CN111709855A - Fund escrow method, device, storage medium and equipment based on OCR - Google Patents
Fund escrow method, device, storage medium and equipment based on OCR Download PDFInfo
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Abstract
The application discloses a fund escrow method, a fund escrow device, a fund escrow storage medium and fund escrow equipment based on OCR, wherein real transaction information can be automatically input based on OCR, the input error rate is reduced, and the input efficiency and user experience are improved. The method comprises the following steps: firstly, acquiring an image to be identified, then identifying the image by utilizing an OCR (optical character recognition) to obtain identity information of both transaction parties and house property information of a seller, then inquiring mobile phone numbers and bank card information of both transaction parties from a bank core system according to the identity information of both transaction parties, and automatically inputting a fund escrow application interface of a fund escrow system; meanwhile, according to the keywords in the house property information of the seller, standard house property information corresponding to the keywords is inquired from a house property information supervision department, the standard house property information is compared with the house property information of the seller to obtain a comparison result, and then when the comparison result shows that the standard house property information is consistent with the house property information of the seller, the house property information of the seller is automatically input into a fund escrow application interface.
Description
Technical Field
The present application relates to the field of computer technologies, and in particular, to a fund escrow method, apparatus, storage medium, and device based on OCR.
Background
The Optical Character Recognition (OCR) technology is a computer input technology that converts characters of text data such as various bills, newspapers, books, and documents into image information by an Optical input method such as scanning, and then converts the image information into usable image information by using a Character Recognition technology.
In the existing fund escrow process, when a buyer and a seller perform second-hand house transaction, only certificate information and house information of the two parties of the transaction can be manually input, so that time and labor are wasted, and the condition of information input error is easy to occur. Meanwhile, all the input contents can only depend on the buyer and the seller to carry out subjective analysis, so that the experience of the users of the buyer and the seller is poor.
Disclosure of Invention
The embodiment of the application mainly aims to provide a fund escrow method, a fund escrow device, a fund escrow storage medium and fund escrow equipment based on an OCR (optical character recognition), which can automatically enter real transaction information based on the OCR recognition technology, do not need to fill in the transaction information manually, reduce the error rate of information entry, improve the entry efficiency and improve the user experience.
In a first aspect, an embodiment of the present application provides an OCR-based fund escrow method, including:
acquiring an image to be identified through a fund escrow system input interface;
recognizing the image to be recognized by utilizing an OCR recognition technology to obtain identity information of both transaction parties and property information of a seller;
inquiring the mobile phone numbers and the bank card information of the two transaction parties from a bank core system according to the identity information of the two transaction parties, and automatically inputting the mobile phone numbers and the bank card information into a fund escrow application interface of the fund escrow system;
according to the keywords in the house property information of the seller, inquiring standard house property information corresponding to the keywords from a house property information supervision department;
comparing the standard house property information with the house property information of the seller to obtain a comparison result;
and when the comparison result shows that the standard house property information is consistent with the house property information of the seller, automatically inputting the house property information of the seller into a fund escrow application interface of the fund escrow system.
Optionally, the keyword in the property information of the seller is the property certificate number of the property of the seller.
Optionally, after the image to be recognized is acquired through the input interface of the fund escrow system, the method further includes:
and storing the image to be identified as a transaction certificate in the fund escrow system.
Optionally, after the comparing the standard property information with the property information of the seller to obtain a comparison result, the method further includes:
and when the comparison result shows that the standard property information is inconsistent with the property information of the seller, sending error reporting information through the fund escrow system, wherein the error reporting information comprises at least one of voice error reporting information, character error reporting information and picture error reporting information.
