CN112101937A - Order safety payment method and system - Google Patents
Order safety payment method and system Download PDFInfo
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- CN112101937A CN112101937A CN202010902197.3A CN202010902197A CN112101937A CN 112101937 A CN112101937 A CN 112101937A CN 202010902197 A CN202010902197 A CN 202010902197A CN 112101937 A CN112101937 A CN 112101937A
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- order
- payment
- dimensional code
- signature verification
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3825—Use of electronic signatures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/60—Protecting data
- G06F21/602—Providing cryptographic facilities or services
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
- G06Q40/125—Finance or payroll
Abstract
The invention discloses an order secure payment method, which comprises the following steps: step one, receiving an order payment request of a client, inquiring a corresponding order according to the order payment request, and converting order information of the order into a two-dimensional code containing the order information; step two, receiving the condition that the two-dimensional code is scanned by the code scanning payment equipment, and judging whether the two-dimensional code belongs to a target merchant; step three, if the two-dimensional code does not belong to the target merchant, prompting that the identification fails, and continuously repeating the step two; and if the two-dimension code belongs to the target merchant, performing signature verification. According to the order safety payment method, when the two-dimensional code is generated, whether the two-dimensional code belongs to the target merchant is judged through the signature in the two-dimensional code, and the data safety is guaranteed by using a signature encryption technology.
Description
Technical Field
The invention relates to the field of order secure payment methods. More particularly, the present invention relates to a secure payment method for orders.
Background
In the existing two-dimension code payment technology, whether the two-dimension code is of a target merchant cannot be judged, no signature encryption exists, data cannot be kept secret, and great hidden danger is brought to financial security of the merchant.
Disclosure of Invention
The invention aims to provide an order secure payment method, which judges whether a two-dimensional code belongs to a target merchant or not through signature in the two-dimensional code when the two-dimensional code is generated, and ensures the security of data by using a signature encryption technology.
To achieve these objects and other advantages in accordance with the purpose of the invention, there is provided an order secure payment method including the steps of:
step one, receiving an order payment request of a client, inquiring a corresponding order according to the order payment request, and converting order information of the order into a two-dimensional code containing the order information;
step two, receiving the condition that the two-dimensional code is scanned by the code scanning payment equipment, and judging whether the two-dimensional code belongs to a target merchant;
step three, if the two-dimensional code does not belong to the target merchant, prompting that the identification fails, and continuously repeating the step two; and if the two-dimension code belongs to the target merchant, performing signature verification.
According to a preferred embodiment of the present invention, the secure order payment method further includes the following steps:
step four, further verifying whether the signature verification passes;
step five, if the identification fails, prompting that the identification fails, and continuously repeating the steps two to four; if the current time passes, continuing to perform the following step six;
step six, sending related order information to the code scanning payment equipment to generate an order to be paid;
step seven, obtaining the payment condition of the customer order and determining whether the payment is successful according to the payment condition of the order;
step eight, if the payment is successful, sending a callback notice of the successful payment;
and if the payment is unsuccessful, prompting that the payment is failed, and repeating the sixth step and the seventh step.
According to a preferred embodiment of the present invention, the secure order payment method further includes the following steps:
and step nine, receiving the callback notification, and performing signature verification on the callback notification.
According to a preferred embodiment of the present invention, in the first step, the order information is encrypted before being converted into the two-dimensional code.
According to a preferred embodiment of the present invention, the secure order payment method further includes the following steps:
step ten, further verifying whether the signature verification passes;
step eleven, if not, ending;
and if so, continuously judging whether the order corresponding to the callback notification exists.
According to a preferred embodiment of the present invention, the secure order payment method further includes the following steps:
step twelve, if the order does not exist, ending;
if the order exists, the corresponding order information is continuously modified into the paid order information; and adjusts the page to payment success.
According to a preferred embodiment of the present invention, in the order secure payment method, the two-dimensional code includes information for indicating a merchant to which the two-dimensional code belongs.
Another embodiment of the present invention further includes an order secure payment system comprising:
the order information unit is connected with the client, receives an order payment request of a client, inquires a corresponding order according to the order payment request and converts the order information of the order into a two-dimensional code containing the order information;
and the two-dimension code judging unit is connected with the code scanning payment equipment, receives the condition that the code scanning payment equipment scans the two-dimension code, and judges whether the two-dimension code belongs to a target merchant.
