CN111754235B

CN111754235B - Resource rollback method, device and equipment

Info

Publication number: CN111754235B
Application number: CN202010496283.9A
Authority: CN
Inventors: 黄洋
Original assignee: Alipay Hangzhou Information Technology Co Ltd
Current assignee: Alipay Hangzhou Information Technology Co Ltd
Priority date: 2020-06-03
Filing date: 2020-06-03
Publication date: 2023-05-09
Anticipated expiration: 2040-06-03
Also published as: CN111754235A

Abstract

The embodiment of the specification provides a resource rollback method, a device and equipment, wherein the method comprises the following steps: and receiving a resource backspacing request, wherein the resource backspacing request carries account information for requesting resource backspacing, acquiring at least one resource backspacing mode corresponding to the account information, respectively carrying out risk analysis on the at least one resource backspacing mode based on the resource backspacing request, determining a target resource backspacing mode corresponding to the resource backspacing request from the at least one resource backspacing mode, and carrying out backspacing processing on resources corresponding to the resource backspacing request according to the target resource backspacing mode.

Description

Resource rollback method, device and equipment

Technical Field

The present invention relates to the field of computer technologies, and in particular, to a method, an apparatus, and a device for resource rollback.

Background

With the continuous development of network technology and terminal technology, electronic commerce is increasingly important in daily life of people, and people can complete online transactions through network payment, for example, people can purchase various commodities in shopping websites through network payment, and convenience and rapidness of 'no need to go home and easy shopping' can be provided for users.

At present, after online transaction is completed through network payment, if refund is required, a user can submit a corresponding refund application to a corresponding network platform. In general, in order to reduce refund risk of refund for network platform, when network platform receives the refund application that the user submitted, need carry out risk detection to the multiple refund mode that this refund application corresponds, in case detect that some refund mode that this refund application corresponds to has the risk, then reject the refund application that the user submitted, the user can't accomplish refund operation, it is visible that above-mentioned processing mode has the condition of mistake to disturb, make some refund modes that the risk is very low (such as former way refund), because the risk of other refund modes is high and is refused together, thereby reduce user's secondary purchasing rate, consequently, need provide a technical scheme that can improve resource backspacing efficiency and user's secondary purchasing rate.

Disclosure of Invention

The embodiment of the specification aims to provide a resource rollback method, a device and equipment, so as to provide a technical scheme capable of improving resource rollback efficiency and secondary purchase rate of users.

In order to achieve the above technical solution, the embodiments of the present specification are implemented as follows:

In a first aspect, an embodiment of the present disclosure provides a resource rollback method, including: and receiving a resource backspacing request, wherein the resource backspacing request carries account information for requesting resource backspacing. And acquiring at least one resource rollback mode corresponding to the account information. And respectively carrying out risk analysis on the at least one resource backspacing mode based on the resource backspacing request, and determining a target resource backspacing mode corresponding to the resource backspacing request from the at least one resource backspacing mode. And carrying out rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode.

In a second aspect, embodiments of the present disclosure provide a resource rollback method, including: and receiving a resource back-off request sent by the terminal equipment of the user, wherein the resource back-off request carries account information for requesting resource back-off. Acquiring at least one resource rollback mode corresponding to the account information, and sending a risk detection request to a risk prevention and control server, wherein the risk detection request carries at least one resource rollback mode corresponding to the account information. And receiving analysis results returned after the risk prevention and control server performs risk analysis on at least one resource rollback mode. And determining a target resource backspacing mode corresponding to the resource backspacing request from at least one resource backspacing mode according to the received analysis result. And carrying out rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode.

In a third aspect, an embodiment of the present disclosure provides a resource rollback method, including: and receiving a risk detection request sent by a resource processing server, wherein the risk detection request carries at least one resource backspacing mode corresponding to account information requesting resource backspacing, the risk detection request is generated by the resource processing server according to at least one resource backspacing mode corresponding to the acquired account information after receiving the resource backspacing request sent by the terminal equipment of the user, and the resource backspacing request carries the account information requesting resource backspacing. And carrying out risk analysis on at least one resource rollback mode corresponding to the account information requesting resource rollback to obtain an analysis result. And returning the analysis result to the resource processing server so that the resource processing server determines a target resource backspacing mode corresponding to the resource backspacing request from at least one resource backspacing mode according to the received analysis result, and backspacing the resource corresponding to the resource backspacing request according to the target resource backspacing mode.

In a fourth aspect, embodiments of the present disclosure provide a resource rollback method, including: and sending a resource backspacing request to a resource processing server, wherein the resource backspacing request carries account information for requesting resource backspacing. Receiving a resource rollback result returned by the resource processing server, wherein the resource rollback result is an analysis result returned by the risk prevention and control server after the resource processing server receives the resource rollback request, acquires at least one resource rollback mode corresponding to the account information, and sends a first risk detection request to the risk prevention and control server, wherein the first risk detection request carries at least one resource rollback mode corresponding to the account information, and the analysis result returned by the risk prevention and control server after the analysis of the at least one resource rollback mode carried in the risk detection request is received; and determining a target resource backspacing mode corresponding to the resource backspacing request from at least one resource backspacing mode according to the received analysis result, and carrying out backspacing processing on resources corresponding to the resource backspacing request according to the target resource backspacing mode.

In a fifth aspect, embodiments of the present disclosure provide a resource rollback system, including a terminal device of a user, a resource processing server, and a risk prevention and control server. The terminal equipment of the user is used for sending a resource backspacing request to a resource processing server, wherein the resource backspacing request carries account information for requesting resource backspacing; and receiving a resource rollback result returned by the resource processing server. The resource processing server is configured to receive a resource rollback request sent by the terminal device of the user, where the resource rollback request carries account information for requesting resource rollback; acquiring at least one resource rollback mode corresponding to the account information; sending a risk detection request to the risk prevention and control server, wherein the risk detection request carries at least one resource rollback mode corresponding to the account information; receiving analysis results returned after the risk prevention and control server performs risk analysis on at least one resource rollback mode; and determining a target resource backspacing mode corresponding to the resource backspacing request from at least one resource backspacing mode according to the received analysis result, and carrying out backspacing processing on resources corresponding to the resource backspacing request according to the target resource backspacing mode. The risk prevention and control server is used for receiving the risk detection request sent by the resource processing server, and carrying out risk analysis on at least one resource rollback mode corresponding to the account information requiring resource rollback carried in the received risk detection request to obtain an analysis result; and returning the analysis result to the resource processing server.

In a sixth aspect, embodiments of the present disclosure provide a resource rollback apparatus, including: the first receiving module is configured to receive a resource rollback request, where the resource rollback request carries account information for requesting resource rollback. And the acquisition module is used for acquiring at least one resource rollback mode corresponding to the account information. And the first determining module is used for respectively carrying out risk analysis on the at least one resource backspacing mode based on the resource backspacing request and determining a target resource backspacing mode corresponding to the resource backspacing request from the at least one resource backspacing mode. And the first processing module is used for carrying out rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode.

In a seventh aspect, embodiments of the present disclosure provide a resource rollback apparatus, including: and the second receiving module is used for receiving a resource back-off request sent by the terminal equipment of the user, wherein the resource back-off request carries account information for requesting resource back-off. The second processing module is used for acquiring at least one resource rollback mode corresponding to the account information and sending a risk detection request to the risk prevention and control server, wherein the risk detection request carries at least one resource rollback mode corresponding to the account information. And the third receiving module is used for receiving an analysis result returned after the risk prevention and control server performs risk analysis on the at least one resource rollback mode. And the second determining module is used for determining a target resource rollback mode corresponding to the resource rollback request from at least one resource rollback mode according to the received analysis result. And the third processing module is used for carrying out rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode.

In an eighth aspect, embodiments of the present disclosure provide a resource rollback apparatus, including: a fifth receiving module, configured to receive a risk detection request sent by a resource processing server, where the risk detection request carries at least one resource rollback mode corresponding to account information for requesting resource rollback, where the risk detection request is generated by the resource processing server according to at least one resource rollback mode corresponding to the acquired account information after receiving a resource rollback request sent by a terminal device of a user, where the resource rollback request carries account information for requesting resource rollback. And the first analysis module is used for performing risk analysis on at least one resource rollback mode corresponding to the account information requesting resource rollback to obtain an analysis result. And the return module is used for returning the analysis result to the resource processing server so that the resource processing server determines a target resource backspacing mode corresponding to the resource backspacing request from at least one resource backspacing mode according to the received analysis result, and backspacing the resource corresponding to the resource backspacing request according to the target resource backspacing mode.

