CN110287971A - Data verification method, device, computer equipment and storage medium - Google Patents

Data verification method, device, computer equipment and storage medium Download PDF

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Publication number
CN110287971A
CN110287971A CN201910429736.3A CN201910429736A CN110287971A CN 110287971 A CN110287971 A CN 110287971A CN 201910429736 A CN201910429736 A CN 201910429736A CN 110287971 A CN110287971 A CN 110287971A
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China
Prior art keywords
certificate
image
obtains
data verification
information
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CN201910429736.3A
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Chinese (zh)
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CN110287971B (en
Inventor
张先泽
高翠亚
唐涛
王文俊
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Ping An Bank Co Ltd
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Ping An Bank Co Ltd
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Priority to CN201910429736.3A priority Critical patent/CN110287971B/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/30Information retrieval; Database structures therefor; File system structures therefor of unstructured textual data
    • G06F16/35Clustering; Classification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V10/00Arrangements for image or video recognition or understanding
    • G06V10/40Extraction of image or video features
    • G06V10/44Local feature extraction by analysis of parts of the pattern, e.g. by detecting edges, contours, loops, corners, strokes or intersections; Connectivity analysis, e.g. of connected components
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V10/00Arrangements for image or video recognition or understanding
    • G06V10/70Arrangements for image or video recognition or understanding using pattern recognition or machine learning
    • G06V10/74Image or video pattern matching; Proximity measures in feature spaces
    • G06V10/75Organisation of the matching processes, e.g. simultaneous or sequential comparisons of image or video features; Coarse-fine approaches, e.g. multi-scale approaches; using context analysis; Selection of dictionaries
    • G06V10/752Contour matching
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V30/00Character recognition; Recognising digital ink; Document-oriented image-based pattern recognition
    • G06V30/40Document-oriented image-based pattern recognition
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V40/00Recognition of biometric, human-related or animal-related patterns in image or video data
    • G06V40/10Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
    • G06V40/16Human faces, e.g. facial parts, sketches or expressions
    • G06V40/168Feature extraction; Face representation
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V40/00Recognition of biometric, human-related or animal-related patterns in image or video data
    • G06V40/10Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
    • G06V40/16Human faces, e.g. facial parts, sketches or expressions
    • G06V40/172Classification, e.g. identification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V30/00Character recognition; Recognising digital ink; Document-oriented image-based pattern recognition
    • G06V30/10Character recognition

Abstract

The invention discloses a kind of data verification method, device, computer equipment and storage mediums.If this method includes that applying type is a kind of applying type, at least two certificate images are handled using frame detection algorithm and profile alignment algorithm, obtain the corresponding objective contour image of each certificate image;Each objective contour image is input in pre-configured face matched interfaces and carries out face matching respectively, obtains face matching result;Information identification is carried out to each certificate image using certificate recognizer, obtains the corresponding perfect instrument information of each certificate image;Perfect instrument information is screened by keyword, obtains target certificate information, consistency on messaging verifying is carried out to all target certificate informations, obtains consistency checking result;If all face matching results are successful match, and consistency checking result is to be verified, then obtains the data verification being verified as a result, improving the accuracy rate of data verification efficiency and data verification.

Description

Data verification method, device, computer equipment and storage medium
Technical field
The present invention relates to field of image recognition more particularly to a kind of data verification method, device, computer equipment and storages Medium.
Background technique
Currently, verifying under scene (such as personal information application verifying, bank's application loan) certificate information in specific data To fill in be manually entered by user oneself mostly, then pass through the validity and authenticity of manual examination and verification certificate information.? Certificate information fill in it is more or more complex in the case where, manual fill message is error-prone and fills in low efficiency, when filling in letter manually Also it will have a direct impact on the accuracy rate by data verification in the case where breath error.In addition, manually being audited to certificate information, deposit The case where auditing big difficulty, low efficiency.
Summary of the invention
The embodiment of the present invention provides a kind of data verification method, device, computer equipment and storage medium, artificial to solve The problem of information that fills up a document is error-prone and low efficiency and manual examination and verification low efficiency.
A kind of data verification method, comprising:
The data verification request that client is sent is obtained, the data verification request includes applying type and the application class Corresponding at least two original certificate of type;
The original certificate is pre-processed, certificate image is obtained;
If the applying type is a kind of applying type, using frame detection algorithm and profile alignment algorithm at least two A certificate image is handled, and the corresponding objective contour image of each certificate image is obtained;
Each objective contour image is input in pre-configured face matched interfaces and carries out face respectively Match, obtains the corresponding face matching result of each objective contour image;
Information identification is carried out to each certificate image using certificate recognizer, obtains each certificate image pair The perfect instrument information answered;
The perfect instrument information is screened by keyword, obtains target certificate information, and to all mesh It marks certificate information and carries out consistency on messaging verifying, obtain consistency checking result;
If all face matching results are successful match, and the consistency checking result is to be verified, then It obtains the data verification result being verified and is sent to the client.
A kind of data verification device, comprising:
Checking request obtains module, for obtaining the data verification request of client transmission, the data verification request packet Include applying type and corresponding at least two original certificate of the applying type;
Preprocessing module obtains certificate image for pre-processing to the original certificate;
Contour images searching module uses frame detection algorithm if being a kind of applying type for the applying type At least two certificate images are handled with profile alignment algorithm, obtain the corresponding target wheel of each certificate image Wide image;
Face matching module, for each objective contour image to be input to pre-configured face matched interfaces It is middle to carry out face matching respectively, obtain the corresponding face matching result of each objective contour image;
First certificate image identification module, for carrying out information knowledge to each certificate image using certificate recognizer Not, the corresponding perfect instrument information of each certificate image is obtained;
Information sifting module obtains target certificate letter for screening by keyword to the perfect instrument information Breath, and consistency on messaging verifying is carried out to all target certificate informations, obtain consistency checking result;
First verification result obtains module, if being successful match for all face matching results, and described one Cause property verification result is to be verified, then obtains the data verification result being verified and be sent to the client.
