CN107220893B - Platform information counting method and control system thereof - Google Patents
Platform information counting method and control system thereof Download PDFInfo
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Abstract
The invention discloses a platform interest accounting method and a control system thereof.A profit area of a user comprises cash treasures, intelligent investment and experience funds. When money is paid, intelligently thrown and experienced, the interest data of each user can be automatically checked, once abnormal data is found, alarming is timely carried out to inform relevant personnel, abnormal interest and income of the user are avoided, normal income issuing of the user is guaranteed, design safety is guaranteed, a design principle of unified planning and step-by-step implementation is adopted, unified planning is carried out, a service function is built, the requirements of the current service can be met, the requirements of future service development can be met, the design is novel, and the method is a good innovation scheme.
Description
Technical Field
The invention relates to the field of finance, in particular to a platform interest metering method and a control system thereof.
Background
With the continuous development of society, the development of network lending platforms is relatively perfect, and the novel financing mode is gradually accepted by the public in the network era. On one hand, the lender realizes the income increment of the assets, and on the other hand, the borrower can meet the own fund demand in a convenient and fast mode.
Interest settlement is the basic business requirement of the loan platform, the traditional method for calculating the daily income of the user is the principal of the investment of the user multiplied by the interest rate set by the platform, the method has the advantages of simplicity, clearness and easy realization, and the method is also adopted in the early stage of financial simplification, however, as the system is continuously mature, the defects of the method are gradually shown:
1. the interest rate of the platform is manually set, so that risks exist, and if some platforms intentionally set the interest rate to be very high to attract users, the platform is not favorable for the healthy and continuous development of the platform, and the interests of investors can be damaged in the long run;
2. the user can not sense the real investment condition of the user, and under the condition that the user principal is consistent, the income obtained by investing high-quality assets is completely the same as the income obtained by investing common assets, which is obviously unreasonable;
3. the calculation user income is not hooked with the platform assets, and important data such as the amount of income which the platform should send and the amount of balance which the platform should leave every day cannot be counted, so that the platform is not standard, poor in practical performance and insufficient in existence, and cannot meet the requirements of industry development.
In summary, in order to overcome the drawbacks of the prior art, a platform rest method and a control system thereof are particularly needed to solve the deficiencies of the prior art.
Disclosure of Invention
Aiming at the defects existing in the prior art and influencing the benign development of the platform, the invention provides the platform interest counting method and the control system thereof, which have novel design, can stably give the interest, can truly reflect the investment condition of the user and have excellent practical performance.
In order to achieve the purpose, the technical scheme of the invention is as follows:
a platform interest-bearing method, the income area of users includes money-cash-treasure, intelligent investment, experience money;
the cash treasures are unmatched funds of the users, namely cash management assets invested in an asset exchange, products which are not matched with mortgages or pledges when the users invest in simple finances, the interest rate of the cash treasures is the division of the sum of profits and the sum of principal, and the sum of the profits is as follows: the profits of the commission charge are deducted from the real income obtained by the cash and precious principal investment of all users, and the principal is as follows: the sum of all users' cash and precious principal; multiplying the user cash-money by the interest rate to obtain the profit of the user cash-money;
the intelligent investment is the matched fund of the user, namely the fund invests high-quality assets, the intelligent investment income calculates the specific income of each asset investment according to the result of the scattered investment, the earnings of different assets are different, then the unified calculation is carried out, the asset interest rate is the interest which is due to the assets and divided by the amount of the assets, the user holds the amount of the assets to calculate the income of the user for investing the assets, and the sum of the earnings of all the assets of the user is the intelligent investment income;
the income of the experience fund adopts the interest rate of intelligent investment, namely the sum of the interest of all the high-quality assets is divided by the sum of the principal fund.
