CN111861453A - Method and system for generating payment page and vehicle-mounted terminal - Google Patents

Method and system for generating payment page and vehicle-mounted terminal Download PDF

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Publication number
CN111861453A
CN111861453A CN202010620526.5A CN202010620526A CN111861453A CN 111861453 A CN111861453 A CN 111861453A CN 202010620526 A CN202010620526 A CN 202010620526A CN 111861453 A CN111861453 A CN 111861453A
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China
Prior art keywords
payment
request
vehicle
link
order
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CN202010620526.5A
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Chinese (zh)
Inventor
魏佳琦
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Pateo Connect Nanjing Co Ltd
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Pateo Connect Nanjing Co Ltd
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Priority to CN202010620526.5A priority Critical patent/CN111861453A/en
Publication of CN111861453A publication Critical patent/CN111861453A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90Details of database functions independent of the retrieved data types
    • G06F16/95Retrieval from the web
    • G06F16/955Retrieval from the web using information identifiers, e.g. uniform resource locators [URL]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223Realising banking transactions through M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes

Abstract

The application relates to a method, a system and a vehicle-mounted terminal for generating a payment page, wherein the method for generating the payment page comprises the following steps: the method comprises the steps that a vehicle-mounted terminal sends a first request for obtaining a payment link to a server according to an order to be paid; the server sends a payment link of the order to be paid to the vehicle-mounted terminal according to the first request, so that the vehicle-mounted terminal sends the payment link to the mobile terminal; and the mobile terminal generates a payment page according to the payment link. By means of the mode, the payment page of the order of the vehicle-mounted terminal can be directly generated through the mobile terminal, the step of scanning the two-dimensional code is omitted, the operation process of a user is simplified, and the use is convenient and fast.

Description

Method and system for generating payment page and vehicle-mounted terminal
Technical Field
The application relates to the field of mobile payment, in particular to a method and a system for generating a payment page and a vehicle-mounted terminal.
Background
With the widespread use of intelligent mobile terminals, mobile payment has become one of the most popular payment methods today. At present, when a user consumes for shopping or purchases for automobile service at a vehicle-mounted terminal application, the vehicle-mounted terminal application converts a payment link into a payment two-dimensional code, and then the user needs to open a mobile terminal, scan the corresponding payment two-dimensional code, and after the mobile terminal displays a payment page, the user completes payment through the payment page. In the payment process, a user needs to operate the mobile terminal and obtain the payment page by scanning the two-dimensional code, so that the operation flow is not simplified enough, and the use is not convenient enough.
Disclosure of Invention
An object of the present application is to provide a method, a system, and a vehicle-mounted terminal for generating a payment page, which can solve the above technical problems, and can directly generate a payment page of an order of a vehicle-mounted terminal through a mobile terminal, thereby omitting a step of scanning a two-dimensional code and simplifying an operation flow of a user.
To solve the above technical problem, the present application relates to a method for generating a payment page, including:
the method comprises the steps that a vehicle-mounted terminal sends a first request for obtaining a payment link to a server according to an order to be paid;
the server sends the payment link of the order to be paid to the vehicle-mounted terminal according to the first request, so that the vehicle-mounted terminal sends the payment link to a mobile terminal;
and the mobile terminal generates a payment page according to the payment link.
The method comprises the following steps that the vehicle-mounted terminal sends a first request for obtaining a payment link to a server according to an order to be paid, and comprises the following steps:
the vehicle-mounted terminal acquires order information of the order to be paid;
generating a first request for acquiring the payment link according to the order information;
sending the first request to the server.
The step of sending the payment link of the order to be paid to the vehicle-mounted terminal by the server according to the first request comprises the following steps:
The server sends a second request for obtaining a payment link to a third-party payment platform according to the order information of the order to be paid contained in the first request;
and the third party payment platform creates a payment link according to the second request and sends the payment link to the server, so that the server sends the payment link to the vehicle-mounted terminal.
