CN112184422A - Transaction method and related equipment - Google Patents
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Abstract
The embodiment of the application discloses a transaction method, which comprises the following steps: acquiring bank information of a transaction party; determining a target transaction mode based on the bank information of the transaction party; and inquiring the transaction field record table based on the target transaction mode, acquiring the target transaction field, and displaying the target transaction field and the corresponding input field to the user. According to the technical scheme, the embodiment of the application has the following advantages: according to the scheme, the transaction mode used in the specific transaction process is determined by acquiring the bank information of the transaction party, the transaction field required to be used in the transaction process is determined based on the transaction mode, and finally the corresponding transaction field and the input field thereof are displayed to the user, so that the user can directly determine the information required to be filled in so as to complete the transaction process.
Description
Technical Field
The embodiment of the application relates to the field of data processing, in particular to a transaction method and related equipment
Background
With the continuous development of economic globalization, cross-border transactions are becoming the common transaction modes used by individuals and merchants. Cross-border transactions refer to the transactions between individuals or merchants and people in different countries or regions, and the transfer of money through different banks.
In the cross-border transaction process, different banks have different financial systems, different management modes and different foreign exchange currency types, so that in the actual transaction process, the banks need to exchange currency between the two banks in a foreign exchange transaction mode, and a qualified third-party service institution can be adopted for transfer, and a corresponding currency exchange transaction mode can be carried out through the service institution.
For different banks, multiple types of transaction modes may exist at the same time, user information required for use in each transaction mode is different, time required for completing a currency exchange process and required procedure cost are different, for a user, it is difficult to select a transaction mode suitable for the user from multiple transaction modes, the transaction mode is complex, the content required to be filled in is different for different transaction modes, and transaction experience of the user is reduced.
Disclosure of Invention
The scheme determines a transaction mode used in a specific transaction process by acquiring bank information of a payer, determines a transaction field required to be used in the transaction process based on the transaction mode, and finally displays the corresponding transaction field and an input field thereof to a user, so that the user can directly determine information required to be filled in so as to complete the transaction process.
A first aspect of an embodiment of the present application provides a transaction method, including:
acquiring bank information of a transaction party;
determining a target transaction mode based on the bank information of the transaction party;
inquiring a transaction field record table based on the target transaction mode to obtain a target transaction field corresponding to the target transaction mode, wherein the transaction field record table is used for recording transaction fields required to be used in different transaction modes;
and displaying the target transaction field and the corresponding input field to the user.
Based on the first aspect of the embodiment of the present application, optionally, the determining a target transaction manner based on the bank information of the payer includes:
determining a plurality of preset transaction modes based on the bank information of the transaction party;
determining one of the plurality of transaction approaches as a target transaction approach based on the procedure fee and/or the transaction completion rate.
Based on the first aspect of the embodiment of the present application, optionally, the transaction field record table includes attribute settings and input specifications of the transaction field, the attribute settings include the bibliography and visibility, and displaying the target transaction field and a corresponding input field to the user includes:
acquiring attribute setting and input specifications of a target transaction field;
and displaying the transaction field and an input field corresponding to the transaction field to a user according to the attribute setting of the transaction field, wherein the input field follows the input specification of the transaction field.
Based on the first aspect of the embodiment of the present application, optionally, the setting of the attribute includes: the input specification includes at least one of a content limit value, a default value, and a maximum length limit.
Based on the first aspect of the embodiment of the present application, optionally, the method further includes:
monitoring a banking interface associated with the transaction field in real time;
updating the information recorded in the transaction field record table according to the bank interface;
or the like, or, alternatively,
after the target transaction mode is determined based on the bank information of the transaction party and before the transaction field record table is inquired based on the target transaction mode, the method further comprises the following steps:
and updating the information recorded by the transaction field record table.
Based on the first aspect of the embodiment of the present application, optionally, the acquiring bank information of the payer includes:
acquiring an account of a payer;
determining the payer bank information based on a payer account.
Based on the first aspect of the embodiment of the present application, optionally, the transaction method is applied to an ERP system.
Based on the first aspect of the embodiment of the present application, optionally, after the target transaction field and the corresponding input field are displayed to the user, the method further includes:
receiving transaction information input by a user in the input field;
and completing the transaction according to the transaction information in the target transaction mode.