A control system for platform rest: the system comprises a condition checking subsystem, an asset daily interest acquiring subsystem, an asset matching subsystem, an intelligent interest charging subsystem, a cash interest charging subsystem and an experience money charging subsystem;
before daily interest, the condition checking subsystem checks whether asset matching is closed and whether the operation of exhibition, delivery and deposit is completed;
the asset daily interest obtaining subsystem is used for obtaining daily matched asset data intelligently invested by a user from an asset end, and before daily interest, obtaining asset items, matched money and asset interest rate invested by daily funds;
the method comprises the steps that an asset matching subsystem is obtained and used for obtaining matching information of which assets are dispersedly invested by intelligent investment funds held by a user on the day, the amount of matching money is large, and the interest rate of the assets is large before daily interest calculation from an asset end;
the intelligent interest-investing subsystem is used for respectively calculating corresponding profits for each asset which is dispersedly invested in the capital of the user according to the asset matching result on the basis that the data preparation module obtains the asset matching information of the current day, and then counting and calculating the total profits intelligently invested by the user, the seven-day annual profitability and the ten-thousand-yuan-day profits;
the cash treasure interest calculating subsystem is used for calculating cash treasures of the users, and calculating through the unmatched interest calculating module, and also calculating the comprehensive income, the seven-day annual income rate and the ten-thousand-yuan-day income of the fund;
the experience fund interest-calculating subsystem is used for calculating the income of the user experience fund, the experience fund is interest-calculating fund which is provided to the user by the simple financial platform through various operation activities, the part of the interest-calculating fund is calculated by the experience fund interest-calculating module, and the comprehensive income of the user experience fund can also be calculated.
Further, the work flow of the condition checking subsystem is as follows: after starting, a single server is connected to check whether a preparation center interest switch is turned on or not through a timing task, if the switch is turned on to check whether the pulling of the asset interest list is completed or not, if the pulling of the asset interest list is not completed, a dubbo calls an asset end query interface to query whether the calculation conditions are met or not, if the calculation conditions are met, the interest list is updated, the verification of the interest conditions is passed, the preparation is started, the flow of a condition verification subsystem is completed, the preparation center interest switch, the pulling of the asset interest list and the query whether the calculation conditions are met or not are checked, and when the opposite state is abnormal, the early warning short messages are sent in a.
Further, the workflow for acquiring the asset daily information subsystem is as follows: after starting, a single server is connected with a checking interest-counting task list through a timed task, after passing verification of interest-counting conditions, the basic task is checked whether to be completed or not before pulling the asset daily-count list, if the original daily-count list data is not deleted according to the interest-counting date, the dubbo calls an asset daily-count list query interface of an asset end, the pages are increased or inserted, 1000 pieces are added in each page, then whether the quantity of the pulled asset daily-count list accords with the quantity of assets needing to be counted by the asset end or not is checked, if the quantity of the pulled asset daily-count list accords with the quantity of the assets needing to be counted by the asset end, the data of the asset daily-count list is prepared, and if the quantity of the pulled asset daily-count list data does not accord with the quantity of the needing to be counted asset end, a short message is sent for alarming.
Further, the workflow for acquiring the asset matching subsystem is as follows: starting a single server to connect and check an interest task table after a timed task, checking whether a basic task is completed after the data of an asset daily table is prepared, if the problem of data conflict is not solved by using zk lock in a starting thread pool, then checking whether a matching list of the asset is completed, if the matching list is not completed, checking whether the number of the matching lists of the asset is matched with that of an asset end, if the matching list is not matched, sending a short message alarm, if the matching list information of the asset is deleted according to the interest day, inquiring the asset daily table, inquiring whether the asset daily table is inserted or newly added according to the id inquiry of the asset, wherein 1000 pieces per page check whether the number of the pulled matching lists is equal to that in the asset daily table or not, if the pulled matching lists are equal, sending the short message alarm, and if the matching lists are equal, updating the matching list data corresponding to the asset daily table every time when the matching information of, and then checking whether the matching of all the asset daily tables is completed or not, and if so, updating the daily table and preparing the asset matching list data.
