CN112085587A - Remaining principal distribution method and system based on electrocatalysis - Google Patents
Remaining principal distribution method and system based on electrocatalysis Download PDFInfo
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Abstract
The invention discloses a residual principal distribution method and system based on electrocatalysis, wherein the method comprises the following steps: s1 is used for obtaining the application data and generating overdue data by combining with the third party data; s2 is used for sending the overdue data to a system for payment urging and generating an overdue order; s3 is used for performing electrocatalytic distribution and configuration on overdue orders; s4 is used for distributing the overdue order to a corresponding electrocatalytic queue for catalytic collection. Therefore, the surplus principal allocation method and system based on electrocatalysis provided by the invention divide orders according to different dimensions and then allocate the orders to electrocatalysts in a relatively average mode, which is beneficial to improving the order allocation efficiency and improving the collection efficiency of credit business, thereby accelerating the rate of refund and the speed of refund of credit funds.
Description
Technical Field
The invention relates to the technical field of computer software, in particular to a method and a system for distributing residual principal based on electrocatalysis.
Background
With the longitudinal development of credit business, the method controls the transaction risk of each link in the credit process, improves the asset quality of enterprises, and becomes an urgent target for internet financial enterprises. However, the post-credit collection is an important ring in risk management, and how to improve the collection efficiency of the credit business on the premise of compliance is a difficult problem to be solved in the prior art, and the existing method and system are also difficult to accelerate the rate and speed of the fund withdrawal of the credit funds on line.
Disclosure of Invention
The invention aims to provide an electrocatalytic residual principal distribution method and system.
The invention provides an electrocatalysis-based residual principal distribution method, which comprises the following steps:
s1 is used for obtaining the application data and generating overdue data by combining with the third party data;
s2 is used for sending the overdue data to a system for collection and generating an overdue order;
s3 is used for performing electrocatalytic distribution and configuration on overdue orders;
s4 is used for distributing the overdue order to a corresponding electrocatalytic queue for catalytic collection.
The system for distributing the residual gold wires comprises: the module is used for acquiring the application data and generating overdue data by combining with third-party data; the module is used for sending the overdue data to a system for collection and generating an overdue order; a module for electrocatalytic allocation and configuration of overdue orders; and the module is used for distributing the overdue order to a corresponding electrocatalytic queue for catalytic collection.
The surplus principal allocation method and system based on electrocatalysis provided by the invention divide orders according to different dimensions and then allocate the orders to electrocatalysts in a relatively average mode, which is beneficial to improving the order allocation efficiency and improving the collection efficiency of credit business, thereby accelerating the rate of refund and the speed of refund of credit funds.
Drawings
FIG. 1 is a schematic diagram illustrating a process of an electrocatalytic residual principal distribution method according to an embodiment of the present invention;
FIG. 2 is a schematic diagram illustrating the step of S3 in the method for allocating remaining funds based on electrocatalysis for electrocatalysis allocation and allocation of overdue orders according to the first embodiment of the present invention;
fig. 3 and 4 are schematic diagrams illustrating a step of obtaining application data and generating overdue data by combining third party data in the S1 in the remaining fund distribution method based on electrocatalysis according to the first embodiment of the present invention;
fig. 5 is a schematic diagram illustrating a step of the system of S32 for classifying overdue orders into corresponding customer groups according to dimensions of the overdue orders in the remaining fund distribution method based on electrocatalysis according to the embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Example one
As shown in fig. 1, the remaining principal fund distribution method based on electrocatalysis provided in this embodiment includes the following steps:
s1 is used for obtaining the application data and generating overdue data by combining with the third party data;
s2 is used for sending the overdue data to a system for collection and generating an overdue order;
s3 is used for performing electrocatalytic distribution and configuration on overdue orders;
s4 is used for distributing the overdue order to a corresponding electrocatalytic queue for catalytic collection.
As will be appreciated by those skilled in the art, the electrocatalysis is a telephone based payment. The orders are divided according to different dimensions and then distributed to the electrocatalysis in a relatively average mode, so that the order distribution efficiency is improved, the credit business collection efficiency is improved, and the credit fund refund rate and the credit fund refund speed are accelerated.
As shown in fig. 2, the step of S1, configured to acquire application data and generate overdue data by combining with third-party data, includes:
s11 applicant inputs application data;
the S12 system receives the application data and reads the credit investigation data of the applicant through authorization;
the S13 system combines the application data with the credit data to make an assessment and generate overdue data.
