CN111680064B - Annuity balance information query method and annuity balance information query device - Google Patents

Annuity balance information query method and annuity balance information query device Download PDF

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CN111680064B
CN111680064B CN202010448279.5A CN202010448279A CN111680064B CN 111680064 B CN111680064 B CN 111680064B CN 202010448279 A CN202010448279 A CN 202010448279A CN 111680064 B CN111680064 B CN 111680064B
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balance information
annuity
login account
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CN111680064A (en
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焦晓玉
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Taikang Insurance Group Co Ltd
Taikang Pension Insurance Co Ltd
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Taikang Insurance Group Co Ltd
Taikang Pension Insurance Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
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    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/24—Querying
    • G06F16/245—Query processing
    • G06F16/2455—Query execution
    • G06F16/24553—Query execution of query operations
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
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    • Y02D—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
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Abstract

The invention discloses a query method and a query device for annuity balance information, wherein the method comprises the following steps: when the login information passes verification, a current login account is obtained, and when a query request of annuity balance information is received, balance information of each investment combination in a current query range is obtained under the current login account, and annuity balance information corresponding to the current query range is determined. According to the invention, related data are not required to be manually acquired and counted, the annuity balance can be queried in real time through the query request of annuity balance information, the timeliness of querying the annuity balance can be improved, and meanwhile, the efficiency of querying the annuity balance can be improved.

Description

Annuity balance information query method and annuity balance information query device
Technical Field
The invention relates to the technical field of annuity management, in particular to an annuity balance information query method and an annuity balance information query device.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
The enterprise annuity plan is a supplementary pension system, and is a supplementary pension system which is voluntarily built by enterprises and workers on the basis of joining in the basic pension system by law. The enterprise annuity funds perform investment operations according to the relevant national regulations, and the investment operation benefits are integrated into the enterprise annuity funds. The operation of enterprise annuity involves four parties of authorities: delegates, custodians, ledgers, and caretakers. Wherein, the enterprise inquires the business through the customer system; the trustee manages annuity business through a trusting system; the escrow person carries out operation management on the annuity through the escrow system; the account management person manages services such as annual fee payment, payment and the like through an account management system; the investment operation is carried out on annuity by a pipe throwing system by a pipe throwing person, so that annuity asset benefits are realized. One of the more important operational flows of annuity is the deal, specifically buying or selling portfolio shares, and policies prescribe annuity funds to be traded on a weekly basis, i.e., to be done once a week. If payment and picking up business exist at the same time, buying or selling can be performed according to the difference value.
In the transaction management, the account management system generates a transaction report every week according to actual transactions, wherein the transaction report comprises buying and selling conditions of investment combinations and is sent to a trusted system; the trusted system generates a transaction task every week, receives a transaction report of the account management system, and leads the transaction report to the trusted system; the trusted system obtains the balance information of each investment portfolio of the client according to the annual gold transaction processing logic; the customer may query the asset balance information through the customer system. However, when the customer wants to check the annuity balance, the customer is required to send a query request to an operator, the operator calls for the developer of the trusted system, the developer derives relevant data through the background SQL of the trusted system, and the operator obtains the annuity balance of the customer through manual statistical analysis. The flow for inquiring the annuity balance information is complicated, and the efficiency is low; and meanwhile, the timeliness of inquiring the annuity balance information is poor.
Therefore, the existing method for inquiring the annuity balance information has the problems of low efficiency and poor timeliness.
Disclosure of Invention
The embodiment of the invention provides a method for inquiring annuity balance information, which is used for improving the efficiency and timeliness of inquiring annuity balance information, and comprises the following steps:
Acquiring a current login account when the login information passes verification; the current login account comprises a first login account;
when a query request of annuity balance information is received, acquiring balance information of each investment portfolio in a current query range under a current login account; the current query range comprises current investment portfolio balance information under a first login account;
when a query request of annuity balance information is received, acquiring balance information of each investment portfolio in the current query range under the current login account, wherein the query request comprises the following steps:
when a query request of annuity balance information is received, traversing the transaction report from new to old in sequence according to the current query range and stopping traversing when acquiring the transaction report containing the current investment portfolio under the first login account;
determining the balance information of the current investment portfolio under the first login account according to a transaction report containing the current investment portfolio under the first login account and the account management line type thereof;
and determining annuity balance information corresponding to the current query range according to the balance information of each investment portfolio in the current query range.
The embodiment of the invention also provides a device for inquiring the annuity balance information, which is used for improving the efficiency and timeliness of inquiring the annuity balance information, and comprises the following steps:
The account acquisition module is used for acquiring a current login account when the login information passes verification;
the combined balance acquisition module is used for acquiring balance information of each investment portfolio in a current query range under a current login account when a query request of annuity balance information is received;
and the annuity balance determining module is used for determining annuity balance information corresponding to the current query range according to the balance information of each investment portfolio in the current query range.
The embodiment of the invention also provides computer equipment, which comprises a memory, a processor and a computer program stored on the memory and capable of running on the processor, wherein the query method of the annuity balance information is realized when the processor executes the computer program.
The embodiment of the invention also provides a computer readable storage medium, wherein the computer readable storage medium stores a computer program for executing the annuity balance information query method.
According to the embodiment of the invention, the current login account can be obtained when the login information passes verification, and when the query request of the annuity balance information is received, the balance information of each investment combination in the current query range is obtained under the current login account, so that the annuity balance information corresponding to the current query range is determined. Therefore, the embodiment of the invention can query the annuity balance in real time through the query request of the annuity balance information without manually acquiring and counting the related data, can improve the timeliness of the annuity balance query, and can also improve the annuity balance query efficiency.
Drawings
In order to more clearly illustrate the embodiments of the invention or the technical solutions in the prior art, the drawings that are required in the embodiments or the description of the prior art will be briefly described, it being obvious that the drawings in the following description are only some embodiments of the invention, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art. In the drawings:
FIG. 1 is a flowchart of a method for inquiring balance information of annuity according to a first embodiment of the present invention;
FIG. 2 is a flowchart showing the implementation of step 102 in the annuity balance information query method according to the second embodiment of the present invention;
FIG. 3 is a flowchart showing the implementation of step 202 in the annuity balance information query method according to the third embodiment of the present invention;
FIG. 4 is a flowchart illustrating the implementation of step 102 in the annuity balance information query method according to the fourth embodiment of the present invention;
FIG. 5 is a flowchart of a method for querying annuity balance information according to a fifth embodiment of the present invention;
FIG. 6 is a flowchart of a method for querying annuity balance information according to a sixth embodiment of the present invention;
FIG. 7 is a flowchart of a query method for annuity balance information according to a seventh embodiment of the present invention;
FIG. 8 is a functional block diagram of a query device for annuity balance information according to an eighth embodiment of the present invention;
fig. 9 is a block diagram illustrating a combined balance acquiring module 801 in a annuity balance information query device according to a ninth embodiment of the present invention;
fig. 10 is a block diagram illustrating a combined balance determining unit 902 in a annuity balance information query device according to a tenth embodiment of the present invention;
FIG. 11 is a block diagram illustrating a combined balance acquiring module 801 of a query device for annuity balance information according to an eleventh embodiment of the present invention;
FIG. 12 is a block diagram showing a device for inquiring balance information of annuity according to a twelfth embodiment of the present invention;
FIG. 13 is a block diagram showing a device for inquiring balance information of annuity according to a thirteenth embodiment of the present invention;
fig. 14 is a block diagram of a query device for annuity balance information according to a fourteenth embodiment of the present invention.
