CN111553781A - Bill processing method and related equipment - Google Patents

Abstract

The embodiment of the invention discloses a bill processing method and related equipment, wherein a compensation transaction sent by a receiving terminal device in response to a bill compensation operation instruction of a bill holding user is carried by the compensation transaction, and the compensation transaction carries a bill to be compensated, overtime and a designated compensation enterprise; responding to the compensation transaction, calling a compensation processing logic declared in the intelligent contract, transferring the modification authority of the bill to be compensated to a designated compensation enterprise, updating the bill to be compensated according to a compensation result returned by the compensation enterprise until the overtime is reached, and transferring the modification authority of the bill to be compensated to a bill holding user; before the bill compensation process is stopped because a compensation enterprise does not process the bill to be compensated all the time, the current bill to be compensated is returned to the bill holding user after the overtime time is reached, the bill holding user can initiate the compensation process for the bill to be compensated again, and the success rate and the efficiency of bill compensation are effectively improved.

Description

Bill processing method and related equipment

Technical Field

The present invention relates to the field of bill processing technologies, and in particular, to a bill processing method, a bill processing apparatus, a bill processing device, and a computer storage medium.

Background

At present, bill compensation (namely bill reimbursement) mainly has two modes, one of which is an on-line reimbursement mode, a user needs to take a paper bill or an electronic bill out of the on-line reimbursement mode to an enterprise for reimbursement, and the on-line reimbursement mode requires more manpower and resources. Therefore, another reimbursement mode, namely an on-line reimbursement mode is advocated by more users, in the mode, the users can submit reimbursement requests on line and submit invoices needing reimbursement to reimbursement enterprises, so that the invoices are held to the reimbursement enterprises for reimbursement, paper bills do not need to be printed, paper resources are saved, and the method is more environment-friendly.

However, in the online reimbursement method, there may be a situation that the reimbursement enterprise does not process the reimbursement request, for example, the user submits an invoice to the bill reimbursement system of the reimbursement enterprise through the blockchain technique, but the reimbursement enterprise does not process the invoice all the time, which results in the failure of reimbursement operation of the user and the failure of reimbursement of the invoice, and therefore how to prevent the invoice from being reimbursed is an urgent problem to be solved at present.

Disclosure of Invention

The embodiment of the invention provides a bill processing method and related equipment, which can improve the success rate of bill compensation.

In a first aspect, an embodiment of the present invention provides a bill processing method, which is applied to a blockchain node, and the method includes:

receiving a compensation transaction sent by a terminal device in response to a bill compensation operation instruction of a bill holding user, wherein the compensation transaction carries a bill to be compensated, timeout time and a specified compensation enterprise;

responding to the compensation transaction, calling a compensation processing logic declared in an intelligent contract, transferring the modification authority of the bill to be compensated to the designated compensation enterprise, updating the bill to be compensated according to a compensation result returned by the compensation enterprise, and transferring the modification authority of the bill to be compensated to the ticket holder until the overtime time is reached.

Optionally, transferring the modification authority of the to-be-compensated bill to the designated compensation enterprise, updating the to-be-compensated bill according to a compensation result returned by the compensation enterprise, and transferring the modification authority of the to-be-compensated bill to the bill holding user until the timeout time is reached, including:

transferring the modification authority of the bill to be compensated to a specified previous compensation enterprise according to the enterprise sequence, and receiving a compensation result returned by the previous compensation enterprise;

when the current time is less than the overtime time, updating the bill to be compensated according to the compensation result of the previous compensation enterprise, transferring the modification authority of the updated bill to be compensated to a specified subsequent compensation enterprise according to the enterprise sequence, and receiving the compensation result returned by the subsequent compensation enterprise;

and when the current time is equal to the overtime time, updating the bill to be compensated according to the compensation result of the prior compensation enterprise, and transferring the modification authority of the bill to be compensated to the bill holding user.

Optionally, the compensating result is a compensating ticket carrying compensating response information, the compensating ticket to be compensated is updated according to the compensating result returned by the compensating enterprise, and the modifying authority of the compensating ticket to be compensated is transferred to the ticket holding user until the timeout time is reached, including:

determining bill processing authority of the compensation enterprise;

determining whether the compensation enterprise exceeds the bill processing authority or not according to the bill processing authority, the compensation result returned by the compensation enterprise and the bill to be compensated;

when the compensation enterprise is determined not to exceed the bill processing period, updating the bill to be compensated according to the compensation result returned by the compensation enterprise;

and when the compensation enterprise is determined to exceed the bill processing right, skipping execution and updating the bill to be compensated according to the compensation result returned by the compensation enterprise.

Optionally, the method further comprises:

acquiring the credit level of the designated compensation enterprise;

and determining the corresponding overtime time of the specified compensation enterprise according to the corresponding relation between the credit level and the overtime time.

In a second aspect, an embodiment of the present invention provides a ticket processing method, which is applied to a terminal device, and the method includes:

responding to a bill compensation operation instruction of a ticket holding user, and sending a compensation transaction to a block link point, wherein the compensation transaction carries a bill to be compensated, a preset waiting time and a specified compensation enterprise, the compensation transaction is used for indicating the block link point to call a compensation processing logic declared in an intelligent contract, transferring the modification authority of the bill to be compensated to the specified compensation enterprise, updating the bill to be compensated according to a compensation result returned by the compensation enterprise, and transferring the modification authority of the bill to be compensated to the ticket holding user until the overtime time is reached;

and receiving the bill to be compensated sent by the block chain node.