According to a preferred embodiment of the present invention, the order secure payment system further includes:
the signature verification unit is connected with the two-dimensional code judgment unit and used for receiving information about whether the two-dimensional code judgment unit passes signature verification or not, and if the two-dimensional code belongs to a target merchant, the signature verification unit further performs signature verification;
a signature judgment unit connected to the signature verification unit for further verifying whether the signature verification is passed;
and the order generating unit is connected with the signature judging unit, and if the signature passes the verification, the order generating unit sends related order information to the code scanning payment equipment to generate the order to be paid.
The invention at least comprises the following beneficial effects: according to the order safety payment method, when the two-dimensional code is generated, whether the two-dimensional code belongs to the target merchant is judged through the signature in the two-dimensional code, and the data safety is guaranteed by using a signature encryption technology.
Additional advantages, objects, and features of the invention will be set forth in part in the description which follows and in part will become apparent to those having ordinary skill in the art upon examination of the following or may be learned from practice of the invention.
Drawings
Fig. 1 is a schematic diagram of a framework of an order secure payment system in a preferred embodiment of the present invention.
Detailed Description
The present invention is further described in detail below with reference to the attached drawings so that those skilled in the art can implement the invention by referring to the description text.
The following description is presented to disclose the invention so as to enable any person skilled in the art to practice the invention. The preferred embodiments in the following description are given by way of example only, and other obvious variations will occur to those skilled in the art. The basic principles of the invention, as defined in the following description, may be applied to other embodiments, variations, modifications, equivalents, and other technical solutions without departing from the spirit and scope of the invention.
It will be understood by those skilled in the art that in the present disclosure, the terms "longitudinal," "lateral," "upper," "lower," "front," "rear," "left," "right," "vertical," "horizontal," "top," "bottom," "inner," "outer," and the like are used in an orientation or positional relationship indicated in the drawings for ease of description and simplicity of description, and do not indicate or imply that the referenced devices or components must be constructed and operated in a particular orientation and thus are not to be considered limiting.
It is understood that the terms "a" and "an" should be interpreted as meaning that a number of one element or element is one in one embodiment, while a number of other elements is one in another embodiment, and the terms "a" and "an" should not be interpreted as limiting the number.
As shown in fig. 1, a preferred embodiment of the present invention provides another embodiment of the present invention further including a method for secure payment of an order, comprising:
the order information unit is connected with the client, receives an order payment request of a client, inquires a corresponding order according to the order payment request and converts the order information of the order into a two-dimensional code containing the order information;
and the two-dimension code judging unit is connected with a code scanning payment device (the code scanning payment device is the device), receives the condition that the code scanning payment device scans the two-dimension code, and judges whether the two-dimension code belongs to a target merchant.
The signature verification unit is connected with the two-dimensional code judgment unit and used for receiving information about whether the two-dimensional code judgment unit passes signature verification or not, and if the two-dimensional code belongs to a target merchant, the signature verification unit further performs signature verification;
a signature judgment unit connected to the signature verification unit for further verifying whether the signature verification is passed;
and the order generating unit is connected with the signature judging unit, and if the signature passes the verification, the order generating unit sends related order information to the code scanning payment equipment to generate the order to be paid.
The invention also provides an order secure payment method, which comprises the following steps:
step one, receiving an order payment request of a client, inquiring a corresponding order according to the order payment request, and converting order information of the order into a two-dimensional code containing the order information; and encrypting the order information before converting the order information into the two-dimensional code.
Step two, receiving the condition that the two-dimensional code is scanned by the code scanning payment equipment, and judging whether the two-dimensional code belongs to a target merchant;
step three, if the two-dimensional code does not belong to the target merchant, prompting that the identification fails, and continuously repeating the step two; and if the two-dimension code belongs to the target merchant, performing signature verification.
Step four, further verifying whether the signature verification passes;
step five, if the identification fails, prompting that the identification fails, and continuously repeating the steps two to four; if the current time passes, continuing to perform the following step six;
step six, sending related order information to the code scanning payment equipment to generate an order to be paid;
step seven, obtaining the payment condition of the customer order and determining whether the payment is successful according to the payment condition of the order;
step eight, if the payment is successful, sending a callback notice of the successful payment;
and if the payment is unsuccessful, prompting that the payment is failed, and repeating the sixth step and the seventh step.
And step nine, receiving the callback notification, and performing signature verification on the callback notification.
