CN111508166A - Intelligent cash management machine for bank teller and processing method - Google Patents
Intelligent cash management machine for bank teller and processing method Download PDFInfo
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- CN111508166A CN111508166A CN202010296623.3A CN202010296623A CN111508166A CN 111508166 A CN111508166 A CN 111508166A CN 202010296623 A CN202010296623 A CN 202010296623A CN 111508166 A CN111508166 A CN 111508166A
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- 238000003672 processing method Methods 0.000 title description 7
- 230000003993 interaction Effects 0.000 claims abstract description 9
- 238000012544 monitoring process Methods 0.000 claims description 21
- 238000000034 method Methods 0.000 claims description 8
- 230000002159 abnormal effect Effects 0.000 claims description 6
- 230000008569 process Effects 0.000 claims description 6
- 238000012546 transfer Methods 0.000 claims description 5
- 238000004064 recycling Methods 0.000 claims description 3
- 238000009795 derivation Methods 0.000 description 3
- 238000010586 diagram Methods 0.000 description 2
- 230000007246 mechanism Effects 0.000 description 2
- 229910000831 Steel Inorganic materials 0.000 description 1
- 230000005540 biological transmission Effects 0.000 description 1
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- 238000004891 communication Methods 0.000 description 1
- 238000011161 development Methods 0.000 description 1
- 230000003203 everyday effect Effects 0.000 description 1
- 239000011521 glass Substances 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/009—Depositing devices
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D13/00—Handling of coins or of valuable papers, characterised by a combination of mechanisms not covered by a single one of groups G07D1/00 - G07D11/00
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/205—Housing aspects of ATMs
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
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- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention provides an intelligent cash management machine for a bank teller, which comprises a machine shell, a mantissa bag safety cabinet and a circulation box safety cabinet which are arranged in the machine shell, a man-machine interaction panel embedded in the machine shell, a home currency counting and detecting device, a home currency outlet and a currency conveying channel, wherein the home currency counting and detecting device is provided with a home currency inlet for storing home currency, and the currency conveying channel is respectively connected with the home currency counting and detecting device, the home currency outlet and the circulation box safety cabinet and is used for conveying the home currency counted by the home currency counting and detecting device into the circulation box for storage and conveying the home currency in the circulation box safety cabinet to the home currency outlet. The intelligent cash management machine for the bank teller can directly store large-amount counter cash without armed escort.
Description
Technical Field
The invention relates to the field of financial equipment, in particular to an intelligent cash management machine for a bank teller and a processing method.
Background
The traditional cash management business of bank outlets adopts the following modes: the tail box stores cash, and a double-person double-lock mechanism is adopted; and after the business is ended, the cash is entrusted to a third party escort company to be armed and escorted to a vault for storage along with the tailgating.
According to the current cash management system, cash supervision in a tail box belongs to a blind area, and automatic inquiry, accounting and real-time remote supervision cannot be realized by using the conventional equipment. Manual entry type account checking can only be performed according to manually checked data. In order to ensure the safety of the cash tail box during daytime business, a large amount of resources are invested to ensure the safety of cash districts, such as a monitoring system, bulletproof glass, a steel mesh wall and the like. Therefore, the investment cost is high, the communication between a teller and a client is not facilitated, and the client experience is poor.
The traditional cash management mode has relatively low operation cost within a certain time, and partial transfer of escort risks is realized, but with the development of economic society and the increase of risk factors, some problems to be solved such as the following appear in recent years in the outsourcing of escort business:
the escort time of the trunk is uncontrollable, the normal business of a network is affected, and bank workers cannot go on and off duty on schedule.
And (II) the escort cost of the tail box is high, and the cost is higher and higher along with the price increase of escort companies.
And (III) real-time monitoring cannot be realized, and the dynamic state of the tail box and the real-time amount of cash cannot be mastered.
