CN111915311B - 一种支付校验方法及系统 - Google Patents

一种支付校验方法及系统 Download PDF

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Publication number
CN111915311B
CN111915311B CN202010767469.3A CN202010767469A CN111915311B CN 111915311 B CN111915311 B CN 111915311B CN 202010767469 A CN202010767469 A CN 202010767469A CN 111915311 B CN111915311 B CN 111915311B
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China
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payment
information
verification
wireless signal
verification information
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CN202010767469.3A
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English (en)
Chinese (zh)
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CN111915311A (zh
Inventor
郭炯光
李廷温
沈凌楠
陈唐其
陆凯华
卢明
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AlipayCom Co ltd
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Alipay Hangzhou Information Technology Co Ltd
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Application filed by Alipay Hangzhou Information Technology Co Ltd filed Critical Alipay Hangzhou Information Technology Co Ltd
Priority to CN202010767469.3A priority Critical patent/CN111915311B/zh
Priority to CN202210855342.6A priority patent/CN115187262A/zh
Publication of CN111915311A publication Critical patent/CN111915311A/zh
Priority to US17/354,255 priority patent/US20220036339A1/en
Priority to PCT/CN2021/105052 priority patent/WO2022028196A1/fr
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Publication of CN111915311B publication Critical patent/CN111915311B/zh
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
CN202010767469.3A 2020-08-03 2020-08-03 一种支付校验方法及系统 Active CN111915311B (zh)

Priority Applications (4)

Application Number Priority Date Filing Date Title
CN202010767469.3A CN111915311B (zh) 2020-08-03 2020-08-03 一种支付校验方法及系统
CN202210855342.6A CN115187262A (zh) 2020-08-03 2020-08-03 一种支付校验方法及系统
US17/354,255 US20220036339A1 (en) 2020-08-03 2021-06-22 Payment verification method and system
PCT/CN2021/105052 WO2022028196A1 (fr) 2020-08-03 2021-07-07 Procédé et système de vérification de paiement

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202010767469.3A CN111915311B (zh) 2020-08-03 2020-08-03 一种支付校验方法及系统

Related Child Applications (1)

Application Number Title Priority Date Filing Date
CN202210855342.6A Division CN115187262A (zh) 2020-08-03 2020-08-03 一种支付校验方法及系统

Publications (2)

Publication Number Publication Date
CN111915311A CN111915311A (zh) 2020-11-10
CN111915311B true CN111915311B (zh) 2022-07-01

Family

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CN202010767469.3A Active CN111915311B (zh) 2020-08-03 2020-08-03 一种支付校验方法及系统
CN202210855342.6A Pending CN115187262A (zh) 2020-08-03 2020-08-03 一种支付校验方法及系统

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CN202210855342.6A Pending CN115187262A (zh) 2020-08-03 2020-08-03 一种支付校验方法及系统

Country Status (3)

Country Link
US (1) US20220036339A1 (fr)
CN (2) CN111915311B (fr)
WO (1) WO2022028196A1 (fr)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111915311B (zh) * 2020-08-03 2022-07-01 支付宝(杭州)信息技术有限公司 一种支付校验方法及系统
US20230297723A1 (en) * 2022-03-18 2023-09-21 Jpmorgan Chase Bank, N.A. System and method for password-less authentication through digital driving license

Family Cites Families (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CA2870753A1 (fr) * 2012-03-30 2013-10-03 Ip Payovation Pty Ltd Appareil et procede de paiement
CN104599121B (zh) * 2013-10-30 2017-04-12 腾讯科技（深圳）有限公司 一种信息传输方法、装置和系统
CN104918237B (zh) * 2014-03-13 2019-03-15 阿里巴巴集团控股有限公司 建立无线通信连接的方法、通信主设备、通信从设备、服务器及系统
AU2016361318B2 (en) * 2015-11-24 2022-03-17 Live Nation Entertainment, Inc. Short-range device communications for secured resource access
CN105989495A (zh) * 2016-03-07 2016-10-05 李明 一种支付方法及系统
US20190188660A1 (en) * 2017-12-19 2019-06-20 Mastercard International Incorporated Payment apparatus and method for enabling a payment device for remotely accessing a transaction
CN109035636A (zh) * 2018-06-04 2018-12-18 阿里巴巴集团控股有限公司 一种收款设备、一种收款方法及装置
CN110766415B (zh) * 2019-10-30 2021-06-01 口碑(上海)信息技术有限公司 基于付款码的交易处理方法以及付款码的处理方法
CN111915311B (zh) * 2020-08-03 2022-07-01 支付宝(杭州)信息技术有限公司 一种支付校验方法及系统

Also Published As

Publication number Publication date
CN115187262A (zh) 2022-10-14
US20220036339A1 (en) 2022-02-03
WO2022028196A1 (fr) 2022-02-10
CN111915311A (zh) 2020-11-10

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