CN112232796A - Management platform, determination method and device of payment channel and computer equipment - Google Patents
Management platform, determination method and device of payment channel and computer equipment Download PDFInfo
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Abstract
The invention relates to a management platform and a determination method of a payment channel, wherein the management platform comprises a management system, a database, a payment system and a commodity service system; the management system configures payment modes of commodities of various clients and payment channels of the payment modes; the database receives payment modes of commodities of various clients and payment channels of the payment modes; the commodity service system reads a plurality of payment modes of the target commodity corresponding to any client and payment channels of the payment modes from the database and feeds the payment modes and the payment channels of the payment modes back to any client; any client generates a payment request according to a target payment mode selected from a plurality of payment modes by a user and a payment channel of the target payment mode, sends the payment request to a payment system, and feeds back a payment link of the payment request to any client when the payment system receives the payment request. The management platform can perfect payment modes of various purchase services.
Description
Technical Field
The invention relates to the technical field of payment information processing, in particular to a management platform, a determination method, a determination device, computer equipment and a storage medium of a payment channel.
Background
There are many third party payment platforms on the market today, such as paypal, wechat, bank, other payment broker platforms, each with its different features. Such as rate, settlement duration, channel stability, etc. Each third party payment platform also offers different payment methods, such as WeChat H5, code scanning, APP payment, and for each payment method, the same company may have multiple account numbers. Specifically, different clients such as H5, APP, and public number need to use different payment methods, different services need to use different payment account numbers, and some services may use credit cards and flowers, and some services may not use different payment account numbers.
The prior art has some problems, such as not enough individuation, incapability of configuring a client, different payment channels for commodity types and different payment modes corresponding to each purchase service.
Disclosure of Invention
The invention aims to overcome the defects of the prior art, and provides a management platform, a determination method, a determination device, computer equipment and a storage medium of a payment channel, which can configure the matched payment channel based on a client and a commodity type and improve the payment modes of various purchase services.
In order to solve at least one technical problem, an embodiment of the present invention provides a management platform for a payment channel, where the management platform includes a management system, a database, a payment system, and a commodity service system;
the management system is used for configuring payment modes of commodities of various clients and payment channels of the payment modes;
the database is used for receiving payment modes of commodities of the various clients in the management system and relevant information of payment channels of the payment modes, and is also used for storing commodity data of the commodities of the various clients, wherein the commodity data comprises commodity attribute data and payment data of the commodities;
the commodity service system is used for receiving a commodity query request sent by any client, reading a plurality of payment modes of a target commodity corresponding to the commodity query request, payment channels of the payment modes and commodity data of the target commodity from the database, and feeding back the payment modes of the target commodity, the payment channels of the payment modes and the commodity data of the target commodity to any client;
the method comprises the steps that any client side generates a payment request according to a target payment mode selected from a plurality of payment modes by a user and a payment channel of the target payment mode, the payment request is sent to a payment system, and the payment system feeds back a payment link of the payment request to any client side when receiving the payment request; and the payment link of the payment request is used for indicating a communication channel of a payment channel of the target payment mode.
In one embodiment, the payment method is determined according to a third-party platform, and the payment method comprises a payment method code, a payment method name, a payment method icon and a payment method remark.
In one embodiment, the payment channel is determined according to a registered account number of a third party payment channel, and the payment channel comprises a channel code, a channel name, whether a channel is default, a channel rate, a merchant number to which the channel belongs, and parameters of a third party payment platform to which the channel is docked.
In one embodiment, the payment mode comprises bank card payment, credit card payment, flower payment, WeChat payment and/or Paibao payment, and the payment mode is determined according to the client and the client commodity.
In one embodiment, the database is a MongoDB database or a Redis database or a NoSQL database.
In addition, an embodiment of the present invention further provides a method for determining a payment channel, where the method for determining is applied to the management platform according to any one of the embodiments, and the method for determining includes:
receiving payment modes of commodities of various clients and configuration information of payment channels of the payment modes, and storing the configuration information into a database; the database is also used for storing commodity data of commodities of the various clients, and the commodity data comprises commodity attribute data and payment data of the commodities;
receiving a commodity query request sent by any client, reading a plurality of payment modes of a target commodity, payment channels of all payment modes and commodity data of the target commodity corresponding to the commodity query request from the database, and feeding back the payment modes of the target commodity, the payment channels of all payment modes and the commodity data of the target commodity to any client;
receiving a payment request sent by any client, wherein the payment request is generated by the client according to a target payment mode selected by a user from a plurality of payment modes and a payment channel of the target payment mode, and a payment link of the payment request is fed back to the client; and the payment link of the payment request is used for indicating a communication channel of a payment channel of the target payment mode.
