CN111754219A - Service processing method and related hardware - Google Patents

Service processing method and related hardware Download PDF

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Publication number
CN111754219A
CN111754219A CN202010534936.8A CN202010534936A CN111754219A CN 111754219 A CN111754219 A CN 111754219A CN 202010534936 A CN202010534936 A CN 202010534936A CN 111754219 A CN111754219 A CN 111754219A
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client
service
resource
resource allocation
line
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李波
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Advanced Nova Technology Singapore Holdings Ltd
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Alipay Labs Singapore Pte Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/24Credit schemes, i.e. "pay after"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821Electronic credentials

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  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
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  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
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  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The embodiment of the specification provides a service processing method and related hardware. The service processing method comprises the following steps: and the business auxiliary device acquires the electronic certificate information of the client off line. And the business auxiliary device carries out off-line verification on the electronic certificate information of the client. And after the service auxiliary device successfully verifies the electronic certificate information, the service auxiliary device records the service use data of the client side in an off-line manner. And when the service auxiliary device meets a preset condition, the service auxiliary device sends the service use data of the client to the service system line. The service system initiates a resource processing request to a resource allocation system based on the service usage data of the client, wherein a user identity corresponding to the client is bound with a resource account of the resource allocation system, and the resource allocation system executes resource processing operation on the resource account based on the service usage data of the client.

Description

Service processing method and related hardware
Technical Field
The present invention relates to the field of computer software technologies, and in particular, to a service processing method and related hardware.
Background
Currently, for some charging services, service providers adopt a service mode of online real-time settlement in order to ensure that users can pay fees. In this service mode, once the user account balance is insufficient, the service provider stops providing service at a later time node. Therefore, in many scenarios, the service mode of real-time settlement brings inconvenience to users. For example, when a user is riding a vehicle, the user is prevented from entering or leaving the station once the balance of the transportation card is insufficient.
In view of the above, there is a need to provide a service processing scheme that can implement service-first and settlement-later in a trusted offline environment.
Disclosure of Invention
Embodiments of the present disclosure provide a service processing method and related hardware, which can implement a service processing scheme of first service and then settlement in a trusted offline environment.
In order to achieve the above object, the embodiments of the present specification are implemented as follows:
in a first aspect, a method for service processing is provided, including:
the business auxiliary device acquires electronic certificate information of a client off line;
the business auxiliary device carries out off-line verification on the electronic certificate information of the client;
after the service auxiliary device successfully verifies the electronic certificate information, the service auxiliary device records service use data of the client side in an off-line mode;
when the service auxiliary device meets a preset condition, the service auxiliary device sends service use data of the client to the service system line;
the service system initiates a resource processing request to a resource allocation system based on the service usage data of the client, wherein a user identity corresponding to the client is bound with a resource account of the resource allocation system, and the resource allocation system executes resource processing operation on the resource account based on the service usage data of the client.
In a second aspect, a service processing method is provided, including:
the business auxiliary device acquires electronic certificate information of a client off line;
the business auxiliary device carries out off-line verification on the electronic certificate information of the client;
after the service auxiliary device successfully verifies the electronic certificate information, the service auxiliary device records service use data of the client side in an off-line mode;
and when the service auxiliary device meets a preset condition, sending the service use data of the client to the service system line to which the service auxiliary device belongs, so that the service system initiates traffic settlement to a resource allocation system based on the service use data of the client, wherein a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system executes resource processing operation on the resource account based on the service use data of the client.
In a third aspect, a method for processing a service is provided, including:
the method comprises the steps that a service system acquires service use data of a client end, which is sent on line when a service auxiliary device meets a preset condition, wherein the service use data of the client end is recorded off line after the service auxiliary device successfully verifies the electronic certificate information of the client end;
the service system initiates a resource processing request to a resource allocation system based on the service usage data of the client, wherein a user identity corresponding to the client is bound with a resource account of the resource allocation system, and the resource allocation system executes resource processing operation on the resource account based on the service usage data of the client.
In a fourth aspect, a service assistance device is provided, which includes:
the acquisition module acquires the electronic certificate information of the client off line;
the verification module is used for performing offline verification on the electronic certificate information of the client;
the recording module is used for recording the service use data of the client in an off-line manner after the electronic certificate information is successfully verified;
and the sending module sends the service use data of the client to the service system online when a preset condition is met, so that the service system initiates traffic settlement to a resource allocation system based on the service use data of the client, wherein a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system executes resource processing operation on the resource account based on the service use data of the client.