In a second aspect, an embodiment of the present application further provides an OCR-based fund escrow device, including:
the acquisition unit is used for acquiring the image to be identified through the input interface of the fund escrow system;
the recognition unit is used for recognizing the image to be recognized by utilizing an OCR recognition technology to obtain identity information of both transaction parties and property information of a seller;
the first inquiry unit is used for inquiring the mobile phone numbers and the bank card information of the two transaction parties from a bank core system according to the identity information of the two transaction parties and automatically inputting the mobile phone numbers and the bank card information into a fund escrow application interface of the fund escrow system;
the second query unit is used for querying standard property information corresponding to the keyword from a property information monitoring department according to the keyword in the property information of the seller;
the comparison unit is used for comparing the standard house property information with the house property information of the seller to obtain a comparison result;
and the input unit is used for automatically inputting the house property information of the seller into the fund escrow application interface of the fund escrow system when the comparison result shows that the standard house property information is consistent with the house property information of the seller.
Optionally, the keyword in the property information of the seller is the property certificate number of the property of the seller.
Optionally, the apparatus further comprises:
and the storage unit is used for storing the image to be identified as a transaction certificate in the fund escrow system.
Optionally, the apparatus further comprises:
and the error reporting unit is used for sending error reporting information through the fund escrow system when the comparison result shows that the standard property information is inconsistent with the property information of the seller, wherein the error reporting information comprises at least one of voice error reporting information, character error reporting information and picture error reporting information.
An embodiment of the present application further provides an OCR-based fund escrow apparatus, including: a processor, a memory, a system bus;
the processor and the memory are connected through the system bus;
the memory is configured to store one or more programs, the one or more programs including instructions, which when executed by the processor, cause the processor to perform any one of the implementations of the OCR-based fund escrow method described above.
An embodiment of the present application further provides a computer-readable storage medium, where instructions are stored in the computer-readable storage medium, and when the instructions are executed on a terminal device, the terminal device is caused to execute any implementation manner of the OCR-based fund escrow method.
According to the fund escrow method, device, storage medium and equipment based on OCR, firstly, an image to be recognized is obtained through an input interface of a fund escrow system, then, the obtained image to be recognized is recognized by utilizing an OCR recognition technology, identity information of both transaction parties and house property information of a seller are obtained, then, mobile phone numbers and bank card information of both transaction parties are inquired from a bank core system according to the identity information of both transaction parties, and a fund escrow application interface of the fund escrow system is automatically input; meanwhile, according to the keywords in the house property information of the seller, standard house property information corresponding to the keywords is inquired from a house property information supervision department, the standard house property information is compared with the house property information of the seller to obtain a comparison result, and then when the comparison result shows that the standard house property information is consistent with the house property information of the seller, the house property information of the seller is automatically input into a fund escrow application interface of the fund escrow system. Therefore, the transaction information in the fund escrow application interface is automatically input based on the OCR technology, the transaction information does not need to be manually filled, the authenticity of the transaction information is ensured, the input efficiency is improved while the information input error rate is reduced, and the user experience is improved.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
FIG. 1 is a schematic flow chart illustrating an OCR-based fund escrow method according to an embodiment of the present application;
FIG. 2 is a schematic illustration of a funding escrow application interface provided in accordance with an embodiment of the present application;
fig. 3 is a schematic composition diagram of an OCR-based fund escrow device according to an embodiment of the present application.
Detailed Description
With the pace of modern society, the degree of automation of people's life is increasing. However, in the current fund escrow process, when a buyer and a seller perform second-hand-room transaction, only certificate information and house information of the two parties of the transaction can be manually input, which not only wastes time and labor, but also is easy to cause the condition of information input error. Meanwhile, all the input contents can only depend on the buyer and the seller to carry out subjective analysis, so that the experience of the users of the buyer and the seller is poor.
