CN111967866A - Order payment system, order payment method and device - Google Patents

Order payment system, order payment method and device Download PDF

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Publication number
CN111967866A
CN111967866A CN202010665150.XA CN202010665150A CN111967866A CN 111967866 A CN111967866 A CN 111967866A CN 202010665150 A CN202010665150 A CN 202010665150A CN 111967866 A CN111967866 A CN 111967866A
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China
Prior art keywords
payment
amount
group
actual
credit
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CN202010665150.XA
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Chinese (zh)
Inventor
王晓卫
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Koubei Shanghai Information Technology Co Ltd
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Koubei Shanghai Information Technology Co Ltd
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Priority to CN202010665150.XA priority Critical patent/CN111967866A/en
Publication of CN111967866A publication Critical patent/CN111967866A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
    • G06Q30/0635—Processing of requisition or of purchase orders

Abstract

The application discloses order payment system includes: the system comprises an e-commerce client, a group-combining module, a payment module and a credit payment module; the electronic commerce client is used for receiving the credit accounting amount returned by the grouping module; the grouping module is used for determining the credit accounting amount and returning the credit accounting amount to the e-commerce client; sending the actual amount of the grouped deduction to a credit payment module; the payment module is used for obtaining a payment order according to a payment link request acquired from the e-commerce client; sending a payment order to a credit payment module; the payment order comprises credit accounting amount; the credit payment module is used for obtaining the payment order sent by the payment module and carrying out credit accounting on the payment order; obtaining the actual lump deduction amount sent by the lump combining module; and transferring accounts according to the actual group deduction amount to finish actual payment. By adopting the method, the problems of troublesome operation and incapability of returning the fixed money in the order payment method for stepping grouping in the prior art are solved.

Description

Order payment system, order payment method and device
Technical Field
The present application relates to the field of computer technologies, and in particular, to two types of order payment systems, an order payment method and an order payment apparatus, and a data processing method and a data processing apparatus.
Background
With the development of electronic commerce, many merchants often adopt a grouping mode to carry out sales promotion activities on commodities in order to obtain greater benefits. When the group buying mode is used for sales promotion, the number of the grouped people is too small, the preferential range is not large enough, the difficulty of the group is increased when the number of the grouped people is too large, and finally the group cannot be formed. In order to maximize the benefits of both the merchants and the consumers, the grouping condition problem is optimized by setting a step dynamic price through the grouping number.
Under the prior art, the ladder is pieced together the group through the mode that the consumer submitted the gold at present, contains two stages: the consumers pay the fixed money in the first stage, and the tail money is supplemented after the two stages are conglomerated. This approach has two major disadvantages: 1. the consumer needs to pay twice in the grouping activity, and the operation is troublesome for the consumer; 2. after the conglomeration, the consumers can not return the fixed amount if the consumers do not want to buy.
In summary, the order payment method for the ladder grouping in the prior art has the problems of troublesome operation and incapability of returning the fixed money.
Disclosure of Invention
The embodiment of the invention provides an order payment system, which aims to solve the problems that the operation is troublesome and the fixed amount cannot be withdrawn in the order payment method for stepping grouping in the prior art.
In a first aspect, an embodiment of the present invention provides an order payment system, which includes: the system comprises an e-commerce client, a group-combining module, a payment module and a credit payment module;
the electronic commerce client is used for receiving the credit accounting amount returned by the grouping module;
the grouping module is used for determining the credit accounting amount of the group participating user and returning the credit accounting amount to the e-commerce client; sending the actual amount of the grouped deduction to a credit payment module;
the payment module is used for obtaining a payment order according to a request of a payment link acquired from an e-commerce client; sending the payment order to a credit payment module; the payment order comprises a credit accounting amount;
the credit payment module is used for obtaining the payment order sent by the payment module and carrying out credit accounting on the payment order; obtaining the actual lump deduction amount sent by the lump combining module; and transferring accounts according to the actual group deduction amount to finish actual payment.
As an example of the manner in which the device may be used,
the electronic commerce client is also used for sending a participating group checking request of the ladder group to the grouping module;
and the grouping module is specifically used for determining the credit accounting amount of the grouping user according to the grouping checking request of the ladder group.
As an embodiment, the clumping module is specifically configured to:
obtaining the highest payment amount corresponding to the ladder clique according to the reference clique checking request of the ladder clique; and obtaining the credit accounting amount according to the highest payment amount.
As an embodiment, the clumping module is specifically configured to:
obtaining the number of current participating users according to the participating group checking request of the ladder group;
determining the steps where the number of the current participating users is located according to the number of the current participating users;
and determining the credit accounting amount according to the steps of the number of the current participating users.
In one embodiment, the e-commerce client is further configured to save the trade order of the participating users of the ladder clique after receiving the credit billing amount returned by the clique module.
As an implementation manner, the payment module is further configured to update the status information of the payment order, and update the status of the payment order to be payment success; and send the status of the payment order to the e-commerce client.
As an implementation manner, the e-commerce client is further configured to receive a state of the payment order sent by the payment module, update a transaction order state, and send a payment success message;
the grouping module is also used for monitoring a successful payment message and storing a group participation order.
In one embodiment, the grouping module is further configured to check whether the grouping is successful after monitoring the payment success message, and send a grouping success message if the checking result is that the grouping is successful.
As an embodiment, the clumping module is specifically configured to:
and after the successful payment message is monitored, judging whether the number of the final group participating users is smaller than the group number of the first step, if not, sending a group combining successful message if the verification result is that the group combining is successful.