Those skilled in the art will appreciate that the application data includes credit, loans, and other basic information related to the applicant. The offline online service includes an offline physical store applying or inputting application data through a mobile terminal or a computer terminal. The credit investigation data comprises public deposit data, social security payment data, electronic payment historical data, credit historical data, bank account data and the like. The system combines the data information to evaluate the credit evaluation and repayment ability of the applicant and reduce the risk of credit products.
Further, the step of S2 sending the overdue data to a system for collection and generating an overdue order includes:
s21 sending the overdue data to the system;
the S22 system receives the overdue data and generates an overdue order by analysis.
As shown in fig. 3 and 4, the step of S3 for electrically allocating and configuring overdue orders includes:
s31 is used for the system to order the distribution sequence of the collector and output the result;
s32 is used for the system to divide the overdue order into corresponding passenger groups according to the dimensions of the overdue order;
s33 is used for the step of electrocatalytic distribution according to the corresponding order placed by the customer group collection path.
The skilled person can understand that the collection system divides the overdue order into different groups according to different dimensions of the overdue order, namely overdue stage, product type and the like, and then distributes the order to the collectors under the corresponding electrocatalytic receiving queue for collection according to the collection route configuration of the groups and the distribution algorithm configuration of the order in the collection route. Assignment for fallback, non-fallback orders: meanwhile, the orders which are not fallen back in the beginning of the month need to be distributed to the collectors in a relatively average mode after being divided by the dimensions of the fall-back attributes according to the sequence of distributing the collectors in the last queue, and the order distribution efficiency is improved.
Further, the step of S31 for the system to sort the order of the distribution of the receptionists and output the result includes:
s311, forming a code according to the sum of the month and the date of the prompter registered into the system;
s312, ordering the number of the catalytic collector according to the parity of the codes, performing ascending arrangement according to the number of the catalytic collector when the codes are even numbers, performing descending arrangement according to the number of the catalytic collector when the codes are odd numbers, and outputting the ordering result of the catalytic collector.
As can be understood by those skilled in the art, the beginning of the month represents whether the last minute time and the current minute time are the same month, and if so, the month is not the beginning of the month; if not, it is the beginning of the month. The S311 forms a code according to the sum of the month and the date that the prompter is registered in the system, and the code is the month of the current date plus the current number of days, for example, the code 2018/11/05 is 16. At the beginning of each month, because the collector in the month does not bind the collection history, the collector sorts according to the parity of "month + date", namely, the even number is ascending and the odd number is descending, such as: 20180401, number 1,2, 3, 4. The ordering result of the collector is: 4. 3, 2 and 1. Ordering of non-early-month-late-month-: the newly added acquirer is sorted according to the parity of "month + date", such as: 20180402, when the collectors 1,2, 3, 4, 5 are new collectors, the collectors sort the result: 4. 5, 1,2 and 3.
As shown in fig. 5, the step of the system for dividing the overdue order into corresponding passenger groups according to the dimensions of the overdue order in S32 includes:
s321 is a step for dividing the overdue order into a monthly inception order and a non-monthly inception order;
s322 is a step for dividing the non-monthly initial order into a non-monthly initial non-fallback order and a non-monthly initial fallback order;
s323 a step for performing electrocatalytic distribution of the monthly initial order, a step for performing electrocatalytic distribution of the non-monthly initial non-fallback order, and a step for performing electrocatalytic distribution of the non-monthly initial fallback order.
As will be understood by those skilled in the art, the monthly initial order is indicated as whether the last minute time and the current minute time are the same month, and if so, the monthly initial order is a non-monthly initial order; if not, the order is the first month order. The monthly initial order is whether the last case distribution time and the current case distribution time are the same month, if so, the monthly initial order is a non-monthly initial order; if not, the order is the first month order. The non-fallback order represents an order with unreduced number of days of expiration, such as 27/04 in 2018, and 123456 as 7 days of expiration; 28/04/2018, the number of overdue days for the order 123456 is 7, with no reduction in the number of overdue days.
Further, the step for electrocatalytic allocation of the monthly order comprises:
s32311, arranging the overdue orders in a descending order according to the residual principal and outputting the ordered order numbers;
s32312, arranging the number of the collector by parity according to the step that the system sorts the numbers of the collectors and outputs the result of S31, and outputting the number of the sorted collectors;
s32313 the sorted overdue orders are distributed to the collectors electrically and catalytically according to a first distribution formula, and distribution results are output.