Detailed Description
For the purpose of making the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention will be described in further detail with reference to the accompanying drawings. The exemplary embodiments of the present invention and their descriptions herein are for the purpose of explaining the present invention, but are not to be construed as limiting the invention.
For easy understanding, the technical background to which the present application relates will be briefly described herein:
the operation of the enterprise annuity involves four parties of authorities: delegates, custodians, ledgers, and caretakers. The enterprise pays the annuity for the staff and entrusts the delegate to manage the annuity fund. An enterprise may query for services through a client system. The delegate refers to a legal trusted authority that accepts enterprise commissions, assumes the obligations of selecting a trustee, an account manager, and a manager, and manages an enterprise annuity fund, and one enterprise annuity plan can only select one trusted authority. A trusted system is an information system that a trusted person uses when operating an annuity service. Escrow refers to a commercial bank or professional organization that receives consignees and keeps business annuity funds property, and an enterprise annuity program can only select one escrow organization. A hosting system is an information system used by a hosted person when an annuity business operates.
In addition, the account manager refers to a professional organization that receives the consignee, establishes accounts for enterprises and employees according to the planning rules provided by the consignee, records services such as payment, investment operation income, and calculates payment due to treatment, and only one account manager can be selected by an annual fee plan of one enterprise. The account management system is an information system used by account management people in the operation of annuity business. The manager entrusts the receiver to invest the annual fund of the enterprise, thereby realizing the asset increment. An enterprise annuity program may select multiple careers. The management system is an information system used by management personnel when the annuity business operates.
One of the more important operational flows of annuity is the deal, specifically buying or selling portfolio shares, and policies prescribe annuity funds to be traded on a weekly basis, i.e., to be done once a week. If payment and picking up business exist at the same time, buying or selling can be performed according to the difference value. For example: (1) in the present period, 100 tens of thousands of fees are applied for payment, 80 tens of thousands of fees are applied for acquisition, 20 tens of thousands of investment combinations are purchased, and the rest 80 are used for acquisition; (2) in the present period, the application pays 80 ten thousand, and the application obtains 100 ten thousand, and then 20 ten thousand investment combinations are sold, and the 20 ten thousand = 100 ten thousand obtained by 80 ten thousand of pays are sold for obtaining.
For ease of understanding, the business context of the present application will be briefly described herein (assuming that the head office flag includes division 1 and division 2):
the main company establishes an annuity plan in which the subsidiary 1 and the subsidiary 2 are both in, and the subsidiary can select the respective investment portfolio proportions to allow for the difference when the plan is established.
The investment portfolio allocation scheme selected by the branch company 1 is as follows: hengtai smooth income combination 30%, positive growth investment combination 70%, china foundation combination 0%.
The division 2 selects the investment portfolio allocation scheme as follows: hengtai smooth income combination 30%, active growth investment combination 50%, china foundation combination 20%.
The enterprise pays the fee for the staff, and branch 1 is 100 ten thousand. Then, assuming that the Hengtai steady profit combination, the positive growth investment combination and the unit net value of the Chinese fund combination are 1 when the initial start is performed during the intersection, the branch company 1 can buy 30 ten thousand parts of Hengtai steady profit combination, 70 ten thousand parts of positive growth investment combination and 0 part of Chinese fund combination.
The enterprise pays the fee for the staff, and branch company 2 is 200 ten thousand. Then, at the time of the intersection, assuming that the Hengtai steady profit combination, the positive growth investment combination and the unit net value of the initial start of the Chinese fund combination are all 1, the branch company 2 can buy 60 ten thousand parts of Hengtai steady profit combination, 100 ten thousand parts of positive growth investment combination and 40 ten thousand parts of positive growth investment combination.
When a staff of the branch company 1 retires to get 12 ten thousand years, assuming that the net value of the investment market Hengtai stable benefit combination, the positive growth investment combination and the China foundation combination unit is 1.5 (the holding share is unchanged, the net value is increased, namely, the investment benefit is realized), the Hengtai stable benefit combination is sold for 2.4 ten thousand copies and the positive growth investment combination is sold for 5.6 ten thousand copies at the time of the transaction, and 12 ten thousand yuan cash is obtained for paying the staff. The division 2 is similar to the case of employee retirement, and will not be described again.
The actual scene is complex, and multiple services such as payment, transfer and the like can be generated in each transaction period, and sales and buying rolling processes are needed during actual transaction. The balance of the annuity assets of the enterprise needs to be updated after each transaction is completed.
It can be understood that the execution bodies of the following embodiments are trusted systems, that is, the manager with authority inquires the annuity balance of the enterprise in real time through the trusted systems, related data statistics are not needed to be exported through the background SQL, the annuity balance is obtained, and timeliness and efficiency of annuity balance inquiry are improved.
For ease of understanding, the present application will be briefly described herein with respect to the logic and rules for calculating the annuity balance of different login accounts:
the branch company logs in the account: the branch company comprises a plurality of investment combinations, and the annual gold balance of the branch company is the sum of the investment combinations under the branch company.
The head office logs in to the account: the total company comprises a plurality of branch companies, and the balance of a certain investment portfolio under the total company is the sum of the balance of the investment portfolio under all the branch companies under the total company; the annual gold balance of the head office is the sum of the annual gold balances of all the branch offices under the head office.
The plan administrator logs in to the account: a plurality of enterprises (head office) are included in the plan, and the balance of a certain investment portfolio under the plan is the sum of the balances of the investment portfolio of all enterprises under the plan; the annual fee balance of the plan is the sum of the annual fee balances of all enterprises under the plan.
A trusted system administrator logs in to an account: the system comprises a plurality of plans, wherein the balance of a certain investment combination of the system is the sum of the balances of all plans of the system; the annual gold balance of the system is the sum of all planned annual gold balances in the system.
Thus, from the above-described annuity balance calculation logic and rules, annuity balance information within different query ranges may be represented as a summation of multiple portfolio balance information. Therefore, only the balance information of each investment portfolio in the query range is acquired, and the balance information of each investment portfolio in the query range is summed up, so that the annuity balance information in the query range can be obtained.