As an embodiment, the grouping module is further configured to obtain a grouping success message, and perform grouping delivery operation according to the grouping success message; and calculating the actual amount of the clumped deduction.
As an embodiment, the clumping module is specifically configured to:
obtaining the number of final participating users of the ladder clique;
determining the step where the actual clustering is located according to the number of the final clustering users;
and determining the actual lump deduction amount according to the step where the actual lump is located.
In one embodiment, the clique module is further configured to update the clique state.
As an embodiment, the e-commerce client is further configured to: and displaying the preference information to the reference group user after the payment success message is obtained, wherein the preference information is determined according to the credit accounting amount.
In a second aspect, an embodiment of the present invention provides an order payment method, including:
obtaining a payment order; the payment order is a payment order of a user participating in a ladder group; the payment order comprises a credit accounting amount;
performing credit accounting operation on the payment order;
obtaining the actual amount of the grouped deduction money;
and transferring accounts according to the actual group deduction amount to finish actual payment.
In a third aspect, an embodiment of the present invention provides an order payment apparatus, including:
a payment order obtaining unit for obtaining a payment order; the payment order is a payment order of a user participating in a ladder group; the payment order comprises a credit accounting amount;
the credit accounting unit is used for carrying out credit accounting operation on the payment order;
the actual grouping deduction amount obtaining unit is used for obtaining the actual grouping deduction amount;
and the transfer unit is used for transferring accounts according to the actual group deduction amount to finish actual payment.
In a fourth aspect, an embodiment of the present invention provides a data processing method, including:
obtaining a reference group checking request of the ladder group;
determining the credit accounting amount of the participating users according to the participating verifying request of the ladder group;
obtaining the number of final participating users;
and determining the actual group deduction amount according to the number of the final group-participating users and sending the actual group deduction amount.
In a fifth aspect, an embodiment of the present invention provides a data processing apparatus, including:
a reference group verification request obtaining unit for obtaining a reference group verification request of the ladder group;
the credit accounting amount determining unit is used for determining the credit accounting amount of the participating user according to the participating group checking request of the ladder group;
a final participating user number obtaining unit for obtaining a final participating user number;
and the actual group deduction amount determining unit is used for determining the actual group deduction amount according to the number of the final group participating users and sending the actual group deduction amount.
In a sixth aspect, an embodiment of the present invention provides an order payment system, including: an e-commerce client and a server;
the electronic commerce client is used for receiving the credit accounting amount returned by the server;
the server is used for determining the credit accounting amount of the group users and returning the credit accounting amount to the e-commerce client; obtaining a payment order according to a payment link request acquired from an e-commerce client, and carrying out credit accounting on the payment order, wherein the payment order comprises credit accounting amount; obtaining the actual amount of the grouped deduction money; and transferring accounts according to the actual group deduction amount to finish actual payment.
In one embodiment, the e-commerce client is further configured to obtain a group order of a group user.
As an implementation manner, the e-commerce client is further configured to generate a participating group checking request of the ladder group according to the participating group order, and send the participating group checking request of the ladder group to the server;
and the server is specifically used for determining the credit accounting amount of the participating user according to the participating group checking request of the ladder group.
As an embodiment, the e-commerce client is further configured to present at least one of the following information after the actual payment is completed:
the number of final participating users;
the step where the actual clumps are located;
actual group deduction amount.
In a seventh aspect, an embodiment of the present invention provides an order payment method, including:
the server side determines the credit accounting amount of the group-participating user and returns the credit accounting amount to the e-commerce client side;
the e-commerce client receives the credit accounting amount returned by the server;
the server side obtains a payment order according to a payment link request acquired from the e-commerce client side, and carries out credit accounting on the payment order, wherein the payment order comprises credit accounting amount;
the server side obtains the actual amount of the grouped deduction money; and transferring accounts according to the actual group deduction amount to finish actual payment.
As an embodiment, before the step of the server side determining the credit billing amount of the participating user and returning the credit billing amount to the e-commerce client side, the method further comprises the following steps:
and the e-commerce client acquires a group joining order of the group joining user.
As an implementation manner, the embodiment of the present invention further includes: the e-commerce client generates a participating group checking request of the ladder group according to the participating group order and sends the participating group checking request of the ladder group to the server;
the server side determines the credit accounting amount of the participating user, and the method comprises the following steps: and the server side determines the credit accounting amount of the participating user according to the participating group checking request of the ladder group.
As an implementation manner, the embodiment of the present invention further includes: the e-commerce client displays at least one of the following information after the actual payment is completed:
the number of final participating users;
the step where the actual clumps are located;
actual group deduction amount.
In an eighth aspect, an embodiment of the present invention provides an order payment method, including:
the grouping module determines the credit accounting amount of the grouped users and returns the credit accounting amount to the e-commerce client;
the e-commerce client receives the credit accounting amount returned by the grouping module; sending the actual amount of the grouped deduction to a credit payment module;
the payment module obtains a payment order according to a request of a payment link acquired from the e-commerce client; sending the payment order to a credit payment module; the payment order comprises a credit accounting amount;
the credit payment module obtains a payment order sent by the payment module and performs credit accounting on the payment order; obtaining the actual lump deduction amount sent by the lump combining module; and transferring accounts according to the actual group deduction amount to finish actual payment.
As an implementation manner, the embodiment of the present invention further includes:
the e-commerce client sends a participating group checking request of the ladder group to the grouping module;
the grouping module determines the credit accounting amount of the group users, and comprises the following steps: and the grouping module determines the credit accounting amount of the grouping user according to the grouping checking request of the ladder group.
