CN111739233A - Anti-skimming system and method and self-service financial equipment - Google Patents

Anti-skimming system and method and self-service financial equipment Download PDF

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Publication number
CN111739233A
CN111739233A CN202010395650.6A CN202010395650A CN111739233A CN 111739233 A CN111739233 A CN 111739233A CN 202010395650 A CN202010395650 A CN 202010395650A CN 111739233 A CN111739233 A CN 111739233A
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CN
China
Prior art keywords
module
magnetic field
self
service financial
skimming
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Pending
Application number
CN202010395650.6A
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Chinese (zh)
Inventor
林宇浩
施君健
林国强
施欣宏
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Guangdong Prodata Electronics Co ltd
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Guangdong Prodata Electronics Co ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
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Application filed by Guangdong Prodata Electronics Co ltd filed Critical Guangdong Prodata Electronics Co ltd
Priority to CN202010395650.6A priority Critical patent/CN111739233A/en
Publication of CN111739233A publication Critical patent/CN111739233A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/201Accessories of ATMs
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/205Housing aspects of ATMs
    • G07F19/2055Anti-skimming aspects at ATMs
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/207Surveillance aspects at ATMs
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/209Monitoring, auditing or diagnose of functioning of ATMs

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses an anti-skimming system, an anti-skimming method and self-service financial equipment, which comprise a singlechip processing module, an electromagnetic interference module, a human body induction module, a magnetic field monitoring module, an alarm module, a communication module and an evidence module; the human body induction module is used for inducing whether a person is in front of the self-service financial equipment or not and transmitting detected information to the single chip microcomputer processing module for processing; the magnetic field monitoring module is used for detecting whether the magnetic field around the self-service financial equipment is abnormal at any time and feeding back related information to the single chip microcomputer processing module; when the human body induction module is used for monitoring that a person approaches, the electromagnetic generator is enabled to generate a regularly changing magnetic field, the magnetic field monitoring module is used for detecting whether the skimming recorder exists, when the skimming recorder is found, the bank and the user are alarmed in time, meanwhile, the electromagnetic interference module is started to emit an interference magnetic field, and illegal behaviors of installing the skimming recorder on the self-service financial equipment can be effectively prevented.

