CN112182345A - Payment information query method, device, equipment and storage medium - Google Patents

Payment information query method, device, equipment and storage medium Download PDF

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Publication number
CN112182345A
CN112182345A CN202011045375.1A CN202011045375A CN112182345A CN 112182345 A CN112182345 A CN 112182345A CN 202011045375 A CN202011045375 A CN 202011045375A CN 112182345 A CN112182345 A CN 112182345A
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China
Prior art keywords
payment
information
payment information
current user
target
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CN202011045375.1A
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Chinese (zh)
Inventor
方颖
简志枰
任文涛
谭汉坚
陈思齐
钟博
郑少贤
李娟�
杨雨诗
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China Construction Bank Corp
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China Construction Bank Corp
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Priority to CN202011045375.1A priority Critical patent/CN112182345A/en
Publication of CN112182345A publication Critical patent/CN112182345A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90Details of database functions independent of the retrieved data types
    • G06F16/95Retrieval from the web
    • G06F16/953Querying, e.g. by the use of web search engines
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90Details of database functions independent of the retrieved data types
    • G06F16/95Retrieval from the web
    • G06F16/953Querying, e.g. by the use of web search engines
    • G06F16/9538Presentation of query results

Abstract

The invention discloses a method, a device, equipment and a storage medium for inquiring payment information, wherein the method comprises the following steps: receiving current user identity information provided by a payment client; according to the identity information of the current user, target payment information matched with payment items provided by a payment client is obtained in a payment platform, and the payment platform comprises payment information of all payment items; and feeding back the target payment information to the payment client so as to enable the payment client to display the target payment information. The technical scheme of the embodiment of the invention can provide a payment platform information sharing mechanism, creates an output mode of the payment platform information, enables a user to know the payment information of a payment item in time, reduces the complexity of the payment information inquiry process, and improves the overall experience of the payment industry.

Description

Payment information query method, device, equipment and storage medium
Technical Field
The embodiment of the invention relates to a data processing technology, in particular to a payment information query method, a payment information query device, payment information query equipment and a storage medium.
Background
With the development of science and technology, self-service payment is more and more common in people's daily life. The user can handle payment of various fees (such as telephone fee, water fee, electric fee and the like) through a specific payment platform without going to a bank.
An existing payment project may correspond to a plurality of payment programs, the payment programs are respectively installed in different application programs, and each payment program has functions of identifying a user identity and storing payment information.
However, the payment information query mechanism of the existing payment program is based on the active initiation of the user, and if the user does not receive the payment prompting notification or does not actively query, the user cannot timely know the payment information of the payment item; secondly, each existing payment program is an independent program system, after a user finishes payment in one payment program corresponding to a certain payment item, if the user wants to inquire payment information in another payment program, the user can only input the identity information of the payment of the user again on the other payment program and inquire by an inquiry instruction, so that the problem that the process of inquiring the payment information is too complex and the time cost is higher is caused.
Disclosure of Invention
The embodiment of the invention provides a method, a device, equipment and a storage medium for inquiring payment information, which can provide an information sharing mechanism of a payment platform and improve the overall experience of the payment industry.
In a first aspect, an embodiment of the present invention provides a method for querying payment information, which is applied to a server, and the method includes:
receiving current user identity information provided by a payment client;
acquiring target payment information matched with payment items provided by the payment client in a payment platform according to the current user identity information, wherein the payment platform comprises payment information of all payment items;
and feeding back the target payment information to the payment client so as to enable the payment client to display the target payment information.
In a second aspect, an embodiment of the present invention further provides a method for querying payment information, which is applied to a payment client, and the method includes:
when the user is detected to log in the payment client, acquiring the identity information of the current user;
sending the current user identity information to a server;
and receiving the target payment information sent by the server, and displaying the target payment information.
In a third aspect, an embodiment of the present invention further provides a device for querying payment information, where the device is applied to a server, and the device includes:
the current user identity information receiving module is used for receiving the current user identity information provided by the payment client;
the target payment information acquisition module is used for acquiring target payment information matched with payment items provided by the payment client in a payment platform according to the current user identity information, and the payment platform comprises the payment information of all the payment items;
and the target payment information feedback module is used for feeding the target payment information back to the payment client so as to enable the payment client to display the target payment information.
In a fourth aspect, an embodiment of the present invention further provides a device for querying payment information, which is applied to a payment client, and the device includes:
the system comprises a current user identity information acquisition module, a payment processing module and a payment processing module, wherein the current user identity information acquisition module is used for acquiring current user identity information when a user is detected to log in a payment client;
the current user identity information sending module is used for sending the current user identity information to a server;
and the target payment information display module is used for receiving the target payment information sent by the server and displaying the target payment information.
In a fifth aspect, an embodiment of the present invention further provides a computer device, where the computer device includes:
one or more processors;
storage means for storing one or more programs;
when the one or more programs are executed by the one or more processors, the one or more processors implement a method for querying payment information provided by any embodiment of the invention.
