CN112001640A - Method and system for centralized and parallel processing of counter transactions of commercial bank - Google Patents
Method and system for centralized and parallel processing of counter transactions of commercial bank Download PDFInfo
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Abstract
The invention discloses a method and a system for centralized and parallel processing of counter transactions of commercial banks, wherein the method comprises the following steps: acquiring a counter transaction service image, and constructing transaction message information based on the counter transaction service image; based on the transaction message information, the counter transaction service is dispatched to each post in parallel, and each post respectively carries out service processing on the parallel dispatched counter transaction service; and when all the parallel-scheduled counter transaction services are successfully processed, receiving the processing results of all the parallel-scheduled counter transaction services, and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information. The invention can carry out centralized parallel processing on the front-end accepted transaction, greatly shortens the transaction processing time and improves the customer service experience and satisfaction.
Description
Technical Field
The invention relates to the technical field of data processing, in particular to a method and a system for centralized and parallel processing of counter transactions of commercial banks.
Background
In order to realize the strategic goals of 'modeling ordered and efficient business processes' and creating intelligent banks, the current commercial banks deal with rapidly-developing financial industry changes and increasingly-fierce competition situation of the same industry, and adopt a centralized operation mode in a dispute, so that the network business is stripped to be centrally processed in a background. Currently, most of the centralized operation systems of commercial banks adopt a serial processing mode, that is, after one process is finished, the next process is sent to the next post for processing the next process, and the transaction processing time is the sum of the processing time of all the processes.
Therefore, how to shorten the processing time of counter transactions of commercial banks to improve the customer experience is a problem to be solved urgently.
Disclosure of Invention
In view of the above, the invention provides a method for centralized parallel processing of counter transactions of commercial banks, which can perform centralized parallel processing on one transaction accepted at the front end, greatly shorten transaction processing time, and improve customer service experience and satisfaction.
The invention provides a method for centralized and parallel processing of counter transactions of commercial banks, which comprises the following steps:
acquiring a counter transaction service image;
constructing transaction message information based on the counter transaction service image;
based on the transaction message information, the counter transaction service is dispatched to each post in parallel;
each post respectively carries out service processing on the counter transaction services which are dispatched in parallel;
and when all the parallel-scheduled counter transaction services are successfully processed, receiving the processing results of all the parallel-scheduled counter transaction services, and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information.
Preferably, the method further comprises:
and when the counter transaction service which is scheduled in parallel fails to be processed, broadcasting the message of the failure of the counter transaction service processing to each post, and ending the transaction.
Preferably, the constructing transaction message information based on the counter transaction service image includes:
slicing the counter transaction business image;
inputting information on the slice;
and recombining the information recorded on the slices to construct transaction message information.
Preferably, the slicing the counter transaction service image includes:
and slicing the counter transaction business image through a two-dimensional code technology.
Preferably, the slicing the counter transaction service image includes:
and slicing the counter transaction business image by an optical character recognition technology.
A system for centralized parallel processing of commercial bank counter transactions, comprising:
the business acceptance module is used for acquiring a counter transaction business image;
the image processing module is used for constructing transaction message information based on the counter transaction service image;
the business scheduling module is used for scheduling counter business to each post in parallel based on the transaction message information;
the business processing module is used for respectively carrying out business processing on the counter transaction business which is dispatched in parallel at each post;
and the service submitting module is used for receiving the processing results of all the parallel-scheduled counter transaction services and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information after all the parallel-scheduled counter transaction services are successfully processed.
Preferably, the traffic scheduling module is further configured to:
and when the counter transaction service which is scheduled in parallel fails to be processed, broadcasting the message of the failure of the counter transaction service processing to each post, and ending the transaction.
Preferably, the image processing module includes:
the slicing unit is used for slicing the counter transaction business image;
the input unit is used for inputting information on the slice;
and the recombination unit is used for recombining the information recorded on the slices to construct transaction message information.
Preferably, the slicing unit is specifically configured to:
and slicing the counter transaction business image through a two-dimensional code technology.
Preferably, the slicing unit is specifically configured to:
and slicing the counter transaction business image by an optical character recognition technology.