In one embodiment, the clique module determines the credit billing amount of the clique user according to the clique check request of the ladder clique, including:
obtaining the highest payment amount corresponding to the ladder clique according to the reference clique checking request of the ladder clique; and obtaining the credit accounting amount according to the highest payment amount.
In one embodiment, the clique module determines the credit billing amount of the clique user according to the clique check request of the ladder clique, including:
obtaining the number of current participating users according to the participating group checking request of the ladder group;
determining the steps where the number of the current participating users is located according to the number of the current participating users;
and determining the credit accounting amount according to the steps of the number of the current participating users.
As an implementation manner, the embodiment of the present invention further includes: and after receiving the credit accounting amount returned by the grouping module, the electronic commerce client stores the transaction order of the grouped users of the ladder group.
As an implementation manner, the embodiment of the present invention further includes: the payment module updates the state information of the payment order and updates the state of the payment order into the state of successful payment; and send the status of the payment order to the e-commerce client.
As an implementation manner, the embodiment of the present invention further includes: the electronic commerce client receives the state of the payment order sent by the payment module, updates the state of the transaction order and sends a payment success message;
and the grouping module monitors the successful payment message and stores the group participation order.
As an implementation manner, the embodiment of the present invention further includes: and the grouping module checks whether grouping is achieved or not after monitoring the successful payment message, and sends a grouping success message if the checking result is that grouping is successful.
As an embodiment, after monitoring the payment success message, the grouping module checks whether to group, and if the checking result is that grouping is successful, sends a grouping success message, including:
and after monitoring the successful payment message, the grouping module judges whether the number of the final group participating users is less than the grouping number of the first step, if not, the verification result is successful grouping, and then the grouping success message is sent.
As an implementation manner, the embodiment of the present invention further includes:
the grouping module obtains a grouping success message and carries out grouping delivery operation according to the grouping success message; and calculating the actual amount of the clumped deduction.
As an embodiment, the grouping module calculates an actual grouping deduction amount, including:
the grouping module obtains the number of final group participating users of the ladder group;
determining the step where the actual clustering is located according to the number of the final clustering users;
and determining the actual lump deduction amount according to the step where the actual lump is located.
As an implementation manner, the embodiment of the present invention further includes: the clique-piecing module updates a clique-piecing state.
As an implementation manner, the embodiment of the present invention further includes:
and the e-commerce client displays the discount information to the party user after obtaining the payment success message, and the discount information is determined according to the credit accounting amount.
In a ninth aspect, an embodiment of the present invention provides an electronic device, where the electronic device includes:
a processor;
a memory for storing a program that, when read and executed by the processor, performs the method of any one of the eighth aspects.
In a tenth aspect, an embodiment of the present invention provides a computer-readable storage medium, on which a computer program is stored, where the computer program is executed by a processor to perform the method according to any one of the eighth aspects.
Compared with the prior art, the invention has the following advantages:
the invention provides an order payment system, comprising: the system comprises an e-commerce client, a group-combining module, a payment module and a credit payment module; the electronic commerce client is used for receiving the credit accounting amount returned by the grouping module; the grouping module is used for determining the credit accounting amount of the group participating user and returning the credit accounting amount to the e-commerce client; sending the actual amount of the grouped deduction to a credit payment module; the payment module is used for obtaining a payment order according to a request of a payment link acquired from an e-commerce client; sending the payment order to a credit payment module; the payment order comprises a credit accounting amount; the credit payment module is used for obtaining the payment order sent by the payment module and carrying out credit accounting on the payment order; obtaining the actual lump deduction amount sent by the lump combining module; and transfer operation is carried out according to the actual group deduction amount, and actual payment is finished. According to the order payment system provided by the invention, before grouping, credit accounting is firstly adopted, actual deduction does not occur, after grouping delivery, transfer is carried out according to the actual grouped deduction amount, a consumer only needs to pay once in grouping activities, and compared with twice payment, the payment times are reduced; and the payment of the fixed amount is not needed, so that the problem that the fixed amount cannot be returned is avoided.
Drawings
Fig. 1 is a schematic diagram of a credit accounting process of an order payment system according to a first embodiment of the present invention.
Fig. 2 is a schematic diagram of an order payment system transfer process provided by the first embodiment of the invention.
Fig. 3 is a schematic diagram of a customer and a merchant opening a credit payment according to a first embodiment of the present invention.
Fig. 4 is a flowchart of an order payment method according to a second embodiment of the present invention.
Fig. 5 is a schematic diagram of an order payment apparatus according to a third embodiment of the present invention.
Fig. 6 is a flowchart of a data processing method according to a fourth embodiment of the present invention.
Fig. 7 is a schematic diagram of a data processing apparatus according to a fifth embodiment of the present invention.
Detailed Description
In the following description, numerous specific details are set forth in order to provide a thorough understanding of the present invention. This invention may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein, but rather construed as limited to the embodiments set forth herein.
A first embodiment of the present invention provides an order payment system, which is described below with reference to fig. 1, 2 and 3.
As shown in fig. 1, an order payment system includes: the system comprises an e-commerce client, a group-combining module, a payment module and a credit payment module;
the electronic commerce client is used for receiving the credit accounting amount returned by the grouping module;
the grouping module is used for determining the credit accounting amount of the group participating user and returning the credit accounting amount to the e-commerce client; sending the actual amount of the grouped deduction to a credit payment module;
the payment module is used for obtaining a payment order according to a request of a payment link acquired from an e-commerce client; sending the payment order to a credit payment module; the payment order comprises a credit accounting amount;
the credit payment module is used for obtaining the payment order sent by the payment module and carrying out credit accounting on the payment order; obtaining the actual lump deduction amount sent by the lump combining module; and transferring accounts according to the actual group deduction amount to finish actual payment.