In a sixth aspect, an embodiment of the present invention further provides a computer-readable storage medium, where the storage medium stores a computer program, and the computer program, when executed by a processor, implements the method for querying payment information provided in any embodiment of the present invention.
According to the technical scheme of the embodiment of the invention, the current user identity information provided by the payment client is received, the target payment information matched with the payment items provided by the payment client is acquired in the payment platform according to the current user identity information, and then the target payment information is fed back to the payment client so that the payment client displays the target payment information. The technical scheme of the embodiment of the invention can provide a payment platform information sharing mechanism, creates an output mode of the payment platform information, enables a user to know the payment information of a payment item in time, reduces the complexity of the payment information inquiry process, and improves the overall experience of the payment industry.
Drawings
Fig. 1 is a flowchart of a method for querying payment information according to a first embodiment of the present invention;
fig. 2 is a flowchart of a payment information query method in the second embodiment of the present invention;
fig. 3 is a flowchart of a payment information query method in a third embodiment of the present invention;
fig. 4 is a flowchart of a payment information query method in a fourth embodiment of the present invention;
fig. 5 is a flowchart of a payment information query method in a fifth embodiment of the present invention;
fig. 6 is a structural diagram of an inquiry apparatus of payment information according to a sixth embodiment of the present invention;
fig. 7 is a structural diagram of an inquiry apparatus of payment information in a seventh embodiment of the present invention;
fig. 8 is a schematic structural diagram of a computer device in an eighth embodiment of the present invention.
Detailed Description
The present invention will be described in further detail with reference to the accompanying drawings and examples. It is to be understood that the specific embodiments described herein are merely illustrative of the invention and are not limiting of the invention. It should be further noted that, for the convenience of description, only some of the structures related to the present invention are shown in the drawings, not all of the structures.
Example one
Fig. 1 is a flowchart of a method for querying payment information according to an embodiment of the present invention, where the method is applicable to a situation of automatically querying payment information of a user, and the method may be executed by a payment information querying device, where the device may be implemented by software and/or hardware, and may be generally integrated in a server matched with a payment client or a third-party server in communication with the payment client, and specifically includes the following steps:
and step 110, receiving the current user identity information provided by the payment client.
In this step, the payment client may be an Application (APP) installed in a mobile intelligent terminal (such as a smart phone or a tablet), or may be a web client running in a browser.
Typically, the payment client may be an instant chat APP or a payment APP, the payment client bears an applet providing a payment function, and a user may pay and query payment information through the applet.
In this embodiment, optionally, when the user logs in the payment client, the payment client sends current user identity information to the server, where the current user identity information may be identity information of the user logging in the payment client, such as a mobile phone number and an identity card number.
Step 120, according to the current user identity information, acquiring target payment information matched with payment items provided by the payment client in a payment platform, wherein the payment platform comprises payment information of all payment items.
In this step, optionally, payment information of all payment items (such as telephone charges, water charges, electric charges, and the like) corresponding to the current user may be obtained in the payment platform according to the identity information of the current user, then, according to the payment items (such as electric charges) provided by the payment client, all electric charge payment information corresponding to the current user is screened out from all payment information, and then, all electric charge payment information corresponding to the current user is used as target payment information.
In a specific embodiment, if a user logs in another new payment client immediately after completing payment in one payment client, the new payment client can acquire payment information by providing user identity information to the server without inputting a payment information query instruction again by the user, so that information sharing of a payment platform across the clients can be realized, the complexity of a payment information query process is reduced, the time cost consumed by the query process is reduced, and the overall experience of the payment industry is improved.
Step 130, feeding the target payment information back to the payment client so that the payment client displays the target payment information.
In this step, the server feeds the target payment information back to the payment client, and the payment client displays the target payment information, so that the user can timely know the payment information of the payment item without actively initiating query, and the normal life of the user is prevented from being influenced by the payment item due to too long owing.
According to the technical scheme of the embodiment of the invention, the current user identity information provided by the payment client is received, the target payment information matched with the payment items provided by the payment client is acquired in the payment platform according to the current user identity information, and then the target payment information is fed back to the payment client so that the payment client displays the target payment information. The technical scheme of the embodiment of the invention can provide a payment platform information sharing mechanism, creates an output mode of the payment platform information, enables a user to know the payment information of a payment item in time, reduces the complexity of the payment information inquiry process, and improves the overall experience of the payment industry.
Example two
This embodiment is a further refinement of the above embodiment, and the same or corresponding terms as those of the above embodiment are explained, and this embodiment is not described again. Fig. 2 is a flowchart of a method for querying payment information provided in the second embodiment, in this embodiment, the technical solution of this embodiment may be combined with one or more methods in the solutions of the foregoing embodiments, as shown in fig. 2, the method provided in this embodiment may further include:
step 210, receiving the current user identity information provided by the payment client.