As will be understood by those skilled in the art, the remaining principal is the principal remaining in the overdue bill that remains unreported. The mirror image residual principal is the residual principal which is already allocated to the order in the acquirer. The first distribution mode is an ABCCBA snake-shaped distribution mode, namely relatively even distribution is achieved according to the total amount of the residual principal and the mirror image residual principal, and the efficiency and fairness of the collector are improved. During distribution, the first distribution sequence of the collector is A, B, C, the second distribution sequence is C, B, A, the third distribution sequence is A, B, C, the fourth distribution sequence is C, B, A, and the like, so that the fairness of the collector for receiving tasks is guaranteed. Meanwhile, when the order with the serial number and the sequence of the head and the tail is distributed to the A acquirer, the B acquirer is distributed to the head and the tail orders except the order distributed to the A acquirer, the head and the tail orders of the rest sequencing orders, the C acquirer is distributed to all the head and the tail orders except the A, B acquirer, the head and the tail orders of the rest sequencing orders, and the like, relatively even distribution is achieved according to the total amount of the rest principal and the mirror image rest principal.
Further, the means for electrocatalytic allocation of non-early monthly non-fallback orders comprises:
s32321, arranging the overdue orders in a descending order according to the non-fallback attributes and the residual principal and outputting the ordered order numbers;
s32322, arranging in ascending order according to the total sum of the residual principal of the mirror image of the bound order and outputting the ordered number of the collector;
s32323 electrically and catalytically distributing the sorted overdue orders to a collector according to a first distribution formula and outputting a distribution result.
As will be understood by those skilled in the art, the remaining principal is the principal remaining in the overdue bill that remains unreported. The mirror image residual principal is the residual principal which is already allocated to the order in the acquirer. The step of S32322 performing ascending sort according to the total amount of the mirror image remaining principal of the bound order and outputting the sorted number of the collectors is represented by performing ascending sort on the collectors according to the total amount of the mirror image remaining principal of the non-fallback attribute of the bound order, then removing collectors that have left the job and are not in the current queue, finally arranging the collectors that have not bound the non-fallback attribute order in front (the collectors that have not bound the non-fallback attribute include collectors newly added in the current queue, and these collectors are sorted according to the parity), and finally outputting the number of the sorted collectors. The first distribution mode is an ABCCBA snake-shaped distribution mode, namely relatively even distribution is achieved according to the total amount of the residual principal and the mirror image residual principal, and the efficiency and fairness of the collector are improved. During distribution, the first distribution sequence of the collector is A, B, C, the second distribution sequence is C, B, A, the third distribution sequence is A, B, C, the fourth distribution sequence is C, B, A, and the like, so that the fairness of the collector for receiving tasks is guaranteed. Meanwhile, when the order with the serial number and the sequence of the head and the tail is distributed to the A acquirer, the B acquirer is distributed to the head and the tail orders except the order distributed to the A acquirer, the head and the tail orders of the rest sequencing orders, the C acquirer is distributed to all the head and the tail orders except the A, B acquirer, the head and the tail orders of the rest sequencing orders, and the like, relatively even distribution is achieved according to the total amount of the rest principal and the mirror image rest principal.
Further, the means for electro-catalytically allocating non-monthly fallback orders comprises:
s32331, arranging the overdue orders in a descending order according to the fallback attributes and the residual principal and outputting the ordered order numbers;
s32332, arranging the mirror image residual principal sum of the bound order in an ascending order and outputting the ordered number of the collector;
s32333 electrically and catalytically distributes the sorted overdue orders to a collector according to a first distribution formula and outputs a distribution result.
As will be understood by those skilled in the art, the remaining principal is the principal remaining in the overdue bill that remains unreported. The mirror image residual principal is the residual principal which is already allocated to the order in the acquirer. The step of S32332 sorting the total amount of the mirror image remaining principal of the bound order in an ascending order and outputting the sorted number of the collectors is represented by sorting the collectors in an ascending order according to the total amount of the mirror image remaining principal of the non-fallback attribute of the bound order, removing collectors that have left the job and are not in the current queue, and finally arranging the collectors that have not bound the non-fallback attribute order in the forefront (the collectors that have not bound the non-fallback attribute include collectors newly added to the current queue in the current day, and these collectors are sorted according to the parity), and finally outputting the sorted numbers of the collectors. The first distribution mode is an ABCCBA snake-shaped distribution mode, namely relatively even distribution is achieved according to the total amount of the residual principal and the mirror image residual principal, and the efficiency and fairness of the collector are improved. In this embodiment, taking the sequence of the fall back orders as an example: when the order format: the business number | residual principal | fallback (1-fallback 0-no fallback), the corresponding parameters are 1|500|1, 2|400|1, 3|600|1, 4|800|1, 5|900|1, 6|100|1, and the order numbers are 5, 4, 3, 1,2, 6 after being sorted; at this point, the non-fallback orders are ranked the same as the fallback orders. When the format of the prompter: the number | of the collector is mirrored with the residual principal | falling (1-falling 0-not falling), and the corresponding parameters are 1|100|1,1|120| 1; 2|200|1,2|50| 1; 3|100|1,3|500| 1; the numbers of the sorted gathering hasers are 1,2 and 3. Ordering according to the order format and the format of the acquirer, wherein the result after order distribution is that the acquirer 1: order 5, order 6; and (3) urging the collector 2: order 4, order 2; a collector 3: order 3, order 1.