Step ten, further verifying whether the signature verification passes;
step eleven, if not, ending;
and if so, continuously judging whether the order corresponding to the callback notification exists.
Step twelve, if the order does not exist, ending;
if the order exists, the corresponding order information is continuously modified into the paid order information; and adjusts the page to payment success.
When the two-dimensional code is generated, the signature encryption technology which is independently researched and developed is used, so that data is kept secret, and great hidden danger brought to financial security of a company is avoided; and whether the two-dimension code is the target merchant is judged, the two-dimension code information is further ensured to be affiliated to the company, the problems of errors and the like in subsequent payment of orders are avoided, the data security is further ensured, and the financial security of the company is protected.
While embodiments of the invention have been described above, it is not limited to the applications set forth in the description and the embodiments, which are fully applicable in various fields of endeavor to which the invention pertains, and further modifications may readily be made by those skilled in the art, it being understood that the invention is not limited to the details shown and described herein without departing from the general concept defined by the appended claims and their equivalents.
Claims (10)
1. A secure payment method for an order, comprising the steps of:
step one, receiving an order payment request of a client, inquiring a corresponding order according to the order payment request, and converting order information of the order into a two-dimensional code containing the order information;
step two, receiving the condition that the two-dimensional code is scanned by the code scanning payment equipment, and judging whether the two-dimensional code belongs to a target merchant;
step three, if the two-dimensional code does not belong to the target merchant, prompting that the identification fails, and continuously repeating the step two; and if the two-dimension code belongs to the target merchant, performing signature verification.
2. The secure payment method for order according to claim 1, further comprising the steps of:
step four, further verifying whether the signature verification passes;
step five, if the identification fails, prompting that the identification fails, and continuously repeating the steps two to four; if the current time passes, continuing to perform the following step six;
and step six, sending related order information to the code scanning payment equipment to generate an order to be paid.
3. The secure payment method for order according to claim 2, further comprising the steps of:
step seven, obtaining the payment condition of the customer order and determining whether the payment is successful according to the payment condition of the order;
step eight, if the payment is successful, sending a callback notice of the successful payment;
and if the payment is unsuccessful, prompting that the payment is failed, and repeating the sixth step and the seventh step.
4. A secure payment method for an order according to claim 3, further comprising the steps of:
and step nine, receiving the callback notification, and performing signature verification on the callback notification.
5. The secure payment method for order form according to claim 1, wherein in the first step, the order information is encrypted before being converted into the two-dimensional code.
6. The secure payment method for order according to claim 5, further comprising the steps of:
step ten, further verifying whether the signature verification passes;
step eleven, if not, ending;
and if so, continuously judging whether the order corresponding to the callback notification exists.
7. The secure payment method for order according to claim 6, further comprising the steps of:
step twelve, if the order does not exist, ending;
if the order exists, the corresponding order information is continuously modified into the paid order information; and adjusts the page to payment success.
8. The order secure payment method according to claim 1, wherein the two-dimensional code includes information for specifying a merchant to which the two-dimensional code belongs.
9. An order secure payment system, comprising:
the order information unit is connected with the client, receives an order payment request of a client, inquires a corresponding order according to the order payment request and converts the order information of the order into a two-dimensional code containing the order information;
and the two-dimension code judging unit is connected with the code scanning payment equipment, receives the condition that the code scanning payment equipment scans the two-dimension code, and judges whether the two-dimension code belongs to a target merchant.
10. The secure payment for order system of claim 6, further comprising:
the signature verification unit is connected with the two-dimensional code judgment unit and used for receiving information about whether the two-dimensional code judgment unit passes signature verification or not, and if the two-dimensional code belongs to a target merchant, the signature verification unit further performs signature verification;
a signature judgment unit connected to the signature verification unit for further verifying whether the signature verification is passed;
and the order generating unit is connected with the signature judging unit, and if the signature passes the verification, the order generating unit sends related order information to the code scanning payment equipment to generate the order to be paid.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010902197.3A CN112101937A (en) | 2020-09-01 | 2020-09-01 | Order safety payment method and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010902197.3A CN112101937A (en) | 2020-09-01 | 2020-09-01 | Order safety payment method and system |
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| Publication Number | Publication Date |
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| CN112101937A true CN112101937A (en) | 2020-12-18 |
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| CN202010902197.3A Pending CN112101937A (en) | 2020-09-01 | 2020-09-01 | Order safety payment method and system |
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