A second aspect of embodiments of the present application provides a transaction device, including:
the acquisition unit is used for acquiring bank information of a transaction party;
the transaction mode determining unit is used for determining a target transaction mode based on the bank information of the transaction party;
the transaction field acquisition unit is used for inquiring a transaction field record table based on the target transaction mode and acquiring a transaction field, and the transaction field record table is used for recording transaction fields required to be used in different transaction modes;
and the display unit is used for displaying the transaction field and the corresponding input field to a user.
A third aspect of embodiments of the present application provides a computer device, including:
the system comprises a central processing unit, a memory, an input/output interface, a wired or wireless network interface and a power supply;
the memory is a transient memory or a persistent memory;
the central processing unit is configured to communicate with the memory, and execute the instruction operations in the memory on the people counting device to execute the method according to any one of the first aspect of the embodiments of the present application.
A fourth aspect of embodiments of the present application provides a computer-readable storage medium, including instructions, which, when executed on a computer, cause the computer to perform the method according to any one of the first aspects of embodiments of the present application.
A fifth aspect of embodiments of the present application provides a computer program product containing instructions, which when executed on a computer, cause the computer to perform the method according to any one of the first aspect of embodiments of the present application.
According to the technical scheme, the embodiment of the application has the following advantages: the scheme determines a transaction mode used in a specific transaction process by acquiring bank information of a transaction party, determines a transaction field required to be used in the transaction process based on the transaction mode, and finally displays the corresponding transaction field and an input field thereof to a user, so that the user can directly determine information required to be filled so as to complete the transaction process.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly introduced below, it is obvious that the drawings in the following description are only embodiments of the present application, and for those skilled in the art, other drawings can be obtained according to the provided drawings without creative efforts.
FIG. 1 is a schematic flow chart diagram of an embodiment of a transaction method of the present application;
FIG. 2 is another schematic flow chart diagram of an embodiment of a transaction method of the present application;
FIG. 3 is a schematic diagram of an embodiment of a transaction device according to the present application;
FIG. 4 is another schematic diagram of the computer apparatus according to the present application.
Detailed Description
The scheme determines a transaction mode used in a specific transaction process by acquiring bank information of a transaction party, determines a transaction field required to be used in the transaction process based on the transaction mode, and finally displays the corresponding transaction field and an input field thereof to a user, so that the user can directly determine information required to be filled so as to complete the transaction process.
In order to make the objects, technical solutions and advantages of the present application more apparent, the present application is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the present application and are not intended to limit the present application. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
The terms "first," "second," "third," "fourth," and the like in the description and in the claims of the present application and in the drawings described above, if any, are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order. It will be appreciated that the data so used may be interchanged under appropriate circumstances such that the embodiments described herein may be practiced otherwise than as specifically illustrated or described herein. Furthermore, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed, but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.
It should be noted that the descriptions in this application referring to "first", "second", etc. are for descriptive purposes only and are not to be construed as indicating or implying relative importance or implicitly indicating the number of technical features indicated. Thus, a feature defined as "first" or "second" may explicitly or implicitly include at least one such feature. In addition, technical solutions between various embodiments may be combined with each other, but must be realized by a person skilled in the art, and when the technical solutions are contradictory or cannot be realized, such a combination should not be considered to exist, and is not within the protection scope of the present application.
In the current financial environment, if a user needs to perform transactions between different banks, multiple types of transaction modes may exist at the same time, user information required to be used in each transaction mode is different, time required for completing a currency exchange process and required procedure fees are different, for the user, it is difficult to select a transaction mode suitable for the user from the multiple transaction modes, the transaction mode is complex, the content required to be filled is different for different transaction modes, and transaction experience of the user is reduced.
Based on the above problem, the present application provides a new transaction method, please refer to fig. 1, an embodiment of the transaction method of the present application includes: step 101-step 104.
101. And acquiring bank information of the transaction party.
And acquiring bank information of the transaction party. In order to ensure the transaction process to be smoothly performed, firstly, the bank information of the transaction party needs to be determined, and the specific transaction party may include the bank information of the payer and the bank information of the payee, and for some transaction processes to be transferred, the bank information of a third party participating in the transfer may also be determined, and the specific details are not limited herein. Specifically, the bank information of the transaction party may include information such as a name of the transaction party bank, a bank Code (bank international Code, SWIFT Code) of the transaction party bank, and the like, and the specific information is not limited herein, and only a specific banking institution may be determined according to the information.