A kind of computer equipment, including memory, processor and storage are in the memory and can be in the processing The computer program run on device, the processor realize above-mentioned data verification method when executing the computer program.
A kind of computer readable storage medium, the computer-readable recording medium storage have computer program, the meter Calculation machine program realizes above-mentioned data verification method when being executed by processor.
Above-mentioned data verification method, device, computer equipment and storage medium, by being pre-processed to original certificate, So that the certificate image obtained is clear and is direct picture, the accuracy rate of subsequent data authentication is improved.Pass through face recognition technology There is facial image at least two certificate images for determining that user uploads, to determine the applying type of user for a kind of application class Type executes the corresponding verification step of a kind of applying type.By selecting verification step corresponding with applying type to certificate image On objective contour image and target certificate information verified, with complete the authenticity and validity of original certificate are tested Card.Through the above steps, it is participated in without artificial, computer can be automatically performed the verifying to original certificate, improve data verification Efficiency, and guarantee the accuracy rate that data verification is carried out to original certificate.
Detailed description of the invention
In order to illustrate the technical solution of the embodiments of the present invention more clearly, below by institute in the description to the embodiment of the present invention Attached drawing to be used is needed to be briefly described, it should be apparent that, the accompanying drawings in the following description is only some implementations of the invention Example, for those of ordinary skill in the art, without any creative labor, can also be according to these attached drawings Obtain other attached drawings.
Fig. 1 is an application environment schematic diagram of data verification method in one embodiment of the invention;
Fig. 2 is a flow chart of data verification method in one embodiment of the invention;
Fig. 3 is a flow chart of data verification method in one embodiment of the invention;
Fig. 4 is a specific flow chart of step S12 in Fig. 2;
Fig. 5 is a specific flow chart of step S13 in Fig. 2;
Fig. 6 is a specific flow chart of step S15 in Fig. 2;
Fig. 7 is a schematic diagram of data verification device in one embodiment of the invention;
Fig. 8 is a schematic diagram of computer equipment in one embodiment of the invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation description, it is clear that described embodiments are some of the embodiments of the present invention, instead of all the embodiments.Based on this hair Embodiment in bright, every other implementation obtained by those of ordinary skill in the art without making creative efforts Example, shall fall within the protection scope of the present invention.
Data verification method provided by the present application can be applicable in the application environment such as Fig. 1, wherein it is logical to calculate client Network is crossed to be communicated with server.Client include but is not limited to various personal computers, laptop, smart phone, Tablet computer and portable wearable device.Server can use the service of the either multiple server compositions of independent server Device cluster is realized.
In one embodiment, as shown in Fig. 2, providing a kind of data verification method, the service in Fig. 1 is applied in this way It is illustrated, includes the following steps: for device
S11: the data verification request that client is sent is obtained, data verification request includes applying type and applying type pair At least two original certificates answered.
Wherein, data verification request refers to the request that the data sent to client are verified.Data in the present embodiment Checking request is specially the request verified user and apply passing related data when loan on the client.Specifically, user is in client The applying type that end selection needs, and corresponding original certificate is uploaded according to this application type, it then will be original by client Certificate is sent to corresponding server, so that server executes subsequent step.Wherein, applying type refers to loan application type, this Applying type in embodiment includes but is not limited to that personal information verifying (such as purchase plane ticket, train ticket and high guaranteed votes, is applied State's study and border tourism) and bank's application loan (fiduciary loan, automobile mortgage loan and home mortgage loan).Original certificate Refer to the certificate before the deadline determined according to applying type, as travel abroad needs identity card and passport;Border tourism needs Identity card and Hongkong and Macro's pass;Automobile mortgage loan needs identity card and driving license;Home mortgage loan needs identity card and room Produce card etc..
S12: pre-processing original certificate, obtains certificate image.
Specifically, after obtaining original certificate, server can pre-process original certificate, to obtain certificate image. Pretreatment in the present embodiment specifically includes two big steps, is respectively as follows: and 1) carries out fuzzy detection to original certificate, is uploaded with determining Original certificate it is whether clear, if clearly, thening follow the steps 2);If unintelligible, user is prompted to upload original certificate again.2) Correction process is carried out to clearly original certificate, is not the image for having tilt angle with the original certificate for determining that server obtains, It is direct picture.Correction process in the present embodiment includes but is not limited to the perspectiveTransform used in OpenCv () function.Wherein, OpenCV is the cross-platform computer vision library comprising a large amount of open sources API (interface), passes through calling Corresponding interface realizes the correction to original certificate with quick obtaining perspectiveTransform () function in OpenCV Processing.Facilitate execution by carrying out fuzzy detection and correction process to original certificate to obtain clear and positive certificate image Subsequent step.
S13: if applying type is a kind of applying type, using frame detection algorithm and profile alignment algorithm at least two A certificate image is handled, and the corresponding objective contour image of each certificate image is obtained.
A kind of applying type in the present embodiment refers to that needing to upload at least two when user applies for loan includes facial image The corresponding applying type of original certificate.Wherein, the original certificate comprising facial image includes but is not limited to identity card and driving Card.
Specifically, server by face recognition technology judge user upload at least two certificate images in whether there is Facial image, to determine the applying type of user.If there is facial image at least two certificate images, it is determined that user's Applying type is a kind of applying type;If only having a facial image in certificate image or facial image being not present, it is determined that The applying type of user is two class applying types.Wherein, two class applying types refer to the original certificate uploaded when user applies for loan In not include facial image or only one include the corresponding applying type of facial image.
When the applying type for determining user is a kind of application, then each certificate image is carried out using frame detection algorithm Detection, obtains the contour images that profile can be formed in each certificate image.Frame detection algorithm in the present embodiment can use Canny edge detection algorithm in opencv vision library, Canny edge detection algorithm are a kind of common profile lookup algorithms. Wherein, contour images refer to the image that closed contour can be formed in certificate image.