In a ninth aspect, embodiments of the present disclosure provide a resource rollback apparatus, including: and the third sending module is used for sending a resource backspacing request to the resource processing server, wherein the resource backspacing request carries account information for requesting resource backspacing. A seventh receiving module, configured to receive a resource rollback result returned by the resource processing server, where the resource rollback result is an analysis result returned by the risk prevention and control server after the resource processing server receives the resource rollback request, obtains at least one resource rollback mode corresponding to the account information, sends a first risk detection request to a risk prevention and control server, where the first risk detection request carries at least one resource rollback mode corresponding to the account information, and receives an analysis result returned by the risk prevention and control server after the analysis is performed on at least one resource rollback mode carried in the risk detection request; and determining a target resource backspacing mode corresponding to the resource backspacing request from at least one resource backspacing mode according to the received analysis result, and carrying out backspacing processing on resources corresponding to the resource backspacing request according to the target resource backspacing mode.

In a tenth aspect, embodiments of the present disclosure provide a resource rollback apparatus, including: a processor; and a memory arranged to store computer executable instructions that, when executed, cause the processor to: and receiving a resource backspacing request, wherein the resource backspacing request carries account information for requesting resource backspacing. And acquiring at least one resource rollback mode corresponding to the account information. And respectively carrying out risk analysis on the at least one resource backspacing mode based on the resource backspacing request, and determining a target resource backspacing mode corresponding to the resource backspacing request from the at least one resource backspacing mode. And carrying out rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode.

In an eleventh aspect, embodiments of the present specification provide a resource rollback apparatus, including: a processor; and a memory arranged to store computer executable instructions that, when executed, cause the processor to: and receiving a resource back-off request sent by the terminal equipment of the user, wherein the resource back-off request carries account information for requesting resource back-off. Acquiring at least one resource rollback mode corresponding to the account information, and sending a risk detection request to a risk prevention and control server, wherein the risk detection request carries at least one resource rollback mode corresponding to the account information. And receiving analysis results returned after the risk prevention and control server performs risk analysis on at least one resource rollback mode. And determining a target resource backspacing mode corresponding to the resource backspacing request from at least one resource backspacing mode according to the received analysis result. And carrying out rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode.

In a twelfth aspect, embodiments of the present disclosure provide a resource rollback apparatus, including: a processor; and a memory arranged to store computer executable instructions that, when executed, cause the processor to: and receiving a risk detection request sent by a resource processing server, wherein the risk detection request carries at least one resource backspacing mode corresponding to account information requesting resource backspacing, the risk detection request is generated by the resource processing server according to at least one resource backspacing mode corresponding to the acquired account information after receiving the resource backspacing request sent by the terminal equipment of the user, and the resource backspacing request carries the account information requesting resource backspacing. And carrying out risk analysis on at least one resource rollback mode corresponding to the account information requesting resource rollback to obtain an analysis result. And returning the analysis result to the resource processing server so that the resource processing server determines a target resource backspacing mode corresponding to the resource backspacing request from at least one resource backspacing mode according to the received analysis result, and backspacing the resource corresponding to the resource backspacing request according to the target resource backspacing mode.

In a thirteenth aspect, embodiments of the present specification provide a resource rollback apparatus, including: a processor; and a memory arranged to store computer executable instructions that, when executed, cause the processor to: and sending a resource backspacing request to a resource processing server, wherein the resource backspacing request carries account information for requesting resource backspacing. Receiving a resource rollback result returned by the resource processing server, wherein the resource rollback result is an analysis result returned by the risk prevention and control server after the resource processing server receives the resource rollback request, acquires at least one resource rollback mode corresponding to the account information, and sends a first risk detection request to the risk prevention and control server, wherein the first risk detection request carries at least one resource rollback mode corresponding to the account information, and the analysis result returned by the risk prevention and control server after the analysis of the at least one resource rollback mode carried in the risk detection request is received; and determining a target resource backspacing mode corresponding to the resource backspacing request from at least one resource backspacing mode according to the received analysis result, and carrying out backspacing processing on resources corresponding to the resource backspacing request according to the target resource backspacing mode.

Drawings

In order to more clearly illustrate the embodiments of the present description or the technical solutions in the prior art, the drawings that are required in the embodiments or the description of the prior art will be briefly described below, it being obvious that the drawings in the following description are only some embodiments described in the present invention, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.

Fig. 1 is a first flowchart of a resource rollback method according to an embodiment of the present disclosure;

fig. 2 is a second flowchart of a resource rollback method according to an embodiment of the present disclosure;

fig. 3 is a third flowchart of a resource rollback method according to an embodiment of the present disclosure;

fig. 4 is a fourth flowchart of a resource rollback method according to an embodiment of the present disclosure;

fig. 5 is a fifth flowchart of a resource rollback method according to an embodiment of the present disclosure;

fig. 6 is a schematic structural diagram of a resource rollback system according to an embodiment of the present disclosure

Fig. 7 is a schematic diagram of a first module composition of a resource rollback device according to an embodiment of the present disclosure;

fig. 8 is a schematic diagram of a second module composition of the resource rollback device according to the embodiment of the present disclosure;

Fig. 9 is a schematic diagram of a third module composition of the resource rollback device according to the embodiment of the present disclosure;

fig. 10 is a schematic diagram of a fourth module composition of a resource rollback device according to an embodiment of the present disclosure;

fig. 11 is a schematic diagram of a first structure of a resource rollback device according to an embodiment of the present disclosure;

fig. 12 is a schematic diagram of a second structure of a resource rollback device according to an embodiment of the present disclosure;

fig. 13 is a schematic third structural diagram of a resource rollback device according to an embodiment of the present disclosure.

Detailed Description

The embodiment of the specification provides a resource rollback method, a device and equipment.

In order to make the technical solution of the present invention better understood by those skilled in the art, the technical solution of the present embodiment will be clearly and completely described in the following description with reference to the accompanying drawings in the embodiments of the present specification, and it is apparent that the described embodiments are only some embodiments of the present invention, not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the invention without making any inventive effort, shall fall within the scope of the invention.

As shown in fig. 1, the embodiment of the present disclosure provides a resource rollback method, where an execution body of the method may be a resource processing server, where the resource processing server may be an independent server or may be a server cluster formed by a plurality of servers, and the resource processing server may be used for performing risk analysis and the like on at least one obtained resource rollback manner corresponding to user account information. The method can be used for determining a target resource backspacing mode corresponding to the resource backspacing request from the acquired at least one resource backspacing mode, and carrying out refund processing according to the target resource backspacing mode. The method specifically comprises the following steps:

In step S102, a resource rollback request is received, where the resource rollback request carries account information for requesting resource rollback.

The resource rollback request may be, for example, a refund request sent by a user in a network ticket purchasing process, or may be a deposit refund of a bicycle, a charger, etc. sharing an economic mode, or may be a refund request sent by a user in an unmanned vending machine interactive shopping process, or may be an order refund, a gift card refund, a post office remittance, a cash payment refund, etc. paid by an online payment and a POS machine swiped card. The resource rollback request may carry account information for requesting resource rollback, or may also carry resource information to be rollback, where the resource information to be rollback may include a resource value (such as a refund amount) to be rollback, or the like, or may further carry order identification information for performing network transaction. The purpose of carrying the account information requesting for resource rollback in the resource rollback request is that the resource processing server can conveniently perform risk detection on at least one resource rollback mode corresponding to the account information requesting for resource rollback carried in the resource rollback request according to the received resource rollback request.

In implementation, with the continuous development of network technology and terminal technology, electronic commerce is increasingly important in daily life of people, and people can complete online transactions through network payment, for example, people can purchase various commodities in shopping websites through network payment, and convenience and rapidness of 'no need of going home and easy shopping' can be provided for users. At present, after online transaction is completed through network payment, if refund is required, a user can submit a corresponding refund application to a corresponding network platform. In general, in order to reduce refund risk brought by refunds to a network platform, when the network platform receives a refund application submitted by a user, risk detection needs to be performed on multiple refund modes corresponding to the refund application, and once a certain refund mode corresponding to the refund application is detected to have risk, the refund application submitted by the user is refused, and the user cannot complete refund operation. Therefore, the above processing method has a situation of disturbing by mistake, so that some refund methods (such as original refund) with low risk are rejected together because of high risk of other refund methods, thereby reducing the resource rollback efficiency and the secondary purchase rate of the user. Therefore, the embodiment of the invention provides a technical scheme capable of improving the resource rollback efficiency and the secondary purchase rate of the user, and the technical scheme can be particularly seen in the following.