In one embodiment, the receiving a payment request sent by any client and feeding back a payment link of the payment request to any client includes:
receiving a payment request sent by any client, wherein the payment request also comprises commodity information of the target commodity and identification information of any client;
determining parameters of the target commodity according to the commodity information of the target commodity, the identification information of any client, the target payment mode and a payment channel of the target payment mode;
sending the parameters to an upstream payment platform, and requesting a payment link of the payment request from the upstream payment platform;
and receiving the payment link of the payment request fed back by the upstream payment platform, and feeding back the payment link of the payment request to any client.
In addition, an embodiment of the present invention further provides a device for determining a payment channel, where the device includes:
the system comprises a first receiving module, a second receiving module and a payment module, wherein the first receiving module is used for receiving payment modes of commodities of various clients and configuration information of payment channels of the payment modes, and storing the configuration information into a database; the database is also used for storing commodity data of commodities of the various clients, and the commodity data comprises commodity attribute data and payment data of the commodities;
the second receiving module is used for receiving the commodity query request sent by any client, reading a plurality of payment modes of the target commodity corresponding to the commodity query request, payment channels of the payment modes and commodity data of the target commodity from the database, and feeding back the payment modes of the target commodity, the payment channels of the payment modes and the commodity data of the target commodity to any client;
the feedback module is used for receiving a payment request sent by any client, wherein the payment request is generated by any client according to a target payment mode selected from a plurality of payment modes by a user and a payment channel of the target payment mode, and a payment link of the payment request is fed back to any client; and the payment link of the payment request is used for indicating a communication channel of a payment channel of the target payment mode.
In addition, an embodiment of the present invention further provides a computer device, including: the system comprises a memory, a processor and an application program stored on the memory and capable of running on the processor, wherein the processor realizes the steps of the method of any embodiment when executing the application program.
In addition, an embodiment of the present invention further provides a computer-readable storage medium, on which an application program is stored, and when the application program is executed by a processor, the steps of any one of the above-mentioned embodiments of the method are implemented.
In the embodiment of the present invention, the management platform of the payment channel can configure payment methods of commodities of various clients and payment channels of the payment methods. When a commodity query request is sent by any client, the commodity data of a target commodity corresponding to the commodity query request can be fed back to any client, and a plurality of payment modes of the target commodity and payment channels of the payment modes can be fed back. Any client can select any payment mode and send a payment request of any payment mode to a management platform of a payment channel, the payment request comprises information of the payment mode and the payment channel, and the management platform of the payment channel can feed back a payment link of the payment request to any client. Therefore, the management platform of the payment channel can configure corresponding payment modes and payment channels according to the client and the commodities of the client, and meet the personalized payment requirements of the client, so that different clients and different commodities of the client have different payment modes, and the payment modes of various purchasing services are improved.
Drawings
Fig. 1 is a schematic block diagram of a structure of a management platform of a payment channel in an embodiment of the present invention;
FIG. 2 is a schematic diagram of a configuration interface for a payment channel in an embodiment of the invention;
FIG. 3 is a schematic diagram of a configuration interface of a client and a client commodity in an embodiment of the invention;
fig. 4 is a schematic flow chart of a method for determining a payment channel in an embodiment of the present invention;
fig. 5 is a schematic structural diagram of a communication framework of a determination method of a payment channel in an embodiment of the present invention;
FIG. 6 is a diagram illustrating an interface of data models in the MongoDb database according to an embodiment of the present invention;
fig. 7 is a schematic structural diagram of a payment channel determination apparatus in an embodiment of the present invention;
fig. 8 is a schematic structural composition diagram of a computer device in the embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
An embodiment of the present invention provides a management platform of a payment channel, and as shown in fig. 1, the management platform 10 of a payment channel includes a management system 102, a database 106, a payment system 108, and a goods service system 104.