In summary, the invention discloses a method for centralized and parallel processing of counter transactions of commercial banks, when counter transactions of commercial banks need to be processed, firstly, counter transaction business images are obtained, then, transaction message information is constructed based on the counter transaction business images, and the counter transaction business is dispatched to each post in parallel based on the transaction message information; each post respectively carries out service processing on the counter transaction services which are dispatched in parallel; and when all the parallel-scheduled counter transaction services are successfully processed, receiving the processing results of all the parallel-scheduled counter transaction services, and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information. The invention can carry out centralized parallel processing on the front-end accepted transaction, greatly shortens the transaction processing time and improves the customer service experience and satisfaction.
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In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
FIG. 1 is a flow chart of a method of embodiment 1 of the method for centralized and parallel processing of counter transactions of commercial banks disclosed by the present invention;
FIG. 2 is a flowchart of a method of embodiment 2 of the method for centralized and concurrent processing of counter transactions of commercial banks disclosed by the present invention;
FIG. 3 is a flow chart of a method for centralized and concurrent processing of counter transactions of a commercial bank in accordance with the present invention;
FIG. 4 is a schematic structural diagram of an embodiment 1 of the system for centralized and parallel processing of counter transactions of commercial banks disclosed by the present invention;
FIG. 5 is a schematic structural diagram of an embodiment 2 of the system for centralized and parallel processing of counter transactions of commercial banks according to the present invention;
fig. 6 is a schematic structural diagram of an embodiment 3 of the system for centralized and parallel processing of counter transactions of commercial banks disclosed by the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
As shown in fig. 1, which is a flowchart of a method of embodiment 1 of the method for centralized and parallel processing of counter transactions of commercial banks disclosed by the present invention, the method may include the following steps:
s101, acquiring a counter transaction service image;
when a customer transacts business at a bank outlet, a teller performs primary examination on the business and acquires an image of the business which the customer needs to transact after the primary examination.
S102, constructing transaction message information based on the counter transaction service image;
and after the images of the services which need to be handled by the client are obtained, transaction message information is further constructed according to the obtained counter transaction service images.
S103, parallelly scheduling counter transaction services to all posts based on the transaction message information;
and then, scheduling the services which need to be handled by the client to each post in parallel according to the constructed transaction message information, for example, scheduling the services which need to be handled by the client to posts such as service check and printing, service authorization, large amount verification, line name and line number additional recording, reverse money laundering additional recording and the like in parallel.
S104, each post respectively carries out service processing on the counter transaction services which are dispatched in parallel;
after the counter transaction service is dispatched to each post in parallel, each post respectively carries out service processing on the parallel dispatched counter transaction service.
And S105, receiving the processing results of all the parallel-scheduled counter transaction services after all the parallel-scheduled counter transaction services are successfully processed, and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information.
And when all the parallel-scheduled counter transaction services are successfully processed, receiving the processing results of all the parallel-scheduled counter transaction services, and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information. The complete business transaction information can be further sent to a background transaction system, the background transaction system completes transaction processing and returns a transaction success identifier, and the front-end teller informs the client of transaction completion.
In summary, in the above embodiments, when a counter transaction of a commercial bank needs to be processed, a counter transaction service image is obtained first, then transaction message information is constructed based on the counter transaction service image, and counter transaction services are dispatched to each post in parallel based on the transaction message information; each post respectively carries out service processing on the counter transaction services which are dispatched in parallel; and when all the parallel-scheduled counter transaction services are successfully processed, receiving the processing results of all the parallel-scheduled counter transaction services, and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information. The invention can carry out centralized parallel processing on the front-end accepted transaction, greatly shortens the transaction processing time and improves the customer service experience and satisfaction.
As shown in fig. 2, which is a flowchart of a method of embodiment 2 of the present invention, the method is used for centralized and parallel processing of counter transactions of commercial banks, and may include the following steps:
s201, acquiring a counter transaction service image;
when a customer transacts business at a bank outlet, a teller performs primary examination on the business and acquires an image of the business which the customer needs to transact after the primary examination.
S202, constructing transaction message information based on the counter transaction service image;
and after the images of the services which need to be handled by the client are obtained, transaction message information is further constructed according to the obtained counter transaction service images.
