CN112070507A - Combined payment verification method, device and system - Google Patents
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- G06Q20/38—Payment protocols; Details thereof
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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Abstract
The invention discloses a joint payment verification method, a device and a system, wherein the method comprises the following steps: receiving a payment request; obtaining a plurality of parameters related to a payment device; obtaining the sequence of the parameters according to preset weight values; selecting one or more verification modes corresponding to the parameters as verification combinations according to the sorting; and generating a verification command according to the verification combination to verify the identity of the user. By the method, the safety and convenience of payment are improved, and particularly the payment experience in a vehicle-mounted environment is improved.
Description
Technical Field
The embodiment of the invention relates to the technical field of mobile payment, in particular to a joint payment verification method, a device and a system.
Background
The mobile payment means that the mobile client utilizes electronic products such as a mobile phone and the like to carry out electronic money payment, the mobile payment effectively combines the internet, terminal equipment and a financial institution to form a novel payment system, and the mobile payment not only can carry out money payment, but also can pay telephone charges, gas, water and electricity and other living charges. Mobile payment has opened a new way of payment, making electronic money popular.
The security and the convenience are two major technical problems faced by the mobile payment technology, generally, the security means a more complex payment and verification process, and the convenience means less input information and steps, so that a contradiction exists between the two targets, and how to better consider the security and the convenience of the mobile payment is a technical problem faced in the field. In addition, the vehicle-mounted environment also becomes an important scene of mobile payment, and how to overcome factors such as light, noise and the like in a high-speed mobile environment to realize safe, quick and reliable payment can also be a problem to be solved urgently.
Disclosure of Invention
Aiming at the problems in the prior art, the invention provides a joint payment verification method, a device and a system.
The invention provides a joint payment verification method, which comprises the following steps: receiving a payment request; obtaining a plurality of parameters related to a payment device; obtaining the sequence of the parameters according to preset weight values; selecting one or more verification modes corresponding to the parameters as verification combinations according to the sorting; and generating a verification command according to the verification combination to verify the identity of the user.
Further, after the user identity is verified according to the verification combination, the method further comprises the step of automatically switching to other verification modes if the verification fails, wherein the other verification modes are other verification modes in the verification combination, or a default verification mode, or one or more verification modes corresponding to other parameters except the preferred parameter.
The method comprises the following steps of acquiring a plurality of parameters related to the payment equipment: generating verification information according to the payment request; and triggering a plurality of associated devices to obtain the parameters according to the verification information.
Preferably, the parameters include one or more of light brightness, noise decibels, moving speed, position and temperature.
Preferably, the plurality of associated devices are components in the payment device or other devices in communication with the payment device.
Preferably, the verification mode comprises one or more of voiceprint verification, iris verification, face verification, password verification, track verification, fingerprint verification and others verification.
Further, the selecting one or more verification modes corresponding to the parameters as verification combinations according to the sorting specifically includes: setting the corresponding relation between the parameters and the verification modes, determining the parameters in the first n bits as preferred parameters, and selecting one or more verification modes corresponding to the preferred parameters as verification combinations, wherein n is a natural number.
Further, the step of generating a verification command according to the verification combination to verify the user identity specifically includes: determining one or more joint verification devices according to a verification mode, establishing a secure connection with the one or more joint verification devices, generating one or more verification commands, sending the one or more verification commands to the one or more joint verification devices, receiving a verification success message returned by the joint verification devices, and generating a payment instruction according to the verification success message.
Preferably, the joint verification device comprises a face recognition device and/or a voice recognition device and/or a fingerprint recognition device in the vehicle machine.
Preferably, the payment device automatically identifies an adjacent joint verification device and establishes a secure communication connection with the joint verification device.
The invention also provides a joint payment verification device, comprising: the payment request receiving module is used for receiving a payment request; a parameter acquisition module for acquiring a plurality of parameters related to the payment device; the parameter sorting module is used for obtaining the sorting of the plurality of parameters according to the preset weight values; a verification combination determining module, configured to select one or more verification manners corresponding to the parameters as a verification combination according to the sorting; and the verification command generation module is used for generating a verification command according to the verification combination to verify the identity of the user.