The step that the server sends a second request for obtaining the payment link to a third-party payment platform according to the order information of the order to be paid contained in the first request comprises the following steps:
the server acquires order information of the order to be paid from the first request;
establishing payment request parameters according to the order information;
and sending a second request for obtaining a payment link to a corresponding third-party payment platform according to the payment request parameter.
The step of generating the payment page by the mobile terminal according to the payment link comprises the following steps:
the mobile terminal receives a payment request of the vehicle-mounted terminal, wherein the payment request comprises the payment link;
establishing payment information corresponding to the payment link based on a payment application corresponding to the payment link;
And displaying a payment page corresponding to the payment information based on the payment application.
The present application further provides a system for generating a payment page, comprising: the system comprises a vehicle-mounted terminal, a server and a mobile terminal;
the vehicle-mounted terminal is used for sending a first request for obtaining a payment link to the server according to the order to be paid;
the server is used for sending a payment link of the order to be paid to the vehicle-mounted terminal according to the first request, so that the vehicle-mounted terminal sends the payment link to the mobile terminal;
and the mobile terminal is used for generating a payment page according to the payment link.
The application further provides a second method for generating a payment page, which is applied to a vehicle-mounted terminal and is characterized by comprising the following steps:
sending a third request for obtaining a payment link to the server according to the order to be paid;
and receiving a payment link of the order to be paid, which is sent by the server according to the third request, and sending the payment link to a mobile terminal so that the mobile terminal generates a payment page according to the payment link.
In a second method for generating a payment page, the step of sending a third request for obtaining a payment link to a server according to an order to be paid includes:
Obtaining order information of the order to be paid;
and generating a third request for obtaining a payment link according to the order information and sending the third request to the server.
The payment link sent by the server is a payment link created by a third-party payment platform, and the payment link corresponds to a payment application installed on the mobile terminal.
The application also provides a vehicle-mounted terminal, which is characterized by comprising: a memory and a processor;
the memory stores at least one program instruction;
the processor is used for realizing the method for generating the payment page applied to the vehicle-mounted terminal by loading and executing the at least one program instruction.
The method for generating the payment page comprises the following steps: the method comprises the steps that a vehicle-mounted terminal sends a first request for obtaining a payment link to a server according to an order to be paid; the server sends a payment link of the order to be paid to the vehicle-mounted terminal according to the first request, so that the vehicle-mounted terminal sends the payment link to the mobile terminal; and the mobile terminal generates a payment page according to the payment link. By means of the mode, the payment page of the order of the vehicle-mounted terminal can be directly generated through the mobile terminal, the step of scanning the two-dimensional code is omitted, the operation process of a user is simplified, and the use is convenient and fast.
The foregoing description is only an overview of the technical solutions of the present application, and in order to make the technical means of the present application more clearly understood, the present application may be implemented in accordance with the content of the description, and in order to make the above and other objects, features, and advantages of the present application more clearly understood, the following preferred embodiments are described in detail with reference to the accompanying drawings.
Drawings
Fig. 1 is a schematic flow chart diagram illustrating a method of generating a payment page according to a first embodiment;
fig. 2 is a schematic diagram of a practical application of a method for generating a payment page according to the first embodiment;
fig. 3 is a schematic structural diagram showing a system for generating a payment page according to a second embodiment;
FIG. 4 is a schematic flow chart diagram illustrating a method of generating a payment page in accordance with a third embodiment;
fig. 5 is a schematic structural diagram of a vehicle-mounted terminal according to a fourth embodiment.
Detailed Description
The following description of the embodiments of the present application is provided for illustrative purposes, and other advantages and capabilities of the present application will become apparent to those skilled in the art from the present disclosure.
In the following description, reference is made to the accompanying drawings that describe several embodiments of the application. It is to be understood that other embodiments may be utilized and that mechanical, structural, electrical, and operational changes may be made without departing from the spirit and scope of the present application. The following detailed description is not to be taken in a limiting sense, and the terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the application.