(IV) lack of valid data, difficult to follow up afterwards: lack of accurate and effective escort and handover process data, unable to realize business process vestige management, the problem liability definition appears unclear, the difficulty of pursuing accountability afterwards.
Disclosure of Invention
The invention aims to provide an intelligent cash management machine for bank tellers and a processing method, which can manage bank cash so as to avoid a plurality of problems caused by entrusting a third party escorting company to mount and escort the cash.
The invention realizes the purpose of the invention by the following technical scheme:
the intelligent cash management machine comprises a machine shell, a mantissa bag security cabinet and a circulation box security cabinet which are arranged in the machine shell, a man-machine interaction panel embedded in the machine shell, a home currency counting and detecting device, a home currency outlet and a currency transferring channel, wherein the home currency counting and detecting device is provided with a home currency inlet used for storing home currency, and the currency transferring channel is respectively connected with the home currency counting and detecting device, the home currency outlet and the circulation box security cabinet and is used for transferring the home currency counted by the home currency counting and detecting device into the circulation box security cabinet for storage and transferring the home currency in the circulation box security cabinet into the home currency outlet.
Furthermore, the intelligent cash management machine for the bank teller further comprises a foreign currency counting and currency detecting device connected with the currency conveying channel, wherein the foreign currency counting and currency detecting device comprises a foreign currency inlet used for storing foreign currencies.
Furthermore, the circulation box safe comprises an outer currency cash box and a plurality of home currency cash boxes, wherein the outer currency cash box is used for storing outer currencies, and the home currency cash box is used for storing home currencies.
Furthermore, the intelligent cash management machine for the bank teller further comprises an outer currency cash outlet connected with the cash conveying channel.
Furthermore, the circulating box safe comprises a cabinet door embedded in the casing, and a password keyboard and a handle are arranged on the cabinet door.
Further, the man-machine interaction panel comprises a touch screen and a numeric keyboard.
Furthermore, the intelligent cash management machine for the bank tellers further comprises a parameter management module, and the parameter management module is used for setting and managing the states and parameters of the intelligent cash management machine for the bank tellers.
Furthermore, the intelligent cash management machine for the bank tellers further comprises a cash management module, and the cash management module is used for carrying out cash inquiry and account checking and managing device operation logs.
Furthermore, the intelligent cash management machine for the bank tellers further comprises a monitoring management module, wherein the monitoring management module is used for monitoring the operation of the intelligent cash management machine for the bank tellers, and if abnormal operation and errors of equipment occur, alarm information is sent out.
The invention also provides a processing method of the intelligent cash management machine for the bank tellers, which comprises the following steps:
the mantissa packet safety cabinet is used for storing cash mantissa packets and heavy empty certificates, and the circulation box safety cabinet is used for storing currency;
setting and managing the state and parameters of the intelligent cash management machine of the bank teller through the parameter management module;
the cash management module is used for inquiring and checking accounts of cash and managing the device operation log;
and monitoring the operation of the intelligent cash management machine of the bank teller through the monitoring management module.
Compared with the prior art, the intelligent cash management machine for the bank tellers comprises a mantissa bag security cabinet and a circulation box security cabinet, can store cash, heavy and empty certificates and cash mantissa bags on the surface of the bank, does not need to carry out tail box escort, ensures that the bank is not influenced by uncontrollable tail box escort time, ensures that the outlets are in operation on time, saves escort cost and greatly reduces the operation cost of the bank outlets; the counter cash amount in the equipment can be inquired in real time, and the first-line cash data of the network points can be mastered in time; the data logs of cash access and the like can be recorded in real time, and the source tracing and responsibility tracing are facilitated.
Drawings
Fig. 1 is a schematic structural diagram of an intelligent cash manager for a bank teller according to an embodiment of the present invention.
Fig. 2 is a schematic diagram of a processing method of the intelligent cash management machine for bank tellers according to an embodiment of the invention.