In a fifth aspect, a resource allocation system is provided, which includes:
the acquisition module is used for acquiring service use data of a client, which is sent by a service auxiliary device on line when a preset condition is met, wherein the service use data of the client is recorded by the service auxiliary device off line after the electronic certificate information of the client is successfully verified;
and the initiating module initiates a resource processing request to a resource allocation system based on the service usage data of the client, wherein a user identity corresponding to the client is bound with a resource account of the resource allocation system, and the resource allocation system executes resource processing operation on the resource account based on the service usage data of the client.
In a sixth aspect, an electronic device is provided comprising: a memory, a processor, and a computer program stored on the memory and executable on the processor, the computer program being executed by the processor to:
obtaining electronic certificate information of a client off line;
performing offline verification on the electronic certificate information of the client;
after the electronic certificate information is successfully verified, recording the service use data of the client in an off-line manner;
and when the preset condition is met, sending the service use data of the client to the service system line to which the service system belongs, so that the service system initiates traffic settlement to a resource allocation system based on the service use data of the client, wherein a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system executes resource processing operation on the resource account based on the service use data of the client.
In a seventh aspect, a computer-readable storage medium is provided, on which a computer program is stored, which when executed by a processor implements the steps of:
obtaining electronic certificate information of a client off line;
performing offline verification on the electronic certificate information of the client;
after the electronic certificate information is successfully verified, recording the service use data of the client in an off-line manner;
and when the preset condition is met, sending the service use data of the client to the service system line to which the service system belongs, so that the service system initiates traffic settlement to a resource allocation system based on the service use data of the client, wherein a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system executes resource processing operation on the resource account based on the service use data of the client.
In an eighth aspect, an electronic device is provided comprising: a memory, a processor, and a computer program stored on the memory and executable on the processor, the computer program being executed by the processor to:
acquiring service use data of a client sent by a service auxiliary device on line when a preset condition is met, wherein the service use data of the client is recorded by the service auxiliary device off line after the electronic certificate information of the client is successfully verified;
and initiating a resource processing request to a resource allocation system based on the service usage data of the client, wherein a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system executes resource processing operation on the resource account based on the service usage data of the client.
In a ninth aspect, a computer readable storage medium is provided, having stored thereon a computer program which, when executed by a processor, performs the steps of:
acquiring service use data of a client sent by a service auxiliary device on line when a preset condition is met, wherein the service use data of the client is recorded by the service auxiliary device off line after the electronic certificate information of the client is successfully verified;
and initiating a resource processing request to a resource allocation system based on the service usage data of the client, wherein a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system executes resource processing operation on the resource account based on the service usage data of the client.
Based on the scheme of the embodiment of the present specification, the service assisting apparatus may record the service usage data of the client first in an offline state, and upload the service usage data of the client to the service system under a certain condition, so that the service system initiates resource settlement to the resource account bound by the client in the resource allocation system, thereby providing a service mode of "first service and then settlement" with the help of a credit guarantee system of the resource allocation system as a guarantee.
Drawings
In order to more clearly illustrate the embodiments of the present specification or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly introduced below, it is obvious that the drawings in the following description are only some embodiments described in the embodiments of the present specification, and for those skilled in the art, other drawings can be obtained according to the drawings without any creative efforts.
Fig. 1 is a schematic flow chart of a service processing method provided in an embodiment of the present specification.
Fig. 2 is a schematic flow chart of binding between a client and a payment account of a payment system.
Fig. 3 is a flow chart of traffic billing settlement when a client takes a subway.
Fig. 4 is a schematic structural diagram of a service assisting apparatus provided in an embodiment of the present disclosure.
Fig. 5 is a schematic structural diagram of a resource allocation system according to an embodiment of the present disclosure.
Fig. 6 is a schematic structural diagram of an electronic device provided in an embodiment of this specification.
Detailed Description
In order to make those skilled in the art better understand the technical solutions in the present specification, the technical solutions in the embodiments of the present specification will be clearly and completely described below with reference to the drawings in the embodiments of the present specification, and it is obvious that the described embodiments are only a part of the embodiments of the present specification, and not all of the embodiments. All other embodiments obtained by a person skilled in the art based on the embodiments in the present specification without any inventive step should fall within the scope of protection of the present specification.
