CN111882780A - Bank card self-service equipment power-down card returning module device and method - Google Patents

Bank card self-service equipment power-down card returning module device and method Download PDF

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Publication number
CN111882780A
CN111882780A CN202010575569.6A CN202010575569A CN111882780A CN 111882780 A CN111882780 A CN 111882780A CN 202010575569 A CN202010575569 A CN 202010575569A CN 111882780 A CN111882780 A CN 111882780A
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card
control circuit
bank
self
bank card
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CN111882780B (en
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贾相奇
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Eastern Communication Co Ltd
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Eastern Communication Co Ltd
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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/201Accessories of ATMs

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
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Abstract

The invention discloses a bank card self-service equipment power-down card returning module device and a bank card self-service equipment power-down card returning method. The using method comprises the following steps: when the main power supply is powered off, the super capacitor supplies power to the card reader and the card returning module; the power failure detection circuit detects that the main power supply is powered off and sends an alarm signal to the control circuit; after receiving the alarm signal, the control circuit starts a power-down card-retaining mechanism; the control circuit judges the card-swallowing action according to the running condition of the card slot device and the electric quantity of the super capacitor. When the equipment is suddenly powered off, the system starts a reasonable power-down card-swallowing mechanism according to the actual situation, protects the safety of the bank card of the card holder to the maximum extent, improves the working efficiency on the premise of ensuring the safety, and improves the integral service level and the service quality of the bank.