Profile since the contour images more than one of profile can be formed in certificate image, as profile can be formed on identity card Image includes national emblem and facial image.Therefore, after obtaining the contour images in certificate image, it is also necessary to be compared and be calculated using profile Method screens each contour images, obtains objective contour image corresponding with each certificate image.Wheel in the present embodiment Wide alignment algorithm refers to the size and shape for setting nominal contour, the method for being compared screening to contour images.This reality The size and shape for applying the nominal contour in example are specifically set as the shape and size of facial image on identity card or driver's license. Each certificate image is handled by frame detection algorithm and profile alignment algorithm, it is corresponding to obtain each certificate image Objective contour image, i.e. facial image on certificate image carry out really in order to execute subsequent step to objective contour image Property verifying.
S14: each objective contour image is input in pre-configured face matched interfaces and carries out face respectively Match, obtains the corresponding face matching result of each objective contour image.
Wherein, face matched interfaces refer to the interface that authenticity verification is carried out to objective contour image.It is matched by the face Objective contour image can be sent to face verification system and carry out face authenticity verification by interface.
Specifically, after obtaining the corresponding objective contour image of each certificate image, server can be by each objective contour Image is input in pre-configured face matched interfaces and carries out face matching respectively, and it is corresponding to obtain each objective contour image Face matching result.Facial image similarity in objective contour image and face matched interfaces reaches preset value, then should The corresponding face matching result of facial image is successful match;Facial image in objective contour image and face matched interfaces Similarity does not reach preset value, then the corresponding face matching result of the facial image is that matching is unsuccessful.
Further, in order to guarantee the accuracy of face matching result, the face verification system in the present embodiment is in user When uploading original certificate, face verification system can obtain the identity on identity card by the corresponding certificate image of identification identity card Number is demonstrate,proved, the information that the ID card No. is stored in public security system is then obtained by ID card No., to pass through this side Whether the facial image that formula is verified in the original certificate that user uploads is authentic and valid.
S15: information identification is carried out to each certificate image using certificate recognizer, it is corresponding to obtain each certificate image Perfect instrument information.
Wherein, certificate recognizer refers to the algorithm that information identification is carried out to certificate image.Certificate identification in the present embodiment Algorithm can use OCR image recognition technology.Perfect instrument information, which refers to, identifies certificate image by certificate recognizer The obtained text information on the certificate image.Specifically, after obtaining certificate image, server uses certificate identification to calculate first Method carries out information identification to each certificate image, obtains the corresponding text information of certificate image, is then carried by certificate image Type of credential obtain corresponding certificate stencil, based on the certificate information mark on certificate stencil, treat classifying text and divided Class identifies corresponding target certificate information to obtain each certificate information.Finally, the validity period to certificate is verified, with true The original certificate that warranty family uploads be within the effect phase, it is when determining the original certificate of user before the deadline, then original from this Perfect instrument information is obtained in the corresponding certificate image of certificate.Certificate stencil, which refers to, classifies to the text information on certificate image Template.In order to improve the accuracy rate of certificate stencil classification, the corresponding certificate stencil of each type of credential in the present embodiment.The card Part template includes certificate information mark, and the certificate identifier in the present embodiment refers to the mark for distinguishing the text information on certificate image Know.By taking identity card as an example, the corresponding certificate identifier of identity card is " name ", " gender ", " nationality ", " birth ", " address " and " has The effect phase ".
S16: screening perfect instrument information by keyword, obtains target certificate information, and demonstrate,prove all targets Part information carries out consistency on messaging verifying, obtains consistency checking result.
It specifically, can be by keyword to perfect instrument after obtaining the corresponding perfect instrument information of each certificate image Information is screened, and target certificate information is obtained.Wherein, target certificate information refers to the keyword by pre-setting to effective The information that certificate information obtains after being screened.Since the information that each certificate image needs to verify is inconsistent, this implementation The corresponding keyword setting of each certificate image is also inconsistent in example, and specific keyword setting is determine according to actual needs.Such as body It is name, gender, address, ID card No. and validity period that part, which demonstrate,proves corresponding target certificate information,;The corresponding mesh of social security card Mark certificate information is name, social security number and validity period.
After obtaining target certificate information, server can carry out consistency on messaging verifying to all target certificate informations, obtain Take consistency checking result.If the target certificate information obtained is consistent, consistency checking result is to be verified;If obtaining Target certificate information is inconsistent, then consistency checking result is that verifying does not pass through.If the certificate image of acquisition is identity card and society It protects and blocks corresponding certificate image, then the target certificate information obtained from the corresponding certificate image of identity card is name and identity card Number, the target certificate information obtained from the corresponding certificate image of social security card is name and social guarantee number, if the two Name is consistent, and ID card No. is consistent with social security number, then it represents that target certificate information is consistent, corresponding consistency Verification result is to be verified.By carrying out consistency on messaging verifying to all target certificate informations, use can be effectively verified Whether the original certificate that family uploads is authentic and valid, to ensure the legitimate rights and interests of debtor and creditor.
S17: if all face matching results are successful match, and consistency checking result is to be verified, then obtains The data verification result that is verified simultaneously is sent to client.
It specifically, is successful match in all face matching results, and consistency checking result is to be verified, then table Show user upload original certificate be it is authentic and valid, server can generate the data verification being verified as a result, and should The data verification result being verified is sent to client, so that the data verification knot that user's timely learning data verification passes through Fruit.
Step S11- step S17, by being pre-processed to original certificate, so that the certificate image obtained is clear and is positive Face image improves the accuracy rate of subsequent data authentication.At least two certificate figures that user uploads are determined by face recognition technology As there is facial image, to determine the applying type of user as a kind of applying type, execute that a kind of applying type is corresponding tests Demonstrate,prove step.By selecting verification step corresponding with applying type to the objective contour image and target certificate letter on certificate image Breath is verified, to complete to verify the authenticity and validity of original certificate.By step S11-S17, without artificial It participates in, computer can be automatically performed the verifying to original certificate, improve data verification efficiency, and guarantee to carry out original certificate The accuracy rate of data verification.