Further, the work flow of the intelligent interest-casting subsystem is as follows: starting a single server through a timing task and connecting a configuration center information switch before interest counting, whether the configuration center information switch is opened or not, if the configuration center information switch is opened, whether the calculation task list is pulled and finished or not is checked, whether the basic task is finished or not is checked, if the basic task is not finished, a thread pool is not finished, the problem of data conflict of concurrent acquisition is solved by using a zk lock, whether the assets are already accounted and finished or not is checked, if the assets are not finished, the matching list is inquired, inquiry is carried out through ID, 5000 pieces are arranged on each page, the interest amount corresponding to each user is calculated, calculation running water is generated, a calculation finishing mark in the asset matching list is updated, the real payment day in the asset information list is added, the actual yesterday income in the user information account list is added, if the data does not exist, the data is inserted, the data is updated, further, the information of the records is obtained according to the asset ID, and calculating the balance amount of the asset, adding the balance amount to the asset detail of the user, adding the balance amount to the actual yesterday income of the user, updating the calculation completion mark and the actual income amount of the asset daily schedule, then checking whether the daily schedule completion mark is completely completed or not, updating the daily schedule after the completion, and finishing the matched information.
Further, the cash treasure interest subsystem has the working flow as follows: starting up a single server to connect with a charging condition after a timing task, checking whether the charging condition is finished or not, if the matching charging is not finished, whether a failure list exists in the matching information or not, if the unmatched interest rate is not inquired, acquiring unmatched money amount, calculating the unmatched interest of a user, adding unmatched running water, adding or modifying an interest issuing table, checking whether the failure list exists or not, if the unmatched interest rate is reprocessed and matched, and if the unmatched interest rate is not calculated, updating the unmatched interest in the charging task table to be finished.
Further, the work flow of the experience fund interest-bearing subsystem is as follows: starting a timing task after starting a single server to connect a platform and synthesize whether the income statement is initially completed or not, if so, checking whether the experience fund interest is completed or not, if not, checking whether the experience fund has a failure list or not, if not, checking whether the ten-thousand-yuan daily income in the platform income statement or not, checking the experience fund needing interest from the experience fund list, then calculating the experience fund income, newly adding the experience fund running water, newly adding or modifying the experience fund income in an interest release list, then checking whether the experience fund interest has a failure list or not, if so, reprocessing and matching, and if not, updating the experience fund interest state in a task list to be completed.
The invention has the beneficial effects that: the invention has safe design, adopts the design principle of unified planning and step-by-step implementation, realizes unified planning, builds a service with complete functions, can meet the requirements of the current service and the development requirements of the future service, has novel design and is a good innovative scheme.
Drawings
The invention is described in detail below with reference to the following figures and detailed description:
FIG. 1 is a flow chart of a conditional checking subsystem of the present invention;
FIG. 2 is a flow diagram of the subsystem for obtaining asset daily information of the present invention;
FIG. 3 is a flow diagram of a get asset matching subsystem of the present invention;
FIG. 4 is a flow chart of the intelligent interest-casting subsystem of the present invention;
FIG. 5 is a flow chart of the cash note interest-bearing subsystem of the present invention;
FIG. 6 is a flow chart of the experience fund interest bearing subsystem of the present invention;
Detailed Description
In order to make the technical means, the creation characteristics, the achievement purposes and the effects of the invention easy to understand, the invention is further explained below by combining the specific drawings.
Referring to fig. 1, in a platform interest method, a user's income area includes cash, intelligent investment and experience money;
the cash treasures are unmatched funds of the users, namely cash management assets invested in an asset exchange, products which are not matched with mortgages or pledges when the users invest in simple finances, the interest rate of the cash treasures is the division of the sum of profits and the sum of principal, and the sum of the profits is as follows: the profits of the commission charge are deducted from the real income obtained by the cash and precious principal investment of all users, and the principal is as follows: the sum of all users' cash and precious principal; multiplying the user cash-money by the interest rate to obtain the profit of the user cash-money;
the intelligent investment is the matched fund of the user, namely the fund invests high-quality assets, the intelligent investment income calculates the specific income of each asset investment according to the result of the scattered investment, the earnings of different assets are different, then the unified calculation is carried out, the asset interest rate is the interest which is due to the assets and divided by the amount of the assets, the user holds the amount of the assets to calculate the income of the user for investing the assets, and the sum of the earnings of all the assets of the user is the intelligent investment income;
the income of the experience fund adopts the interest rate of intelligent investment, namely the sum of the interest of all the high-quality assets is divided by the sum of the principal fund.
