CN111932319B

CN111932319B - Rights and interests configuration method and device, storage medium and computer equipment

Info

Publication number: CN111932319B
Application number: CN202010998251.9A
Authority: CN
Inventors: 耿晓东
Original assignee: Zhejiang Koubei Network Technology Co Ltd
Current assignee: Zhejiang Koubei Network Technology Co Ltd
Priority date: 2020-09-22
Filing date: 2020-09-22
Publication date: 2021-01-12
Anticipated expiration: 2040-09-22
Also published as: CN111932319A; CN114255065A

Abstract

The invention discloses a rights and interests configuration method, a rights and interests configuration device, a storage medium and computer equipment. The method comprises the following steps: sending an information browsing request, and receiving right and interest limit information and right and interest progress information sent by a server, wherein the right and interest limit information comprises a total right and interest limit; the equity progress information comprises a plurality of equity nodes and equity node information corresponding to at least one equity node, and the configurable equity sum of the equity nodes is not more than the total equity sum in the equity sum information; utilizing the preset component to render and display the equity limit information and the equity progress information, wherein the equity progress information comprises the following steps: and displaying the multiple right nodes and right node information corresponding to at least one right node in an associated manner. The method improves the flexibility of rights and interests verification, effectively eliminates various limitations of rights and interests during verification and sale, improves the utilization rate of the rights and interests, reduces the understanding cost and the memory cost of users to the rights and interests and effectively improves the rights and interests verification and sale rate.

Description

Rights and interests configuration method and device, storage medium and computer equipment

Technical Field

The present invention relates to the field of internet technologies, and in particular, to a rights and interests configuration method and apparatus, a storage medium, and a computer device.

Background

With the continuous development of internet technology, methods for incentivizing users to place orders on service-class software or platforms in a reward mode begin to emerge endlessly, and particularly, the incentive mode for new users is complicated in category. For example, some platforms may set some incentive tasks, such as an initial purchase task, and after the user completes the incentive task, the platforms may configure some rights or resources for the user according to the task completion condition of the user, or may directly distribute some rights or resources for the user, so as to incentivize the user to complete order transaction on the software or the platform.

However, in the current equity configuration method for the user, various use conditions, such as items for restricting equity use or use time, are set when the equity is configured for the user, and the restriction conditions make it difficult for the user to effectively remember the equity and cause the configured equity to be effectively utilized.

Disclosure of Invention

In view of this, the present application provides a rights and interests configuration method, system, storage medium and computer device, and mainly aims to solve the technical problems of low rights and interests utilization rate of configuration and low verification and sale ratio of receiving rights and interests.

According to a first aspect of the present invention, there is provided a rights configuration method, the method comprising:

sending an information browsing request, and receiving right and interest limit information and right and interest progress information sent by a server, wherein the right and interest limit information comprises a total right and interest limit; the equity progress information comprises a plurality of equity nodes and equity node information corresponding to at least one equity node, and the configurable equity sum of the equity nodes is not more than the total equity sum in the equity sum information;

utilizing the preset component to render and display the equity limit information and the equity progress information, wherein the equity progress information comprises the following steps: and displaying the multiple right nodes and right node information corresponding to at least one right node in an associated manner.

In one embodiment, the showing of the right amount information and the right progress information comprises: displaying at least one of total interest amount, exhausted interest amount and residual interest amount in the interest amount information; and showing a plurality of rights nodes in the rights progress information, the current rights node and the rights node information corresponding to the current rights node

In one embodiment, the method further comprises: receiving recommended commodities and/or recommended merchants pushed by a server; and displaying the recommended commodities and the interest verification and sale limit of the recommended commodities in an associated manner, and/or recommending merchants and the interest verification and sale limit of the recommending merchants.

In one embodiment, the method further comprises: sending an order acquisition request aiming at the recommended commodity or the recommended merchant, and receiving order information sent by the server, wherein the order information carries the rights and interests verification and expenditure limit of the recommended commodity or the recommended merchant; and associating the displayed order information with the rights and interests verification and sales amount of the recommended commodities or the recommended merchants.

In one embodiment, the method further comprises: sending a confirmation instruction aiming at order information carrying the rights and interests verification and sale amount of the recommended commodities or the recommended merchants; and receiving and displaying the updated right and interest limit information and right and interest progress information sent by the server.

In one embodiment, the method further comprises: when all the equity nodes in the equity progress information are in the completion state, displaying the resource exchange information; sending a trigger instruction aiming at the resource exchange information; and receiving and displaying at least one piece of resource information sent by the server, wherein the total amount of the resources, which is configurable by the at least one piece of resource information, is equal to the remaining equity amount in the equity amount information.

According to a second aspect of the present invention, there is provided a rights configuration method, the method comprising:

receiving an information browsing request of a target user, and acquiring user information, historical behavior information and historical order data of the target user;

obtaining the equity limit information and the equity progress information according to the user information, the historical behavior information and the historical order data of the target user, wherein the equity limit information comprises a total equity limit; the equity progress information comprises a plurality of equity nodes and equity node information corresponding to at least one equity node, and the configurable equity sum of the equity nodes is not more than the total equity sum in the equity sum information;

and sending the right and interest limit information and the right and interest progress information to the target user.

In one embodiment, obtaining the interest amount information and the interest progress information according to the user information, the historical behavior information and the historical order data of the target user includes: inputting the user information and the historical behavior information of the target user into the interest limit configuration model to obtain the total interest limit; acquiring exhausted right and residual right and left limits according to the total right and left limits and historical order data of the target user in a preset time period; obtaining the information of the equity limit according to the total equity limit, the exhausted equity limit and the remaining equity limit; according to a plurality of preset equity nodes and historical order data of a target user in a preset time period, equity node information corresponding to the current equity node and at least one equity node is obtained; and obtaining the equity progress information according to a plurality of preset equity nodes, the current equity node and the equity node information corresponding to at least one equity node.

In one embodiment, the sending the right amount information and the right progress information to the target user includes: sending the total equity limit, the exhausted equity limit and the remaining equity limit in the equity limit information to a target user; and sending the multiple right nodes in the right progress information, the current right node and right node information corresponding to at least one right node to the target user.

In one embodiment, the method further comprises: acquiring current position information of a target user; acquiring a plurality of recommended commodities and/or recommended merchants according to the user information, the historical behavior information, the historical order data and the current position information of the target user; respectively inputting commodity information of a plurality of recommended commodities and/or merchant information of recommended merchants into a credit limit verification configuration model to obtain the rights and interests credit limit of each recommended commodity and/or recommended merchant; and pushing the recommended commodities and the interest verification and sale amount of the recommended commodities and/or the recommended merchants and the interest verification and sale amount of the recommended merchants to the target user.