First embodiment
Fig. 1 is a flowchart illustrating a method of generating a payment page according to a first embodiment. Referring to fig. 1, the method for generating a payment page of the embodiment includes the following steps:
step 110, the vehicle-mounted terminal sends a first request for obtaining a payment link to the server according to the order to be paid.
The vehicle-mounted terminal supports TBOX and can be accessed to the network. After the communication between the vehicle-mounted terminal and the server is based on an HTTP protocol and the connection between the vehicle-mounted terminal and the server is established through three-way handshake, the vehicle-mounted terminal sends an HTTP request message, namely a first request for acquiring a payment link, to the server according to a payment order.
In an embodiment, in step 110, the step of sending, by the server, the payment link of the order to be paid to the in-vehicle terminal according to the first request specifically includes:
the vehicle-mounted terminal acquires order information of an order to be paid;
generating a first request for obtaining a payment link according to the order information;
the first request is sent to a server.
In an application scene, after the vehicle-mounted terminal is connected with the server, a user conducts consumption shopping through the vehicle-mounted terminal. After the user finishes purchasing and submits the order at the vehicle-mounted terminal, the vehicle-mounted terminal acquires corresponding information of the order to be paid, wherein the information of the order to be paid comprises information of the number, the name, the amount and the like of the order. And then, the vehicle-mounted terminal generates an HTTP request message according to the order information of the order to be paid and sends the HTTP request message to the server.
In actual implementation, when the user submits an order on the vehicle-mounted terminal, a payment method for paying the order may be selected, for example: pay treasure, WeChat, Unionpay, etc.
And step 120, the server sends the payment link of the order to be paid to the vehicle-mounted terminal according to the first request, so that the vehicle-mounted terminal sends the payment link to the mobile terminal.
The server integrates the SDK capability of the JAVA server of the third-party payment platform. The server acquires a payment link of the order to be paid by calling the SDK capability of the third-party payment platform according to the first request, and then transmits an http request message containing the payment link to the vehicle-mounted terminal as a response message.
In an embodiment, the step of sending, by the server, the payment link of the order to be paid to the in-vehicle terminal according to the first request specifically includes:
the server sends a second request for obtaining a payment link to the third-party payment platform according to the order information of the order to be paid contained in the first request;
and the third party payment platform creates a payment link according to the second request and sends the payment link to the server, so that the server sends the payment link to the vehicle-mounted terminal.
The server obtains order information of the order to be paid from the first request, where the order information includes information such as a number, a name, and an amount of the order, and may further include a payment method determined for paying the order to be paid, for example: pay treasure, WeChat, Unionpay, etc.
Taking a payment mode as an example of a Payment treasure, a server generates an AlipayTradeAppPayrequest according to the obtained order information of the order to be paid, namely, a Payment treasure order request parameter is created, and the server generates an http request message to be paid by the Payment treasure by calling Alipayclient. After the server sends the second request for obtaining the payment link to the Payment platform, the Payment platform creates the payment link according to the second request, and the http request message containing the payment link is transmitted to the vehicle-mounted terminal as a response message through the server.
Similarly, if the payment mode for paying the order to be paid is determined to be WeChat or Unionpay in the order information, the server sends a second request for obtaining the payment link to a payment platform corresponding to the WeChat or Unionpay; and the payment platform corresponding to the payment mode creates a payment link according to the second request and sends the payment link to the server, so that the server sends the payment link to the vehicle-mounted terminal. In actual implementation, if the user does not select a payment method, the server may create a payment request parameter using a default payment method, and further request a payment link from a corresponding third-party payment platform.
And step 130, the mobile terminal generates a payment page according to the payment link.