The invention divides the income of the user into cash treasure income, intelligent investment income and experience fund income, wherein the cash treasure is unmatched fund of the user, namely the part of fund invested in the cash management type assets of the asset exchange. This portion of the funds is funds that the user has not yet arrived at to match to mortgage/mortgage type products after investing in the financial resources. The method is recorded in a big Beijing Internet financial asset transaction center (called a company exchange for short), the interest rate is calculated by real income (deduction of commission charge) and the same-day principal (sum of cash and precious principal of all users), and the income rate is slightly lower than the intelligent investment; the intelligent investment is matched funds of the users, namely the funds invest high-quality assets, the intelligent investment income respectively calculates the specific income (different asset earnings) of each asset investment according to the result of the scattered investment, and then the unified calculation is carried out, so that the risk is reduced to the maximum extent, and the earnings seen by each user are hooked with the real investment situation of the user. The experience margin for the platform is calculated using the platform intelligent interest rate (sum of interest of all premium assets divided by sum of principal). The invention uses the profitability of real assets and can truly reflect the investment situation of users. Because the data of the asset matching list of all users every day is in the million orders, the invention uses a plurality of servers, each server adopts a thread pool, and a ZooKeeper plus distributed lock mode is used for ensuring the quick and accurate operation of the program. The experience margin is calculated from the platform interest rate (sum of the margins of all assets divided by the sum of principal of all assets).
A control system for platform rest: the system comprises a condition checking subsystem, an asset daily interest acquiring subsystem, an asset matching subsystem, an intelligent interest charging subsystem, a cash interest charging subsystem and an experience money charging subsystem;
before daily interest, the condition checking subsystem checks whether asset matching is closed and whether the operation of exhibition, delivery and deposit is completed;
the asset daily interest obtaining subsystem is used for obtaining daily matched asset data intelligently invested by a user from an asset end, and before daily interest, obtaining asset items, matched money and asset interest rate invested by daily funds;
the method comprises the steps that an asset matching subsystem is obtained and used for obtaining matching information of which assets are dispersedly invested by intelligent investment funds held by a user on the day, the amount of matching money is large, and the interest rate of the assets is large before daily interest calculation from an asset end;
the intelligent interest-investing subsystem is used for respectively calculating corresponding profits for each asset which is dispersedly invested in the capital of the user according to the asset matching result on the basis that the data preparation module obtains the asset matching information of the current day, and then counting and calculating the total profits intelligently invested by the user, the seven-day annual profitability and the ten-thousand-yuan-day profits;
the cash treasure interest calculating subsystem is used for calculating cash treasures of the users, and calculating through the unmatched interest calculating module, and also calculating the comprehensive income, the seven-day annual income rate and the ten-thousand-yuan-day income of the fund;
the experience fund interest-calculating subsystem is used for calculating the income of the user experience fund, the experience fund is interest-calculating fund which is provided to the user by the simple financial platform through various operation activities, the part of the interest-calculating fund is calculated by the experience fund interest-calculating module, and the comprehensive income of the user experience fund can also be calculated.
Referring to fig. 1, the work flow of the condition checking subsystem is as follows: after starting, a single server is connected to check whether a preparation center interest switch is turned on or not through a timing task, if the switch is turned on to check whether the pulling of the asset interest list is completed or not, if the pulling of the asset interest list is not completed, a dubbo calls an asset end query interface to query whether the calculation conditions are met or not, if the calculation conditions are met, the interest list is updated, the verification of the interest conditions is passed, the preparation is started, the flow of a condition verification subsystem is completed, the preparation center interest switch, the pulling of the asset interest list and the query whether the calculation conditions are met or not are checked, and when the opposite state is abnormal, the early warning short messages are sent in a connecting mode.