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
Detailed Description
As shown in fig. 1, an embodiment of the present invention provides an intelligent cash manager for a bank teller, which includes a housing 1, a safe 2 for a mantissa bag and a safe 3 for a circulation box, which are disposed in the housing 1, a cash transfer channel 7, a human-computer interaction panel 4 disposed on the housing 1, a device 5 for counting foreign currencies and checking banknotes, and a device 6 for counting home currencies and checking banknotes.
And an outer currency cash box and a plurality of home currency cash boxes are arranged in the circulating box safe 3. The foreign currency cash box is connected with the foreign currency counting and currency detecting device 5 through the cash conveying channel 7. The foreign currency counting and detecting device 5 is also provided with a foreign currency inlet 8. The foreign currency inlet 8 is used for storing foreign currency, and the foreign currency counting and detecting device 5 is used for counting and checking the stored foreign currency. The currency conveying channel 7 is used for conveying the foreign currency checked by the foreign currency counting and detecting device 5 into the foreign currency box for storage.
The currency counting and detecting device 6 is also provided with a currency inlet 9. The coin inlet 9 is used for storing the RMB, and the coin counting and currency detecting device 6 is used for counting and checking the stored RMB. The money transmission channel 7 is used for transmitting the RMB checked by the money counting and detecting device 6 to the money box for storage.
The casing 1 is also provided with a home currency outlet 10 connected with the currency transfer channel 7. The coin outlet 10 is used for the staff to take out the RMB from the intelligent cash management machine of the bank teller.
The circulating box safe 3 is provided with a cabinet door 12, the cabinet door 12 is embedded into the casing 1, and the cabinet door 12 is provided with a password keyboard (not shown) and a cabinet door handle (not shown). Bank staff can open the cabinet door 12 by inputting a password, and take out the foreign currency box from the circulation box safe 3, thereby taking out foreign currency. Similarly, the mantissa bag security cabinet 2 also has a cabinet door which can be opened from the outside, so that bank staff can conveniently access cash mantissa bags and heavy empty certificates.
The human-computer interaction panel 4 comprises a touch screen and a digital key and is used for bank workers to carry out interaction operation on the intelligent cash management machine of the bank teller.
In the structure of the intelligent cash management machine for the bank teller, if the foreign currency does not need to be accessed, the function can be simplified, and a foreign currency cash box and a foreign currency counting and currency detecting device are removed. And a foreign currency outlet can be added, so that bank workers can take out foreign currencies without opening the circulating box safe 3, and the convenience of bank workers in money taking is improved.
Furthermore, the intelligent cash management machine for the bank tellers adopts background management software to manage the intelligent cash management machine, and the background management software comprises a cash management module, a parameter management module and a monitoring management module. The following description will be made separately.
And the cash management module is used for carrying out cash inquiry and account checking and managing the device operation log. The cash management module functions as follows:
1) and (3) equipment balance inquiry: and through the interface, the balance of the core system is automatically imported, and account checking is automatically completed.
2) Device cash operation log query: and the query and the derivation can be screened according to the lines.
3) Managing a safety box: and arranging the safe case manager.
4) Setting a safe operation log for query: and the query and the derivation can be screened according to the lines.
5) Remote inventory making: the device can be started in the background to perform disc library.
6) Remote inventory log query: and the query and the derivation can be screened according to the lines.
7) And C, searching the crown word number: the method can support the inquiry of crown word number information of the stored and taken bank notes.
And the parameter management module is used for setting and managing the state and the parameters of the intelligent cash management machine of the bank teller. The function of the parameter management module is as follows:
1) equipment management: the life management of the whole process of the equipment is realized, the states of the equipment are recorded, added, deleted, checked and changed, the equipment information can be exported, and the equipment allocation is supported.
2) Money box management: the life management of the whole process of the cash box is realized, the states of the equipment for increasing, deleting, checking and changing are recorded, and the currency and the denomination of the cash box are recorded.
3) Organization, user and role management: and (4) complete management of personnel, mechanisms and role authorities.