S203, parallelly scheduling counter transaction services to all posts based on the transaction message information;
and then, scheduling the services which need to be handled by the client to each post in parallel according to the constructed transaction message information, for example, scheduling the services which need to be handled by the client to posts such as service check and printing, service authorization, large amount verification, line name and line number additional recording, reverse money laundering additional recording and the like in parallel.
S204, each post respectively carries out service processing on the counter transaction services which are dispatched in parallel;
after the counter transaction service is dispatched to each post in parallel, each post respectively carries out service processing on the parallel dispatched counter transaction service.
S205, after all the parallel-scheduled counter transaction services are successfully processed, receiving the processing results of all the parallel-scheduled counter transaction services, and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information;
and when all the parallel-scheduled counter transaction services are successfully processed, receiving the processing results of all the parallel-scheduled counter transaction services, and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information. The complete business transaction information can be further sent to a background transaction system, the background transaction system completes transaction processing and returns a transaction success identifier, and the front-end teller informs the client of transaction completion.
S206, when the counter transaction service which is dispatched in parallel fails to be processed, broadcasting the message of the failure of the counter transaction service processing to each post, and ending the transaction.
When each post is in the process of processing the service and when the service processing of a certain post fails, the information of the failed processing of the post service can be broadcasted to all posts related to the service, the transaction is ended and recovered, and the transaction is returned to the front end for processing.
In summary, in this embodiment, on the basis of the above embodiment, in the process that each post processes the service, when a certain post service fails to process, the information that the post service fails to process can be further broadcast to all posts involved in the service, and the transaction is ended.
As shown in fig. 3, which is a flowchart of a method of embodiment 3 of the method for centralized and parallel processing of counter transactions of commercial banks disclosed by the present invention, the method may include the following steps:
s301, acquiring a counter transaction service image;
when a customer transacts business at a bank outlet, a teller performs primary examination on the business and acquires an image of the business which the customer needs to transact after the primary examination.
S302, slicing the counter transaction business image;
and after the images of the services which need to be handled by the client are obtained, transaction message information is further constructed according to the obtained counter transaction service images.
Specifically, when the transaction message information is constructed, the counter transaction service image is firstly sliced. When the counter transaction service image is sliced, the counter transaction service image may be sliced through a two-dimensional code technology or an Optical Character Recognition (OCR) technology.
S303, recording information on the slice;
after the counter transaction business image is sliced, information on the slice is further input.
S304, recombining the recorded information on the slices to construct transaction message information;
then, the information recorded on the slice is recombined to construct transaction message information.
S305, parallelly scheduling counter transaction services to all the posts based on the transaction message information;
and then, scheduling the services which need to be handled by the client to each post in parallel according to the constructed transaction message information, for example, scheduling the services which need to be handled by the client to posts such as service check and printing, service authorization, large amount verification, line name and line number additional recording, reverse money laundering additional recording and the like in parallel.
S306, each post respectively carries out service processing on the counter transaction services which are dispatched in parallel;
after the counter transaction service is dispatched to each post in parallel, each post respectively carries out service processing on the parallel dispatched counter transaction service.
S307, after all the parallel-scheduled counter transaction services are successfully processed, receiving the processing results of all the parallel-scheduled counter transaction services, and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information;
and when all the parallel-scheduled counter transaction services are successfully processed, receiving the processing results of all the parallel-scheduled counter transaction services, and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information. The complete business transaction information can be further sent to a background transaction system, the background transaction system completes transaction processing and returns a transaction success identifier, and the front-end teller informs the client of transaction completion.
S308, when the counter transaction service which is dispatched in parallel fails to be processed, the counter transaction service processing failure message is broadcasted to each post, and the transaction is ended.
When each post is in the process of processing the service and when the service processing of a certain post fails, the information of the failed processing of the post service can be broadcasted to all posts related to the service, the transaction is ended and recovered, and the transaction is returned to the front end for processing.
In summary, in this embodiment, on the basis of the above embodiment, one implementation manner of constructing the transaction message information based on the counter transaction service image may be that the counter transaction service image is first sliced, and then the information on the slice and the information recorded on the slice are recombined to construct the transaction message information. When the counter transaction service image is sliced, the counter transaction service image can be sliced through a two-dimensional code technology or an OCR technology.