The mobile terminal and the vehicle-mounted terminal establish a socket channel of a tcp/ip protocol, and the mobile phone is connected with the vehicle-mounted terminal to integrate the SDK capability of the Payment treasure application terminal. The vehicle-mounted terminal application and the mobile terminal application are connected through a tcp/ip protocol through three-way handshake, after the mobile terminal receives a payment request containing a payment link, the mobile terminal creates payment information corresponding to the payment link based on the payment application corresponding to the payment link, for example, the corresponding payment application is a payment bank, then the mobile terminal generates a PrePayInfo object through the SDK capability of the payment bank according to the payment request, and then a PayTask. And then, the user completes the payment of the order to be paid through the payment page.
Similarly, if the payment application corresponding to the payment link is WeChat or Unionpay, the mobile terminal will pull up the payment page corresponding to the payment application through the SDK capability of the corresponding WeChat or Unionpay.
Fig. 2 is a schematic diagram of a principle of an actual application of a method for generating a payment page according to a first embodiment, where in the present embodiment, a payment method is taken as a payment treasure, and a mobile terminal is taken as an example, to explain a principle of the method for generating a payment page in the present application.
As shown in fig. 2, the car machine cloud end, i.e. the server, integrates the SDK capability of the JAVA server end for payment, i.e. the SDK capability of the JAVA server end for payment, the car machine end, i.e. the car terminal, supports TBOX and can be connected to the network, the mobile phone end and the car machine end establish a socket channel of tcp/ip protocol, and the mobile phone end and the car machine end integrate the SDK capability of the application end for payment.
The communication between the vehicle end and the vehicle cloud end is based on an http protocol, after the connection between the vehicle end and the server is established through three-way handshake, the vehicle end generates an http request message from order information, and then initiates an http request to the vehicle cloud end, namely sends a first request for obtaining a payment link. After receiving the vehicle end application request, the vehicle cloud end acquires the number, name, amount and the like of the order from the order information of the order to be paid, generates an AlipayTradeAppPayrequest according to the acquired order information, namely creates a Payment treasure order request parameter, then calls Alipayclient. And then, the cloud end of the payment treasure generates a payment link of the order to be paid of the payment treasure according to the second request. And then, returning the payment link to the vehicle cloud end, and returning the payment link to the vehicle end by the vehicle cloud end. In such a way, the http request message containing the payment link is transmitted to the vehicle end through the vehicle cloud as a response message, and then the vehicle end sends the payment link to the mobile phone end, wherein the vehicle-mounted terminal application and the mobile phone end application are connected through three-way handshaking through a tcp/ip protocol. The mobile phone end receives an http request message of the Pay to be paid, generates a PrePayInfo object from the http request of the Pay to be paid through the SDK capability of the Pay, creates a payment request, and pulls up a Pay payment page through calling a PayTask.
Through the mode of this embodiment, the payment system of server need not be accessed to the trade company, sends the payment link of the payment mode of current mainstream to mobile terminal through vehicle-mounted terminal to make mobile terminal generate the payment page according to the payment link. In this way, development of new payment capability or application for payment of license plates due to development of new payment capability may not be required, saving time and development cost. Meanwhile, different from the existing method for acquiring the payment page by scanning the two-dimensional code, the payment page can be received by the user without scanning the two-dimensional code by the method, so that the payment action is completed, the user operation is simplified, and the convenience is improved.
Second embodiment
Fig. 3 is a schematic structural diagram illustrating a system for generating a payment page according to a second embodiment. Referring to fig. 3, the system for generating a payment page of the embodiment includes: a vehicle-mounted terminal 220, a server 230, and a mobile terminal 210.
The vehicle-mounted terminal 220 is used for sending a first request for obtaining a payment link to the server 230 according to the order to be paid;
the server 230 is used for sending a payment link of the order to be paid to the vehicle-mounted terminal 220 according to the first request, so that the vehicle-mounted terminal 220 sends the payment link to the mobile terminal 210;
And the mobile terminal 210 is used for generating a payment page according to the payment link.