In this embodiment, optionally, before receiving the current user identity information provided by the payment client, the method further includes: receiving a plurality of historical user identity information sent by a plurality of payment clients; generating historical user portrait identifiers matched with the historical user identity information according to the historical user identity information; and storing each historical user identity information and the matched historical user portrait identifier in a database.
Before receiving current user identity information provided by a payment client, the server receives a large amount of historical user identity information (such as mobile phone numbers or identity card numbers) sent by different payment clients in advance, and generates a uniquely matched historical user portrait identifier according to each piece of historical user identity information. Optionally, assuming that the historical user identity information is a mobile phone number, numbers on preset digits in the mobile phone number may be extracted as the historical user portrait identifier. Wherein, the user portrait identifications corresponding to different users are different.
After generating the historical user portrait identifier matched with the historical user identity information according to the historical user identity information, the method further comprises the following steps: and when the historical user identity information is detected to be updated, updating the historical user portrait identifier according to the updated historical user identity information.
In this embodiment, optionally, after receiving the historical user identity information, the server compares the received historical user identity information with the historical identity information already stored in the database, determines whether the received historical user identity information includes the same information as the stored historical identity information, determines that the received historical user identity information is obtained by updating the stored historical identity information if the received historical user identity information includes the same information as the stored historical identity information, then obtains a historical user portrait identifier corresponding to the stored historical identity information, and updates the historical user portrait identifier according to the received historical user identity information.
In a specific embodiment, assuming that the historical user identity information received by the server is "a + B", where "a" is a mobile phone number and "B" is an identity card number, and one piece of historical identity information stored in the database is "a", it is determined that "a + B" is obtained by updating "a", then a historical portrait identifier corresponding to "a" is obtained, and the historical portrait identifier is updated according to "a + B". Optionally, a number on a preset digit may be extracted from "B" as a supplemental identifier, and the supplemental identifier is combined with the historical portrait identifier corresponding to "a" to obtain an updated historical user portrait identifier.
And step 220, acquiring a current user portrait identifier matched with the current user identity information.
In an implementation manner of the embodiment of the present invention, acquiring a current user portrait identifier matched with the current user identity information includes: judging whether historical user identity information which is the same as the current user identity information exists in the database or not; if yes, acquiring a historical user portrait identifier matched with the historical user identity information, and taking the historical user portrait identifier as a current user portrait identifier matched with the current user identity information; and if not, generating a current user portrait identifier matched with the current user identity information according to the current user identity information.
If the historical user identity information which is the same as the current user identity information does not exist in the database, the current user can be determined to be the first-time login payment client, and a corresponding current user portrait identifier is established for the current user.
Step 230, generating at least one payment item query instruction according to the current user portrait identifier and the payment item provided by the payment client.
In this step, optionally, a payment item query instruction may be generated according to the current user portrait identifier, a payment item provided by the payment client, and a preset delimiter. If the payment client can provide a plurality of payment items at the same time, a plurality of payment item query instructions corresponding to the payment items can be generated.
Therefore, by acquiring the current user portrait identifier and generating a payment item query instruction according to the current user portrait identifier and the payment item, the user identity information can be represented by the brief user portrait identifier, the payment information can be conveniently queried, and the query efficiency of the payment information is improved.
Step 240, sending each payment item query instruction to the payment platform, and acquiring target payment information fed back by the payment platform.
In this step, optionally, the payment platform may extract the current user portrait identifier and the payment item provided by the payment client from the payment item query instruction according to a preset separator, and then screen out the target payment information corresponding to the current user from all the payment information according to the current user portrait identifier and the payment item.
And step 250, feeding the target payment information back to the payment client so that the payment client displays the target payment information.
The technical scheme of the embodiment of the invention includes that the current user identity information provided by the payment client is received, the current user portrait identifier matched with the current user identity information is obtained, then a payment item query instruction is generated according to the current user portrait identifier and a payment item provided by the payment client, each payment item query instruction is sent to the payment platform, the target payment information fed back by the payment platform is obtained, and the target payment information is fed back to the payment client so that the payment client can display the target payment information. The technical scheme of the embodiment of the invention can provide a payment platform information sharing mechanism, creates an output mode of the payment platform information, enables a user to know the payment information of a payment item in time, reduces the complexity of the payment information inquiry process, and improves the inquiry efficiency of the payment information and the overall experience of the payment industry.
EXAMPLE III
This embodiment is a further refinement of the above embodiment, and the same or corresponding terms as those of the above embodiment are explained, and this embodiment is not described again. Fig. 3 is a flowchart of a method for querying payment information provided in the third embodiment, the technical solution of the present embodiment may be combined with one or more methods in the solutions of the foregoing embodiments, as shown in fig. 3, the method provided in the present embodiment may further include:
and 310, receiving the current user identity information provided by the payment client.
And step 320, acquiring the current user portrait identifier matched with the current user identity information.
