CN112200604A - Point management and transaction system based on block chain technology - Google Patents
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Abstract
The invention discloses a point management and transaction system based on a block chain technology, which comprises: the account creating module is used for creating a blockchain account in the blockchain network by an enterprise user; the point issuing module is used for defining a universal point system for each platform of the enterprise and issuing points; the integral recording module is used for providing a uniform interface for a universal integral system of each platform of the enterprise; the point transfer module is used for point transfer in the blockchain accounts of different users; the point exchange module is used for exchanging functional products of each platform of the enterprise or linking a third-party operator and exchanging commodities through points; and the record storage module is used for recording and storing the block chain accounts of all users in the system, the point data in the block chain accounts, all the generated operation records and the time stamps of the operation records. The invention provides a universal point system supporting multiple platforms based on a block chain technology, so as to carry out point management and transaction on each platform of a financial service enterprise.
Description
Technical Field
The invention relates to a block chain technology, in particular to a point management and transaction system based on the block chain technology.
Background
What is the blockchain? From a technological level, the blockchain involves many scientific and technical problems such as mathematics, cryptography, internet and computer programming. From the application perspective, the blockchain is simply a distributed shared account book and database, and has the characteristics of decentralization, no tampering, trace remaining in the whole process, traceability, collective maintenance, public transparency and the like. The characteristics ensure the honesty and the transparency of the block chain and lay a foundation for creating trust for the block chain. And the rich application scenes of the block chains basically solve the problem of information asymmetry based on the block chains, and realize the cooperative trust and consistent action among a plurality of main bodies.
Points refer to action incentives given to a user by a store or business in order to win or retain a system user by issuing membership points to the user. In the financial information service industry, a financial information service enterprise often has a plurality of service platforms, for example, an enterprise merger and financing information service platform, an enterprise growth evaluation platform, a small and medium-sized financing loan platform, and the like, and if each platform adopts a set of point management mode, the user experience is reduced, so that a point incentive mechanism cannot achieve the required incentive effect, and the financial information service is not beneficial to winning system users and retaining system users. Therefore, a general scoring system capable of circulating on each platform is required to be built for financial information service enterprises.
Disclosure of Invention
The technical problem to be solved by the invention is as follows: in view of the above existing problems, a point management and transaction system based on block chain technology is provided.
The technical scheme adopted by the invention is as follows:
a point management and transaction system based on blockchain technology, comprising:
the account creation module is used for creating the blockchain account in the blockchain network by an enterprise user and managing the private key by the user so that only the user can operate the function of the currently bound blockchain account;
the point distribution module is used for defining a universal point system for each platform of the enterprise and distributing points according to the universal point system;
the point recording module is used for providing a uniform interface for a universal point system of each platform of an enterprise, synchronizing point data of a user into a block chain, and synchronizing the point data into a block chain account of a corresponding user in a digital asset mode by using an intelligent contract;
the point transfer module is used for point transfer in the blockchain accounts of different users;
the point exchange module is used for exchanging functional products of each platform of the enterprise or linking a third-party operator and exchanging commodities in the third-party operator through points; the equivalent points of the commodities are preset;
the record storage module is used for recording and storing the block chain accounts of all users in the system, the point data in the block chain accounts and the time stamps of all the generated operation records and operation records; the operation records comprise point issuing, point recording, point transferring and point exchanging each time;
and the point query module is used for the user to query the point data in the corresponding block chain account.
In some embodiments, in the system for defining a uniform point for each platform of the enterprise, the method for issuing a point according to the point system includes: fixed rewards and dynamic rewards; the fixed reward is that corresponding point reward is defined for daily operation of the user, and when the user generates daily operation in the system, the system issues corresponding points to a block chain account of the user; the dynamic reward is point reward in the promotion activity which is made for promotion, and corresponding points are issued to the block chain account of the user by the system according to the stage of the promotion activity and the contribution of the user in the promotion activity.
In some embodiments, the dynamic rewards include a self-contributed reward with a proportion of a and an influence reward with a proportion of b; a + b is 1; the self contribution reward is equal to the total accumulated points distribution quantity multiplied by a of the stage of the promotion activity, wherein the total accumulated points distribution quantity multiplied by a is the accumulated points holding quantity of a certain user/the accumulated points holding quantity of all users; the influence reward is contribution weight/all user contribution weight multiplied by the total accumulated and released amount multiplied by b of the stage of the promotion activity; the contribution weight refers to an integral obtained in the promotion activity.