Further, the device further comprises a verification mode switching module, configured to automatically switch to another verification mode if the verification fails, where the other verification mode is another verification mode in the verification combination, or a default verification mode, or one or more verification modes corresponding to other parameters except the preferred parameter.
The payment system comprises a parameter acquisition module, a payment processing module and a payment processing module, wherein the parameter acquisition module is specifically used for generating verification information according to a payment request; and triggering a plurality of associated devices to obtain the parameters according to the verification information.
Preferably, the parameters include one or more of light brightness, noise decibels, moving speed, position and temperature.
Preferably, the plurality of associated devices are components in the payment device or other devices in communication with the payment device.
Preferably, the verification mode comprises one or more of voiceprint verification, iris verification, face verification, password verification, track verification, fingerprint verification and others verification.
Further, the verification combination determining module is specifically configured to set a correspondence between parameters and verification manners, determine a parameter ranked in the top n bits as a preferred parameter, and select one or more verification manners corresponding to the preferred parameter as a verification combination, where n is a natural number.
Further, the verification command generating module further includes a joint verification module, configured to determine one or more joint verification devices according to a verification manner, establish a secure connection with the one or more joint verification devices, generate one or more verification commands, send the one or more verification commands to the one or more joint verification devices, receive a verification success message returned by the joint verification devices, and generate a payment instruction according to the verification success message.
Preferably, the joint verification device comprises a face recognition device and/or a voice recognition device and/or a fingerprint recognition device in the vehicle machine. Preferably, the payment device automatically identifies an adjacent joint verification device and establishes a secure communication connection with the joint verification device.
The invention also provides a joint payment verification method, which comprises the following steps: the joint payment verification device receives a payment request through a payment device; the combined payment verification device determines and sends a parameter acquisition message to the associated equipment; the associated equipment acquires a plurality of parameters related to the information perception and payment equipment according to the parameters; the association equipment sends the parameters to the joint payment verification device; the combined payment verification device receives the parameters and obtains the sequence of the parameters according to preset weight values; the joint payment verification device selects one or more verification modes corresponding to the parameters as verification combinations according to the sorting; the combined payment verification device determines one or more combined verification devices according to the verification combination, establishes safe connection with the one or more combined verification devices, generates a verification command according to the verification combination and sends the verification command to the corresponding one or more combined verification devices; the joint verification equipment verifies the user identity according to the verification command, if the verification is passed, a verification success message is returned to the joint payment verification device side, and if the verification is failed, a verification failure message is returned to the joint payment verification device side; and the combined payment verification device generates a payment command according to the verification success message and sends the payment command to the payment equipment to complete the payment, and the combined payment verification device also generates a new verification command according to the verification failure message and calls other combined verification equipment to complete the verification.
The invention also provides a joint payment verification system, which comprises the joint payment verification device, the payment equipment and the associated equipment; the payment equipment is used for sending a payment request to the joint payment verification device and receiving a payment instruction sent by the joint payment verification device to complete payment; the association device is used for sensing a plurality of parameters related to the payment device and sending the parameters to the joint payment verification device.
Further, the combined payment verification system further comprises one or more combined verification devices, the one or more combined verification devices are in safe connection with the combined payment verification device, the combined verification device starts a function corresponding to the verification mode to complete verification, and if verification is passed, a verification success message is returned to the combined payment verification device.
The invention also provides a joint payment verification apparatus comprising a processor and a memory having stored therein a computer program executable on the processor, the computer program, when executed by the processor, implementing a method as set forth above.
The invention also provides a computer-readable storage medium, characterized in that a computer program is stored in the computer-readable storage medium, which computer program is executable on a processor, and when executed implements the method as described above.
According to the combined payment verification method, the device and the system, the environment where the user payment equipment is located is analyzed, the optimized parameters are obtained according to the preset weight, one or more verification modes corresponding to the optimized parameters are further obtained, the most suitable verification mode can be intelligently selected for verification, and convenience and safety of mobile payment are improved. The combined payment verification method can also establish safe connection with one or more combined verification devices, and call the one or more combined verification devices to verify the identity of the user, so that the payment problem of the payment device in a special payment environment is solved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and those skilled in the art can also obtain other drawings according to the drawings without creative efforts.