In one embodiment, the method further comprises: responding to an order acquisition request of a target user for a recommended commodity or a recommended merchant, and generating order information, wherein the order information carries the rights and interests verification and sales amount of the recommended commodity or the recommended merchant; and sending the order information to the target user.

In one embodiment, the method further comprises: responding to a confirmation instruction of the target user for the order information, and updating the right and interest limit information and the right and interest progress information according to the right and interest verification limit corresponding to the order information; and sending the updated right and interest limit information and right and interest progress information to the target user.

In one embodiment, the method further comprises: when all the equity nodes in the equity progress information are in a completion state, inputting the remaining equity limit of the target user and the historical behavior information of the target user into a resource configuration model to obtain at least one resource information, wherein the total amount of the resource configurable by the at least one resource information is equal to the remaining equity limit in the equity limit information; and responding to a triggering instruction which is sent by the target user and aims at the resource exchange information, and sending at least one resource information to the target user.

According to a third aspect of the present invention, there is provided a rights configuration apparatus comprising:

the request sending module is used for sending an information browsing request and receiving the right and interest limit information and the right and interest progress information sent by the server, wherein the right and interest limit information comprises a total right and interest limit; the equity progress information comprises a plurality of equity nodes and equity node information corresponding to at least one equity node, and the configurable equity sum of the equity nodes is not more than the total equity sum in the equity sum information;

the information display module is used for rendering and displaying the equity limit information and the equity progress information by utilizing the preset assembly, wherein the equity progress information comprises: and displaying the multiple right nodes and right node information corresponding to at least one right node in an associated manner.

In one embodiment, the information display module is specifically configured to display at least one of total interest amount, exhausted interest amount and remaining interest amount in the interest amount information; and showing a plurality of rights nodes in the rights progress information, the current rights node and the rights node information corresponding to the current rights node

In one embodiment, the device further comprises an information receiving module, wherein the information receiving module is used for receiving the recommended commodities and/or recommended merchants pushed by the server; the information display module is also used for displaying the recommended commodities and the interest verification and sale limit of the recommended commodities in a correlated mode, and/or recommending merchants and the interest verification and sale limit of the recommended merchants.

In one embodiment, the request sending module is further configured to send an order obtaining request for the recommended commodity or the recommended merchant, and receive order information sent by the server, where the order information carries the rights and interests checking and selling amount of the recommended commodity or the recommended merchant; the information display module is also used for associating and displaying the order information and the rights and interests checking and selling amount of the recommended commodities or the recommended merchants.

In one embodiment, the request sending module is further configured to send a confirmation instruction for order information carrying the rights and interests checking and selling amount of the recommended commodity or the recommended merchant; and the information display module is also used for receiving and displaying the updated right and interest limit information and right and interest progress information sent by the server.

In one embodiment, the device further comprises a node judgment module, wherein the node judgment module is used for displaying the resource exchange information when all the equity nodes in the equity progress information are in the completion state; the request sending module is also used for sending a trigger instruction aiming at the resource exchange information; the information display module is further used for receiving and displaying at least one resource information sent by the server, wherein the total amount of the resource configurable by the at least one resource information is equal to the remaining equity amount in the equity amount information.

According to a fourth aspect of the present invention, there is provided a rights configuration apparatus comprising:

the request receiving module is used for receiving an information browsing request of a target user and acquiring user information, historical behavior information and historical order data of the target user;

the information processing module is used for obtaining the equity limit information and the equity progress information according to the user information, the historical behavior information and the historical order data of the target user, wherein the equity limit information comprises a total equity limit; the equity progress information comprises a plurality of equity nodes and equity node information corresponding to at least one equity node, and the configurable equity sum of the equity nodes is not more than the total equity sum in the equity sum information;

and the information sending module is used for sending the right and interest limit information and the right and interest progress information to the target user.

In one embodiment, the information processing module is specifically configured to obtain the equity limit information and the equity progress information according to the user information, the historical behavior information, and the historical order data of the target user, and includes: inputting the user information and the historical behavior information of the target user into the interest limit configuration model to obtain the total interest limit; acquiring exhausted right and residual right and left limits according to the total right and left limits and historical order data of the target user in a preset time period; obtaining the information of the equity limit according to the total equity limit, the exhausted equity limit and the remaining equity limit; according to a plurality of preset equity nodes and historical order data of a target user in a preset time period, equity node information corresponding to the current equity node and at least one equity node is obtained; and obtaining the equity progress information according to a plurality of preset equity nodes, the current equity node and the equity node information corresponding to at least one equity node.

In one embodiment, the information sending module is specifically configured to send the total equity amount, the used-up equity amount, and the remaining equity amount in the equity amount information to the target user; and sending the multiple right nodes in the right progress information, the current right node and right node information corresponding to at least one right node to the target user.

In one embodiment, the apparatus further comprises a location obtaining module, wherein the location obtaining module is configured to obtain current location information of the target user; the information processing module is further used for acquiring a plurality of recommended commodities and/or recommended merchants according to the user information, the historical behavior information, the historical order data and the current position information of the target user; respectively inputting the commodity information of a plurality of recommended commodities and/or the merchant information of recommended merchants into a credit limit verification configuration model to obtain the rights and interests credit limit of each recommended commodity and/or recommended merchant; the information sending module is further used for pushing the recommended commodities and the rights and interests verification and sales lines of the recommended commodities, and/or the recommended merchants and the rights and interests verification and sales lines of the recommended merchants to the target user.

In one embodiment, the request receiving module is further configured to generate order information in response to an order obtaining request of a target user for a recommended commodity or a recommended merchant, where the order information carries a rights and interests verification and sales amount of the recommended commodity or the recommended merchant; and the information sending module is also used for sending the order information to the target user.

In one embodiment, the request receiving module is further configured to respond to a confirmation instruction of the target user for the order information, and update the equity amount information and the equity progress information according to the equity verification and cancellation amount corresponding to the order information; and the information sending module is also used for sending the updated right and interest limit information and right and interest progress information to the target user.

In one embodiment, the information processing module is further configured to, when all the equity nodes in the equity progress information are in a complete state, input the remaining equity limit of the target user and the historical behavior information of the target user into the resource configuration model to obtain at least one piece of resource information, where a total amount of resources configurable by the at least one piece of resource information is equal to the remaining equity limit in the equity limit information; the information sending module is further used for responding to a trigger instruction which is sent by the target user and aims at the resource exchange information, and sending at least one resource information to the target user.

According to a fifth aspect of the present invention, there is provided a storage medium having stored thereon a computer program which, when executed by a processor, implements the above-described entitlement configuration method.

According to a sixth aspect of the present invention, there is provided a computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing the above mentioned benefits configuration method when executing the program.