Fig. 1 shows a flow of implementing a query method for annuity balance information according to a first embodiment of the present invention, and for convenience of description, only the relevant parts of the embodiments of the present invention are shown, which are described in detail below:
as shown in fig. 1, the annuity balance information query method includes:
step 101, acquiring a current login account when login information passes verification;
102, when a query request of annuity balance information is received, acquiring balance information of each investment portfolio in a current query range under a current login account;
Step 103, determining annuity balance information corresponding to the current query range according to the balance information of each investment portfolio in the current query range.
In order to ensure information security, login verification is needed when inquiring annuity balance information. And under the condition that the login information passes the verification, acquiring the current login account according to the login information. The current login account may include a branch login account, a head office login account, a plan manager login account, a trusted system manager login account, and the like.
After the login account enters the trusted system, a query operation of annuity balance information can be initiated. When inquiring, the trusted system submits an inquiry request after setting the current inquiry range, namely when receiving the inquiry request of the annuity balance information, the trusted system triggers the inquiry operation of the annuity balance information. At this time, balance information of each investment portfolio in the current query range is respectively obtained under the current login account. The current query range is a query range under the current login account, and does not exceed the maximum range that can be queried by the current login account. For example, when the current login account is a branch login account, only the investment balance information contained in the current branch or only the current annuity balance information of the branch can be queried, but the investment balance information of other branches or the total company cannot be queried, and the annuity balance information of other branches or the total company cannot be queried.
After determining the balance information of each investment portfolio in the current query range under the current login account, the annuity balance information corresponding to the current query range can be obtained by summing the balance information of each investment portfolio in the current query range under the current login account. For example, the current login account is a branch login account, the current query range is branch annuity balance information, and the branch annuity balance information can be obtained only by acquiring all investment combination balance information under the branch login account and summing all investment combination balance information under the branch login account.
For another example, the current login account is a main company login account, the current query range is a certain investment portfolio balance information of the main company, and the investment portfolio balance information of all branch companies contained in the main company can be obtained by only acquiring the investment portfolio balance information of all the branch companies contained in the main company login account and summing the investment portfolio balance information contained in all the branch companies under the main company login account.
For example, the current login account is a main company login account, the current query range is main company annuity balance information, and the main company annuity balance information can be obtained only by acquiring annuity balance information of all branch companies contained in the main company and summing all the branch company annuity balance information under the main company login account. The annuity balance information of the branch company can be obtained by obtaining all investment portfolio balance information contained in the branch company and summing all investment portfolio balance information contained in the branch company.
In the embodiment of the invention, when the login information passes verification, a current login account is obtained, and when a query request of annuity balance information is received, balance information of each investment combination in a current query range is obtained under the current login account, so that annuity balance information corresponding to the current query range is determined. Therefore, the embodiment of the invention can query the annuity balance in real time through the query request of the annuity balance information without manually acquiring and counting the related data, can improve the timeliness of querying the annuity balance, and can also improve the efficiency of querying the annuity balance.
Fig. 2 shows a flow of implementing step 102 in the annuity balance information query method according to the second embodiment of the present invention, and for convenience of description, only the relevant parts of the embodiments of the present invention are shown, which are described in detail below:
in one embodiment of the invention, the current login account comprises a first login account and the current query scope comprises current portfolio balance information under the first login account. In order to implement the portfolio-level balance information query function, as shown in fig. 2, step 102, when a query request of annuity balance information is received, obtains each portfolio balance information in a current query range under a current login account, including:
Step 201, when a query request of annuity balance information is received, traversing the transaction report from new to old in time sequence to stopping traversing when acquiring the transaction report containing the current investment portfolio under the first login account;
step 202, determining the balance information of the current investment portfolio under the first login account according to the transaction report containing the current investment portfolio under the first login account and the account management line type thereof.
In an embodiment of the present invention, the current login account comprises a first login account, and the current query scope comprises current portfolio balance information under the first login account. The first login account may be a branch login account, and the current query range includes current investment portfolio balance information under the branch login account.
In the embodiment of the invention, the trusted system receives a transaction report sent by an account management system, wherein the transaction report generally comprises the affiliated enterprises, investment combinations, post-formation shares or transaction shares and unit net values corresponding to each investment combination. Wherein, the enterprise comprises branch companies, head companies and the like. The post-partum refers to the partum after the current transaction, namely the partum of the left foot throwing combination after the current transaction, and the transaction partum refers to the partum of the investment combination of the current net transaction. The unit net value, collectively referred to as the net value of the fund, refers to the value per share of the fund per day, and is the value per share of the fund per day as the net asset of the fund divided by the total share of the fund.
When a query request of annuity balance information is received, the trusted system traverses the received transaction report from new to old in sequence according to time sequence until the current investment combination containing the first login account and the first login account is obtained, and the traversal is stopped. For example, the transaction reports are in chronological order from new to old: the method comprises the steps of a current period of success report, an upper period of success report, a second period of success report and a first period of success report, wherein a first login account is a company 1 login account, the current period of success report is acquired firstly during traversal, when the current period of success report contains the company 1, whether the current period of success report contains the current investment combination of the company 1 is further judged, and when the current period of success report contains the current investment combination of the company 1, the current period of success report is the finally acquired report. When the current investment group of the branch office 1 is not included in the current-period transaction report, or when the branch office 1 is included in the current-period transaction report, it is indicated that the current-period transaction report is not a satisfactory transaction report. At this time, it is further determined whether the upper-period transaction report contains the current investment portfolio of the branch company 1, and if the upper-period transaction report does not contain the current investment portfolio of the branch company 1, the traversal is continued until a transaction report containing the current investment portfolio of the branch company 1 is acquired.
The transaction reports received by the trusted system may be sent by different ledger lines. The transaction reports sent by the different types of ledger-lines contain different information. For example, some deal reports include post-deal shares, and some deal reports include transaction shares. The manner in which the current portfolio balance information is determined based on the post-share in the deal report is not the same as the manner in which the current portfolio balance information is determined based on the transaction share in the deal report. Thus, after determining the transaction report containing the current portfolio under the first login account after traversing, it is also necessary to determine the current portfolio balance information under the first login account based on the ledger line type of the transaction report.
In the embodiment of the invention, when the query request of the annuity balance information is received, the traversal is stopped when the transaction report is sequentially traversed from new to old according to the time sequence to the transaction report containing the current investment portfolio under the first login account, and the current investment portfolio balance information under the first login account is determined according to the transaction report containing the current investment portfolio under the first login account and the account management line type thereof, so that the balance information query function of the investment portfolio layer can be realized.
