CN111680971B - Commission calculating system and method - Google Patents

Commission calculating system and method Download PDF

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CN111680971B
CN111680971B CN202010451835.4A CN202010451835A CN111680971B CN 111680971 B CN111680971 B CN 111680971B CN 202010451835 A CN202010451835 A CN 202010451835A CN 111680971 B CN111680971 B CN 111680971B
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CN111680971A (en
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焦晓玉
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Taikang Insurance Group Co Ltd
Taikang Pension Insurance Co Ltd
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Taikang Insurance Group Co Ltd
Taikang Pension Insurance Co Ltd
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    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance
    • Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
    • Y02P—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN THE PRODUCTION OR PROCESSING OF GOODS
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    • Y02P90/30—Computing systems specially adapted for manufacturing

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Abstract

The embodiment of the invention provides a commission calculation system and a commission calculation method. The commission calculation system comprises a contract subsystem, a rule configuration subsystem and a calculation subsystem; the contract subsystem is used for storing contract information of the target order; the contract information at least comprises the order type of the target order; the rule configuration subsystem is used for acquiring the order type of the target order from the contract subsystem and determining a commission calculation rule corresponding to the target order; wherein the commission calculation rule comprises first target data, second target data and a commission calculation formula corresponding to the order type; the calculation subsystem is used for calculating the commission total amount of the target order according to the commission calculation formula, the first target data and the second target data. The invention solves the problems of complicated flow, easy error and higher labor cost in the prior art that the commission is processed by adopting a manual account setting mode in the field of security products.

Description

Commission calculating system and method
Technical Field
The present invention relates to the field of data processing technologies, and in particular, to a commission calculation system and method.
Background
Currently, in the field of security products, commissions are calculated and issued to business operators by year, usually by means of manual ledgers. However, the prize of the insurance product involves a large and complex amount of data of parameters; taking the pension insurance product as an example, the commission of the pension insurance product is related to the product type, the customer scale, the contract amount, the business mode of contract signing, the management rate of contract signing, the initial payment of the customer, the renewal payment, the age and the planned starting time, and the like, wherein a large number of parameters are acquired, the calculation process is complex, and the calculation process is time-consuming.
Therefore, the commission is processed by adopting a manual account setting mode, the flow is complex, errors are easy to occur, and the labor cost is high.
Disclosure of Invention
The embodiment of the invention provides a commission calculation system and a commission calculation method, which are used for solving the problems that the commission is processed by adopting a manual account setting mode, the flow is complex, errors are easy to occur and the labor cost is high in the prior art in the field of security products.
In one aspect, an embodiment of the present invention provides a commission calculation system including a contract subsystem, a rule configuration subsystem, and a calculation subsystem, the contract subsystem configured to store contract information for a target order; the contract information at least comprises the order type of the target order;
The rule configuration subsystem is used for acquiring the order type of the target order from the contract subsystem and determining a commission calculation rule corresponding to the target order; wherein the commission calculation rule comprises first target data, second target data and a commission calculation formula corresponding to the order type;
the calculation subsystem is used for calculating the commission total amount of the target order according to the commission calculation formula, the first target data and the second target data;
wherein the rule configuration subsystem comprises:
the first configuration module is used for determining that the commission calculation rule corresponding to the target order is a first calculation rule if the order type is a first order type; in the first calculation rule, the first target data is a winning base number of the target order, the second target data is a winning coefficient of the target order, and the commission calculation formula is a first calculation formula;
the second configuration module is used for determining that the commission calculation rule corresponding to the target order is a second calculation rule if the order type is a second order type; in the second calculation rule, the first target data is an initial fee acquisition cost base of the target order, the second target data is a manager reward acquisition cost base of the target order, and the commission calculation formula is a second calculation formula.
On the other hand, the embodiment of the invention also provides a commission calculation method which is applied to the commission calculation system, and the method comprises the following steps:
acquiring contract information of a target order; the contract information at least comprises the order type of the target order;
determining a commission calculation rule corresponding to the target order according to the order type; wherein the commission calculation rule comprises first target data, second target data and a commission calculation formula corresponding to the order type;
calculating a commission total of the target order according to the commission calculation formula, the first target data and the second target data;
the determining a commission calculation rule corresponding to the target order according to the order type comprises the following steps:
if the order type is the first order type, determining a commission calculation rule corresponding to the target order as a first calculation rule; in the first calculation rule, the first target data is a winning base number of the target order, the second target data is a winning coefficient of the target order, and the commission calculation formula is a first calculation formula;
if the order type is the second order type, determining a commission calculation rule corresponding to the target order as a second calculation rule; in the second calculation rule, the first target data is an initial fee acquisition cost base of the target order, the second target data is a manager reward acquisition cost base of the target order, and the commission calculation formula is a second calculation formula.
In yet another aspect, an embodiment of the present invention further provides an electronic device including a memory, a processor, and a computer program stored on the memory and executable on the processor, the processor implementing the steps in the commission calculation method as described above when executing the computer program.
In yet another aspect, embodiments of the present invention also provide a computer-readable storage medium having a computer program stored thereon, which when executed by a processor, implements the steps of the commission calculation method as described above.
According to the embodiment of the invention, the commission calculation rule corresponding to the target order is determined according to the order type in the contract information by acquiring the contract information of the target order; then, according to the commission calculation formula, the first target data and the second target data, the commission total amount of the target order is automatically calculated, and compared with manual calculation, the commission is calculated based on computer equipment, so that the accuracy is higher; the calculation process is simple, manual interference is not needed, and the labor cost is saved; and the commission calculation rules can be preset according to insurance products of different order types, so that the calculation rules are close to the characteristics of the products.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings that are needed in the description of the embodiments of the present invention will be briefly described below, it being obvious that the drawings in the following description are only some embodiments of the present invention, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.
FIG. 1 is a block diagram of a commission calculation system provided by an embodiment of the invention;
FIG. 2 is a schematic diagram of a first example of an embodiment of the present invention;
FIG. 3 is a flowchart illustrating steps of a commission calculation method according to an embodiment of the present invention;
fig. 4 is a block diagram of an electronic device according to an embodiment of the present invention.
Detailed Description
The following description of the embodiments of the present invention will be made clearly and fully with reference to the accompanying drawings, in which it is evident that the embodiments described are some, but not all embodiments of the invention. All other embodiments, which can be made by those skilled in the art based on the embodiments of the invention without making any inventive effort, are intended to be within the scope of the invention.