The electronic commerce client is also used for sending a participating group checking request of the ladder group to the grouping module;
and the grouping module is specifically used for determining the credit accounting amount of the grouping user according to the grouping checking request of the ladder group.
The party combination means that consumers buy the party combination activity commodity, trade and deal after meeting the party combination condition, and the consumers participating in the party combination can enjoy the party combination preferential price.
The ladder group is a group combining mode, different discount prices are given by setting different ladder people, and generally, the more people participate, the lower the preferential price is.
For example, the commodity original price is 100 yuan, the ladder clique is divided into three grades,
step one: 10 ginseng groups, the commodity price is 80 yuan,
step two: 20 ginseng groups, the commodity price is 70 yuan,
step three: 30 ginseng groups, and the commodity price is 60 yuan.
As an embodiment, the clumping module is specifically configured to:
obtaining the highest payment amount corresponding to the ladder clique according to the reference clique checking request of the ladder clique; and obtaining the credit accounting amount according to the highest payment amount.
Still continuing with the previous example, if the clique-piecing module obtains the highest payment amount corresponding to the clique as 80 yuan according to the participated verification request of the clique; the credit billing amount is 80 dollars according to the maximum payment amount. As shown in FIG. 1, the credit line is deducted by 80 yuan.
As an embodiment, the clumping module is specifically configured to:
obtaining the number of current participating users according to the participating group checking request of the ladder group;
determining the steps where the number of the current participating users is located according to the number of the current participating users;
and determining the credit accounting amount according to the steps of the number of the current participating users.
Still continuing with the previous example, if the clique-assembling module obtains the number of the current clique-participating users as 25 according to the clique-participating verification request of the ladder clique, the ladder where the number of the current clique-participating users is located is determined as the ladder 2 according to the number of the current clique-participating users 25, and then the credit accounting amount is determined as 70 yuan according to the ladder 2 where the number of the current clique-participating users is located, as shown in fig. 1, the credit amount is deducted from 70 yuan. For another example, if the grouping module obtains the number of the current grouping users as 30 according to the grouping checking request of the step group, the step where the number of the current grouping users is located is determined as step 3 according to the number of the current grouping users as 30, and then the credit billing amount is determined as 60 yuan according to the step 3 where the number of the current grouping users is located. As shown in FIG. 1, the credit line is deducted by 60 yuan when deducting from FIG. 1.
The users can pay the credit accounting amount according to the number of the current group-participating users when opening/participating, the payment is completed by selecting a credit payment tool when paying, no amount transfer occurs at the moment, the accounting is completed only once by the credit payment module, and the accounting amount is the credit accounting amount provided by the grouping system. As shown in FIG. 1, 2.2.1 deducts the credit line according to the credit accounting amount.
And the e-commerce client is also used for storing the transaction orders of the participating users of the ladder group after receiving the credit accounting amount returned by the grouping module.
The payment module is also used for updating the state information of the payment order and updating the state of the payment order into the state of successful payment; and send the status of the payment order to the e-commerce client.
And after the credit payment module finishes the credit accounting operation, the payment module updates the state information of the payment order and updates the state of the payment order into the state of successful payment.
In order to further improve the ordering willingness of the user, as an implementation mode, after obtaining the payment success message, the e-commerce client can also display preference information to the group user, wherein the preference information is determined according to the credit accounting amount.
The offer information may include point information, and points may be calculated based on the credit billing amount.
For example, a rule of consuming 1 point by consuming 10 yuan is set, and if the credit accounting amount is 100 yuan, information that 10 points can be obtained by the user is shown.
The electronic commerce client is also used for receiving the state of the payment order sent by the payment module, updating the state of the transaction order and sending a payment success message;
the grouping module is also used for monitoring a successful payment message and storing a group participation order.
The grouping module is also used for checking whether grouping is achieved after the successful payment information is monitored, and sending the successful grouping information if the checking result is that grouping is successful.
The grouping module is specifically configured to:
and after the successful payment message is monitored, judging whether the number of the final group participating users is smaller than the group number of the first step, if not, sending a group combining successful message if the verification result is that the group combining is successful.
Still continuing with the previous example, if the grouping module judges that the number of the final group-participating users is 8 after monitoring the successful payment message, the number of the final group-participating users is smaller than the grouping number of the first step, and the grouping is unsuccessful; and if the grouping module judges that the number of the final group-participating users is 28 after monitoring the successful payment message, the number of the final group-participating users is larger than the grouping number of the first step, the verification result is successful grouping, and the grouping successful message is sent.
The grouping module is also used for obtaining a grouping success message and carrying out grouping delivery operation according to the grouping success message; and calculating the actual amount of the clumped deduction.
As shown in fig. 3, the clique module calculates the actual clique deduction amount in step 2.2. The credit payment module performs a transfer operation in step 2.3 to complete the actual payment. Therefore, the embodiment of the invention only carries out one-time payment after successful grouping, and compared with the prior art, the payment times are reduced.
The grouping module is specifically configured to:
obtaining the number of final participating users of the ladder clique;
determining the step where the actual clustering is located according to the number of the final clustering users;
and determining the actual lump deduction amount according to the step where the actual lump is located.
