint information. The preset similar threshold may be set by a stylus or an electronic device, or may be set by a user in a self-defined manner. For example, if the preset similarity threshold is 90%, it may be determined that the target fingerprint information matches the preset fingerprint information when the similarity between the target fingerprint information and the preset fingerprint information is greater than or equal to 90%.

In an example, the stylus pen may perform the matching process of the target fingerprint information and the preset fingerprint information by itself.

In another example, the stylus pen may transmit the collected target fingerprint information to the electronic device, and the electronic device performs matching between the target fingerprint information and preset fingerprint information.

In this embodiment of the application, the target application may be any application having a payment function in the electronic device.

For example, the target application may be a specific payment application, a multimedia application (for example, a music application that may be used to purchase songs, a video application that may be used to purchase movies), and an electronic book application, which is not limited in this embodiment of the present application.

In one example, a user may set a default application as a target application using the electronic device in advance.

In this embodiment, the payment code may be a payment code that can be used for payment, and can be electronically scanned by a third-party user (e.g., a merchant or an individual) to directly obtain identification information of electronic cash from the electronic device of the target application. The identification information may be displayed in a form of a picture identification or a digital identification.

In this embodiment of the present application, the payment code may be displayed in the form of a barcode, a two-dimensional code, or a digital code, which is not limited in this embodiment of the present application.

In this embodiment of the application, the payment code may include the amount information of the electronic cash, that is, the payment code displayed on the stylus pen has limited the amount of the current payment, and after the third-party user scans the payment code, the third-party user will directly receive the electronic cash of the amount from the electronic device; the electronic cash payment method may further include the step of not including the amount information of the electronic cash, that is, the payment code displayed on the touch pen does not limit the amount of the current payment, only the permission to use the electronic device to pay the electronic cash is opened, and after the third-party user scans the payment code, the electronic cash with the amount equal to the amount of the current payment is taken from the electronic device according to the amount set by the third-party user.

In an embodiment of the application, the payment code is a payment code transmitted from the electronic device to the touch pen.

In one example, in order to ensure that the payment information of the user is not leaked, the payment code may be a payment code that is periodically updated, that is, the electronic device periodically transmits the payment code of the target application to the touch pen.

Further, in order to further ensure that the payment information of the user is not leaked, the time length for displaying the payment code by the stylus pen may be less than or equal to a preset time length, that is, within the preset time length, the stylus pen receives and displays the payment code on the display screen thereof, and if the user does not turn off the screen after exceeding the preset time length, the stylus pen may automatically turn off the screen and stop receiving the payment code sent by the electronic device.

In the embodiment of the present application, the screen of the touch pen may be used for displaying a payment code; the current electric quantity information of the touch control pen can be displayed; in the case that the stylus includes multiple operating modes, the method may also be used to display the current operating mode of the stylus.

According to the payment method provided by the embodiment of the application, the touch pen can collect the fingerprint information after receiving the first input of the user, and can receive the payment code of the target application sent by the electronic equipment and directly display the payment code on the screen under the condition that the target fingerprint information collected by the touch pen is matched with the preset fingerprint information. Therefore, after fingerprint information which can be used for payment of a user is acquired through the touch pen, payment is directly carried out through the payment code displayed on the touch pen screen. Therefore, the operation steps of searching for the payment application and in the payment application by the user among numerous applications can be saved, the complex payment operation is simplified, and the electronic payment efficiency of the user is improved.

In the embodiment of the present application, the matching method of the target fingerprint information and the preset fingerprint information mainly includes the following two situations according to the difference between the functional module of the stylus and the user requirement.

In the first case:

optionally, in this embodiment of the application, under the condition that the stylus pen has the fingerprint verification module and stores the target fingerprint information, the stylus pen may perform a matching process between the target fingerprint information and preset fingerprint information.

For example, in the step 303, when the acquired target fingerprint information matches the preset fingerprint information, the payment code of the target application sent by the electronic device is received, the payment method provided in the embodiment of the present application may include the following steps a1 and a 2:

step A1: and the touch control pen sends a request message to the electronic equipment under the condition that the acquired target fingerprint information is matched with the preset fingerprint information.

Step A2: and the touch pen receives the payment code of the target application sent by the electronic equipment.

Illustratively, the request message is used to request a payment code for the target application.