In order to further illustrate the beneficial effects of the present invention, specific examples are given as examples below.
Assuming that a customer enters a bank outlet to handle a transaction A, the transaction A needs to be processed by business verification, business authorization, large amount verification, line name and line number additional recording, reverse money washing additional recording and other processes, assuming that a teller accepts business for 2 minutes, one machine records one school for 2 minutes, the business verification, the business authorization, the large amount verification, the line name and line number additional recording and the reverse money washing additional recording processes respectively need 1 minute, and the scheduling distribution and business submission background time is ignored.
The original counter transaction centralized processing mechanism needs the following time for completing the transaction of the client transaction A: the method comprises the following steps that (1) service acceptance time, one-machine-one-recording-one-correcting time, service verification time, service authorization time, large-amount verification time, line name and line number additional recording time, and reverse money laundering additional recording time is 2+2+1+1+1+ 9 minutes;
the counter transaction centralized parallel processing mechanism provided by the invention has the following time for completing the transaction of the client transaction A: service acceptance time, one-machine-one-recording-one-calibration time, service verification, service authorization, large-amount verification, line name and line number additional recording and reverse money laundering additional recording processing take 5 minutes as the longest time;
compared with the two situations, the time for completing transaction A transaction by the customer at the website is shortened from 9 minutes to 5 minutes, and the service transaction time is shortened by 4 minutes.
In conclusion, the counter transaction centralized parallel processing mechanism provided by the invention greatly shortens the transaction processing time, improves the processing efficiency and improves the external customer service experience and satisfaction.
As shown in fig. 4, which is a schematic structural diagram of an embodiment 1 of the system for centralized and parallel processing of counter transactions of commercial banks disclosed in the present invention, the system may include:
the business acceptance module 401 is configured to obtain a counter transaction business image;
when a customer transacts business at a bank outlet, a teller performs primary examination on the business and acquires an image of the business which the customer needs to transact after the primary examination.
The image processing module 402 is configured to construct transaction message information based on the counter transaction service image;
and after the images of the services which need to be handled by the client are obtained, transaction message information is further constructed according to the obtained counter transaction service images.
The service scheduling module 403 is configured to schedule the counter transaction service to each post in parallel based on the transaction message information;
and then, scheduling the services which need to be handled by the client to each post in parallel according to the constructed transaction message information, for example, scheduling the services which need to be handled by the client to posts such as service check and printing, service authorization, large amount verification, line name and line number additional recording, reverse money laundering additional recording and the like in parallel.
The service processing module 404 is used for performing service processing on the counter transaction services which are scheduled in parallel at each post;
after the counter transaction service is dispatched to each post in parallel, each post respectively carries out service processing on the parallel dispatched counter transaction service.
And the service submitting module 405 is configured to receive processing results of all the parallel-scheduled counter transaction services and combine the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information after all the parallel-scheduled counter transaction services are successfully processed.
And when all the parallel-scheduled counter transaction services are successfully processed, receiving the processing results of all the parallel-scheduled counter transaction services, and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information. The complete business transaction information can be further sent to a background transaction system, the background transaction system completes transaction processing and returns a transaction success identifier, and the front-end teller informs the client of transaction completion.
In summary, in the above embodiments, when a counter transaction of a commercial bank needs to be processed, a counter transaction service image is obtained first, then transaction message information is constructed based on the counter transaction service image, and counter transaction services are dispatched to each post in parallel based on the transaction message information; each post respectively carries out service processing on the counter transaction services which are dispatched in parallel; and when all the parallel-scheduled counter transaction services are successfully processed, receiving the processing results of all the parallel-scheduled counter transaction services, and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information. The invention can carry out centralized parallel processing on the front-end accepted transaction, greatly shortens the transaction processing time and improves the customer service experience and satisfaction.
As shown in fig. 5, which is a schematic structural diagram of an embodiment 2 of the system for centralized and parallel processing of counter transactions of commercial banks disclosed in the present invention, the system may include:
the business acceptance module 501 is used for acquiring a counter transaction business image;
when a customer transacts business at a bank outlet, a teller performs primary examination on the business and acquires an image of the business which the customer needs to transact after the primary examination.