FIG. 1 is a flow diagram of a method for joint payment verification in one embodiment of the invention.
FIG. 2 is a block diagram of a joint payment verification system in one embodiment of the invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention more apparent, embodiments of the present invention will be described in detail with reference to the accompanying drawings. The embodiments and specific features of the embodiments of the present invention are detailed descriptions of technical solutions of the embodiments of the present invention, and are not limited to technical solutions of the present invention, and the technical features of the embodiments and the embodiments of the present invention may be combined with each other without conflict.
Example one
The invention provides a joint payment verification method, as shown in fig. 1, the method comprises the following steps: the method comprises the following steps: receiving a payment request; obtaining a plurality of parameters related to a payment device; obtaining the sequence of the parameters according to preset weight values; selecting one or more verification modes corresponding to the parameters as verification combinations according to the sorting; and generating a verification command according to the verification combination to verify the identity of the user.
When a user needs to pay, the payment equipment generates a payment request, and after the payment request is received, a verification mode needs to be provided to verify user information so as to ensure the safety of user payment. At this time, the user may be in various environments, for example, the user may pay an order in a vehicle driving at night, the user generates a payment request on a mobile phone, the payment device at this time is a mobile phone, the associated device thereof is a car machine, and parameters such as ambient brightness, ambient noise, and driving speed related to the mobile phone are obtained, wherein weight values of the parameters are preset, for example, the weight value of the ambient brightness parameter is 0.5, the weight value of the ambient noise parameter is 0.5, the weight value of the speed parameter is 0.3, the measured ambient brightness parameter value is 2, the measured ambient noise parameter value is 5, the speed parameter value is 8, the parameter value may be assigned by comparing an actually measured value with a reference value, or may be a rank value corresponding to the actually measured value, the assignment manner is not limited, as long as the size of the value can reflect brightness and noise, and the size of the noise is not limited The moving speed can be high or low. The ranking of the plurality of parameters is obtained by weighting calculation of the parameter values, and for example, the weighting value of the environmental brightness is 2 × 0.5 — 1, the weighting value of the environmental noise is 5 × 0.5 — 2.5, and the weighting value of the travel speed parameter is 8 × 0.3 — 2.4, and the ranking is the travel speed, the environmental noise, and the environmental brightness. Preferably, the number of verification methods included in the verification combination is set to be n, n is a natural number, a parameter n before the ranking is taken, and if n is 2, the verification methods corresponding to the running speed parameter and the environmental noise parameter are taken to form the verification combination. One parameter is set with a verification mode, and the verification modes corresponding to different parameters can be the same or different. For example, the verification mode corresponding to the driving speed parameter is face recognition verification, the verification mode corresponding to the environmental noise is voiceprint recognition verification, and the verification mode corresponding to the environmental brightness parameter is verification code verification. And determining the verification combination according to the parameter weighted sorting result and the number of verification modes contained in the verification combination. The authentication combinations determined in this embodiment are face recognition and voiceprint recognition.
Preferably, the verification is performed according to the sorting order of the parameters corresponding to the verification modes in the verification combination, and if the verification of the first verification mode fails, the verification mode is switched to the next verification mode in sequence. Or, the verification modes in the verification combination are executed randomly and sequentially, when one mode is successful, the payment operation is executed, and if the one mode is failed, the next verification mode is switched.
Optionally, the verification method may be switched to a default verification method, or one or more verification methods corresponding to other parameters except the preferred parameter, for example, the verification method may be switched to verification of the verification code.
Optionally, all the verification modes in the verification combination are executed simultaneously or sequentially, and when all the verification modes pass, the payment operation is executed. This can improve the security of payment.
The method comprises the following steps of acquiring a plurality of parameters related to the payment equipment: generating verification information according to the payment request; and triggering a plurality of associated devices to obtain the parameters according to the verification information. The payment device includes but is not limited to a mobile phone, a PAD, a laptop, a payment terminal, a POS machine, a vehicle machine and other terminals with payment functions, and the associated device may be a component in the payment device, such as a noise recognition device, a light sensing device, an acceleration sensor and the like in the mobile phone. Other devices capable of communicating with the mobile phone may be used, such as a vehicle-mounted light sensing device, a vehicle-mounted noise recognition device, a temperature sensor, a humidity sensor, a light sensor, a sound sensor, and the like in a home environment or an office environment.