102. And determining a target transaction mode based on the bank information of the transaction party.
And determining a target transaction mode based on the bank information of the transaction party. After the information of the transaction party bank is determined, the server can determine a target transaction mode according to the transaction party bank, for the cross-border transaction condition, as the payment party bank and the collection party bank are possibly in different transaction systems, the transaction cannot be directly carried out, and the transaction can be carried out by taking a third party transaction mechanism as a transfer, so that multiple transaction modes for carrying out the transaction can be preset, the process fees for different transaction modes are different, the consumed time in the transfer process is different, meanwhile, the information required by different transaction modes is different, for a general user, the selection of the cross-border transaction mode is complex, the inconvenience in the function using process is easily caused, and the obstruction is caused to the cross-border transaction process. Therefore, the scheme determines the target transaction mode based on the bank information of the transaction party, specifically, the corresponding relation between each bank and the target transaction mode can be preset before the scheme is implemented, for example, all cross-border transaction modes supported by a certain bank are obtained in advance and compared, one of the multiple transaction modes is determined to be the target transaction mode based on the procedure fee and/or the transaction completion speed, a specific worker can set the transaction mode in advance, the target transaction mode is preset by comprehensively considering the procedure fee and the transaction completion speed, the comparison of the procedure fee or the transaction completion speed can also be carried out in real time, the transaction mode with higher efficiency and higher completion speed is determined to be the target transaction mode, or the transaction mode with lower procedure fee is determined to be the target transaction mode, or the transaction mode can be determined by comprehensively considering the two aspects, and the scheme can be specifically determined according to the actual situation, and are not limited herein. After the user fills in the bank information of the transaction party, the target transaction mode can be determined based on the corresponding relation. It can be understood that, in an actual implementation process, in order to improve user experience, the target transaction mode may be provided to the user in a default setting form, but the user may also select another transaction mode without selecting the default setting transaction mode according to the user's own needs, which may be determined according to the actual situation, and is not limited herein.
103. And inquiring a transaction field record table based on the target transaction mode to obtain a target transaction field corresponding to the target transaction mode.
And inquiring a transaction field record table based on the target transaction mode to obtain a target transaction field corresponding to the target transaction mode, wherein the transaction field record table is used for recording transaction fields required to be used in different transaction modes. And after the transaction mode is determined, inquiring a transaction field record table prestored in the system to obtain the transaction field required to be used in the transaction mode. The transaction field record table is used for storing information required to be used under different transaction modes in advance by the server, and such fields are correspondingly stored if a certain transaction mode needs to use a payee mailbox, a payee country region and other information.
104. And displaying the target transaction field and the corresponding input field to the user.
And displaying the target transaction field and the corresponding input field to the user. The method comprises the steps of displaying corresponding target transaction fields and input fields corresponding to the target transaction fields to a user based on field information acquired from a transaction field record table, so that the user can fill in required information according to the content of the target fields, and further a transaction system can acquire the required information to complete a transaction process. The field in which the information can be directly determined may be displayed in a manner that the corresponding information is filled in the input field, so as to be convenient for the user to confirm, which may be specific according to the actual situation, and is not limited herein.
According to the technical scheme, the embodiment of the application has the following advantages: the scheme determines a transaction mode used in a specific transaction process by acquiring bank information of a payer, determines a transaction field required to be used in the transaction process based on the transaction mode, and finally displays the corresponding transaction field and an input field thereof to a user, so that the user can directly determine information required to be filled in so as to complete the transaction process.
Based on the embodiment provided in fig. 1, a more specific implementation of the present solution in the implementation process is provided below, and referring to fig. 2, an embodiment of the transaction method of the present application includes: step 201 to step 207.
201. And acquiring bank information of the transaction party.
The present scheme is described by taking an example of application to an Enterprise Resource Planning (ERP) system. The ERP system has the functions of production resource planning, manufacturing, finance, selling, purchasing and the like for system and resource planning software commonly used by an enterprise in the operation management process, and in the use process of the ERP system, the operation mode of bank-enterprise interconnection is existed for facilitating management of the finance by the enterprise, namely, the enterprise uses the ERP system to be directly interconnected with a bank system, management and pre-scheduling can be directly carried out on bank accounts and funds of the enterprise in an enterprise ERP system interface, and the operations of information inquiry, account transfer payment and the like can be directly completed through data interaction between the ERP system and the bank system.