As mentioned above, currently, for some billing services, service providers adopt a service mode of online real-time settlement in order to ensure that users can pay fees. In this service mode, once the user account balance is insufficient, the service provider stops providing service at a later time node. Therefore, in many scenarios, the service mode of real-time settlement brings inconvenience to users. For example, when a user is riding a vehicle, the user is prevented from entering or leaving the station once the balance of the transportation card is insufficient. For this reason, this document aims to propose a service scheme that can implement settlement after service in a trusted offline environment.
Fig. 1 is a flowchart of a method service processing method according to an embodiment of the present disclosure. The method shown in fig. 1 may be performed by a corresponding apparatus, comprising:
s102, the business auxiliary device obtains the electronic certificate information of the client side in an off-line mode.
Specifically, in this step, the service assisting apparatus may obtain the electronic certificate information of the client offline through a graphic code displayed by the client or a near field radio frequency signal broadcast by the client.
The electronic certificate information carries information required for user authentication of the client, which is not limited in this document. By way of exemplary introduction, the electronic credential information may be authentication information generated based on a corresponding user identity of the client.
In addition, in the embodiment of the present application, the client may be, but is not limited to, an APP installed on the user terminal. The APP may belong to a service system to which the service assisting apparatus belongs, or may not belong to a service system to which the service assisting apparatus belongs, and the APP is not specifically limited herein.
And S104, the business auxiliary device performs off-line verification on the electronic certificate information of the client.
It should be noted that the off-line verification of the electronic certificate information belongs to the prior art, and the text is not redundant here. In addition, the service assisting device can also send the verification information corresponding to the service assisting device to the client based on the near-field radio frequency signal, and the client performs security verification. That is, in this step, bidirectional authentication is possible between the client and the service assisting apparatus.
And S106, after the service auxiliary device successfully verifies the electronic certificate information, the service use data of the client side is recorded in an off-line mode.
It should be understood that the service assisting device in different service forms may correspond to different recording modes of service usage data, and is not limited herein. As an exemplary introduction, in a service scenario in a transportation system, the service assisting apparatus of the embodiments of the present specification may be an inbound charging apparatus and an outbound charging apparatus. After the electronic certificate information of the client is successfully verified, the inbound charging device records the inbound information of the client in an offline state; correspondingly, the outbound charging device records the outbound information of the client in an offline state after successfully verifying the electronic certificate information of the client. It should be understood that the inbound information and the outbound information can calculate the travel of the client, which belongs to the service use data of the client for the public transportation system.
And S108, when the service system meets the preset conditions, the service system sends the service use data of the client to the service system line.
Specifically, the service assisting apparatus may send the service usage data of the client to the service system online when entering the online state from the offline state. For example, for a service assisting device without a wireless network function, when the service system finishes operation on the same day, the service assisting device may access the network module to upload the counted service usage data of all the clients on the same day to the service system.
In addition, for the service assisting apparatus provided with the wireless network function, when a preset service settlement period is reached or a storage space for recording the service usage data is smaller than a preset threshold, the wireless network function may be activated to upload the service usage data of the locally cached client to the service system (and then the service assisting apparatus may clear the cache).
S110, the service system initiates a resource processing request to the resource allocation system based on the service usage data of the client, wherein the user identity corresponding to the client is bound with a resource account of the resource allocation system, and the resource allocation system executes resource processing operation to the resource account based on the service usage data of the client.
In the embodiment of the present application, the resource allocation system may be, but is not limited to, a payment system providing an electronic payment service. The resource distribution system and the service system belong to two different independent systems.
The user of the client needs to register a payment account on the payment system, and uses the user identification (such as a mobile phone number, an identity card number, and the like) on the client to perform associated binding with the payment account, so as to pay the service fee by using the payment account. It will be appreciated that current payment systems themselves are provided with a credit guaranty system, under the constraints of which clients need to pay for business fees by paying for accounts.
For example, the payment result of the payment account for the service settlement can be used as the credit evaluation data of the payment account in the payment system. Once the payment account bound by the client refuses to pay the business cost without a proper reason, the result of refusing payment this time can be used as default data of the payment account in the payment system. Wherein the default data can reduce a credit rating of the payment system to the payment account.