Preferably, the parameters include, but are not limited to, one or more of light brightness, noise decibels, moving speed, position, temperature and humidity.
Preferably, the verification mode includes but is not limited to one or more of voiceprint recognition verification, iris recognition verification, face recognition verification, verification code verification, track verification, fingerprint verification and others verification.
According to a preferred implementation manner of this embodiment, the generating a verification command according to the verification combination to verify the user identity specifically includes: and selecting one or more joint verification devices according to the verification modes in the determined verification combination, generating a verification command and sending the verification command to the one or more joint verification devices so as to call the joint verification devices to acquire verification information for verification.
The joint verification device may be a component in the payment device, such as a camera, a fingerprint recognition device, and a voiceprint recognition device in a mobile phone, or may be a component in another device or another device capable of establishing a secure communication connection with the payment device to perform secure communication. For example, a camera, a fingerprint recognition device, a voiceprint recognition device in a vehicle machine which establishes a bluetooth connection with a payment mobile phone; or a roadside camera or the like which establishes a secure communication connection with the payment handset. The selection of the combined verification equipment can bring convenience, and the safety connection ensures the safety of verification.
For example, after a user sits in a vehicle, the mobile phone and the vehicle machine establish Bluetooth connection, when a verification combination is determined, a camera and a voiceprint recognition device in the vehicle machine are selected as combined verification equipment according to a verification mode in the verification combination, the mobile phone generates a verification command and sends the verification command to the camera and the voiceprint recognition device in the vehicle machine so as to start the camera and the voiceprint recognition device to perform verification, after the verification is passed, the vehicle machine feeds back a verification success message to the mobile phone, and the mobile phone completes payment according to the verification success message.
According to a preferred implementation manner of this embodiment, the method further includes a joint verification method, where the payment device determines a verification combination, where the verification combination includes one or more verification manners, and after the payment device establishes a secure connection with one or more joint verification devices capable of executing the one or more verification manners and successfully establishes the secure connection, the payment device generates a verification command, the payment device sends the one or more verification commands to the one or more joint verification devices, the joint verification device starts a function completion verification corresponding to the verification manner, and if the verification passes, the joint verification device feeds back a verification success message to the payment device, and the payment device completes payment according to the verification success message returned by the one or more joint verification devices.
Optionally, the payment device completes payment according to a verification success message returned by the one or more joint verification devices, so as to improve the payment success rate.
Optionally, the payment device completes payment according to the verification success message returned by each of the one or more joint verification devices. That is, when all the joint verification devices return verification success messages to the payment device, the payment device completes payment, so that the payment security is improved.
The selection of the number of successful authentication messages may be user configurable.
Preferably, the joint verification method is a specific implementation manner of verifying the user identity by generating a verification command according to the verification combination.
According to another specific implementation of this embodiment, the joint verification device may be further selected according to factors such as the status and/or location of the payment device. For example, when the electric quantity of the payment device is insufficient, a camera close to the payment device is selected as a joint verification device, the payment device establishes safe communication with the camera close to the payment device or a device where the camera is located, and a verification command is sent to the camera or the device where the camera is located to start the camera to perform facial recognition. And the payment device completes payment according to the verification success message returned by the adjacent joint verification device. For another example, when the payment device is a POS in a shopping mall, the POS establishes a secure communication connection with a mobile phone, generates a verification command and sends the verification command to the mobile phone, the mobile phone starts a camera to perform facial recognition on the user, when the verification passes, the mobile phone returns a verification success message to the POS, and the POS completes a deduction of the user bank card according to the verification success message.
Preferably, the payment device automatically identifies an adjacent joint verification device and establishes a secure communication connection with the joint verification device.
The method can improve the success rate of verification and can realize convenient and safe payment in the following scenes. In a first scenario, when a user pays, a verification command is sent to different sensors, for example, in-vehicle voice closed-loop payment, a vehicle machine verifies a voiceprint of a payer, and an in-vehicle camera verifies a face of a person, so that payment is completed.