In some embodiments, the contribution weight includes a self-contributed reward of the user, and the user recommends the self-contributed reward of the user x the raising proportion c.
In some embodiments, when transferring points through the point transfer module, the point balance in the transferred blockchain account must not be less than zero, and the transfer points must not be greater than the point balance in the transferred blockchain account.
In some embodiments, the operational records recorded in the record storage module do not allow any account to be modified.
In summary, due to the adoption of the technical scheme, the invention has the beneficial effects that:
1. the invention provides a universal point system supporting multiple platforms based on a block chain technology, so as to carry out point management and transaction on each platform of a financial service enterprise.
2. The invention realizes a point reward mechanism, forms an effective popularization effect, and can further win system users and retain the system users for financial service enterprises.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the embodiments will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present invention and therefore should not be considered as limiting the scope, and for those skilled in the art, other related drawings can be obtained according to the drawings without inventive efforts.
Fig. 1 is a block diagram of a point management and transaction system based on a blockchain technique according to an embodiment of the present invention.
Fig. 2 is a schematic diagram of a promotion activity interface implemented by an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention more apparent, the present invention is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the detailed description and specific examples, while indicating the preferred embodiment of the invention, are intended for purposes of illustration only and are not intended to limit the scope of the invention. The components of embodiments of the present invention generally described and illustrated in the figures herein may be arranged and designed in a wide variety of different configurations. Thus, the following detailed description of the embodiments of the present invention, presented in the figures, is not intended to limit the scope of the invention, as claimed, but is merely representative of selected embodiments of the invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments of the present invention without making any creative effort, shall fall within the protection scope of the present invention.
The features and properties of the present invention are described in further detail below with reference to examples.
As shown in fig. 1, the present embodiment provides a point management and transaction system based on the blockchain technology, which includes:
the account creation module is used for creating the blockchain account in the blockchain network by an enterprise user and managing the private key by the user so that only the user can operate the function of the currently bound blockchain account;
the point distribution module is used for defining a universal point system for each platform of the enterprise and distributing points according to the universal point system;
the point recording module is used for providing a uniform interface for a universal point system of each platform of an enterprise, synchronizing point data of a user into a block chain, and synchronizing the point data into a block chain account of a corresponding user in a digital asset mode by using an intelligent contract;
the point transfer module is used for point transfer in the blockchain accounts of different users; in some embodiments, when transferring points through the point transfer module, the point balance in the transferred blockchain account must not be less than zero, and the transfer points must not be greater than the point balance in the transferred blockchain account. That is to say that the position of the first electrode,
the point exchange module is used for exchanging functional products of each platform of the enterprise or linking a third-party operator and exchanging commodities in the third-party operator through points; the equivalent points of the commodities are preset; generally, the functional products of each platform of the enterprise refer to service products provided by each platform of the enterprise, for example, in an enterprise evaluation platform, an enterprise evaluation report downloading function can be exchanged by using points through a point exchange module, and corresponding points required by each downloading and corresponding points required by monthly download can be set; the commodities in the third-party operator comprise virtual commodities such as game commodities, video media platform members and the like, and entity commodities such as household articles, travel articles, digital products and the like, and can be set according to the requirements of practical application. The point exchange module forms a closed loop with the point issued and the point recovered.
The record storage module is used for recording and storing the block chain accounts of all users in the system, the point data in the block chain accounts and the time stamps of all the generated operation records and operation records; the operation records comprise each point issuing, point entering, point transferring and point exchanging. In some embodiments, the operation records recorded in the record storage module do not allow any account to be modified, so as to realize non-tamper property of the point data and ensure safe operation of the system.
That is, the invention provides a unified universal point system for integrating all platforms of financial service enterprises, and realizes a point reward mechanism capable of transferring and exchanging commodities by using a block chain technology in the established universal point system.