Fig. 3 shows a flow of implementation of step 202 in the annuity balance information query method according to the third embodiment of the present invention, and for convenience of description, only the relevant parts of the embodiments of the present invention are shown, which are described in detail below:
in one embodiment of the invention, the statement that the ledger line type is the first ledger line type includes a post share of the current portfolio under the first login account. To accurately determine annuity balance information, as shown in fig. 3, step 202, determining current portfolio balance information under a first login account based on a transaction report containing the current portfolio under the first login account and its ledger line type, includes:
step 301, determining a post-share of the current investment portfolio under the first login account and a unit net value of the post-share according to a transaction report containing the current investment portfolio under the first login account and a first account line type thereof;
step 302, determining current portfolio balance information under a first login account according to the post-share of the current portfolio under the first login account and the unit net value of the post-share.
In an embodiment of the present invention, the first login account may include a branch login account. The first ledger-line type of deal report includes a postamble of the current portfolio under the first login account. Generally, account management rows containing post-forming shares in the transaction report mainly comprise construction banks, china banks and the like. For example, a first ledger-line type of transaction report may be as shown in Table one below:
List one
The operator needs to maintain the initial share of the portfolio in the trusted system when the portfolio is first operated. The first account management type of transaction report includes the post-formed portion of the portfolio, i.e., the portion remaining after the period transaction, so that the trusted system does not need to consider the initial portion of the portfolio in determining the portfolio balance information, i.e., the product of the post-formed portion of the portfolio and the net value of the unit corresponding to the post-formed portion in the transaction report.
In view of the fact that the account line type of the transaction report contains the post-formed share of the investment portfolio, after the transaction report containing the current investment portfolio under the first login account is obtained, the embodiment of the invention determines the post-formed share of the current investment portfolio under the first login account and the unit net value corresponding to the post-formed share in the transaction report according to the transaction report and the account line type of the transaction report, and further determines the current investment portfolio balance information under the first login account according to the post-formed share of the current investment portfolio under the first login account and the unit net value corresponding to the post-formed share in the transaction report.
Specifically, when determining the current investment portfolio balance information under the first login account according to the post-forming share of the current investment portfolio under the first login account and the unit net value corresponding to the post-forming share in the deal report, the current investment portfolio balance information under the first login account can be determined according to the following formula:
current portfolio balance information = current portfolio's post-share x current portfolio's post-share's corresponding unit net value under the first login account.
For example, assuming that the deal report is as shown in table one (the actual deal report is more complex than table one, and is only schematically illustrated by way of example in table one), the current login account is a division 1 login account, and the current investment portfolio is the combination of the Chinese funds in table one, there is division 1 login account combination balance information=60 ten thousand×1.2 yuan=72 ten thousand yuan.
In the embodiment of the invention, the unit net value of the post-forming share and the post-forming share of the current investment portfolio under the first login account is determined according to the transaction report containing the current investment portfolio under the first login account and the first account management type thereof, and then the current investment portfolio balance information under the first login account is determined according to the post-forming share and the unit net value of the post-forming share of the current investment portfolio under the first login account, so that the annuity balance information can be accurately determined.
Fig. 4 shows a flow of implementing step 102 in the annuity balance information query method according to the fourth embodiment of the present invention, and for convenience of description, only the portions relevant to the embodiments of the present invention are shown, which are described in detail below:
in one embodiment of the invention, the transaction report of the ledger line type being the second ledger line type includes a transaction share of the current portfolio under the first login account. In order to accurately determine the annuity balance information, as shown in fig. 4, step 102, when a query request of annuity balance information is received, obtains balance information of each investment portfolio within a current query range under a current login account, including:
step 401, when a query request of annuity balance information is received, traversing the deal report to obtain all target deal reports containing the current investment portfolio under the first login account;
step 402, determining a transaction share and a unit net value of the transaction share of the current investment portfolio under the first login account according to the target transaction report and the second account management line type thereof;
step 403, obtaining an initial share of the current investment portfolio under the first login account;
step 404, determining the current portfolio balance information under the first login account according to the transaction share and the unit net value of the transaction share of the current portfolio under the first login account in the target deal report and the initial share of the current portfolio under the first login account.
In an embodiment of the present invention, the first login account may include a branch login account. The second ledger-line type of transaction report includes transaction shares of the current portfolio under the first login account. Generally, account management rows including transaction amount in the transaction report mainly include a smooth bank, a china business bank, and the like. For example, a second ledger-line type of transaction report may be as shown in Table two below:
watch II
In view of the fact that the transaction share of the investment portfolio is contained in the transaction report of the second account management line type, when the query request of the annuity balance information is received, the transaction report is traversed to obtain all transaction reports containing the current investment portfolio under the first login account, namely a target transaction report, and further the transaction share of the current investment portfolio under the first login account and the unit net value corresponding to the transaction share in each transaction report in the target transaction report are determined according to the account management line type of the target transaction report.
For the second account management type of transaction report, the transaction share of the investment portfolio, that is, the share of the investment portfolio which is in the period of net transaction, the trusted system needs to consider the initial share of the investment portfolio when determining the balance information of the investment portfolio, wherein the balance information of the investment portfolio is the sum of products of the transaction shares of the investment portfolio and unit net values corresponding to the transaction shares in all the transaction reports in the target transaction report, and then the sum of products of the transaction shares and the initial share is added. The initial share of the current investment portfolio under the first login account is required to be acquired at the moment, and then the balance information of the current investment portfolio under the first login account can be determined according to the transaction share of the current investment portfolio under the first login account, the unit net value corresponding to the transaction share and the initial share of the current investment portfolio under the first login account in the target transaction report.
Specifically, it is assumed that the target success report determined after the traversal includes a first success report, a second success report, an N-1 th success report, and an N-th success report, the embodiment of the invention can determine the current investment portfolio balance information under the first login account through the following formula:
the current portfolio balance information = initial share of the current portfolio + transaction share of the current portfolio in the first transaction report × net value of unit corresponding to the transaction share of the current portfolio + transaction share of the current portfolio in the second transaction report × net value of unit corresponding to the transaction share of the current portfolio in the N-1 transaction report × net value of unit corresponding to the transaction share of the current portfolio + transaction share of the current portfolio in the N-th transaction report.
Here, assuming that the second trading report is shown in table two (the actual trading report is more complex than table two, and is described here by way of example only), the current login account is a branch 2 login account, the current portfolio is a positive growth portfolio in table two, and the product of the current portfolio transaction share and the unit net value corresponding to the current portfolio transaction share in the second trading report is 10 ten thousand x 1.1 yuan = 11 ten thousand yuan.
In the embodiment of the invention, when a query request of annuity balance information is received, traversing the deal report to obtain all target deal reports containing the current investment portfolio under the first login account, further determining the transaction share and the unit net value of the transaction share of the current investment portfolio under the first login account according to the target deal report and the second account management type thereof, then obtaining the initial share of the current investment portfolio under the first login account, and finally determining the current investment portfolio balance information under the first login account according to the transaction share and the unit net value of the transaction share of the current investment portfolio under the first login account and the initial share of the current investment portfolio under the first login account in the target deal report, so that annuity balance information can be accurately determined.