In the traffic settlement method in the embodiment of the present specification, the service assisting apparatus may record the service usage data of the client first in an offline state, and upload the service usage data of the client to the service system under a certain condition, so that the service system initiates resource settlement to the resource account number bound to the resource allocation system by the client, thereby providing a service mode of "first service and then settlement" by using a credit guarantee system of the resource allocation system as a guarantee.
The method of the embodiments of the present disclosure is described below with reference to practical application scenarios.
At present, one card for traffic settlement needs to be recharged with money in advance to be used. This makes the user when taking some vehicles (subway, public transit, etc.), if the one-card balance is not enough, be prevented to get in and out of the station. Obviously, this situation causes a certain annoyance to the user. And the method of the embodiments of the present specification may solve the above problems.
Here, taking a subway system (corresponding to the above service system) as an example, the service assisting apparatus includes: the application scenario of the inbound POS machine and the outbound POS machine arranged on the subway is a scheme based on traffic charging and settlement performed by a client and the POS machine in an offline state.
Fig. 2 is a flowchart of binding a client of the subway system with a payment account of the payment system. The binding process can be regarded as a public transportation payment service that a user opens a payment account to a payment system through a client. The corresponding steps are as follows:
s201, a user initiates a request for opening the traffic payment service to a payment system through a client.
The request carries a user identity corresponding to the client and authorization information provided by the user identity aimed at by the client, and the authorization information identity represents a proof that the subway system permits the user of the client to pay for the traffic payment through a payment account.
S202, the payment system determines a payment account corresponding to the user identity of the client and verifies the traffic payment qualification of the payment account.
In this step, the payment system may evaluate whether the payment account is trusted according to historical business data (e.g., overdue data, arrears data, etc.) of the payment account.
If the payment account is credited, executing the following steps; otherwise, the request for opening the traffic payment service is refused.
S203, the payment system generates a riding code based on the authorization information provided by the subway system for the user identity and the authorization information provided by the payment system for the user identity.
The authorization information provided by the payment system aiming at the user identity mark represents a proof that the payment system permits the payment account to open the public transportation payment service. The bus code is used as electronic certificate information required to be displayed by the incoming POS machine and the outgoing POS machine of the client.
In particular, the payment system, in cooperation with the subway system, may encrypt the authorization information provided by the payment system using a key provided by the public transportation system. That is, the inbound POS machine and the outbound POS machine, after scanning the ride code, may use the secret key of the subway system to decrypt the authorization information provided by the payment system in the ride code.
And S204, the payment system sends the riding code to the client.
And S205, locally storing the riding code by the client.
Fig. 3 is a flow chart of traffic billing settlement when a user takes a subway through a client, and the corresponding steps are as follows:
s301, when the user gets on the subway, the user offline shows the bus taking code to the station-entering POS machine through the client.
S302, the POS machine entering the station carries out off-line verification on authorization information provided by the payment system for the user identity identifier and authorization information provided by the subway system for the user identity identifier in the bus code.
Specifically, in this step, the inbound POS may decrypt the authorization information provided by the payment system for the user id and the authorization information provided by the subway system for the user id using the secret key of the subway system.
If the decryption is successful, and the authorization information provided by the two parties is correct, the verification is successful, and the POS of the terminal station is allowed to pass the user of the client; if the decryption fails, or the decryption is successful but any party provides wrong authorization information, the verification fails, and the inbound POS refuses to pass the client.
And S303, after the verification of the POS machine entering the station is successful, recording the information of the client entering the station offline.
And S304, when the user gets off the subway, the user offline shows the bus taking code to the outbound POS machine through the client.
S305, the outbound POS machine carries out off-line verification on the authorization information provided by the payment system for the user identity in the bus code and the authorization information provided by the subway system for the user identity.
Similarly, in this step, the outbound POS may decrypt the authorization information provided by the payment system for the user id and the authorization information provided by the subway system for the user id using the secret key of the subway system.
If the decryption is successful, and the authorization information provided by the two parties is correct, the verification is successful, and the outbound POS passes the user of the client; if the decryption fails, or the decryption succeeds but any party provides wrong authorization information, the verification fails, and the outbound POS refuses to pass the client.
And S306, after the outbound POS machine successfully verifies, recording the outbound information of the client in an offline manner.
S307, after the inbound POS machine/outbound POS machine is networked, the travel data line of the client containing the inbound information and the outbound information is sent to the subway system,
and S308, the subway system sends the user identity and the travel data corresponding to the client to the payment system.