Further, the step of S4 allocating the order to the corresponding electrocatalytic queue for catalytic harvesting includes:
s41 is used for the step of system dynamic adding or modifying configuration.
Further, the step of S41 for the system to dynamically add or modify the configuration includes:
s411, allocating the collection urging path of the passenger group;
s412 configures the corresponding electro-catalytic queue in the catalytic receiving path.
Those skilled in the art will appreciate that the system provides a corresponding configuration platform, and configurations can be dynamically added or modified as needed. The editing of the guest groups can be realized by increasing or decreasing different conditions in the screening rule, such as simulation grouping according to conditions of overdue stages, product types and the like.
Example two
The remaining principal distribution system based on electrocatalysis provided by the embodiment comprises: the module is used for acquiring the application data and generating overdue data by combining with third-party data; the module is used for sending the overdue data to a system for payment urging and generating an overdue order; a module for electrocatalytic allocation and configuration of overdue orders; and the module is used for distributing the overdue order to a corresponding electrocatalytic queue for catalytic collection.
As will be appreciated by those skilled in the art, the electrocatalysis is a telephone based payment. The orders are divided according to different dimensions and then distributed to the electrocatalysis in a relatively average mode, so that the order distribution efficiency is improved, the credit business collection efficiency is improved, and the credit fund refund rate and the credit fund refund speed are accelerated.
Further, the module for acquiring application data and generating overdue data by combining third-party data includes:
a submodule for the applicant to input application data;
a submodule for the system to receive the application data and read the credit investigation data of the applicant by authorization;
and the submodule is used for the system to combine the application data and the credit investigation data to make judgment and generate overdue data.
Those skilled in the art will appreciate that the application data includes credit, loans, and other basic information related to the applicant. The offline online service includes an offline physical store applying or inputting application data through a mobile terminal or a computer terminal. The credit investigation data comprises public deposit data, social security payment data, electronic payment historical data, credit historical data, bank account data and the like. The system combines the data information to evaluate the credit evaluation and repayment ability of the applicant and reduce the risk of credit products.
Further, the module for sending the overdue data to a system for payment urging and generating an overdue order comprises:
a sub-module for sending the overdue data to the system;
a submodule for the system to receive the overdue data and generate an overdue order by analysis.
Further, the means for electrocatalytic allocation and configuration of overdue orders comprises:
a submodule used for the system to sort the numbers of the collectors and output the result;
a submodule for the system to divide the overdue order into corresponding passenger groups according to the dimensions of the overdue order;
and the submodule is used for performing electro-catalytic distribution according to the corresponding order placed by the customer group collection path.
The skilled person can understand that the collection system divides the overdue order into different groups according to different dimensions of the overdue order, namely overdue stage, product type and the like, and then distributes the order to the collectors under the corresponding electrocatalytic receiving queue for collection according to the collection route configuration of the groups and the distribution algorithm configuration of the order in the collection route. Assignment for fallback, non-fallback orders: meanwhile, the orders which are not fallen back in the beginning of the month need to be distributed to the collectors in a relatively average mode after being divided by the dimensions of the fall-back attributes according to the sequence of distributing the collectors in the last queue, and the order distribution efficiency is improved.
Further, the sub-modules for the system to sort the numbers of the collector and output the result comprise:
a unit for forming a code according to the sum of the month and the date of the prompter registered into the system;
and the unit is used for sequencing the numbers of the collectors according to the parity of the codes, performing ascending arrangement according to the numbers of the collectors when the codes are even numbers, performing descending arrangement according to the numbers of the collectors when the codes are odd numbers, and outputting sequencing results of the collectors. .