In an embodiment of the present invention, on the basis of the method steps shown in fig. 4, the annuity balance information query method further includes:
when the initial share of the current investment portfolio under the first login account cannot be acquired, the current investment portfolio balance information under the first login account is set to be empty.
Whereas the operator may not maintain the initial share of the current portfolio under the first login account when the portfolio is first operated, or even if the operator does maintain the initial share of the current portfolio under the first login account, the initial share of the current portfolio under the first login account cannot be obtained at this time for some reasons, when the information of the initial share of the current portfolio under the first login account cannot be obtained, the annuity balance information may be accurately expressed, and the current portfolio balance information under the first login account may be set to be empty (the current portfolio balance information under the first login account is empty, meaning that the current portfolio balance information under the first login account is unknown and is not equal to the current portfolio balance information under the first login account is zero).
Fig. 5 shows a flow of implementing a query method for annuity balance information according to a fifth embodiment of the present invention, and for convenience of description, only the portions related to the embodiments of the present invention are shown, which are described in detail below:
in one embodiment of the invention, the current login account comprises a second login account and the current query scope comprises current portfolio balance information under the second login account. In order to implement the function of inquiring the balance information of the portfolio investment portfolio, as shown in fig. 5, step 102, when receiving an inquiry request of the annuity balance information, acquires the balance information of each portfolio within the current inquiry range under the current login account, including:
step 501, when a query request of annuity balance information is received, current investment portfolio balance information under each first login account is respectively obtained;
step 103, determining annuity balance information corresponding to the current query range according to each investment portfolio balance information in the current query range, including:
step 502, determining the current investment portfolio balance information under the second login account according to the current investment portfolio balance information under each first login account.
In the embodiment of the invention, the affiliated enterprises corresponding to the second login accounts comprise a plurality of affiliated enterprises corresponding to the first login accounts. For example, the enterprise to which the first login account corresponds is a branch company, and the enterprise to which the second login account corresponds is a head office, and so on. Or the first login account corresponds to a branch company and the second login account corresponds to a plan, wherein the plan comprises a plurality of head companies, and each head company comprises a plurality of branch companies. Alternatively, the first login account corresponds to a head office, and the second login account corresponds to a plan, wherein the plan includes a plurality of head offices.
Therefore, in the embodiment of the present invention, when the first login account is a branch login account, the second login account may include a main login account, a planning manager login account, and a trusted system manager login account. When the first login account is a head office login account, the second login account may include a plan administrator login account and a trusted system administrator login account. When the first login account is a plan administrator login account, the second login account may be a trusted system administrator login account.
For example, assuming that the first login account is a branch login account and the second login account is a main login account, when the current query range is the current investment portfolio balance information under the main login account, and when a query request of annuity balance information is received, the current investment portfolio balance information under the branch login account can be determined through the embodiments corresponding to fig. 1 to 4 of the present invention, and then the current investment portfolio balance information under the branch login account corresponding to all the branches included in the main corresponding to the main login account is added, so as to determine the current investment portfolio balance information under the main login account. Of course, when the second login account is the main company login account, the current investment portfolio balance information under a certain branch company login account can be queried.
For example, assuming that the first login account is a branch login account and the second login account is a plan manager login account, when the current query range is the current investment portfolio balance information under the plan manager login account, the current investment portfolio balance information under each head office login account can be determined according to the method, and then the current investment portfolio balance information under each head office login account is summed up to determine the current investment portfolio balance information under the plan manager login account. Of course, when the second login account is a plan administrator login account, the current investment portfolio balance information under a certain head office login account or a branch office login account may be queried. Other annuity balance information queries are similar and will not be described in detail.
In the embodiment of the invention, when the query request of the annuity balance information is received, the current investment portfolio balance information under each first login account is respectively acquired, and then the current investment portfolio balance information under the second login account is determined according to the current investment portfolio balance information under each first login account, so that the query function of the portfolio balance information of the combination layer can be realized.
Fig. 6 shows a flow of implementing a query method for annuity balance information according to a sixth embodiment of the present invention, and for convenience of description, only the relevant parts of the embodiments of the present invention are shown, which are described in detail below:
in one embodiment of the invention, the current query scope includes the first login account annuity balance information. In order to implement the annuity balance information query function under the first login account, as shown in fig. 6, step 102, when a query request of annuity balance information is received, obtains balance information of each investment portfolio in a current query range under the current login account, including:
step 601, when a query request of annuity balance information is received, acquiring balance information of each investment portfolio under a first login account;
step 103, determining annuity balance information corresponding to the current query range according to each investment portfolio balance information in the current query range, including:
step 602, determining annual gold balance information of the first login account according to the balance information of each investment portfolio under the first login account.
In the embodiment of the present invention, the first login account may be a branch login account. Similarly, when the query request of the annuity balance information is received, the method in the above embodiment may be used to determine annuity balance information of each investment portfolio under the account of the branch company, and further determine annuity balance information of each investment portfolio under the account of the branch company. Furthermore, the first login account may be a main company login account, and when determining the total annual gold balance information, the method is used to determine all the branch annual gold balance information included in the main company, and further add up all the branch annual gold balance information to determine the total annual gold balance information. The planned annuity balance information and the trusted system annuity balance information are similar to each other and will not be described in detail.
In the embodiment of the invention, when the query request of annuity balance information is received, the balance information of each investment combination under the first login account is acquired, and then the annuity balance information of the first login account is determined according to the balance information of each investment combination under the first login account, so that the query function of the annuity balance information under the first login account can be realized.
Fig. 7 shows a flow of implementing the annuity balance information query method according to the seventh embodiment of the present invention, and for convenience of description, only the relevant parts of the embodiments of the present invention are shown, which are described in detail below:
in one embodiment of the invention, the current login account comprises a second login account and the current query scope comprises annuity balance information of the second login account. In order to implement the function of annuity balance information query of the second login account, as shown in fig. 6, step 102, when a query request of annuity balance information is received, obtains balance information of each investment portfolio in the current query range under the current login account, including:
step 701, when a query request of annuity balance information is received, acquiring balance information of each investment portfolio under a plurality of first login accounts;
step 103, determining annuity balance information corresponding to the current query range according to each investment portfolio balance information in the current query range, including:
Step 702, determining annuity balance information of a plurality of first login accounts according to balance information of each investment portfolio under the plurality of first login accounts;
step 703, determining annuity balance information of the second login account according to the annuity balance information of the plurality of first login accounts.
In the embodiment of the present invention, when the first login account is a branch login account, the second login account may include a main login account, a plan manager login account, and a trusted system manager login account. When the first login account is a head office login account, the second login account may include a plan administrator login account and a trusted system administrator login account. When the first login account is a plan administrator login account, the second login account may be a trusted system administrator login account.