In one embodiment, each certificate image carries corresponding type of credential.Due to part original certificate (such as house property Card and driving license) it is the certificate not comprising facial image, i.e. the corresponding applying type of original certificate is not a kind of applying type, therefore Above-mentioned steps cannot be used to carry out data verification, obtain data verification result.As shown in Fig. 2, in order to not comprising facial image Certificate image carry out data verification, obtain verification result, the data verification method further include:
S21: if applying type is two class applying types, information is carried out to each certificate image using certificate recognizer Identification, obtains the corresponding perfect instrument information of each certificate image.
Specifically, if server identify user upload at least two original certificates in have one do not include face figure Picture, it is determined that the applying type of user is two class applying types.Information identification is carried out to certificate image using certificate recognizer, Obtain the corresponding perfect instrument information of certificate image.Specific implementation procedure, to avoid repeating, is repeated no more as described in step S15.
S22: it calls certificate number identification script to identify perfect instrument information, obtains certificate number.
Certificate number identification script in the present embodiment refers to the card for identification that developer is write using regular expression The script of part coding.Certificate number includes but is not limited to ID card No., property ownership certificate number, driver's license card number, the shelves of driving license Case number and social security number.Specifically, after obtaining the corresponding perfect instrument information of two class applying types, server calls Certificate number identification script, numbers the regular expression in identification script by certificate and identifies to perfect instrument information, obtain Part of collecting evidence is numbered.
S23: being sent to certificate information query interface corresponding with the type of credential that certificate image carries for certificate number, It obtains and numbers associated ID card No. with certificate.
Since certificate image includes more than one type of credential, in order to improve search efficiency, to each in the present embodiment Type of credential is provided with a corresponding certificate information query interface.Wherein, type of credential refers to the corresponding type of certificate image, packet Include but be not limited to identity card, property ownership certificate, driver's license and driving license.
Specifically, after obtaining certificate number, server is corresponding according to the corresponding type of credential selection of certificate number Certificate information query interface, and certificate is numbered, corresponding certificate information system is sent to (such as by certificate information query interface National identification card number code inquiry system, housing property management board web, driver's license inquiry system etc.), certificate information system passes through the card Part number is inquired, and numbers associated ID card No. to obtain the certificate, and the ID card No. is passed through certificate information Query interface is sent to server.
It should be noted that is, the corresponding type of credential of certificate image is identity card when certificate number is ID card No. When, in order to verify the ID card No. whether be necessary being ID card No., server is to obtain ID card No. corresponding Certificate number after, it is also desirable to ID card No. corresponding certificate number is sent to by corresponding certificate information query interface National identification card number code inquiry system obtains the certificate and numbers corresponding ID card No..If certificate information query interface is fed back Return value be an ID card No., then the ID card No. is and the certificate numbers associated ID card No.;If certificate The return value of information query interface feedback is not an ID card No., then numbers associated identity for return value as the certificate Demonstrate,prove number.By the way that certificate number is sent to certificate information query interface corresponding with type of credential, information can be effectively improved and obtained The efficiency taken also ensures the authenticity and safety of certificate number.
S24: if all ID card No. are the same ID card No., the data verification result being verified is obtained simultaneously It is sent to client.
Specifically, after obtaining different certificates and numbering associated ID card No., server can be to all bodies of acquisition Part card number carries out consistency checking, if it is the same ID card No. that all indentations, which numbers associated ID card No., Data verification result is to be verified, and indicates that the original certificate that user uploads is the same person, and be authentic and valid.? After obtaining data verification result, data verification result is sent to client by server, so that user is obtained in time by client Primary data verification result.
Step S21- step S24, if applying type is two class applying types, using certificate recognizer to certificate image Information identification is carried out, and certificate label identification script is called to identify the effective information of acquisition, obtains the card of certificate image Part number.Then certificate number is sent to certificate information query interface corresponding with the type of credential that certificate image carries, It obtains and numbers associated ID card No. with certificate, to determine the authenticity of certificate number.Finally judge all identity obtained Demonstrate,prove whether number is the same person, to verify the authenticity of the original certificate of user's upload.
In one embodiment, data verification request further includes the intention amount of money, wherein the intention amount of money refers to that user is defeated in client The amount of the loan entered.As shown in figure 3, after obtaining the data verification result being verified, data are tested in step S17 or S24 Card method further include:
S31: by the intention amount of money and perfect instrument information, audit engine is sent to by auditing interface.
Wherein, audit interface refers to that the intention amount of money and applying type for submitting user are sent to connecing for audit engine Mouthful.Audit engine refers to whether the intention amount of money for selecting corresponding loan auditing rule to audit user according to applying type meets the requirements Engine, the audit engine in the present embodiment can use drools regulation engine, faster using drools regulation engine speed, It is more efficient.Since the present embodiment is intention amount of money apply by the auditing rule that stores in audit engine to user and effective Certificate information is audited, and to determine whether the intention amount of money of user meets the requirements, therefore, is audited in the present embodiment and is set in engine The auditing rule audited to different perfect instrument information is set.Wherein, auditing rule refers to the effective card uploaded to user The rule that part information is audited.By the way that auditing rule to be stored in audit engine, the management to auditing rule is both facilitated, also The treatment effeciency audited to the intention amount of money and perfect instrument information can be improved.
Specifically, after data verification result is to be verified, data verification can be requested the intention carried gold by server Volume and perfect instrument information are sent to audit engine by auditing interface.Audit engine is getting the intention amount of money and perfect instrument After information, the lendable credit amount of user met the requirements can be determined first according to perfect instrument information.Wherein, debt-credit gold Volume refers to the amount of money that the user obtained according to audit engine to the verifying of perfect instrument information can borrow or lend money.