Still continuing with the previous example, if the grouping module obtains the final number of the grouped users as 15 according to the grouping check request of the ladder group, the step where the actual grouping is located is determined as step 1 according to the final number of the grouped users as 15, and then the actual grouping deduction amount is determined as 80 yuan according to the step where the actual grouping is located as step 1; if the grouping module obtains the number of the final grouping users to be 25 according to the grouping checking request of the ladder group, the step where the actual grouping is located is determined to be step 2 according to the number of the final grouping users to be 25, and the actual grouping deduction amount is determined to be 70 yuan according to the step where the actual grouping is located to be step 2; if the grouping module obtains 35 final users according to the grouping checking request of the ladder group, the step where the actual grouping is located is determined to be step 3 according to the number 35 of the final users, and the actual grouping deduction amount is determined to be 60 yuan according to the step where the actual grouping is located is determined to be step 3. And transferring the amount corresponding to the actual group deduction amount to a merchant account during transferring.
The clique module is also used for updating the clique state.
It should be noted that, in order to implement credit accounting and credit payment, a credit payment withholding protocol is opened before the user participates in the group, and the merchant opens the credit payment service. As shown in fig. 3.
Thus, the description of the first embodiment of the present invention is completed. According to the order payment system provided by the first embodiment of the invention, before grouping, credit is firstly adopted for keeping accounts, actual deduction does not occur, after grouping delivery, transfer is carried out according to the actual grouped deduction amount, a consumer only needs to pay once in grouping activities, and compared with twice payment, the payment times are reduced; and the payment of the fixed amount is not needed, so that the problem that the fixed amount cannot be returned is avoided.
The second embodiment of the present application provides an order payment method, and the execution subject of the order payment method may be a credit payment module, which is described below with reference to fig. 4.
As shown in fig. 4, in step S401, a payment order is obtained; the payment order is a payment order of a user participating in a ladder group; the payment order includes a credit billing amount.
The ladder group is a group combining mode, different discount prices are given by setting different ladder people, and generally, the more people participate, the lower the preferential price is.
For example, the commodity original price is 100 yuan, the ladder clique is divided into three grades,
step one: 10 ginseng groups, the commodity price is 80 yuan,
step two: 20 ginseng groups, the commodity price is 70 yuan,
step three: 30 ginseng groups, and the commodity price is 60 yuan.
The payment order may be sent by the payment module in the first embodiment of the invention.
The credit billing amount may be determined by a clique module in the order payment system. Specifically, the clique-matching module can obtain the highest payment amount corresponding to the clique according to the reference clique checking request of the clique; and obtaining the credit accounting amount according to the highest payment amount.
Still continuing the previous example, if the maximum payment amount for the get ladder is 80 dollars; the credit billing amount is 80 dollars according to the maximum payment amount. As shown in FIG. 1, the credit line is deducted by 80 yuan.
The grouping module can also obtain the number of the current grouping users according to the grouping checking request of the ladder group; determining the steps where the number of the current participating users is located according to the number of the current participating users; and determining the credit accounting amount according to the steps of the number of the current participating users.
Still continuing with the previous example, if the number of the current participating users is 25, the step where the number of the current participating users is located is determined to be step 2 according to the number of the current participating users 25, and then the credit accounting amount is determined to be 70 yuan according to the step 2 where the number of the current participating users is located, as shown in fig. 1, the credit amount is deducted by 70 yuan when being deducted. For another example, if the number of the current participating users is 30, the step where the number of the current participating users is located is determined to be step 3 according to the number of the current participating users 30, and then the credit billing amount is determined to be 60 yuan according to the step 3 where the number of the current participating users is located. As shown in FIG. 1, the credit line is deducted by 60 yuan when deducting from FIG. 1.
As shown in fig. 4, in step S402, a credit accounting operation is performed on the payment order.
Because the payment order form contains the credit accounting amount, after the credit payment module obtains the payment order form, the credit accounting operation can be carried out on the payment order form according to the credit accounting amount in the payment order form.
And credit accounting, namely, payment is carried out by a user in a transaction process in a pre-authorization mode.
For example, if the credit billing amount is 80 yuan, the credit billing is performed for 80 yuan.
As shown in fig. 4, in step S403, the actual amount of the lump sum deduction is obtained.
The actual amount of the clumped deduction can be obtained from the clumping module.
Still continuing with the previous example, if the grouping module obtains the final number of the grouped users as 15 according to the grouping check request of the ladder group, the step where the actual grouping is located is determined as step 1 according to the final number of the grouped users as 15, and then the actual grouping deduction amount is determined as 80 yuan according to the step where the actual grouping is located as step 1; if the grouping module obtains the number of the final grouping users to be 25 according to the grouping checking request of the ladder group, the step where the actual grouping is located is determined to be step 2 according to the number of the final grouping users to be 25, and the actual grouping deduction amount is determined to be 70 yuan according to the step where the actual grouping is located to be step 2; if the grouping module obtains 35 final users according to the grouping checking request of the ladder group, the step where the actual grouping is located is determined to be step 3 according to the number 35 of the final users, and the actual grouping deduction amount is determined to be 60 yuan according to the step where the actual grouping is located is determined to be step 3. And transferring the amount corresponding to the actual group deduction amount to a merchant account during transferring.
As shown in fig. 4, in step S404, a transfer operation is performed according to the actual amount of the clumped deduction, and actual payment is completed.
As shown in fig. 3, the clique module calculates the actual debit amount (i.e. the actual clique debit amount) in step 2.2. The credit payment module performs a transfer operation in step 2.3 to complete the actual payment. Therefore, the embodiment of the invention only carries out one-time payment after successful grouping, and compared with the prior art, the payment times are reduced.
It should be noted that, for the detailed description of the apparatus provided in the second embodiment of the present invention, reference may be made to the related description of the first embodiment of the present invention, and details are not repeated here.