It should be appreciated that reference throughout this specification to "one embodiment" or "an embodiment" means that a particular feature, structure or characteristic described in connection with the embodiment is included in at least one embodiment of the present invention. Thus, the appearances of the phrases "in one embodiment" or "in an embodiment" in various places throughout this specification are not necessarily all referring to the same embodiment. Furthermore, the particular features, structures, or characteristics may be combined in any suitable manner in one or more embodiments.
In various embodiments of the present invention, it should be understood that the sequence numbers of the following processes do not mean the order of execution, and the order of execution of the processes should be determined by the functions and internal logic, and should not constitute any limitation on the implementation process of the embodiments of the present invention.
Referring to FIG. 1, one embodiment of the present invention provides a commission calculation system comprising a contract subsystem 101, a rule configuration subsystem 102, and a calculation subsystem 103, the contract subsystem 101 for storing contract information for a target order; the contract information at least comprises the order type of the target order.
Wherein the target order is an order for the insurance product for which the commission is to be calculated, the target order may include one or more insurance products; contract information records contract content of a target order; alternatively, the contract information may be obtained from a contract recording system of an insurance product provider (typically an insurance company).
The contract information includes at least an order type of the target order, which may be, for example, a pension insurance product, or a business annuity or pension insurance product.
Specifically, the pension guarantee product takes pension insurance companies as managers, receives the consignment of consignors, provides pension guarantee and fund management service related to pension guarantee for the pension insurance products, and comprises service matters such as scheme design, trusted management, account management, investment management, treatment payment, salary delay, welfare plan, talent incentive and the like.
The enterprise annuity is a supplementary annuity system which is established by enterprises according to the own economical strength and the economic condition besides the forced annuity, and aims to provide a certain extent of retirement income guarantee for the staff of the enterprises.
The rule configuration subsystem 102 is configured to obtain an order type of the target order from the contract subsystem 101, and determine a commission calculation rule corresponding to the target order; wherein the commission calculation rule comprises first target data, second target data and a commission calculation formula corresponding to the order type.
The commission, namely the prize amount, refers to the fact that a salesperson (or agent) of an insurance product provider introduces or agents the insurance product provider of the insurance product with the relevant service of the insurance product, and the insurance product provides a payment paid to the salesperson.
A commission calculation rule is determined based on the order type of the target order, the commission calculation rule including first target data, second target data, and a commission calculation formula used in calculating the commission for the target order, and the commission calculation rule being different for different order types.
It is understood that the first target data and the second target data may be data of contract information, or may be calculated according to data in the contract information.
The computing subsystem 103 is configured to calculate a commission total for the target order based on the commission calculation formula, the first target data, and the second target data.
Wherein, after determining the commission calculation rule, calculating a commission total amount of the target order according to a commission calculation formula, the first target data and the second target data; specifically, the total amount of commissions is the total commission generated by the target order, which may include multiple operators, and the commission of each operator may be distributed according to a preset distribution ratio.
Alternatively, a commission calculation period may be set, which may be one month, one quarter, one year, or the like; a commission calculation is performed once per calculation period. Thus, the total amount of commission for each target order is calculated based on the commission calculation rules, and the calculation process is automated without manual calculation.
Wherein the rule configuration subsystem 102 comprises:
the first configuration module 1021 is configured to determine, if the order type is a first order type, a commission calculation rule corresponding to the target order as a first calculation rule; in the first calculation rule, the first target data is a winning base number of the target order, the second target data is a winning coefficient of the target order, and the commission calculation formula is a first calculation formula.
In the first calculation rule, the first target data is a winning base number of the target order, the second target data is a winning coefficient of the target order, and the commission calculation formula is a first calculation formula.
If the order type is the first order type, the first target data is a winning base number, and the second target coefficient is a winning coefficient; the prize drawing coefficient is a prize drawing coefficient of a planning year in which the current prize drawing period is located, and specifically, the planning year is an annual numerical value included between the effective starting time of the target order and the current time; for example, the effective starting time is 2010, the prize-drawing period is one year, the commission of 2019 is currently calculated, and the planned year is 9.
It can be appreciated that the prize drawing base number and the prize drawing coefficient of the target order can be obtained by calculating the data in the contract information.
A second configuration module 1022, configured to determine, if the order type is a second order type, that a commission calculation rule corresponding to the target order is a second calculation rule; in the second calculation rule, the first target data is an initial fee acquisition cost base of the target order, the second target data is a manager reward acquisition cost base of the target order, and the commission calculation formula is a second calculation formula.
In the second calculation rule, the first target data is an initial fee acquisition cost base of the target order, the second target data is a manager reward acquisition cost base of the target order, and the commission calculation formula is a second calculation formula.
If the order type is the second order type, the first target data is an initial expense acquisition cost base, and the second target coefficient is a manager payment acquisition cost base; the initial expense acquisition cost base is the real initial expense acquisition cost base; the manager payment acquisition cost base is the real collection manager payment acquisition cost base;
The manager payment acquisition cost base and the real collection initial fee acquisition cost base can be obtained through calculation through data in contract information.
In the embodiment of the invention, contract information of a target order is acquired through a contract subsystem 101; the rule configuration subsystem 102 determines a commission calculation rule calculation subsystem 103 corresponding to the target order according to the order type in the contract information, automatically calculates a commission total amount of the target order according to the commission calculation formula, the first target data and the second target data, calculates commissions based on computer equipment, and has higher accuracy compared with manual calculation; the calculation process is simple, manual interference is not needed, and the labor cost is saved; and the commission calculation rules can be preset according to insurance products of different order types, so that the calculation rules are close to the characteristics of the products. The invention solves the problems of complicated flow, easy error and higher labor cost in the prior art that the commission is processed by adopting a manual account setting mode in the field of security products.
Optionally, in the embodiment of the present invention, the first order type is divided into at least two primary sub-types according to a planned starting time and/or a planned execution duration of the order; the planned start time is the start execution time of the insurance product provided in the target order, and the planned execution time is the execution time of the insurance product provided in the target order (the time is a year); the target order of the first order type is divided into at least two primary sub-types according to the planned starting time and/or the planned execution time length, and the commission calculation rules of staff in different orders are flexibly configured by distinguishing different primary sub-types.