In a specific implementation process, taking the resource back-off request as a refund request as an example, the resource back-off request may be sent by a terminal device of a user, and the specific generation steps of the resource back-off request are as follows:

an application for online transactions through network payments may be installed in a user's terminal device. If the user needs to complete refund operation through the application program, the user can trigger an icon of the application program on a display interface of the terminal device to start the application program, at this time, the user can search an order for refund in the application program after starting, then the user can click a refund key corresponding to the order, so that the terminal device detects the refund key triggered by the user and sends a resource backspacing request to the resource processing server, wherein the resource backspacing request can carry account information for requesting resource backspacing, or can also carry resource information for requesting backspacing, and the resource information can include information such as backspacing value, trade order identification and the like.

In step S104, at least one resource rollback manner corresponding to the account information is obtained.

The account information may be account information that a user requests for resource rollback; the resource rollback manner may be path information of resource rollback, taking the resource rollback request as a refund request as an example, where the resource rollback manner may include an original card original rollback manner (i.e. if a user uses the bank card 1 to complete payment through the path 1, the resource is returned to the bank card 1 according to the path 1) refund to other bank cards, refund to balance, refund to an account of an application program, refund to a wallet of an application program, or refund to a payment account of a payment used by an application program.

In an implementation, after receiving, by the resource processing server through the processing of S102, a resource rollback request sent by a terminal device of a user, at least one resource rollback manner corresponding to the account information may be obtained through identity information in the account information according to account information requesting resource rollback carried in the request, where, for example, the resource rollback request is a refund request, and the resource rollback manner may be an original card rollback manner, refund to other bank cards, refund to balance, refund to an account of a certain application program, refund to a wallet of a certain application program, or refund to a payment account used by payment of a certain application program.

In step S106, risk analysis is performed on at least one resource fallback mode based on the resource fallback request, and a target resource fallback mode corresponding to the resource fallback request is determined from the at least one resource fallback mode.

The risk analysis may include analyzing one or more of user terminal equipment information, network security information, and returned resource information related to the resource return manner; analyzing the user terminal device may include analyzing whether the user terminal device is a common terminal device; analyzing the network security information may include analyzing an IP address, wiFi information, etc. of the network when the user initiates the resource back-off request; analyzing the fallback resource information may include analyzing a fallback resource value (e.g., refund amount); the target resource rollback mode is a resource rollback mode with high safety and low resource rollback risk.

In an implementation, after the resource processing server obtains at least one resource rollback manner corresponding to the account information through the processing of S104, risk analysis may be performed on the at least one resource rollback manner based on the resource rollback request, for example, a scoring manner may be adopted, risk assessment may be performed on risks possibly existing in a rollback path of the at least one resource rollback manner, so as to obtain a risk value of the at least one resource rollback manner, a resource rollback manner with a risk value smaller than a preset risk threshold and a lowest risk value may be determined as a target resource rollback manner corresponding to the resource rollback request according to the risk value and a preset risk evaluation rule, and at the same time, the resource rollback manner with a detected risk value higher than the preset risk threshold may be marked (e.g. marked with a risk tag), and the marked resource rollback manner may be disabled.

Specifically, taking the above-mentioned resource rollback request as an example of a refund request, the resource rollback method corresponding to the resource rollback request may include an original card rollback method, refund to the bank card 1, refund to the bank card 2, refund to the balance, refund to an account of a certain application program, refund to a wallet of a certain application program, and if the risk analysis is performed on the resource rollback method corresponding to the resource request by the above-mentioned resource processing server, the risk value of the original card rollback method is obtained and is 0.1%, the risk value of refund to the bank card 1 is 0.5%, the risk value of refund to the bank card 2 is 0.8%, the risk value of refund to the balance is 0.1%, the risk value of refund to the account of a certain application program is 10%, the risk value of refund to the wallet of a certain application program is 15%, and the risk threshold is 0.5%, then the original card rollback method corresponding to the resource request is determined as the target resource rollback method.

In step S108, a rollback process is performed on the resources corresponding to the resource rollback request according to the target resource rollback manner.

In implementation, after determining the target resource rollback manner corresponding to the resource rollback request through the processing in S106, the resource processing server may check the resource corresponding to the resource rollback request, for example, may check the resource value (such as refund amount) of the resource, and if it is determined that the resource value of the resource to be returned is correct, may perform rollback processing on the resource corresponding to the resource rollback request according to the target resource rollback manner.

As can be seen from the technical solutions provided in the embodiments of the present disclosure, by receiving a resource rollback request, where the resource rollback request carries account information for requesting resource rollback, obtaining at least one resource rollback mode corresponding to the account information, then, based on the resource rollback request, respectively performing risk analysis on the at least one resource rollback mode, determining a target resource rollback mode corresponding to the resource rollback request from the at least one resource rollback mode, and performing rollback processing on a resource corresponding to the resource rollback request according to the target resource rollback mode, in this way, by determining the target resource rollback mode corresponding to the resource rollback request from the at least one resource rollback mode, performing rollback processing on the resource corresponding to the resource rollback request according to the target resource rollback mode, thereby avoiding risk due to a refund of a certain refund mode, and improving resource rollback efficiency and secondary purchase rate of a user.

The specific processing manner of S106 may be varied, and an alternative processing manner is provided below, as shown in fig. 2, and see the following processing of S1062-S1064.

In S1062, risk analysis is performed on at least one resource rollback mode based on the resource rollback request, and at least one resource rollback mode satisfying the preset condition is determined as an alternative resource rollback mode based on the analysis result.

In an implementation, after the resource processing server obtains at least one resource rollback mode corresponding to the account information through the processing of S104, risk analysis may be performed on the at least one resource rollback mode based on the resource rollback request, specifically, risk that may exist in the at least one resource rollback mode may be analyzed to obtain a risk value of the at least one resource rollback mode, and a resource rollback mode whose risk value is greater than a preset risk threshold may be marked based on the risk value, and after the risk analysis that may exist in the at least one resource rollback mode is completed, a resource rollback mode that is not marked in the detected at least one resource rollback mode may be determined as an alternative resource rollback mode.

In S1064, a target resource fallback manner corresponding to the resource fallback request is determined from the alternative resource fallback manners.

In an implementation, after the above-mentioned resource processing server determines, through the above-mentioned processing in S1062, at least one resource retraction manner that satisfies the preset condition as an alternative resource retraction manner, the above-mentioned alternative resource retraction manner may be returned to the terminal device of the user initiating the resource retraction request, so that the terminal device may display the above-mentioned alternative resource retraction manner on the display screen, so that the user may select an appropriate resource retraction manner from the alternative resource retraction manners displayed on the display screen of the terminal device through a click manner, after receiving the resource retraction manner selected by the user, the terminal device may return the resource retraction manner selected by the user to the resource processing server, where the resource processing server receives the resource retraction manner returned by the terminal device, and determines the resource retraction manner returned by the terminal device as the target resource retraction manner corresponding to the resource retraction request. By the method, the alternative resource rollback mode is returned to the terminal equipment of the user, and the user can independently select the resource rollback mode suitable for the user from the alternative resource rollback modes, so that the experience of the user is further improved.

Or after the above-mentioned resource processing server determines that at least one resource rollback manner satisfying the preset condition is the alternative resource rollback manner through the above-mentioned processing of S1062, the historical resource rollback manner corresponding to the account information may be searched, and based on the historical resource rollback manner, the target resource rollback manner corresponding to the resource rollback request is determined from the alternative resource rollback manners.

The determining, based on the historical resource rollback manner, the target resource rollback manner corresponding to the resource rollback request from the alternative resource rollback manners may include: and determining a common resource rollback mode of the user based on the historical resource rollback mode, and determining the common resource rollback mode of the user as a target resource rollback mode corresponding to the resource rollback request when detecting that the alternative resource rollback mode comprises the common resource change rollback mode of the user.

In order to further reduce the resource rollback risk in the resource rollback process, after determining the target resource rollback mode corresponding to the resource rollback request from at least one resource rollback mode in S106, risk analysis may be further performed on the target resource rollback mode, and if the target resource rollback mode meets a preset condition, rollback processing is performed on the resource corresponding to the resource rollback request according to the target resource rollback mode.

In implementation, risk that a rollback path corresponding to a target resource rollback mode may exist may be analyzed, risk analysis may be performed on terminal equipment of a user, an IP address of a network used when resource rollback is performed, wiFi information, and the like, and based on an analysis result, rollback processing may be performed on resources corresponding to a resource rollback request according to the target resource rollback mode when the target resource rollback mode meets a preset risk standard.

Specifically, the resource processing server may take a scoring mode, may perform risk analysis on risks possibly existing in a rollback path corresponding to the target resource rollback mode, and on an IP address, wiFi information, and the like of a network used when performing resource rollback on a terminal device of a user, to obtain a risk value corresponding to the target resource rollback mode, and then, based on the risk value, perform rollback processing on a resource corresponding to the resource rollback request according to the target resource rollback mode when the risk value is less than a threshold risk threshold.