Therefore, in the process of determining the annuity balance information of the second login account, when the query request of the annuity balance information is received, the method of the embodiment is utilized to respectively obtain the balance information of each investment portfolio under a plurality of first login accounts, further obtain the annuity balance information of the plurality of first login accounts, further add the annuity balance information of the plurality of first login accounts, and determine the annuity balance information of the second login account.
For example, when the first login account is a branch login account and the second login account is a main login account, first, each investment portfolio balance information of a plurality of branch companies included in the main company is determined, and then, each of the plurality of branch company annuity balance information is determined, and then, the plurality of branch company annuity balance information included in the main company is summed up, and the main company annuity balance information is determined. The method for determining the planned annuity balance information and the trusted system annuity balance information is similar to the method, and will not be described in detail here.
In the embodiment of the invention, when the query request of the annuity balance information is received, the balance information of each investment portfolio under a plurality of first login accounts is acquired, the annuity balance information of the plurality of first login accounts is further determined according to the balance information of each investment portfolio under the plurality of first login accounts, and finally the annuity balance information of the second login account is determined according to the annuity balance information of the plurality of first login accounts, so that the annuity balance information query function of the second login account can be realized.
The embodiment of the invention also provides a query device for annuity balance information, which is described in the following embodiment. Because the principle of solving the problems of the devices is similar to that of inquiring the annuity balance information, the implementation of the devices can be referred to the implementation of the method, and the repetition is omitted.
Fig. 8 shows functional modules of a annuity balance information query device according to an eighth embodiment of the present invention, and for convenience of explanation, only parts related to the embodiments of the present invention are shown, which are described in detail below:
referring to fig. 8, each module included in the annuity balance information query device is configured to execute each step in the corresponding embodiment of fig. 1, and detailed descriptions of fig. 1 and the corresponding embodiment of fig. 1 are omitted herein. In the embodiment of the invention, the annuity balance information query device comprises an account acquisition module 801, a combined balance acquisition module 802 and an annuity balance determination module 803.
An account acquisition module 801, configured to acquire a current login account when the login information passes verification;
a combined balance acquisition module 802, configured to acquire, when receiving a query request for annuity balance information, balance information of each investment portfolio within a current query range under a current login account;
the annuity balance determination module 803 is configured to determine annuity balance information corresponding to the current query scope according to balance information of each investment portfolio in the current query scope.
In the embodiment of the invention, the account acquisition module 801 acquires the current login account when the login information passes verification, and the combined balance acquisition module 802 acquires the balance information of each investment portfolio in the current query range under the current login account when receiving the query request of the balance information of the annuity, so that the balance determination module 803 determines the balance information of the annuity corresponding to the current query range. Therefore, the embodiment of the invention can query the annuity balance in real time through the query request of the annuity balance information without manually acquiring and counting the related data, can improve the timeliness of querying the annuity balance, and can also improve the efficiency of querying the annuity balance.
Fig. 9 shows a schematic structure of a combined balance acquisition module 801 in a annuity balance information query device according to a ninth embodiment of the present invention, and for convenience of explanation, only the relevant parts of the embodiment of the present invention are shown, which is described in detail below:
in one embodiment of the invention, the current login account comprises a first login account and the current query scope comprises current portfolio balance information under the first login account. In order to implement the portfolio-level balance information query function, referring to fig. 9, each unit included in the combined balance obtaining module 801 is configured to perform each step in the corresponding embodiment of fig. 2, and specifically please refer to fig. 2 and the related description in the corresponding embodiment of fig. 2, which are not repeated herein. In the embodiment of the present invention, the combined balance obtaining module 801 includes a first traversal obtaining unit 901 and a first combined balance determining unit 902.
The first traversal obtaining unit 901 is configured to, when receiving a query request for annuity balance information, sequentially traverse the deal report from new to old in chronological order to stop traversing when obtaining the deal report including the current investment portfolio under the first login account.
A first combined balance determining unit 902, configured to determine current investment portfolio balance information under a first login account according to a transaction report including a current investment portfolio under the first login account and a account management line type thereof.
In the embodiment of the present invention, when receiving a query request of annuity balance information, the first traversal obtaining unit 901 sequentially traverses the transaction report from new to old according to a time sequence to stop traversal when obtaining the transaction report including the current investment portfolio under the first login account, and the first portfolio balance determining unit 902 determines the current portfolio balance information under the first login account according to the transaction report including the current investment portfolio under the first login account and the account line type thereof, so as to implement a portfolio layer balance information query function.
Fig. 10 shows a schematic structure of a combined balance determining unit 902 in a annuity balance information query device according to a tenth embodiment of the present invention, and for convenience of explanation, only the relevant parts of the embodiment of the present invention are shown, which is described in detail below:
in one embodiment of the invention, the statement that the ledger line type is the first ledger line type includes a post share of the current portfolio under the first login account. In order to accurately determine the annuity balance information, referring to fig. 10, each unit included in the combined balance determining unit 902 is configured to perform each step in the corresponding embodiment of fig. 3, and specific reference is made to fig. 3 and related descriptions in the corresponding embodiment of fig. 3, which are not repeated herein. In the embodiment of the present invention, the combined balance determining unit 902 includes a post-share and unit net value determining subunit 1001 and a combined balance first determining subunit 1002.
The unit net value determination subunit 1001 is configured to determine a unit net value of the post-share and the post-share of the current investment portfolio under the first login account according to the transaction report including the current investment portfolio under the first login account and the first account line type thereof.
A combined balance first determination subunit 1002, configured to determine current portfolio balance information under the first login account according to the post-share and the unit net value of the post-share of the current portfolio under the first login account.
In the embodiment of the present invention, the post-share and unit net value determining subunit 1001 determines the post-share and unit net value of the post-share of the current investment portfolio under the first login account according to the transaction report including the current investment portfolio under the first login account and the first account line type thereof, and then the combined balance first determining subunit 1002 determines the current investment portfolio balance information under the first login account according to the post-share and unit net value of the post-share of the current investment portfolio under the first login account, so as to accurately determine the annuity balance information.
Fig. 11 shows a schematic structure of a combined balance acquisition module 801 in a annuity balance information query device according to an eleventh embodiment of the present invention, and for convenience of explanation, only the relevant parts of the embodiment of the present invention are shown, which is described in detail below:
In one embodiment of the invention, the transaction report of the ledger line type being the second ledger line type includes a transaction share of the current portfolio under the first login account. In order to accurately determine the annuity balance information, referring to fig. 11, each unit included in the combined balance obtaining module 801 is configured to perform each step in the corresponding embodiment of fig. 4, and specific reference is made to fig. 4 and related descriptions in the corresponding embodiment of fig. 4, which are not repeated herein. In the embodiment of the present invention, the combined balance obtaining module 801 includes a second traversing unit 1101, a transaction share and unit net value determining unit 1102, an initial share determining unit 1103, and a second combined balance determining unit 1104.