In a third aspect, an embodiment of the present invention provides a bill processing apparatus, applied to a blockchain node, including:

the system comprises a first receiving module, a second receiving module and a third receiving module, wherein the first receiving module is used for receiving a compensation transaction sent by a terminal device in response to a bill compensation operation instruction of a bill holding user, and the compensation transaction carries a bill to be compensated, timeout time and a designated compensation enterprise;

and the processing module is used for responding to the compensation transaction, calling a compensation processing logic declared in the intelligent contract, transferring the modification authority of the bill to be compensated to the specified compensation enterprise, updating the bill to be compensated according to a compensation result returned by the compensation enterprise until the overtime is reached, and transferring the modification authority of the bill to be compensated to the bill holding user.

Optionally, the apparatus further comprises:

the acquisition module is used for acquiring the credit level of the specified compensation enterprise;

and the determining module is used for determining the overtime time corresponding to the specified compensation enterprise according to the corresponding relation between the credit level and the overtime time.

In a fourth aspect, an embodiment of the present invention provides a ticket processing apparatus, which is applied to a terminal device, and includes:

the system comprises a sending module, a block chain link point and a compensation transaction module, wherein the sending module is used for responding to a bill compensation operation instruction of a bill holding user and sending a compensation transaction to the block chain link point, the compensation transaction carries a bill to be compensated, a preset waiting time and a specified compensation enterprise, the compensation transaction is used for indicating the block chain link point to call a compensation processing logic declared in an intelligent contract, the modification authority of the bill to be compensated is transferred to the specified compensation enterprise, the bill to be compensated is updated according to a compensation result returned by the compensation enterprise until the overtime is reached, and the modification authority of the bill to be compensated is transferred to the bill holding user;

and the second receiving module is used for receiving the bill to be compensated sent by the block chain node.

In a fifth aspect, an embodiment of the present invention provides a bill processing apparatus, including: a processor and a memory;

the processor is connected with the memory, wherein the memory is used for storing program codes, and the processor is used for calling the program codes to execute the bill processing method of the first aspect or the second aspect.

In a sixth aspect, an embodiment of the present invention provides a computer storage medium, which stores a computer program, where the computer program includes program instructions, and the program instructions, when executed by a processor, execute the bill processing method according to the first aspect or the second aspect.

The embodiment of the invention responds to the compensation transaction sent by the bill compensation operation instruction of the bill holding user through the receiving terminal equipment, and the compensation transaction carries the bill to be compensated, the timeout time and the appointed compensation enterprise; responding to the compensation transaction, calling a compensation processing logic declared in the intelligent contract, transferring the modification authority of the bill to be compensated to a designated compensation enterprise, updating the bill to be compensated according to a compensation result returned by the compensation enterprise until the overtime is reached, and transferring the modification authority of the bill to be compensated to a bill holding user; before the bill compensation process is stopped because a compensation enterprise does not process the bill to be compensated all the time, the current bill to be compensated is returned to the bill holding user after the overtime time is reached, the bill holding user can initiate the compensation process for the bill to be compensated again, and the success rate and the efficiency of bill compensation are effectively improved.

Drawings

In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.

Fig. 1 is a block structure diagram according to an embodiment of the present invention;

FIG. 2 is a schematic view of a scenario of a bill processing method according to an embodiment of the present invention;

FIG. 3 is a schematic flow chart of a bill processing method according to an embodiment of the present invention;

FIG. 4 is a schematic flow chart of a bill processing method according to an embodiment of the present invention;

FIG. 5 is a schematic flow chart of a bill processing method according to an embodiment of the present invention;

FIG. 6 is a schematic structural diagram of a bill handling apparatus according to an embodiment of the present invention;

FIG. 7 is a schematic structural diagram of a bill handling apparatus according to an embodiment of the present invention;

fig. 8 is a schematic structural diagram of a bill processing device according to an embodiment of the present invention.

Detailed Description

The technical solution in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention.

It should be understood that the terms "comprises" and "comprising," and any variations thereof, in the description and claims of this application and the drawings, are intended to cover non-exclusive inclusions. For example, a process, method, system, article, or apparatus that comprises a list of steps or elements is not limited to only those steps or elements listed, but may alternatively include other steps or elements not listed, or inherent to such process, method, article, or apparatus.

Reference in the specification to "an embodiment" means that a particular feature, structure, or characteristic described in connection with the embodiment can be included in at least one embodiment of the invention. The appearances of the phrase in various places in the specification are not necessarily all referring to the same embodiment, nor are separate or alternative embodiments mutually exclusive of other embodiments. It is explicitly and implicitly understood by the person skilled in the art that the described embodiments of the invention can be combined with other embodiments.

A bill: the voucher is made according to a certain specified form and displays the voucher with the obligation of paying money, namely, the voucher can be used as a transaction voucher when a transaction occurs. Generally, the bill may include tax invoice, financial bill (such as medical bill) or business bill, etc., the invoice is generally the business certificate issued and collected by the unit and the individual in purchasing and selling goods, providing or receiving services and doing other business activities, and is the original basis for accounting; the medical ticket is a consumption certificate issued by a medical institution after the medical institution consumes the medical ticket; the business ticket is an unsecured short-term ticket issued by a financial company or an enterprise and used for financing by a ticket issuer; of course, the ticket in the embodiment of the present application may also refer to other types of tickets that can make up for the reimbursement of the enterprise, such as a ticket issued inside the enterprise, and the like, which is not limited in the embodiment of the present application.

The ticket holding user: refers to the user who owns the ticket, i.e., the user who initiates the ticket compensation process.

A reimbursement mechanism: that is, the compensation enterprise in this application refers to an enterprise or a government organization and the like for which the ticket holding user requests to reimburse the ticket to be compensated. For example, for invoices, the reimbursement agency is generally the company noted in the top-up of the invoice, or for medical tickets, the reimbursement agency is generally an insurance company or a government agency, etc.