As shown in fig. 3, the embodiment of the present disclosure provides a resource rollback method, where an execution body of the method may be a resource processing server, where the resource processing server may be an independent server or may be a server cluster formed by a plurality of servers, and the resource processing server may be configured to receive a resource rollback request sent by a terminal device of a user. The method can be used for determining a target resource backspacing mode corresponding to the resource backspacing request from the acquired at least one resource backspacing mode, and carrying out refund processing according to the target resource backspacing mode. The method specifically comprises the following steps:

in S202, a resource back-off request sent by a terminal device of a user is received, where the resource back-off request carries account information for requesting resource back-off.

This step is specifically step S102.

In S204, at least one resource rollback mode corresponding to the account information is obtained, and a risk detection request is sent to the risk prevention and control server, where the risk detection request carries at least one resource rollback mode corresponding to the account information.

The risk prevention and control server may be an independent server or may be a server cluster formed by a plurality of servers, and the risk prevention and control server may be configured to receive a risk detection request sent by a resource processing server, and perform risk detection on at least one resource rollback manner carried in the risk detection request and corresponding to account information.

In S206, the analysis result returned after the risk prevention and control server performs risk analysis on at least one resource rollback mode is received.

The analysis result may be an analysis result obtained by the risk prevention and control server analyzing one or more of risk that may exist in a fallback path related to the resource fallback manner, user terminal equipment information, network security information, and fallback resource information. The analyzing the user terminal device by the risk prevention and control server may include analyzing whether the user terminal device is a common terminal device; analyzing the network security information may include analyzing an IP address, wiFi information, etc. of the network when the user initiates the resource back-off request; analyzing the fallback resource information may include analyzing a fallback resource value (e.g., refund amount).

In an implementation, after receiving, by the processing in S204, a risk request carrying at least one resource rollback manner corresponding to account information sent by a resource processing server, a risk prevention and control server may perform risk analysis on the at least one resource rollback manner based on the risk request, for example, may perform risk assessment on risk that may exist in a rollback path of the at least one resource rollback manner and one or more of user terminal equipment information, network security information, and rollback resource information, respectively, by using a scoring manner, to obtain a risk value of the at least one resource rollback manner, and then return an analysis result including the risk value of the at least one resource rollback manner to the resource processing server.

In step S208, according to the received analysis result, a target resource fallback mode corresponding to the resource fallback request is determined from the at least one resource fallback mode.

In implementation, after receiving the analysis result returned by the risk prevention and control server, the resource processing server may determine, according to the risk value and a preset risk evaluation rule, a resource rollback mode with a risk value smaller than a preset risk threshold and a lowest risk value as a target resource rollback mode corresponding to the resource rollback request, and may mark (e.g. label) a resource rollback mode with a detected risk value higher than the preset risk threshold, and disable the marked resource rollback mode.

In step S210, the rollback processing is performed on the resources corresponding to the resource rollback request according to the target resource rollback manner.

This step specifically corresponds to step S108.

The specific processing manner of S208 may be varied, and an alternative processing manner is provided below, and in particular, see the following processing steps A2 to A4.

And step A2, determining at least one resource rollback mode meeting preset conditions as an alternative resource rollback mode according to the received analysis result.

The analysis result may be obtained by the risk prevention and control server analyzing risks possibly existing in the at least one resource rollback mode, obtaining a risk value of the at least one resource rollback mode, and marking the resource rollback mode with the risk value greater than a preset risk threshold based on the risk value, where the analysis result may include the marked resource rollback mode and the resource rollback mode without marking.

In an implementation, the resource processing server may determine, according to the received analysis result, a resource fallback manner that is not marked in the detected at least one resource fallback manner as an alternative resource fallback manner.

And step A4, determining a target resource rollback mode corresponding to the resource rollback request from the alternative resource rollback modes.

This step is specifically referred to as step S1064.

In order to further reduce the resource rollback risk existing in the resource rollback process, after determining the target resource rollback mode corresponding to the resource rollback request from the at least one resource rollback mode in S208, the resource processing server may further send a risk detection request to the risk prevention and control server, where the risk detection request carries the target resource rollback mode corresponding to the account information requesting for resource rollback; receiving analysis results returned by the risk prevention and control server after risk analysis is performed on the target resource rollback mode; and under the condition that the analysis result meets the preset condition, carrying out rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode.

Specifically, after determining the target resource rollback mode corresponding to the resource rollback request from at least one resource rollback mode through the above-mentioned processing of S208, the resource processing server may send a risk detection request to the risk prevention and control server, and after receiving the risk detection request carrying the target resource rollback mode corresponding to the account information requesting resource rollback, the risk prevention and control server may analyze risk that may exist in the rollback path corresponding to the target resource rollback mode, and perform risk analysis on the terminal device of the user, the IP address of the network used when performing resource rollback, wiFi information, and so on, to obtain an analysis result, where the analysis result may include a risk value corresponding to the target resource rollback mode. And then, the risk prevention and control server returns the analysis result to the resource processing server, so that the resource processing server carries out rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode under the condition that the risk value is smaller than the preset risk threshold value based on the analysis result.

As shown in fig. 4, the embodiment of the present disclosure provides a resource rollback method, where an execution body of the method may be a risk prevention and control server, where the risk prevention and control server may be an independent server or may be a server cluster formed by a plurality of servers, and the risk prevention and control server may be configured to receive a risk detection request sent by a resource processing server. The method can be used for carrying out risk analysis on at least one resource rollback mode corresponding to the account information requesting resource rollback to obtain an analysis result, and then returning the analysis result to the resource processing server for processing. The method specifically comprises the following steps:

In step S302, a risk detection request sent by a resource processing server is received, where the risk detection request carries at least one resource rollback mode corresponding to account information for requesting resource rollback, the risk detection request is generated by the resource processing server according to at least one resource rollback mode corresponding to the acquired account information after receiving the resource rollback request sent by the terminal device of the user, and the resource rollback request carries the account information for requesting resource rollback.

In step S304, risk analysis is performed on at least one resource rollback manner corresponding to the account information requesting resource rollback, so as to obtain an analysis result.

In an implementation, after receiving, by the risk prevention and control server through the processing in S302, a risk request carrying at least one resource rollback manner corresponding to account information sent by the resource processing server, risk analysis may be performed on at least one resource rollback manner corresponding to the account information requesting resource rollback, for example, a scoring manner may be adopted to perform risk assessment on a rollback path of at least one resource rollback manner, and on a terminal device of a user, an IP address of a network used when performing resource rollback, wiFi information, and so on, to obtain a risk value of the at least one resource rollback manner.

Or after receiving, by the risk prevention and control server through the processing in S302, a risk request carrying at least one resource rollback mode corresponding to account information sent by the resource processing server, performing risk analysis on at least one resource rollback mode corresponding to the account information requesting resource rollback, to obtain a risk value of the at least one resource rollback mode, and marking, based on the risk value, a resource rollback mode with a risk value greater than a preset risk threshold, to obtain an analysis result, where the analysis result may include the marked resource rollback mode and the resource rollback mode without marking.

In step S306, the analysis result is returned to the resource processing server, so that the resource processing server determines a target resource rollback mode corresponding to the resource rollback request from at least one resource rollback mode according to the received analysis result, and performs rollback processing on the resource corresponding to the resource rollback request according to the target resource rollback mode.

In an implementation, if the analysis result is a risk value of at least one resource rollback mode, after the risk prevention and control server returns the analysis result to the resource processing server, the resource processing server may determine, according to the risk value and a preset risk evaluation rule, a resource rollback mode with a risk value smaller than a preset risk threshold and a lowest risk value as a target resource rollback mode corresponding to the resource rollback request, and perform rollback processing on a resource corresponding to the resource rollback request according to the target resource rollback mode.

If the analysis result includes the marked resource backspacing mode and the unmarked resource backspacing mode, after the risk prevention and control server returns the analysis result to the resource processing server, the resource processing server may determine the detected unmarked resource backspacing mode with the lowest risk value as the target resource backspacing mode corresponding to the resource backspacing request, and perform backspacing processing on the resource corresponding to the resource backspacing request according to the target resource backspacing mode.

In order to further reduce the resource rollback risk existing in the resource rollback process, the method may further include:

and step B2, receiving a risk detection request sent by the resource processing server, wherein the risk detection request carries a target resource rollback mode corresponding to the account information requesting resource rollback.

And step B4, performing risk analysis on the target resource rollback mode to obtain an analysis result.

And step B6, sending the analysis result to the resource processing server so that the resource processing server carries out rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode aiming at the analysis result under the condition that the analysis result meets the preset condition.