As can be understood by those skilled in the art, the beginning of the month represents whether the last minute time and the current minute time are the same month, and if so, the month is not the beginning of the month; if not, it is the beginning of the month. The S311 forms a code according to the sum of the month and the date that the prompter is registered in the system, and the code is the month of the current date plus the current number of days, for example, the code 2018/11/05 is 16. At the beginning of each month, because the collector in the month does not bind the collection history, the collector sorts according to the parity of "month + date", namely, the even number is ascending and the odd number is descending, such as: 20180401, number 1,2, 3, 4. The ordering result of the collector is: 4. 3, 2 and 1. Ordering of non-early-month-late-month-: the newly added acquirer is sorted according to the parity of "month + date", such as: 20180402, when the collectors 1,2, 3, 4, 5 are new collectors, the collectors sort the result: 4. 5, 1,2 and 3.
Further, the sub-modules for the system to partition the overdue order into corresponding customer groups according to the dimensions of the overdue order include:
means for dividing the overdue order into a monthly inception order and a non-monthly inception order;
means for dividing the non-monthly initial order into a non-monthly initial non-fallback order and a non-monthly initial fallback order;
the system comprises a unit for carrying out electrocatalytic distribution on the monthly initial order, a unit for carrying out electrocatalytic distribution on the non-monthly initial non-fallback order and a unit for carrying out electrocatalytic distribution on the non-monthly initial fallback order.
As will be understood by those skilled in the art, the monthly initial order is indicated as whether the last minute time and the current minute time are the same month, and if so, the monthly initial order is a non-monthly initial order; if not, the order is the first month order. The monthly initial order is whether the last case distribution time and the current case distribution time are the same month, if so, the monthly initial order is a non-monthly initial order; if not, the order is the first month order. The non-fallback order represents an order with unreduced number of days of expiration, such as 27/04 in 2018, and 123456 as 7 days of expiration; 28/04/2018, the number of overdue days for the order 123456 is 7, with no reduction in the number of overdue days.
Further, the means for electrocatalytic allocation of the monthly order comprises:
the sub-units are used for carrying out descending arrangement on the overdue orders according to the remaining principal and outputting the ordered order numbers;
the subunit is used for carrying out odd-even arrangement on the number of the collector and outputting the number of the sorted collector according to the submodule used for the system to sort the number of the collector and output the result;
and electrically and catalytically distributing the sorted overdue orders to a subunit for prompting a receiver and outputting a distribution result according to a first distribution formula.
As will be understood by those skilled in the art, the remaining principal is the principal remaining in the overdue bill that remains unreported. The mirror image residual principal is the residual principal which is already allocated to the order in the acquirer. The first distribution mode is an ABCCBA snake-shaped distribution mode, namely relatively even distribution is achieved according to the total amount of the residual principal and the mirror image residual principal, and the efficiency and fairness of the collector are improved. During distribution, the first distribution sequence of the collector is A, B, C, the second distribution sequence is C, B, A, the third distribution sequence is A, B, C, the fourth distribution sequence is C, B, A, and the like, so that the fairness of the collector for receiving tasks is guaranteed. Meanwhile, when the order with the serial number and the sequence of the head and the tail is distributed to the A acquirer, the B acquirer is distributed to the head and the tail orders except the order distributed to the A acquirer, the head and the tail orders of the rest sequencing orders, the C acquirer is distributed to all the head and the tail orders except the A, B acquirer, the head and the tail orders of the rest sequencing orders, and the like, relatively even distribution is achieved according to the total amount of the rest principal and the mirror image rest principal.
Further, the means for electrocatalytic allocation of non-early monthly non-fallback orders comprises:
a subunit for arranging the overdue orders in descending order according to the non-fallback attributes and the residual principal and outputting the ordered order numbers;
a subunit for performing ascending arrangement according to the total amount of the mirror image residual principal of the bound order and outputting the ordered number of the collector;
and electrically and catalytically distributing the sorted overdue orders to a subunit for prompting a receiver and outputting a distribution result according to a first distribution formula.