Block Chain (Block Chain): or called distributed data record book, is a chain data structure formed by combining data blocks (blocks) in a certain sequence in a sequential connection mode, and is a distributed book which is guaranteed to be not falsified and forged in a cryptology mode. The block is used for recording information related to one or more events in the invoice flow, for example, one event may refer to processes such as storage of a bill, transfer of the bill, compensation processing of the bill or storage of a compensation result of the bill.

Referring to fig. 1, fig. 1 is an optional schematic diagram of a Block Structure (Block Structure) according to an embodiment of the present invention, where each Block includes a hash value of a transaction record (hash value of the Block) stored in the Block and a hash value of a previous Block, and the blocks are connected by the hash values to form a Block chain. The block may include information such as a time stamp at the time of block generation. A blockchain, which is essentially a decentralized database, is a string of data blocks associated using cryptography, each data block containing relevant information for verifying the validity of the information (anti-counterfeiting) and generating the next block.

Block chain node: refers to a computing device participating in transaction processing in a blockchain network, such as a computer, a mobile phone, a desktop, a server or a server cluster, or a single computer or a part of a server, for example, a virtual machine, may be used as a node in the blockchain network. For example, each block link node may be in the form of a virtual machine cluster, that is, a part of each block link node is divided from multiple physical machines to serve as a virtual machine, and collectively function as a block link node. In the block chain network, a plurality of node devices are included, and functions of the node devices may be identical or different in division of labor.

An intelligent contract, which is a computerized agreement, can execute the terms of a certain contract, is realized by codes which are deployed on a shared account and are used for executing when certain conditions are met, and is used for completing automated transactions according to actual business requirement codes, such as inquiring the logistics state of goods purchased by a buyer and transferring the electronic money of the buyer to the address of a merchant after the buyer signs the goods; of course, smart contracts are not limited to executing contracts for trading, but may also execute contracts that process received information.

The terminal device may be a mobile phone, a Personal Computer (PC), a tablet computer (PAD), a Personal Digital Assistant (PDA), a notebook computer, or an intelligent wearable device (e.g., an intelligent watch and an intelligent bracelet).

In the prior art, bill compensation, i.e. bill reimbursement, generally refers to a process in which a user pays money in advance, and then reimburses the money to a compensation enterprise (i.e. reimbursement organization), and the compensation enterprise compensates the paid money to the user. Generally, an online reimbursement service is a process of performing electronic reimbursement processing by using reimbursement software or a reimbursement webpage, but in the current online reimbursement mode, when a bill is reimbursed by using a block chain technology, if a reimbursement enterprise is late and does not reimburse the bill, the reimbursement process of the bill is forced to be interrupted, and the compensation of the bill cannot be completed. Therefore, the bill processing method provided by the application can realize that the current bill to be compensated is returned to the bill holding user when the overtime time is reached, and the bill holding user can initiate the compensation process for the bill to be compensated again, so that the success rate and the efficiency of bill compensation are effectively improved.

Referring to fig. 2, fig. 2 is a schematic view of a scenario of a bill processing method according to an embodiment of the present invention; in fig. 2, a terminal device 201 (e.g., a mobile phone), a compensation enterprise 203, and a block link point 204 may communicate with each other via a network. The network may be a wired network or a WIreless network, for example, the WIreless network may be a mobile cellular network, or may be a WIreless-Fidelity (WIFI) network, and of course, other possible networks may also be used, which is not limited in this embodiment of the present application. Taking the example that the user 202 reports the medical expense, the bill to be compensated at this time is a drug list issued by the hospital, as shown in table 1, the drug list includes a list of item names, i.e. drug names, retail prices of the drugs, drug quantities, and corresponding money amounts. When the user 202 gets the drug list in table 1, the compensation process is initiated through the terminal device 201.

TABLE 1

Specifically, the user 202 operates at the terminal 201 to initiate a compensation transaction to the blockchain, which carries the drug list, the time at which the compensation is expected to be completed (i.e., the timeout time), and the designated compensation enterprise(s). Taking A, B, C insurance companies as an example, different insurance companies compensate for the drug cost of different diseases, and the drug compensation ratio is different. In response to the compensation transaction, the blockchain node 204 transfers the modification right of the drug list to the insurance company a first according to the order of the enterprises (assuming that the order of the enterprises is the input order of the enterprises, i.e. A, B, C), and generates a first compensation result after the processing of the bill compensation system of the insurance company a, where the insurance company a can compensate 50% of the drug cost of cefaclor, and the first compensation result is the drug list with compensation response information (corresponding to the drug of cefaclor) added to the remarks column, as shown in table 1. The insurance company a returns the first compensation result to the block link node 204, and when it is determined that the time when the compensation is expected to be completed is not reached, the block link node 204 updates the drug list according to the first compensation result, wherein the updated drug list is the drug list processed by the insurance company a. The block chain node 204 transfers the modification authority of the current drug list to the insurance company B according to the enterprise sequence, the insurance company B can compensate 90% of the drug cost of the 0.9% sodium chloride injection, and a second compensation result is generated at this time, wherein the second compensation result is that the drug list corresponding to the compensation response information of the drug of the 0.9% sodium chloride injection is newly added to the remark column on the basis of the first compensation result. Similarly, when it is determined that the current time does not reach the time when compensation is expected to be completed, the blockchain node 204 updates the drug list according to the second compensation result, where the updated drug list is the drug list processed by the insurance company B. The processing procedure of the insurance company C is similar to that of the insurance companies a and B, and is not described again, taking the example that the time does not reach the time expected to complete the compensation after the compensation is processed by the insurance company C, the last drug list is the drug list processed by the insurance company C (that is, on the basis of the second compensation result, the remark column is newly added with the drug list corresponding to the compensation response information of the drug penicillin). In particular, the compensation response information in table 1 is a compensation ratio, and it is conceivable that the compensation response information may be a specific compensation amount.