The invention provides a rights and interests configuration method, a device, a storage medium and computer equipment.A client sends an information browsing request, a server receives the information browsing request sent by the client, acquires user information, historical behavior information and historical order data of a target user, then obtains rights and interests amount information and rights and interests progress information according to the information, and then sends the rights and interests amount information and the rights and interests progress information to the target user, and the target user can use a preset component to render and display the received information after receiving the rights and interests amount information and the rights and interests progress information sent by the server, wherein the rights and interests amount information received by the client comprises a total rights and interests amount; the equity progress information comprises a plurality of equity nodes and equity node information corresponding to at least one equity node, and the configurable equity sum of the equity nodes is not more than the total equity sum in the equity sum information. According to the method, the rights and interests amount information and the rights and interests progress information are configured for the user, the rights and interests verification and cancellation process is divided into the rights and interests nodes, the user can master the contents and the verification and cancellation time of the rights and interests, the flexibility of the rights and interests verification and cancellation is improved, various limits of the rights and interests in the verification and cancellation process are effectively eliminated, the utilization rate of the rights and interests is improved, meanwhile, the rights and interests nodes in the rights and interests progress information and the rights and interests node information corresponding to the rights and interests nodes can remind the user of the rights and interests verification and cancellation progress constantly, the understanding cost and the memory cost of the user on the rights and interests are reduced, and the rights and cancellation rate is effectively improved.

The foregoing description is only an overview of the technical solutions of the present application, and the present application can be implemented according to the content of the description in order to make the technical means of the present application more clearly understood, and the following detailed description of the present application is given in order to make the above and other objects, features, and advantages of the present application more clearly understandable.

Drawings

The accompanying drawings, which are included to provide a further understanding of the invention and are incorporated in and constitute a part of this application, illustrate embodiment(s) of the invention and together with the description serve to explain the invention without limiting the invention. In the drawings:

fig. 1 is a flow chart illustrating a rights configuration method according to an embodiment of the present invention;

FIG. 2 is a flow chart illustrating another equity configuration method provided by an embodiment of the invention;

FIG. 3 is a schematic diagram illustrating a scenario of a rights configuration method according to an embodiment of the present invention;

FIG. 4 is a schematic diagram illustrating a scenario of a rights configuration method according to an embodiment of the present invention;

FIG. 5 is a schematic diagram illustrating a scenario of a rights configuration method according to an embodiment of the present invention;

fig. 6 is a schematic structural diagram illustrating an equity configuration apparatus provided by an embodiment of the present invention;

fig. 7 is a schematic structural diagram of another equity configuration device provided by the embodiment of the invention.

Detailed Description

The invention will be described in detail hereinafter with reference to the accompanying drawings in conjunction with embodiments. It should be noted that the embodiments and features of the embodiments in the present application may be combined with each other without conflict.

In one embodiment, as shown in fig. 1, there is provided a rights configuration method, which is described by taking the method as an example applied to a client and a server, and includes the following steps:

101. the client sends an information browsing request.

102. And the server receives the information browsing request of the target user and acquires the user information, the historical behavior information and the historical order data of the target user.

Specifically, the client may send an information browsing request to the server, and after receiving the information browsing request sent by the client where the target user is located, the server may obtain information, such as user information, historical behavior information, and historical order data, of the target user from the database. The information browsing request sent by the client to the server can be in various forms, wherein one form is that the user automatically allows the client to receive various types of commodity information, merchant information, configured resource information or rights and interests information and the like pushed by the server after entering the application program. The user information of the target user may include information related to the user, such as age information, gender information, region information, identity information, and the like of the user, which can be accessed after the user authorization; the historical behavior information of the target user can be analyzed and extracted from a user behavior log of authorized access of the user, and comprises search records, access records, browsing records, click records and the like of the user in the past period or in the whole life cycle range of the user; the historical order data may be the order quantity information of the user in the past period or the whole user life cycle range, the goods or service information corresponding to the order, the order price information and the like.

103. And the server side obtains the equity limit information and the equity progress information according to the user information, the historical behavior information and the historical order data of the target user.

104. And the server side sends the right and limit information and the right and progress information to the target user.

Specifically, the server side can obtain the user characteristics and behavior preference of the target user through a certain data processing and analyzing means according to the user information, the historical behavior information and the historical order data of the target user, and then configure the equity limit information for the user according to the user characteristics and behavior preference of the target user. Specifically, the server side can obtain various information such as the sex, age, location, life cycle length of the user, login frequency, login time, types and prices of purchased commodities and the like of the user by classifying the user information, historical behavior information and historical order data of the target user, and then configures the interest limit information for the target user according to preset matching conditions or a data model based on the information. The information of the equity limit may specifically include information of the equity limit such as a total equity limit, an exhausted equity limit, and a remaining equity limit, wherein the total equity limit refers to an amount of the equity total that the target user can approve the use, the exhausted equity limit refers to an amount of the equity that the user has approve the use, and the remaining equity limit refers to an amount of the equity that the user remains to use. In this embodiment, according to different characteristics of each type of crowd and the behavior of the crowd, the total interest limit in the interest limit information can be configured to different values, so that the configured interest limit information is more targeted.

Further, the server side can configure rights and interests progress information for the target user according to the user information, the historical behavior information and the historical order data of the target user. Specifically, the equity progress information may include a plurality of equity nodes and equity node information corresponding to at least one equity node, where the plurality of equity nodes include completed equity nodes and incomplete equity nodes, and a next equity node of all completed equity nodes is referred to as a current equity node, that is, the current equity node is an incomplete equity node, and further, the plurality of equity nodes may sequentially flow in a set direction, and each equity node may be configured with a certain equity amount, but the equity amount configured by all nodes is not greater than the above-mentioned total equity amount, for example, the total equity amount configured by a target user is 60 yuan, and the number of equity nodes is three, so the total amount of equity amounts configured by three nodes cannot exceed 60 yuan. Furthermore, for each equity node, corresponding equity node information can be configured for the equity node, wherein the equity node information can record equity amount expected to be configured for the current equity node to guide a customer to carry out verification and sale, and information related to equity verification and sale, such as equity verification and sale amount, verification and sale category, verification and sale merchant information, verification and sale commodity information and the like of the completed equity node, so that understanding cost and memory cost of the user on the verified and sold equity node are reduced. In this embodiment, the right progress information may be understood as dividing the right amount information into a plurality of sub amounts, so as to guide the target user to sequentially check and sell rights of the plurality of right nodes, and the specific content of the check and sell may be selected by the user, so that the flexibility of the right check and sell is high, and the configured rights and interests may also be effectively utilized.

In this embodiment, the number of the equity nodes in the equity progress information may be preset, for example, 3, and the current equity node of the user may be related to the historical order data of the user, for example, the target user purchases a commodity once within a preset time period, for example, three months, to form an order, and then the current equity node of the user may start to flow backwards from the second node. It should be understood that the foregoing examples are only for clearly illustrating the present embodiment, and do not constitute a limitation to the present embodiment, that is, the number of equity nodes in the equity progress and the configuration of the current equity nodes of the user may also be implemented in other manners, such as through a trained data model output, and the present embodiment is not limited specifically herein.