The management system 102 is configured to configure payment methods of commodities of multiple clients and payment channels of the payment methods; the database 106 is configured to receive payment manners of the commodities of the plurality of clients in the management system 102 and related information of payment channels of the payment manners, and the database 106 is further configured to store commodity data of the commodities of the plurality of clients, where the commodity data includes commodity attribute data and payment data of the commodities.
Any client is installed in the terminal 20. The commodity service system 104 is configured to receive a commodity query request sent by any client, read a plurality of payment methods, payment channels of each payment method, and commodity data of a target commodity corresponding to the commodity query request from the database 106, and feed back the plurality of payment methods, the payment channels of each payment method, and the commodity data of the target commodity to the any client.
The client generates a payment request according to a target payment mode selected by a user from a plurality of payment modes and a payment channel of the target payment mode, sends the payment request to the payment system 108, and feeds back a payment link of the payment request to the client when the payment system 108 receives the payment request; and the payment link of the payment request is used for indicating a communication channel of a payment channel of the target payment mode.
Preferably, the payment mode is determined according to a third-party platform, and the payment mode comprises a payment mode code, a payment mode name, a payment mode icon and a payment mode remark.
Specifically, the payment type of the payment mode takes a third-party platform as a dividing object; the payment mode is divided on the level of the payment entrance. The payment method can be configured with the code and name of the payment platform, the code, name, icon and remark of the payment method, and the code, name, icon and remark of the payment method can be checked when a user places an order to prepare payment.
Preferably, the payment channel is determined according to a registered account number of the third party payment channel, and the payment channel includes a channel code, a channel name, whether a channel is default, a channel rate, a merchant number to which the channel belongs, and parameters of a third party payment platform to which the channel is docked.
Specifically, the payment channels are divided by accounts registered by the third party platform. Configurable channel coding, name, default channel, rate and affiliated business number; each payment channel interfaces with parameters of a third party payment platform. The configured rate and the merchant number can be recorded in an order when the order is placed, so that the follow-up payment, reconciliation and settlement are facilitated. The configuration interface is shown in fig. 2.
Preferably, the payment mode comprises a bank card payment, a credit card payment, a flower payment, a WeChat payment and/or a Paibao payment, and the payment mode is determined according to the client and the client commodity.
Specifically, the payment method that each client can use is configured, and the default payment channel of the client can be specified. And configuring a payment channel which is required to be used by the business of each commodity, and walking through a default payment channel which is not configured. The payment channel configured by the client side has priority. The business of the commodity can be selected to support credit card payment, flower payment, bank card payment, WeChat payment and/or Paibao payment. The configuration interface is shown in fig. 3. Wherein, whether the service can be paid by using a credit card or not and whether the service can be paid by using flowers are configured according to the service dimension, and other payment scenes can be expanded.
Preferably, the database is a MongoDB database or a Redis database or a NoSQL database.
Specifically, the configuration data can be stored in the memory database such as the MongoDB, and can also be stored in the Redis. Redis has the function of a certain persistence layer and can also be used as a caching tool. For the NoSQL database, as a persistent layer, the data it stores is semi-structured, which means that the computer has fewer rules in reading into memory, the reading speed is faster, the Redis response is very fast, about 110000 write operations can be performed per second, or 81000 read operations, the Redis supports 6 data structures, strings, hash structures, lists, sets, orderable sets, and cardinality; all Redis operations are atomic, ensuring that when two clients access the Redis server at the same time, the updated values (most recent values) are obtained. Redis also supports publish/subscribe, informs key expiration and other characteristics; redis needs to set the cache expiration time, and can retrieve the configured payment mode and channel data from the database after expiration.
The management platform of the payment channel can configure payment modes of commodities of various clients and payment channels of the payment modes. When a commodity query request is sent by any client, the commodity data of a target commodity corresponding to the commodity query request can be fed back to any client, and a plurality of payment modes of the target commodity and payment channels of the payment modes can be fed back. Any client can select any payment mode and send a payment request of any payment mode to a management platform of a payment channel, the payment request comprises information of the payment mode and the payment channel, and the management platform of the payment channel can feed back a payment link of the payment request to any client. Therefore, the management platform of the payment channel can configure corresponding payment modes and payment channels according to the client and the commodities of the client, and meet the personalized payment requirements of the client, so that different clients and different commodities of the client have different payment modes, and the payment modes of various purchasing services are improved.