For example, the request message may be authority information for invoking a payment code in the electronic device, and the electronic device, after receiving the authority information, invokes the payment code and sends the invoked payment code to the stylus.

Example 1: assuming that the target application is a payment application, the stylus pen includes a fingerprint verification module therein and stores preset fingerprint information for payment. After receiving a pressing input (i.e., the first input) from the user in the fingerprint collection area of the stylus pen, the stylus pen collects fingerprint information of the user. After the collection is completed, the touch pen compares the collected fingerprint information (namely, the target fingerprint information) with preset fingerprint information by using a fingerprint verification module, and under the condition that the similarity between the fingerprint information (namely, the target fingerprint information) collected by the touch pen and the preset fingerprint information is greater than 90% of the preset similarity, the touch pen judges that the fingerprint information is matched with the preset fingerprint information. At this time, the stylus transmits request information for requesting a payment code to the electronic device through bluetooth, and then, the stylus may receive the payment code of the payment application transmitted by the electronic device. The stylus displays the payment code on a display screen for use by a user.

In the second case:

optionally, in this embodiment of the application, in order to avoid the stylus from leaking the authority information (i.e., the target fingerprint information) used by the user for the payment operation, the target fingerprint information may not be stored in the stylus. The touch pen can send the collected information to the electronic equipment which has a communication relation with the touch pen and stores the target fingerprint information, and the electronic equipment completes the matching process of the preset fingerprint information and the target fingerprint information.

For example, before the step 303, in a case that the acquired target fingerprint information matches the preset fingerprint information and the payment code of the target application sent by the electronic device is received, the payment method provided in the embodiment of the present application may further include the following step B:

and B: and the touch control pen sends the target fingerprint information to the electronic equipment.

For example, after receiving a first input from a user and collecting fingerprint information, the stylus sends the collected fingerprint information as target fingerprint information to an electronic device containing preset fingerprint information for payment, and the electronic device performs a matching process between the preset fingerprint information and the target fingerprint information.

In one example, to avoid the biometric feature of the user from being leaked, the target fingerprint information may be encrypted target fingerprint information. The password of the target fingerprint information may be preset in advance, and the password is also pre-stored in the electronic device, so that the electronic device decrypts the encrypted target fingerprint information after receiving the encrypted target fingerprint information.

Optionally, in this embodiment of the application, the screen of the stylus is a flexible screen. On this basis, after receiving the payment code of the target application sent by the electronic device in the step 303, before displaying the payment code on the screen of the stylus pen in the step 303, the payment method provided in the embodiment of the present application may further include the following step C:

and C: the touch control pen controls the flexible screen to change from a contraction state to an extension state.

For example, the retracted state and the extended state may be two different display states of the flexible screen on the stylus.

For example, the flexible screen may be fixed around any area of the stylus. Typically, the flexible screen may be secured to the upper portion of the stylus for ease of manipulation by the user.

In one example, as shown in fig. 4 (a), a top view of the flexible screen 51 of the stylus in a contracted state is shown, and as can be seen from the top view, the flexible screen 51 may be a fully curved flexible screen. As shown in fig. 4 (b), when the flexible screen 51 changes from the contracted state to the expanded state, the flexible screen 51 in the expanded state has only a wired contact area with the stylus.

In another example, as shown in fig. 5 (a), a top view of the flexible screen 61 of the stylus in a contracted state is shown, and as seen from the top view, the flexible screen 61 may also be a non-fully curved flexible screen, and the flexible screen 61 in the contracted state represents a partial plane and the rest is a curved surface. As shown in fig. 5 (b), when the flexible screen 61 changes from the contracted state to the expanded state, the flexible screen 61 and the stylus in the expanded state may include a partial planar contact area.

For example, the material of the non-display area of the flexible screen may include a shape memory metal, such as a TiNi alloy wire. When the flexible screen of the touch control pen needs to be changed into an expanded state, the touch control pen can electrify the shape memory metal of the flexible screen, the flexible screen is changed into the expanded state from the contracted state, and after the touch control pen is powered off, the display screen is restored into the contracted state from the expanded state.

For example, the retracted state may be maintained when the stylus is not displaying display content that requires a large area display screen. For example, when the stylus only displays the current working mode as the writing mode, a green flashing prompt message can be displayed on the flexible screen in the contracted state to prompt the user of the current working mode.