105. The client receives and utilizes the preset component to render and display the equity limit information and the equity progress information.

Specifically, after sending an information browsing request to the server, the client may receive the equity limit information and the equity progress information generated by the server, and then the client may render and display the equity limit information and the equity progress information by using the preset component, where the displayed content may include at least one of a total equity limit, an exhausted equity limit, and a remaining equity limit in the equity limit information, and may also include contents such as a plurality of equity nodes in the equity progress information and equity node information corresponding to at least one equity node. In addition, when displaying the right and interest limit information and the right and interest progress information, the client may display the total right and interest limit or the remaining right and interest limit information in a first area of the preset area, and render and display the right and interest progress information such as the right and interest node and the right and interest node information in a second area. In addition, the client can also display other information according to the actual situation, the display of the information can provide a very intuitive feeling for the target user, the target user can conveniently understand the specific content of the rights and interests, the verification and the cancellation of the rights and interests are further promoted, and the verification and the cancellation rate of the rights and interests are improved.

In this embodiment, the client may use the preset component to display the multiple equity nodes and equity node information corresponding to at least one equity node in an associated manner, that is, after the user sends a touch instruction for any equity node of the multiple equity nodes, the client may display corresponding equity node information. For example, when the user sends a touch instruction for the current equity node, the client displays the equity amount expected to be configured by the current equity node; when the user sends a touch instruction aiming at the completed rights and interests node, the client displays the information related to rights and interests verification and sale, such as the rights and interests verification and sale amount, the verification and sale category, the verification and sale merchant information, the verification and sale commodity information and the like of the completed rights and interests node. Through the method of the association display, the user can understand and memorize the related content of the rights and interests node more intuitively, and the forward progress of the core-selling and core-selling process is promoted.

The equity configuration method provided by the embodiment includes the steps that firstly, a client sends an information browsing request, a server receives the information browsing request sent by the client, acquires user information, historical behavior information and historical order data of a target user, then obtains equity limit information and equity progress information according to the information, and then sends the equity limit information and the equity progress information to the target user, and after the target user receives the equity limit information and the equity progress information sent by the server, the target user can use a preset assembly to render and display the received information, wherein the equity limit information received by the client comprises a total equity limit; the equity progress information comprises a plurality of equity nodes and equity node information corresponding to at least one equity node, and the configurable equity sum of the equity nodes is not more than the total equity sum in the equity sum information. According to the method, the rights and interests amount information and the rights and interests progress information are configured for the user, the rights and interests verification and cancellation process is divided into the rights and interests nodes, the user can master the contents and the verification and cancellation time of the rights and interests, the flexibility of the rights and interests verification and cancellation is improved, various limits of the rights and interests in the verification and cancellation process are effectively eliminated, the utilization rate of the rights and interests is improved, meanwhile, the rights and interests nodes in the rights and interests progress information and the rights and interests node information corresponding to the rights and interests nodes can remind the user of the rights and interests verification and cancellation progress constantly, the understanding cost and the memory cost of the user on the rights and interests are reduced, and the rights and cancellation rate is effectively improved.

Further, as a refinement and an extension of the specific implementation of the above embodiment, in order to fully illustrate the implementation process of the embodiment, a rights configuration method is provided, as shown in fig. 2, the method includes the following steps:

201. the client sends an information browsing request.

202. And the server receives the information browsing request of the target user and acquires the user information, the historical behavior information and the historical order data of the target user.

203. And the server side obtains the equity limit information and the equity progress information according to the user information, the historical behavior information and the historical order data of the target user.

204. And the server side sends the right and limit information and the right and progress information to the target user.

Further, the server side can configure rights and interests progress information for the target user according to the user information, the historical behavior information and the historical order data of the target user. Specifically, the equity progress information may include a plurality of equity nodes and equity node information corresponding to at least one equity node, where the plurality of equity nodes include completed equity nodes and incomplete equity nodes, and a next equity node of all completed equity nodes is referred to as a current equity node, that is, the current equity node is an incomplete equity node, and further, the plurality of equity nodes may sequentially flow in a set direction, and each equity node may configure a certain equity amount, but the equity amount configured by all nodes is not greater than the above-mentioned total equity amount, for example, the total equity amount configured by a target user is 60 yuan, and the number of equity nodes is three, so the total amount of equity amounts configured by three equity nodes cannot exceed 60 yuan. Furthermore, for each interest node, corresponding interest node information can be configured, wherein the interest node information can record an expected configured interest amount of the current interest node to guide the customer to carry out verification and cancellation, and can also record verification and cancellation related information of the completed interest node, such as an interest verification and cancellation amount, verification and cancellation categories, verification and cancellation merchant information, verification and cancellation commodity information and the like, so that the understanding cost and the memory cost of the user on the verified and cancelled interest node are reduced. In this embodiment, the right progress information may be understood as dividing the right amount information into a plurality of sub amounts, so as to guide the target user to sequentially check and sell rights of the plurality of right nodes, and the specific content of the check and sell may be selected by the user, so that the flexibility of the right check and sell is high, and the configured rights and interests may also be effectively utilized.

In this embodiment, the number of the equity nodes in the equity progress information may be preset, for example, 3, and the current equity node of the target user may be obtained according to the number of the equity nodes and the number of the historical order data of the target user in a preset time period, that is, when the number of the historical order data of the target user in the preset time period is less than the number of the equity nodes, the number of bits of the current equity node of the target user is 1 added to the number of the historical order, for example, when the target user purchases a commodity within a preset time period, such as three months, to form an order, at this time, the current equity node of the user may start to flow backwards from the second node.

In addition, the server may also obtain the right amount and the remaining right amount used up by the target user according to the order amount in the historical order data, for example, referring to fig. 3 and 4, assuming that the total right amount of the target user is 60 yuan, the target user has purchased a commodity and formed an order once, and the right amount consumed by the order is 15 yuan, the right amount used up by the target user is 15 yuan, the remaining right amount of the target user is 45 yuan, and the current right node of the target user is the second right node.

205. The client receives and utilizes the preset component to render and display the equity limit information and the equity progress information.

Specifically, after sending an information browsing request to the server, the client may receive the equity limit information and the equity progress information generated by the server, and then the client may render and display the equity limit information and the equity progress information by using the preset component, where the displayed content may include at least one of total equity limit, used-up equity limit, and remaining equity limit in the equity limit information, and multiple equity nodes in the equity progress information, and equity node information corresponding to the current equity node and the like. As shown in fig. 3 and 4, the client may display the total interest amount or the remaining interest amount in a first area of the preset area, and render and display the interest progress information such as the interest node and the interest node information in a second area. Through the displayed information, a very visual feeling can be provided for the target user, the target user can conveniently understand the specific contents of the rights and interests, the rights and interests are further promoted to be verified and sold, and the rights and interests verification and sale rate is improved.