Description

Bank card self-service equipment power-down card returning module device and method
Technical Field
The invention relates to the field of self-service financial terminals, in particular to a bank card self-service equipment power-down card returning module device and a bank card self-service equipment power-down card returning method.
Background
In financial institutions such as banks, self-service equipment such as cash self-service apparatuses are used in large quantities to reduce the burden on administrators and to automate transactions such as deposit and withdrawal processes for customers to improve the services to customers. In addition, various self-service devices are widely used which allow customers to perform predetermined services by themselves, for example, services for paying electric charges. In order to automate these self-service devices, cards such as magnetic cards and IC cards are used as media for the self-service devices to identify customers and their accounts.
When a cardholder uses the self-service equipment, the bank card can be inserted into the self-service equipment according to needs, and after the operation is finished, the self-service equipment can spit out the card and take back the card by a user. But sometimes when the bank card is positioned in the self-service equipment, the equipment is powered off accidentally; because the self-service equipment can not run, the bank card is locked in the self-service equipment, and the uncertain factors of the subsequent power supply time and the power-on initialization of the self-service equipment bring great inconvenience to card holders and bank workers.
Chinese patent document CN107671414A discloses a "card-retaining self-service processing device and a bank self-service terminal". The card reader comprises an identity confirmation module used for card holder information authentication, a card recovery mechanism used for recovering a card after the card holder information authentication fails, a card withdrawing mechanism used for withdrawing the card through a card withdrawing port after the card holder information authentication succeeds, and a transmission mechanism, wherein the identity confirmation module is connected with a card outlet of the card reader and comprises a first sensor group used for detecting whether the card is in place or not and an identity authentication module used for card holder information authentication; the transmission mechanism is connected with the identity confirmation module, the card recovery mechanism and the card returning mechanism and is used for sequentially transmitting the cards swallowed by the card reader to the identity confirmation module, the card recovery mechanism and the card returning mechanism. According to the technical scheme, the situation that the bank card is swallowed under the condition of unexpected power failure is not considered, and great inconvenience is brought to a user.
Disclosure of Invention
The invention mainly solves the technical problem that the card is locked in the self-service equipment when the self-service equipment is powered off accidentally in the prior art, and provides a bank card self-service equipment power-down card withdrawing module device and a bank card self-service equipment power-down card withdrawing method.
The technical problem of the invention is mainly solved by the following technical scheme: the utility model provides a bank card self-service equipment falls electric card-withdrawing module device, includes main power supply, super capacitor, the main power supply links to each other with super capacitor, control circuit respectively, control circuit links to each other with drive circuit through middle guiding mechanism when linking to each other with drive circuit, drive circuit links to each other with the motor. After the main power supply is powered on, on one hand, the super capacitor is charged for supplying power to the card reader and the card withdrawing module when the main power supply is powered off accidentally, and on the other hand, the super capacitor is charged for supplying power to the card reader and the card withdrawing module when the main power supply is powered off accidentally, and a control circuit of the card withdrawing module and a middle guide circuit are communicated through a serial port to control a direct current motor of middle guide to swallow or withdraw the card.
Preferably, the main power supply is connected with the control circuit and is connected with the control circuit through the power failure detection circuit. The main power supply supplies power to the card returning module and simultaneously detects the power supply condition of the main power supply in real time through the power failure detection circuit.
Preferably, the super capacitor is connected with the control circuit through the electric quantity detection circuit while being connected with the control circuit. The super capacitor supplies power to the card returning module and simultaneously detects the electric quantity of the super capacitor in real time through the electric quantity detection circuit.
Preferably, the motor comprises a vertical stepping motor, a horizontal stepping motor and a direct current motor. The vertical stepping motor and the horizontal stepping motor are used for helping the bank card and the card slot to move, and the direct current motor is used for realizing the card swallowing action.
Preferably, the rotor of the horizontal stepping motor is connected with the shifting and clamping rotating disc, and the vertical stepping motor is connected with the clamping groove device through a screw rod. The horizontal motor stirs the bank card to advance or retreat through dialling the card rotary disk, and vertical motor drives the draw-in groove device through the lead screw and reciprocates.
Preferably, the middle guide mechanism is provided with a card feeding sensor. The card feeding sensor is used for detecting the position of a bank card, and when the card feeding sensor of the guide mechanism in the middle of the card returning module detects the bank card, the electric quantity detection circuit reports the electric quantity condition of the super capacitor to the control circuit.
A working method of a bank card self-service equipment power-down card returning module device comprises the following steps:
the power of a main power supply is cut off, and the super capacitor supplies power to the card reader and the card returning module; after a card holder inserts the card, when the card reader is reading the card, the main power supply is powered off accidentally, and the super capacitor immediately supplies power to the card reader and the card withdrawing module.
Secondly, the power failure detection circuit detects the power failure of the main power supply and sends an alarm signal to the control circuit;
after the control circuit receives the alarm signal, a power-down card retaining mechanism is started;
if the card is in the card reader, the card reader sends the bank card to the back part of the card reader;
when the card-entering sensor detects the bank card, the electric quantity detection circuit reports the electric quantity condition of the super capacitor to the control circuit;
sixthly, the control circuit judges card swallowing action according to the operation condition and the electric quantity of the card slot device. If the electric quantity is insufficient, the card withdrawing module control circuit drives the vertical motor to move the card slot device to the initial position, then the control circuit of the card withdrawing module sends a card swallowing command to the middle guide through the serial port, the bank card is swallowed into the card withdrawing box, and the card swallowing is finished when the power failure occurs; if the electric quantity is sufficient, a control circuit of the card withdrawing module drives a vertical motor to enable the standby card slot to move to the card port; at the moment, the control circuit detects the electric quantity condition of the super capacitor through the electric quantity detection circuit again; if the electric quantity is sufficient, a control circuit of the card withdrawing module sends a card swallowing command to the middle guide through the serial port, the bank card is sent to the standby card slot, the control circuit drives the horizontal motor driving circuit, the bank card is dialed to a proper position by the card dialing rotating disc of the horizontal motor, the horizontal motor stops rotating, then the control circuit drives the vertical motor driving circuit, the vertical motor moves the card slot device to an initial position, and the card swallowing is finished when power failure occurs; if the electric quantity is insufficient, the control circuit of the card withdrawing module sends a card swallowing command to the middle guide through the serial port, the bank card is sent to the standby card slot, the control circuit drives the horizontal motor driving circuit at the moment, the bank card is dialed to a proper position by the card dialing rotating disc of the horizontal motor, and the card swallowing is finished after power failure.