The image processing module 502 is configured to construct transaction message information based on the counter transaction service image;
and after the images of the services which need to be handled by the client are obtained, transaction message information is further constructed according to the obtained counter transaction service images.
The service scheduling module 503 is configured to schedule the counter transaction service to each post in parallel based on the transaction message information;
and then, scheduling the services which need to be handled by the client to each post in parallel according to the constructed transaction message information, for example, scheduling the services which need to be handled by the client to posts such as service check and printing, service authorization, large amount verification, line name and line number additional recording, reverse money laundering additional recording and the like in parallel.
The service processing module 504 is used for performing service processing on the counter transaction services which are scheduled in parallel at each post;
after the counter transaction service is dispatched to each post in parallel, each post respectively carries out service processing on the parallel dispatched counter transaction service.
The service submitting module 505 is configured to receive processing results of all parallel-scheduled counter transaction services and combine the processing results of all parallel-scheduled counter transaction services to form complete service transaction information after all parallel-scheduled counter transaction services are successfully processed;
and when all the parallel-scheduled counter transaction services are successfully processed, receiving the processing results of all the parallel-scheduled counter transaction services, and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information. The complete business transaction information can be further sent to a background transaction system, the background transaction system completes transaction processing and returns a transaction success identifier, and the front-end teller informs the client of transaction completion.
The service scheduling module 503 is further configured to broadcast a message that the counter transaction processing fails to the respective posts and end the transaction when there is a failure in the parallel scheduled counter transaction processing.
When each post is in the process of processing the service and when the service processing of a certain post fails, the information of the failed processing of the post service can be broadcasted to all posts related to the service, the transaction is ended and recovered, and the transaction is returned to the front end for processing.
In summary, in this embodiment, on the basis of the above embodiment, in the process that each post processes the service, when a certain post service fails to process, the information that the post service fails to process can be further broadcast to all posts involved in the service, and the transaction is ended.
As shown in fig. 6, which is a schematic structural diagram of an embodiment 3 of the system for centralized and parallel processing of counter transactions of commercial banks disclosed in the present invention, the system may include:
the business acceptance module 601 is used for acquiring a counter transaction business image;
when a customer transacts business at a bank outlet, a teller performs primary examination on the business and acquires an image of the business which the customer needs to transact after the primary examination.
A slicing unit 602, configured to slice the counter transaction service image;
and after the images of the services which need to be handled by the client are obtained, transaction message information is further constructed according to the obtained counter transaction service images.
Specifically, when the transaction message information is constructed, the counter transaction service image is firstly sliced. When the counter transaction service image is sliced, the counter transaction service image may be sliced through a two-dimensional code technology or an Optical Character Recognition (OCR) technology.
An entry unit 603 for entering information on the slice;
after the counter transaction business image is sliced, information on the slice is further input.
A reorganizing unit 604, configured to reorganize the information recorded on the slice to construct transaction message information;
then, the information recorded on the slice is recombined to construct transaction message information.
A service scheduling module 605, configured to schedule counter transaction services to each post in parallel based on the transaction message information;
and then, scheduling the services which need to be handled by the client to each post in parallel according to the constructed transaction message information, for example, scheduling the services which need to be handled by the client to posts such as service check and printing, service authorization, large amount verification, line name and line number additional recording, reverse money laundering additional recording and the like in parallel.
The service processing module 606 is used for each post to respectively perform service processing on the counter transaction services which are scheduled in parallel;
after the counter transaction service is dispatched to each post in parallel, each post respectively carries out service processing on the parallel dispatched counter transaction service.
The service submitting module 607 is configured to receive processing results of all parallel-scheduled counter transaction services and combine the processing results of all parallel-scheduled counter transaction services to form complete service transaction information after all parallel-scheduled counter transaction services are successfully processed;
and when all the parallel-scheduled counter transaction services are successfully processed, receiving the processing results of all the parallel-scheduled counter transaction services, and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information. The complete business transaction information can be further sent to a background transaction system, the background transaction system completes transaction processing and returns a transaction success identifier, and the front-end teller informs the client of transaction completion.