206. And the server side acquires the current position information of the target user.

207. And the server side acquires a plurality of recommended commodities and/or recommended merchants according to the user information, the historical behavior information, the historical order data and the current position information of the target user.

Specifically, the server side can obtain current position information of a target user through an information browsing request sent by the client side, and then obtain a plurality of recommended commodities and/or a plurality of recommended merchants according to the user information, historical behavior information, historical order data and the current position information of the target user, wherein the historical behavior information of the target user can be analyzed and extracted from a user behavior log authorized to access by the user, and comprises a search record, an access record, a browsing record, a click record and the like of the user in a past period of time; the position information of the target user can be obtained by the user authorization client side accessing the position of the target user, or can be obtained by address information input by the user, and further, for the obtained recommended commodities or recommended merchants, intelligent sequencing can be carried out according to the preference or distance of the user.

208. The server side respectively inputs commodity information of a plurality of recommended commodities and/or merchant information of recommended merchants into the credit limit verification configuration model to obtain the rights and interests credit limit of each recommended commodity and/or recommended merchant.

Specifically, the server may obtain the equity verification and sale amount of the recommended commodity according to the commodity information of the recommended commodity, and obtain the equity verification and sale amount of the recommended merchant according to the merchant information of the recommended merchant, where the equity verification and sale amount of the recommended commodity refers to an amount that the recommended commodity can be verified and sold on the current equity node, and the amount may be obtained by calculation according to the commodity information of the recommended commodity, for example, the equity verification and sale amount of the recommended commodity may be 50% of the price of the recommended commodity, and the amount may also be obtained by a trained mathematical model, for example, inputting the commodity information of the recommended commodity and the historical behavior information of the target user into a trained verification and sale amount configuration model, so as to obtain the equity verification and sale amount of the recommended commodity.

Further, the rights and interests checking and selling amount of the recommended merchant refers to an amount that a certain commodity of the recommended merchant can be checked and sold on a current rights and interests node, and the amount can be obtained through calculation according to merchant information of the recommended merchant, for example, the rights and interests checking and selling amount of the recommended merchant can be 50% of an average price of the commodity of the recommended merchant or a weighted value of a certain rights and interests amount set by the merchant, and the amount can also be obtained through a trained mathematical model, for example, merchant information of the recommended merchant and historical behavior information of a target user are input into the trained checking and selling amount configuration model, and the rights and interests checking and selling amount of the recommended merchant is obtained.

209. And the server side pushes the recommended commodities and the rights and interests verification and sale limit of the recommended commodities and/or the recommended merchants and the rights and interests verification and sale limit of the recommended merchants to the target user.

210. The client receives and displays the recommended commodities and the rights and interests verification and sale amount of the recommended commodities, and/or the recommended merchants and the rights and interests verification and sale amount of the recommended merchants, which are pushed by the server.

Specifically, the server may push the obtained multiple recommended commodities and the interest and expense amount of each recommended commodity, and/or multiple recommended merchants and the interest and expense amount of each recommended merchant together to the target user, so that the client where the target user is located may receive and display the information, as shown in fig. 3 and 4, the client may display commodity information of each recommended commodity and/or merchant information of each recommended merchant, and associate and display the interest and expense amount of each recommended commodity and/or the interest and expense amount of each recommended merchant, in addition, a display area (hereinafter referred to as a recommendation area) of the recommended commodity and the recommended merchant may be disposed near the interest amount information and interest progress information display area, such as disposed below the interest and interest progress information display area, during display, the client can perform correlation processing on the equity progress information and the information displayed in the recommendation area, namely when the target user has unfinished equity nodes, the recommendation area can display the equity verification and sale amount of the recommended merchants and/or the recommended commodities at the current equity nodes, and when all equity nodes of the target user are in a finished state, the recommendation area can only display the related information of the recommended merchants and/or the related information of the recommended commodities. The display method can enable the target user to intuitively feel the interest amount of each commodity or each merchant which can be checked and sold, reduces the understanding difficulty of the user, reduces the complexity and the limitation of the interest checking and selling, and improves the utilization rate and the checking and selling rate of the interest.

It should be noted that, if the user does not select a specific verified commodity or merchant in the current browsing state, and directly quits the browsing of the application software, when the target user enters the application environment again for browsing, the recommended commodity and the recommended merchant pushed by the server, and the specific rights and interests verification and sale amount may be recalculated and readjusted to adapt to the actual needs of the user.

211. The client sends an order acquisition request aiming at the recommended commodities and/or the recommended merchants.

212. And the server side responds to an order acquisition request of the target user for the recommended commodity or the recommended merchant to generate order information.

213. And the server side sends the order information to the target user.

214. And the client receives and displays the order information sent by the server.

Specifically, if a target user selects a certain recommended commodity pushed by a server or a commodity of a certain recommended merchant (hereinafter referred to as the commodity), the client may send an order acquisition request for the commodity to the server, and after receiving the request, the server may generate order information according to commodity information of the commodity and send the order information to the client where the target user is located, so that the client may receive the order information. In this embodiment, the order information generated by the server includes the equity credit limit of the recommended commodity or the recommended merchant, and when the client displays the order information, the client can directly display the commodity price information with the equity credit limit subtracted, so that the difficulty in understanding the equity credit limit by the user is reduced.

215. And the client sends a confirmation instruction for the order information.

216. And the server responds to the confirmation instruction of the target user for the order information, and updates the interest limit information and the interest progress information according to the interest verification limit corresponding to the order information.

217. And the server side sends the updated right and interest limit information and right and interest progress information to the target user.

218. And the client receives and displays the updated right and interest limit information and right and interest progress information sent by the server.

Specifically, after the client displays the order information, the target user can further send a confirmation instruction for the order information to the server through the client, namely, confirm the commodity corresponding to the purchase order information and confirm the equity expense check limit for using the commodity, further, the server can receive the confirmation instruction for the order information sent by the client, obtain the equity limit used up by the target user and the remaining equity limit according to the equity expense check limit corresponding to the order information, record the equity expense information of the commodity in the current equity node, forward flow the current equity node for one bit, and finally send the updated equity limit information and equity progress information to the target user, so that the client can receive the updated remaining equity limit of the target user and the current equity node of the target user, and displaying the information when the target user returns to the commodity browsing interface. As shown in fig. 3 and 4, fig. 3 may be regarded as information displayed by the client before the purchase of the commodity, and fig. 4 may be regarded as information displayed by the client after the purchase of the commodity.