For example, when the stylus displays display content that needs to be displayed on a large-area display screen, the stylus can change from a retracted state to an expanded state. For example, when the touch pen displays the payment code, in order to ensure that the displayed payment code is clear and available, the flexible screen can be changed from the contracted state to the expanded state, and the payment code can be displayed on the large-area flexible screen in the expanded state, so that the touch pen is convenient for a user to use.

Optionally, in this embodiment of the application, a material of the frame of the flexible screen is a magnet, and a portion of the stylus, which is in contact with the frame of the flexible screen, is a metal material with a magnetic attraction force.

Therefore, when the flexible screen is in a contraction state, the flexible screen can be tightly attached to the pen body of the touch pen, and the relative position relation between the flexible screen and the touch pen is further fixed.

Optionally, in this embodiment of the present application, before the step 301, the payment method provided in this embodiment of the present application may include the following steps D1 to D6:

step D1: the stylus receives a second input from the user.

Step D2: and responding to the second input, and establishing connection between the touch pen and the electronic equipment.

Step D3: the stylus receives a third input from the user.

Step D4: and responding to the third input, and displaying prompt information on a display screen of the touch control pen.

Step D5: the stylus receives a fourth input from the user.

Step D6: and switching to the target function in response to the fourth input.

For example, the second input may be used to trigger the establishment of a connection between the stylus and the electronic device. The connection may be a bluetooth connection or a communication connection, which is not limited in this embodiment of the present application.

For example, the third input may be used to set a default application for payment, may be a target application, or may be another application for payment, and after the setting is completed, when the user uses the stylus to make payment, the electronic device does not need to reset the payment application again, and will obtain the payment code of the default payment application to make payment.

For example, the prompt message may be used to prompt application information of a target application of the electronic device.

For example, the prompt message may be used to prompt the user to enter preset fingerprint information.

For example, the fourth input may be a command for triggering the stylus to execute a target function.

For example, the target function can be used for triggering the touch pen to start a function of inputting personal fingerprint information of the user.

Example 2: assuming that the stylus includes the fingerprint verification module, in conjunction with the above example 1, before the stylus receives a pressing input (i.e. the first input) of the user in the fingerprint collection area of the stylus, the user may perform the pressing input (i.e. the second input) on the fast switch function key, start the bluetooth function of the stylus, and establish the bluetooth connection between the electronic device and the stylus. At this time, the user may double-click the fast switching function key (i.e., the third input) when the payment application is displayed on the electronic device, determine that the default application is the payment application (i.e., the target application), and display the name of the payment application on the display screen. Then, the user can perform long-time pressing input (i.e., the fourth input) on the fast switching function key, and start the user information entry function (i.e., the target function) of the stylus pen, so that the user can enter preset fingerprint information that can be used for payment according to the prompt of the stylus pen.

The present embodiment provides a payment method, as shown in fig. 6, the present embodiment is applied to an electronic device, and the payment method includes the following steps 401 and 402:

step 401: the electronic device receives target information sent by the stylus.

In this embodiment, according to the functional module of the stylus and the user requirement, the target information is request information or target fingerprint information, and the request message is used to request a payment code of the target application.

In an example, in a case that a fingerprint verification module exists in the stylus pen and the preset fingerprint information is stored, the target information may be request information.

In another example, in a case where the predetermined fingerprint information is not stored in the stylus pen and the fingerprint verification module is not included, the target information may be target fingerprint information.

Furthermore, the electronic device which has a communication relationship with the stylus and stores the preset fingerprint information can receive the target fingerprint information acquired by the stylus and then execute a matching process between the target fingerprint information and the preset fingerprint information.

Step 402: and the electronic equipment sends a payment code of a target application in the electronic equipment to the touch pen under the condition that the target fingerprint information acquired by the touch pen is matched with preset fingerprint information.

In the embodiment of the present application, the target fingerprint information, the preset fingerprint information, the target application, and the payment code may refer to the foregoing contents, and details are not described herein.