As will be understood by those skilled in the art, the remaining principal is the principal remaining in the overdue bill that remains unreported. The mirror image residual principal is the residual principal which is already allocated to the order in the acquirer. The sub-unit which performs ascending arrangement according to the total amount of the mirror image residual principal of the bound order and outputs the ordered number of the collectors is represented as that the collectors are sequentially arranged according to the total amount of the mirror image residual principal of the non-fallback attribute of the bound order, collectors which are out of position and not under the current queue are removed, finally the collectors which are not bound with the non-fallback attribute order are arranged at the top, the collectors which are not bound with the non-fallback attribute include collectors newly added in the current queue, the collectors are ordered according to the parity, and the numbers of the collectors after ordering are output. The first distribution mode is an ABCCBA snake-shaped distribution mode, namely relatively even distribution is achieved according to the total amount of the residual principal and the mirror image residual principal, and the efficiency and fairness of the collector are improved. During distribution, the first distribution sequence of the collector is A, B, C, the second distribution sequence is C, B, A, the third distribution sequence is A, B, C, the fourth distribution sequence is C, B, A, and the like, so that the fairness of the collector for receiving tasks is guaranteed. Meanwhile, when the order with the serial number and the sequence of the head and the tail is distributed to the A acquirer, the B acquirer is distributed to the head and the tail orders except the order distributed to the A acquirer, the head and the tail orders of the rest sequencing orders, the C acquirer is distributed to all the head and the tail orders except the A, B acquirer, the head and the tail orders of the rest sequencing orders, and the like, relatively even distribution is achieved according to the total amount of the rest principal and the mirror image rest principal.
Further, the means for electro-catalytically allocating non-monthly fallback orders comprises:
a subunit for arranging the overdue orders in descending order according to the fallback attributes and the residual principal and outputting the ordered order numbers;
a subunit for performing ascending arrangement according to the total amount of the mirror image residual principal of the bound order and outputting the ordered number of the collector;
and electrically and catalytically distributing the sorted overdue orders to a subunit for prompting a receiver and outputting a distribution result according to a first distribution formula.
As will be understood by those skilled in the art, the remaining principal is the principal remaining in the overdue bill that remains unreported. The mirror image residual principal is the residual principal which is already allocated to the order in the acquirer. The sub-unit which performs ascending arrangement according to the total amount of the mirror image residual principal of the bound order and outputs the ordered number of the collectors is represented as that the collectors are sequentially arranged according to the total amount of the mirror image residual principal of the non-fallback attribute of the bound order, collectors which are out of position and not under the current queue are removed, finally the collectors which are not bound with the non-fallback attribute order are arranged at the top, the collectors which are not bound with the non-fallback attribute include collectors newly added in the current queue, the collectors are ordered according to the parity, and the numbers of the collectors after ordering are output. The first distribution mode is an ABCCBA snake-shaped distribution mode, namely relatively even distribution is achieved according to the total amount of the residual principal and the mirror image residual principal, and the efficiency and fairness of the collector are improved. In this embodiment, taking the sequence of the fall back orders as an example: when the order format: the business number | residual principal | fallback (1-fallback 0-no fallback), the corresponding parameters are 1|500|1, 2|400|1, 3|600|1, 4|800|1, 5|900|1, 6|100|1, and the order numbers are 5, 4, 3, 1,2, 6 after being sorted; at this point, the non-fallback orders are ranked the same as the fallback orders. When the format of the prompter: the number | of the collector is mirrored with the residual principal | falling (1-falling 0-not falling), and the corresponding parameters are 1|100|1,1|120| 1; 2|200|1,2|50| 1; 3|100|1,3|500| 1; the numbers of the sorted gathering hasers are 1,2 and 3. Ordering according to the order format and the format of the acquirer, wherein the result after order distribution is that the acquirer 1: order 5, order 6; and (3) urging the collector 2: order 4, order 2; a collector 3: order 3, order 1.
Further, the module for allocating the order to the corresponding electrocatalytic queue for catalytic harvesting comprises:
and the submodule is used for dynamically adding or modifying the configuration of the system.
Further, the sub-module for dynamically adding or modifying the configuration of the system includes:
a unit for configuring an urging route of the guest group;
and the unit is used for configuring the corresponding electro-catalytic queue under the catalytic receiving path.
Those skilled in the art will appreciate that the system provides a corresponding configuration platform, and configurations can be dynamically added or modified as needed. The editing of the guest groups can be realized by increasing or decreasing different conditions in the screening rule, such as simulation grouping according to conditions of overdue stages, product types and the like.
Finally, it should be noted that: the above examples are only intended to illustrate the technical solution of the present invention, but not to limit it; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.
Claims (22)
1. The method for distributing the residual principal gold based on electrocatalysis is characterized by comprising the following steps:
s1 is used for obtaining the application data and generating overdue data by combining with the third party data;
s2 is used for sending the overdue data to a system for collection and generating an overdue order;
s3 is used for performing electrocatalytic distribution and configuration on overdue orders;
s4 is used for distributing the overdue order to a corresponding electrocatalytic queue for catalytic collection.