4) Managing the version of the operation function of the equipment end: the method comprises the functions of uploading and updating the function version and the like.
5) And querying a parameter change log: the query and export logs can be screened by a bar.
And the monitoring management module is used for monitoring the operation of the intelligent cash management machine of the bank teller, and sending alarm information if abnormal operation and errors of equipment occur. The main functions of the monitoring management module include:
1) and (3) equipment abnormity monitoring: and abnormal operation and errors of the equipment are sent to management personnel at all levels through an alarm system of the in-row security guard.
2) Monitoring a money box: abnormal operation and errors of the cash box, the cash box safe case and the like are sent to management personnel at all levels through an alarm system of the in-line safety protection department.
3) Checking account and monitoring: and monitoring whether the website checks accounts at least twice every day, and if so, sending abnormal information.
As shown in fig. 2, the present invention further provides a processing method of the above intelligent cash management machine for bank tellers, which includes:
the mantissa packet safety cabinet is used for storing cash mantissa packets and heavy empty certificates, and the circulation box safety cabinet is used for storing currency;
setting and managing the state and parameters of the intelligent cash management machine of the bank teller through the parameter management module;
the cash management module is used for inquiring and checking accounts of cash and managing the device operation log;
and monitoring the operation of the intelligent cash management machine of the bank teller through the monitoring management module.
The bank staff can carry out identity verification through the human-computer interaction panel and input operation information to operate the intelligent cash management machine of the bank teller. The recycling chest vault has a large amount of spare cash previously stored therein. When a large amount of cash is required, a bank worker may withdraw the required cash from the bank teller intelligent cash manager. When going off duty, the bank staff deposits the large amount of cash on the counter into the intelligent cash management machine of the bank teller and deposits the cash mantissa packet and the heavy empty voucher into the safe 3. And when the cash is on duty, the cash mantissa packet is taken out. Adopt bank teller intelligence cash management machine deposits bank's counter cash, heavily empty voucher and cash mantissa package, need not the boot escort for the bank does not receive the uncontrollable influence of boot escort time.
In conclusion, the intelligent cash management machine for the bank tellers comprises a mantissa bag safety cabinet and a circulation box safety cabinet, can store cash, heavy and empty certificates and cash mantissa bags on the surface of the bank, does not need to be escorted by a tail box, ensures that the bank is not influenced by uncontrollable escorted time of the tail box, ensures that the network is opened on time, saves the escorted cost, and greatly reduces the operation cost of the network of the bank; the counter cash amount in the equipment can be inquired in real time, and the first-line cash data of the network points can be mastered in time; the data logs of cash access and the like can be recorded in real time, and the source tracing and responsibility tracing are facilitated.
The above description is only for the purpose of illustrating the preferred embodiments of the present invention and is not to be construed as limiting the invention, and any modifications, equivalents and improvements made within the spirit and principle of the present invention are intended to be included within the scope of the present invention.
Claims (10)
1. The intelligent cash management machine is characterized by comprising a machine shell, a mantissa bag safety cabinet and a circulation box safety cabinet which are arranged in the machine shell, a man-machine interaction panel embedded in the machine shell, a home currency counting and detecting device, a home currency outlet and a currency conveying channel, wherein the home currency counting and detecting device is provided with a home currency inlet used for storing home currency, and the currency conveying channel is respectively connected with the home currency counting and detecting device, the home currency outlet and the circulation box safety cabinet and is used for conveying the home currency counted by the home currency counting and detecting device to the circulation box safety cabinet for storage and conveying the home currency in the circulation box safety cabinet to the home currency outlet.
2. The intelligent cash manager of a bank teller as claimed in claim 1, further comprising a foreign currency counting and validating device connected to the currency transfer passage, wherein the foreign currency counting and validating device comprises a foreign currency inlet for storing foreign currency.