Each primary subtype is divided into at least two secondary subtypes according to the product types of orders; in each primary subtype, the product types of the orders are divided into at least two secondary subtypes, optionally, taking enterprise annuity products as examples, wherein the secondary subtypes comprise trusted service, managed service, administration service and/or account management service; specifically, the trusted service refers to a legal trusted authority that accepts enterprise commitments, manages the annuity funds of the enterprise; the escrow business refers to a banking institution which receives the consignee and escrow the annuity fund property of the enterprise; accounting management business refers to a professional institution that receives consignee commitments, accounting accounts; the management service refers to the consignee consigned of the receiving receiver to invest the annual gold of the enterprise, so as to realize the asset increment.
While the insurance product provider in the above embodiments of the invention may be a delegate, a ledger and/or a caretaker.
Typically, an enterprise can only select one delegate, one ledger, but can select multiple payers, such as dividing the annuity into multiple payers to invest in a proportional manner.
It will be appreciated that the contract information includes a primary subtype and a secondary subtype of the target order; or the contract information includes the planned starting time, the planned execution time, and the product type of the target order.
The first configuration module 1021 includes:
and the first determining sub-module is used for determining the target primary sub-type and the target secondary sub-type of the target order if the order type is the first order type.
And the second determining sub-module is used for determining a base number calculation rule and a prize-winning coefficient calculation rule corresponding to the target order according to the target first-level subtype.
The third determining submodule is used for determining an original base number and a management rate corresponding to the target order according to the base number calculation rule and the target secondary subtype; determining a winning coefficient corresponding to the target order according to the winning coefficient calculation rule;
wherein, the prize-drawing base is the product of the original base, the management rate and the base calculation coefficient; the first calculation formula is the product of the prize drawing base and the prize drawing coefficient.
The first determining submodule determines a target primary subtype and a target secondary subtype firstly; then the second determining submodule determines a base calculation rule and a prize-winning coefficient calculation rule according to the target first-level subtype;
the third determining submodule determines an original base and a management rate according to the target secondary subtype and the base calculation rule, wherein the original base is newly added account funds for the planning year or newly added people for the planning year;
Determining a winning coefficient according to a target secondary subtype and a winning coefficient calculation rule; and finally, multiplying the original base, the management rate and the base calculation coefficient to obtain a winning base, and obtaining a commission sum according to the product of the winning base and the winning coefficient.
Specifically, in the embodiment of the present invention, the original base number is newly added account funds according to the planned year of the target order, or the newly added number of people in the planned year is determined, and the newly added number of people is the newly added account number, which specifically includes the following three cases:
case one: if the target primary subtype is the first primary subtype, such as the first primary subtype is the first order type with a plan start time of 2012, 4 months and 1 day before, the target order may be a single plan and a collective plan:
for the first primary subtype, the target order prize base for each secondary subtype is as follows:
(1) Trusted management business, the original base is newly added to account funds for the planned year:
prize base = new to account funds for the planned year sign up for trusted management rates.
(2) Investment management business, the original base is newly added to account funds for the planned year:
drawing base = newly added funds to account for the planned year.
(3) Account management service, the original base number is the newly added number of people in the planned year:
prize base = number of new people for the planned year.
And a second case: if the target first-level subtype is the second first-level subtype or the third first-level subtype; for example, the second level subtype is the first order type with the plan starting time of 2012, 4, 1 day later (including the current day), and the target order can be a single plan and a collection plan; the third level of subtype is the first order type with the planning start time being 2012, 4, 1, and before the planning year being 10 years old from 2018, 1, and the target order can be a single plan and a collection plan;
for the second level subtype, the target order prize base for each level subtype is as follows:
(1) Trusted management business, the original base is newly added to account funds for the planned year:
prize base = new to account funds for the planned year sign up for trusted management rates.
(2) The investment management service, the original base is the product of newly added account funds of the planning year and a first preset coefficient, taking 50% as an example of the preset coefficient:
number of winnings = 50% of newly added funds to the plan year × contracted investment management rate.
(3) Account management service, the original base is the product of the new number of people in the planned year and a second preset coefficient, taking 50% as an example of the preset coefficient:
prize base = number of new people increased by 50% for the planned year.
Optionally, in an embodiment of the present invention, the second determining submodule is configured to:
if the target primary subtype is the first primary subtype, determining a prize-winning coefficient calculation rule as follows: the prize drawing coefficient corresponding to the target order is a first preset coefficient value;
wherein, for example, the first primary subtype is the first order type with the plan start time of 2012, 4, 1 day before, the target order may be a single plan and a collective plan:
then the commission total = lottery drawing base number is corresponding to the planned annual lottery drawing coefficient, the lottery drawing coefficient is a first preset coefficient value, namely a fixed value; for example 10% up to the planned full 10 years.
Optionally, in an embodiment of the present invention, the second determining submodule is configured to: if the target primary subtype is the second primary subtype, determining a prize-winning coefficient calculation rule as follows:
determining the contract signing period of the target order and the current planning year; the planned year is an annual number value included between the effective starting time and the current time of the target order;
If the contract signing period is smaller than a first preset period, determining a prize drawing coefficient of the target secondary subtype in the planning period according to a first preset corresponding relation;
and if the contract signing period is greater than or equal to the first preset period, determining a prize drawing coefficient of the target secondary subtype in the planning period according to a second preset corresponding relation.
Wherein, for example, the second level subtype is the first order type with the plan starting time of 2012, 4, 1 day later (including the current day), and the target order can be a single plan and a collection plan:
then there is a commission total = winning base × corresponding to the planned annual winning coefficient.
For the second level subtype, determining the contract signing period of the target order and the current planning year; if the contract signing period is smaller than a first preset period, for example, 3 years, determining a prize drawing coefficient of the target secondary subtype in the planning period according to a first preset corresponding relation;
as a first example, the prize winning coefficients under each secondary subtype are 40%, and the first preset correspondence is as follows in table 1:
table 1:
annual of planning 1 (first)1 year) 2 (2 nd year)
Trusted service 40％ 40％
Pipe-casting service 40％ 40％
Account management business 40％ 40％
If the contract signing period is greater than or equal to the first preset period, determining a prize drawing coefficient of the target secondary subtype in the planning period according to a second preset corresponding relation; as a third example, the prize winning coefficients under each secondary subtype are different, and in the second preset correspondence, the prize winning coefficient of the first planning year is as follows in table 2:
table 2:
trusted service 70％
Pipe-casting service 70% or 50%
Account management business 50％
Wherein, the floating rate first year lottery drawing coefficient of the pipe throwing service is executed according to 70 percent and the first year lottery drawing coefficient of the fixed rate is executed according to 50 percent.