It should be noted that the interface shown in fig. 4 may also be understood that the target user has purchased a product once within a preset time period, and the purchased product also uses a corresponding equity verification amount, but the manner of equity verification is different from the method provided in this embodiment, and in order to not repeatedly configure equity amount information, the equity amount verified by the user through other manners may be calculated in the equity amount information of the target user, so that different equity configuration manners in the application program are integrated and linked, thereby improving the integrity of equity and reducing the difficulty of understanding by the user.

In this embodiment, the target user may obtain the equity verification and sales limit of the recommended merchant or the recommended goods by means of confirming the order online, and obtain the corresponding goods or services by means of distribution or offline verification and sales; the target user can also directly obtain the equity verification and sales limit of the recommended merchant or the recommended commodity through an offline verification and sales mode, for example, the target user can directly deduct the equity verification and sales limit of the merchant by 15 yuan through a mode of scanning a payment code of the merchant. Specifically, the implementation is not particularly limited as to the manner of obtaining the rights, interests, verification and sales limit of the recommended commodities and the recommended merchants, and the method can be specifically determined according to actual conditions.

219. And the server side judges that all the rights and interests nodes in the rights and interests progress information are in a completion state, and inputs the remaining rights and interests amount of the target user and the historical behavior information of the target user into the resource configuration model to obtain at least one resource information.

220. And the client displays the resource exchange information when judging that all the rights and interests nodes in the rights and interests progress information are in the completion state.

Specifically, when all the equity nodes of the target user are in a complete state, that is, the target user has completed the equity verification times indicated by the equity nodes, the server further converts the remaining equity amount into at least one resource information according to the remaining equity amount of the target user and the historical behavior information of the target user, wherein the resource information may be a redemption ticket or a full discount ticket with a certain amount, and the like. Compared with the operation of the server, when all the rights and interests nodes in the rights and interests progress information are in the completion state, the client displays the resource exchange information on a corresponding interface so as to prompt the target user that the remaining rights and interests verification limit can be exchanged into resource information with equal limit, and the target user can select whether to exchange or not according to the own requirements.

221. And the client sends a triggering instruction aiming at the resource exchange information.

222. And the server side responds to a trigger instruction aiming at the resource exchange information sent by the target user and sends at least one resource information to the target user.

223. The client receives and displays at least one resource information sent by the server.

Specifically, if the target user selects to exchange the remaining equity expense credit into resource information with equal credit, the resource exchange information displayed by the client can be clicked, so that a trigger instruction for the resource exchange information is sent to the server through the client, the server can send at least one resource information to the target user after receiving the trigger instruction for the resource exchange information sent by the target user, so that the client can receive and display the resource information, as shown in fig. 5, after the user completes 3 orders, all equity nodes of the target user are in a complete state, at this time, the remaining equity expense credit of the target user is 27 yuan, meanwhile, the client displays the resource exchange information, after the user clicks the resource exchange information, the client further displays the exchangeable resource information to the user, the total amount of resources configured by the 3 resource information is equal to the remaining equity credit, and 27 yuan, the configured right and limit information can be fully utilized by the method.

Further, as a specific implementation of the method shown in fig. 1 and fig. 2, the present embodiment provides a rights configuration apparatus, as shown in fig. 6, the apparatus includes: a request sending module 31 and an information presentation module 32.

The request sending module 31 is configured to send an information browsing request, and receive right and interest quota information and right and interest progress information sent by the server, where the right and interest quota information includes a total right and interest quota; the equity progress information comprises a plurality of equity nodes and equity node information corresponding to at least one equity node, and the configurable equity sum of the equity nodes is not more than the total equity sum in the equity sum information;

the information display module 32 may be configured to render and display the equity limit information and the equity progress information by using the preset components, wherein the equity progress information includes: and displaying the multiple right nodes and right node information corresponding to at least one right node in an associated manner.

In one embodiment, the information displaying module 32 is specifically configured to display at least one of the total interest amount, the used-up interest amount, and the remaining interest amount in the interest amount information; and showing a plurality of rights nodes in the rights progress information, the current rights node and the rights node information corresponding to the current rights node

In one embodiment, the apparatus further includes an information receiving module 33, where the information receiving module 33 is operable to receive the recommended goods and/or recommended businesses pushed by the server; the information display module 32 may further be configured to display the recommended product and the interest verification and sale amount of the recommended product in an associated manner, and/or recommend the merchant and the interest verification and sale amount of the recommended merchant.

In one embodiment, the request sending module 31 may be further configured to send an order obtaining request for the recommended product or the recommended merchant, and receive order information sent by the server, where the order information carries the rights and interests checking and selling amount of the recommended product or the recommended merchant; the information display module 32 may also be configured to associate the displayed order information with the equity verification and sales limit of the recommended goods or the recommended merchants.

In one embodiment, the request sending module 31 may be further configured to send a confirmation instruction for order information carrying the rights and interests checking and selling amount of the recommended goods or recommended merchants; the information display module 32 may also be configured to receive and display updated right and interest amount information and right and interest progress information sent by the server.

In one embodiment, the apparatus further includes a node determining module 34, where the node determining module 34 is configured to display the resource exchange information when all the equity nodes in the equity progress information are in the completion state; the request sending module 31 may be further configured to send a trigger instruction for the resource exchange information; the information display module 32 may further be configured to receive and display at least one resource information sent by the server, where the total amount of the resource configurable by the at least one resource information is equal to the remaining equity amount in the equity amount information.

It should be noted that other corresponding descriptions of the functional units related to the apparatus for configuring rights provided in this embodiment may refer to the corresponding descriptions in fig. 1 and fig. 2, and are not repeated herein.

Further, as a specific implementation of the method shown in fig. 1 and fig. 2, the present embodiment provides a rights configuration apparatus, as shown in fig. 7, the apparatus includes: a request receiving module 41, an information processing module 42, and an information transmitting module 43.

A request receiving module 41, configured to receive an information browsing request of a target user, and obtain user information, historical behavior information, and historical order data of the target user;

the information processing module 42 is configured to obtain the equity limit information and the equity progress information according to the user information, the historical behavior information, and the historical order data of the target user, where the equity limit information includes a total equity limit; the equity progress information comprises a plurality of equity nodes and equity node information corresponding to at least one equity node, and the configurable equity sum of the equity nodes is not more than the total equity sum in the equity sum information;

and the information sending module 43 is configured to send the interest amount information and the interest progress information to the target user.

In an embodiment, the information processing module 42 is specifically configured to obtain the interest amount information and the interest progress information according to the user information, the historical behavior information, and the historical order data of the target user, and includes: inputting the user information and the historical behavior information of the target user into the interest limit configuration model to obtain the total interest limit; acquiring exhausted right and residual right and left limits according to the total right and left limits and historical order data of the target user in a preset time period; obtaining the information of the equity limit according to the total equity limit, the exhausted equity limit and the remaining equity limit; according to a plurality of preset equity nodes and historical order data of a target user in a preset time period, equity node information corresponding to the current equity node and at least one equity node is obtained; and obtaining the equity progress information according to a plurality of preset equity nodes, the current equity node and the equity node information corresponding to at least one equity node.