In order to better motivate users, in some embodiments, in the system for distributing points, which defines a unified point system for each platform of the enterprise, the method for distributing points according to the point system includes: fixed rewards and dynamic rewards;
the fixed reward is that corresponding point reward is defined for daily operation of the user, and when the user generates daily operation in the system, the system issues corresponding points to a block chain account of the user; for example, daily operations such as user registration, daily login, posting of financial-related articles, article reading, article sharing, and the like may define the corresponding points for each operation, and the system may issue the corresponding points to the user's blockchain account when the user completes the corresponding daily operations.
The dynamic reward is point reward in the promotion activity which is made for promotion, and corresponding points are issued to the block chain account of the user by the system according to the stage of the promotion activity and the contribution of the user in the promotion activity.
In some embodiments, the dynamic rewards include a self-contributed reward with a proportion of a and an influence reward with a proportion of b; a + b is 1; the self contribution reward is equal to the total accumulated points distribution quantity multiplied by a of the stage of the promotion activity, wherein the total accumulated points distribution quantity multiplied by a is the accumulated points holding quantity of a certain user/the accumulated points holding quantity of all users; the influence reward is contribution weight/all user contribution weight multiplied by the total accumulated and released amount multiplied by b of the stage of the promotion activity; the contribution weight refers to the integral obtained in the promotion activity, that is, the contribution weight is 0 for the user who does not obtain the integral, and then increases in sequence along with the amount of the obtained integral.
As shown in fig. 2, which is an interface schematic diagram for implementing a promotion activity, if a promotion activity of one period takes out 2800 ten thousand points for participation in reward, and all the points are issued by day; setting:
the first stage (1-30 days) awards 30 ten thousand points per day;
the second stage (31-65 days) awards 20 ten thousand points per day;
the third stage (66-155 days) awards 10 ten thousand points per day.
And a is 60% and b is 40%.
Then, at the first stage, the user's own contribution reward is ═ the point hold/all user point hold × 30 × 60%; the influence contribution of a user is contribution weight/all-user contribution weight × 30 × 40%.
Further, the contribution weight includes the self-contribution reward of the user, and the self-contribution reward of the user recommendation user x the promotion proportion c. For example, the first user A, then A recommendation B, B recommend C, C recommendations D and E; assuming that the self-contributed reward of user A, B, C, D, E is 10000 points, which is 60% in proportion, then the contribution weight of user A, B, C, D, E is:
the weight of the user D, E is 10000;
10000+ 60% + 22000% for user C + 60% for user D +22000 for user E;
the weight of the user B is 10000+ the weight of the user C × 60% ═ 23200;
the weight of user a is 10000+ the weight of user B × 60%: 23920;
all users' contribution weight is 10000+10000+22000+23200+23920 is 89120;
then, in the first phase, the contribution of influence of user A, B, C, D, E is:
the weight of the user D, E is 10000 ÷ 89120 × 30 × 40 ═ 13465;
the weight of user C is 22000 ÷ 89120 × 30 × 40% ═ 29623;
the weight of user B is 23200 ÷ 89120 × 30 × 40% ═ 31239;
user a has a weight of 23920 ÷ 89120 × 30 × 40% ═ 32208;
therefore, the invention provides a corresponding incentive mechanism for the user recommending users, forms an effective popularization effect, and further wins and retains the system users for the financial service enterprises.
The above description is only for the purpose of illustrating the preferred embodiments of the present invention and is not to be construed as limiting the invention, and any modifications, equivalents and improvements made within the spirit and principle of the present invention are intended to be included within the scope of the present invention.
Claims (6)
1. A point management and transaction system based on blockchain technology, comprising:
the account creation module is used for creating the blockchain account in the blockchain network by an enterprise user and managing the private key by the user so that only the user can operate the function of the currently bound blockchain account;
the point distribution module is used for defining a universal point system for each platform of the enterprise and distributing points according to the universal point system;
the point recording module is used for providing a uniform interface for a universal point system of each platform of an enterprise, synchronizing point data of a user into a block chain, and synchronizing the point data into a block chain account of a corresponding user in a digital asset mode by using an intelligent contract;
the point transfer module is used for point transfer in the blockchain accounts of different users;
the point exchange module is used for exchanging functional products of each platform of the enterprise or linking a third-party operator and exchanging commodities in the third-party operator through points; the equivalent points of the commodities are preset;
the record storage module is used for recording and storing the block chain accounts of all users in the system, the point data in the block chain accounts and the time stamps of all the generated operation records and operation records; the operation records comprise point issuing, point recording, point transferring and point exchanging each time;
and the point query module is used for the user to query the point data in the corresponding block chain account.