When the time reaches the time at which compensation is desired to be completed, block link point 204 transfers the current drug list modification rights to user 202, i.e., returns the current drug list to the user. If the time reaches the time when the compensation is expected to be completed, the insurance company still does not perform compensation processing on the medicine list, the block chain node also returns the medicine list which is not completed with the compensation to the user, the endless waiting of the user is avoided, the user can initiate the compensation process of the medicine list again, and the compensation success rate and the compensation efficiency of the medicine list are improved.

Please refer to fig. 3, which is a flowchart illustrating a bill processing method according to an embodiment of the present invention; the bill processing method is applied to the block chain nodes and comprises the following steps:

301. the receiving terminal equipment responds to the compensation transaction sent by the bill compensation operation instruction of the bill holding user, and the compensation transaction carries the bill to be compensated, the timeout time and the designated compensation enterprise;

specifically, a ticket holding user initiates a compensation transaction through terminal equipment, the compensation transaction specifies timeout time and compensation enterprises, and the number of the compensation enterprises is more than one.

302. And responding to the compensation transaction, calling a compensation processing logic declared in the intelligent contract, transferring the modification authority of the bill to be compensated to a designated compensation enterprise, updating the bill to be compensated according to a compensation result returned by the compensation enterprise until the overtime is reached, and transferring the modification authority of the bill to be compensated to a bill holding user.

Specifically, the block link point responds to the compensation transaction, calls the compensation processing logic declared in the intelligent contract deployed on the block link point, and transfers the modification authority of the bill to be compensated to the designated compensation enterprise, so that the bill compensation system of the compensation enterprise can perform compensation processing on the bill to be compensated, and a compensation result is obtained. And the compensation enterprise uplinks the compensation result to submit the compensation result to the intelligent contract, and the intelligent contract updates the bill to be compensated according to the compensation result returned by the compensation enterprise according to the compensation processing logic until the overtime time is reached, and transfers the modification authority of the bill to be compensated to the bill holding user.

In the embodiment, after a ticket holding user initiates a compensation transaction, an intelligent contract transfers the modification authority of a to-be-compensated bill to a designated compensation enterprise, updates the to-be-compensated bill according to a compensation result returned by the compensation enterprise until the overtime is reached, and transfers the modification authority of the current to-be-compensated bill to the ticket holding user; before the bill compensation process is stopped because a compensation enterprise does not process the bill to be compensated all the time, the current bill to be compensated is returned to the bill holding user after the overtime time is reached, the bill holding user can initiate the compensation process for the bill to be compensated again, and the success rate and the efficiency of bill compensation are effectively improved.

In a possible embodiment, the designated compensation enterprise may be a unique enterprise identification mark (an enterprise label or an enterprise name, etc.) of the designated compensation enterprise or an address of the designated compensation enterprise on the blockchain, and a corresponding relationship between the unique enterprise identification mark of the compensation enterprise and the public key of the compensation enterprise (or a corresponding relationship between the unique enterprise identification mark of the compensation enterprise, the blockchain address of the enterprise and the public key of the compensation enterprise) or a corresponding relationship between the blockchain address of the compensation enterprise and the public key of the compensation enterprise needs to be established in advance, and the corresponding relationship is linked so that each blockchain node of the blockchain shares the corresponding relationship. Wherein, the block chain address of the compensation enterprise can be obtained according to the public key of the compensation enterprise.

Further, the step of transferring the modification authority of the bill to be compensated to the designated compensation enterprise comprises the following steps:

s1, determining the block chain address and the public key of the specified compensation enterprise according to the corresponding relation between the specified compensation enterprise, the unique enterprise identification mark of the compensation enterprise and the public key of the compensation enterprise, or the corresponding relation between the block chain address of the compensation enterprise and the public key of the compensation enterprise; when a ticketing user initiates a compensation transaction and is a unique enterprise identification mark of a designated compensation enterprise, searching according to the unique enterprise identification mark, determining a public key corresponding to the enterprise, and obtaining a block chain address of the enterprise according to the public key; when the ticket holding user designates the blockchain address of the compensation enterprise when initiating the compensation transaction, the public key corresponding to the enterprise can be found according to the address;

s2, transferring the modification authority of the bill to be compensated to the designated compensation enterprise according to the block chain address of the designated compensation enterprise, so that the designated compensation enterprise processes the bill to be compensated to obtain a compensation result, and chaining the compensation result;

and S3, checking the uplink compensation result according to the public key of the designated compensation enterprise to determine that the compensation result is sent by the designated compensation enterprise, so as to ensure the accuracy of the compensation result.

Therefore, for the compensation result of each chain, the signature checking operation is carried out, the compensation result is ensured to be sent by a compensation enterprise, the bill to be compensated is updated according to the correct compensation result, the bill compensation accuracy can be ensured, and the compensation error is avoided.

In one possible embodiment, when the number of compensation businesses specified is greater than 2, step 302 includes:

3021. transferring the modification authority of the bill to be compensated to a designated prior compensation enterprise according to the enterprise sequence, and receiving a compensation result returned by the prior compensation enterprise;

specifically, the enterprise sequence may be set as required, for example, the sequence in the compensation transaction is taken as the enterprise sequence, or a preset enterprise sequence, for example, a preset sequence of a plurality of compensation enterprises, for example, the preset sequence of insurance companies is: A. b, C, D, E, F, assuming the insurance company designated in the compensation transaction is C, B, E, after comparing companies, it can be determined that the final business sequence at this time is B, C, E.