Corresponding to the order payment method provided above, a third embodiment of the present invention further provides an order payment apparatus.
As shown in fig. 5, the order payment apparatus includes:
a payment order obtaining unit 501 for obtaining a payment order; the payment order is a payment order of a user participating in a ladder group; the payment order comprises a credit accounting amount;
a credit accounting unit 502, configured to perform a credit accounting operation on the payment order;
an actual lump deduction amount obtaining unit 503 for obtaining an actual lump deduction amount;
and the transfer unit 504 is used for transferring money according to the actual group deduction amount to finish actual payment.
It should be noted that, for the detailed description of the apparatus provided in the third embodiment of the present invention, reference may be made to the related description of the second embodiment of the present invention, and details are not repeated here.
A fourth embodiment of the present application provides a data processing method, where an execution subject of the data processing method may be a clustering module, and the following description is provided with reference to fig. 6.
As shown in fig. 6, in step S601, a reference blob check request for the ladder blob is obtained.
The group-combining module obtains the group-participating verification request and aims to determine the credit accounting amount of the group-participating user according to the group-participating verification request.
As shown in fig. 6, in step S602, the credit billing amount of the participating user is determined according to the participating group checking request of the ladder group.
As an embodiment, the determining the credit billing amount of the participating user according to the participating group checking request of the ladder group includes:
obtaining the highest payment amount corresponding to the ladder clique according to the reference clique checking request of the ladder clique; and obtaining the credit accounting amount according to the highest payment amount.
Still continuing with the example of the first embodiment of the present invention, if the clique-assembling module obtains the highest payment amount corresponding to the clique as 80 yuan according to the participated-group checking request of the clique; the credit billing amount is 80 dollars according to the maximum payment amount. As shown in FIG. 1, the credit line is deducted by 80 yuan.
As an embodiment, the determining the credit billing amount of the participating user according to the participating group checking request of the ladder group includes:
obtaining the number of current participating users according to the participating group checking request of the ladder group;
determining the steps where the number of the current participating users is located according to the number of the current participating users;
and determining the credit accounting amount according to the steps of the number of the current participating users.
Still following the example of the first embodiment of the present invention, if the grouping module obtains the number of the current participating users as 25 persons according to the participating verification request of the ladder group, the ladder where the number of the current participating users is located is determined as ladder 2 according to the number of the current participating users as 25, and then the credit accounting amount is determined as 70 yuan according to the ladder 2 where the number of the current participating users is located, as shown in fig. 1, the credit amount is deducted by 70 yuan. For another example, if the grouping module obtains the number of the current grouping users as 30 according to the grouping checking request of the step group, the step where the number of the current grouping users is located is determined as step 3 according to the number of the current grouping users as 30, and then the credit billing amount is determined as 60 yuan according to the step 3 where the number of the current grouping users is located. As shown in FIG. 1, the credit line is deducted by 60 yuan when deducting from FIG. 1.
The users can pay the credit accounting amount according to the number of the current group-participating users when opening/participating, the payment is completed by selecting a credit payment tool when paying, no amount transfer occurs at the moment, the accounting is completed only once by the credit payment module, and the accounting amount is the credit accounting amount provided by the grouping system. As shown in FIG. 1, 2.2.1 deducts the credit line according to the credit accounting amount.
As shown in fig. 6, in step S603, the number of final participating users is obtained.
When the party duration is reached, the party module may obtain the number of final party users.
As shown in fig. 6, in step S604, an actual lump sum deduction amount is determined according to the number of final participating users and transmitted.
The step of determining the actual amount of the grouped deduction according to the number of the final group-participating users comprises the following steps:
determining the step where the actual clustering is located according to the number of the final clustering users;
and determining the actual lump deduction amount according to the step where the actual lump is located.
Still continuing with the previous example, if the grouping module obtains the final number of the grouped users as 15 according to the grouping check request of the ladder group, the step where the actual grouping is located is determined as step 1 according to the final number of the grouped users as 15, and then the actual grouping deduction amount is determined as 80 yuan according to the step where the actual grouping is located as step 1; if the grouping module obtains the number of the final grouping users to be 25 according to the grouping checking request of the ladder group, the step where the actual grouping is located is determined to be step 2 according to the number of the final grouping users to be 25, and the actual grouping deduction amount is determined to be 70 yuan according to the step where the actual grouping is located to be step 2; if the grouping module obtains 35 final users according to the grouping checking request of the ladder group, the step where the actual grouping is located is determined to be step 3 according to the number 35 of the final users, and the actual grouping deduction amount is determined to be 60 yuan according to the step where the actual grouping is located is determined to be step 3. And transferring the amount corresponding to the actual group deduction amount to a merchant account during transferring.
It should be noted that, for the detailed description of the method provided by the fourth embodiment of the present invention, reference may be made to the related description of the first embodiment of the present invention, and details are not repeated here.
Corresponding to the data processing method provided above, a fifth embodiment of the present invention further provides a data processing apparatus.
As shown in fig. 7, the data processing apparatus includes:
a reference group verification request obtaining unit 701 configured to obtain a reference group verification request of a ladder group;
a credit accounting amount determination unit 702, configured to determine a credit accounting amount of the participating user according to the participating group verification request of the ladder group;
a number of final participating users obtaining unit 703, configured to obtain the number of final participating users;
and an actual group deduction amount determining unit 704, which determines an actual group deduction amount according to the number of the final group participating users and sends the actual group deduction amount.
It should be noted that, for the detailed description of the apparatus provided in the fifth embodiment of the present invention, reference may be made to the related description of the fourth embodiment of the present invention, and details are not described here again.