And selecting a verification mode according to the environment, if the vehicle is driven at night, the light in the vehicle is dim and is not suitable for face payment, and selecting voiceprint verification when the user pays to finish payment.
And a third scene, when a plurality of people chat in the vehicle, the vehicle is noisy, or the vehicle window is opened, and when the noise is large, voiceprint payment is not suitable, the verification information is automatically sent to the camera in the vehicle, and the human face payment is called.
Example two
The invention also provides a joint payment verification device, comprising: the payment request receiving module is used for receiving a payment request; a parameter acquisition module for acquiring a plurality of parameters related to the payment device; the parameter sorting module is used for obtaining the sorting of the plurality of parameters according to the preset weight values; a verification combination determining module, configured to select one or more verification manners corresponding to the parameters as a verification combination according to the sorting; and the verification command generation module is used for generating a verification command according to the verification combination to verify the identity of the user.
Further, the device further comprises a verification mode switching module, configured to automatically switch to another verification mode if the verification fails, where the other verification mode is another verification mode in the verification combination, or a default verification mode, or one or more verification modes corresponding to other parameters except the preferred parameter.
Further, the parameter obtaining module is specifically configured to generate verification information according to the payment request; and triggering a plurality of associated devices to obtain the parameters according to the verification information.
Preferably, the parameters include one or more of light brightness, noise decibels, moving speed, position and temperature.
Preferably, the plurality of associated devices are components in the payment device or other devices in communication with the payment device.
Preferably, the verification mode comprises one or more of voiceprint verification, iris verification, face verification, password verification, track verification, fingerprint verification and others verification.
Further, the verification combination determining module is specifically configured to set a correspondence between parameters and verification modes, determine the parameters ranked in the top n digits as preferred parameters, and select one or more verification modes corresponding to the preferred parameters as verification combinations.
According to a preferred implementation manner of this embodiment, the verification command generating module further includes a joint verification module, where the joint verification module is configured to determine one or more joint verification devices according to a verification manner, establish a secure connection with the one or more joint verification devices, generate one or more verification commands, send the one or more verification commands to the one or more joint verification devices, receive a verification success message returned by the joint verification devices, and generate a payment instruction according to the verification success message.
According to an alternative embodiment, the joint verification module may exist independently of the joint payment verification device to perform joint verification functions independently.
Preferably, the joint verification device includes a camera in the vehicle, a voice recognition device, a camera on the roadside, an image acquisition device in the market, a voiceprint recognition device, and the like. The joint verification device may also be a verification means in the payment device, such as a fingerprint identification module in the payment device.
Further, the payment device can automatically identify the adjacent joint verification device and establish a secure communication connection with the joint verification device.
EXAMPLE III
The invention also provides a joint payment verification system, which is characterized by comprising the joint payment verification device described in the second embodiment, payment equipment and associated equipment.
The payment equipment is used for sending a payment request to the joint payment verification device and receiving a payment instruction sent by the joint payment verification device to complete payment. The payment devices include, but are not limited to:
the association device is used for sensing a plurality of parameters related to the payment device and sending the parameters to the joint payment verification device. The associated devices include, but are not limited to:
further, the combined payment verification system further comprises one or more combined verification devices, the one or more combined verification devices are in safe connection with the combined payment verification device, the combined verification device starts a function corresponding to the verification mode to complete verification, and if verification is passed, a verification success message is returned to the combined payment verification device.
The invention also provides a joint payment verification device comprising a processor and a memory, the memory having stored therein a computer program executable on the processor, the computer program, when executed by the processor, implementing the method as described in embodiment one.
The invention also provides a computer-readable storage medium, in which a computer program that can be run on a processor is stored, which computer program, when being executed, implements the method as described in embodiment one.
Any combination of one or more computer-readable media may be employed. The computer readable medium may be a computer readable signal medium or a computer readable storage medium. A computer readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. The computer-readable storage medium may include: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), a flash memory, an erasable programmable read-only memory (EPROM), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the context of this document, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.
Computer program code for carrying out operations of the present invention may be written in one or more programming languages, or a combination thereof.