And then, transferring the modification authority of the bill to be compensated to a designated prior compensation enterprise according to the enterprise sequence, receiving the compensation result returned by the prior compensation enterprise, taking C, B, E as an example, transferring the modification authority of the bill to be compensated to an insurance company B, obtaining the compensation result after the processing of a bill compensation system of the insurance company B, and linking the compensation result by the insurance company B to submit the compensation result to an intelligent contract.

3022. When the current time is less than the overtime time, updating the bill to be compensated according to the compensation result of the previous compensation enterprise, transferring the modification authority of the updated bill to be compensated to the appointed subsequent compensation enterprise according to the enterprise sequence, and receiving the compensation result returned by the subsequent compensation enterprise;

specifically, after the compensation result is received, whether the current time is less than the timeout time is judged, when the current time is less than the timeout time, after the bill to be compensated is updated according to the compensation result of the previous compensation enterprise, according to the enterprise sequence, the modification authority of the updated bill to be compensated is transferred to the specified post-compensation enterprise, and the compensation result returned by the post-compensation enterprise is received. And when the post-compensation enterprises do not exist, transferring the modification authority of the current bill to be compensated to the bill holding user after the waiting time reaches the overtime.

3023. And when the current time is equal to the overtime time, updating the bill to be compensated according to the compensation result of the previous compensation enterprise, and transferring the modification authority of the bill to be compensated to the bill holding user.

Specifically, when the overtime is reached, the current bill to be compensated is updated according to the compensation result of the previous compensation enterprise, and the modification authority of the updated bill to be compensated is transferred to the bill holding user.

The processing procedure of the compensation result of the enterprise compensated later is the same as that of the compensation result of the enterprise compensated earlier, and is not repeated. Taking an insurance company B as an example, when the current time is less than the overtime time, updating the bill to be compensated according to the compensation result of the insurance company B, wherein the updated bill to be compensated carries the compensation result of the insurance company B, then transferring the modification authority of the updated bill to be compensated to an insurance company C, similarly, for the insurance company C, obtaining a corresponding compensation result, continuously judging whether the current time is less than the overtime time, and if the judgment is less than the overtime time, updating the current bill to be compensated (the current bill to be compensated carries the compensation result of the insurance company B) according to the compensation result of the insurance company C, so that the bill to be compensated carries the compensation result of the insurance company C; and transferring the updated modification authority of the bill to be compensated to an insurance company E. And when the current time is judged to be equal to the overtime time, updating the current bill to be compensated according to the compensation result of the insurance company B or the insurance company C, and transferring the modification authority of the bill to be compensated to the bill holding user.

In one possible embodiment, the compensation result may be compensation response information, for example, referring to table 1, the compensation response information may be "50% cost of cefaclor for insurance company a", and may be a specific compensation amount, for example, "60 m cost of cefaclor for insurance company a", in addition to the compensation proportion. In order to reduce the processing time for updating the bill to be compensated according to the compensation result, the compensation result can also be a compensation bill carrying compensation response information, and as shown in table 1, the compensation response information is directly added to the bill to be compensated and then is used as the compensation result; when the bill to be compensated is updated, the original bill to be compensated can be directly replaced by the compensation result.

In a possible embodiment, when the compensation result is a compensation bill carrying the compensation response information, taking the compensation result processing of a compensation enterprise (a previous compensation enterprise or a subsequent compensation enterprise) as an example, referring to fig. 4, fig. 4 is a flowchart of a bill processing method provided by an embodiment of the present invention, and step 302 further includes:

401. determining bill processing authority of a compensation enterprise;

specifically, after a compensation result returned by the compensation enterprise is received, the bill processing authority of the compensation enterprise is determined according to the preset corresponding relation between the compensation enterprise and the bill processing authority. The corresponding relation can be established in advance according to the unique enterprise identification mark of the compensation enterprise and the set bill processing authority, or the corresponding relation can be established according to the block chain address of the compensation enterprise and the set bill processing authority. The bill processing authority comprises modification authority for adding information (such as compensation response information) to the bill to be compensated and transferring the bill to be compensated. And the authority for modifying the authority is greater than the bill processing authority in the corresponding relationship. And inquiring the corresponding relation according to the unique enterprise identification mark or the block chain address of the compensation enterprise, so as to determine the bill processing authority of the compensation enterprise.

402. Determining whether the compensation enterprise exceeds the bill processing authority or not according to the bill processing authority, the compensation result returned by the compensation enterprise and the bill to be compensated;

specifically, the block link point transfers the modification authority of the bill to be compensated to a compensation enterprise, and the compensation enterprise modifies the bill to be compensated to form a compensation result after obtaining the modification authority of the bill to be compensated. After receiving the compensation result returned by the compensation enterprise, the block link point compares the original bill to be compensated with the compensation result, and determines whether the compensation enterprise exceeds the bill processing authority by combining the bill processing authority determined in step 401.

403. When the compensation enterprise is determined not to exceed the bill processing period, updating the bill to be compensated according to the compensation result returned by the compensation enterprise;

specifically, when the compensation enterprise does not exceed the bill processing period, the compensation result returned by the compensation enterprise is continuously processed, and whether the bill to be compensated is updated according to the compensation result can be judged according to the timeout time, that is, step 3022 and step 3023 are executed.

404. And when the compensation enterprise is determined to exceed the bill processing right, skipping the execution of updating the bill to be compensated according to the compensation result returned by the compensation enterprise.