Description

Anti-skimming system and method and self-service financial equipment
Technical Field
The invention relates to the technical field of financial equipment, in particular to an anti-skimming system and method and self-service financial equipment.
Background
The ATM is a high-precision electromechanical integrated device, realizes self-service of financial transactions by using a magnetic code card or an intelligent card, and replaces the work of bank counter personnel. The work of withdrawing cash, inquiring deposit balance, transferring funds among accounts, inquiring balance and the like can be carried out; it can also perform cash deposit (real-time account entry), check deposit (domestic nothing), bankbook subsidy, intermediate business, etc.
The skimming recorder is a card reader with memory storage equipment, can read and record the information of the bank card completely and store it, the illegal personnel can extract the information of the bank card and copy it to make the bank card with the information, the exquisite skimming recorder is installed at the card inserting port of the automatic teller machine, it is integral with the automatic teller machine, it is difficult for the user to notice that the card inserting port of the automatic teller machine is illegally installed with the skimming recorder, when the user inserts the bank card, the information of the bank card will be read by the skimming recorder, the lawless persons can utilize the read information to operate illegally, therefore, a skimming prevention system, a method and self-service financial equipment are provided.
Disclosure of Invention
The invention aims to provide a system and a method for preventing skimming and self-service financial equipment, which aim to solve the problems that in the background technology, a skimming register is installed at a card inserting port of an automatic teller machine and is integrated with the automatic teller machine, a teller user often difficultly notices that the skimming register is illegally installed at the card inserting port of the automatic teller machine, when the teller user inserts a bank card, information of the bank card is read by the skimming register, and a lawbreaker can use the read information to perform illegal operation.
In order to achieve the purpose, the invention provides the following technical scheme: a system for preventing skimming comprises a single chip microcomputer processing module, an electromagnetic interference module, a human body induction module, a magnetic field monitoring module, an alarm module, a communication module and an evidence module;
the human body induction module is used for inducing whether a person is in front of the self-service financial equipment or not and transmitting detected information to the single chip microcomputer processing module for processing;
the magnetic field monitoring module is used for detecting whether the magnetic field around the self-service financial equipment is abnormal at any time and feeding back related information to the single chip microcomputer processing module;
the electromagnetic interference module is used for the singlechip processing module to act according to an instruction obtained after the received data of the magnetic field monitoring module is processed so as to generate an interference magnetic field;
the alarm module is used for giving an alarm when a skimming recorder is monitored according to the processing information fed back by the singlechip processing module;
the communication module is used for ensuring the connection between the singlechip processing module and the bank system;
the evidence module is used for shooting and reserving pictures around the self-service financial equipment in time when the magnetic field abnormality is detected.
Preferably, the alarm module comprises a bank alarm unit and a user alarm unit, when the singlechip processing module judges that the logger is provided, the bank alarm unit transmits the information to a bank background and an operation and maintenance platform, and the user alarm unit is used for prompting on the self-service financial equipment.
Preferably, the electromagnetic interference module includes a magnetic field strength control unit and an electromagnetic generator, and the magnetic field strength control unit is electrically connected with the electromagnetic generator.
Preferably, the electromagnetic generator is configured to emit an electromagnetic signal, and also to emit a corresponding magnetic field intensity according to an instruction of the field intensity control unit, and the magnetic field intensity control unit is configured to control the magnetic field intensity emitted by the electromagnetic generator.
An anti-skimming method comprising the steps of:
step 1: turning on a power supply, starting the system, and preventing the recording system from being powered on;
step 2: the single chip microcomputer processing module controls the electromagnetic generator to generate a magnetic field, so that a fixed magnetic field is generated around the self-service financial equipment;
and step 3: when the human body induction module detects that a person approaches, the data is transmitted to the single chip microcomputer processing module, and the single chip microcomputer processing module controls a magnetic field intensity control unit of the electromagnetic interference module, so that the magnetic field intensity control unit controls the electromagnetic generator to generate a regularly changing magnetic field;
and 4, step 4: when the steps are carried out, the single chip microcomputer processing module determines whether the alarm module is started according to the result of the magnetic field monitoring module, if the result is abnormal, the alarm module is started, the bank alarm unit transmits the information to the bank background and the operation and maintenance platform, the user alarm unit prompts on the self-service financial equipment, the electromagnetic interference module is started to emit an interference magnetic field, and if the result is abnormal, the alarm is not carried out;
and 5: when the alarm module is started; the evidence module can shoot and store pictures around the self-service financial equipment.
The utility model provides a self-service financial equipment, self-service financial equipment includes the organism, be equipped with the screen on the organism, the screen top is equipped with the camera, the below that states the screen is equipped with the card slot, arrestment mechanism is installed to the top of card slot, the organism is located card slot one side and is equipped with the human inductor, the human inductor sets up in keyboard one side.
Preferably, a movable cavity is arranged in the braking mechanism, an opening is formed in the bottom end of the movable cavity, an electric push rod is arranged in the movable cavity, the bottom end of the electric push rod is connected with a baffle, and the baffle is arranged at the card inserting opening when moving downwards.
Preferably, the human body sensor is electrically connected with the human body sensing module.
Preferably, the camera is electrically connected with the evidence module.
The invention provides an anti-skimming system, an anti-skimming method and self-service financial equipment, which have the following beneficial effects:
(1) according to the invention, when the human body induction module is used for monitoring that a person approaches, the electromagnetic generator is enabled to generate a regularly changing magnetic field, so that whether a skimming register exists is detected by the magnetic field monitoring module, when the skimming register is found, an alarm is given to a bank and a user in time, and meanwhile, the electromagnetic interference module is started to emit an interference magnetic field, so that illegal behaviors of installing the skimming register on the self-service financial equipment can be effectively prevented, and the problem that information of a bank card is stolen when the user uses the self-service financial equipment is solved.