In order to solve the above defects, the embodiment of the present application provides a fund escrow method based on OCR, which includes obtaining an image to be recognized through an input interface of a fund escrow system, then recognizing the obtained image to be recognized by using OCR recognition technology to obtain identity information of both transaction parties and property information of a seller, then querying mobile phone numbers and bank card information of both transaction parties from a bank core system according to the identity information of both transaction parties, and automatically inputting a fund escrow application interface of the fund escrow system; meanwhile, according to the keywords in the house property information of the seller, standard house property information corresponding to the keywords is inquired from a house property information supervision department, the standard house property information is compared with the house property information of the seller to obtain a comparison result, and then when the comparison result shows that the standard house property information is consistent with the house property information of the seller, the house property information of the seller is automatically input into a fund escrow application interface of the fund escrow system. Therefore, the transaction information in the fund escrow application interface is automatically input based on the OCR technology, the transaction information does not need to be manually filled, the authenticity of the transaction information is ensured, the input efficiency is improved while the information input error rate is reduced, and the user experience is improved.
In order to make the objects, technical solutions and advantages of the embodiments of the present application clearer, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are some embodiments of the present application, but not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
First embodiment
Referring to fig. 1, a flow chart of an OCR-based fund escrow method provided for this embodiment includes the following steps:
s101: and acquiring the image to be identified through the input interface of the fund escrow system.
In this embodiment, in order to reduce the error rate of information entry in the fund management system and improve the entry efficiency, so as to improve the user experience, first, an image to be identified needs to be obtained through an input interface of the fund management system, so as to execute the subsequent step S102.
The image to be identified refers to an image containing transaction information of both second-hand house transaction parties. For example, the images of the identity documents of both parties of the transaction and the house property card of the seller can be used. The transaction information refers to certificate information (such as an identification number) capable of indicating the identities of both parties in the transaction, house information of a seller, and the like.
In order to obtain the image to be recognized, an interface (e.g., a button) for uploading a picture may be set in advance on the input interface of the fund brokering system, so as to smoothly upload the image to be recognized, which is taken by using a mobile phone or other photographing apparatus, for performing the subsequent step S102.
It should be noted that, in a possible implementation manner of the embodiment of the present application, after the image to be recognized is acquired, the image to be recognized also needs to be stored, for example, the identity document pictures of both transaction parties and the house property document picture of the seller may be stored to be used as the transaction document in the fund escrow system.
S102: and identifying the image to be identified by using an OCR (optical character recognition) technology to obtain the identity information of both transaction parties and the property information of the seller.
In this embodiment, after the image to be recognized is obtained in step S101, the image to be recognized may be further recognized by using an OCR recognition technology, so as to obtain identity information (such as an identity card number) of both parties of the transaction and property information (including a region where the property is located, a detailed address, a property card number, a house area, and a fund escrow amount) of the seller, so as to execute the subsequent step S103.
S103: and inquiring the mobile phone numbers and the bank card information of the two transaction parties from the bank core system according to the identity information of the two transaction parties, and automatically inputting the mobile phone numbers and the bank card information into a fund escrow application interface of the fund escrow system.
In this embodiment, after the identity information of the two transaction parties is obtained in step S102, a core system of the bank may be further invoked, and according to the obtained identity information of the two transaction parties, the bank card information (such as a type of user card number, a card handling address, etc. of the user at the bank) and the mobile phone number of the two transaction parties are queried, and the personal bank card information and the mobile phone number may be automatically entered into a fund escrow application interface of the fund escrow system.
The schematic diagram of the fund escrow application interface is shown in fig. 2, and the decoding may include fields of mobile phone numbers and bank card numbers of both transaction parties, and fields of the fund escrow information, that is, fields such as a region where the house shown in fig. 2 is located, a detailed address, a cell name, a house right certificate number, a house area, a fund escrow amount, and a freezing deadline.
Therefore, the real data can be automatically input into the mobile phone number and the bank card number field on the fund escrow application interface, manual input of a user is not needed, the input efficiency is improved while the information input error rate is reduced, and the user experience is improved.
S104: and inquiring standard house property information corresponding to the keyword from a house property information supervision department according to the keyword in the house property information of the seller.