When the period of time exists, taking the 3-year contract period as an example, in the second preset corresponding relation, the prize drawing coefficient of each planned year of the trusted service and the cast service is shown in the following table 3:
table 3:
the prize-drawing coefficient of each type of service in the current year of the continuation is 40%; except for the renewal year, the prize coefficient of each management qualification service in the following planning year is 30%.
Optionally, in an embodiment of the present invention, the second determining submodule is configured to: if the target primary subtype is the third primary subtype, determining a prize-winning coefficient calculation rule as follows: the prize drawing coefficient corresponding to the target order is a second preset coefficient value.
The third-level subtype can be a first order type with the planning starting time being 2012, 4, 1 and the planning year being 10 years old from 2018, 1 and 1, and the target order can be a single plan and an aggregate plan, and the prize drawing coefficient is a second preset coefficient value, namely a fixed value; such as 30%.
Optionally, in an embodiment of the present invention, if the target order includes at least two secondary sub-types of products, the computing subsystem 103 includes:
a calculation module for calculating commissions for each of the products, respectively;
and carrying out weighted summation on the commissions according to preset weights to obtain the commission total amount of the target order.
Wherein the target order may include only one secondary subtype product, such as a single trusted program, and the enterprise only delegates the insurance product provider as a delegate; or a single project plan, the enterprise only entrusts the insurance product provider as a project manager.
A target order may include a secondary subtype product, such as a trusted + investment simplex program, which refers to an enterprise entrusting an insurance product provider as a delegate while selecting the insurance product provider as one of the caretakers; or a single plan of trusted and account management, the enterprise entrusts the insurance product provider as a delegate, and simultaneously selects the insurance product provider as an account manager, but does not select the insurance product provider as one of the caretakers; or 3+1 single plan: the enterprise entrusts the insurance product provider as the consignee, selects the insurance product provider as the account manager, and selects the insurance product provider as one of the administration people; for insurance products comprising a plurality of secondary sub-types, the commissions of each product should be calculated separately, then weighted and summed according to preset weights, and the combined weight obtained by the weighted and summed is taken as the commission total of the target order.
Optionally, in an embodiment of the present invention, the second configuration module 1022 includes:
a fourth determining sub-module, configured to determine the initial charge acquisition cost base and determine the manager consideration acquisition cost base if the order type is a second order type;
a fifth determining submodule, configured to determine a commission calculation rule corresponding to the target order as a second calculation rule, where the second calculation rule is:
the commission total is a weighted sum between the initial fee acquisition cost base and the manager reward acquisition cost base.
After determining that the target order is of a second order type (such as a pension guarantee product), determining an initial fee acquisition cost base and a manager payment acquisition cost base, and then carrying out weighted summation on the initial fee acquisition cost base and the manager payment acquisition cost base according to a preset weight value to obtain a commission total; for example, if the weights of the two parameters are 50%, there are:
commission total = initial cost base of acquisition 50% + manager rewards cost base of acquisition 50%.
Optionally, in an embodiment of the present invention, the contract information further includes a commission allocation rule, where the commission allocation rule includes: a first allocation proportion of each subunit included in the target order, and a second allocation proportion of each salesman included in each subunit;
The commission calculation system further includes:
a commission distribution module, configured to calculate a prize-drawing amount of each of the operators according to the commission total amount, the first distribution proportion, and the second distribution proportion; wherein the prize amount is a continuous product of the commission total, the first distribution ratio, and the second distribution ratio.
Wherein the contract information further comprises a commission distribution rule, the commission distribution rule comprises a first distribution proportion of subunits and a second distribution proportion of operators, and the prize drawing amount of each operator (namely commission of the operator) is a continuous product of the commission total amount, the first distribution proportion and the second distribution proportion; that is, if the target order includes at least two subunits, a commission is allocated to the subunits according to the first allocation proportion of each subunit; the commission for each sub-unit is then distributed to the operators in accordance with the second distribution ratio.
As a second example, referring to fig. 2, if the target order includes 3 subunits, taking subunit 2 as an example, 4 operators are involved in the target order, namely, operators a to D respectively;
if the first allocation ratio of the subunit 2 is X1%, the second allocation ratio of the attendant a is X2%, and the total commission is M, the prize-drawing amount of the attendant a is X1% ×2% ×m.
It should be noted that, if the target order includes multiple levels of subunits, for example, the subunit 2 further includes the next level of subunits, the allocation proportion of the subunits of each level should be multiplied step by step when calculating the prize-drawing amount, which is not described herein.
Optionally, in an embodiment of the present invention, the fourth determining submodule is configured to:
acquiring an initial cost rate of the target order and an increment fund amount of the target order in a current commission calculation period;
the product of the added funds amount multiplied by the initial cost rate is taken as the initial cost acquisition cost base.
The initial cost acquisition cost base is the product of the increment account fund amount multiplied by the initial cost rate, and the increment account fund amount and the initial cost rate are both contents in contract information.
Optionally, in an embodiment of the present invention, the fourth determining submodule is configured to:
acquiring an initial fee acquisition cost base of the target order, an added funds amount in a current commission calculation period, a management rate, a hosting rate, a value-added tax rate and a management rate;
determining the manager reward acquisition cost base according to the following formula:
D＝(D1-D2)×(D3-D4-D5-D6×D7)
Wherein D is the cost base obtained by the manager, D1 is the added funds amount, D2 is the initial fee obtained cost base, D3 is the management rate, D4 is the administration rate, D5 is the hosting rate, D6 is the value-added tax rate, D7 is the management rate, and D1 to D7 are the data in the contract information.
In the embodiment of the present invention, for an insurance product with an order type of a first order type and a second order type, the contract subsystem 101 obtains contract information of a target order; the rule configuration subsystem 102 determines a commission calculation rule calculation subsystem 103 corresponding to the target order according to the order type in the contract information, automatically calculates a commission total amount of the target order according to the commission calculation formula, the first target data and the second target data, calculates commissions based on computer equipment, and has higher accuracy compared with manual calculation; the calculation process is simple, manual interference is not needed, and the labor cost is saved; and the commission calculation rules can be preset according to insurance products of different order types, so that the calculation rules are close to the characteristics of the products.
Having described the commission calculation system provided by the embodiment of the present invention, the commission calculation method provided by the embodiment of the present invention will be described below with reference to the accompanying drawings.
Referring to fig. 3, an embodiment of the present invention provides a commission calculation method applied to the commission calculation system, the method including:
step 301, acquiring contract information of a target order; the contract information at least comprises the order type of the target order.