In this embodiment of the application, according to the difference of the target information, the matching process between the target fingerprint information and the preset fingerprint information may be divided into the following two cases:

in the first case:

when the target information is the request information, actually, one side of the touch pen has already completed the matching process of the target fingerprint information and the preset fingerprint information by itself, and sends the request information for requesting the payment code of the target application to the electronic equipment under the condition of successful matching, so that the electronic equipment can send the payment code to the touch pen after acquiring the request information.

For example, in the request information, information that the target fingerprint information matches the preset fingerprint information may be included. The request message may be used to trigger the electronic device to open the right to send a payment code to the stylus.

Example 3: assuming that the target application is a payment application, after the electronic device receives request information sent by the touch pen and used for requesting payment of a payment code of the application, the electronic device learns that the target fingerprint information and the preset fingerprint information are successfully matched through the request information, and can send the payment code to the touch pen, and then the electronic device sends the payment code of the payment application in the electronic device to the touch pen.

In the second case:

when the target information is the target fingerprint information, actually, one side of the stylus cannot finish the matching process of the target fingerprint information and the preset fingerprint information by itself, the stylus sends the target fingerprint information to the electronic equipment, and after the electronic equipment receives the target fingerprint information, the electronic equipment compares the target fingerprint information with the received target fingerprint information by using the preset fingerprint information prestored in the electronic equipment. In the case that the preset fingerprint information matches the target fingerprint information, a payment code of a target application in the electronic device may be transmitted to the stylus.

For example, when the similarity between the target fingerprint information and the preset fingerprint information reaches a preset similarity threshold, the target fingerprint information may be considered to match the preset fingerprint information. The preset similar threshold may be set by a stylus or an electronic device, or may be set by a user in a self-defined manner. For example, if the preset similarity threshold is 90%, it may be determined that the target fingerprint information matches the preset fingerprint information when the similarity between the target fingerprint information and the preset fingerprint information is greater than or equal to 90%.

Example 4: assuming that the target application is a payment application, after the electronic device receives target fingerprint information sent by the touch pen, the electronic device matches the target fingerprint information with preset fingerprint information prestored in the electronic device, and when the similarity between the target fingerprint information and the preset fingerprint information reaches more than 90%, the electronic device can judge that the target fingerprint information is matched with the preset fingerprint information, and then the electronic device sends a payment code of the payment application to the touch pen.

In the payment method provided by the embodiment of the application, the electronic device may send a payment code of a target application in the electronic device to the touch pen by receiving target information (the target information may be request information or target fingerprint information) sent by the touch pen, so that the target fingerprint information acquired by the touch pen is matched with preset fingerprint information. Therefore, the user does not need to manually find the payment application in the electronic equipment and call the responded payment code by himself, so that the payment operation is simplified, the complex payment operation is simplified, and the electronic payment efficiency of the user is improved.

It should be noted that, in the payment method provided in the embodiment of the present application, the execution subject may be a payment apparatus, or a control module in the payment apparatus for executing the payment method. In the embodiment of the present application, a payment method executed by a payment apparatus is taken as an example, and the payment apparatus provided in the embodiment of the present application is described.

Fig. 7 is a schematic diagram of a possible structure of a payment device provided in an embodiment of the present application. As shown in fig. 7, the apparatus 600 includes: a receiving module 601, an acquisition module 602 and a display module 603; the receiving module 601 is configured to receive a first input of a user; the collecting module 602 is configured to collect fingerprint information in response to the first input received by the receiving module 601; the display module 603 is configured to receive a payment code of a target application sent by an electronic device and display the payment code on the screen of the stylus when the target fingerprint information acquired by the acquisition module 602 matches preset fingerprint information.

The application provides a payment device, this payment device receives user's first input back, can gather fingerprint information, and under the target fingerprint information that payment device gathered and the condition of presetting fingerprint information phase-match, can receive the payment code of the target application that electronic equipment sent to with this payment code direct display on the screen. Therefore, after the fingerprint information which can be used for payment of the user is acquired through the payment device, payment is directly carried out through the payment code displayed on the touch pen screen. Therefore, the operation steps of searching for the payment application and in the payment application by the user among numerous applications can be saved, the complex payment operation is simplified, and the electronic payment efficiency of the user is improved.

Optionally, in this embodiment of the application, the apparatus 600 further includes a sending module 604; the sending module 604 is configured to send a request message to the electronic device when the acquired target fingerprint information matches preset fingerprint information, where the request message is used to request a payment code of a target application; the receiving module 601 is specifically configured to receive the payment code of the target application sent by the electronic device.