(2) The evidence module is arranged, so that pictures around the self-service financial equipment can be shot in time when the detection position is provided with the side recorder, the investigation range of a police can be narrowed when the alarm is processed in the later period, illegal personnel can be locked quickly, a user who is picked up the information of the bank card can be known, and the notice can be given in time.
(3) According to the invention, the brake mechanism is arranged at the card slot of the self-service financial equipment, when the side recorder is found, the electric push rod is driven to drive the baffle to move downwards, so that the card slot is sealed, and the situation that a user continues to insert the card without knowing is avoided.
Drawings
FIG. 1 is a block diagram of an anti-skimming system according to the present invention;
FIG. 2 is a schematic diagram of the overall structure of the self-service financial device of the present invention;
fig. 3 is a schematic structural diagram of the braking mechanism of the present invention.
In the figure: 1. a body; 2. a screen; 3. a camera; 4. a human body sensor; 5. a keyboard; 6. a card inserting opening; 7. a brake mechanism; 8. an electric push rod; 9. a movable cavity; 10. and a baffle plate.
Detailed Description
The technical solution in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention.
Example 1
As shown in fig. 1, the present invention provides a technical solution: a system for preventing skimming comprises a single chip microcomputer processing module, an electromagnetic interference module, a human body induction module, a magnetic field monitoring module, an alarm module, a communication module and an evidence module;
the human body induction module is used for inducing whether a person is in front of the self-service financial equipment or not and transmitting detected information to the single chip microcomputer processing module for processing;
the magnetic field monitoring module is used for detecting whether the magnetic field around the self-service financial equipment is abnormal at any time and feeding back related information to the single chip microcomputer processing module;
the electromagnetic interference module is used for the singlechip processing module to act according to an instruction obtained after the received data of the magnetic field monitoring module is processed so as to generate an interference magnetic field;
the alarm module is used for giving an alarm when a skimming recorder is monitored according to the processing information fed back by the singlechip processing module;
the communication module is used for ensuring the connection between the singlechip processing module and the bank system;
the evidence module is used for shooting and reserving pictures around the self-service financial equipment in time when the magnetic field abnormality is detected.
The alarm module comprises a bank alarm unit and a user alarm unit, when the singlechip processing module judges that the side recorder is arranged, the bank alarm unit transmits the information to a bank background and an operation and maintenance platform, and the user alarm unit is used for prompting on the self-service financial equipment.
The electromagnetic interference module comprises a magnetic field intensity control unit and an electromagnetic generator, and the magnetic field intensity control unit is electrically connected with the electromagnetic generator.
The electromagnetic generator is used for transmitting electromagnetic signals and transmitting corresponding magnetic field intensity according to instructions of the field intensity control unit, and the magnetic field intensity control unit is used for controlling the magnetic field intensity transmitted by the electromagnetic generator.
Example 2
An anti-skimming method comprises the following steps:
step 1: turning on a power supply, starting the system, and preventing the recording system from being powered on;
step 2: the single chip microcomputer processing module controls the electromagnetic generator to generate a magnetic field, so that a fixed magnetic field is generated around the self-service financial equipment;
and step 3: when the human body induction module detects that a person approaches, the data is transmitted to the single chip microcomputer processing module, and the single chip microcomputer processing module controls a magnetic field intensity control unit of the electromagnetic interference module, so that the magnetic field intensity control unit controls the electromagnetic generator to generate a regularly changing magnetic field;
and 4, step 4: when the step 3 is carried out, the single chip microcomputer processing module determines whether the alarm module is started according to the result of the magnetic field monitoring module, if the result is abnormal, the alarm module is started, at the moment, the bank alarm unit transmits the information to the bank background and the operation and maintenance platform, the user alarm unit prompts on the self-service financial equipment, meanwhile, the electromagnetic interference module is started to emit an interference magnetic field, and if the result is abnormal, the alarm is not carried out;
and 5: when the alarm module is started; the evidence module can shoot and store pictures around the self-service financial equipment.
Example 3
As shown in fig. 2-3, the present invention provides a technical solution: the utility model provides a self-service financial equipment, self-service financial equipment includes organism 1, be equipped with screen 2 on the organism 1, 2 tops of screen are equipped with camera 3, the below that states screen 2 is equipped with plug-in card mouth 6, arrestment mechanism 7 is installed to plug-in card mouth 6's top, organism 1 is located plug-in card mouth 6 one side and is equipped with human inductor 4, human inductor 4 sets up in keyboard 5 one side, be equipped with movable chamber 9 in arrestment mechanism 7, movable chamber 9 bottom is equipped with the opening, be equipped with electric putter 8 in the activity chamber 9, electric putter 8's bottom linked baffle 10, 6 departments of plug-in card mouth are arranged in when baffle 10 shifts down, human inductor 4 and human response module electric connection, camera 3 and evidence module electric connection.
When working, when a human body induction module is used for monitoring that a person approaches, the electromagnetic generator is enabled to generate a magnetic field which changes regularly, so that the magnetic field monitoring module is used for probing whether a lateral recorder exists at the position of the card slot 6, when the card slot 6 is found to have the lateral recorder, the electromagnetic interference module is started to emit an interference magnetic field and give an alarm to a bank and a user in time, the bank background and the operation maintenance platform can send the interference magnetic field to the person for processing, meanwhile, the brake mechanism 7 at the position of the card slot 6 is driven to act, the electric push rod 8 in the brake mechanism 7 can push the baffle plate 10 to move downwards to shield the card slot 6, the situation that the card slot 6 cannot be used continuously is avoided, meanwhile, the evidence module receives an instruction and uses the camera 3 to shoot pictures around the self-service financial device in time, be convenient for when later stage alarm processing, reduce police's investigation scope, help quick locking illegal personnel, also help knowing the user of being collected bank card information, in time inform.
Although embodiments of the present invention have been shown and described, it will be appreciated by those skilled in the art that changes, modifications, substitutions and alterations can be made in these embodiments without departing from the principles and spirit of the invention, the scope of which is defined in the appended claims and their equivalents.