In an embodiment, the step of the in-vehicle terminal 220 sending a first request for obtaining a payment link to the server 230 according to the order to be paid includes:
the vehicle-mounted terminal 220 acquires order information of an order to be paid;
generating a first request for obtaining a payment link according to the order information;
the first request is sent to server 230.
In one embodiment, the step of the server 230 sending the payment link of the order to be paid to the in-vehicle terminal 220 according to the first request includes:
the server 230 sends a second request for obtaining a payment link to the third-party payment platform according to the order information of the order to be paid, which is contained in the first request;
the third party payment platform creates a payment link according to the second request and transmits the payment link to the server 230, so that the server 230 transmits the payment link to the in-vehicle terminal 220.
The step of sending, by the server 230, a second request for obtaining a payment link to the third-party payment platform according to the order information of the order to be paid included in the first request includes:
the server 230 obtains order information of the order to be paid from the first request;
Establishing payment request parameters according to the order information;
and sending a second request for obtaining the payment link to the corresponding third-party payment platform according to the payment request parameter.
In one embodiment, the step of generating the payment page by the mobile terminal 230 according to the payment link includes:
the mobile terminal 230 receives a payment request of the vehicle-mounted terminal 220, wherein the payment request comprises a payment link;
establishing payment information corresponding to the payment link based on the payment application corresponding to the payment link;
and displaying a payment page corresponding to the payment information based on the payment application.
The specific work flow of the mobile terminal 210, the in-vehicle terminal 220, and the server 230 in this embodiment is described in detail in the first embodiment, and is not described herein again.
Third embodiment
Fig. 4 is a flowchart illustrating a method of generating a payment page according to a third embodiment. Referring to fig. 4, the method for generating a payment page of the embodiment is applied to a vehicle-mounted terminal, and includes the following steps:
step 310, sending a third request for obtaining a payment link to the server according to the order to be paid.
The vehicle-mounted terminal supports TBOX and can be accessed to the network. After the communication between the vehicle-mounted terminal and the server is based on an http protocol and the connection between the vehicle-mounted terminal and the server is established through three-way handshake, the vehicle-mounted terminal sends an http request message, namely a third request for obtaining a payment link, to the server according to the payment order.
In an embodiment, in step 310, the step of sending a third request for obtaining a payment link to the server according to the order to be paid specifically includes:
acquiring order information of an order to be paid;
and generating a third request for obtaining the payment link according to the order information and sending the third request to the server.
In an application scene, after the vehicle-mounted terminal is connected with the server, a user purchases and consumes through the vehicle-mounted terminal. After a user finishes shopping and submits an order at the vehicle-mounted terminal, the vehicle-mounted terminal acquires corresponding information of the order to be paid, wherein the information of the order to be paid comprises information of the number, the name, the amount and the like of the order. And then, the vehicle-mounted terminal generates an HTTP request message according to the order information of the order to be paid and sends the HTTP request message to the server.
In actual implementation, when the user submits an order on the vehicle-mounted terminal, a payment method for paying the order may be selected, for example: pay treasure, WeChat, Unionpay, etc.
And step 320, receiving a payment link of the order to be paid, which is sent by the server according to the third request, and sending the payment link to the mobile terminal, so that the mobile terminal generates a payment page according to the payment link.
The payment link sent by the server is a payment link created by the third-party payment platform, the payment link corresponds to the payment application installed on the mobile terminal, and the server integrates the SDK capability of the JAVA server of the third-party payment platform.
In an application scenario, the server obtains order information of the order to be paid from the third request, where the order information includes information such as a number, a name, and an amount of the order, and may further include a payment method determined for paying the order to be paid, for example: pay treasure, WeChat, Unionpay, etc.