S32: it obtains after audit engine is assessed based on the intention amount of money and the corresponding auditing rule of perfect instrument information and obtains The amount of money assessment result arrived, and amount of money assessment result is sent to client by data verification request.
Wherein, amount of money assessment result refers to the size for comparing credit amount and the intention amount of money, to determine whether to agree to according to meaning The result borrowed or lent money to the amount of money.When credit amount is more than or equal to the intention amount of money, then amount of money assessment result is that assessment passes through; When credit amount is less than the intention amount of money, then amount of money assessment result is that assessment does not pass through.
Specifically, after audit engine obtains amount of money assessment result by the audit of auditing rule, the amount of money can be assessed and is tied Fruit returns to server by auditing result, amount of money assessment result is sent to client by data verification request, to use Family is in client timely learning amount of money assessment result.
The intention amount of money and perfect instrument information are sent to audit engine by audit interface by step S31- step S32, with Improve the treatment effeciency audited to the intention amount of money and perfect instrument information.Engine is audited after obtaining amount of money assessment result, The amount of money assessment result can be sent to server, so that amount of money assessment result is sent to by server by data verification request Client facilitates user's timely learning amount of money assessment result.
In one embodiment, as shown in figure 4, step S12, pre-processes original certificate, certificate image is obtained, specifically Include the following steps:
S121: gray processing processing is carried out to original certificate, obtains gray level image.
Due to that may include multiple color in original certificate, in order to effectively reduce the subsequent treating capacity to data, with quick The corresponding certificate image of original certificate is obtained, then needs to carry out gray processing processing to original certificate.Wherein, gray processing processing, which refers to, is Convert colored original certificate image to the processing of gray level image.Gray level image is 256 between one kind has from black to white The monochrome image of grade gray scale colour gamut or grade.
Specifically, after obtaining original certificate, server carries out gray processing to original certificate by gray processing Processing Algorithm Processing obtains gray level image.Wherein, gray processing Processing Algorithm refers to the algorithm to the progress gray processing processing in original certificate.This The algorithm of gray processing processing in embodiment includes but is not limited to use maximum value process, mean value method and weighted average method.
S122: process of convolution is carried out to gray level image using Laplace operator, obtains process of convolution data.
Specifically, after obtaining gray level image, the present embodiment rolls up gray level image using the Laplace operator of 3x3 Product processing, obtains process of convolution data.
S123: function is calculated using standard deviation, process of convolution data is calculated, it is corresponding to obtain process of convolution data Standard deviation, and by handling standard deviation, obtain the corresponding variance of standard deviation.
Specifically, after obtaining process of convolution data, services use standard difference calculates function std2 () function to convolution Processing data are calculated, and the corresponding standard deviation of process of convolution data is obtained, and by handling standard deviation, obtain standard The corresponding variance of difference.
S124: variance is compared with Fuzzy Threshold, if variance is greater than or equal to Fuzzy Threshold, passes through the rectification function Correction process is carried out to original certificate, obtains certificate image.
Wherein, Fuzzy Threshold refers to pre-set for judging the value whether variance meets the requirements.Specifically, it is obtaining After variance, variance is compared with Fuzzy Threshold, if variance is greater than or equal to Fuzzy Threshold, then it represents that user uploads original Certificate is clearly, the step of carrying out correction process to original certificate by the rectification function can be executed, to obtain acquisition certificate Image;If variance be less than Fuzzy Threshold, then it represents that user upload original certificate be it is unsharp, need to upload again.
Step S121- step S124, by carrying out gray processing processing to original certificate, and using Laplace operator to ash It spends image and carries out process of convolution, to calculate the corresponding standard deviation of original certificate, so that variance is obtained, the variance that then will acquire It is compared with the Fuzzy Threshold pre-set, completes the fuzzy detection to original certificate.If server judges original certificate It is clearly, then correction process to be carried out to clearly original certificate and improve subsequent number to obtain clear and positive certificate image According to the accuracy rate of verifying.
In one embodiment, as shown in figure 5, step S13, using frame detection algorithm and profile alignment algorithm to each card Part image is handled, and is obtained objective contour image corresponding with each certificate image, is specifically comprised the following steps:
S131: detecting certificate image using frame detection algorithm, obtain certificate image it is corresponding at least one have Imitate contour images.
Frame detection algorithm used in the present embodiment refers to the Canny edge detection algorithm in opencv vision library, Canny Edge detection algorithm is a kind of common profile lookup algorithm.
Specifically, after obtaining certificate image, certificate image is detected using frame detection algorithm, obtains certificate figure As at least one corresponding effective contour image.Wherein, effective contour image refers to the figure that enclosed region can be formed in certificate image Picture.
S132: traversing effective contour image using the nominal contour in profile alignment algorithm, acquisition and standard wheels Wide matched effective contour image is as objective contour image.
Since there are many data that can form enclosed region (i.e. profile) in a certificate image, as can be with shape on identity card What it is at enclosed region includes but is not limited to therefore facial image, national emblem image and identity card card profile are obtaining effective contour After image, the effective contour image and nominal contour that need to will acquire using profile alignment algorithm carry out the ratio of shape and size Compared with when the shape and size and nominal contour of effective contour image are coincide, it is determined that the corresponding image of effective contour image For objective contour image.Wherein, profile alignment algorithm refers to the size and shape for setting nominal contour, for effective contour figure Algorithm as being compared screening.
Specifically, after determining effective contour image, the type of credential selection and type of credential that are carried based on certificate image Corresponding profile alignment algorithm detects effective contour image, if the result of profile alignment algorithm output is true, it is determined that The effective contour image is the objective contour needed, continues to execute subsequent step;If the result of profile alignment algorithm output is vacation, It then determines the objective contour that the effective contour image is not required to, subsequent processing no longer is carried out to the effective contour image.