Claims (9)

1. A system for preventing skimming is characterized by comprising a single chip microcomputer processing module, an electromagnetic interference module, a human body induction module, a magnetic field monitoring module, an alarm module, a communication module and an evidence module;
the human body induction module is used for inducing whether a person is in front of the self-service financial equipment or not and transmitting detected information to the single chip microcomputer processing module for processing;
the magnetic field monitoring module is used for detecting whether the magnetic field around the self-service financial equipment is abnormal at any time and feeding back related information to the single chip microcomputer processing module;
the electromagnetic interference module is used for the singlechip processing module to act according to an instruction obtained after the received data of the magnetic field monitoring module is processed so as to generate an interference magnetic field;
the alarm module is used for giving an alarm when a skimming recorder is monitored according to the processing information fed back by the singlechip processing module;
the communication module is used for ensuring the connection between the singlechip processing module and the bank system;
the evidence module is used for shooting and reserving pictures around the self-service financial equipment in time when the magnetic field abnormality is detected.
2. The anti-skimming system of claim 1, wherein: the alarm module comprises a bank alarm unit and a user alarm unit, when the singlechip processing module judges that the side recorder is arranged, the bank alarm unit transmits the information to a bank background and an operation and maintenance platform, and the user alarm unit is used for prompting on the self-service financial equipment.
3. The anti-skimming system of claim 1, wherein: the electromagnetic interference module comprises a magnetic field intensity control unit and an electromagnetic generator, and the magnetic field intensity control unit is electrically connected with the electromagnetic generator.
4. An anti-skimming system according to claim 3, wherein: the electromagnetic generator is used for transmitting electromagnetic signals and transmitting corresponding magnetic field intensity according to instructions of the field intensity control unit, and the magnetic field intensity control unit is used for controlling the magnetic field intensity transmitted by the electromagnetic generator.
5. The anti-skimming method according to any of claims 1-4, wherein: the method comprises the following steps:
step 1: turning on a power supply, starting the system, and preventing the recording system from being powered on;
step 2: the single chip microcomputer processing module controls the electromagnetic generator to generate a magnetic field, so that a fixed magnetic field is generated around the self-service financial equipment;
and step 3: when the human body induction module detects that a person approaches, the data is transmitted to the single chip microcomputer processing module, and the single chip microcomputer processing module controls a magnetic field intensity control unit of the electromagnetic interference module, so that the magnetic field intensity control unit controls the electromagnetic generator to generate a regularly changing magnetic field;
and 4, step 4: when the step 3 is carried out, the single chip microcomputer processing module determines whether the alarm module is started according to the result of the magnetic field monitoring module, if the result is abnormal, the alarm module is started, at the moment, the bank alarm unit transmits the information to the bank background and the operation and maintenance platform, the user alarm unit prompts on the self-service financial equipment, meanwhile, the electromagnetic interference module is started to emit an interference magnetic field, and if the result is abnormal, the alarm is not carried out;
and 5: when the alarm module is started; the evidence module can shoot and store pictures around the self-service financial equipment.
6. A self-service financial device as claimed in any one of claims 1 to 4, wherein: self-service financial equipment includes organism (1), be equipped with screen (2) on organism (1), screen (2) top is equipped with camera (3), the below that states screen (2) is equipped with plug-in card mouth (6), arrestment mechanism (7) are installed to the top of plug-in card mouth (6), organism (1) is located plug-in card mouth (6) one side and is equipped with human inductor (4), human inductor (4) set up in keyboard (5) one side.
7. The self-service financial device of claim 6, wherein: the brake mechanism is characterized in that a movable cavity (9) is arranged in the brake mechanism (7), an opening is formed in the bottom end of the movable cavity (9), an electric push rod (8) is arranged in the movable cavity (9), the bottom end of the electric push rod (8) is connected with a baffle (10), and the baffle (10) is arranged at the position of the inserting opening (6) when moving downwards.
8. The self-service financial device of claim 6, wherein: the human body sensor (4) is electrically connected with the human body sensing module.
9. The self-service financial device of claim 6, wherein: the camera (3) is electrically connected with the evidence module.
CN202010395650.6A 2020-05-12 2020-05-12 Anti-skimming system and method and self-service financial equipment Pending CN111739233A (en)