Referring to fig. 2, the workflow of acquiring the asset daily information subsystem is as follows: after starting, a single server is connected with a checking interest-counting task list through a timed task, after passing verification of interest-counting conditions, the basic task is checked whether to be completed or not before pulling the asset daily-count list, if the original daily-count list data is not deleted according to the interest-counting date, the dubbo calls an asset daily-count list query interface of an asset end, the pages are increased or inserted, 1000 pieces are added in each page, then whether the quantity of the pulled asset daily-count list accords with the quantity of assets needing to be counted by the asset end or not is checked, if the quantity of the pulled asset daily-count list accords with the quantity of the assets needing to be counted by the asset end, the data of the asset daily-count list is prepared, and if the quantity of the pulled asset daily-count list data does not accord with the quantity of the needing to be counted asset end, a short message is sent for alarming.
Referring to fig. 3, the workflow of acquiring the asset matching subsystem is: starting a single server to connect and check an interest task table after a timed task, checking whether a basic task is completed after the data of an asset daily table is prepared, if the problem of data conflict is not solved by using zk lock in a starting thread pool, then checking whether a matching list of the asset is completed, if the matching list is not completed, checking whether the number of the matching lists of the asset is matched with that of an asset end, if the matching list is not matched, sending a short message alarm, if the matching list information of the asset is deleted according to the interest day, inquiring the asset daily table, inquiring whether the asset daily table is inserted or newly added according to the id inquiry of the asset, wherein 1000 pieces per page check whether the number of the pulled matching lists is equal to that in the asset daily table or not, if the pulled matching lists are equal, sending the short message alarm, and if the matching lists are equal, updating the matching list data corresponding to the asset daily table every time when the matching information of one asset is moved, and then checking whether the matching of all the asset daily tables is completed or not, and if so, updating the daily table and preparing the asset matching list data.
Referring to fig. 4, the work flow of the intelligent interest-charging subsystem is as follows: starting a single server through a timing task and connecting a configuration center information switch before interest counting, whether the configuration center information switch is opened or not, if the configuration center information switch is opened, whether the calculation task list is pulled and finished or not is checked, whether the basic task is finished or not is checked, if the basic task is not finished, a thread pool is not finished, the problem of data conflict of concurrent acquisition is solved by using a zk lock, whether the assets are already accounted and finished or not is checked, if the assets are not finished, the matching list is inquired, inquiry is carried out through ID, 5000 pieces are arranged on each page, the interest amount corresponding to each user is calculated, calculation running water is generated, a calculation finishing mark in the asset matching list is updated, the real payment day in the asset information list is added, the actual yesterday income in the user information account list is added, if the data does not exist, the data is inserted, the data is updated, further, the information of the records is obtained according to the asset ID, and calculating the balance amount of the asset, adding the balance amount to the asset detail of the user, adding the balance amount to the actual yesterday income of the user, updating the calculation completion mark and the actual income amount of the asset daily schedule, then checking whether the daily schedule completion mark is completely completed or not, updating the daily schedule after the completion, and finishing the matched information.
Referring to fig. 5, the work flow of the cash treasure interest calculating subsystem is as follows: starting up a single server to connect with a charging condition after a timing task, checking whether the charging condition is finished or not, if the matching charging is not finished, whether a failure list exists in the matching information or not, if the unmatched interest rate is not inquired, acquiring unmatched money amount, calculating the unmatched interest of a user, adding unmatched running water, adding or modifying an interest issuing table, checking whether the failure list exists or not, if the unmatched interest rate is reprocessed and matched, and if the unmatched interest rate is not calculated, updating the unmatched interest in the charging task table to be finished.
Referring to fig. 6, the work flow of the experience fund interest bearing subsystem is as follows: starting a timing task after starting a single server to connect a platform and synthesize whether the income statement is initially completed or not, if so, checking whether the experience fund interest is completed or not, if not, checking whether the experience fund has a failure list or not, if not, checking whether the ten-thousand-yuan daily income in the platform income statement or not, checking the experience fund needing interest from the experience fund list, then calculating the experience fund income, newly adding the experience fund running water, newly adding or modifying the experience fund income in an interest release list, then checking whether the experience fund interest has a failure list or not, if so, reprocessing and matching, and if not, updating the experience fund interest state in a task list to be completed.