As shown in fig. 5, the embodiment of the present disclosure provides a resource rollback method, where an execution body of the method may be a terminal device of a user, where the terminal device may be a device such as a personal computer, or may be a mobile terminal device such as a mobile phone, a tablet computer, or the like, and the terminal device may be a terminal device used by the user. The terminal device may be configured to send a resource back-off request or the like to a resource processing server. The method can be used for receiving the resource rollback result returned by the resource processing server. The method specifically comprises the following steps:

in step S402, a resource rollback request is sent to a resource processing server, where the resource rollback request carries account information for requesting resource rollback.

In step S404, a resource rollback result returned by the resource processing server is received, where the resource rollback result is an analysis result returned by the risk prevention and control server after the at least one resource rollback mode carried in the risk detection request is analyzed according to the at least one resource rollback mode corresponding to the account information obtained by the resource processing server after the resource rollback request is received, and the first risk detection request is sent to the risk prevention and control server, where the first risk detection request carries the at least one resource rollback mode corresponding to the account information; and determining a target resource backspacing mode corresponding to the resource backspacing request from at least one resource backspacing mode according to the received analysis result, and carrying out backspacing processing on the resources corresponding to the resource backspacing request according to the target resource backspacing mode.

In order to further improve the use experience of the user, the user may select a resource rollback mode suitable for the user according to the user' S own requirement, and before receiving the resource rollback result returned by the resource processing server in S404, the following processing procedures from step C2 to step C4 may be further executed.

And step C2, receiving an alternative resource rollback mode sent by the resource processing server.

And step C4, receiving a resource backspacing mode selected by a user from the alternative resource backspacing modes, and sending the resource backspacing mode selected by the user to the resource processing server, so that the resource processing server determines the resource backspacing mode selected by the user as a target resource backspacing mode corresponding to the resource backspacing request, and backspacing the resource corresponding to the resource backspacing request according to the target resource backspacing mode.

As shown in fig. 6, fig. 6 is a schematic structural diagram of a resource rollback system provided in an embodiment of the present disclosure, where the resource rollback system includes a terminal device of a user, a resource processing server, and a risk prevention and control server;

the terminal equipment of the user is used for sending a resource backspacing request to the resource processing server, wherein the resource backspacing request carries account information for requesting resource backspacing; and receiving a resource rollback result returned by the resource processing server.

The resource processing server is used for receiving a resource backspacing request sent by the terminal equipment of the user, wherein the resource backspacing request carries account information for requesting resource backspacing; acquiring at least one resource rollback mode corresponding to account information; sending a risk detection request to a risk prevention and control server, wherein the risk detection request carries at least one resource rollback mode corresponding to account information; receiving analysis results returned by the risk prevention and control server after risk analysis is performed on at least one resource rollback mode; and determining a target resource backspacing mode corresponding to the resource backspacing request from at least one resource backspacing mode according to the received analysis result, and carrying out backspacing processing on the resource corresponding to the resource backspacing request according to the target resource backspacing mode.

The risk prevention and control server is used for receiving the risk detection request sent by the resource processing server, and carrying out risk analysis on at least one resource rollback mode corresponding to the account information requesting resource rollback carried in the received risk detection request to obtain an analysis result; and returning the analysis result to the resource processing server.

According to the resource rollback method provided by the foregoing embodiment, based on the same technical conception, the embodiment of the present invention further provides a resource rollback device, and fig. 7 is a schematic diagram of a first module composition of the resource rollback device provided by the embodiment of the present invention, where the resource rollback device is used to execute the resource rollback method described in fig. 1 to fig. 2, and as shown in fig. 7, the resource rollback device includes:

a first receiving module 701, configured to receive a resource rollback request, where the resource rollback request carries account information for requesting resource rollback;

an obtaining module 702, configured to obtain at least one resource rollback manner corresponding to the account information;

a first determining module 703, configured to perform risk analysis on the at least one resource rollback manner based on the resource rollback request, and determine a target resource rollback manner corresponding to the resource rollback request from the at least one resource rollback manner;

and a first processing module 704, configured to perform rollback processing on a resource corresponding to the resource rollback request according to the target resource rollback manner.

Optionally, the first determining module 703 includes:

the first determining unit is used for respectively carrying out risk analysis on the at least one resource backspacing mode based on the resource backspacing request, and determining the at least one resource backspacing mode meeting the preset condition as an alternative resource backspacing mode based on an analysis result;

And the second determining unit is used for determining a target resource backspacing mode corresponding to the resource backspacing request from the alternative resource backspacing modes.

Optionally, the first determining unit is configured to:

respectively carrying out risk analysis on the at least one resource backspacing mode based on the resource backspacing request, and marking the resource backspacing mode with risk in the at least one resource backspacing mode based on an analysis result;

and determining the resource backspacing mode which is not marked in the at least one detected resource backspacing mode as an alternative resource backspacing mode.

Optionally, the risk analysis includes: and analyzing one or more of user equipment information, network security information and rollback resource information related to the resource rollback mode.

Optionally, the second determining unit is configured to:

returning the alternative resource rollback mode to the terminal equipment of the initiating user of the resource rollback request;

and receiving a resource backspacing mode returned by the terminal equipment, and determining the resource backspacing mode returned by the terminal equipment as a target resource backspacing mode corresponding to the resource backspacing request.

Optionally, the second determining unit is configured to:

Searching a historical resource rollback mode corresponding to the account information, and determining a target resource rollback mode corresponding to the resource rollback request from the alternative resource rollback modes based on the historical resource rollback mode.

Optionally, the apparatus further comprises:

and the second processing module is used for performing risk analysis on the target resource backspacing mode, and performing backspacing processing on the resources corresponding to the resource backspacing request according to the target resource backspacing mode under the condition that the target resource backspacing mode meets a preset condition.

The resource retraction device provided in the embodiments of the present disclosure can implement each process in the embodiments corresponding to the above-mentioned resource retraction method, and in order to avoid repetition, a description is omitted here.

It should be noted that, the resource rollback device provided in the embodiment of the present disclosure and the resource rollback method provided in the embodiment of the present disclosure are based on the same inventive concept, so that the implementation of this embodiment may refer to the implementation of the foregoing resource rollback method, and the repetition is not repeated.

According to the resource rollback method provided in the foregoing embodiment, based on the same technical concept, the embodiment of the present invention further provides a resource rollback device, and fig. 8 is a schematic diagram of a second module composition of the resource rollback device provided in the embodiment of the present invention, where the resource rollback device is used to execute the resource rollback method described in fig. 3, and as shown in fig. 8, the resource rollback device includes:

a second receiving module 801, configured to receive a resource rollback request sent by a terminal device of a user, where the resource rollback request carries account information for requesting resource rollback;

a second processing module 802, configured to obtain at least one resource rollback manner corresponding to the account information, and send a risk detection request to a risk prevention and control server, where the risk detection request carries at least one resource rollback manner corresponding to the account information;

A third receiving module 803, configured to receive an analysis result returned after the risk prevention and control server performs risk analysis with respect to the at least one resource rollback manner;

a second determining module 804, configured to determine, according to the received analysis result, a target resource fallback mode corresponding to the resource fallback request from at least one resource fallback mode;

and a third processing module 805, configured to perform rollback processing on the resource corresponding to the resource rollback request according to the target resource rollback manner.

Optionally, the second determining module 804 includes:

a third determining unit, configured to determine, according to the received analysis result, at least one resource rollback manner satisfying a preset condition as an alternative resource rollback manner;

and a fourth determining unit, configured to determine a target resource fallback mode corresponding to the resource fallback request from the alternative resource fallback modes.

Optionally, the analysis result includes a marked resource rollback mode and an unmarked resource rollback mode;

the third determining unit is configured to: and according to the received analysis result, determining the resource backspacing mode which is not marked in the at least one detected resource backspacing mode as an alternative resource backspacing mode.

Optionally, the fourth determining unit is configured to:

Optionally, the apparatus further comprises:

the first sending module is used for sending a risk detection request to the risk prevention and control server, wherein the risk detection request carries a target resource rollback mode corresponding to account information requesting resource rollback;

the fourth receiving module is used for receiving an analysis result returned after the risk prevention and control server performs risk analysis on the target resource rollback mode;

and the fourth processing module is used for carrying out rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode under the condition that the analysis result meets the preset condition.