In one embodiment, the message sending module 43 is specifically configured to send the total equity amount, the used-up equity amount, and the remaining equity amount in the equity amount message to the target user; and sending the multiple right nodes in the right progress information, the current right node and right node information corresponding to at least one right node to the target user.

In one embodiment, the apparatus further comprises a location obtaining module 44, wherein the location obtaining module 44 is operable to obtain current location information of the target user; the information processing module 42 may also be configured to obtain a plurality of recommended commodities and/or recommended merchants according to the user information, the historical behavior information, the historical order data, and the current location information of the target user; respectively inputting the commodity information of a plurality of recommended commodities and/or the merchant information of recommended merchants into a credit limit verification configuration model to obtain the rights and interests credit limit of each recommended commodity and/or recommended merchant; the information sending module 43 may be further configured to push the recommended goods and the interest verification and sale amount of the recommended goods, and/or the recommended merchants and the interest verification and sale amount of the recommended merchants to the target user.

In an embodiment, the request receiving module 41 may be further configured to generate order information in response to an order obtaining request of a target user for a recommended commodity or a recommended merchant, where the order information carries a rights and interests verification and sales amount of the recommended commodity or the recommended merchant; the information sending module 43 may also be configured to send the order information to the target user.

In an embodiment, the request receiving module 41 is further configured to update the equity amount information and the equity progress information according to the equity verification and cancellation amount corresponding to the order information in response to a confirmation instruction of the target user for the order information; the information sending module 43 may be further configured to send the updated right amount information and right progress information to the target user.

In an embodiment, the information processing module 42 is further configured to, when all the equity nodes in the equity progress information are in a complete state, input the remaining equity limit of the target user and the historical behavior information of the target user into the resource configuration model to obtain at least one resource information, where a total amount of resources configurable by the at least one resource information is equal to the remaining equity limit in the equity limit information; the information sending module 43 may be further configured to send at least one piece of resource information to the target user in response to a trigger instruction sent by the target user for the resource exchange information.

Based on the above-mentioned methods shown in fig. 1 and fig. 2, correspondingly, the present embodiment further provides a storage medium, on which a computer program is stored, and the computer program, when executed by a processor, implements the above-mentioned benefits configuration method shown in fig. 1 and fig. 2.

Based on such understanding, the technical solution of the present application may be embodied in the form of a software product, and the software product to be identified may be stored in a non-volatile storage medium (which may be a CD-ROM, a usb disk, a removable hard disk, or the like), and include several instructions for enabling a computer device (which may be a personal computer, a server, or a network device) to execute the method according to the implementation scenarios of the present application.

Based on the method shown in fig. 1 and fig. 2 and the embodiment of the right configuration apparatus shown in fig. 6 and fig. 7, in order to achieve the above object, this embodiment further provides a right configured entity device, which may specifically be a personal computer, a server, a smart phone, a tablet computer, a smart watch, or other network devices, and the entity device includes a storage medium and a processor; a storage medium for storing a computer program; a processor for executing the computer program to implement the above-mentioned methods as shown in fig. 1 and fig. 2.

Optionally, the entity device may further include a user interface, a network interface, a camera, a Radio Frequency (RF) circuit, a sensor, an audio circuit, a WI-FI module, and the like. The user interface may include a Display screen (Display), an input unit such as a keypad (Keyboard), etc., and the optional user interface may also include a USB interface, a card reader interface, etc. The network interface may optionally include a standard wired interface, a wireless interface (e.g., WI-FI interface), etc.

It will be understood by those skilled in the art that the physical device structure of one advantageous configuration provided by the present embodiment does not constitute a limitation of the physical device, and may include more or less components, or combine some components, or different component arrangements.

The storage medium may further include an operating system and a network communication module. The operating system is a program for managing the hardware of the above-mentioned entity device and the software resources to be identified, and supports the operation of the information processing program and other software and/or programs to be identified. The network communication module is used for realizing communication among components in the storage medium and communication with other hardware and software in the information processing entity device.

Through the above description of the embodiments, those skilled in the art will clearly understand that the present application can be implemented by software plus a necessary general hardware platform, and can also be implemented by hardware. By applying the technical scheme of the application, firstly, an information browsing request is sent by a client, a server obtains user information and historical behavior information of a target user after receiving the information browsing request sent by the client, then, rights and interests information and rights and interests progress information of the target user are obtained according to the user information and the historical behavior information of the target user, then, the rights and interests information and rights and interests progress information of the target user are sent to the target user, and the target user displays the received information after receiving the rights and interests information and rights and interests progress information sent by the server, wherein the rights and interests progress information received by the client comprises a plurality of rights and interests nodes, and configurable rights and interests of the plurality of rights and interests nodes are not more than the rights and interests information. Compared with the prior art, the method has the advantages that the flexibility of the equity verification and sale is improved, various limits of the equity in the verification and sale process are effectively eliminated, the utilization rate of the equity is improved, meanwhile, the plurality of equity nodes in the equity progress information can remind the equity verification and sale progress of the user at any time, the understanding cost and the memory cost of the equity of the user are reduced, and the equity verification and sale rate is effectively improved.

Those skilled in the art will appreciate that the figures are merely schematic representations of one preferred implementation scenario and that the blocks or flow diagrams in the figures are not necessarily required to practice the present application. Those skilled in the art will appreciate that the modules in the devices in the implementation scenario may be distributed in the devices in the implementation scenario according to the description of the implementation scenario, or may be located in one or more devices different from the present implementation scenario with corresponding changes. The modules of the implementation scenario may be combined into one module, or may be further split into a plurality of sub-modules.

The above application serial numbers are for description purposes only and do not represent the superiority or inferiority of the implementation scenarios. The above disclosure is only a few specific implementation scenarios of the present application, but the present application is not limited thereto, and any variations that can be made by those skilled in the art are intended to fall within the scope of the present application.

Claims

1. A method for configuring rights, the method comprising:

sending an information browsing request, and receiving right and interest limit information and right and interest progress information sent by a server, wherein the right and interest limit information comprises a total right and interest limit; the equity progress information comprises a plurality of equity nodes and equity node information corresponding to at least one equity node, the equity nodes flow in sequence according to a preset direction, each equity node can be configured with an equity limit, the equity node information records an equity amount expected to be configured by the current equity node and an equity verification and sale amount, a verification and sale class, verification and sale merchant information and verification and sale commodity information of the completed equity node, and the configurable equity sum of the equity nodes is not more than the total equity limit in the equity limit information;

utilizing a preset assembly to render and display the equity limit information and the equity progress information, wherein the display equity progress information comprises: and the association shows the multiple right nodes and right node information corresponding to the at least one right node.