Step S131- step S132, detects certificate image by using frame detection algorithm, obtains effective contour Image, and effective contour image is matched using nominal contour, objective contour image is obtained, to improve subsequent data authentication Accuracy rate.
In one embodiment, certificate image carries type of credential, as shown in fig. 6, step S15, is identified using certificate and calculated Method carries out information identification to each certificate image, obtains the corresponding target certificate information of each certificate image, specifically includes as follows Step:
S151: positioning the text in certificate image using text detection network model, obtains each in certificate image The corresponding text box of character area, and text box is cut, obtain image to be classified.
Wherein, text detection network model (Connectionist Text Proposal Network, abbreviation CTPN) mould Type is a kind of commonly for carrying out the model of pictograph positioning, and text monitoring network model can be positioned quickly and accurately The position of text in the picture.Text box refers to the rectangle obtained when positioning by CTPN model to the text on certificate image Frame.
Specifically, after obtaining certificate image, the text in certificate image is determined using text detection network model Position obtains the corresponding text box of each character area in certificate image.By the upper left position coordinate of each text box and the lower right corner Position coordinates calculate the length and width of text box by positioning coordinate as positioning coordinate.Then according to positioning coordinate, text The length and width of this frame cuts certificate image, obtains image to be classified.
S152: Text region is carried out to image to be classified using image recognition technology, obtains text to be sorted.
Image recognition technology in the present embodiment can use OCR image recognition technology.Specifically, figure to be sorted is being obtained As after, classifying text is treated using OCR image recognition technology and carries out Text region, obtains text to be sorted.Wherein, text to be sorted This refers to the text that Text region acquisition is carried out to image to be classified.Classifying text, which is treated, by OCR image recognition technology carries out text Word identification can be improved computer and treat accuracy rate and efficiency that classifying text carries out Text region.
S153: the type of credential carried based on certificate image obtains certificate stencil corresponding with type of credential.
Specifically, after obtaining text to be sorted, the type of credential carried by certificate image, acquisition is stored in advance in clothes The certificate stencil being engaged in device, provides data source for subsequent step.
S154: treating classifying text based on the certificate identifier on certificate stencil and classify, and it is corresponding to obtain certificate image Perfect instrument information.
Specifically, after obtaining certificate stencil, classifying text is treated based on the certificate identifier on certificate stencil and is classified, Text to be sorted and certificate identifier are corresponded, the perfect instrument information on certificate image is obtained, guarantees perfect instrument information Accuracy and integrality.
Step S151- step S154, is first passed through and is determined using text detection network model the text in certificate image Position obtains the corresponding text box of each character area in certificate image, and cuts to text box, obtains image to be classified, with Guarantee the integrality of text to be sorted.Then classifying text is treated using the certificate identifier on certificate stencil to classify, obtain Complete and accurate perfect instrument information.If obtaining the corresponding text box of each character area without using text detection network model, It directlys adopt image recognition technology and Text region is carried out to image to be classified, then may result in that each certificate identifier is corresponding to be had There is the case where text omission or text misclassification in effect certificate information.Therefore, using step S151- step S154 to each certificate Image, which carries out information identification, can effectively improve the accuracy rate and integrality of target certificate information.
Data verification method provided by the present application, by being pre-processed to original certificate, so that the certificate image obtained Clearly and it is direct picture, improves the accuracy rate of subsequent data authentication.Determine that user uploads at least by face recognition technology Two certificate images whether there is facial image, to determine the applying type of user, if at least two certificate images have people Face image, it is determined that the applying type of user is a kind of applying type, executes the corresponding verification step of a kind of applying type.If extremely Only one comprising facial image or does not include facial image in few two certificate images, it is determined that the applying type of user is Two class applying types execute the corresponding verification step of two class applying types.By selecting verification step corresponding with applying type Data on certificate image are verified, with complete to the authenticity of original certificate and validity into verifying, and guarantee The reliability and accuracy of data verification.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present invention constitutes any limit It is fixed.
In one embodiment, a kind of data verification device is provided, which tests with data in above-described embodiment Card method corresponds.As shown in fig. 7, the data verification device includes that checking request obtains module 11, preprocessing module 12, wheel Wide image searching module 13, face matching module 14, the first certificate image identification module 15, information sifting module 16 and first are tested It demonstrate,proves result and obtains module 17.Detailed description are as follows for each functional module:
Checking request obtains module 11, and for obtaining the data verification request of client transmission, data verification request includes Applying type and corresponding at least two original certificate of applying type.
Preprocessing module 12 obtains certificate image for pre-processing to original certificate.
Contour images searching module 13, if being a kind of applying type for applying type, using frame detection algorithm and Profile alignment algorithm handles at least two certificate images, obtains the corresponding objective contour image of each certificate image.
Face matching module 14, for each objective contour image to be input in pre-configured face matched interfaces Face matching is carried out respectively, obtains the corresponding face matching result of each objective contour image.
First certificate image identification module 15, for carrying out information knowledge to each certificate image using certificate recognizer Not, the corresponding perfect instrument information of each certificate image is obtained.
Information sifting module 16, for being screened by keyword to perfect instrument information, acquisition target certificate information, And consistency on messaging verifying is carried out to all target certificate informations, obtain consistency checking result.
First verification result obtains module 17, if being successful match for all face matching results, and consistency is tested Card result is to be verified, then obtains the data verification result being verified and be sent to client.
Further, which further includes the second certificate image identification module 21, certificate number identification module 22, certificate numbering module 23 and the second verification result obtain module 24.
Second certificate image identification module 21 is calculated if being two class applying types for applying type using certificate identification Method carries out information identification to each certificate image, obtains the corresponding perfect instrument information of each certificate image.
Certificate number identification module 22 is obtained for calling certificate number identification script to identify perfect instrument information Part of collecting evidence is numbered.
Certificate numbering module 23, it is corresponding with the type of credential that certificate image carries for being sent to certificate number Certificate information query interface, obtain and number associated ID card No. with certificate.