Taking a payment mode as an example of a Payment treasure, a server generates an AlipayTradeAppPayrequest according to the obtained order information of the order to be paid, namely, a Payment treasure order request parameter is created, and the server generates an http request message to be paid by the Payment treasure by calling Alipayclient. After the server sends the http request message to the Payment platform, the Payment platform creates a payment link according to the http request message, and the server transmits the http request message containing the payment link as a response message to the vehicle-mounted terminal.
Similarly, if the payment mode for paying the order to be paid is determined to be WeChat or Unionpay in the order information, the server sends a request for creating a payment link to a payment platform corresponding to the WeChat or Unionpay, and sends the payment link to the server, so that the server sends the payment link to the vehicle-mounted terminal. In actual implementation, if the user does not select a payment method, the server may create a payment request parameter using a default payment method to request a payment link from a corresponding third party payment platform.
In one embodiment, a socket channel of a tcp/ip protocol is established between a mobile terminal and a vehicle-mounted terminal, and the vehicle-mounted terminal is connected with the vehicle-mounted terminal to integrate the SDK capability of a Payment treasure application terminal. The vehicle-mounted terminal application and the mobile terminal application are connected through a tcp/ip protocol through three-way handshake, after the mobile terminal receives a payment request containing a payment link, the mobile terminal creates payment information corresponding to the payment link based on the payment application corresponding to the payment link, for example, the corresponding payment application is a payment bank, then the mobile terminal generates a PrePayInfo object through the SDK capability of the payment bank according to the payment request, and then a PayTask. And then, the user completes the payment of the order to be paid through the payment page. In actual implementation, in the process of generating the payment page, the screen of the vehicle-mounted terminal may also prompt the payment state of the order to be paid, where the payment state may include confirmation interfaces such as payment to be paid and payment cancellation, and after the user completes payment, the screen of the vehicle-mounted terminal may also prompt a confirmation interface that payment has been completed.
Similarly, if the payment application corresponding to the payment link is WeChat or Unionpay, the mobile terminal will pull up the payment page corresponding to the payment application through the SDK capability of the corresponding WeChat or Unionpay.
Through the mode, the mobile terminal directly generates the payment page of the order of the vehicle-mounted terminal, the step of scanning the two-dimensional code is omitted, the operation flow of a user is simplified, and the use is convenient.
Fourth embodiment
Fig. 5 is a schematic configuration diagram of an in-vehicle terminal shown according to a fourth embodiment. Referring to fig. 5, the vehicle-mounted terminal of the embodiment includes: a memory 410 and a processor 420, the memory 410 storing at least one program instruction, the processor 420 loading and executing the at least one program instruction to implement the method of:
sending a third request for obtaining a payment link to the server according to the order to be paid;
and receiving a payment link of the order to be paid, which is sent by the server according to the third request, and sending the payment link to the mobile terminal, so that the mobile terminal generates a payment page according to the payment link.
In an embodiment, the step of the processor 420 sending a third request for obtaining the payment link to the server according to the order to be paid includes:
acquiring order information of an order to be paid;
and generating a third request for obtaining the payment link according to the order information and sending the third request to the server.
In one embodiment, the payment link sent by the processor 420 is a payment link created by a third party payment platform, and the payment link corresponds to a payment application installed on the mobile terminal.
The specific workflow of the server in this embodiment is described in the first embodiment and the third embodiment, and is not described herein again.
By means of the mode that the payment page of the order of the vehicle-mounted terminal is directly generated by the mobile terminal, the step of scanning the two-dimensional code is omitted, the operation process of a user is simplified, and the use is convenient and fast.
The method for generating the payment page comprises the following steps: the method comprises the steps that a vehicle-mounted terminal sends a first request for obtaining a payment link to a server according to an order to be paid; the server sends a payment link of the order to be paid to the vehicle-mounted terminal according to the first request, so that the vehicle-mounted terminal sends the payment link to the mobile terminal; and the mobile terminal generates a payment page according to the payment link. By means of the mode, the payment page of the order of the vehicle-mounted terminal can be directly generated through the mobile terminal, the step of scanning the two-dimensional code is omitted, the operation process of a user is simplified, and the use is convenient and fast.