The present invention is described in the context of the application of the present invention to cross-border transactions, i.e., the application of the present invention to a situation where the payer and the payee belong to different countries or regions, and belong to different financial systems. For enterprises using the ERP system, various cross-border transaction modes provided by banks cause adverse effects on the contrary, and because each transaction type provided by each bank has a corresponding transaction interface and the contents of each transaction interface are different, when the ERP system is in butt joint with the bank system, the corresponding ERP interfaces are required to be respectively arranged aiming at different transaction types, so that the problems of code bloat, complex data, large maintenance workload and the like are caused. The problem can also be solved by adopting the scheme to uniformly manage each transaction type.
When the scheme is used in an ERP system, an enterprise user generally prestores corresponding enterprise account information and carries out specific fund scheduling and operation by using the account, so that corresponding payer information and payee information can be directly read by the ERP system, and next subsequent operation is carried out by using the payer account information and the payee information.
202. And determining a plurality of preset transaction modes based on the bank information of the transaction party.
And determining a plurality of preset transaction modes based on the bank information of the transaction party. Specifically, the ERP system may pre-store all transaction manners supported by the transaction process, and respectively store procedure fees required for each kind of transaction manner and time consumed for completing the transaction, so as to subsequently determine a target transaction manner. The specific adjustment can be performed according to the actual situation, and is not limited herein.
203. Determining one of the plurality of transaction approaches as a target transaction approach based on the procedure fee and/or the transaction completion rate.
Determining one of the plurality of transaction approaches as a target transaction approach based on the procedure fee and/or the transaction completion rate. The specific ERP system can compare various transaction modes stored currently, the comparison standard is based on procedure cost or transaction completion speed, the two can be considered comprehensively, and the specific comparison standard can be adjusted according to user requirements. The comparison process can be completed through prestored procedure fees required by various transaction modes and time data required by transaction completion, and comparison results can also be obtained based on big data analysis and other modes. The details are not limited herein. And taking a transaction mode obtained by the comparison as a target transaction mode so as to complete the transaction process. The cross-border transaction mode transferred by the Huifeng Bank is taken as an example to explain as an example a target transaction mode, the SWIFT (Society for world Wide Financial Telecommunications Society of Worldwide Bank) is a non-profit international cooperation organization between international banks, provides fast, accurate and excellent service for international Financial business, operates a world-level Financial text network, and banks and other Financial institutions exchange text with the same industry through the cross-border transaction mode, thereby completing Financial transactions. It will be appreciated that the remittance bank also supports multiple other types of transactions for cross-border transactions in different countries and regions, and is not limited thereto.
204. And updating the information recorded by the transaction field record table.
And updating the information recorded by the transaction field record table. After the transaction mode required to be used in the cross-border transaction process is determined, the transaction field required to be used in the specific transaction process needs to be determined, namely, a field record table for recording corresponding transaction information needs to be inquired according to the transaction mode to obtain required field information so as to complete the transaction, and the completeness and accuracy of the content stored in the table needs to be ensured in the field record table using process, so that the updating and maintenance of the transaction field record table are very important. In the actual implementation process of the scheme, a mode of regular maintenance can be adopted for the field record table, namely the field record table is updated after a certain time interval, so that the accuracy of the field record table is further ensured. Meanwhile, as the field content recorded by the transaction field record table is the field record required by the bank for cross-border transaction, the service interface of the bank related to the cross-border transaction can be monitored in real time, whether the field required by the cross-border transaction service is changed or not is monitored, and the field transaction record table is maintained and updated when the field required by the cross-border transaction service is changed, so that the accuracy of the field record table is ensured.
It should be understood that the update process of the field record table and other steps in this embodiment do not have a sequential logical relationship, and a user may perform the update process of the field record table at any time node.
205. And inquiring a transaction field record table based on the target transaction mode to obtain a target transaction field.
And inquiring a transaction field record table based on the target transaction mode to obtain a target transaction field. The transaction field record table is used for recording transaction fields required to be used in different transaction modes. The specific transaction field record table may include a plurality of sub-record tables set for different banks, and further include a lower-level sub-record table recorded for different transaction modes of the same bank under the sub-record table set for different banks, which is not limited herein. And only one transaction field required to be used by a corresponding target transaction mode can be recorded under the same payment bank, so that the storage pressure of equipment is reduced, and the transaction mode is uniformly used and is convenient to manage.