According to the resource rollback method provided in the foregoing embodiment, based on the same technical concept, the embodiment of the present invention further provides a resource rollback device, and fig. 9 is a schematic diagram of a third module composition of the resource rollback device provided in the embodiment of the present invention, where the resource rollback device is used to execute the resource rollback method described in fig. 4, and as shown in fig. 9, the resource rollback device includes:

a fifth receiving module 901, configured to receive a risk detection request sent by a resource processing server, where the risk detection request carries at least one resource rollback manner corresponding to account information for requesting resource rollback, where the risk detection request is generated by the resource processing server according to at least one resource rollback manner corresponding to the acquired account information after receiving a resource rollback request sent by a terminal device of a user, where the resource rollback request carries account information for requesting resource rollback;

A first analysis module 902, configured to perform risk analysis on at least one resource rollback manner corresponding to the account information requesting resource rollback, to obtain an analysis result;

the returning module 903 is configured to return the analysis result to the resource processing server, so that the resource processing server determines a target resource rollback manner corresponding to the resource rollback request from at least one resource rollback manner according to the received analysis result, and performs rollback processing on a resource corresponding to the resource rollback request according to the target resource rollback manner.

Optionally, the first analysis module 902 is configured to:

and performing risk analysis on at least one resource rollback mode corresponding to the account information requesting resource rollback, and marking the resource rollback mode with risk in the at least one resource rollback mode to obtain an analysis result.

Optionally, the apparatus further comprises:

a sixth receiving module, configured to receive a risk detection request sent by the resource processing server, where the risk detection request carries a target resource rollback manner corresponding to account information that requests resource rollback;

The second analysis module is used for performing risk analysis on the target resource rollback mode to obtain an analysis result;

and the second sending module is used for sending the analysis result to the resource processing server so that the resource processing server carries out rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode under the condition that the analysis result meets the preset condition.

According to the resource rollback method provided in the foregoing embodiment, based on the same technical concept, the embodiment of the present invention further provides a resource rollback device, and fig. 10 is a schematic diagram of a fourth module composition of the resource rollback device provided in the embodiment of the present invention, where the resource rollback device is used to execute the resource rollback method described in fig. 5, and as shown in fig. 10, the resource rollback device includes:

a third sending module 1001, configured to send a resource rollback request to a resource processing server, where the resource rollback request carries account information that requests resource rollback;

a seventh receiving module 1002, configured to receive a resource rollback result returned by the resource processing server, where the resource rollback result is an analysis result returned by the risk prevention and control server after the resource processing server receives the resource rollback request, obtains at least one resource rollback mode corresponding to the account information, and sends a first risk detection request to a risk prevention and control server, where the first risk detection request carries at least one resource rollback mode corresponding to the account information, and receives an analysis result returned by the risk prevention and control server after the analysis is performed on at least one resource rollback mode carried in the risk detection request; and determining a target resource backspacing mode corresponding to the resource backspacing request from at least one resource backspacing mode according to the received analysis result, and carrying out backspacing processing on resources corresponding to the resource backspacing request according to the target resource backspacing mode.

Optionally, the apparatus further comprises:

an eighth receiving module, configured to receive an alternative resource rollback manner sent by the resource processing server;

and a ninth receiving module, configured to receive a resource rollback manner selected by a user from the alternative resource rollback manners, and send the resource rollback manner selected by the user to the resource processing server, so that the resource processing server determines the resource rollback manner selected by the user as a target resource rollback manner corresponding to the resource rollback request, and performs rollback processing on a resource corresponding to the resource rollback request according to the target resource rollback manner.

The embodiment of the present invention also provides a resource rollback device, as shown in fig. 11, based on the same technical concept, corresponding to the resource rollback method provided in the foregoing embodiment. Fig. 11 is a schematic diagram of a first hardware structure of a resource rollback device according to an embodiment of the present invention, where the resource rollback device is configured to execute the resource rollback method described in fig. 1-2 or fig. 3, and the resource rollback device may be a resource processing server provided in the foregoing embodiment.

The resource rollback device may vary widely in configuration or performance, may include one or more processors 1101 and memory 1102, and may have one or more stored applications or data stored in memory 1102. Wherein the memory 1102 may be transient storage or persistent storage. The application programs stored in the memory 1102 may include one or more modules (not shown), each of which may include a series of computer-executable instructions in the device for distributing tasks. Still further, the processor 1101 may be arranged to communicate with the memory 1102 to execute a series of computer executable instructions in the memory 1102 on a resource rollback device. The resource fallback device may also include one or more power supplies 1103, one or more wired or wireless network interfaces 1104, one or more input output interfaces 1105, one or more keyboards 1106.

In particular, in this embodiment, the resource rollback device includes a memory, and one or more programs, where the one or more programs are stored in the memory, and the one or more programs may include one or more modules, and each module may include a series of computer executable instructions in the task allocation device, and configured to be executed by the one or more processors, the one or more programs including computer executable instructions for:

receiving a resource backspacing request, wherein the resource backspacing request carries account information for requesting resource backspacing;

acquiring at least one resource rollback mode corresponding to the account information;

based on the resource backspacing request, respectively carrying out risk analysis on the at least one resource backspacing mode, and determining a target resource backspacing mode corresponding to the resource backspacing request from the at least one resource backspacing mode;

and carrying out rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode.

Optionally, the performing risk analysis on the at least one resource rollback manner based on the resource rollback request, and determining, from the at least one resource rollback manner, a target resource rollback manner corresponding to the resource rollback request includes:

Respectively carrying out risk analysis on the at least one resource backspacing mode based on the resource backspacing request, and determining the at least one resource backspacing mode meeting the preset condition as an alternative resource backspacing mode based on an analysis result;

and determining a target resource backspacing mode corresponding to the resource backspacing request from the alternative resource backspacing modes.

Optionally, the performing risk analysis on the at least one resource rollback manner based on the resource rollback request, and determining, based on an analysis result, the at least one resource rollback manner meeting the preset condition as the alternative resource rollback manner includes:

Optionally, the determining, from the alternative resource rollback manners, a target resource rollback manner corresponding to the resource rollback request includes:

Optionally, after determining the target resource fallback mode corresponding to the resource fallback request from the at least one resource fallback mode, the method further includes:

and performing risk analysis on the target resource backspacing mode, and performing backspacing processing on the resources corresponding to the resource backspacing request according to the target resource backspacing mode under the condition that the target resource backspacing mode meets a preset condition.

receiving a resource backspacing request sent by a terminal device of a user, wherein the resource backspacing request carries account information for requesting resource backspacing;

acquiring at least one resource rollback mode corresponding to the account information, and sending a risk detection request to a risk prevention and control server, wherein the risk detection request carries at least one resource rollback mode corresponding to the account information;

receiving analysis results returned after the risk prevention and control server performs risk analysis on at least one resource rollback mode;

according to the received analysis result, determining a target resource rollback mode corresponding to the resource rollback request from at least one resource rollback mode;

Optionally, the determining, according to the received analysis result, a target resource rollback manner corresponding to the resource rollback request from at least one resource rollback manner includes:

according to the received analysis result, at least one resource rollback mode meeting preset conditions is determined as an alternative resource rollback mode;

and determining at least one resource rollback mode meeting a preset condition as an alternative resource rollback mode according to the received analysis result, wherein the method comprises the following steps:

and according to the received analysis result, determining the resource backspacing mode which is not marked in the at least one detected resource backspacing mode as an alternative resource backspacing mode.

Optionally, after determining the target resource fallback mode corresponding to the resource fallback request from at least one resource fallback mode, the method further includes:

a risk detection request is sent to the risk prevention and control server, wherein the risk detection request carries a target resource rollback mode corresponding to account information requesting resource rollback;

receiving an analysis result returned by the risk prevention and control server after risk analysis is performed on the target resource rollback mode;

And carrying out rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode under the condition that the analysis result meets the preset condition.

It should be noted that, in the method embodiment of the resource rollback method for implementing the resource rollback device provided in the embodiment of the present disclosure, each process implemented by the resource rollback device is not repeated here.

The embodiment of the present invention also provides a resource rollback device, as shown in fig. 12, based on the same technical concept, corresponding to the resource rollback method provided in the foregoing embodiment. Fig. 12 is a schematic diagram of a second hardware structure of a resource rollback device according to an embodiment of the present invention, where the resource rollback device is configured to execute the resource rollback method described in fig. 4, and the resource rollback device may be a risk prevention and control server provided in the foregoing embodiment.

The resource rollback device may vary widely in configuration or performance, may include one or more processors 1201 and memory 1202, and may have one or more stored applications or data stored in memory 1202. Wherein the memory 1202 may be transient storage or persistent storage. The application programs stored in memory 1202 may include one or more modules (not shown in the figures), each of which may include a series of computer-executable instructions in the assignment device to tasks. Still further, the processor 1201 may be configured to communicate with the memory 1202 to execute a series of computer executable instructions in the memory 1202 on the resource rollback device. The resource fallback device may also include one or more power supplies 1203, one or more wired or wireless network interfaces 1204, one or more input/output interfaces 1205, one or more keyboards 1206.

receiving a risk detection request sent by a resource processing server, wherein the risk detection request carries at least one resource backspacing mode corresponding to account information requesting resource backspacing, the risk detection request is generated by the resource processing server according to at least one resource backspacing mode corresponding to the acquired account information after receiving the resource backspacing request sent by a terminal device of a user, and the resource backspacing request carries the account information requesting resource backspacing;

performing risk analysis on at least one resource rollback mode corresponding to the account information requesting resource rollback to obtain an analysis result;

And returning the analysis result to the resource processing server so that the resource processing server determines a target resource backspacing mode corresponding to the resource backspacing request from at least one resource backspacing mode according to the received analysis result, and backspacing the resource corresponding to the resource backspacing request according to the target resource backspacing mode.