A sixth embodiment of the present invention provides an order payment system including: an e-commerce client and a server;
the electronic commerce client is used for receiving the credit accounting amount returned by the server;
the server is used for determining the credit accounting amount of the group users and returning the credit accounting amount to the e-commerce client; obtaining a payment order according to a payment link request acquired from an e-commerce client, and carrying out credit accounting on the payment order, wherein the payment order comprises credit accounting amount; obtaining the actual amount of the grouped deduction money; and transferring accounts according to the actual group deduction amount to finish actual payment.
A reference user may refer to a user participating in a ladder clique.
In one embodiment, the e-commerce client is further configured to obtain a group order of a group user.
As an implementation manner, the e-commerce client is further configured to generate a participating group checking request of the ladder group according to the participating group order, and send the participating group checking request of the ladder group to the server;
and the server is specifically used for determining the credit accounting amount of the participating user according to the participating group checking request of the ladder group.
As an embodiment, the e-commerce client is further configured to present at least one of the following information after the actual payment is completed:
the number of final participating users;
the step where the actual clumps are located;
actual group deduction amount.
For a detailed description of the sixth embodiment of the present invention, reference may be made to the description related to the first embodiment of the present invention, which is not repeated herein.
A seventh embodiment of the present invention provides an order payment method, including:
the server side determines the credit accounting amount of the group-participating user and returns the credit accounting amount to the e-commerce client side;
the e-commerce client receives the credit accounting amount returned by the server;
the server side obtains a payment order according to a payment link request acquired from the e-commerce client side, and carries out credit accounting on the payment order, wherein the payment order comprises credit accounting amount;
the server side obtains the actual amount of the grouped deduction money; and transferring accounts according to the actual group deduction amount to finish actual payment.
As an embodiment, before the step of the server side determining the credit billing amount of the participating user and returning the credit billing amount to the e-commerce client side, the method further comprises the following steps:
and the e-commerce client acquires a group joining order of the group joining user.
As an embodiment, further comprising: the e-commerce client generates a participating group checking request of the ladder group according to the participating group order and sends the participating group checking request of the ladder group to the server;
the server side determines the credit accounting amount of the participating user, and the method comprises the following steps: and the server side determines the credit accounting amount of the participating user according to the participating group checking request of the ladder group.
As an implementation manner, the embodiment of the present invention further includes: the e-commerce client displays at least one of the following information after the actual payment is completed:
the number of final participating users;
the step where the actual clumps are located;
actual group deduction amount.
For a detailed description of the seventh embodiment of the present invention, reference may be made to the description related to the first embodiment of the present invention, which is not repeated herein.
An eighth embodiment of the present invention provides an order payment method, including:
the grouping module determines the credit accounting amount of the grouped users and returns the credit accounting amount to the e-commerce client;
the e-commerce client receives the credit accounting amount returned by the grouping module; sending the actual amount of the grouped deduction to a credit payment module;
the payment module obtains a payment order according to a request of a payment link acquired from the e-commerce client; sending the payment order to a credit payment module; the payment order comprises a credit accounting amount;
the credit payment module obtains a payment order sent by the payment module and performs credit accounting on the payment order; obtaining the actual lump deduction amount sent by the lump combining module; and transferring accounts according to the actual group deduction amount to finish actual payment.
As an implementation manner, the embodiment of the present invention further includes:
the e-commerce client sends a participating group checking request of the ladder group to the grouping module;
the grouping module determines the credit accounting amount of the group users, and comprises the following steps: and the grouping module determines the credit accounting amount of the grouping user according to the grouping checking request of the ladder group.
In one embodiment, the clique module determines the credit billing amount of the clique user according to the clique check request of the ladder clique, including:
obtaining the highest payment amount corresponding to the ladder clique according to the reference clique checking request of the ladder clique; and obtaining the credit accounting amount according to the highest payment amount.
In one embodiment, the clique module determines the credit billing amount of the clique user according to the clique check request of the ladder clique, including:
obtaining the number of current participating users according to the participating group checking request of the ladder group;
determining the steps where the number of the current participating users is located according to the number of the current participating users;
and determining the credit accounting amount according to the steps of the number of the current participating users.
As an implementation manner, the embodiment of the present invention further includes: and after receiving the credit accounting amount returned by the grouping module, the electronic commerce client stores the transaction order of the grouped users of the ladder group.
As an implementation manner, the embodiment of the present invention further includes: the payment module updates the state information of the payment order and updates the state of the payment order into the state of successful payment; and send the status of the payment order to the e-commerce client.
As an implementation manner, the embodiment of the present invention further includes: the electronic commerce client receives the state of the payment order sent by the payment module, updates the state of the transaction order and sends a payment success message;
and the grouping module monitors the successful payment message and stores the group participation order.
As an implementation manner, the embodiment of the present invention further includes: and the grouping module checks whether grouping is achieved or not after monitoring the successful payment message, and sends a grouping success message if the checking result is that grouping is successful.
As an embodiment, after monitoring the payment success message, the grouping module checks whether to group, and if the checking result is that grouping is successful, sends a grouping success message, including:
and after monitoring the successful payment message, the grouping module judges whether the number of the final group participating users is less than the grouping number of the first step, if not, the verification result is successful grouping, and then the grouping success message is sent.
As an implementation manner, the embodiment of the present invention further includes:
the grouping module obtains a grouping success message and carries out grouping delivery operation according to the grouping success message; and calculating the actual amount of the clumped deduction.