The second traversing unit 1101 is configured to, when receiving a query request for annuity balance information, traverse the deal report to obtain all target deal reports including the current investment portfolio under the first login account.
The transaction share and unit net value determining unit 1102 is configured to determine a transaction share and a unit net value of the transaction share of the current investment portfolio under the first login account according to the target transaction report and the second account management type thereof.
An initial share determining unit 1103 is configured to obtain an initial share of the current portfolio under the first login account.
A second portfolio balance determination unit 1104 for determining current portfolio balance information under the first login account based on the transaction share and the unit net value of the transaction share of the current portfolio under the first login account in the target deal report and the initial share of the current portfolio under the first login account.
In the embodiment of the present invention, when the second traversing unit 1101 receives the query request of the annuity balance information, the second traversing unit 1101 traverses the trading report to obtain all target trading reports including the current investment portfolio under the first login account, and further, the transaction share and unit net value determining unit 1102 determines the unit net value of the transaction share and the transaction share of the current investment portfolio under the first login account according to the target trading report and the second account management type thereof, and then the initial share determining unit 1103 obtains the initial share of the current investment portfolio under the first login account, and finally, the second portfolio balance determining unit 1104 determines the current investment portfolio balance information under the first login account according to the transaction share and the unit net value of the transaction share of the current investment portfolio under the first login account and the initial share of the current investment portfolio under the first login account in the target trading report, so as to accurately determine the annuity balance information.
In an embodiment of the present invention, the query device for annuity balance information further includes a emptying unit based on the structure shown in fig. 10.
And the emptying unit is used for emptying the current investment portfolio balance information under the first login account when the initial share of the current investment portfolio under the first login account cannot be acquired.
Fig. 12 shows a schematic structure of a annuity balance information query device according to a twelfth embodiment of the present invention, and for convenience of explanation, only the relevant parts of the embodiments of the present invention are shown, which are described in detail below:
in one embodiment of the invention, the current login account comprises a second login account and the current query scope comprises current portfolio balance information under the second login account. In order to realize the function of inquiring the balance information of the investment portfolio under the second login account, referring to fig. 12, each unit included in the annuity balance information inquiring device is used for executing each step in the corresponding embodiment of fig. 5, and specifically please refer to fig. 5 and the related description in the corresponding embodiment of fig. 5, which are not repeated herein. In the embodiment of the present invention, the combined balance obtaining module 801 includes a first account current combined balance obtaining unit 1201.
The first account current combined balance obtaining unit 1201 is configured to, when receiving a query request of annuity balance information, obtain current investment portfolio balance information under each first login account.
The annuity balance determination module 803 includes a second account current combined balance acquisition unit 1202.
A second account current combination balance obtaining unit 1202, configured to determine current portfolio balance information under the second login account according to the current portfolio balance information under each first login account.
In the embodiment of the present invention, when the first account current combination balance obtaining unit 1201 receives the query request of the annuity balance information, the current investment portfolio balance information under each first login account is obtained respectively, and then the second account current combination balance obtaining unit 1202 determines the current investment portfolio balance information under the second login account according to the current investment portfolio balance information under each first login account, so that the query function of the portfolio balance information of the portfolio layer can be realized.
Fig. 13 shows a schematic structure of a annuity balance information query device according to a thirteenth embodiment of the present invention, and for convenience of explanation, only the relevant parts of the embodiment of the present invention are shown, which is described in detail below:
In one embodiment of the invention, the current query scope includes the first login account annuity balance information. In order to realize the function of inquiring the annuity balance information of the first login account, referring to fig. 13, each unit included in the annuity balance information inquiring device is used for executing each step in the corresponding embodiment of fig. 6, and specifically please refer to fig. 6 and the related description in the corresponding embodiment of fig. 6, which are not repeated herein. In the embodiment of the present invention, the combined balance obtaining module 801 includes a first account each combined balance obtaining unit 1301.
Each combined balance acquiring unit 1301 of the first account is configured to acquire balance information of each investment portfolio under the first login account when receiving a query request of annuity balance information.
The annuity balance determination module 803 includes a first account annuity balance acquisition unit 1302.
A first account annuity balance obtaining unit 1302, configured to determine annuity balance information of the first login account according to balance information of each investment portfolio under the first login account.
In the embodiment of the present invention, when receiving a query request of annuity balance information, each combined balance acquiring unit 1301 of the first account acquires balance information of each investment portfolio under the first login account, and then, according to each investment combined balance information under the first login account, the annuity balance acquiring unit 1302 of the first account determines annuity balance information of the first login account, so that a query function of annuity balance information under the first login account can be realized.
Fig. 14 shows a schematic structure of a annuity balance information query device according to a fourteenth embodiment of the present invention, and for convenience of explanation, only the portions related to the embodiments of the present invention are shown, which are described in detail below:
in one embodiment of the invention, the current login account comprises a second login account and the current query scope comprises annuity balance information of the second login account. In order to realize the function of inquiring the annuity balance information of the second login account, referring to fig. 14, each unit included in the annuity balance information inquiring device is used for executing each step in the corresponding embodiment of fig. 7, and specifically please refer to fig. 7 and the related description in the corresponding embodiment of fig. 7, which are not repeated herein. In the embodiment of the present invention, the combined balance obtaining module 801 includes a plurality of first account combined balance obtaining units 1401.
A plurality of first account combined balance acquiring units 1401 for acquiring each portfolio balance information under a plurality of first login accounts upon receiving a query request for annuity balance information.
The annuity balance determination module 803 includes a plurality of first account annuity balance acquisition units 1402 and second account annuity balance acquisition units 1403.
The annuity balance acquiring unit 1402 of the plurality of first login accounts is further configured to determine annuity balance information of the plurality of first login accounts according to balance information of each investment portfolio under the plurality of first login accounts.
A second account annuity balance acquiring unit 1403, configured to determine annuity balance information of the second login account according to the annuity balance information of the plurality of first login accounts.
In the embodiment of the present invention, when the multiple first account combined balance acquiring units 1401 receive the query request of the annuity balance information, the multiple first account annuity balance acquiring units 1402 acquire the balance information of each investment portfolio under the multiple first login accounts, and then determine the annuity balance information of the multiple first login accounts according to the balance information of each investment portfolio under the multiple first login accounts, and finally the second account annuity balance acquiring unit 1403 determines the annuity balance information of the second login accounts according to the annuity balance information of the multiple first login accounts, so that the function of querying the annuity balance information of the second login accounts can be realized.
The embodiment of the invention also provides computer equipment, which comprises a memory, a processor and a computer program stored on the memory and capable of running on the processor, wherein the query method of the annuity balance information is realized when the processor executes the computer program.