The content recorded by the transaction field record table is optional and can include:
the specific information includes, but is not limited to, a contract Number of the exchange, a mailbox of the receiving party, a contract area of the receiving party, a province of the receiving party, a city or county of the receiving party, an address of the receiving bank, an international Code of the receiving bank (Swift Code, Society for world wide international Financial telecommunications Code), a remittance route Number (Routing Number), and other line numbers of the receiving bank. It will be appreciated that in the usage transaction field record table. The fields provided by the bank are not completely filled, and some information which is additionally required only for ensuring the transaction to be carried out smoothly is not filled in time and does not cause substantial influence on the transaction, so that the transaction fields corresponding to the transaction modes can be selectively displayed after being determined. The specific situation may be determined according to actual circumstances, and is not limited herein.
206. And acquiring the attribute setting and the input specification of the target transaction field.
And acquiring attribute setting and input specifications of the target transaction field, wherein the attribute setting comprises the type, bibliography and visibility of the target field. The fields of different types may correspond to different types of input specifications, for example, if a specific value type of the target transaction field needs to be obtained or a yes or no type of the target transaction field is selected, the specific type setting may be determined according to actual situations, and is not limited herein. For a plurality of target transaction fields corresponding to one transaction type, some target transaction fields belong to fields essential for completing the transaction process, and some target transaction fields belong to auxiliary information recorded for completing the transaction process, therefore, before the target transaction fields are displayed, the attributes of the transaction fields can be judged, namely the recordability and the visibility of each field are judged, the recordability indicates that the content of the fields needs to be filled, and the visibility is that whether the fields can not be displayed for users. Meanwhile, further input specification setting exists for the target transaction fields, namely certain input specification limits exist for input fields corresponding to all the target transaction fields, and the input specifications comprise content limit values, default values and maximum length limits. If the currency is limited, the user can not fill in the currency arbitrarily, only the currency supported by the bank can be selected and filled in, namely, the limited value of the content exists, and for some input fields, only one of the options provided by the bank can be selected, namely, an actual value serving as a target transaction field is selected from any default value. Different transaction types may also have some limit on the amount of the transaction, i.e. a maximum length limit. At least one attribute setting and input specification should exist for the attribute setting and input specification of the bid transaction field, and multiple attribute setting and input specifications may also exist, which is not limited herein. It is understood that the attribute setting and the input specification of the target transaction field may be obtained from the transaction type interface corresponding to the bank, and are not limited herein. The attribute setting and the input specification of each target transaction field may be stored in the target transaction field record table together with the target transaction field so as to obtain a corresponding record, which is not limited herein.
207. And displaying the target transaction field and an input field corresponding to the target transaction field to the user according to the attribute setting of the target transaction field.
And displaying the target transaction field and an input field corresponding to the target transaction field to the user according to the attribute setting of the target transaction field. So that the user fills in the corresponding content according to the provided interface and completes the transaction process.
208. And receiving the transaction information input by the user in the input field.
And receiving the transaction information input by the user in the input field. The ERP system can prompt the user when the transaction information can support the user to complete the transaction process, and meanwhile, the ERP system can store the information input by the user to form a cross-border transaction document so as to facilitate the follow-up inquiry process of the transaction.
209. And completing the transaction according to the transaction information in the target transaction mode.
And completing the transaction according to the transaction information and in the transaction mode. After receiving the transaction information input by the user, the ERP system can complete the transaction in a target transaction mode according to the corresponding transaction information, and can transmit the input information to the bank system, so that the bank system can complete the transaction in the transaction mode selected by the user according to the corresponding transaction information.
According to the scheme, the scheme of the embodiment of the application is applied to the ERP system, so that the ERP system can support different types of cross-border transaction modes of different banks, and the used fields are uniformly obtained through the field record table, the execution difficulty of the cross-border transaction process is reduced, and the transaction efficiency is improved. Meanwhile, the attributes of the target transaction fields are filtered, so that the content required to be filled by the user is reduced, the implementability of the scheme is further improved, and the user experience is improved.
Referring to fig. 3, an embodiment of a transaction device of the present application includes:
an obtaining unit 301, configured to obtain bank information of a transaction party;
a transaction mode determination unit 302, configured to determine a target transaction mode based on the transaction party bank information;
a transaction field obtaining unit 303, configured to query a transaction field record table based on the target transaction mode, and obtain a transaction field corresponding to the target transaction mode, where the transaction field record table is used to record transaction fields that need to be used in different transaction modes;
and the display unit 304 is used for displaying the transaction field and the corresponding input field to the user.
In this embodiment, the flow executed by each unit in the transaction device is similar to the method flow described in the embodiment corresponding to fig. 1, and is not described herein again.