Specifically, the subway system can uniformly send the journey data of the client to the payment system after accumulating the journey data of a certain period, and the payment system settles the account. For example, the subway system may send the accumulated travel data of the client to the payment system on the last day of each month, and the user corresponding to the client may pay the individual subway-based transportation fee once per month through the payment account.
S309, the payment system determines the associated payment account based on the user identity corresponding to the client, and initiates traffic settlement of the journey data of the client to the payment account.
And S310, the payment system feeds back a traffic settlement result to the client.
It should be understood that there may be only one traffic billing device. That is, the client uses one traffic billing device to complete the registration of the inbound information and the outbound information at the time of inbound and outbound. Since the principle is the same, the description of the scenario in which only one traffic billing device is provided is omitted here for example.
Based on the above description, it can be known that the traffic billing device in the application scenario can record the travel data of the client in the offline state, and upload the travel data of the client to the traffic system under certain conditions, so that the traffic system initiates the settlement of the traffic fee to the payment account number bound to the client, and thus, the credit evaluation system of the payment system is used as a guarantee to provide the traffic service of 'riding first and paying later' for the passenger. In the whole scheme, the user does not need to recharge the one-card of the traffic system, so that the convenience is greatly improved.
The above is a description of the method of the embodiments of the present specification. It will be appreciated that appropriate modifications may be made without departing from the principles outlined herein, and such modifications are intended to be included within the scope of the embodiments herein.
Corresponding to the traffic settlement method, the embodiment of the specification further provides a service assisting device. Fig. 4 is a block diagram of a service support apparatus 400 according to an embodiment of the present disclosure, including:
the obtaining module 410 obtains the electronic certificate information of the client offline.
And the verification module 420 is used for performing offline verification on the electronic certificate information of the client.
And the recording module 430 is configured to record the service usage data of the client offline after the electronic certificate information is successfully verified.
The sending module 440, when a preset condition is met, sends the service usage data of the client to the service system online, so that the service system initiates traffic settlement to a resource allocation system based on the service usage data of the client, where a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system performs resource processing operation on the resource account based on the service usage data of the client.
The service assisting device in the embodiment of the present specification may record service usage data of the client first in an offline state, and upload the service usage data of the client to the service system under a certain condition, so that the service system initiates resource settlement to a resource account number bound by the client in the resource allocation system, thereby providing a service mode of "first service and then settlement" with the help of a credit guarantee system of the resource allocation system as a guarantee.
Optionally, the electronic credential information of the client is generated based on first authorization information provided by the resource allocation system for the user id corresponding to the client and second authorization information provided by the service system for the user id corresponding to the client.
Optionally, the client belongs to the service system, and the electronic credential information of the client is generated by the resource allocation system based on the first authorization information and the second authorization information, where the second authorization information is provided to the resource allocation system when the client initiates a binding request between a resource account and a user identity corresponding to the client to the resource allocation system.
Optionally, the service assisting apparatus includes: an inbound accounting device and an outbound accounting device; after the electronic certificate information of the client is successfully verified, the inbound charging device records the inbound information of the client in an offline state; after the electronic certificate information of the client is successfully verified, the outbound charging device records the outbound information of the client in an offline state; the inbound information and the outbound information belong to service usage data of the client.
Optionally, the obtaining module 410 obtains the electronic certificate information of the client offline through a graphic code displayed by the client or a near field radio frequency signal broadcasted by the client.
Optionally, the preset condition includes at least one of:
the service assistance enters an online state from an offline state;
the preset service settlement period is reached;
and the storage space for recording the service use data off line is less than a preset threshold value.
Obviously, in the embodiment of the present specification, the service assisting method shown in fig. 4 can implement the steps performed by the service assisting apparatus in the service processing method shown in fig. 1. Since the principle is the same, the detailed description is omitted here.
Corresponding to the service processing method, an embodiment of the present specification further provides a resource allocation system. Fig. 5 is a block diagram of a resource allocation system 500 according to an embodiment of the present disclosure, including:
the obtaining module 510 obtains service usage data of a client sent by a service assisting apparatus on line when a preset condition is met, where the service usage data of the client is recorded by the service assisting apparatus off line after the electronic certificate information of the client is successfully verified.