The embodiment of the invention also provides a computer readable storage medium, wherein the computer readable storage medium stores a computer program for executing the annuity balance information query method.
In summary, the embodiment of the invention obtains the current login account when the login information passes the verification, and obtains the balance information of each investment portfolio in the current query range under the current login account when the query request of the balance information of the annuity is received, thereby determining the balance information of the annuity corresponding to the current query range. Therefore, the embodiment of the invention can query the annuity balance in real time through the query request of the annuity balance information without manually acquiring and counting the related data, can improve the timeliness of querying the annuity balance, and can also improve the efficiency of querying the annuity balance.
The annuity balance information query method and device provided by the invention have the following beneficial effects:
(1) The timeliness of inquiring the annual gold balance is improved, and meanwhile, the efficiency of inquiring the annual gold balance can be improved;
(2) The inquiry function of annuity balance information of different dimensions of a combination layer and a login account layer (a branch login account, a main company login account, a plan manager login account and a trusted system manager login account) can be realized;
(3) Aiming at different types of account management lines, the annuity balance information is accurately determined based on calculation logic and rules of different annuity balance information;
(4) The annuity balance information inquiry function of the combined layer can monitor investment portfolio returns better; the annual gold balance inquiry of the branch layer, the main company layer, the planning layer and the system layer can flexibly meet the requirements of different users of the system.
It will be appreciated by those skilled in the art that embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The foregoing description of the embodiments has been provided for the purpose of illustrating the general principles of the invention, and is not meant to limit the scope of the invention, but to limit the invention to the particular embodiments, and any modifications, equivalents, improvements, etc. that fall within the spirit and principles of the invention are intended to be included within the scope of the invention.

Claims (9)

1. The annuity balance information query method is characterized by comprising the following steps:
acquiring a current login account when the login information passes verification; the current login account comprises a first login account;
when a query request of annuity balance information is received, acquiring balance information of each investment portfolio in a current query range under a current login account; the current query range comprises current investment portfolio balance information under a first login account; when a query request of annuity balance information is received, acquiring balance information of each investment portfolio in the current query range under the current login account, wherein the query request comprises the following steps:
when a query request of annuity balance information is received, traversing the transaction report from new to old in sequence according to the current query range and stopping traversing when acquiring the transaction report containing the current investment portfolio under the first login account;
determining the balance information of the current investment portfolio under the first login account according to a transaction report containing the current investment portfolio under the first login account and the account management line type thereof;
determining annuity balance information corresponding to the current query range according to the balance information of each investment portfolio in the current query range;
The current login account further comprises a second login account, the current query range further comprises current investment portfolio balance information under the second login account, and when a query request of annuity balance information is received, each investment portfolio balance information in the current query range is acquired under the current login account, and the method comprises the following steps:
when a query request of annuity balance information is received, current investment portfolio balance information under each first login account is respectively obtained;
determining annuity balance information corresponding to the current query range according to each investment portfolio balance information in the current query range, including:
and determining the current investment portfolio balance information under the second login account according to the current investment portfolio balance information under each first login account.
2. The method of claim 1, wherein the transaction report with the account line type being the first account line type includes a post-transaction share of the current portfolio under the first login account, and wherein determining the current portfolio balance information under the first login account based on the transaction report including the current portfolio under the first login account and the account line type thereof comprises:
Determining the finished share of the current investment portfolio under the first login account and the unit net value of the finished share according to the transaction report containing the current investment portfolio under the first login account and the first account management line type thereof;
and determining the balance information of the current investment portfolio under the first login account according to the post-share of the current investment portfolio under the first login account and the unit net value of the post-share.
3. The annuity balance information query method of claim 1, wherein the transaction report of the account management line type being the second account management line type includes a transaction share of the current portfolio under the first login account, and upon receiving the annuity balance information query request, obtaining each portfolio balance information within the current query range under the current login account includes:
when a query request of annuity balance information is received, traversing the deal reports to obtain all target deal reports containing the current investment portfolio under the first login account;
determining a transaction share and a unit net value of the transaction share of the current investment portfolio under the first login account according to the target transaction report and the second account management line type thereof;
acquiring an initial share of a current investment portfolio under a first login account;
And determining the balance information of the current investment portfolio under the first login account according to the transaction share of the current investment portfolio under the first login account and the unit net value of the transaction share in the target transaction report and the initial share of the current investment portfolio under the first login account.
4. The annuity balance information query method of claim 3, further comprising:
when the initial share of the current investment portfolio under the first login account cannot be acquired, the current investment portfolio balance information under the first login account is set to be empty.
5. A method for querying annuity balance information as claimed in any one of claims 1 to 3 wherein the current query scope further comprises annuity balance information of the first login account, and upon receipt of a query request for annuity balance information, obtaining under the current login account each portfolio balance information within the current query scope comprises:
when a query request of annuity balance information is received, acquiring balance information of each investment portfolio under a first login account;
determining annuity balance information corresponding to the current query range according to each investment portfolio balance information in the current query range, including:
And determining the annuity balance information of the first login account according to the balance information of each investment portfolio under the first login account.
6. The method for inquiring annuity balance information according to claim 5, wherein the current login account further includes a second login account, the current inquiry scope further includes annuity balance information of the second login account, and when an inquiry request for annuity balance information is received, each investment portfolio balance information in the current inquiry scope is acquired under the current login account, comprising:
when a query request of annuity balance information is received, acquiring balance information of each investment portfolio under a plurality of first login accounts;
determining annuity balance information corresponding to the current query range according to each investment portfolio balance information in the current query range, including:
determining annuity balance information of the plurality of first login accounts according to the balance information of each investment portfolio under the plurality of first login accounts;
and determining annuity balance information of the second login account according to the annuity balance information of the plurality of first login accounts.
7. A annuity balance information query device, comprising:
the account acquisition module is used for acquiring a current login account when the login information passes verification;
The combined balance acquisition module is used for acquiring balance information of each investment portfolio in a current query range under a current login account when a query request of annuity balance information is received;
the annuity balance determining module is used for determining annuity balance information corresponding to the current query range according to the balance information of each investment portfolio in the current query range;
the combined balance acquisition module comprises a first account current combined balance acquisition unit and a second account current combined balance acquisition unit, wherein the first account current combined balance acquisition unit is used for respectively acquiring current investment portfolio balance information under each first login account when receiving a query request of annuity balance information;
the annuity balance determination module comprises a second account current combination balance acquisition unit which is used for determining current investment combination balance information under the second login account according to the current investment combination balance information under each first login account.
8. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the processor implements the annuity balance information query method of any of claims 1 to 6 when the computer program is executed.
9. A computer-readable storage medium, wherein the computer-readable storage medium stores a computer program for executing the annuity balance information query method of any one of claims 1 to 6.
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