2. The system of claim 1, wherein the credit sending module defines a uniform credit system for each platform of the enterprise, and the mode of issuing credits according to the credit system comprises: fixed rewards and dynamic rewards; the fixed reward is that corresponding point reward is defined for daily operation of the user, and when the user generates daily operation in the system, the system issues corresponding points to a block chain account of the user; the dynamic reward is point reward in the promotion activity which is made for promotion, and corresponding points are issued to the block chain account of the user by the system according to the stage of the promotion activity and the contribution of the user in the promotion activity.
3. The blockchain technology based points management and trading system of claim 2, wherein said dynamic rewards include a proportion a self-contributed reward and a proportion b influential reward; a + b is 1; the self contribution reward is equal to the total accumulated points distribution quantity multiplied by a of the stage of the promotion activity, wherein the total accumulated points distribution quantity multiplied by a is the accumulated points holding quantity of a certain user/the accumulated points holding quantity of all users; the influence reward is contribution weight/all user contribution weight multiplied by the total accumulated and released amount multiplied by b of the stage of the promotion activity; the contribution weight refers to an integral obtained in the promotion activity.
4. The system of claim 3, wherein the contribution weight comprises a self-contributed reward of the user, and the user recommends the self-contributed reward of the user x the improvement ratio c.
5. The point management and transaction system based on blockchain technology of claim 1, wherein when points are transferred by the point transfer module, the point balance in the transferred blockchain account is not less than zero, and the transfer points are not greater than the point balance in the transferred blockchain account.
6. The blockchain technology based points management and transaction system of claim 1 wherein the operational records recorded in the record storage module do not allow any accounts to be modified.
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| CN202011058074.2A CN112200604A (en) | 2020-09-30 | 2020-09-30 | Point management and transaction system based on block chain technology |
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113256321A (en) * | 2021-04-12 | 2021-08-13 | 深圳市豪斯莱科技有限公司 | Block chain-based point distribution and recovery system |
| CN113409075A (en) * | 2021-06-10 | 2021-09-17 | 杭州趣链科技有限公司 | Point issuing method, device, equipment and storage medium |
| CN113409077A (en) * | 2021-06-10 | 2021-09-17 | 杭州趣链科技有限公司 | Point issuing method, device, equipment and storage medium |
| CN113421178A (en) * | 2021-06-10 | 2021-09-21 | 上海骑士征途科技服务有限公司 | Point circulation method, device, equipment and storage medium |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN107122993A (en) * | 2017-04-24 | 2017-09-01 | 杭州趣链科技有限公司 | A kind of General integral system based on block chain |
| CN109087151A (en) * | 2018-08-21 | 2018-12-25 | 招来宝电子商务集团有限公司 | A kind of block catenary system based on General integral |
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- 2020-09-30 CN CN202011058074.2A patent/CN112200604A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN107122993A (en) * | 2017-04-24 | 2017-09-01 | 杭州趣链科技有限公司 | A kind of General integral system based on block chain |
| CN109087151A (en) * | 2018-08-21 | 2018-12-25 | 招来宝电子商务集团有限公司 | A kind of block catenary system based on General integral |
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113256321A (en) * | 2021-04-12 | 2021-08-13 | 深圳市豪斯莱科技有限公司 | Block chain-based point distribution and recovery system |
| CN113409075A (en) * | 2021-06-10 | 2021-09-17 | 杭州趣链科技有限公司 | Point issuing method, device, equipment and storage medium |
| CN113409077A (en) * | 2021-06-10 | 2021-09-17 | 杭州趣链科技有限公司 | Point issuing method, device, equipment and storage medium |
| CN113421178A (en) * | 2021-06-10 | 2021-09-21 | 上海骑士征途科技服务有限公司 | Point circulation method, device, equipment and storage medium |
| CN113421178B (en) * | 2021-06-10 | 2024-05-10 | 上海骑士征途科技服务有限公司 | Integrating circulation method, device, equipment and storage medium |
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