In this embodiment, after the property information of the seller is obtained in step S102, the standard property information corresponding to the keyword may be further queried from the property information monitoring department according to the keyword in the property information of the seller, so as to execute the subsequent step S105.
Wherein, the keyword in the property information of the seller refers to an identifier capable of representing the uniqueness of the property. An optional implementation manner is that the keyword in the house property information of the seller refers to the house property certificate number of the house property of the seller, and each house property corresponds to an only one house property certificate number (namely, the house property certificate number) and is recorded in the house property information supervision department, so that the house property information of the only one house property corresponding to the house property information supervision department can be inquired according to the house property certificate number.
It should be noted that the present embodiment does not limit the execution sequence of S103 and S104, and S103 may be executed first and then S104, or S104 and then S103, or S103 and S104 may be executed simultaneously.
S105: and comparing the standard house property information with the house property information of the seller to obtain a comparison result.
In this embodiment, after the standard property information is obtained in step S104, the standard property information may be further compared with the property information of the seller, so as to obtain a comparison result. The comparison result is used for indicating whether the standard property information is consistent with the property information of the seller.
S106: and when the comparison result shows that the standard property information is consistent with the property information of the seller, automatically inputting the property information of the seller into a fund escrow application interface of the fund escrow system.
In this embodiment, after the comparison result is obtained in step S105, if the comparison result indicates that the standard property information is consistent with the property information of the seller, it indicates that the property information of the seller, which is obtained by identifying the image to be identified through the OCR, is real and reliable, and further, the property information of the seller can be automatically entered into a fund escrow application interface of the fund escrow system, such as field values of fields like house ownership certificate numbers.
Therefore, real and reliable data can be automatically input into the fund escrow information field (such as house ownership certificate numbers and the like) on the fund escrow application interface without manual input by a user or subjective identification and analysis of the fund escrow information by manpower, so that the input efficiency is improved while the information input error rate is reduced, and the user experience of both sides of a transaction is improved.
In addition, in a possible implementation manner of the embodiment of the application, after the standard property information is compared with the property information of the seller to obtain the comparison result, if the comparison result indicates that the standard property information is inconsistent with the property information of the seller, it indicates that the property information of the seller obtained by identifying the image to be identified through the OCR is not true, and further, the error reporting information may be sent through the fund escrow system. The error information may include at least one of voice error information, text error information, and picture error information. For example, an error-reporting dialog box may be popped up on the fund escrow application interface of the fund escrow system, and the error-reporting dialog box includes the text error-reporting information "the property information of the seller is abnormal, please check" and so on.
In summary, in the fund escrow method based on OCR provided in this embodiment, first, an image to be recognized is obtained through an input interface of a fund escrow system, then, the obtained image to be recognized is recognized by using an OCR recognition technology, so as to obtain identity information of both transaction parties and property information of a seller, then, according to the identity information of both transaction parties, a mobile phone number and bank card information of both transaction parties are queried from a bank core system, and a fund escrow application interface of the fund escrow system is automatically entered; meanwhile, according to the keywords in the house property information of the seller, standard house property information corresponding to the keywords is inquired from a house property information supervision department, the standard house property information is compared with the house property information of the seller to obtain a comparison result, and then when the comparison result shows that the standard house property information is consistent with the house property information of the seller, the house property information of the seller is automatically input into a fund escrow application interface of the fund escrow system. Therefore, the transaction information in the fund escrow application interface is automatically input based on the OCR technology, the transaction information does not need to be manually filled, the authenticity of the transaction information is ensured, the input efficiency is improved while the information input error rate is reduced, and the user experience is improved.
Second embodiment
The present embodiment will be described with reference to the method embodiments, which are related to an OCR-based fund escrow device.