Step 330, acquiring a project identifier corresponding to the payment project provided by the payment client, and at least one query condition.
In this step, the query condition is a query element corresponding to the payment item, and the query condition may be a query condition preset by the server, or a query condition set when the user logs in the payment client for the first time. For example, when the payment item is electricity, the query condition may be a home address corresponding to the user paying the personal electricity, or a unit address corresponding to the user paying the unit electricity.
Therefore, the payment information which is interested by the user can be effectively inquired by acquiring the inquiry condition, and the accuracy of the payment information is improved.
And 340, generating at least one payment information code according to the current user portrait identifier, the project identifier and the query condition.
In this step, optionally, a corresponding query identifier may be set according to the query condition, and then the current user portrait identifier, the item identifier, and the query identifier may form a unique current user portrait identifier, an item identifier, and a query identifier through a timestamp.
And if the current user portrait identifier, the project identifier or the query identifier is updated, updating the payment information code according to the updated information.
And 350, generating at least one payment item query instruction according to the payment information code.
And step 360, sending each payment item query instruction to the payment platform, and acquiring target payment information fed back by the payment platform.
In the step, after receiving the payment item query instruction, the payment platform extracts the payment information code in the payment item query instruction, and screens out corresponding target payment information from all the payment information according to the payment information code.
Therefore, by using the short payment information code to represent the current user portrait identifier, the project identifier and the query condition, the query efficiency of the payment information can be improved.
In an implementation manner of the embodiment of the present invention, after sending the payment item query instruction to the payment platform and acquiring target payment information fed back by the payment platform, the method further includes: adding random parameters into the payment item query instruction every preset time interval to generate a new payment item query instruction; sending the new payment item query instruction to the payment platform, and acquiring new target payment information fed back by the payment platform; and sending the new target payment information to the payment client.
And random parameters added to the payment item query instruction in adjacent time intervals are different.
In this embodiment, after sending a payment item query instruction to the payment platform and acquiring target payment information, a random parameter is added to the payment item query instruction every preset time interval, so as to produce a new payment item query instruction, and a payment information code in the new payment item query instruction is the same as an original payment information code. By sending a new payment item query instruction to the payment platform and acquiring new target payment information, the user can check the payment information in the latest state in time, and the timeliness of the payment information is improved.
Step 370, feeding back the target payment information to the payment client, so that the payment client displays the target payment information.
The technical scheme of the embodiment of the invention includes that the current user identity information provided by a payment client is received, the current user portrait identifier matched with the current user identity information is obtained, the project identifier and the query condition corresponding to the payment project provided by the payment client are obtained, a payment information code is generated according to the current user portrait identifier, the project identifier and the query condition, then a payment project query instruction is generated according to the payment information code, each payment project query instruction is sent to a payment platform, the target payment information fed back by the payment platform is obtained, and the target payment information is fed back to the payment client so that the payment client can display the target payment information. The technical scheme of the embodiment of the invention can provide a payment platform information sharing mechanism, creates an output mode of the payment platform information, enables a user to know the payment information of a payment item in time, improves the timeliness of the payment information, reduces the complexity of the payment information inquiry process, and improves the inquiry efficiency of the payment information and the overall experience of the payment industry.
Example four
Fig. 4 is a flowchart of a payment information query method according to a fourth embodiment of the present invention, where the present embodiment is applicable to a situation of automatically querying payment information of a user, and the method may be executed by a payment information query device, and the device may be implemented by software and/or hardware, and may be generally integrated in a payment client, and specifically includes the following steps:
and step 410, acquiring the identity information of the current user when the user is detected to log in the payment client.
In this step, the current user identity information may be identity information of the user logging in the payment client, such as a mobile phone number or an identity card number.
Step 420, sending the current user identity information to a server.
And 430, receiving the target payment information sent by the server, and displaying the target payment information.
Therefore, the payment information of the user can be acquired and displayed by sending the user identity information when the user logs in the payment client to the server, so that the user can timely know the payment information of the payment item under the condition that the user does not actively initiate query, the complexity of the payment information query process is reduced, and the payment experience of the user is promoted.
In an implementation manner of the embodiment of the present invention, after receiving the target payment information sent by the server and displaying the target payment information, the method further includes: when a user is detected to trigger a payment function module, receiving new target payment information sent by the server; judging whether the new target payment information is the same as the previous target payment information or not; if so, discarding the new target payment information; and if not, displaying the new target payment information.
In this embodiment, the payment function module is a function module corresponding to a payment program installed in the payment client, and specifically, the payment function module may be a module for inquiring payment information on behalf of a customer, or a module for inquiring payment information already. When the fact that the user triggers the payment function module is detected, new target payment information sent by the server is received, if the new target payment information is the same as the last target payment information, the fact that the payment information of the user is not changed is indicated, the new target payment information is discarded, and the problems that the user sees invalid redundant information and resources are wasted are avoided; if the new target payment information is the same as the previous target payment information, the new target payment information is displayed, so that the user can check the payment information in the latest state in time, and the timeliness of the payment information is improved.