Specifically, when the compensation enterprise exceeds the bill processing authority, the compensation result returned by the compensation enterprise is not processed, and the step 3022 and the step 3023 are executed, wherein the step of updating the bill to be compensated according to the compensation result returned by the compensation enterprise is skipped. Actions exceeding ticket processing authority include modifying data in a ticket to be compensated (modifying a medicine name, a retail price and the like) when a ticket holder initiates a transaction, adding a compensation ticket (adding a new medicine in table 1 for example), and the actions are not allowed to occur.

By using the method of FIG. 4, when a compensation result is received, whether the compensation result exceeds the bill processing authority is verified, and the compensation result exceeding the bill processing authority is not processed and directly enters the subsequent flow, so that the data processing amount is reduced, and the bill compensation speed is accelerated.

In one possible embodiment, when the ticket holder does not provide the timeout period, there is provided a method for automatically determining the timeout period according to the compensation enterprise, the ticket processing method further comprising:

acquiring the credit level of the designated compensation enterprise;

specifically, the credit rating of the compensation enterprise is evaluated according to a unified standard, the evaluation standard comprises one or more than 2 of historical compensation amount, average compensation speed and average user score, the credit rating of the compensation enterprise is calculated by periodically acquiring a plurality of items of data of the compensation enterprise, and the credit rating of each compensation enterprise is periodically linked up to realize credit rating information sharing. Taking the evaluation criteria including the historical compensation amount, the average compensation speed and the average user score as an example, the credit rating is calculated according to preset weights of the three parameters, for example, the weight of the historical compensation amount is 0.2, the weight of the average compensation speed is 0.4, and the weight of the average user score is 0.4, then a numerical value can be obtained by performing weighting calculation according to specific numerical values of the three parameters, and the numerical value is used as the credit rating of the compensation enterprise.

And determining the corresponding overtime time of the specified compensation enterprise according to the corresponding relation between the credit level and the overtime time.

Specifically, the correspondence between the range of the credit rating and the timeout time is established in advance, for example, the credit rating is 0 to 2W, the timeout time is 0.5 days, the credit rating is 2W to 100W, the timeout time is 1 day, the credit rating is 100W or more, and the timeout time is 2 days. Searching the corresponding relation according to the credit level of the compensation enterprise, and determining the overtime time corresponding to the compensation enterprise; and when the designated compensation enterprises are more than two, the sum of the timeout time of the plurality of compensation enterprises is the timeout time of the compensation transaction.

When the ticket holding user forgets to provide the overtime, the overtime is automatically determined, so that the compensation process is normally carried out, and the success rate of ticket compensation is provided.

Referring to fig. 5, fig. 5 is a schematic flowchart of a ticket processing method according to an embodiment of the present invention, and the embodiment further provides a ticket processing method applied to a terminal device, where the ticket processing method includes:

501. responding to a bill compensation operation instruction of a bill holding user, and sending a compensation transaction to a block link point, wherein the compensation transaction carries a bill to be compensated, a preset waiting time and a specified compensation enterprise, the compensation transaction is used for indicating the block link point to call a compensation processing logic declared in an intelligent contract, transferring the modification authority of the bill to be compensated to the specified compensation enterprise, updating the bill to be compensated according to a compensation result returned by the compensation enterprise, and transferring the modification authority of the bill to be compensated to the bill holding user until overtime is reached;

specifically, the ticket holder performs a ticket compensation operation on the terminal device to send a compensation transaction to the block link point. The compensation transaction can indicate the block chain node to call compensation processing logic in the intelligent contract deployed on the block chain node so as to transfer the modification authority of the bill to be compensated to a designated compensation enterprise, and update the bill to be compensated according to the compensation result returned by the compensation enterprise until the overtime is reached, and then transfer the modification authority of the bill to be compensated to the bill holding user.

502. And receiving the bill to be compensated sent by the block chain node.

By using the method of fig. 5, it can be effectively avoided that the current bill to be compensated is returned to the bill holding user after the timeout time is reached before the bill compensation process is stopped because the compensation enterprise does not process the bill to be compensated all the time, and the bill holding user can reinitiate the compensation process for the bill to be compensated, thereby effectively improving the success rate and efficiency of bill compensation.

Regarding the processing steps in the blockchain node, reference may be made to the above-mentioned bill processing method applied to the blockchain node, which is not described again.

Based on the description of the above bill processing method embodiment, the embodiment of the present invention further discloses a bill processing apparatus, which is applied to a block chain node, and referring to fig. 6, fig. 6 is a schematic structural diagram of a bill processing apparatus provided in the embodiment of the present invention, where the bill processing apparatus includes:

the first receiving module 601 is configured to receive a compensation transaction sent by a terminal device in response to a bill compensation operation instruction of a bill-holding user, where the compensation transaction carries a bill to be compensated, timeout time, and a specified compensation enterprise;

the processing module 602 is configured to invoke the compensation processing logic declared in the intelligent contract in response to the compensation transaction, transfer the modification authority of the to-be-compensated ticket to the designated compensation enterprise, update the to-be-compensated ticket according to the compensation result returned by the compensation enterprise until the timeout time is reached, and transfer the modification authority of the to-be-compensated ticket to the ticket holder.