Optionally, in this embodiment of the application, the apparatus 600 further includes a sending module 604; the sending module 604 is configured to send the target fingerprint information to the electronic device.

Optionally, in this embodiment of the application, the screen of the stylus is a flexible screen; the above-mentioned device still includes: a control module 605; the control module 605 is configured to control the flexible screen to change from a retracted state to an extended state.

Fig. 8 is a schematic diagram of a possible structure of a payment device provided in an embodiment of the present application. As shown in fig. 8, the above apparatus includes: a receiving module 701 and a transmitting module 702; the receiving module 701 is configured to receive target information sent by a stylus, where the target information is request information or target fingerprint information, and the request information is used to request a payment code of a target application; the sending module 702 is configured to send a payment code of a target application in the electronic device to the stylus pen when the target fingerprint information acquired by the stylus pen matches preset fingerprint information.

According to the payment device, the electronic equipment can send the payment code of the target application in the electronic equipment to the touch pen under the condition that the target fingerprint information acquired by the touch pen is matched with preset fingerprint information by receiving the target information (the target information can be request information or target fingerprint information) sent by the touch pen. Therefore, the user does not need to manually find the payment application in the electronic equipment and call the responded payment code by himself, so that the payment operation is simplified, the complex payment operation is simplified, and the electronic payment efficiency of the user is improved.

The payment device in the embodiment of the present application may be a device, and may also be a component, an integrated circuit, or a chip in a terminal. The device can be mobile electronic equipment or non-mobile electronic equipment. By way of example, the mobile electronic device may be a mobile phone, a tablet computer, a notebook computer, a palm top computer, a vehicle-mounted electronic device, a wearable device, an ultra-mobile personal computer (UMPC), a netbook or a Personal Digital Assistant (PDA), and the like, and the non-mobile electronic device may be a server, a Network Attached Storage (NAS), a Personal Computer (PC), a Television (TV), a teller machine or a self-service machine, and the like, and the embodiments of the present application are not particularly limited.

The payment device in the embodiment of the present application may be a device having an operating system. The operating system may be an Android (Android) operating system, an ios operating system, or other possible operating systems, and embodiments of the present application are not limited specifically.

The payment device provided in the embodiment of the present application can implement each process implemented by the method embodiments of fig. 1 to fig. 6, and is not described here again to avoid repetition.

It should be noted that, as shown in fig. 7, modules that must be included in the payment apparatus 600 are illustrated by solid line boxes, such as a receiving module 601; modules that may or may not be included in payment device 600 are illustrated with dashed boxes, such as sending module 604.

Optionally, as shown in fig. 9, an electronic device 800 is further provided in this embodiment of the present application, and includes a processor 801, a memory 802, and a program or an instruction stored in the memory 802 and executable on the processor 801, where the program or the instruction is executed by the processor 801 to implement each process of the above payment method embodiment, and can achieve the same technical effect, and in order to avoid repetition, details are not repeated here.

It should be noted that the electronic device in the embodiment of the present application includes the mobile electronic device and the non-mobile electronic device described above.

Fig. 10 is a schematic diagram of a hardware structure of an electronic device implementing an embodiment of the present application.

The electronic device 100 includes, but is not limited to: a radio frequency unit 101, a network module 102, an audio output unit 103, an input unit 104, a sensor 105, a display unit 106, a user input unit 107, an interface unit 108, a memory 109, and a processor 110. Wherein the user input unit 107 includes: touch panel 1071 and other input devices 1072, display unit 106 including display panel 1061, input unit 104 including image processor 1041 and microphone 1042, memory 109 may be used to store software programs (e.g., an operating system, applications required for at least one function) and various data.

Those skilled in the art will appreciate that the electronic device 100 may further comprise a power source (e.g., a battery) for supplying power to various components, and the power source may be logically connected to the processor 110 through a power management system, so as to implement functions of managing charging, discharging, and power consumption through the power management system. The electronic device structure shown in fig. 10 does not constitute a limitation of the electronic device, and the electronic device may include more or less components than those shown, or combine some components, or arrange different components, and thus, the description is not repeated here.