The technical scheme of the embodiment of the invention comprises the steps of acquiring the identity information of the current user, sending the identity information of the current user to the server, receiving the target payment information sent by the server, and displaying the target payment information. The technical scheme of the embodiment of the invention can provide a payment platform information sharing mechanism, creates an output mode of the payment platform information, enables a user to know the payment information of a payment item in time, reduces the complexity of the payment information inquiry process, and improves the overall experience of the payment industry.
EXAMPLE five
This embodiment is a further refinement of the above embodiment, and the same or corresponding terms as those of the above embodiment are explained, and this embodiment is not described again. Fig. 5 is a flowchart of a method for querying payment information provided in the fifth embodiment, in this embodiment, the technical solution of this embodiment may be combined with one or more methods in the solutions of the foregoing embodiments, as shown in fig. 5, the method provided in this embodiment may further include:
and step 510, when the user is detected to log in the payment client, acquiring the identity information of the current user.
And step 520, sending the current user identity information to a server.
Step 530, receiving the target payment information sent by the server, acquiring the association time of each target payment information, and arranging each target payment information in a reverse order according to the association time.
In this step, the target payment information includes arrearage information of the payment item and payment completion information. Optionally, when the target payment information is arrearage information, the associated time may be arrearage time of the payment project; when the target payment information is the payment completion information, the associated time may be the payment time.
In the embodiment, the target payment information is arranged in the reverse order of the associated time, so that the user can preferentially see the payment information with the latest time, and the timeliness of the payment information is ensured.
And 540, displaying the arranged payment information of each target.
In an implementation manner of the embodiment of the present invention, displaying the arranged target payment information includes: acquiring target payment information with the same quantity as a preset display quantity from the arranged target payment information as effective payment information; and displaying the effective payment information.
In this step, the preset display quantity may be a default display quantity of the payment client, or may be a display quantity preset by the user. Optionally, after the payment client displays the effective payment information, a remaining target payment information viewing control can be set in the display page, and the user can view the remaining target payment information by triggering the remaining target payment information viewing control.
Therefore, by displaying part of valid payment information in all target payment information, invalid redundant information can be prevented from being displayed, and reading experience of a user is reduced.
The technical scheme of the embodiment of the invention includes that the current user identity information is acquired, the current user identity information is sent to the server, then the target payment information sent by the server is received, the association time of each target payment information is acquired, each target payment information is arranged in reverse order according to the association time, and each arranged target payment information is displayed. The technical scheme of the embodiment of the invention can provide a payment platform information sharing mechanism, creates an output mode of the payment platform information, enables a user to know the payment information of a payment item in time, ensures the timeliness of the payment information, reduces the complexity of the payment information inquiry process, and improves the overall experience of the payment industry.
EXAMPLE six
Fig. 6 is a structural diagram of an inquiry apparatus for payment information according to a sixth embodiment of the present invention, where the inquiry apparatus is applied to a server, and includes: the system comprises a current user identity information receiving module 610, a target payment information acquiring module 620 and a target payment information feedback module 630.
The system comprises a current user identity information receiving module 610, a payment client and a user identity information receiving module, wherein the current user identity information receiving module is used for receiving current user identity information provided by the payment client; a target payment information obtaining module 620, configured to obtain, according to the current user identity information, target payment information matched with payment items provided by the payment client in a payment platform, where the payment platform includes payment information of all payment items; a target payment information feedback module 630, configured to feed the target payment information back to the payment client, so that the payment client displays the target payment information.
According to the technical scheme of the embodiment of the invention, the current user identity information provided by the payment client is received, the target payment information matched with the payment items provided by the payment client is acquired in the payment platform according to the current user identity information, and then the target payment information is fed back to the payment client so that the payment client displays the target payment information. The technical scheme of the embodiment of the invention can provide a payment platform information sharing mechanism, creates an output mode of the payment platform information, enables a user to know the payment information of a payment item in time, reduces the complexity of the payment information inquiry process, and improves the overall experience of the payment industry.