Optionally, the risk analysis is performed on at least one resource rollback mode corresponding to the account information requesting resource rollback, so as to obtain an analysis result, including:

Optionally, the method further comprises:

receiving a risk detection request sent by the resource processing server, wherein the risk detection request carries a target resource rollback mode corresponding to account information requesting resource rollback;

performing risk analysis on the target resource rollback mode to obtain an analysis result;

and sending the analysis result to the resource processing server so that the resource processing server carries out rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode aiming at the analysis result when the analysis result meets the preset condition.

It should be noted that, the resource rollback device provided in the embodiments of the present disclosure can implement each process implemented by the resource rollback device in the embodiments of the resource rollback method, and in order to avoid repetition, a description is omitted here.

The embodiment of the present invention also provides a resource rollback device, as shown in fig. 13, based on the same technical concept, corresponding to the resource rollback method provided in the foregoing embodiment. Fig. 13 is a schematic diagram of a third hardware structure of a resource rollback device according to an embodiment of the present invention, where the resource rollback device is configured to execute the resource rollback method described in fig. 5, and the resource rollback device may be a terminal device of a user provided in the foregoing embodiment.

The resource rollback device 1300 shown in fig. 13 includes, but is not limited to: radio frequency unit 1301, power supply 1302, processor 1303, memory 1304, user input unit 1305, display unit 1306, and the like. It will be appreciated by those skilled in the art that the configuration of the resource fallback device shown in fig. 13 does not constitute a limitation of the resource fallback device, and the resource fallback device may comprise more or fewer components than shown, or may combine certain components, or may be a different arrangement of components. In the embodiment of the invention, the mobile terminal comprises, but is not limited to, a mobile phone, a tablet computer, a notebook computer, a palm computer, a vehicle-mounted terminal, a wearable device, a pedometer and the like.

Wherein, the processor 1303 is configured to:

a resource backspacing request is sent to a resource processing server, wherein the resource backspacing request carries account information for requesting resource backspacing;

Receiving a resource rollback result returned by the resource processing server, wherein the resource rollback result is an analysis result returned by the risk prevention and control server after the resource processing server receives the resource rollback request, acquires at least one resource rollback mode corresponding to the account information, and sends a first risk detection request to the risk prevention and control server, wherein the first risk detection request carries at least one resource rollback mode corresponding to the account information, and the analysis result returned by the risk prevention and control server after the analysis of the at least one resource rollback mode carried in the risk detection request is received; and determining a target resource backspacing mode corresponding to the resource backspacing request from at least one resource backspacing mode according to the received analysis result, and carrying out backspacing processing on resources corresponding to the resource backspacing request according to the target resource backspacing mode.

Optionally, before the receiving the resource rollback result returned by the resource processing server, the method further includes:

receiving an alternative resource rollback mode sent by the resource processing server;

receiving a resource backspacing mode selected by a user from the alternative resource backspacing modes, and sending the resource backspacing mode selected by the user to the resource processing server, so that the resource processing server determines the resource backspacing mode selected by the user as a target resource backspacing mode corresponding to the resource backspacing request, and backspacing the resource corresponding to the resource backspacing request according to the target resource backspacing mode.

It should be noted that, the resource rollback device provided in the embodiment of the present invention can implement each process implemented by the resource rollback device in the embodiment of the resource rollback method, and in order to avoid repetition, a description is omitted here.

It should be understood that, in the embodiment of the present invention, the radio frequency unit 1301 may be used for receiving and transmitting signals during the process of receiving and transmitting information or communication, specifically, after receiving downlink data from a base station, the downlink data is processed by the processor 1303; and, the uplink data is transmitted to the base station. Typically, the radio unit 1301 includes, but is not limited to, an antenna, at least one amplifier, a transceiver, a coupler, a low noise amplifier, a duplexer, and the like. In addition, rf unit 1301 may also communicate with networks and other devices via a wireless communication system.

In addition, the resource rollback device 1300 includes some functional modules that are not shown, and are not described herein.

Preferably, the embodiment of the present invention further provides a resource rollback device, which includes a processor 1303, a memory 1304, and a computer program stored in the memory 1304 and capable of running on the processor 1303, where the computer program when executed by the processor 1303 implements each process of the above embodiment of the resource rollback method, and the same technical effects can be achieved, and for avoiding repetition, a detailed description is omitted herein.

Further, corresponding to the resource rollback method provided in the foregoing embodiment, the embodiment of the present invention further provides a computer readable storage medium, where a computer program is stored on the computer readable storage medium, and when the computer program is executed by the processor 1303, the steps of the foregoing resource rollback method embodiment are implemented, and the same technical effects can be achieved, so that repetition is avoided, and no further description is provided herein. Wherein the computer readable storage medium is selected from Read-Only Memory (ROM), random access Memory (Random Access Memory, RAM), magnetic disk or optical disk.

The foregoing describes specific embodiments of the present disclosure. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims can be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing are also possible or may be advantageous.

It will be appreciated by those skilled in the art that embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

In one typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.

The memory may include volatile memory in a computer-readable medium, random Access Memory (RAM) and/or nonvolatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of computer-readable media.

Computer readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of storage media for a computer include, but are not limited to, phase change memory (PRAM), static Random Access Memory (SRAM), dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), read Only Memory (ROM), electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium, which can be used to store information that can be accessed by a computing device. Computer-readable media, as defined herein, does not include transitory computer-readable media (transmission media), such as modulated data signals and carrier waves.

It is to be understood that the embodiments of the invention described herein may be implemented in hardware, software, firmware, middleware, microcode, or a combination thereof. For a hardware implementation, the processing units may be implemented within one or more application specific integrated circuits (Application Specific Integrated Circuits, ASIC), digital signal processors (Digital Signal Processing, DSP), digital signal processing devices (DSP devices, DSPD), programmable logic devices (Programmable Logic Device, PLD), field programmable gate arrays (Field-Programmable Gate Array, FPGA), general purpose processors, controllers, microcontrollers, microprocessors, other electronic units designed to perform the functions described herein, or a combination thereof.

For a software implementation, the techniques described in embodiments of the present invention may be implemented by modules (e.g., procedures, functions, and so on) that perform the functions described in embodiments of the present invention. The software codes may be stored in a memory and executed by a processor. The memory may be implemented within the processor or external to the processor.

It should also be noted that, in this document, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising one … …" does not exclude the presence of other like elements in a process, method, article or apparatus that comprises the element.

From the above description of the embodiments, it will be clear to those skilled in the art that the above-described embodiment method may be implemented by means of software plus a necessary general hardware platform, but of course may also be implemented by means of hardware, but in many cases the former is a preferred embodiment. Based on such understanding, the technical solution of the present invention may be embodied essentially or in a part contributing to the prior art in the form of a software product stored in a storage medium (e.g. ROM/RAM, magnetic disk, optical disk) comprising instructions for causing a terminal (which may be a mobile phone, a computer, a server, an air conditioner, or a network device, etc.) to perform the method according to the embodiments of the present invention.

The embodiments of the present invention have been described above with reference to the accompanying drawings, but the present invention is not limited to the above-described embodiments, which are merely illustrative and not restrictive, and various modifications and changes may be made by those of ordinary skill in the art without departing from the spirit of the present invention and the scope of the appended claims. Any modification, equivalent replacement, improvement, etc. which come within the spirit and principles of the invention are to be included in the scope of the claims of the present invention.

Claims

1. A method of resource rollback, the method comprising:

performing rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode;

The determining, based on the resource rollback request, the target resource rollback mode corresponding to the resource rollback request from the at least one resource rollback mode by respectively performing risk analysis on the at least one resource rollback mode includes:

respectively carrying out risk analysis on the at least one resource backspacing mode based on the resource backspacing request, determining the at least one resource backspacing mode meeting the preset condition as an alternative resource backspacing mode based on the analysis result, and determining a target resource backspacing mode corresponding to the resource backspacing request from the alternative resource backspacing modes;

the determining, based on the analysis result, at least one resource rollback manner satisfying the preset condition as an alternative resource rollback manner includes:

and acquiring a risk value of the at least one resource rollback mode based on the analysis result, and determining a resource rollback mode with the risk value not larger than a preset risk threshold value in the at least one resource rollback mode as the alternative resource rollback mode based on the risk value.