The invention has the beneficial effects that: the design is safe, the design principle of unified planning and step-by-step implementation is adopted, unified planning is realized, a service is built, the functions are complete, the requirements of the current service can be met, the development requirements of the future service can be met, the design is novel, and the method is a good innovative scheme.
It will be understood by those skilled in the art that the present invention is not limited to the embodiments described above, which are given by way of illustration of the principles of the present invention, and that various changes and modifications may be made without departing from the spirit and scope of the invention as defined by the appended claims. The scope of the invention is defined by the appended claims and equivalents thereof.
Claims (1)
1. A control system for platform rest is characterized in that: the control system comprises a condition checking subsystem, an asset daily interest obtaining subsystem, an asset matching obtaining subsystem, an intelligent interest throwing subsystem, a cash treasure interest calculating subsystem and an experience money interest calculating subsystem;
before daily interest, the condition checking subsystem checks whether asset matching is closed and whether the operation of exhibition, delivery and deposit is completed; the working process of the condition checking subsystem is as follows: after starting, a single server is connected to check whether a preparation center interest switch is turned on or not through a timed task, if the switch is turned on to check whether the pulling of the asset interest list is completed or not, if the pulling of the asset interest list is not completed, a dubbo calls an asset end query interface to query whether the calculation conditions are met or not, if the calculation conditions are met, the interest list is updated, the verification of the interest conditions is passed, the preparation is started, the flow of a condition verification subsystem is completed, the preparation center interest switch, the pulling of the asset interest list and the query whether the calculation conditions are met or not are checked, and when the opposite state is abnormal, the early warning short messages are all connected and sent;
the asset daily interest obtaining subsystem is used for obtaining daily matched asset data intelligently invested by a user from an asset end, and before daily interest, obtaining asset items, matched money and asset interest rate invested by daily funds;
the working process of the asset daily information acquisition subsystem is as follows: after starting, a single server is connected with a checking interest-counting task list through a timed task, after passing verification of interest-counting conditions, before pulling an asset daily-count list, whether basic tasks are completed is checked, if the original daily-count list data are not deleted according to the interest-counting date, a dubbo calls an asset daily-count list query interface of an asset end, the number of the asset daily-count lists is increased or inserted in pages, 1000 items are added or inserted in each page, then whether the number of the pulled asset daily-count lists is consistent with the number of assets needing to be accounted by the asset end is checked, if the interest-counting task list is consistent, the updating of the asset daily-count list data is completed, and if the interest-counting task list is inconsistent, short message alarm is sent;
the method comprises the steps that an asset matching subsystem is obtained and used for obtaining matching information of which assets are dispersedly invested by intelligent investment funds held by a user on the day, the amount of matching money is large, and the interest rate of the assets is large before daily interest calculation from an asset end;
the working process of acquiring the asset matching subsystem comprises the following steps: starting a single server to connect and check an interest task table after a timed task, checking whether a basic task is completed after the data of an asset daily table is prepared, if the problem of data conflict is not solved by using zk lock in a starting thread pool, then checking whether a matching list of the asset is completed, if the matching list is not completed, checking whether the number of the matching lists of the asset is matched with that of an asset end, if the matching list is not matched, sending a short message alarm, if the matching list information of the asset is deleted according to the interest day, inquiring the asset daily table, inquiring whether the asset daily table is inserted or newly added according to the id inquiry of the asset, wherein 1000 pieces per page check whether the number of the pulled matching lists is equal to that in the asset daily table or not, if the pulled matching lists are equal, sending the short message alarm, and if the matching lists are equal, updating the matching list data corresponding to the asset daily table every time when the matching information of one asset is moved, then checking whether the matching of all asset daily tables is completed, if so, updating the daily table of the interest task, and completing the preparation of the asset matching list data;
the intelligent interest-investing subsystem is used for respectively calculating corresponding profits for each asset which is dispersedly invested in the capital of the user according to the asset matching result on the basis that the data preparation module obtains the asset matching information of the current day, and then counting and calculating the total profits intelligently invested by the user, the seven-day annual profitability and the ten-thousand-yuan-day profits;