2. The electrocatalytic residual principal distribution method as set forth in claim 1, wherein the step of S1 for obtaining application data and generating overdue data in combination with third party data comprises:
s11 applicant inputs application data;
the S12 system receives the application data and reads the credit investigation data of the applicant through authorization;
the S13 system combines the application data with the credit data to make an assessment and generate overdue data.
3. The method for dispensing remaining funds based on electrocatalysis of claim 2, wherein the step of S2 for sending the overdue data to a system for hastening and generating an overdue order includes:
s21 sending the overdue data to the system;
the S22 system receives the overdue data and generates an overdue order by analysis.
4. The method of claim 3, wherein the step of S3 for electrocatalytic allocation and configuration of overdue orders comprises:
s31 is used for the system to order the number of the collector and output the result;
s32 is used for the system to divide the overdue order into corresponding passenger groups according to the dimensions of the overdue order;
s33 is used for the step of electrocatalytic distribution according to the corresponding order placed by the customer group collection path.
5. The method for distributing remaining principal based on electrocatalysis as claimed in claim 4, wherein the step of S31 for the system to sequence number of the collector and output the result includes:
s311, forming a code according to the sum of the month and the date of the prompter registered into the system;
s312, ordering the number of the catalytic collector according to the parity of the codes, performing ascending arrangement according to the number of the catalytic collector when the codes are even numbers, performing descending arrangement according to the number of the catalytic collector when the codes are odd numbers, and outputting the ordering result of the catalytic collector.
6. The method of claim 5, wherein the step of S32 for the system to classify overdue orders into different corresponding groups according to their dimensions comprises:
s321 is a step for dividing the overdue order into a monthly inception order and a non-monthly inception order;
s322 is a step for dividing the non-monthly initial order into a non-monthly initial non-fallback order and a non-monthly initial fallback order;
s323 a step for performing electrocatalytic distribution of the monthly initial order, a step for performing electrocatalytic distribution of the non-monthly initial non-fallback order, and a step for performing electrocatalytic distribution of the non-monthly initial fallback order.
7. The method of claim 6 wherein the step of dispensing the monthly subscription electro-catalytically comprises:
s32311, arranging the overdue orders in a descending order according to the residual principal and outputting the ordered order numbers;
s32312, arranging the number of the collector by parity according to the step that the system sorts the numbers of the collectors and outputs the result of S31, and outputting the number of the sorted collectors;
s32313 the sorted overdue orders are distributed to the collectors electrically and catalytically according to a first distribution formula, and distribution results are output.
8. The method of claim 6 wherein the step of electrocatalytically dispensing non-monthly non-fallback orders comprises:
s32321, arranging the non-fallback overdue orders in a descending order according to the non-fallback attributes and the residual principal and outputting the ordered order numbers;
s32322, arranging in ascending order according to the total sum of the residual principal of the mirror image of the bound order and outputting the ordered number of the collector;
s32323 electrically and catalytically distributing the sorted overdue orders to a collector according to a first distribution formula and outputting a distribution result.
9. The method of claim 6 wherein the step of electrocatalytic dispensing of non-monthly fallback orders comprises:
s32331, arranging the fallen overdue orders in a descending order according to the fallen attributes and the residual principal and outputting the ordered order numbers;
s32332, arranging the mirror image residual principal sum of the bound order in an ascending order and outputting the ordered number of the collector;
s32333 electrically and catalytically distributes the sorted overdue orders to a collector according to a first distribution formula and outputs a distribution result.
10. The method for distributing remaining principal based on electrocatalytic therapy as claimed in any one of claims 1 to 9, wherein said step of S4 for distributing the order to the corresponding electrocatalytic queue for catalytic recovery comprises:
s41 is used for the step of system dynamic adding or modifying configuration.
11. The method for remaining funds allocation based on electro-catalysis of claim 10, wherein the step of S41 for system dynamic addition or modification of configuration comprises:
s411, allocating the collection urging path of the passenger group;
s412 configures the corresponding electro-catalytic queue in the catalytic receiving path.
12. An electrocatalytic residual principal distribution system comprising:
the module is used for acquiring the application data and generating overdue data by combining with third-party data;
the module is used for sending the overdue data to a system for collection and generating an overdue order;
a module for electrocatalytic allocation and configuration of overdue orders;
and the module is used for distributing the overdue order to a corresponding electrocatalytic queue for catalytic collection.