The service scheduling module 605 is further configured to, when there is a counter transaction service processing failure scheduled in parallel, broadcast a counter transaction service processing failure message to each post, and end the transaction.
When each post is in the process of processing the service and when the service processing of a certain post fails, the information of the failed processing of the post service can be broadcasted to all posts related to the service, the transaction is ended and recovered, and the transaction is returned to the front end for processing.
In summary, in this embodiment, on the basis of the above embodiment, one implementation manner of constructing the transaction message information based on the counter transaction service image may be that the counter transaction service image is first sliced, and then the information on the slice and the information recorded on the slice are recombined to construct the transaction message information. When the counter transaction service image is sliced, the counter transaction service image can be sliced through a two-dimensional code technology or an OCR technology.
The embodiments in the present description are described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments are referred to each other. The device disclosed by the embodiment corresponds to the method disclosed by the embodiment, so that the description is simple, and the relevant points can be referred to the method part for description.
Those of skill would further appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware, computer software, or combinations of both, and that the various illustrative components and steps have been described above generally in terms of their functionality in order to clearly illustrate this interchangeability of hardware and software. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present invention.
The steps of a method or algorithm described in connection with the embodiments disclosed herein may be embodied directly in hardware, in a software module executed by a processor, or in a combination of the two. A software module may reside in Random Access Memory (RAM), memory, Read Only Memory (ROM), electrically programmable ROM, electrically erasable programmable ROM, registers, hard disk, a removable disk, a CD-ROM, or any other form of storage medium known in the art.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (10)
1. A method for centralized parallel processing of counter transactions at a commercial bank, comprising:
acquiring a counter transaction service image;
constructing transaction message information based on the counter transaction service image;
based on the transaction message information, the counter transaction service is dispatched to each post in parallel;
each post respectively carries out service processing on the counter transaction services which are dispatched in parallel;
and when all the parallel-scheduled counter transaction services are successfully processed, receiving the processing results of all the parallel-scheduled counter transaction services, and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information.
2. The method of claim 1, further comprising:
and when the counter transaction service which is scheduled in parallel fails to be processed, broadcasting the message of the failure of the counter transaction service processing to each post, and ending the transaction.
3. The method of claim 1, wherein the constructing transaction message information based on the counter transaction business image comprises:
slicing the counter transaction business image;
inputting information on the slice;
and recombining the information recorded on the slices to construct transaction message information.
4. The method of claim 3, wherein said slicing the counter transaction image comprises:
and slicing the counter transaction business image through a two-dimensional code technology.
5. The method of claim 3, wherein said slicing the counter transaction image comprises:
and slicing the counter transaction business image by an optical character recognition technology.
6. A system for centralized parallel processing of counter transactions at a commercial bank, comprising:
the business acceptance module is used for acquiring a counter transaction business image;
the image processing module is used for constructing transaction message information based on the counter transaction service image;
the business scheduling module is used for scheduling counter business to each post in parallel based on the transaction message information;
the business processing module is used for respectively carrying out business processing on the counter transaction business which is dispatched in parallel at each post;
and the service submitting module is used for receiving the processing results of all the parallel-scheduled counter transaction services and combining the processing results of all the parallel-scheduled counter transaction services to form complete service transaction information after all the parallel-scheduled counter transaction services are successfully processed.
7. The system of claim 6, wherein: the service scheduling module is further configured to:
and when the counter transaction service which is scheduled in parallel fails to be processed, broadcasting the message of the failure of the counter transaction service processing to each post, and ending the transaction.
8. The system of claim 6, wherein the image processing module comprises:
the slicing unit is used for slicing the counter transaction business image;
the input unit is used for inputting information on the slice;
and the recombination unit is used for recombining the information recorded on the slices to construct transaction message information.
9. The system according to claim 8, characterized in that said slicing unit is particularly adapted to:
and slicing the counter transaction business image through a two-dimensional code technology.
10. The system according to claim 8, characterized in that said slicing unit is particularly adapted to:
and slicing the counter transaction business image by an optical character recognition technology.
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