Wherein the target order is an order for the insurance product for which the commission is to be calculated, the target order may include one or more insurance products; contract information records contract content of a target order; alternatively, the contract information may be obtained from a contract recording system of an insurance product provider (typically an insurance company).
The contract information includes at least an order type of the target order, which may be, for example, a pension insurance product, or a business annuity or pension insurance product.
Specifically, the pension guarantee product takes pension insurance companies as managers, receives the consignment of consignors, provides pension guarantee and fund management service related to pension guarantee for the pension insurance products, and comprises service matters such as scheme design, trusted management, account management, investment management, treatment payment, salary delay, welfare plan, talent incentive and the like.
The enterprise annuity is a supplementary annuity system which is established by enterprises according to the own economical strength and the economic condition besides the forced annuity, and aims to provide a certain extent of retirement income guarantee for the staff of the enterprises.
Step 302, determining a commission calculation rule corresponding to the target order according to the order type; wherein the commission calculation rule comprises first target data, second target data and a commission calculation formula corresponding to the order type.
The commission, namely the prize amount, refers to the fact that a salesperson (or agent) of an insurance product provider introduces or agents the insurance product provider of the insurance product with the relevant service of the insurance product, and the insurance product provides a payment paid to the salesperson.
A commission calculation rule is determined based on the order type of the target order, the commission calculation rule including first target data, second target data, and a commission calculation formula used in calculating the commission for the target order, and the commission calculation rule being different for different order types.
It is understood that the first target data and the second target data may be data of contract information, or may be calculated according to data in the contract information.
Step 303, calculating the commission total of the target order according to the commission calculation formula, the first target data and the second target data.
Wherein, after determining the commission calculation rule, calculating a commission total amount of the target order according to a commission calculation formula, the first target data and the second target data; specifically, the total amount of commissions is the total commission generated by the target order, which may include multiple operators, and the commission of each operator may be distributed according to a preset distribution ratio.
Alternatively, a commission calculation period may be set, which may be one month, one quarter, one year, or the like; a commission calculation is performed once per calculation period. Thus, the total amount of commission for each target order is calculated based on the commission calculation rules, and the calculation process is automated without manual calculation.
Wherein step 302 comprises:
if the order type is the first order type, determining a commission calculation rule corresponding to the target order as a first calculation rule; in the first calculation rule, the first target data is a winning base number of the target order, the second target data is a winning coefficient of the target order, and the commission calculation formula is a first calculation formula;
in the first calculation rule, the first target data is a winning base number of the target order, the second target data is a winning coefficient of the target order, and the commission calculation formula is a first calculation formula.
If the order type is the first order type, the first target data is a winning base number, and the second target coefficient is a winning coefficient; the prize drawing coefficient is a prize drawing coefficient of a planning year in which the current prize drawing period is located, and specifically, the planning year is an annual numerical value included between the effective starting time of the target order and the current time; for example, the effective starting time is 2010, the prize-drawing period is one year, the commission of 2019 is currently calculated, and the planned year is 9.
It can be appreciated that the prize drawing base number and the prize drawing coefficient of the target order can be obtained by calculating the data in the contract information.
If the order type is the second order type, determining a commission calculation rule corresponding to the target order as a second calculation rule; in the second calculation rule, the first target data is an initial fee acquisition cost base of the target order, the second target data is a manager reward acquisition cost base of the target order, and the commission calculation formula is a second calculation formula.
In the second calculation rule, the first target data is an initial fee acquisition cost base of the target order, the second target data is a manager reward acquisition cost base of the target order, and the commission calculation formula is a second calculation formula.
If the order type is the second order type, the first target data is an initial expense acquisition cost base, and the second target coefficient is a manager payment acquisition cost base; the initial expense acquisition cost base is the real initial expense acquisition cost base; the manager payment acquisition cost base is the real collection manager payment acquisition cost base;
The manager payment acquisition cost base and the real collection initial fee acquisition cost base can be obtained through calculation through data in contract information.
According to the embodiment of the invention, the commission calculation rule corresponding to the target order is determined according to the order type in the contract information by acquiring the contract information of the target order; then, according to the commission calculation formula, the first target data and the second target data, the commission total amount of the target order is automatically calculated, and compared with manual calculation, the commission is calculated based on computer equipment, so that the accuracy is higher; the calculation process is simple, manual interference is not needed, and the labor cost is saved; and the commission calculation rules can be preset according to insurance products of different order types, so that the calculation rules are close to the characteristics of the products. The invention solves the problems of complicated flow, easy error and higher labor cost in the prior art that the commission is processed by adopting a manual account setting mode in the field of security products.
Optionally, in an embodiment of the present invention, the contract information further includes a commission allocation rule, where the commission allocation rule includes: a first allocation proportion of each subunit included in the target order, and a second allocation proportion of each salesman included in each subunit;
After step 303, the method further comprises:
calculating a prize-drawing amount for each of the operators according to the commission total amount, the first allocation proportion and the second allocation proportion; wherein the prize amount is a continuous product of the commission total, the first distribution ratio, and the second distribution ratio.
Wherein the contract information further comprises a commission distribution rule, the commission distribution rule comprises a first distribution proportion of subunits and a second distribution proportion of operators, and the prize drawing amount of each operator (namely commission of the operator) is a continuous product of the commission total amount, the first distribution proportion and the second distribution proportion; that is, if the target order includes at least two subunits, a commission is allocated to the subunits according to the first allocation proportion of each subunit; the commission for each sub-unit is then distributed to the operators in accordance with the second distribution ratio.
As a third example, referring to fig. 2, if the target order includes 3 subunits, taking subunit 2 as an example, 4 operators are involved in the target order, namely, operators a to D respectively;
if the first allocation ratio of the subunit 2 is X1%, the second allocation ratio of the attendant a is X2%, and the total commission is M, the prize-drawing amount of the attendant a is X1% ×2% ×m.
It should be noted that, if the target order includes multiple levels of subunits, for example, the subunit 2 further includes the next level of subunits, the allocation proportion of the subunits of each level should be multiplied step by step when calculating the prize-drawing amount, which is not described herein.
Further, in the embodiment of the present invention, the first order type is divided into at least two primary sub-types according to the scheduled start time and/or the scheduled execution duration of the order; the planned start time is the start execution time of the insurance product provided in the target order, and the planned execution time is the execution time of the insurance product provided in the target order (the time is a year); the target order of the first order type is divided into at least two primary sub-types according to the planned starting time and/or the planned execution time length, and the commission calculation rules of staff in different orders are flexibly configured by distinguishing different primary sub-types.