Preferably, when the card reader and the card withdrawing module normally operate, the power failure detection circuit detects the power supply condition of the main power supply in real time, and the electric quantity detection circuit detects the electric quantity of the super capacitor in real time.
Preferably, the control circuit of the card withdrawing module in the step 6 controls the horizontal stepping motor and the vertical stepping motor to rotate forward and backward through a special stepping motor driving chip, the horizontal stepping motor pulls the bank card to advance or withdraw through a card pulling rotating disc, the vertical stepping motor drives the card slot device to move up and down through a lead screw, and the control circuit swallows the card through controlling a direct current motor.
Preferably, in step 6, when the bank card is swallowed into the card slot device, after the main power supply is powered up again, the user inputs the relevant information of the corresponding account number in the application operation interface to retrieve the swallowed bank card; if the bank card is swallowed into the card withdrawing box, the user prepares the relevant certificate to the manual window to retrieve the swallowed bank card.
The invention has the beneficial effects that:
1. when the equipment is suddenly powered off, the system starts a reasonable power-down card-swallowing mechanism according to the actual situation, and the safety of the bank card of the card holder is protected to the maximum extent.
2. On the premise of ensuring safety, the working efficiency is improved, and the integral service level and service quality of the bank are improved.
3. When avoiding the abnormal outage, the bank card is locked inside self-service equipment, the inconvenience that causes for the user.
Drawings
Fig. 1 is a block diagram of a circuit schematic connection structure of the present invention.
Fig. 2 is a flow chart of the present invention.
Fig. 3 is a three-dimensional view of the present invention.
Fig. 4 is a circuit diagram of the power detection circuit of the present invention.
Fig. 5 is a circuit diagram of the power down detection circuit of the present invention.
Fig. 6 is a circuit diagram of the control circuit of the present invention.
Fig. 7 is a circuit diagram of the driving circuit of the present invention.
Fig. 8 is a circuit diagram of the intermediate guide mechanism of the present invention.
In the figure, a main power supply 1, a super capacitor 2, a power failure detection circuit 3, an electric quantity detection circuit 4, a control circuit 5, a middle guide mechanism 6, a driving circuit 7, a vertical stepping motor 8, a horizontal stepping motor 9 and a direct current motor 10 are arranged.
Detailed Description
The technical scheme of the invention is further specifically described by the following embodiments and the accompanying drawings.
Example (b): the bank card self-service equipment power-down card returning module device of the embodiment is shown in fig. 1 and fig. 3, and comprises a main power supply 1 and a super capacitor 2, wherein the main power supply 1 is respectively connected with the super capacitor 2 and a control circuit 5, and the main power supply 1 is connected with the control circuit 5 through a power-down detection circuit 3 while being connected with the control circuit 5. The super capacitor 2 is connected with the control circuit 5 through the electric quantity detection circuit 4 while being connected with the control circuit 5. The communication interface between the control circuit 5 and the intermediate guide mechanism 6 is a serial interface. The control circuit 5 and the communication interface of the upper computer use a USB2.0 interface. The communication interface of the card reader and the card withdrawing module uses a USB2.0 interface.
The control circuit 5 is connected to the drive circuit 7 via the intermediate guide mechanism 6 while being connected to the drive circuit 7, and as shown in fig. 8, the intermediate guide mechanism 6 is provided with a card feed sensor. The drive circuit 7 is connected to the motor. The motors include a vertical stepping motor 8, a horizontal stepping motor 9 and a direct current motor 10. And a rotor of the horizontal stepping motor 9 is connected with the shifting and clamping rotating disc, and the vertical stepping motor 8 is connected with the clamping groove device through a screw rod. The control circuit 5 of the card withdrawing module controls the horizontal stepping motor 9 and the vertical stepping motor 8 to rotate forward and backward through a special stepping motor driving chip, the horizontal stepping motor 9 pulls the bank card to advance or withdraw through a card pulling rotating disc, the vertical stepping motor 8 drives the card slot device to move up and down through a lead screw, and the control circuit 5 swallows the card through controlling the direct current motor 10.
A working method of a bank card self-service device power-down card-returning module device is shown in figure 2, and comprises the following steps:
the power of a main power supply 1 is cut off, and a super capacitor 2 supplies power to the card reader and the card withdrawing module. When the card reader and the card withdrawing module normally operate, the power failure detection circuit 3 detects the power supply condition of the main power supply 1 in real time as shown in fig. 5, and the electric quantity detection circuit 4 detects the electric quantity of the super capacitor 2 in real time as shown in fig. 4. After a card holder inserts the card, when the card reader is reading the card, the main power supply is powered off accidentally, and the super capacitor immediately supplies power to the card reader and the card withdrawing module.
And the power failure detection circuit 3 detects the power failure of the main power supply 1 and sends an alarm signal to the control circuit 5.
And thirdly, after receiving the alarm signal, the control circuit 5 starts a power-down card-swallowing mechanism as shown in fig. 6.
If the card is in the card reader, the card reader sends the bank card to the back of the card reader.
When the card sensor detects the bank card, the electric quantity detection circuit 4 reports the electric quantity condition of the super capacitor 2 to the control circuit 5.
Sixthly, the control circuit judges card swallowing action according to the operation condition and the electric quantity of the card slot device. If the electric quantity is insufficient, the card withdrawing module control circuit drives the vertical motor to move the card slot device to the initial position, then the control circuit of the card withdrawing module sends a card swallowing command to the middle guide through the serial port, the bank card is swallowed into the card withdrawing box, and the card swallowing is finished when the power failure occurs; if the electric quantity is sufficient, the control circuit of the card withdrawing module drives the vertical motor to enable the standby card slot to move to the card port.
At the moment, the control circuit detects the electric quantity condition of the super capacitor through the electric quantity detection circuit again; if the electric quantity is sufficient, the control circuit of the card withdrawing module sends a card swallowing command to the middle guide through the serial port, the bank card is sent to the standby card slot, the control circuit drives the horizontal motor driving circuit 7, as shown in fig. 7, the card dialing rotating disc of the horizontal motor dials the bank card to a proper position, the horizontal motor stops rotating, then the control circuit drives the vertical motor driving circuit, the vertical motor moves the card slot device to an initial position, and the card swallowing is finished when power failure occurs; if the electric quantity is insufficient, the control circuit of the card withdrawing module sends a card swallowing command to the middle guide through the serial port, the bank card is sent to the standby card slot, the control circuit drives the horizontal motor driving circuit at the moment, the bank card is dialed to a proper position by the card dialing rotating disc of the horizontal motor, and the card swallowing is finished after power failure.
If the bank card is swallowed into the card slot device, after the main power supply 1 is powered on again, the user inputs the relevant information of the corresponding account number in the application operation interface to retrieve the swallowed bank card; if the bank card is swallowed into the card withdrawing box, the user prepares the relevant certificate to the manual window to retrieve the swallowed bank card.
The specific embodiments described herein are merely illustrative of the spirit of the invention. Various modifications or additions may be made to the described embodiments or alternatives may be employed by those skilled in the art without departing from the spirit or ambit of the invention as defined in the appended claims.
Although terms like banking card, power down, card swallow, etc. are used more often herein, the possibility of using other terms is not excluded. These terms are used merely to more conveniently describe and explain the nature of the present invention; they are to be construed as being without limitation to any additional limitations that may be imposed by the spirit of the present invention.