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CN202010395650.6A CN111739233A (en) 2020-05-12 2020-05-12 Anti-skimming system and method and self-service financial equipment

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Application Number Priority Date Filing Date Title
CN202010395650.6A CN111739233A (en) 2020-05-12 2020-05-12 Anti-skimming system and method and self-service financial equipment

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CN111739233A true CN111739233A (en) 2020-10-02

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Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20090107693A (en) * 2008-04-10 2009-10-14 노틸러스효성 주식회사 Anti-skimming system in atm and method thereof
US20140232863A1 (en) * 2011-05-12 2014-08-21 Solink Corporation Video analytics system
US20170262664A1 (en) * 2016-03-11 2017-09-14 Parabit Systems, Inc. Multi-media reader apparatus, secure transaction system and methods thereof
US20180374319A1 (en) * 2015-12-31 2018-12-27 Eksper Bilisim Hizmetleri San.Ve Tic. Ltd. Sti. A device for detection the foreign objects placed, jamming the data with disruptive signals, issuing warning notices and recording the events in order to protect the data on the cards used in the payment stations
CN210428707U (en) * 2019-11-21 2020-04-28 中钞科堡现金处理技术(北京)有限公司 Active anti-theft recording system

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20090107693A (en) * 2008-04-10 2009-10-14 노틸러스효성 주식회사 Anti-skimming system in atm and method thereof
US20140232863A1 (en) * 2011-05-12 2014-08-21 Solink Corporation Video analytics system
US20180374319A1 (en) * 2015-12-31 2018-12-27 Eksper Bilisim Hizmetleri San.Ve Tic. Ltd. Sti. A device for detection the foreign objects placed, jamming the data with disruptive signals, issuing warning notices and recording the events in order to protect the data on the cards used in the payment stations
US20170262664A1 (en) * 2016-03-11 2017-09-14 Parabit Systems, Inc. Multi-media reader apparatus, secure transaction system and methods thereof
CN210428707U (en) * 2019-11-21 2020-04-28 中钞科堡现金处理技术(北京)有限公司 Active anti-theft recording system

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Application publication date: 20201002