Each primary subtype is divided into at least two secondary subtypes according to the product types of orders; in each primary subtype, the product types of the orders are divided into at least two secondary subtypes, optionally, taking enterprise annuity products as examples, wherein the secondary subtypes comprise trusted service, managed service, administration service and/or account management service; specifically, the trusted service refers to a legal trusted authority that accepts enterprise commitments, manages the annuity funds of the enterprise; the escrow business refers to a banking institution which receives the consignee and escrow the annuity fund property of the enterprise; accounting management business refers to a professional institution that receives consignee commitments, accounting accounts; the management service refers to the consignee consigned of the receiving receiver to invest the annual gold of the enterprise, so as to realize the asset increment.
While the insurance product provider in the above embodiments of the invention may be a delegate, a ledger and/or a caretaker.
Typically, an enterprise can only select one delegate, one ledger, but can select multiple payers, such as dividing the annuity into multiple payers to invest in a proportional manner.
It will be appreciated that the contract information includes a primary subtype and a secondary subtype of the target order; or the contract information includes the planned starting time, the planned execution time, and the product type of the target order.
Correspondingly, if the order type is the first order type, determining that the commission calculation rule corresponding to the target order is the first calculation rule includes:
the method comprises the steps of firstly, determining a target primary subtype and a target secondary subtype of the target order if the order type is a first order type;
determining a base calculation rule and a prize-winning coefficient calculation rule corresponding to the target order according to the target first-level subtype; and
thirdly, determining an original base corresponding to the target order and a management rate according to the base calculation rule and the target secondary subtype; determining a winning coefficient corresponding to the target order according to the winning coefficient calculation rule;
Wherein, the prize-drawing base is the product of the original base, the management rate and the base calculation coefficient; the first calculation formula is the product of the prize drawing base and the prize drawing coefficient.
In the first step, a target primary subtype and a target secondary subtype are determined first; secondly, determining a base calculation rule and a prize-winning coefficient calculation rule according to the target first-level subtype;
thirdly, determining an original base and a management rate according to a target secondary subtype and a base calculation rule, wherein the original base is newly added account funds for the planned year or newly added people for the planned year;
determining a winning coefficient according to a target secondary subtype and a winning coefficient calculation rule; and finally, multiplying the original base, the management rate and the base calculation coefficient to obtain a winning base, and obtaining a commission sum according to the product of the winning base and the winning coefficient.
Specifically, in the embodiment of the present invention, the original base number is newly added account funds according to the planned year of the target order, or the newly added number of people in the planned year is determined, and the newly added number of people is the newly added account number, which specifically includes the following three cases:
Case one: if the target primary subtype is the first primary subtype, such as the first primary subtype is the first order type with a plan start time of 2012, 4 months and 1 day before, the target order may be a single plan and a collective plan:
for the first primary subtype, the target order prize base for each secondary subtype is as follows:
(1) Trusted management business, the original base is newly added to account funds for the planned year:
prize base = new to account funds for the planned year sign up for trusted management rates.
(2) Investment management business, the original base is newly added to account funds for the planned year:
drawing base = newly added funds to account for the planned year.
(3) Account management service, the original base number is the newly added number of people in the planned year:
prize base = number of new people for the planned year.
And a second case: if the target first-level subtype is the second first-level subtype or the third first-level subtype; for example, the second level subtype is the first order type with the plan starting time of 2012, 4, 1 day later (including the current day), and the target order can be a single plan and a collection plan; the third level of subtype is the first order type with the planning start time being 2012, 4, 1, and before the planning year being 10 years old from 2018, 1, and the target order can be a single plan and a collection plan;
For the second level subtype, the target order prize base for each level subtype is as follows:
(1) Trusted management business, the original base is newly added to account funds for the planned year:
prize base = new to account funds for the planned year sign up for trusted management rates.
(2) The investment management service, the original base is the product of newly added account funds of the planning year and a first preset coefficient, taking 50% as an example of the preset coefficient:
number of winnings = 50% of newly added funds to the plan year × contracted investment management rate.
(3) Account management service, the original base is the product of the new number of people in the planned year and a second preset coefficient, taking 50% as an example of the preset coefficient:
prize base = number of new people increased by 50% for the planned year.
Optionally, in the embodiment of the present invention, the second step includes the following three cases:
and a third case: if the target primary subtype is the first primary subtype, determining a prize-winning coefficient calculation rule as follows: the prize drawing coefficient corresponding to the target order is a first preset coefficient value;
wherein, for example, the first primary subtype is the first order type with the plan start time of 2012, 4, 1 day before, the target order may be a single plan and a collective plan:
Then the commission total = lottery drawing base number is corresponding to the planned annual lottery drawing coefficient, the lottery drawing coefficient is a first preset coefficient value, namely a fixed value; for example 10% up to the planned full 10 years.
Case four: if the target primary subtype is the second primary subtype, determining a prize-winning coefficient calculation rule as follows:
determining the contract signing period of the target order and the current planning year; the planned year is an annual number value included between the effective starting time and the current time of the target order;
if the contract signing period is smaller than a first preset period, determining a prize drawing coefficient of the target secondary subtype in the planning period according to a first preset corresponding relation;
if the contract signing period is greater than or equal to a first preset period, determining a prize drawing coefficient of the target secondary subtype in the planning period according to a second preset corresponding relation;
wherein, for example, the second level subtype is the first order type with the plan starting time of 2012, 4, 1 day later (including the current day), and the target order can be a single plan and a collection plan:
then there is a commission total = winning base × corresponding to the planned annual winning coefficient.
For the second level subtype, determining the contract signing period of the target order and the current planning year; if the contract signing period is smaller than a first preset period, for example, 3 years, determining a prize drawing coefficient of the target secondary subtype in the planning period according to a first preset corresponding relation;
Case five: if the target primary subtype is the third primary subtype, determining a prize-winning coefficient calculation rule as follows: the prize drawing coefficient corresponding to the target order is a second preset coefficient value.
The third-level subtype can be a first order type with the planning starting time being 2012, 4, 1 and the planning year being 10 years old from 2018, 1 and 1, and the target order can be a single plan and an aggregate plan, and the prize drawing coefficient is a second preset coefficient value, namely a fixed value; such as 30%.
Optionally, in an embodiment of the present invention, if the target order includes at least two secondary sub-types of products, the step of calculating the commission total of the target order includes:
calculating a commission for each of the products separately;
and carrying out weighted summation on the commissions according to preset weights to obtain the commission total amount of the target order.