3. The intelligent cash management machine of a bank teller as claimed in claim 2, wherein the recycling box safe comprises a foreign currency note box and a plurality of home currency note boxes, the foreign currency note box is used for storing foreign currencies, and the home currency note box is used for storing home currencies.
4. The intelligent cash management machine of a bank teller as claimed in claim 3, further comprising an outer currency outlet connected to said currency transfer passage.
5. The intelligent cash management machine for bank tellers as claimed in claim 3, wherein said recycling chest safe comprises a door embedded in said cabinet, said door having a code keypad and a handle.
6. The intelligent cash management machine of bank tellers as claimed in claim 4, wherein said human-machine interaction panel comprises a touch screen and a numeric keypad.
7. The intelligent cash manager of a bank teller as claimed in claim 1, further comprising a parameter management module for setting and managing the status and parameters of the intelligent cash manager of a bank teller.
8. The intelligent cash manager of a bank teller as claimed in claim 7, further comprising a cash management module for performing cash inquiry reconciliation and managing device operation logs.
9. The intelligent cash management machine of the bank teller as claimed in claim 8, further comprising a monitoring management module for monitoring the operation of the intelligent cash management machine of the bank teller and sending an alarm message if abnormal operation and error of the device occur.
10. The process of claim 9, wherein said process comprises:
the mantissa packet safety cabinet is used for storing cash mantissa packets and heavy empty certificates, and the circulation box safety cabinet is used for storing currency;
setting and managing the state and parameters of the intelligent cash management machine of the bank teller through the parameter management module;
the cash management module is used for inquiring and checking accounts of cash and managing the device operation log;
and monitoring the operation of the intelligent cash management machine of the bank teller through the monitoring management module.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010296623.3A CN111508166A (en) | 2020-04-15 | 2020-04-15 | Intelligent cash management machine for bank teller and processing method |
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| Application Number | Priority Date | Filing Date | Title |
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| CN202010296623.3A CN111508166A (en) | 2020-04-15 | 2020-04-15 | Intelligent cash management machine for bank teller and processing method |
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| CN111508166A true CN111508166A (en) | 2020-08-07 |
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Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102157038A (en) * | 2011-01-28 | 2011-08-17 | 迈普通信技术股份有限公司 | Centralized paper money box management system and centralized paper money box management method |
| CN110288783A (en) * | 2019-06-18 | 2019-09-27 | 武汉市新攀登科技有限公司 | A kind of bank tail-box library automatic access recognition methods, device, computer equipment and storage medium |
| CN209746719U (en) * | 2019-06-18 | 2019-12-06 | 武汉市新攀登科技有限公司 | Bank trunk bank verification access terminal |
| CN110930602A (en) * | 2019-11-19 | 2020-03-27 | 中国工商银行股份有限公司 | Bank note box integrated processing device, bank operation system and related method |
| CN211827450U (en) * | 2020-04-15 | 2020-10-30 | 深圳市银之杰科技股份有限公司 | Intelligent cash management machine for bank teller |
-
2020
- 2020-04-15 CN CN202010296623.3A patent/CN111508166A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102157038A (en) * | 2011-01-28 | 2011-08-17 | 迈普通信技术股份有限公司 | Centralized paper money box management system and centralized paper money box management method |
| CN110288783A (en) * | 2019-06-18 | 2019-09-27 | 武汉市新攀登科技有限公司 | A kind of bank tail-box library automatic access recognition methods, device, computer equipment and storage medium |
| CN209746719U (en) * | 2019-06-18 | 2019-12-06 | 武汉市新攀登科技有限公司 | Bank trunk bank verification access terminal |
| CN110930602A (en) * | 2019-11-19 | 2020-03-27 | 中国工商银行股份有限公司 | Bank note box integrated processing device, bank operation system and related method |
| CN211827450U (en) * | 2020-04-15 | 2020-10-30 | 深圳市银之杰科技股份有限公司 | Intelligent cash management machine for bank teller |
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