Referring to fig. 3, a schematic composition diagram of an OCR-based fund escrow device provided in this embodiment includes:
the acquisition unit 301 is used for acquiring an image to be identified through a fund escrow system input interface;
the recognition unit 302 is configured to recognize the image to be recognized by using an OCR recognition technology, so as to obtain identity information of both parties of the transaction and property information of the seller;
the first query unit 303 is configured to query, according to the identity information of the two transaction parties, the mobile phone numbers and the bank card information of the two transaction parties from a bank core system, and automatically enter the mobile phone numbers and the bank card information into a fund escrow application interface of the fund escrow system;
a second query unit 304, configured to query, according to a keyword in the property information of the seller, standard property information corresponding to the keyword from a property information monitoring department;
a comparing unit 305, configured to compare the standard property information with the property information of the seller, so as to obtain a comparison result;
and the entry unit 306 is used for automatically entering the house property information of the seller into the fund escrow application interface of the fund escrow system when the comparison result shows that the standard house property information is consistent with the house property information of the seller.
In an implementation manner of this embodiment, the keyword in the property information of the seller is a property certificate number of the property of the seller.
In an implementation manner of this embodiment, the apparatus further includes:
and the storage unit is used for storing the image to be identified as a transaction certificate in the fund escrow system.
In an implementation manner of this embodiment, the apparatus further includes:
and the error reporting unit is used for sending error reporting information through the fund escrow system when the comparison result shows that the standard property information is inconsistent with the property information of the seller, wherein the error reporting information comprises at least one of voice error reporting information, character error reporting information and picture error reporting information.
In summary, according to the fund escrow device based on OCR provided in this embodiment, first, an image to be recognized is obtained through an input interface of a fund escrow system, then, the obtained image to be recognized is recognized by using an OCR recognition technology, so as to obtain identity information of both transaction parties and property information of a seller, then, according to the identity information of both transaction parties, a mobile phone number and bank card information of both transaction parties are queried from a bank core system, and a fund escrow application interface of the fund escrow system is automatically entered; meanwhile, according to the keywords in the house property information of the seller, standard house property information corresponding to the keywords is inquired from a house property information supervision department, the standard house property information is compared with the house property information of the seller to obtain a comparison result, and then when the comparison result shows that the standard house property information is consistent with the house property information of the seller, the house property information of the seller is automatically input into a fund escrow application interface of the fund escrow system. Therefore, the transaction information in the fund escrow application interface is automatically input based on the OCR technology, the transaction information does not need to be manually filled, the authenticity of the transaction information is ensured, the input efficiency is improved while the information input error rate is reduced, and the user experience is improved.
Further, an embodiment of the present application also provides an OCR-based fund escrow apparatus, including: a processor, a memory, a system bus;
the processor and the memory are connected through the system bus;
the memory is for storing one or more programs, the one or more programs including instructions, which when executed by the processor, cause the processor to perform any of the implementations of OCR-based funding methods described above.
Further, an embodiment of the present application also provides a computer-readable storage medium, where instructions are stored in the computer-readable storage medium, and when the instructions are executed on a terminal device, the instructions cause the terminal device to perform any implementation method of the OCR-based fund escrow method.
As can be seen from the above description of the embodiments, those skilled in the art can clearly understand that all or part of the steps in the above embodiment methods can be implemented by software plus a necessary general hardware platform. Based on such understanding, the technical solution of the present application may be essentially or partially implemented in the form of a software product, which may be stored in a storage medium, such as a ROM/RAM, a magnetic disk, an optical disk, etc., and includes several instructions for enabling a computer device (which may be a personal computer, a server, or a network communication device such as a media gateway, etc.) to execute the method according to the embodiments or some parts of the embodiments of the present application.
It should be noted that, in the present specification, the embodiments are described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments may be referred to each other. The device disclosed by the embodiment corresponds to the method disclosed by the embodiment, so that the description is simple, and the relevant points can be referred to the method part for description.