As an embodiment, the grouping module calculates an actual grouping deduction amount, including:
the grouping module obtains the number of final group participating users of the ladder group;
determining the step where the actual clustering is located according to the number of the final clustering users;
and determining the actual lump deduction amount according to the step where the actual lump is located.
As an implementation manner, the embodiment of the present invention further includes: the clique-piecing module updates a clique-piecing state.
As an implementation manner, the embodiment of the present invention further includes:
and the e-commerce client displays the discount information to the party user after obtaining the payment success message, and the discount information is determined according to the credit accounting amount.
For a detailed description of the eighth embodiment of the present invention, reference may be made to the description related to the first embodiment of the present invention, which is not repeated herein.
A ninth embodiment of the present invention provides an electronic apparatus including:
a processor;
a memory for storing a program that, when read and executed by the processor, performs the method of any one of the eighth embodiments of the present application.
A tenth embodiment of the present invention provides a computer-readable storage medium, having a computer program stored thereon, wherein the computer program is configured to, when executed by a processor, perform the method according to any one of the eighth embodiments of the present application.
Although the present application has been described with reference to the preferred embodiments, it is not intended to limit the present application, and those skilled in the art can make variations and modifications without departing from the spirit and scope of the present application, therefore, the scope of the present application should be determined by the claims that follow.
In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, computer readable media does not include non-transitory computer readable media (transient media), such as modulated data signals and carrier waves.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

Claims (10)

1. An order payment system, comprising: the system comprises an e-commerce client, a group-combining module, a payment module and a credit payment module;
the electronic commerce client is used for receiving the credit accounting amount returned by the grouping module;
the grouping module is used for determining the credit accounting amount of the group participating user and returning the credit accounting amount to the e-commerce client; sending the actual amount of the grouped deduction to a credit payment module;
the payment module is used for obtaining a payment order according to a request of a payment link acquired from an e-commerce client; sending the payment order to a credit payment module; the payment order comprises a credit accounting amount;
the credit payment module is used for obtaining the payment order sent by the payment module and carrying out credit accounting on the payment order; obtaining the actual lump deduction amount sent by the lump combining module; and transferring accounts according to the actual group deduction amount to finish actual payment.
2. An order payment method, comprising:
the grouping module determines the credit accounting amount of the grouped users and returns the credit accounting amount to the e-commerce client;
the e-commerce client receives the credit accounting amount returned by the grouping module; sending the actual amount of the grouped deduction to a credit payment module;
the payment module obtains a payment order according to a request of a payment link acquired from the e-commerce client; sending the payment order to a credit payment module; the payment order comprises a credit accounting amount;
the credit payment module obtains a payment order sent by the payment module and performs credit accounting on the payment order; obtaining the actual lump deduction amount sent by the lump combining module; and transferring accounts according to the actual group deduction amount to finish actual payment.
3. An electronic device, characterized in that the electronic device comprises:
a processor;
a memory for storing a program which, when read and executed by the processor, performs the method of claim 1.
4. A computer-readable storage medium, on which a computer program is stored which, when executed by a processor, performs the method of claim 1.
5. An order payment method, comprising:
obtaining a payment order; the payment order is a payment order of a user participating in a ladder group; the payment order comprises a credit accounting amount;
performing credit accounting operation on the payment order;
obtaining the actual amount of the grouped deduction money;
and transferring accounts according to the actual group deduction amount to finish actual payment.
6. An order payment device, comprising:
a payment order obtaining unit for obtaining a payment order; the payment order is a payment order of a user participating in a ladder group; the payment order comprises a credit accounting amount;
the credit accounting unit is used for carrying out credit accounting operation on the payment order;
the actual grouping deduction amount obtaining unit is used for obtaining the actual grouping deduction amount;
and the transfer unit is used for transferring accounts according to the actual group deduction amount to finish actual payment.
7. A data processing method, comprising:
obtaining a reference group checking request of the ladder group;
determining the credit accounting amount of the participating users according to the participating verifying request of the ladder group;
obtaining the number of final participating users;
and determining the actual group deduction amount according to the number of the final group-participating users and sending the actual group deduction amount.
8. A data processing apparatus, comprising:
a reference group verification request obtaining unit for obtaining a reference group verification request of the ladder group;
the credit accounting amount determining unit is used for determining the credit accounting amount of the participating user according to the participating group checking request of the ladder group;
a final participating user number obtaining unit for obtaining a final participating user number;
and the actual group deduction amount determining unit is used for determining the actual group deduction amount according to the number of the final group participating users and sending the actual group deduction amount.
9. An order payment system, comprising: an e-commerce client and a server;
the electronic commerce client is used for receiving the credit accounting amount returned by the server;
the server is used for determining the credit accounting amount of the group users and returning the credit accounting amount to the e-commerce client; obtaining a payment order according to a payment link request acquired from an e-commerce client, and carrying out credit accounting on the payment order, wherein the payment order comprises credit accounting amount; obtaining the actual amount of the grouped deduction money; and transferring accounts according to the actual group deduction amount to finish actual payment.
10. An order payment method, comprising:
the server side determines the credit accounting amount of the group-participating user and returns the credit accounting amount to the e-commerce client side;
the e-commerce client receives the credit accounting amount returned by the server;
the server side obtains a payment order according to a payment link request acquired from the e-commerce client side, and carries out credit accounting on the payment order, wherein the payment order comprises credit accounting amount;
the server side obtains the actual amount of the grouped deduction money; and transferring accounts according to the actual group deduction amount to finish actual payment.
CN202010665150.XA 2020-07-10 2020-07-10 Order payment system, order payment method and device Pending CN111967866A (en)

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