On the basis of the foregoing embodiments, the target payment information obtaining module 620 may include:
the current user portrait identifier acquisition unit is used for acquiring a current user portrait identifier matched with the current user identity information;
the query instruction generating unit is used for generating at least one payment item query instruction according to the current user portrait identifier and the payment item provided by the payment client;
the query instruction sending unit is used for sending each payment item query instruction to the payment platform and acquiring target payment information fed back by the payment platform;
the historical user identity information receiving unit is used for receiving a plurality of historical user identity information sent by a plurality of payment clients;
the historical user portrait identifier generating unit is used for generating historical user portrait identifiers matched with the identity information of the historical users according to the identity information of the historical users;
the storage unit is used for storing the identity information of each historical user and the matched historical user portrait identifier in a database;
the first judging unit is used for judging whether historical user identity information which is the same as the current user identity information exists in the database or not;
a historical user portrait identifier obtaining unit, configured to, when historical user identity information that is the same as the current user identity information exists in the database, obtain a historical user portrait identifier that matches the historical user identity information, and use the historical user portrait identifier as a current user portrait identifier that matches the current user identity information;
the current user portrait identifier generation unit is used for generating a current user portrait identifier matched with the current user identity information according to the current user identity information when historical user identity information which is the same as the current user identity information does not exist in the database;
the historical user portrait identifier updating unit is used for updating the historical user portrait identifier according to the updated historical user identity information when the historical user identity information is detected to be updated;
the project identifier acquisition unit is used for acquiring a project identifier corresponding to the payment project and at least one query condition;
the payment information code generating unit is used for generating at least one payment information code according to the current user portrait identifier, the project identifier and the query condition;
the payment item query instruction generating unit is used for generating at least one payment item query instruction according to the payment information code;
the random parameter adding unit is used for adding random parameters to the payment item query instruction within each preset time interval to generate a new payment item query instruction;
the system comprises a new payment item query instruction sending unit, a payment platform and a payment processing unit, wherein the new payment item query instruction sending unit is used for sending the new payment item query instruction to the payment platform and acquiring new target payment information fed back by the payment platform;
the new target payment information sending unit is used for sending the new target payment information to the payment client; and random parameters added to the payment item query instruction in adjacent time intervals are different.
The fee-paying information inquiry device provided by the embodiment of the invention can execute the fee-paying information inquiry method provided by any embodiment of the invention, and has the corresponding functional modules and beneficial effects of the execution method.
EXAMPLE seven
Fig. 7 is a structural diagram of an inquiry apparatus for payment information according to a seventh embodiment of the present invention, where the inquiry apparatus is applied to a payment client, and includes: a current user identity information obtaining module 710, a current user identity information sending module 720 and a target payment information display module 730.
The system comprises a current user identity information acquisition module 710, a payment server and a payment server, wherein the current user identity information acquisition module 710 is used for acquiring current user identity information when a user is detected to log in a payment client; a current user identity information sending module 720, configured to send the current user identity information to a server; and the target payment information display module 730 is configured to receive the target payment information sent by the server and display the target payment information.
The technical scheme of the embodiment of the invention comprises the steps of acquiring the identity information of the current user, sending the identity information of the current user to the server, receiving the target payment information sent by the server, and displaying the target payment information. The technical scheme of the embodiment of the invention can provide a payment platform information sharing mechanism, creates an output mode of the payment platform information, enables a user to know the payment information of a payment item in time, reduces the complexity of the payment information inquiry process, and improves the overall experience of the payment industry.
On the basis of the foregoing embodiments, the target payment information display module 730 may include:
the association time acquisition unit is used for acquiring association time of each target payment information and arranging each target payment information in a reverse order according to the association time;
the display unit is used for displaying the arranged payment information of each target;
the effective payment information acquisition unit is used for acquiring target payment information with the same quantity as the preset display quantity from the arranged target payment information as effective payment information;
the effective payment information display unit is used for displaying the effective payment information;
the new target payment information receiving unit is used for receiving new target payment information sent by the server when a user is detected to trigger the payment function module;
the second judgment unit is used for judging whether the new target payment information is the same as the previous target payment information or not;
the discarding unit is used for discarding the new target payment information when the new target payment information is the same as the previous target payment information;
and the new target payment information display unit is used for displaying the new target payment information when the new target payment information is different from the previous target payment information.
The fee-paying information inquiry device provided by the embodiment of the invention can execute the fee-paying information inquiry method provided by any embodiment of the invention, and has the corresponding functional modules and beneficial effects of the execution method.
Example eight
Fig. 8 is a schematic structural diagram of a computer apparatus according to an eighth embodiment of the present invention, as shown in fig. 8, the computer apparatus includes a processor 810, a memory 820, an input device 830, and an output device 840; the number of the processors 810 in the computer device may be one or more, and one processor 810 is taken as an example in fig. 8; the processor 810, the memory 820, the input device 830 and the output device 840 in the computer apparatus may be connected by a bus or other means, and fig. 8 illustrates the connection by a bus as an example.
The memory 820 is used as a computer-readable storage medium, and can be used for storing software programs, computer-executable programs, and modules, such as program instructions/modules corresponding to a method for querying payment information in an embodiment of the present invention (for example, the current subscriber identity information receiving module 610, the target payment information obtaining module 620, and the target payment information feedback module 630 in a device for querying payment information). The processor 810 executes various functional applications and data processing of the computer device by executing software programs, instructions and modules stored in the memory 820, so as to implement the above-mentioned fee-payment information query method. That is, the program when executed by the processor implements:
receiving current user identity information provided by a payment client;
acquiring target payment information matched with payment items provided by the payment client in a payment platform according to the current user identity information, wherein the payment platform comprises payment information of all payment items;
and feeding back the target payment information to the payment client so as to enable the payment client to display the target payment information.