When the electronic device 100 is a stylus pen, the user input unit 107 is configured to receive a first input from a user; a processor 110 for collecting fingerprint information in response to the first input; and the user input unit 107 is used for receiving a payment code of a target application sent by the electronic equipment and displaying the payment code on the screen of the touch pen under the condition that the acquired target fingerprint information is matched with preset fingerprint information.

The application provides a touch-control pen, touch-control pen receive user's first input back, can gather fingerprint information, and under the target fingerprint information that the touch-control pen was gathered and preset fingerprint information assorted circumstances, can receive the payment code of the target application that electronic equipment sent to directly show this payment code on the screen. Therefore, after fingerprint information which can be used for payment of a user is acquired through the touch pen, payment is directly carried out through the payment code displayed on the touch pen screen. Therefore, the operation steps of searching for the payment application and in the payment application by the user among numerous applications can be saved, the complex payment operation is simplified, and the electronic payment efficiency of the user is improved.

Optionally, the radio frequency unit 101 is configured to send a request message to the electronic device when the acquired target fingerprint information matches preset fingerprint information, where the request message is used to request a payment code of a target application; a user input unit 107, configured to receive the payment code of the target application sent by the electronic device.

Optionally, the radio frequency unit 101 is further configured to send the target fingerprint information to the electronic device.

Optionally, the screen of the stylus is a flexible screen; and the processor 110 is further configured to control the flexible screen to change from the contracted state to the expanded state.

When the electronic device 100 is an electronic device, the user input unit 107 is configured to receive target information sent by a stylus, where the target information is request information or target fingerprint information, and the request information is used to request a payment code of a target application; the radio frequency unit 101 is configured to send a payment code of a target application in the electronic device to the stylus pen when the target fingerprint information acquired by the stylus pen matches preset fingerprint information.

According to the electronic device provided by the application, the electronic device can send the payment code of the target application in the electronic device to the touch pen by receiving the target information (the target information can be request information or target fingerprint information) sent by the touch pen under the condition that the target fingerprint information acquired by the touch pen is matched with the preset fingerprint information. Therefore, the user does not need to manually find the payment application in the electronic equipment and call the responded payment code by himself, so that the payment operation is simplified, the complex payment operation is simplified, and the electronic payment efficiency of the user is improved.

It should be understood that, in the embodiment of the present application, the input Unit 104 may include a Graphics Processing Unit (GPU) 1041 and a microphone 1042, and the Graphics Processing Unit 1041 processes image data of a still picture or a video obtained by an image capturing device (such as a camera) in a video capturing mode or an image capturing mode. The display unit 106 may include a display panel 1061, and the display panel 1061 may be configured in the form of a liquid crystal display, an organic light emitting diode, or the like. The user input unit 107 includes a touch panel 1071 and other input devices 1072. The touch panel 1071 is also referred to as a touch screen. The touch panel 1071 may include two parts of a touch detection device and a touch controller. Other input devices 1072 may include, but are not limited to, a physical keyboard, function keys (e.g., volume control keys, switch keys, etc.), a trackball, a mouse, and a joystick, which are not described in detail herein. The memory 109 may be used to store software programs as well as various data including, but not limited to, application programs and an operating system. The processor 110 may integrate an application processor, which primarily handles operating systems, user interfaces, applications, etc., and a modem processor, which primarily handles wireless communications. It will be appreciated that the modem processor described above may not be integrated into the processor 110.

The embodiment of the present application further provides a readable storage medium, where a program or an instruction is stored on the readable storage medium, and when the program or the instruction is executed by the processor, the process of the payment method embodiment is implemented, and the same technical effect can be achieved, and in order to avoid repetition, details are not repeated here.

The processor is the processor in the electronic device described in the above embodiment. The readable storage medium includes a computer readable storage medium, such as a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and so on.

The embodiment of the present application further provides a chip, where the chip includes a processor and a communication interface, the communication interface is coupled to the processor, and the processor is configured to execute a program or an instruction to implement each process of the above payment method embodiment, and can achieve the same technical effect, and for avoiding repetition, the details are not repeated here.

It should be understood that the chips mentioned in the embodiments of the present application may also be referred to as system-on-chip, system-on-chip or system-on-chip, etc.