Claims (10)

1. The utility model provides a bank card self-service equipment falls electricity and moves back card module device which characterized in that, includes main power supply (1), super capacitor (2), main power supply (1) links to each other with super capacitor (2), control circuit (5) respectively, control circuit (5) link to each other with drive circuit (7) through middle guiding mechanism (6) when linking to each other with drive circuit (7), drive circuit (7) link to each other with the motor.
2. The bank card self-service device power failure card returning module device and method according to claim 1, wherein the main power supply (1) is connected with the control circuit (5) through the power failure detection circuit (3) while being connected with the control circuit (5).
3. The bank card self-service device power failure card returning module device as claimed in claim 1, wherein the super capacitor (2) is connected with the control circuit (5) through the electric quantity detection circuit (4) at the same time when being connected with the control circuit (5).
4. The bank card self-service device power failure card returning module device according to claim 1, wherein the motor comprises a vertical stepping motor (8), a horizontal stepping motor (9) and a direct current motor (10).
5. The bank card self-service device power failure card returning module device according to claim 1, wherein a rotor of the horizontal stepping motor (9) is connected with a card shifting rotating disc, and the vertical stepping motor (8) is connected with a card slot device through a screw rod.
6. The bank card self-service device power failure card returning module device according to claim 1, wherein a card feeding sensor is arranged on the middle guide mechanism (6).
7. A working method of a bank card self-service equipment power-down card returning module device is characterized by comprising the following steps:
firstly, a main power supply (1) is powered off, and a super capacitor (2) supplies power to a card reader and a card returning module;
secondly, the power failure detection circuit (3) detects that the main power supply (1) is powered off and sends an alarm signal to the control circuit (5);
after receiving the alarm signal, the control circuit (5) starts a power-down card-swallowing mechanism;
if the card is in the card reader, the card reader sends the bank card to the back part of the card reader;
when the card-entering sensor detects a bank card, the electric quantity detection circuit (4) reports the electric quantity condition of the super capacitor (2) to the control circuit (5);
sixthly, the control circuit judges card swallowing action according to the operation condition and the electric quantity of the card slot device.
8. The working method of the bank card self-service equipment power-down card-returning module device according to claim 7, wherein when the card reader and the card-returning module normally operate, the power-down detection circuit (3) detects the power supply condition of the main power supply (1) in real time, and the electric quantity detection circuit (4) detects the electric quantity of the super capacitor (2) in real time.
9. The working method of the bank card self-service device power-down card-returning module device according to claim 7, wherein the control circuit (5) of the card-returning module in step 6 controls a horizontal stepping motor (9) and a vertical stepping motor (8) to rotate in the forward and reverse directions through a special stepping motor driving chip, the horizontal stepping motor (9) dials the bank card through a card-dialing rotating disk to move forward or backward, the vertical stepping motor (8) drives a card slot device to move up and down through a lead screw, and the control circuit (5) controls a direct current motor (10) to swallow the card.
10. The working method of the bank card self-service equipment power-down card-returning module device according to claim 7, wherein in the step 6, if the bank card is swallowed into the card slot device, after the main power supply (1) is powered up again, the user inputs the relevant information of the corresponding account number in the application operation interface to retrieve the swallowed bank card; if the bank card is swallowed into the card withdrawing box, the user prepares the relevant certificate to the manual window to retrieve the swallowed bank card.
CN202010575569.6A 2020-06-22 2020-06-22 Bank card self-service equipment power-down card returning module device and method Active CN111882780B (en)