The memory 820 is used as a computer readable storage medium and can be further used for storing program instructions/modules corresponding to a payment information query method in the embodiment of the present invention (for example, the current user identity information obtaining module 710, the current user identity information sending module 720, and the target payment information displaying module 730 in a payment information query device). The processor 810 executes various functional applications and data processing of the computer device by executing software programs, instructions and modules stored in the memory 820, so as to implement the above-mentioned fee-payment information query method. That is, the program when executed by the processor implements:
when the user is detected to log in the payment client, acquiring the identity information of the current user;
sending the current user identity information to a server;
and receiving the target payment information sent by the server, and displaying the target payment information.
The memory 820 may mainly include a program storage area and a data storage area, wherein the program storage area may store an operating system, an application program required for at least one function; the storage data area may store data created according to the use of the terminal, and the like. Further, the memory 820 may include high speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other non-volatile solid state storage device. In some examples, the memory 820 may further include memory located remotely from the processor 810, which may be connected to a computer device through a network. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.
The input device 830 may be used to receive input numeric or character information and generate key signal inputs related to user settings and function control of the computer apparatus, and may include a keyboard and a mouse, etc. The output device 840 may include a display device such as a display screen.
Example nine
The ninth embodiment of the present invention further provides a computer-readable storage medium, on which a computer program is stored, and when the computer program is executed by a processor, the computer program implements the method according to any embodiment of the present invention. Of course, the computer-readable storage medium provided in the embodiments of the present invention may perform related operations in the method for querying payment information provided in any embodiment of the present invention. That is, the program when executed by the processor implements:
receiving current user identity information provided by a payment client;
acquiring target payment information matched with payment items provided by the payment client in a payment platform according to the current user identity information, wherein the payment platform comprises payment information of all payment items;
and feeding back the target payment information to the payment client so as to enable the payment client to display the target payment information.
The computer-readable storage medium provided in the embodiments of the present invention may further perform related operations in the method for querying payment information provided in any embodiment of the present invention. That is, the program when executed by the processor implements:
when the user is detected to log in the payment client, acquiring the identity information of the current user;
sending the current user identity information to a server;
and receiving the target payment information sent by the server, and displaying the target payment information.
From the above description of the embodiments, it is obvious for those skilled in the art that the present invention can be implemented by software and necessary general hardware, and certainly, can also be implemented by hardware, but the former is a better embodiment in many cases. Based on such understanding, the technical solutions of the present invention may be embodied in the form of a software product, which can be stored in a computer-readable storage medium, such as a floppy disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a FLASH Memory (FLASH), a hard disk or an optical disk of a computer, and includes several instructions for enabling a computer device (which may be a personal computer, a server, or a network device) to execute the methods according to the embodiments of the present invention.
It should be noted that, in the embodiment of the fee-paying information query device, each unit and each module included in the fee-paying information query device are only divided according to functional logic, but are not limited to the above division, as long as the corresponding function can be realized; in addition, specific names of the functional units are only for convenience of distinguishing from each other, and are not used for limiting the protection scope of the present invention.
It is to be noted that the foregoing is only illustrative of the preferred embodiments of the present invention and the technical principles employed. It will be understood by those skilled in the art that the present invention is not limited to the particular embodiments described herein, but is capable of various obvious changes, rearrangements and substitutions as will now become apparent to those skilled in the art without departing from the scope of the invention. Therefore, although the present invention has been described in greater detail by the above embodiments, the present invention is not limited to the above embodiments, and may include other equivalent embodiments without departing from the spirit of the present invention, and the scope of the present invention is determined by the scope of the appended claims.

Claims (15)

1. A payment information query method is applied to a server and comprises the following steps:
receiving current user identity information provided by a payment client;
acquiring target payment information matched with payment items provided by the payment client in a payment platform according to the current user identity information, wherein the payment platform comprises payment information of all payment items;
and feeding back the target payment information to the payment client so as to enable the payment client to display the target payment information.
2. The method of claim 1, wherein obtaining target payment information matching payment items provided by the payment client in a payment platform according to the current user identity information comprises:
acquiring a current user portrait identifier matched with the current user identity information;
generating at least one payment item query instruction according to the current user portrait identifier and a payment item provided by the payment client;
and sending each payment item inquiry instruction to the payment platform, and acquiring target payment information fed back by the payment platform.
3. The method of claim 2, further comprising, prior to obtaining a current user representation identification matching the current user identity information:
receiving a plurality of historical user identity information sent by a plurality of payment clients;
generating historical user portrait identifiers matched with the historical user identity information according to the historical user identity information;
and storing each historical user identity information and the matched historical user portrait identifier in a database.