The above description is only an example for the convenience of understanding the present invention, and is not intended to limit the scope of the present invention. In the specific implementation, a person skilled in the art may change, add, or reduce the components of the apparatus according to the actual situation, and may change, add, reduce, or change the order of the steps of the method according to the actual situation without affecting the functions implemented by the method.
While embodiments of the invention have been shown and described, it will be understood by those skilled in the art that: various changes, modifications, substitutions and alterations can be made to the embodiments without departing from the principles and spirit of the invention, the scope of which is defined by the claims and their equivalents, and all changes that come within the meaning and range of equivalency of the claims are to be embraced within their scope.
Claims (10)
1. A method of joint payment verification, the method comprising:
receiving a payment request;
obtaining a plurality of parameters related to a payment device;
obtaining the sequence of the parameters according to preset weight values;
selecting one or more verification modes corresponding to the parameters as verification combinations according to the sorting;
and generating a verification command according to the verification combination to verify the identity of the user.
2. The joint payment verification method of claim 1, further comprising automatically switching to another verification mode if the verification fails after verifying the user identity according to the verification combination, wherein the other verification mode is another verification mode in the verification combination, or a default verification mode, or one or more verification modes corresponding to other parameters except the preferred parameter.
3. The joint payment verification method of claim 1, wherein obtaining a plurality of parameters associated with the payment device is specifically: generating verification information according to the payment request; and triggering a plurality of associated devices to obtain the parameters according to the verification information.
4. The joint payment verification method of claim 3, wherein the parameters include one or more of light brightness, decibels of noise, speed of movement, location, and temperature.
5. The joint payment verification method of claim 3, wherein the plurality of associated devices are components in the payment device or other devices in communication with the payment device.
6. The joint payment verification method of claim 1, wherein the verification means comprises one or more of voiceprint verification, iris verification, face verification, password verification, track verification, fingerprint verification, and others verification.
7. The joint payment verification method according to claim 1, wherein the selecting, according to the ranking, one or more verification manners corresponding to the parameters as a verification combination specifically comprises: setting the corresponding relation between the parameters and the verification modes, determining the parameters in the first n bits as preferred parameters, and selecting one or more verification modes corresponding to the preferred parameters as verification combinations, wherein n is a natural number.
8. The joint payment verification method of claim 1, wherein the step of generating a verification command according to the verification combination to verify the identity of the user specifically comprises: determining one or more joint verification devices according to a verification mode, establishing a secure connection with the one or more joint verification devices, generating one or more verification commands, sending the one or more verification commands to the one or more joint verification devices, receiving a verification success message returned by the joint verification devices, and generating a payment instruction according to the verification success message.
9. The joint payment verification method of claim 1, wherein the joint verification device comprises a face recognition device and/or a voice recognition device and/or a fingerprint recognition device in the in-vehicle machine.
10. The joint payment verification method of claim 8, wherein the payment device automatically identifies a nearby joint verification device and establishes a secure communication connection with the joint verification device.
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN111047326A (en) * | 2018-10-12 | 2020-04-21 | 上海博泰悦臻电子设备制造有限公司 | In-vehicle payment method, vehicle machine and vehicle |
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| CN108960839A (en) * | 2018-06-20 | 2018-12-07 | 阿里巴巴集团控股有限公司 | A kind of method of payment and device |
| CN109146492A (en) * | 2018-07-24 | 2019-01-04 | 吉利汽车研究院（宁波）有限公司 | A kind of device and method of vehicle end mobile payment |
| CN111047326A (en) * | 2018-10-12 | 2020-04-21 | 上海博泰悦臻电子设备制造有限公司 | In-vehicle payment method, vehicle machine and vehicle |
| CN110096865A (en) * | 2019-05-13 | 2019-08-06 | 北京三快在线科技有限公司 | Issue the method, apparatus, equipment and storage medium of verification mode |
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| CN112669030A (en) * | 2020-12-30 | 2021-04-16 | 南方科技大学 | Mobile payment method, device, equipment and storage medium |
| WO2022142441A1 (en) * | 2020-12-30 | 2022-07-07 | 南方科技大学 | Mobile payment method and apparatus, and device and storage medium |
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