The invention also provides a payment channel determination method which is applied to the management platform in any one of the embodiments. As shown in fig. 4, the determination method includes the steps of:
s102, receiving payment modes of commodities of various clients and configuration information of payment channels of the payment modes, and storing the configuration information into a database; the database is also used for storing commodity data of commodities of the various clients, and the commodity data comprises commodity attribute data and payment data of the commodities.
And S104, receiving a commodity query request sent by any client, reading a plurality of payment modes of the target commodity corresponding to the commodity query request, payment channels of the payment modes and commodity data of the target commodity from the database, and feeding back the payment modes of the target commodity, the payment channels of the payment modes and the commodity data of the target commodity to any client.
S106, receiving a payment request sent by any client, wherein the payment request is generated by any client according to a target payment mode selected from a plurality of payment modes by a user and a payment channel of the target payment mode, and feeding back a payment link of the payment request to any client; and the payment link of the payment request is used for indicating a communication channel of a payment channel of the target payment mode.
Specifically, the relevant information is configured in the management platform of the payment channel. The related information includes information related to the payment method of the commodity of each client, corresponding payment channel information, and the like, thereby implementing the communication framework shown in fig. 5 and each piece of communication information in the communication framework.
In this embodiment, when the user places an order for payment, a payment method is selected, the management platform of the payment channel routes to the configured payment channel through the rule engine according to the payment method, the client and the purchased commodity information transmitted by placing the order, and assembles corresponding parameters to the upstream payment platform, and after the request is successful, the payment link is returned to the user for payment.
Preferably, after the user queries the commodity and clicks to purchase, the payment mode and the payment icon available for the commodity at the client side are acquired. The available payment modes and the payment icon information are stored in the MongoDB database when the payment channels of the client and the service are configured, and the query speed is improved through the MongoDB database. The data model in the MongoDB database is shown in FIG. 6.
Preferably, the receiving a payment request sent by any client and feeding back a payment link of the payment request to any client includes: receiving a payment request sent by any client, wherein the payment request also comprises commodity information of the target commodity and identification information of any client; determining parameters of the target commodity according to the commodity information of the target commodity, the identification information of any client, the target payment mode and a payment channel of the target payment mode; sending the parameters to an upstream payment platform, and requesting a payment link of the payment request from the upstream payment platform; and receiving the payment link of the payment request fed back by the upstream payment platform, and feeding back the payment link of the payment request to any client.
Specifically, when the user places an order for payment, the payment mode is selected. And the management platform routes the payment mode, the client and the purchased commodity information transmitted by the order through the rule engine to the configured payment channel, assembles corresponding parameters to the upstream payment platform, and returns a payment link to the user of the client for payment after the request is successful.
Therefore, the method for determining the payment channel can configure the payment channel of the client and the service, does not need to change codes, and can timely switch the channel with low payment stability and high charge rate. The technology can provide a routing priority strategy by combining different service dimensions, so that the payment income is maximized. From the aspect of service stability, the system provides high-concurrency and high-throughput supporting capability, and can monitor conditions such as traffic load and third-party abnormity to realize dynamic switching of payment channels.
The present invention also provides a payment channel determination apparatus, as shown in fig. 7, the apparatus includes a first receiving module 12, a second receiving module 14, and a feedback module 16.
The first receiving module 12 is configured to receive payment manners of commodities of multiple clients and configuration information of payment channels of the payment manners, and store the configuration information in a database; the database is also used for storing commodity data of commodities of the various clients, and the commodity data comprises commodity attribute data and payment data of the commodities;
a second receiving module 14, configured to receive a commodity query request sent by any client, read, from the database, a plurality of payment methods, payment channels of each payment method, and commodity data of a target commodity corresponding to the commodity query request, and feed back the plurality of payment methods, the payment channels of each payment method, and the commodity data of the target commodity to the any client;
a feedback module 16, configured to receive a payment request sent by any client, where the payment request is generated by any client according to a target payment method selected by a user from multiple payment methods and a payment channel of the target payment method, and a payment link of the payment request is fed back to any client; and the payment link of the payment request is used for indicating a communication channel of a payment channel of the target payment mode.