In one possible embodiment, when the number of compensation businesses specified is greater than 2, the processing module includes:

the first sub-module is used for transferring the modification authority of the bill to be compensated to the appointed prior compensation enterprise according to the enterprise sequence and receiving the compensation result returned by the prior compensation enterprise;

the second sub-module is used for updating the bill to be compensated according to the compensation result of the previous compensation enterprise when the current time is less than the overtime time, transferring the modification authority of the updated bill to be compensated to the appointed subsequent compensation enterprise according to the enterprise sequence, and receiving the compensation result returned by the subsequent compensation enterprise;

and the third sub-module is used for updating the bill to be compensated according to the compensation result of the previous compensation enterprise when the current time is equal to the overtime time, and transferring the modification authority of the bill to be compensated to the bill holding user.

In a possible embodiment, the compensation result is a compensation ticket carrying compensation response information, and the processing module further includes:

the determining submodule is used for determining bill processing permission of the compensation enterprise;

the judgment submodule is used for determining whether the compensation enterprise exceeds the bill processing authority or not according to the bill processing authority, the compensation result returned by the compensation enterprise and the bill to be compensated;

the first execution submodule is used for updating the bill to be compensated according to the compensation result returned by the compensation enterprise when the compensation enterprise is determined not to exceed the bill processing period;

and the second execution submodule is used for skipping execution to update the bill to be compensated according to the compensation result returned by the compensation enterprise when the compensation enterprise is determined to exceed the bill processing right.

In one possible embodiment, the apparatus further comprises:

the acquisition module is used for acquiring the credit level of the designated compensation enterprise;

and the determining module is used for determining the corresponding overtime time of the specified compensation enterprise according to the corresponding relation between the credit level and the overtime time.

It should be noted that, for a specific implementation manner of the bill processing apparatus, reference may be made to the description of the bill processing method, and details are not described here. The units or modules in the bill processing device may be respectively or completely combined into one or several other units or modules to form the bill processing device, or some unit(s) or module(s) thereof may be further split into a plurality of functionally smaller units or modules to form the bill processing device, which may achieve the same operation without affecting the achievement of the technical effect of the embodiments of the present invention. The above units or modules are divided based on logic functions, and in practical applications, the functions of one unit (or module) may also be implemented by a plurality of units (or modules), or the functions of a plurality of units (or modules) may be implemented by one unit (or module).

Based on the description of the above bill processing method embodiment, the embodiment of the present invention further discloses a bill processing apparatus, which is applied to a terminal device, and referring to fig. 7, fig. 7 is a schematic structural diagram of the bill processing apparatus provided in the embodiment of the present invention, where the bill processing apparatus includes:

the sending module 701 is used for responding to a bill compensation operation instruction of a bill holding user and sending a compensation transaction to the block link point, wherein the compensation transaction carries a bill to be compensated, a preset waiting time and a specified compensation enterprise, the compensation transaction is used for indicating the block link point to call a compensation processing logic declared in an intelligent contract, the modification authority of the bill to be compensated is transferred to the specified compensation enterprise, the bill to be compensated is updated according to a compensation result returned by the compensation enterprise until the overtime time is reached, and the modification authority of the bill to be compensated is transferred to the bill holding user;

a second receiving module 702, configured to receive a to-be-compensated ticket sent by a blockchain node.

It should be noted that, for a specific implementation manner of the bill processing apparatus, reference may be made to the description of the bill processing method, and details are not described here. The units or modules in the bill processing device may be respectively or completely combined into one or several other units or modules to form the bill processing device, or some unit(s) or module(s) thereof may be further split into a plurality of functionally smaller units or modules to form the bill processing device, which may achieve the same operation without affecting the achievement of the technical effect of the embodiments of the present invention. The above units or modules are divided based on logic functions, and in practical applications, the functions of one unit (or module) may also be implemented by a plurality of units (or modules), or the functions of a plurality of units (or modules) may be implemented by one unit (or module).

Based on the description of the method embodiment and the device embodiment, the embodiment of the invention also provides bill processing equipment. Fig. 8 is a schematic structural diagram of a bill processing apparatus according to an embodiment of the present invention. As shown in fig. 8, the above-described bill handling device may be applied to the bill handling apparatus 800, and the bill handling apparatus 800 may include: the processor 801, the network interface 804 and the memory 805, and the ticket processing apparatus 800 may further include: a user interface 803, and at least one communication bus 802. Wherein a communication bus 802 is used to enable connective communication between these components. The user interface 803 may include a Display (Display) and a Keyboard (Keyboard), and the optional user interface 803 may also include a standard wired interface and a standard wireless interface. The network interface 804 may optionally include a standard wired interface, a wireless interface (e.g., WI-FI interface). The memory 805 may be a high-speed RAM memory or a non-volatile memory (e.g., at least one disk memory). The memory 805 may optionally be at least one memory device located remotely from the processor 801 as previously described. As shown in fig. 8, the memory 805, which is a kind of computer storage medium, may include therein an operating system, a network communication module, a user interface module, and a device control application program.

In the bill handling apparatus 800 shown in fig. 8, the network interface 804 may provide a network communication function; and the user interface 803 is primarily an interface for providing input to a user; and the processor 801 may be configured to invoke a device control application stored in the memory 805 to implement the steps of the ticket processing method described above:

it should be understood that the bill processing apparatus 800 described in the embodiment of the present invention can perform the bill processing method described above, and can also perform the description of the bill processing apparatus described above, which is not described herein again. In addition, the beneficial effects of the same method are not described in detail.

Further, here, it is to be noted that: an embodiment of the present invention further provides a computer storage medium, where the computer storage medium stores the computer program executed by the above-mentioned ticket processing apparatus, and the computer program includes program instructions, and when the processor executes the program instructions, the processor can execute the above-mentioned description of the ticket processing method, and therefore, details are not repeated here. In addition, the beneficial effects of the same method are not described in detail. For technical details not disclosed in the embodiments of the computer storage medium to which the present invention relates, reference is made to the description of the method embodiments of the present invention.