13. The electrocatalytic residual principal distribution system of claim 12, wherein the means for obtaining application data and generating overdue data in conjunction with third party data comprises:
a submodule for the applicant to input application data;
a submodule for the system to receive the application data and read the credit investigation data of the applicant by authorization;
and the submodule is used for the system to combine the application data and the credit investigation data to make judgment and generate overdue data.
14. The system of claim 13 wherein the means for sending the overdue data to a system for collection and generating an overdue order comprises:
a sub-module for sending the overdue data to the system;
a submodule for the system to receive the overdue data and generate an overdue order by analysis.
15. The system of claim 14, wherein the means for electrocatalytically dispensing and configuring overdue orders comprises:
a submodule used for the system to sort the numbers of the collectors and output the result;
a submodule for the system to divide the overdue order into corresponding passenger groups according to the dimensions of the overdue order;
and the submodule is used for performing electro-catalytic distribution according to the corresponding order placed by the customer group collection path.
16. The system of claim 15, wherein the sub-module for the system to rank the number of earners and output the result comprises:
a unit for forming a code according to the sum of the month and the date of the prompter registered into the system;
the system is used for sequencing the numbers of the catalytic acceptors according to the parity of the codes, performing ascending sequencing according to the numbers of the catalytic acceptors when the codes are even numbers, performing descending sequencing according to the numbers of the catalytic acceptors when the codes are odd numbers, and outputting sequencing results of the catalytic acceptors.
17. The system of claim 16, wherein the sub-module for the system to partition the overdue order into different respective groups according to dimensions of the overdue order comprises:
means for dividing the overdue order into a monthly inception order and a non-monthly inception order;
means for dividing the non-monthly initial order into a non-monthly initial non-fallback order and a non-monthly initial fallback order;
the system comprises a unit for carrying out electrocatalytic distribution on the monthly initial order, a unit for carrying out electrocatalytic distribution on the non-monthly initial non-fallback order and a unit for carrying out electrocatalytic distribution on the non-monthly initial fallback order.
18. The system of claim 17, wherein the means for electrocatalytically dispensing a monthly subscription order comprises:
the sub-units are used for carrying out descending arrangement on the overdue orders according to the remaining principal and outputting the ordered order numbers;
the subunit is used for carrying out odd-even arrangement on the number of the collector and outputting the number of the sorted collector according to the submodule used for the system to sort the number of the collector and output the result;
and electrically and catalytically distributing the sorted overdue orders to a subunit for prompting a receiver and outputting a distribution result according to a first distribution formula.
19. The system of claim 17 wherein the means for electrocatalytically dispensing non-monthly non-fallback orders comprises:
a subunit for arranging the overdue orders in descending order according to the non-fallback attributes and the residual principal and outputting the ordered order numbers;
a subunit for performing ascending arrangement according to the total amount of the mirror image residual principal of the bound order and outputting the ordered number of the collector;
and electrically and catalytically distributing the sorted overdue orders to a subunit for prompting a receiver and outputting a distribution result according to a first distribution formula.
20. The system of claim 17 wherein the means for electrocatalytically dispensing non-monthly balance funds comprises:
a subunit for arranging the overdue orders in descending order according to the fallback attributes and the residual principal and outputting the ordered order numbers;
a subunit for performing ascending arrangement according to the total amount of the mirror image residual principal of the bound order and outputting the ordered number of the collector;
and electrically and catalytically distributing the sorted overdue orders to a subunit for prompting a receiver and outputting a distribution result according to a first distribution formula.
21. The system according to any one of claims 12 to 20 wherein the means for allocating orders to corresponding electrocatalytic queues for collection comprises:
and the submodule is used for dynamically adding or modifying the configuration of the system.
22. The electro-catalytic based residual principal distribution system of claim 21, wherein the sub-module for system dynamic addition or modification of configuration comprises:
a unit for configuring an urging route of the guest group;
and the unit is used for configuring the corresponding electro-catalytic queue under the catalytic receiving path.
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| CN202010805282.8A CN112085587A (en) | 2020-08-12 | 2020-08-12 | Remaining principal distribution method and system based on electrocatalysis |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN112700223A (en) * | 2021-01-04 | 2021-04-23 | 深圳市恒鑫科技服务有限公司 | Intelligent scheduling method for priority of collection-promoting tasks of collection-promoting system |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN112700223A (en) * | 2021-01-04 | 2021-04-23 | 深圳市恒鑫科技服务有限公司 | Intelligent scheduling method for priority of collection-promoting tasks of collection-promoting system |
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