Second verification result obtains module 24, if being the same ID card No. for all ID card No., obtains The data verification result that is verified simultaneously is sent to client.
Further, after the first verification result obtains module 17 or the second verification result obtains module 24, the number It further include that audit data transmission blocks and auditing result obtain module according to verifying device.
Data transmission blocks are audited, for being sent to audit by auditing interface for the intention amount of money and perfect instrument information Engine.
Auditing result obtains module, is based on the intention amount of money and the corresponding audit of perfect instrument information for obtaining audit engine The amount of money assessment result that rule obtains after being assessed, and amount of money assessment result is sent to client by data verification request End.
Further, preprocessing module 12 includes gray processing processing unit, convolution processing unit, computing unit and certificate figure As acquiring unit
Gray processing processing unit obtains gray level image for carrying out gray processing processing to original certificate.
Convolution processing unit obtains process of convolution for carrying out process of convolution to gray level image using Laplace operator Data.
Computing unit calculates process of convolution data for calculating function using standard deviation, obtains process of convolution number According to corresponding standard deviation, and by handling standard deviation, the corresponding variance of standard deviation is obtained.
Certificate image acquiring unit, for variance to be compared with Fuzzy Threshold, if variance is greater than or equal to fuzzy threshold Value then carries out correction process to original certificate by the rectification function, obtains certificate image.
Further, contour images searching module 13 includes frame detection unit and effective contour screening unit.
It is corresponding to obtain certificate image for detecting using frame detection algorithm to certificate image for frame detection unit At least one effective contour image.
Effective contour screening unit, for using the nominal contour in profile alignment algorithm to the progress time of effective contour image It goes through, obtains with the matched effective contour image of nominal contour as objective contour image.
Further, the first certificate image identification module 15 or the second certificate image identification module 21 include text location Unit, word recognition unit, certificate stencil acquiring unit and perfect instrument information acquisition unit.
Text location unit is obtained for being positioned using text detection network model to the text in certificate image The corresponding text box of each character area in certificate image, and text box is cut, obtain image to be classified.
Word recognition unit obtains to be sorted for carrying out Text region to image to be classified using image recognition technology Text.
Certificate stencil acquiring unit, the type of credential for being carried based on certificate image are obtained corresponding with type of credential Certificate stencil.
Perfect instrument information acquisition unit is divided for treating classifying text based on the certificate identifier on certificate stencil Class obtains the corresponding perfect instrument information of certificate image.
Specific about data verification device limits the restriction that may refer to above for data verification method, herein not It repeats again.Modules in above-mentioned data verification device can be realized fully or partially through software, hardware and combinations thereof.On Stating each module can be embedded in the form of hardware or independently of in the processor in computer equipment, can also store in a software form In memory in computer equipment, the corresponding operation of the above modules is executed in order to which processor calls.
In one embodiment, a kind of computer equipment is provided, which can be server, internal junction Composition can be as shown in Figure 8.The computer equipment include by system bus connect processor, memory, network interface and Database.Wherein, the processor of the computer equipment is for providing calculating and control ability.The memory packet of the computer equipment Include non-volatile memory medium, built-in storage.The non-volatile memory medium is stored with operating system, computer program and data Library.The built-in storage provides environment for the operation of operating system and computer program in non-volatile memory medium.The calculating The data that the database of machine equipment is related in verification method for storing data.The network interface of the computer equipment be used for External terminal passes through network connection communication.To realize a kind of data verification method when the computer program is executed by processor.
In one embodiment, a kind of computer equipment is provided, including memory, processor and storage are on a memory And the computer program that can be run on a processor, processor realize the data verification of above-described embodiment when executing computer program Method, such as the step of step S11- shown in Fig. 2 S17 perhaps step shown in step S21- step S24 or Fig. 3 to Fig. 6, To avoid repeating, which is not described herein again.Alternatively, processor realizes this embodiment of data verification device when executing computer program In each module/unit function, such as module shown in Fig. 7 11 to module 17 function or module 21 to module 24 Function, to avoid repeating, which is not described herein again.
In one embodiment, a kind of computer readable storage medium is provided, computer program is stored thereon with, is calculated Machine program realizes the data verification method of above-described embodiment when being executed by processor, for example, the step of step S11- shown in Fig. 2 S17 or Step shown in person's step S21- step S24 or Fig. 3 to Fig. 6, to avoid repeating, which is not described herein again.Alternatively, calculating The function of each module/unit in this embodiment of data verification device, such as Fig. 7 institute are realized when machine program is executed by processor The module 11 shown to module 17 function or module 21 to the function of module 24, to avoid repeating, which is not described herein again.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with Relevant hardware is instructed to complete by computer program, the computer program can be stored in a non-volatile computer In read/write memory medium, the computer program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein, To any reference of memory, storage, database or other media used in each embodiment provided herein, Including non-volatile and/or volatile memory.Nonvolatile memory may include read-only memory (ROM), programming ROM (PROM), electrically programmable ROM (EPROM), electrically erasable ROM (EEPROM) or flash memory.Volatile memory may include Random access memory (RAM) or external cache.By way of illustration and not limitation, RAM is available in many forms, Such as static state RAM (SRAM), dynamic ram (DRAM), synchronous dram (SDRAM), double data rate sdram (DDRSDRAM), enhancing Type SDRAM (ESDRAM), synchronization link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM (RDRAM), direct memory bus dynamic ram (DRDRAM) and memory bus dynamic ram (RDRAM) etc..
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each function Can unit, module division progress for example, in practical application, can according to need and by above-mentioned function distribution by different Functional unit, module are completed, i.e., the internal structure of described device is divided into different functional unit or module, more than completing The all or part of function of description.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations;Although referring to aforementioned reality Applying example, invention is explained in detail, those skilled in the art should understand that: it still can be to aforementioned each Technical solution documented by embodiment is modified or equivalent replacement of some of the technical features;And these are modified Or replacement, the spirit and scope for technical solution of various embodiments of the present invention that it does not separate the essence of the corresponding technical solution should all It is included within protection scope of the present invention.