4. The method of claim 3, wherein obtaining a current user representation identification that matches the current user identity information comprises:
judging whether historical user identity information which is the same as the current user identity information exists in the database or not;
if yes, acquiring a historical user portrait identifier matched with the historical user identity information, and taking the historical user portrait identifier as a current user portrait identifier matched with the current user identity information;
and if not, generating a current user portrait identifier matched with the current user identity information according to the current user identity information.
5. The method of claim 3, further comprising, after generating, from each of the historical user identity information, a historical user representation identifier that matches each of the historical user identity information:
and when the historical user identity information is detected to be updated, updating the historical user portrait identifier according to the updated historical user identity information.
6. The method of claim 2, wherein generating at least one payment item query instruction according to the current user representation identifier and a payment item provided by the payment client comprises:
acquiring a project identifier corresponding to the payment project and at least one query condition;
generating at least one payment information code according to the current user portrait identifier, the project identifier and the query condition;
and generating at least one payment item query instruction according to the payment information code.
7. The method according to claim 2, after sending the payment item query instruction to the payment platform and acquiring target payment information fed back by the payment platform, further comprising:
adding random parameters into the payment item query instruction every preset time interval to generate a new payment item query instruction;
sending the new payment item query instruction to the payment platform, and acquiring new target payment information fed back by the payment platform;
sending the new target payment information to the payment client;
and random parameters added to the payment item query instruction in adjacent time intervals are different.
8. A method for inquiring payment information is applied to a payment client and comprises the following steps:
when the user is detected to log in the payment client, acquiring the identity information of the current user;
sending the current user identity information to a server;
and receiving the target payment information sent by the server, and displaying the target payment information.
9. The method of claim 8, wherein displaying the target payment information comprises:
acquiring the association time of each target payment information, and arranging each target payment information in a reverse order according to the association time;
and displaying the arranged payment information of each target.
10. The method of claim 9, wherein displaying the arranged target payment information comprises:
acquiring target payment information with the same quantity as a preset display quantity from the arranged target payment information as effective payment information;
and displaying the effective payment information.
11. The method of claim 8, after receiving the target payment information sent by the server and displaying the target payment information, further comprising:
when a user is detected to trigger a payment function module, receiving new target payment information sent by the server;
judging whether the new target payment information is the same as the previous target payment information or not;
if so, discarding the new target payment information;
and if not, displaying the new target payment information.
12. The utility model provides an inquiry unit of payment information which is characterized in that, is applied to the server, includes:
the current user identity information receiving module is used for receiving the current user identity information provided by the payment client;
the target payment information acquisition module is used for acquiring target payment information matched with payment items provided by the payment client in a payment platform according to the current user identity information, and the payment platform comprises the payment information of all the payment items;
and the target payment information feedback module is used for feeding the target payment information back to the payment client so as to enable the payment client to display the target payment information.
13. The utility model provides an inquiry unit of payment information which is characterized in that, is applied to the customer end of paying, includes:
the system comprises a current user identity information acquisition module, a payment processing module and a payment processing module, wherein the current user identity information acquisition module is used for acquiring current user identity information when a user is detected to log in a payment client;
the current user identity information sending module is used for sending the current user identity information to a server;
and the target payment information display module is used for receiving the target payment information sent by the server and displaying the target payment information.
14. A computer device, comprising:
one or more processors;
storage means for storing one or more programs;
the one or more programs, when executed by the one or more processors, cause the one or more processors to implement the method of querying payment information as claimed in any one of claims 1-7, or the method of querying payment information as claimed in any one of claims 8-11.
15. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, implements a method of querying payment information according to any one of claims 1 to 7, or a method of querying payment information according to any one of claims 8 to 11.
CN202011045375.1A 2020-09-28 2020-09-28 Payment information query method, device, equipment and storage medium Pending CN112182345A (en)

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Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107292978A (en) * 2017-04-01 2017-10-24 西安艾润物联网技术服务有限责任公司 Management method, device and the computer-readable recording medium of vehicle payment
US9805422B1 (en) * 2012-05-24 2017-10-31 Allstate Insurance Company Systems and methods for calculating seasonal insurance premiums
CN110310109A (en) * 2019-07-04 2019-10-08 北京千丁互联科技有限公司 Pay the method and device of living expenses
CN110751480A (en) * 2019-09-24 2020-02-04 中国银联股份有限公司 Information query method, device, equipment and computer readable storage medium

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9805422B1 (en) * 2012-05-24 2017-10-31 Allstate Insurance Company Systems and methods for calculating seasonal insurance premiums
CN107292978A (en) * 2017-04-01 2017-10-24 西安艾润物联网技术服务有限责任公司 Management method, device and the computer-readable recording medium of vehicle payment
CN110310109A (en) * 2019-07-04 2019-10-08 北京千丁互联科技有限公司 Pay the method and device of living expenses
CN110751480A (en) * 2019-09-24 2020-02-04 中国银联股份有限公司 Information query method, device, equipment and computer readable storage medium

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