2. The method of claim 1, wherein the displaying of the equity information and the equity progress information comprises:

displaying at least one of total interest amount, exhausted interest amount and residual interest amount in the interest amount information;

and displaying a plurality of rights and interests nodes in the rights and interests progress information, the current rights and interests node and the rights and interests node information corresponding to the current rights and interests node.

3. The method of claim 1, further comprising:

receiving recommended commodities and/or recommended merchants pushed by the server;

and displaying the recommended commodity and the interest verification and sale amount of the recommended commodity in an associated manner, and/or the recommended merchant and the interest verification and sale amount of the recommended merchant.

4. The method of claim 3, further comprising:

sending an order acquisition request for the recommended commodity or the recommended merchant, and receiving order information sent by a server, wherein the order information carries the rights and interests verification and sales limit of the recommended commodity or the recommended merchant;

and displaying the order information and the rights and interests verification and expenditure limit of the recommended commodity or the recommended merchant in an associated manner.

5. The method of claim 4, further comprising:

sending a confirmation instruction aiming at the order information carrying the rights and interests verification and sale amount of the recommended commodity or the recommended merchant;

and receiving and displaying the updated right and interest limit information and right and interest progress information sent by the server.

6. The method of claim 1, further comprising:

when all the equity nodes in the equity progress information are in a completion state, displaying resource exchange information;

sending a triggering instruction aiming at the resource exchange information;

and receiving and displaying at least one piece of resource information sent by the server, wherein the total amount of the configurable resources of the at least one piece of resource information is equal to the remaining interest limit in the interest limit information.

7. A method for configuring rights, the method comprising:

obtaining equity limit information and equity progress information according to the user information, the historical behavior information and the historical order data of the target user, wherein the equity limit information comprises a total equity limit; the equity progress information comprises a plurality of equity nodes and equity node information corresponding to at least one equity node, the equity nodes flow in sequence according to a preset direction, each equity node can be configured with an equity limit, the equity node information records an equity amount expected to be configured by the current equity node and an equity verification and sale amount, a verification and sale class, verification and sale merchant information and verification and sale commodity information of the completed equity node, and the configurable equity sum of the equity nodes is not more than the total equity limit in the equity limit information;

8. The method of claim 7, wherein obtaining the interest amount information and the interest progress information according to the user information, the historical behavior information and the historical order data of the target user comprises:

inputting the user information and the historical behavior information of the target user into a rights and quota configuration model to obtain the total rights and quota;

acquiring exhausted right and left right limits according to the total right limit and historical order data of the target user in a preset time period;

obtaining the equity limit information according to the total equity limit, the exhausted equity limit and the remaining equity limit;

obtaining the current equity node and equity node information corresponding to at least one equity node according to a plurality of preset equity nodes and historical order data of the target user in a preset time period;

and obtaining the equity progress information according to the preset equity nodes, the current equity node and the equity node information corresponding to the at least one equity node.

9. The method of claim 8, wherein sending the interest amount information and the interest progress information to the target user comprises:

sending the total equity limit, the exhausted equity sum and the remaining equity limit in the equity limit information to the target user;

and sending the multiple right nodes in the right progress information, the current right node and right node information corresponding to the at least one right node to the target user.

10. The method of claim 7, further comprising:

acquiring current position information of a target user;

obtaining a plurality of recommended commodities and/or recommended merchants according to the user information, the historical behavior information, the historical order data and the current position information of the target user;

respectively inputting the commodity information of the plurality of recommended commodities and/or the merchant information of the recommended merchants into a credit limit verification configuration model to obtain the rights and interests credit limit of each recommended commodity and/or each recommended merchant;

and pushing the recommended commodities and the interest verification and sale amount of the recommended commodities and/or the recommended merchants and the interest verification and sale amount of the recommended merchants to the target user.

11. The method of claim 10, further comprising:

responding to an order acquisition request of the target user for the recommended commodity or the recommended merchant, and generating order information, wherein the order information carries the rights and interests verification and sales limit of the recommended commodity or the recommended merchant;

and sending the order information to the target user.

12. The method of claim 11, further comprising:

responding to a confirmation instruction of the target user for the order information, and updating the interest limit information and the interest progress information according to the interest verification limit corresponding to the order information;

and sending the updated right and interest limit information and right and interest progress information to the target user.

13. The method of claim 12, further comprising:

when all the equity nodes in the equity progress information are in a completion state, inputting the remaining equity limit of the target user and the historical behavior information of the target user into a resource configuration model to obtain at least one resource information, wherein the total amount of the resource configurable by the at least one resource information is equal to the remaining equity limit in the equity limit information;

and responding to a trigger instruction which is sent by the target user and aims at the resource exchange information, and sending the at least one resource information to the target user.

14. An equity configuration apparatus, characterized in that the apparatus comprises:

the request sending module is used for sending an information browsing request and receiving right and interest limit information and right and interest progress information sent by the server, wherein the right and interest limit information comprises a total right and interest limit; the equity progress information comprises a plurality of equity nodes and equity node information corresponding to at least one equity node, the equity nodes flow in sequence according to a preset direction, each equity node can be configured with an equity limit, the equity node information records an equity amount expected to be configured by the current equity node and an equity verification and sale amount, a verification and sale class, verification and sale merchant information and verification and sale commodity information of the completed equity node, and the configurable equity sum of the equity nodes is not more than the total equity limit in the equity limit information;

the information display module is used for displaying the equity limit information and the equity progress information by utilizing a preset component in a rendering mode, wherein the displayed equity progress information comprises: and the association shows the multiple right nodes and right node information corresponding to the at least one right node.

15. An equity configuration apparatus, characterized in that the apparatus comprises:

the information processing module is used for obtaining the equity limit information and the equity progress information according to the user information, the historical behavior information and the historical order data of the target user, wherein the equity limit information comprises a total equity limit; the equity progress information comprises a plurality of equity nodes and equity node information corresponding to at least one equity node, the equity nodes flow in sequence according to a preset direction, each equity node can be configured with an equity limit, the equity node information records an equity amount expected to be configured by the current equity node and an equity verification and sale amount, a verification and sale class, verification and sale merchant information and verification and sale commodity information of the completed equity node, and the configurable equity sum of the equity nodes is not more than the total equity limit in the equity limit information;

and the information sending module is used for sending the interest limit information and the interest progress information to the target user.

16. A storage medium having a computer program stored thereon, the computer program, when being executed by a processor, realizing the steps of the method of any one of claims 1 to 13.

17. A computer arrangement comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the computer program realizes the steps of the method of any one of claims 1 to 13 when executed by the processor.