Wherein the target order may include only one secondary subtype product, such as a single trusted program, and the enterprise only delegates the insurance product provider as a delegate; or a single project plan, the enterprise only entrusts the insurance product provider as a project manager.
A target order may include a secondary subtype product, such as a trusted + investment simplex program, which refers to an enterprise entrusting an insurance product provider as a delegate while selecting the insurance product provider as one of the caretakers; or a single plan of trusted and account management, the enterprise entrusts the insurance product provider as a delegate, and simultaneously selects the insurance product provider as an account manager, but does not select the insurance product provider as one of the caretakers; or 3+1 single plan: the enterprise entrusts the insurance product provider as the consignee, selects the insurance product provider as the account manager, and selects the insurance product provider as one of the administration people; for insurance products comprising a plurality of secondary sub-types, the commissions of each product should be calculated separately, then weighted and summed according to preset weights, and the combined weight obtained by the weighted and summed is taken as the commission total of the target order.
Optionally, in the embodiment of the present invention, if the order type is a second order type, the step of determining that the commission calculation rule corresponding to the target order is a second calculation rule includes:
if the order type is a second order type, determining the initial charge acquisition cost base and determining the manager consideration acquisition cost base;
determining a commission calculation rule corresponding to the target order as a second calculation rule, wherein the second calculation rule is as follows:
the commission total is a weighted sum between the initial fee acquisition cost base and the manager reward acquisition cost base.
After determining that the target order is of a second order type (such as a pension guarantee product), determining an initial fee acquisition cost base and a manager payment acquisition cost base, and then carrying out weighted summation on the initial fee acquisition cost base and the manager payment acquisition cost base according to a preset weight value to obtain a commission total; for example, if the weights of the two parameters are 50%, there are:
commission total = initial cost base of acquisition 50% + manager rewards cost base of acquisition 50%.
Optionally, in an embodiment of the present invention, the step of determining the initial fee acquisition cost base includes:
Acquiring an initial cost rate of the target order and an increment fund amount of the target order in a current commission calculation period;
the product of the added funds amount multiplied by the initial cost rate is taken as the initial cost acquisition cost base.
The initial cost acquisition cost base is the product of the increment account fund amount multiplied by the initial cost rate, and the increment account fund amount and the initial cost rate are both contents in contract information.
Optionally, in an embodiment of the present invention, the step of determining the manager reward acquisition cost base includes:
acquiring an initial fee acquisition cost base of the target order, an added funds amount in a current commission calculation period, a management rate, a hosting rate, a value-added tax rate and a management rate;
determining the manager reward acquisition cost base according to the following formula:
D＝(D1-D2)×(D3-D4-D5-D6×D7)
wherein D is the cost base obtained by the manager, D1 is the added funds amount, D2 is the initial fee obtained cost base, D3 is the management rate, D4 is the administration rate, D5 is the hosting rate, D6 is the value-added tax rate, D7 is the management rate, and D1 to D7 are the data in the contract information.
In the embodiment of the invention, for an insurance product of a first order type or a second order type, contract information of a target order is acquired, and a commission calculation rule corresponding to the target order is determined according to the order type in the contract information; then, according to the commission calculation formula, the initial fee acquisition cost base and the manager payment acquisition cost base, the commission total amount of the target order is automatically calculated, and compared with manual calculation, the commission is calculated based on computer equipment, so that the accuracy is higher; the calculation process is simple, manual interference is not needed, and the labor cost is saved; and the commission calculation rules can be preset according to insurance products of different order types, so that the calculation rules are close to the characteristics of the products.
In another aspect, an embodiment of the present invention further provides an electronic device, including a memory, a processor, a bus, and a computer program stored on the memory and executable on the processor, where the processor implements the steps in the commission calculation method described above when the processor executes the program.
For example, fig. 4 shows a schematic physical structure of an electronic device.
As shown in fig. 4, the electronic device may include: processor 410, communication interface (Communications Interface) 420, memory 430 and communication bus 440, wherein processor 410, communication interface 420 and memory 430 communicate with each other via communication bus 440. The processor 410 may call logic instructions in the memory 430 to perform the following method:
Acquiring contract information of a target order; the contract information at least comprises the order type of the target order;
determining a commission calculation rule corresponding to the target order according to the order type; wherein the commission calculation rule comprises first target data, second target data and a commission calculation formula corresponding to the order type;
and calculating the commission total of the target order according to the commission calculation formula, the first target data and the second target data.
Further, the logic instructions in the memory 430 described above may be implemented in the form of software functional units and may be stored in a computer-readable storage medium when sold or used as a stand-alone product. Based on this understanding, the technical solution of the present invention may be embodied essentially or in a part contributing to the prior art or in a part of the technical solution, in the form of a software product stored in a storage medium, comprising several instructions for causing a computer device (which may be a personal computer, a server, a network device, etc.) to perform all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a random access Memory (RAM, random Access Memory), a magnetic disk, or an optical disk, or other various media capable of storing program codes.
In still another aspect, an embodiment of the present invention further provides a computer readable storage medium having stored thereon a computer program, which when executed by a processor is implemented to perform the commission calculation method provided in the above embodiments, for example, including:
acquiring contract information of a target order; the contract information at least comprises the order type of the target order;
determining a commission calculation rule corresponding to the target order according to the order type; wherein the commission calculation rule comprises first target data, second target data and a commission calculation formula corresponding to the order type;
and calculating the commission total of the target order according to the commission calculation formula, the first target data and the second target data.
The apparatus embodiments described above are merely illustrative, wherein the elements illustrated as separate elements may or may not be physically separate, and the elements shown as elements may or may not be physical elements, may be located in one place, or may be distributed over a plurality of network elements. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of this embodiment. Those of ordinary skill in the art will understand and implement the present invention without undue burden.
From the above description of the embodiments, it will be apparent to those skilled in the art that the embodiments may be implemented by means of software plus necessary general hardware platforms, or of course may be implemented by means of hardware. Based on this understanding, the foregoing technical solution may be embodied essentially or in a part contributing to the prior art in the form of a software product, which may be stored in a computer readable storage medium, such as ROM/RAM, a magnetic disk, an optical disk, etc., including several instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the method described in the respective embodiments or some parts of the embodiments.
Finally, it should be noted that: the above embodiments are only for illustrating the technical solution of the present invention, and are not limiting; although the invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical scheme described in the foregoing embodiments can be modified or some technical features thereof can be replaced by equivalents; such modifications and substitutions do not depart from the spirit and scope of the technical solutions of the embodiments of the present invention.