2. The method of claim 1, wherein the performing risk analysis on the at least one resource fallback mode based on the resource fallback request, and determining, based on the analysis result, the at least one resource fallback mode that meets the preset condition as the alternative resource fallback mode, includes:

3. The method of claim 1, the risk analysis comprising: and analyzing one or more of user equipment information, network security information and rollback resource information related to the resource rollback mode.

4. The method of claim 1, the determining, from the alternative resource fallback manners, a target resource fallback manner corresponding to the resource fallback request, comprising:

5. The method of claim 1, the determining, from the alternative resource fallback manners, a target resource fallback manner corresponding to the resource fallback request, comprising:

6. A method of resource rollback, the method comprising:

according to the received analysis result, at least one resource backspacing mode meeting preset conditions is determined as an alternative resource backspacing mode, and a target resource backspacing mode corresponding to the resource backspacing request is determined from the alternative resource backspacing modes;

7. A method of resource rollback, the method comprising:

And returning the analysis result to the resource processing server, so that the resource processing server obtains a risk value of the at least one resource backspacing mode according to the received analysis result, determines a resource backspacing mode with the risk value not larger than a preset risk threshold value in the at least one resource backspacing mode as an alternative resource backspacing mode based on the risk value, determines a target resource backspacing mode corresponding to the resource backspacing request from the alternative resource backspacing modes, and performs backspacing processing on resources corresponding to the resource backspacing request according to the target resource backspacing mode.

8. A method of resource rollback, the method comprising:

receiving a resource rollback result returned by the resource processing server, wherein the resource rollback result is an analysis result returned by the risk prevention and control server after the resource processing server receives the resource rollback request, acquires at least one resource rollback mode corresponding to the account information, and sends a first risk detection request to the risk prevention and control server, wherein the first risk detection request carries at least one resource rollback mode corresponding to the account information, and the analysis result returned by the risk prevention and control server after the analysis of the at least one resource rollback mode carried in the risk detection request is received; and acquiring a risk value of the at least one resource backspacing mode according to the received analysis result, determining a resource backspacing mode with the risk value not larger than a preset risk threshold value in the at least one resource backspacing mode as an alternative resource backspacing mode based on the risk value, determining a target resource backspacing mode corresponding to the resource backspacing request from the alternative resource backspacing mode, and carrying out backspacing processing on resources corresponding to the resource backspacing request according to the target resource backspacing mode.

9. The method of claim 8, further comprising, prior to said receiving a resource rollback result returned by the resource processing server:

10. A resource rollback system comprises a terminal device of a user, a resource processing server and a risk prevention and control server;

the terminal equipment of the user is used for sending a resource backspacing request to a resource processing server, wherein the resource backspacing request carries account information for requesting resource backspacing; receiving a resource rollback result returned by the resource processing server;

the resource processing server is configured to receive a resource rollback request sent by the terminal device of the user, where the resource rollback request carries account information for requesting resource rollback; acquiring at least one resource rollback mode corresponding to the account information; sending a risk detection request to the risk prevention and control server, wherein the risk detection request carries at least one resource rollback mode corresponding to the account information; receiving analysis results returned after the risk prevention and control server performs risk analysis on at least one resource rollback mode; according to the received analysis result, at least one resource backspacing mode meeting preset conditions is determined as an alternative resource backspacing mode, a target resource backspacing mode corresponding to the resource backspacing request is determined from the alternative resource backspacing modes, and backspacing processing is carried out on resources corresponding to the resource backspacing request according to the target resource backspacing mode;

The risk prevention and control server is used for receiving the risk detection request sent by the resource processing server, and carrying out risk analysis on at least one resource rollback mode corresponding to the account information requiring resource rollback carried in the received risk detection request to obtain an analysis result; returning the analysis result to the resource processing server;

11. A resource rollback apparatus, the apparatus comprising:

the first receiving module is used for receiving a resource backspacing request, wherein the resource backspacing request carries account information for requesting resource backspacing;

the acquisition module is used for acquiring at least one resource rollback mode corresponding to the account information;

the first determining module is configured to perform risk analysis on the at least one resource rollback mode based on the resource rollback request, and determine a target resource rollback mode corresponding to the resource rollback request from the at least one resource rollback mode;

The first processing module is used for carrying out rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode;

wherein, the first determining module is used for:

the first determining module is configured to:

12. A resource rollback apparatus, the apparatus comprising:

a second receiving module, configured to receive a resource rollback request sent by a terminal device of a user, where the resource rollback request carries account information that requests resource rollback;

the second processing module is used for acquiring at least one resource rollback mode corresponding to the account information and sending a risk detection request to the risk prevention and control server, wherein the risk detection request carries at least one resource rollback mode corresponding to the account information;

The third receiving module is used for receiving an analysis result returned after the risk prevention and control server performs risk analysis on the at least one resource rollback mode;

the second determining module is used for determining at least one resource backspacing mode meeting preset conditions as an alternative resource backspacing mode according to the received analysis result, and determining a target resource backspacing mode corresponding to the resource backspacing request from the alternative resource backspacing modes;

the third processing module is used for carrying out rollback processing on the resources corresponding to the resource rollback request according to the target resource rollback mode;

wherein the second determining module is configured to:

13. A resource rollback apparatus, the apparatus comprising:

a fifth receiving module, configured to receive a risk detection request sent by a resource processing server, where the risk detection request carries at least one resource rollback mode corresponding to account information for requesting resource rollback, where the risk detection request is generated by the resource processing server according to at least one resource rollback mode corresponding to the acquired account information after receiving a resource rollback request sent by a terminal device of a user, where the resource rollback request carries account information for requesting resource rollback;

The first analysis module is used for performing risk analysis on at least one resource rollback mode corresponding to the account information requesting resource rollback to obtain an analysis result;

the return module is configured to return the analysis result to the resource processing server, so that the resource processing server obtains a risk value of the at least one resource rollback mode according to the received analysis result, determines a resource rollback mode in which the risk value is not greater than a preset risk threshold in the at least one resource rollback mode as an alternative resource rollback mode based on the risk value, determines a target resource rollback mode corresponding to the resource rollback request from the alternative resource rollback modes, and performs rollback processing on resources corresponding to the resource rollback request according to the target resource rollback mode.

14. A resource rollback apparatus, the apparatus comprising:

a third sending module, configured to send a resource rollback request to a resource processing server, where the resource rollback request carries account information that requests resource rollback;

a seventh receiving module, configured to receive a resource rollback result returned by the resource processing server, where the resource rollback result is an analysis result returned by the risk prevention and control server after the resource processing server receives the resource rollback request, obtains at least one resource rollback mode corresponding to the account information, sends a first risk detection request to a risk prevention and control server, where the first risk detection request carries at least one resource rollback mode corresponding to the account information, and receives an analysis result returned by the risk prevention and control server after the analysis is performed on at least one resource rollback mode carried in the risk detection request; and acquiring a risk value of the at least one resource backspacing mode according to the received analysis result, determining a resource backspacing mode with the risk value not larger than a preset risk threshold value in the at least one resource backspacing mode as an alternative resource backspacing mode based on the risk value, determining a target resource backspacing mode corresponding to the resource backspacing request from the alternative resource backspacing mode, and carrying out backspacing processing on resources corresponding to the resource backspacing request according to the target resource backspacing mode.

15. A resource fallback apparatus, the resource fallback apparatus comprising:

a processor; and

a memory arranged to store computer executable instructions that, when executed, cause the processor to:

16. A resource fallback apparatus, the resource fallback apparatus comprising:

a processor; and

17. A resource fallback apparatus, the resource fallback apparatus comprising:

a processor; and

18. A resource fallback apparatus, the resource fallback apparatus comprising:

a processor; and

receiving a resource rollback result returned by the resource processing server, wherein the resource rollback result is an analysis result returned by the risk prevention and control server after the resource processing server receives the resource rollback request, acquires at least one resource rollback mode corresponding to the account information, and sends a first risk detection request to the risk prevention and control server, wherein the first risk detection request carries at least one resource rollback mode corresponding to the account information, and the analysis result returned by the risk prevention and control server after the analysis of the at least one resource rollback mode carried in the risk detection request is received; according to the received analysis result, at least one resource backspacing mode meeting preset conditions is determined as an alternative resource backspacing mode, a target resource backspacing mode corresponding to the resource backspacing request is determined from the alternative resource backspacing modes, and resources corresponding to the resource backspacing request are backspacing processed according to the target resource backspacing mode;