It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by a computer program, which can be stored in a computer-readable storage medium, and when executed, can include the processes of the embodiments of the methods described above. The storage medium may be a magnetic disk, an optical disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), or the like.

The above disclosure is only for the purpose of illustrating the preferred embodiments of the present invention, and it is therefore to be understood that the invention is not limited by the scope of the appended claims.

Claims (10)

1. A bill processing method is applied to a blockchain node, and the method comprises the following steps:

receiving a compensation transaction sent by a terminal device in response to a bill compensation operation instruction of a bill holding user, wherein the compensation transaction carries a bill to be compensated, timeout time and a specified compensation enterprise;

responding to the compensation transaction, calling a compensation processing logic declared in an intelligent contract, transferring the modification authority of the bill to be compensated to the designated compensation enterprise, updating the bill to be compensated according to a compensation result returned by the compensation enterprise, and transferring the modification authority of the bill to be compensated to the ticket holder until the overtime time is reached.

2. The method according to claim 1, wherein transferring the modification authority of the bill to be compensated to the designated compensation enterprise, updating the bill to be compensated according to the compensation result returned by the compensation enterprise, and transferring the modification authority of the bill to be compensated to the ticket holder until the timeout time is reached comprises:

transferring the modification authority of the bill to be compensated to a specified previous compensation enterprise according to the enterprise sequence, and receiving a compensation result returned by the previous compensation enterprise;

when the current time is less than the overtime time, updating the bill to be compensated according to the compensation result of the previous compensation enterprise, transferring the modification authority of the updated bill to be compensated to a specified subsequent compensation enterprise according to the enterprise sequence, and receiving the compensation result returned by the subsequent compensation enterprise;

and when the current time is equal to the overtime time, updating the bill to be compensated according to the compensation result of the prior compensation enterprise, and transferring the modification authority of the bill to be compensated to the bill holding user.

3. The method according to claim 1, wherein the compensation result is a compensation bill carrying compensation response information, the compensation bill to be compensated is updated according to the compensation result returned by the compensation enterprise, and the modification authority of the compensation bill to be compensated is transferred to the ticket holder until the timeout time is reached, including:

determining bill processing authority of the compensation enterprise;

determining whether the compensation enterprise exceeds the bill processing authority or not according to the bill processing authority, the compensation result returned by the compensation enterprise and the bill to be compensated;

when the compensation enterprise is determined not to exceed the bill processing period, updating the bill to be compensated according to the compensation result returned by the compensation enterprise;

and when the compensation enterprise is determined to exceed the bill processing right, skipping execution and updating the bill to be compensated according to the compensation result returned by the compensation enterprise.

4. The method according to any one of claims 1 to 3, further comprising:

acquiring the credit level of the designated compensation enterprise;

and determining the corresponding overtime time of the specified compensation enterprise according to the corresponding relation between the credit level and the overtime time.

5. A bill processing method is applied to terminal equipment, and the method comprises the following steps:

responding to a bill compensation operation instruction of a ticket holding user, and sending a compensation transaction to a block link point, wherein the compensation transaction carries a bill to be compensated, a preset waiting time and a specified compensation enterprise, the compensation transaction is used for indicating the block link point to call a compensation processing logic declared in an intelligent contract, transferring the modification authority of the bill to be compensated to the specified compensation enterprise, updating the bill to be compensated according to a compensation result returned by the compensation enterprise, and transferring the modification authority of the bill to be compensated to the ticket holding user until the overtime time is reached;

and receiving the bill to be compensated sent by the block chain node.

6. A bill handling apparatus, applied to a blockchain node, includes:

the system comprises a first receiving module, a second receiving module and a third receiving module, wherein the first receiving module is used for receiving a compensation transaction sent by a terminal device in response to a bill compensation operation instruction of a bill holding user, and the compensation transaction carries a bill to be compensated, timeout time and a designated compensation enterprise;

and the processing module is used for responding to the compensation transaction, calling a compensation processing logic declared in the intelligent contract, transferring the modification authority of the bill to be compensated to the specified compensation enterprise, updating the bill to be compensated according to a compensation result returned by the compensation enterprise until the overtime is reached, and transferring the modification authority of the bill to be compensated to the bill holding user.

7. The apparatus of claim 6, further comprising:

the acquisition module is used for acquiring the credit level of the specified compensation enterprise;

and the determining module is used for determining the overtime time corresponding to the specified compensation enterprise according to the corresponding relation between the credit level and the overtime time.

8. A bill processing device is applied to a terminal device, and comprises:

the system comprises a sending module, a block chain link point and a compensation transaction module, wherein the sending module is used for responding to a bill compensation operation instruction of a bill holding user and sending a compensation transaction to the block chain link point, the compensation transaction carries a bill to be compensated, a preset waiting time and a specified compensation enterprise, the compensation transaction is used for indicating the block chain link point to call a compensation processing logic declared in an intelligent contract, the modification authority of the bill to be compensated is transferred to the specified compensation enterprise, the bill to be compensated is updated according to a compensation result returned by the compensation enterprise until the overtime is reached, and the modification authority of the bill to be compensated is transferred to the bill holding user;

and the second receiving module is used for receiving the bill to be compensated sent by the block chain node.

9. A bill handling apparatus comprising: a processor and a memory;

the processor is connected to a memory, wherein the memory is used for storing program codes, and the processor is used for calling the program codes to execute the bill processing method according to any one of claims 1 to 5.

10. A computer storage medium, characterized in that it stores a computer program comprising program instructions which, when executed by a processor, perform the ticket processing method according to any one of claims 1-5.

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