Claims (9)

1. A commission calculation system comprising a contract subsystem, a rule configuration subsystem, and a calculation subsystem, wherein,
the contract subsystem is used for storing contract information of the target order; the contract information at least comprises the order type of the target order;
the rule configuration subsystem is used for acquiring the order type of the target order from the contract subsystem and determining a commission calculation rule corresponding to the target order; wherein the commission calculation rule comprises first target data, second target data and a commission calculation formula corresponding to the order type;
the calculation subsystem is used for calculating the commission total amount of the target order according to the commission calculation formula, the first target data and the second target data;
wherein the rule configuration subsystem comprises:
the first configuration module is used for determining that the commission calculation rule corresponding to the target order is a first calculation rule if the order type is a first order type; in the first calculation rule, the first target data is a winning base number of the target order, the second target data is a winning coefficient of the target order, and the commission calculation formula is a first calculation formula;
The second configuration module is used for determining that the commission calculation rule corresponding to the target order is a second calculation rule if the order type is a second order type; in the second calculation rule, the first target data is an initial fee acquisition cost base of the target order, the second target data is a manager reward acquisition cost base of the target order, and the commission calculation formula is a second calculation formula;
the first order type is divided into at least two first-level sub types according to the scheduled starting time and/or the scheduled execution duration of the order; each primary subtype is divided into at least two secondary subtypes according to the product types of orders;
the first configuration module includes:
the first determining sub-module is used for determining a target primary sub-type and a target secondary sub-type of the target order if the order type is a first order type;
the second determining sub-module is used for determining a base number calculation rule and a prize-winning coefficient calculation rule corresponding to the target order according to the target first-level subtype; and
the third determining submodule is used for determining an original base number and a management rate corresponding to the target order according to the base number calculation rule and the target secondary subtype; determining a winning coefficient corresponding to the target order according to the winning coefficient calculation rule;
Wherein, the prize-drawing base is the product of the original base, the management rate and the base calculation coefficient; the first calculation formula is the product of the prize drawing base and the prize drawing coefficient.
2. The commission calculation system of claim 1, wherein the original base is determined based on newly added funds for a planned year of the target order, or the number of newly added persons for the planned year.
3. The commission calculation system according to claim 1, wherein the second determination submodule is adapted to:
if the target primary subtype is the first primary subtype, determining a prize-winning coefficient calculation rule as follows: the prize drawing coefficient corresponding to the target order is a first preset coefficient value;
if the target primary subtype is the second primary subtype, determining a prize-winning coefficient calculation rule as follows:
determining the contract signing period of the target order and the current planning year; the planned year is an annual number value included between the effective starting time and the current time of the target order;
if the contract signing period is smaller than a first preset period, determining a prize drawing coefficient of the target secondary subtype in the planning period according to a first preset corresponding relation;
If the contract signing period is greater than or equal to the first preset period, determining a prize drawing coefficient of the target secondary subtype in the planning period according to a second preset corresponding relation;
if the target primary subtype is the third primary subtype, determining a prize-winning coefficient calculation rule as follows: the prize drawing coefficient corresponding to the target order is a second preset coefficient value.
4. The commission calculation system of claim 1, wherein if at least two secondary sub-types of products are included in the target order, the calculation subsystem comprises:
a calculation module for calculating commissions for each of the products, respectively;
and carrying out weighted summation on the commissions according to preset weights to obtain the commission total amount of the target order.
5. The commission computing system of claim 1, wherein the second configuration module comprises:
a fourth determining sub-module, configured to determine the initial charge acquisition cost base and determine the manager consideration acquisition cost base if the order type is a second order type;
a fifth determining submodule, configured to determine a commission calculation rule corresponding to the target order as a second calculation rule, where the second calculation rule is:
The commission total is a weighted sum between the initial fee acquisition cost base and the manager reward acquisition cost base.
6. The commission calculation system according to claim 1, wherein the contract information further includes a commission allocation rule, and the commission allocation rule includes: a first allocation proportion of each subunit included in the target order, and a second allocation proportion of each salesman included in each subunit;
the commission calculation system further includes:
a commission distribution module, configured to calculate a prize-drawing amount of each of the operators according to the commission total amount, the first distribution proportion, and the second distribution proportion; wherein the prize amount is a continuous product of the commission total, the first distribution ratio, and the second distribution ratio.
7. A commission calculation method applied to the commission calculation system of any one of claims 1 to 6, the method comprising:
acquiring contract information of a target order; the contract information at least comprises the order type of the target order;
determining a commission calculation rule corresponding to the target order according to the order type; wherein the commission calculation rule comprises first target data, second target data and a commission calculation formula corresponding to the order type;
Calculating a commission total of the target order according to the commission calculation formula, the first target data and the second target data;
the determining a commission calculation rule corresponding to the target order according to the order type comprises the following steps:
if the order type is the first order type, determining a commission calculation rule corresponding to the target order as a first calculation rule; in the first calculation rule, the first target data is a winning base number of the target order, the second target data is a winning coefficient of the target order, and the commission calculation formula is a first calculation formula;
if the order type is the second order type, determining a commission calculation rule corresponding to the target order as a second calculation rule; in the second calculation rule, the first target data is an initial fee acquisition cost base of the target order, the second target data is a manager reward acquisition cost base of the target order, and the commission calculation formula is a second calculation formula;
the first order type is divided into at least two first-level sub types according to the scheduled starting time and/or the scheduled execution duration of the order; each primary subtype is divided into at least two secondary subtypes according to the product types of orders;
The first configuration module includes:
the first determining sub-module is used for determining a target primary sub-type and a target secondary sub-type of the target order if the order type is a first order type;
the second determining sub-module is used for determining a base number calculation rule and a prize-winning coefficient calculation rule corresponding to the target order according to the target first-level subtype; and
the third determining submodule is used for determining an original base number and a management rate corresponding to the target order according to the base number calculation rule and the target secondary subtype; determining a winning coefficient corresponding to the target order according to the winning coefficient calculation rule;
wherein, the prize-drawing base is the product of the original base, the management rate and the base calculation coefficient; the first calculation formula is the product of the prize drawing base and the prize drawing coefficient.
8. An electronic device comprising a processor, a memory and a computer program stored on the memory and executable on the processor, wherein the computer program when executed by the processor implements the steps of the commission calculation method as claimed in claim 7.
9. A computer readable storage medium, characterized in that the computer readable storage medium has stored thereon a computer program which, when executed by a processor, implements the steps of the commission calculation method as claimed in claim 7.
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