It should be noted that, in this document, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element. Further, it should be noted that the scope of the methods and apparatus of the embodiments of the present application is not limited to performing the functions in the order illustrated or discussed, but may include performing the functions in a substantially simultaneous manner or in a reverse order based on the functions involved, e.g., the methods described may be performed in an order different than that described, and various steps may be added, omitted, or combined. In addition, features described with reference to certain examples may be combined in other examples.

Through the above description of the embodiments, those skilled in the art will clearly understand that the method of the above embodiments can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware, but in many cases, the former is a better implementation manner. Based on such understanding, the technical solutions of the present application may be embodied in the form of a software product, which is stored in a storage medium (such as ROM/RAM, magnetic disk, optical disk) and includes instructions for enabling a terminal (such as a mobile phone, a computer, a server, an air conditioner, or a network device) to execute the method according to the embodiments of the present application.

While the present embodiments have been described with reference to the accompanying drawings, it is to be understood that the invention is not limited to the precise embodiments described above, which are meant to be illustrative and not restrictive, and that various changes may be made therein by those skilled in the art without departing from the spirit and scope of the invention as defined by the appended claims.

Claims

1. A payment method applied to a touch pen is characterized by comprising the following steps:

receiving a first input of a user;

collecting fingerprint information in response to the first input;

and under the condition that the collected target fingerprint information is matched with preset fingerprint information, receiving a payment code of the target application sent by the electronic equipment, and displaying the payment code on a screen of the touch pen.

2. The method of claim 1, wherein receiving a payment code of the target application sent by the electronic device in case that the collected target fingerprint information matches the preset fingerprint information comprises:

under the condition that the collected target fingerprint information is matched with preset fingerprint information, sending a request message to the electronic equipment, wherein the request message is used for requesting a payment code of a target application;

and receiving the payment code of the target application sent by the electronic equipment.

3. The method as claimed in claim 1, wherein before receiving the payment code of the target application sent by the electronic device in case that the collected target fingerprint information matches the preset fingerprint information, the method further comprises:

and sending the target fingerprint information to the electronic equipment.

4. The method of any one of claims 1 to 3, wherein the screen of the stylus is a flexible screen;

after receiving a payment code of a target application sent by an electronic device and before displaying the payment code on a screen of the stylus, the method further comprises:

and controlling the flexible screen to change from a contracted state to an expanded state.

5. A payment method applied to an electronic device is characterized by comprising the following steps:

receiving target information sent by a touch pen, wherein the target information is request information or target fingerprint information, and the request information is used for requesting a payment code of a target application;

and sending a payment code of a target application in the electronic equipment to the touch pen under the condition that the target fingerprint information acquired by the touch pen is matched with preset fingerprint information.

6. A payment device, the device comprising: the device comprises a receiving module, an acquisition module and a display module;

the receiving module is used for receiving a first input of a user;

the acquisition module is used for responding to the first input received by the receiving module and acquiring fingerprint information;

the display module is used for receiving a payment code of a target application sent by the electronic equipment under the condition that the target fingerprint information acquired by the acquisition module is matched with preset fingerprint information, and displaying the payment code on a screen of the touch pen.

7. The apparatus of claim 6, further comprising a transmitting module;

the sending module is used for sending a request message to the electronic equipment under the condition that the acquired target fingerprint information is matched with preset fingerprint information, wherein the request message is used for requesting a payment code of a target application;

the receiving module is specifically configured to receive the payment code of the target application sent by the electronic device.

8. The apparatus of claim 6, further comprising a transmitting module;

the sending module is used for sending the target fingerprint information to the electronic equipment.

9. The device of any one of claims 6 to 8, wherein the screen of the stylus is a flexible screen; the device further comprises: a control module;

the control module is used for controlling the flexible screen to change from a contraction state to an expansion state.

10. A payment device, the device comprising: the device comprises a receiving module and a sending module;

the receiving module is used for receiving target information sent by the touch pen, wherein the target information is request information or target fingerprint information, and the request information is used for requesting a payment code of a target application;

the sending module is used for sending a payment code of a target application in the electronic equipment to the touch pen under the condition that the target fingerprint information acquired by the touch pen is matched with preset fingerprint information.

11. An electronic device comprising a processor, a memory and a program or instructions stored on and executable on the memory, the program or instructions when executed by the processor implementing the steps of the payment method as claimed in any one of claims 1 to 4 or claim 5.