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Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6402024B1 (en) * 1998-04-14 2002-06-11 Ncr Corporation Machine operable by a card carrying data
CN201936310U (en) * 2010-12-27 2011-08-17 恒银金融科技有限公司 Card exit device used in case of power down for card reader
CN104124721A (en) * 2013-04-28 2014-10-29 恒银金融科技有限公司 Standby power supply device for returning card in card reader
CN204117287U (en) * 2014-09-26 2015-01-21 卢澍森 A kind of ATM (automatic teller machine) inhales card device
CN106056792A (en) * 2016-05-27 2016-10-26 东方通信股份有限公司 Multicapacity card retaining, card returning and disorderly card issuing apparatus and control mehtod thereof
CN106067230A (en) * 2016-05-27 2016-11-02 东方通信股份有限公司 Financial self-service equipment multicapacity gulps down card retreat-card device and control method
CN106920343A (en) * 2017-04-13 2017-07-04 深圳怡化电脑股份有限公司 The peripheral controller and system of a kind of finance device
CN107009343A (en) * 2017-05-03 2017-08-04 山东大学 A kind of banking assistant robot based on many biometric informations
CN212782201U (en) * 2020-06-22 2021-03-23 东方通信股份有限公司 Bank card self-service equipment falls electric card-withdrawing module device

Patent Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6402024B1 (en) * 1998-04-14 2002-06-11 Ncr Corporation Machine operable by a card carrying data
CN201936310U (en) * 2010-12-27 2011-08-17 恒银金融科技有限公司 Card exit device used in case of power down for card reader
CN104124721A (en) * 2013-04-28 2014-10-29 恒银金融科技有限公司 Standby power supply device for returning card in card reader
CN204117287U (en) * 2014-09-26 2015-01-21 卢澍森 A kind of ATM (automatic teller machine) inhales card device
CN106056792A (en) * 2016-05-27 2016-10-26 东方通信股份有限公司 Multicapacity card retaining, card returning and disorderly card issuing apparatus and control mehtod thereof
CN106067230A (en) * 2016-05-27 2016-11-02 东方通信股份有限公司 Financial self-service equipment multicapacity gulps down card retreat-card device and control method
CN106920343A (en) * 2017-04-13 2017-07-04 深圳怡化电脑股份有限公司 The peripheral controller and system of a kind of finance device
CN107009343A (en) * 2017-05-03 2017-08-04 山东大学 A kind of banking assistant robot based on many biometric informations
CN212782201U (en) * 2020-06-22 2021-03-23 东方通信股份有限公司 Bank card self-service equipment falls electric card-withdrawing module device

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