The initiating module 520 initiates a resource processing request to a resource allocation system based on the service usage data of the client, where a user identity corresponding to the client is bound with a resource account of the resource allocation system, and the resource allocation system performs a resource processing operation on the resource account based on the service usage data of the client.
The resource allocation system in the embodiment of the present specification may acquire service usage data of the client recorded in an offline state by the service assisting apparatus, and initiate resource settlement to the resource account bound to the client under a certain condition, so as to provide a service mode by taking the provided credit guarantee system as a guarantee and helping the service system to provide the guarantee for the provided credit guarantee system. Obviously, the resource allocation system shown in fig. 5 in the embodiments of the present specification can implement the steps performed by the resource allocation system in the service processing method shown in fig. 1. Since the principle is the same, the detailed description is omitted here.
Fig. 6 is a schematic structural diagram of an electronic device according to an embodiment of the present specification. Referring to fig. 6, at a hardware level, the electronic device includes a processor, and optionally further includes an internal bus, a network interface, and a memory. The Memory may include a Memory, such as a Random-Access Memory (RAM), and may further include a non-volatile Memory, such as at least 1 disk Memory. Of course, the electronic device may also include hardware required for other services.
The processor, the network interface, and the memory may be connected to each other via an internal bus, which may be an ISA (Industry Standard Architecture) bus, a PCI (peripheral component Interconnect) bus, an EISA (Extended Industry Standard Architecture) bus, or the like. The bus may be divided into an address bus, a data bus, a control bus, etc. For ease of illustration, only one double-headed arrow is shown in FIG. 6, but that does not indicate only one bus or one type of bus.
And the memory is used for storing programs. In particular, the program may include program code comprising computer operating instructions. The memory may include both memory and non-volatile storage and provides instructions and data to the processor.
The processor reads the corresponding computer program from the nonvolatile memory into the memory and then runs the computer program to form the service auxiliary device on the logic level. The processor is used for executing the program stored in the memory and is specifically used for executing the following operations:
and obtaining the electronic certificate information of the client off line.
And performing offline verification on the electronic certificate information of the client.
And after the electronic certificate information is successfully verified, recording the service use data of the client in an off-line manner.
And when the preset condition is met, sending the service use data of the client to the service system line to which the service system belongs, so that the service system initiates traffic settlement to a resource allocation system based on the service use data of the client, wherein a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system executes resource processing operation on the resource account based on the service use data of the client.
Or the processor reads the corresponding computer program from the nonvolatile memory into the memory and then runs the computer program, and the resource distribution system is formed on the logic level. The processor is used for executing the program stored in the memory and is specifically used for executing the following operations:
and acquiring service use data of the client, which is sent on line when a service auxiliary device meets a preset condition, wherein the service use data of the client is recorded off line after the service auxiliary device successfully verifies the electronic certificate information of the client.
And initiating a resource processing request to a resource allocation system based on the service usage data of the client, wherein a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system executes resource processing operation on the resource account based on the service usage data of the client.
The service processing method disclosed in the embodiment shown in fig. 6 of this specification can be applied to a processor, or implemented by a processor. The processor may be an integrated circuit chip having signal processing capabilities. In implementation, the steps of the above method may be performed by integrated logic circuits of hardware in a processor or instructions in the form of software. The Processor may be a general-purpose Processor, including a Central Processing Unit (CPU), a Network Processor (NP), and the like; but also Digital Signal Processors (DSPs), Application Specific Integrated Circuits (ASICs), Field Programmable Gate Arrays (FPGAs) or other Programmable logic devices, discrete Gate or transistor logic devices, discrete hardware components. The various methods, steps and logic blocks disclosed in the embodiments of the present specification may be implemented or performed. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like. The steps of a method disclosed in connection with the embodiments of the present specification may be embodied directly in a hardware decoding processor, or in a combination of hardware and software modules in the decoding processor. The software module may be located in ram, flash memory, rom, prom, or eprom, registers, etc. storage media as is well known in the art. The storage medium is located in a memory, and a processor reads information in the memory and completes the steps of the method in combination with hardware of the processor.
It should be understood that the electronic device in the embodiment of the present specification may implement the functions of the traffic billing apparatus or the traffic system in the embodiments shown in fig. 1 to fig. 3, and details are not described herein again.
Of course, besides the software implementation, the electronic device in this specification does not exclude other implementations, such as logic devices or a combination of software and hardware, and the like, that is, the execution subject of the following processing flow is not limited to each logic unit, and may also be hardware or logic devices.