It is further noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present application. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the application. Thus, the present application is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (10)
1. An OCR-based fund escrow method, comprising:
acquiring an image to be identified through a fund escrow system input interface;
recognizing the image to be recognized by utilizing an OCR recognition technology to obtain identity information of both transaction parties and property information of a seller;
inquiring the mobile phone numbers and the bank card information of the two transaction parties from a bank core system according to the identity information of the two transaction parties, and automatically inputting the mobile phone numbers and the bank card information into a fund escrow application interface of the fund escrow system;
according to the keywords in the house property information of the seller, inquiring standard house property information corresponding to the keywords from a house property information supervision department;
comparing the standard house property information with the house property information of the seller to obtain a comparison result;
and when the comparison result shows that the standard house property information is consistent with the house property information of the seller, automatically inputting the house property information of the seller into a fund escrow application interface of the fund escrow system.
2. The method as claimed in claim 1, wherein the keyword in the property information of the seller is a property certificate number of the seller's property.
3. The method of claim 1, wherein after acquiring the image to be identified via the funds escrow system input interface, the method further comprises:
and storing the image to be identified as a transaction certificate in the fund escrow system.
4. The method according to any one of claims 1 to 3, wherein after comparing the standard property information with the property information of the seller to obtain a comparison result, the method further comprises:
and when the comparison result shows that the standard property information is inconsistent with the property information of the seller, sending error reporting information through the fund escrow system, wherein the error reporting information comprises at least one of voice error reporting information, character error reporting information and picture error reporting information.
5. An OCR-based funds escrow apparatus, comprising:
the acquisition unit is used for acquiring the image to be identified through the input interface of the fund escrow system;
the recognition unit is used for recognizing the image to be recognized by utilizing an OCR recognition technology to obtain identity information of both transaction parties and property information of a seller;
the first inquiry unit is used for inquiring the mobile phone numbers and the bank card information of the two transaction parties from a bank core system according to the identity information of the two transaction parties and automatically inputting the mobile phone numbers and the bank card information into a fund escrow application interface of the fund escrow system;
the second query unit is used for querying standard property information corresponding to the keyword from a property information monitoring department according to the keyword in the property information of the seller;
the comparison unit is used for comparing the standard house property information with the house property information of the seller to obtain a comparison result;
and the input unit is used for automatically inputting the house property information of the seller into the fund escrow application interface of the fund escrow system when the comparison result shows that the standard house property information is consistent with the house property information of the seller.
6. The apparatus of claim 5, wherein the keyword in the property information of the seller is a property certificate number of the property of the seller.
7. The apparatus of claim 5, further comprising:
and the storage unit is used for storing the image to be identified as a transaction certificate in the fund escrow system.
8. The apparatus of any one of claims 5 to 7, further comprising:
and the error reporting unit is used for sending error reporting information through the fund escrow system when the comparison result shows that the standard property information is inconsistent with the property information of the seller, wherein the error reporting information comprises at least one of voice error reporting information, character error reporting information and picture error reporting information.
9. An OCR-based funds escrow apparatus, comprising: a processor, a memory, a system bus;
the processor and the memory are connected through the system bus;
the memory is to store one or more programs, the one or more programs comprising instructions, which when executed by the processor, cause the processor to perform the method of any of claims 1-4.
10. A computer-readable storage medium having stored therein instructions that, when executed on a terminal device, cause the terminal device to perform the method of any one of claims 1-4.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010555391.9A CN111709855A (en) | 2020-06-17 | 2020-06-17 | Fund escrow method, device, storage medium and equipment based on OCR |
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| Application Number | Priority Date | Filing Date | Title |
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| CN202010555391.9A CN111709855A (en) | 2020-06-17 | 2020-06-17 | Fund escrow method, device, storage medium and equipment based on OCR |
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| CN202010555391.9A Pending CN111709855A (en) | 2020-06-17 | 2020-06-17 | Fund escrow method, device, storage medium and equipment based on OCR |
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Citations (6)
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Application publication date: 20200925 |