Although the present application has been described with reference to a preferred embodiment, it should be understood that various changes, substitutions and alterations can be made herein without departing from the spirit and scope of the application, and all changes, substitutions and alterations that fall within the spirit and scope of the application are to be understood as being included within the following description of the preferred embodiment.

Claims (10)

1. A method of generating a payment page, comprising:
the method comprises the steps that a vehicle-mounted terminal sends a first request for obtaining a payment link to a server according to an order to be paid;
the server sends the payment link of the order to be paid to the vehicle-mounted terminal according to the first request, so that the vehicle-mounted terminal sends the payment link to a mobile terminal;
and the mobile terminal generates a payment page according to the payment link.
2. The method for generating the payment page as recited in claim 1, wherein the step of sending, by the vehicle-mounted terminal, a first request for obtaining the payment link to the server according to the order to be paid comprises:
the vehicle-mounted terminal acquires order information of the order to be paid;
generating a first request for acquiring the payment link according to the order information;
sending the first request to the server.
3. The method for generating the payment page as claimed in claim 1 or 2, wherein the step of the server sending the payment link of the order to be paid to the vehicle-mounted terminal according to the first request comprises:
the server sends a second request for obtaining a payment link to a third-party payment platform according to the order information of the order to be paid contained in the first request;
And the third party payment platform creates a payment link according to the second request and sends the payment link to the server, so that the server sends the payment link to the vehicle-mounted terminal.
4. The method for generating the payment page as claimed in claim 3, wherein the step of sending, by the server, a second request for obtaining the payment link to the third party payment platform according to the order information of the order to be paid included in the first request includes:
the server acquires order information of the order to be paid from the first request;
establishing payment request parameters according to the order information;
and sending a second request for obtaining a payment link to a corresponding third-party payment platform according to the payment request parameter.
5. The method for generating a payment page as claimed in claim 1, wherein the step of generating a payment page by the mobile terminal according to the payment link comprises:
the mobile terminal receives a payment request of the vehicle-mounted terminal, wherein the payment request comprises the payment link;
establishing payment information corresponding to the payment link based on a payment application corresponding to the payment link;
And displaying a payment page corresponding to the payment information based on the payment application.
6. A system for generating a payment page, comprising: the system comprises a vehicle-mounted terminal, a server and a mobile terminal;
the vehicle-mounted terminal is used for sending a first request for obtaining a payment link to the server according to the order to be paid;
the server is used for sending a payment link of the order to be paid to the vehicle-mounted terminal according to the first request, so that the vehicle-mounted terminal sends the payment link to the mobile terminal;
and the mobile terminal is used for generating a payment page according to the payment link.
7. A method for generating a payment page is applied to a vehicle-mounted terminal, and is characterized by comprising the following steps:
sending a third request for obtaining a payment link to the server according to the order to be paid;
and receiving a payment link of the order to be paid, which is sent by the server according to the third request, and sending the payment link to a mobile terminal so that the mobile terminal generates a payment page according to the payment link.
8. The method for generating a payment page as claimed in claim 7, wherein the step of sending a third request for obtaining a payment link to the server according to the order to be paid comprises:
Obtaining order information of the order to be paid;
and generating a third request for obtaining a payment link according to the order information and sending the third request to the server.
9. The method for generating the payment page as recited in claim 8, wherein the payment link sent by the server is a payment link created by a third party payment platform, and the payment link corresponds to a payment application installed on the mobile terminal.
10. A vehicle-mounted terminal characterized by comprising: a memory and a processor;
the memory stores at least one program instruction;
the processor implementing the method of generating a payment page as claimed in any one of claims 7 to 9 by loading and executing the at least one program instruction.
CN202010620526.5A 2020-07-01 2020-07-01 Method and system for generating payment page and vehicle-mounted terminal Pending CN111861453A (en)

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