Furthermore, the present specification embodiments also propose a computer-readable storage medium storing one or more programs, the one or more programs including instructions.
Wherein the above instructions, when executed by a portable electronic device comprising a plurality of applications, enable the portable electronic device to perform the method of the traffic billing apparatus of the embodiment shown in fig. 1, and are specifically configured to perform the following method:
and obtaining the electronic certificate information of the client off line.
And performing offline verification on the electronic certificate information of the client.
And after the electronic certificate information is successfully verified, recording the service use data of the client in an off-line manner.
And when the preset condition is met, sending the service use data of the client to the service system line to which the service system belongs, so that the service system initiates traffic settlement to a resource allocation system based on the service use data of the client, wherein a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system executes resource processing operation on the resource account based on the service use data of the client.
Alternatively, the above-mentioned instructions, when executed by a portable electronic device comprising a plurality of applications, can cause the portable electronic device to perform the method of the embodiment of the transportation system shown in fig. 1, and in particular to perform the following method:
acquiring service use data of a client sent by a service auxiliary device on line when a preset condition is met, wherein the service use data of the client is recorded by the service auxiliary device off line after the electronic certificate information of the client is successfully verified;
and initiating a resource processing request to a resource allocation system based on the service usage data of the client, wherein a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system executes resource processing operation on the resource account based on the service usage data of the client.
As will be appreciated by one skilled in the art, embodiments of the present description may be provided as a method, system, or computer program product. Accordingly, the description may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the description may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The foregoing description has been directed to specific embodiments of this disclosure. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims may be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.
The above description is only an example of the present specification, and is not intended to limit the present specification. Various modifications and alterations to this description will become apparent to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present specification should be included in the scope of the claims of the present specification. Moreover, all other embodiments obtained by a person skilled in the art without making any inventive step shall fall within the scope of protection of this document.

Claims (15)

1. A service processing method comprises the following steps:
the business auxiliary device acquires electronic certificate information of a client off line;
the business auxiliary device carries out off-line verification on the electronic certificate information of the client;
after the service auxiliary device successfully verifies the electronic certificate information, the service auxiliary device records service use data of the client side in an off-line mode;
when the service auxiliary device meets a preset condition, the service auxiliary device sends service use data of the client to the service system line;
the service system initiates a resource processing request to a resource allocation system based on the service usage data of the client, wherein a user identity corresponding to the client is bound with a resource account of the resource allocation system, and the resource allocation system executes resource processing operation on the resource account based on the service usage data of the client.
2. The method of claim 1, wherein the first and second light sources are selected from the group consisting of,
the electronic certificate information of the client is generated based on first authorization information provided by the resource allocation system for the user identity corresponding to the client and second authorization information provided by the business system for the user identity corresponding to the client.
3. The method of claim 2, wherein the first and second light sources are selected from the group consisting of,
the client belongs to the service system, and the electronic certificate information of the client provides the second authorization information to the resource distribution system when the client initiates a binding request of a resource account and a user identity corresponding to the client to the resource distribution system, and is generated by the resource distribution system based on the first authorization information and the second authorization information.
4. The method of any one of claims 1-3,
the service assisting apparatus includes: an inbound accounting device and an outbound accounting device;
after the electronic certificate information is successfully verified, the service auxiliary device records service use data of the client in an off-line manner, and the method comprises the following steps:
after the electronic certificate information of the client is successfully verified, the inbound charging device records the inbound information of the client in an offline state; after the electronic certificate information of the client is successfully verified, the outbound charging device records the outbound information of the client in an offline state; the inbound information and the outbound information belong to service usage data of the client.
5. The method of any one of claims 1-3,
and the service auxiliary device obtains the electronic certificate information of the client off line through the graphic code displayed by the client or the near field radio frequency signal broadcasted by the client.
6. The method of any one of claims 1-3,
the preset condition comprises at least one of:
the service assistance enters an online state from an offline state;
the preset service settlement period is reached;
and the storage space for recording the service use data off line is less than a preset threshold value.
7. The method of any one of claims 1-3,
the resource allocation system is a payment system, the resource account is a payment account, and the resource processing operation is a settlement operation for the service usage data, wherein a payment result of the payment account for the settlement operation is used as credit evaluation data of the payment account in the payment system.