Claims (10)

1. a kind of data verification method characterized by comprising
The data verification request that client is sent is obtained, the data verification request includes applying type and the applying type pair At least two original certificates answered;
The original certificate is pre-processed, certificate image is obtained;
If the applying type is a kind of applying type, using frame detection algorithm and profile alignment algorithm at least two institutes It states certificate image to be handled, obtains the corresponding objective contour image of each certificate image;
Each objective contour image is input in pre-configured face matched interfaces and carries out face matching respectively, is obtained Take the corresponding face matching result of each objective contour image;
Information identification is carried out to each certificate image using certificate recognizer, it is corresponding to obtain each certificate image Perfect instrument information;
The perfect instrument information is screened by keyword, obtains target certificate information, and demonstrate,prove all targets Part information carries out consistency on messaging verifying, obtains consistency checking result;
If all face matching results are successful match, and the consistency checking result is to be verified, then obtains The data verification result that is verified simultaneously is sent to the client.
2. data verification method as described in claim 1, which is characterized in that the certificate image carries type of credential;Institute State data verification method further include:
If the applying type is two class applying types, information is carried out to each certificate image using certificate recognizer Identification obtains the corresponding perfect instrument information of each certificate image;
It calls certificate number identification script to identify the perfect instrument information, obtains certificate number;
Certificate number is sent to certificate information query interface corresponding with the type of credential that the certificate image carries, It obtains and numbers associated ID card No. with the certificate;
If all ID card No. are the same ID card No., obtain the data verification result being verified and send To client.
3. data verification method as claimed in claim 1 or 2, which is characterized in that the data verification request further includes intention The amount of money;After the data verification result for obtaining and being verified, the data verification method further include:
By the intention amount of money and the perfect instrument information, audit engine is sent to by auditing interface;
The audit engine is obtained to be assessed based on the intention amount of money and the corresponding auditing rule of the perfect instrument information The amount of money assessment result obtained afterwards, and the amount of money assessment result is sent to client by data verification request.
4. data verification method as described in claim 1, which is characterized in that it is described that the original certificate is pre-processed, Obtain certificate image, comprising:
Gray processing processing is carried out to the original certificate, obtains gray level image;
Process of convolution is carried out to the gray level image using Laplace operator, obtains process of convolution data;
Function is calculated using standard deviation to calculate the process of convolution data, obtains the corresponding mark of the process of convolution data It is quasi- poor, and by handling the standard deviation, obtain the corresponding variance of the standard deviation;
The variance is compared with Fuzzy Threshold, if the variance is greater than or equal to the Fuzzy Threshold, passes through correction Function carries out correction process to the original certificate, obtains certificate image.
5. data verification method as described in claim 1, which is characterized in that described to be compared using frame detection algorithm and profile Algorithm handles at least two certificate images, obtains the corresponding objective contour image of each certificate image, packet It includes:
The certificate image is detected using frame detection algorithm, obtain the certificate image it is corresponding at least one effectively Contour images;
The effective contour image is traversed using the nominal contour in profile alignment algorithm, is obtained and the nominal contour Matched effective contour image is as objective contour image.
6. data verification method as claimed in claim 1 or 2, which is characterized in that described to use certificate recognizer to each The certificate image carries out information identification, obtains the corresponding perfect instrument information of each certificate image, comprising:
The text in the certificate image is positioned using text detection network model, obtains each text in the certificate image The corresponding text box in block domain, and the text box is cut, obtain image to be classified;
Text region is carried out to the image to be classified using image recognition technology, obtains text to be sorted;
Based on the type of credential that the certificate image carries, certificate stencil corresponding with the type of credential is obtained;
Classified based on the certificate identifier on the certificate stencil to the text to be sorted, it is corresponding to obtain the certificate image Perfect instrument information.
7. a kind of data verification device characterized by comprising
Checking request obtains module, and for obtaining the data verification request of client transmission, the data verification request includes Shen It please type and corresponding at least two original certificate of the applying type;
Preprocessing module obtains certificate image for pre-processing to the original certificate;
Contour images searching module uses frame detection algorithm and wheel if being a kind of applying type for the applying type Wide alignment algorithm handles at least two certificate images, obtains the corresponding objective contour figure of each certificate image Picture;
Face matching module divides for each objective contour image to be input in pre-configured face matched interfaces Not carry out face matching, obtain the corresponding face matching result of each objective contour image;
First certificate image identification module, for carrying out information identification to each certificate image using certificate recognizer, Obtain the corresponding perfect instrument information of each certificate image;
Information sifting module, for being screened by keyword to the perfect instrument information, acquisition target certificate information, and Consistency on messaging verifying is carried out to all target certificate informations, obtains consistency checking result;
First verification result obtains module, if being successful match for all face matching results, and the consistency Verification result is to be verified, then obtains the data verification result being verified and be sent to the client.
8. data verification device as claimed in claim 7, which is characterized in that the data verification device further include:
Second certificate image identification module uses certificate recognizer if being two class applying types for the applying type Information identification is carried out to the certificate image, obtains the corresponding perfect instrument information of each certificate image;
Certificate number identification module is obtained for calling certificate number identification script to identify the perfect instrument information Certificate number;
Certificate numbering module, it is opposite with the type of credential that the certificate image carries for being sent to certificate number The certificate information query interface answered obtains and numbers associated ID card No. with the certificate;
Second verification result obtains module, if being the same ID card No. for all ID card No., acquisition is tested It demonstrate,proves the data verification result passed through and is sent to client.
9. a kind of computer equipment, including memory, processor and storage are in the memory and can be in the processor The computer program of upper operation, which is characterized in that the processor realized when executing the computer program as claim 1 to Any one of 6 data verification methods.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists In realization data verification method as described in any one of claim 1 to 6 when the computer program is executed by processor.
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