Fig. 4 is a schematic structural diagram of a computer device according to an embodiment of the present application, where the server 400 may include one or more Central Processing Units (CPUs) 401 and a memory 405, and the memory 405 stores one or more application programs or data.
In this embodiment, the specific functional module division in the central processing unit 401 may be similar to the functional module division manner of each unit described in the foregoing fig. 3, and is not described here again.
The server 400 may also include one or more power supplies 402, one or more wired or wireless network interfaces 403, one or more input-output interfaces 404, and/or one or more operating systems, such as Windows Server, Mac OS XTM, UnixTM, LinuxTM, FreeBSDTM, etc.
The central processing unit 401 may execute the operations executed by the transaction method in the embodiment shown in fig. 1, and details thereof are not described herein.
Embodiments of the present application also provide a computer storage medium for storing computer software instructions for use as described above, including a program for executing a method designed for trading.
The cross-border transaction method may be as described in FIG. 1 above.
An embodiment of the present application further provides a computer program product, which includes computer software instructions that can be loaded by a processor to implement the flow of the transaction method of any one of fig. 1 and fig. 2.
It is clear to those skilled in the art that, for convenience and brevity of description, the specific working processes of the above-described systems, apparatuses and units may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
In the several embodiments provided in the present application, it should be understood that the disclosed system, apparatus and method may be implemented in other manners. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the units is only one logical division, and other divisions may be realized in practice, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.
The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.
In addition, functional units in the embodiments of the present application may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, and can also be realized in a form of a software functional unit.
The integrated unit, if implemented in the form of a software functional unit and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present application may be substantially implemented or contributed to by the prior art, or all or part of the technical solution may be embodied in a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present application. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a read-only memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and the like.
Claims (10)
1. A method of trading, comprising:
acquiring bank information of a transaction party;
determining a target transaction mode based on the bank information of the transaction party;
inquiring a transaction field record table based on the target transaction mode to obtain a target transaction field corresponding to the target transaction mode, wherein the transaction field record table is used for recording transaction fields required to be used in different transaction modes;
and displaying the target transaction field and the corresponding input field to the user.
2. The transaction method according to claim 1, wherein the determining a target transaction manner based on the transaction party banking information comprises:
determining a plurality of preset transaction modes based on the bank information of the transaction party;
determining one of the plurality of transaction approaches as a target transaction approach based on the procedure fee and/or the transaction completion rate.
3. The transaction method according to claim 1, wherein the transaction field record table includes attribute settings and input specifications of the transaction field, and the displaying the target transaction field and a corresponding input field to the user comprises:
acquiring attribute setting and input specifications of the target transaction field;
and displaying the target transaction field and an input field corresponding to the target transaction field to a user according to the attribute setting of the target transaction field, wherein the input field follows the input specification of the transaction field.
4. The transaction method according to claim 3, wherein the attribute setting includes: the input specification includes at least one of a content limit value, a default value, and a maximum length limit.
5. The transaction method according to claim 1, further comprising:
monitoring a banking interface associated with the transaction field in real time;
updating the information recorded in the transaction field record table according to the bank interface;
or the like, or, alternatively,
after the target transaction mode is determined based on the bank information of the transaction party and before the transaction field record table is inquired based on the target transaction mode, the method further comprises the following steps:
and updating the information recorded by the transaction field record table.
6. The transaction method according to claim 1, wherein the target transaction field and the corresponding input field are displayed to the user, and thereafter, the method further comprises:
receiving transaction information input by a user in the input field;
and completing the transaction according to the transaction information in the target transaction mode.
7. The transaction method according to claim 1, wherein the transaction method is applied to an ERP system.
8. A transaction device, comprising:
the acquisition unit is used for acquiring bank information of a transaction party;
the transaction mode determining unit is used for determining a target transaction mode based on the bank information of the transaction party;
the transaction field acquisition unit is used for inquiring a transaction field record table based on the target transaction mode and acquiring a transaction field, and the transaction field record table is used for recording transaction fields required to be used in different transaction modes;
and the display unit is used for displaying the transaction field and the corresponding input field to a user.
9. A computer device, comprising:
a central processing unit and a memory;
the central processor is configured to communicate with the memory, the instructions in the memory being executable on the computer device to perform the method of any of claims 1-7.
10. A computer-readable storage medium comprising instructions that, when executed on a computer, cause the computer to perform the method of any one of claims 1-7.
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| CN202011044197.0A CN112184422A (en) | 2020-09-28 | 2020-09-28 | Transaction method and related equipment |
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