For the specific definition of the determination device of a payment channel, reference may be made to the above definition of the determination method of a payment channel, which is not described herein again. The various modules in the payment channel determination apparatus described above may be implemented in whole or in part by software, hardware, and combinations thereof. The modules can be embedded in a hardware form or independent from a processor in the computer device, and can also be stored in a memory in the computer device in a software form, so that the processor can call and execute operations corresponding to the modules.
The computer-readable storage medium provided by the embodiment of the present invention stores an application program thereon, and the application program, when executed by a processor, implements a method for determining a payment channel according to any one of the above embodiments. The computer-readable storage medium includes, but is not limited to, any type of disk including floppy disks, hard disks, optical disks, CD-ROMs, and magneto-optical disks, ROMs (Read-Only memories), RAMs (Random AcceSS memories), EPROMs (EraSable Programmable Read-Only memories), EEPROMs (Electrically EraSable Programmable Read-Only memories), flash memories, magnetic cards, or optical cards. That is, a storage device includes any medium that stores or transmits information in a form readable by a device (e.g., a computer, a cellular phone), and may be a read-only memory, a magnetic or optical disk, or the like.
The embodiment of the present invention further provides a computer application program, which runs on a computer, and the computer application program is configured to execute a method for determining a payment channel according to any one of the above embodiments.
Fig. 8 is a schematic structural diagram of a computer device in the embodiment of the present invention.
An embodiment of the present invention further provides a computer device, as shown in fig. 8. The computer apparatus includes devices such as a processor 802, a memory 803, an input unit 804, and a display unit 805. Those skilled in the art will appreciate that the device configuration means shown in fig. 8 do not constitute a limitation of all devices and may include more or less components than those shown, or some components in combination. The memory 803 may be used to store the application program 801 and various functional modules, and the processor 802 executes the application program 801 stored in the memory 803, thereby performing various functional applications of the device and data processing. The memory may be internal or external memory, or include both internal and external memory. The memory may comprise read-only memory (ROM), Programmable ROM (PROM), Electrically Programmable ROM (EPROM), Electrically Erasable Programmable ROM (EEPROM), flash memory, or random access memory. The external memory may include a hard disk, a floppy disk, a ZIP disk, a usb-disk, a magnetic tape, etc. The disclosed memory includes, but is not limited to, these types of memory. The disclosed memory is by way of example only and not by way of limitation.
The input unit 804 is used for receiving input of signals and receiving keywords input by a user. The input unit 804 may include a touch panel and other input devices. The touch panel can collect touch operations of a user on or near the touch panel (for example, operations of the user on or near the touch panel by using any suitable object or accessory such as a finger, a stylus and the like) and drive the corresponding connecting device according to a preset program; other input devices may include, but are not limited to, one or more of a physical keyboard, function keys (e.g., play control keys, switch keys, etc.), a trackball, a mouse, a joystick, and the like. The display unit 805 may be used to display information input by a user or information provided to the user and various menus of the terminal device. The display unit 805 may take the form of a liquid crystal display, an organic light emitting diode, or the like. The processor 802 is a control center of the terminal device, connects various parts of the entire device using various interfaces and lines, and performs various functions and processes data by operating or executing software programs and/or modules stored in the memory 803 and calling data stored in the memory.
As one embodiment, the computer device includes: one or more processors 802, a memory 803, one or more applications 801, wherein the one or more applications 801 are stored in the memory 803 and configured to be executed by the one or more processors 802, the one or more applications 801 configured to perform a method of determining a payment channel in any of the above embodiments.
In addition, the management platform, the determination method, the determination apparatus, the computer device and the storage medium of the payment channel provided in the embodiment of the present invention are described in detail above, and a specific example should be used herein to explain the principle and the implementation of the present invention, and the description of the above embodiment is only used to help understanding the method and the core idea of the present invention; meanwhile, for a person skilled in the art, according to the idea of the present invention, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present invention.