8. A service processing method comprises the following steps:
the business auxiliary device acquires electronic certificate information of a client off line;
the business auxiliary device carries out off-line verification on the electronic certificate information of the client;
after the service auxiliary device successfully verifies the electronic certificate information, the service auxiliary device records service use data of the client side in an off-line mode;
and when the service auxiliary device meets a preset condition, sending the service use data of the client to the service system line to which the service auxiliary device belongs, so that the service system initiates traffic settlement to a resource allocation system based on the service use data of the client, wherein a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system executes resource processing operation on the resource account based on the service use data of the client.
9. A service processing method comprises the following steps:
the method comprises the steps that a service system acquires service use data of a client end, which is sent on line when a service auxiliary device meets a preset condition, wherein the service use data of the client end is recorded off line after the service auxiliary device successfully verifies the electronic certificate information of the client end;
the service system initiates a resource processing request to a resource allocation system based on the service usage data of the client, wherein a user identity corresponding to the client is bound with a resource account of the resource allocation system, and the resource allocation system executes resource processing operation on the resource account based on the service usage data of the client.
10. A business assistance apparatus comprising:
the acquisition module acquires the electronic certificate information of the client off line;
the verification module is used for performing offline verification on the electronic certificate information of the client;
the recording module is used for recording the service use data of the client in an off-line manner after the electronic certificate information is successfully verified;
and the sending module sends the service use data of the client to the service system online when a preset condition is met, so that the service system initiates traffic settlement to a resource allocation system based on the service use data of the client, wherein a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system executes resource processing operation on the resource account based on the service use data of the client.
11. A resource allocation system, comprising:
the acquisition module is used for acquiring service use data of a client, which is sent by a service auxiliary device on line when a preset condition is met, wherein the service use data of the client is recorded by the service auxiliary device off line after the electronic certificate information of the client is successfully verified;
and the initiating module initiates a resource processing request to a resource allocation system based on the service usage data of the client, wherein a user identity corresponding to the client is bound with a resource account of the resource allocation system, and the resource allocation system executes resource processing operation on the resource account based on the service usage data of the client.
12. An electronic device includes: a memory, a processor, and a computer program stored on the memory and executable on the processor, the computer program being executed by the processor to:
obtaining electronic certificate information of a client off line;
performing offline verification on the electronic certificate information of the client;
after the electronic certificate information is successfully verified, recording the service use data of the client in an off-line manner;
and when the preset condition is met, sending the service use data of the client to the service system line to which the service system belongs, so that the service system initiates traffic settlement to a resource allocation system based on the service use data of the client, wherein a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system executes resource processing operation on the resource account based on the service use data of the client.
13. A computer-readable storage medium having a computer program stored thereon, which when executed by a processor, performs the steps of:
obtaining electronic certificate information of a client off line;
performing offline verification on the electronic certificate information of the client;
after the electronic certificate information is successfully verified, recording the service use data of the client in an off-line manner;
and when the preset condition is met, sending the service use data of the client to the service system line to which the service system belongs, so that the service system initiates traffic settlement to a resource allocation system based on the service use data of the client, wherein a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system executes resource processing operation on the resource account based on the service use data of the client.
14. An electronic device includes: a memory, a processor, and a computer program stored on the memory and executable on the processor, the computer program being executed by the processor to:
acquiring service use data of a client sent by a service auxiliary device on line when a preset condition is met, wherein the service use data of the client is recorded by the service auxiliary device off line after the electronic certificate information of the client is successfully verified;
and initiating a resource processing request to a resource allocation system based on the service usage data of the client, wherein a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system executes resource processing operation on the resource account based on the service usage data of the client.
15. An electronic device includes: a memory, a processor, and a computer program stored on the memory and executable on the processor, the computer program being executed by the processor to:
acquiring service use data of a client sent by a service auxiliary device on line when a preset condition is met, wherein the service use data of the client is recorded by the service auxiliary device off line after the electronic certificate information of the client is successfully verified;
and initiating a resource processing request to a resource allocation system based on the service usage data of the client, wherein a resource account of the resource allocation system is bound to a user identity corresponding to the client, and the resource allocation system executes resource processing operation on the resource account based on the service usage data of the client.
CN202010534936.8A 2020-06-12 2020-06-12 Service processing method and related hardware Pending CN111754219A (en)

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