the work flow of the intelligent interest-casting subsystem is as follows: starting a single server through a timing task and connecting a configuration center information switch before interest counting, whether the configuration center information switch is opened or not, if the configuration center information switch is opened, whether the calculation task list is pulled and finished or not is checked, whether the basic task is finished or not is checked, if the basic task is not finished, a thread pool is not finished, the problem of data conflict of concurrent acquisition is solved by using a zk lock, whether the assets are already accounted and finished or not is checked, if the assets are not finished, the matching list is inquired, inquiry is carried out through ID, 5000 pieces are arranged on each page, the interest amount corresponding to each user is calculated, calculation running water is generated, a calculation finishing mark in the asset matching list is updated, the real payment day in the asset information list is added, the actual yesterday income in the user information account list is added, if the data does not exist, the data is inserted, the data is updated, further, the information of the records is obtained according to the asset ID, calculating the balance amount of the asset, adding the balance amount to the asset detail of the user, adding the balance amount to the actual yesterday income of the user, updating a calculation completion mark and an actual income amount of an asset daily schedule, then checking whether the daily schedule completion mark is completely completed or not, updating an interest task table after the completion, and finishing the matched information;
the cash treasure interest calculating subsystem is used for calculating cash treasures of the users, and the comprehensive income, the seven-day annual income rate and the ten-thousand yuan daily income of the fund are calculated through the unmatched interest calculating module,
the cash treasure interest calculating subsystem has the working flow as follows: starting a timing task, starting a single server to connect with a charging condition to check whether the charging condition is finished or not after starting, if the matching charging is finished or not, if the matching charging is not finished, whether a failure list exists in the matching information or not, if the unmatched interest rate is not inquired, obtaining unmatched money amount, calculating the unmatched interest of a user, newly adding unmatched running water, newly adding or modifying an interest issuing table, then checking whether the failure list exists or not, if the failure list exists, reprocessing the matching, and if the failure list does not exist, updating the unmatched calculation in the charging task table to be finished;
the experience fund interest-calculating subsystem is used for calculating the income of the user experience fund, the experience fund is interest fund which is issued to the user by the simple financial platform through various operation activities, the part of the interest fund is calculated by the experience fund interest-calculating module, and the comprehensive income of the user experience fund interest-calculating module can also be calculated;
the work flow of the experience fund interest calculating subsystem is as follows: starting a timing task after starting a single server to connect a platform and synthesize whether the income statement is initially completed or not, if so, checking whether the experience fund interest is completed or not, if not, checking whether the experience fund has a failure list or not, if not, checking whether the ten-thousand-yuan daily income in the platform income statement or not, checking the experience fund needing interest from the experience fund list, then calculating the experience fund income, newly adding the experience fund running water, newly adding or modifying the experience fund income in an interest release list, then checking whether the experience fund interest has a failure list or not, if so, reprocessing and matching, and if not, updating the experience fund interest state in a task list to be completed.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201710436704.7A CN107220893B (en) | 2017-06-12 | 2017-06-12 | Platform information counting method and control system thereof |
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| CN201710436704.7A CN107220893B (en) | 2017-06-12 | 2017-06-12 | Platform information counting method and control system thereof |
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| CN107220893A CN107220893A (en) | 2017-09-29 |
| CN107220893B true CN107220893B (en) | 2021-07-23 |
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| CN109584080A (en) * | 2018-12-06 | 2019-04-05 | 深圳前海豆比金融服务有限公司 | The finance product methods of figuring interest and system on a kind of line |
| CN110020795A (en) * | 2019-03-25 | 2019-07-16 | 阿里巴巴集团控股有限公司 | The method and device of risk control is provided for mutual fund earnings |
| CN110569470B (en) * | 2019-09-09 | 2022-03-11 | 北京字节跳动网络技术有限公司 | User matching method and device, readable medium and electronic equipment |
| CN113657992A (en) * | 2021-08-16 | 2021-11-16 | 支付宝(杭州)信息技术有限公司 | Data processing method and system |
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