Claims (10)
1. The management platform of the payment channel is characterized by comprising a management system, a database, a payment system and a commodity service system;
the management system is used for configuring payment modes of commodities of various clients and payment channels of the payment modes;
the database is used for receiving payment modes of commodities of the various clients in the management system and relevant information of payment channels of the payment modes, and is also used for storing commodity data of the commodities of the various clients, wherein the commodity data comprises commodity attribute data and payment data of the commodities;
the commodity service system is used for receiving a commodity query request sent by any client, reading a plurality of payment modes of a target commodity corresponding to the commodity query request, payment channels of the payment modes and commodity data of the target commodity from the database, and feeding back the payment modes of the target commodity, the payment channels of the payment modes and the commodity data of the target commodity to any client;
the method comprises the steps that any client side generates a payment request according to a target payment mode selected from a plurality of payment modes by a user and a payment channel of the target payment mode, the payment request is sent to a payment system, and the payment system feeds back a payment link of the payment request to any client side when receiving the payment request; and the payment link of the payment request is used for indicating a communication channel of a payment channel of the target payment mode.
2. The management platform of claim 1, wherein the payment method is determined according to a third party platform, and the payment method comprises a payment method code, a payment method name, a payment method icon, and a payment method remark.
3. The management platform of claim 1, wherein the payment channel is determined according to a registered account number of a third party payment channel, and the payment channel comprises a channel code, a channel name, whether a channel is default, a channel rate, a merchant number to which the channel belongs, and parameters of a third party payment platform to which the channel is docked.
4. The management platform of claim 1, wherein the payment means includes bank card payment, credit card payment, flower payment, wechat payment and/or Payment, and the payment means is determined according to the client and the client commodity.
5. The management platform according to claim 1, wherein the database is a MongoDB database or a Redis database or a NoSQL database.
6. A payment channel determination method applied to the management platform of any one of claims 1 to 5, wherein the determination method comprises:
receiving payment modes of commodities of various clients and configuration information of payment channels of the payment modes, and storing the configuration information into a database; the database is also used for storing commodity data of commodities of the various clients, and the commodity data comprises commodity attribute data and payment data of the commodities;
receiving a commodity query request sent by any client, reading a plurality of payment modes of a target commodity, payment channels of all payment modes and commodity data of the target commodity corresponding to the commodity query request from the database, and feeding back the payment modes of the target commodity, the payment channels of all payment modes and the commodity data of the target commodity to any client;
receiving a payment request sent by any client, wherein the payment request is generated by the client according to a target payment mode selected by a user from a plurality of payment modes and a payment channel of the target payment mode, and a payment link of the payment request is fed back to the client; and the payment link of the payment request is used for indicating a communication channel of a payment channel of the target payment mode.
7. The method for determining according to claim 6, wherein the receiving a payment request sent by any client and feeding back a payment link of the payment request to any client comprises:
receiving a payment request sent by any client, wherein the payment request also comprises commodity information of the target commodity and identification information of any client;
determining parameters of the target commodity according to the commodity information of the target commodity, the identification information of any client, the target payment mode and a payment channel of the target payment mode;
sending the parameters to an upstream payment platform, and requesting a payment link of the payment request from the upstream payment platform;
and receiving the payment link of the payment request fed back by the upstream payment platform, and feeding back the payment link of the payment request to any client.
8. An apparatus for determining a payment channel, the apparatus comprising:
the system comprises a first receiving module, a second receiving module and a payment module, wherein the first receiving module is used for receiving payment modes of commodities of various clients and configuration information of payment channels of the payment modes, and storing the configuration information into a database; the database is also used for storing commodity data of commodities of the various clients, and the commodity data comprises commodity attribute data and payment data of the commodities;
the second receiving module is used for receiving the commodity query request sent by any client, reading a plurality of payment modes of the target commodity corresponding to the commodity query request, payment channels of the payment modes and commodity data of the target commodity from the database, and feeding back the payment modes of the target commodity, the payment channels of the payment modes and the commodity data of the target commodity to any client;
the feedback module is used for receiving a payment request sent by any client, wherein the payment request is generated by any client according to a target payment mode selected from a plurality of payment modes by a user and a payment channel of the target payment mode, and a payment link of the payment request is fed back to any client; and the payment link of the payment request is used for indicating a communication channel of a payment channel of the target payment mode.
9. A computer device comprising a memory, a processor and an application program stored on the memory and executable on the processor, wherein the steps of the method of any one of claims 6 to 7 are implemented when the application program is executed by the processor.
10. A computer-readable storage medium, on which an application program is stored, which when executed by a processor implements the steps of the method of any one of claims 6 to 7.
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