CN111507823A - Loan data interaction method and device - Google Patents
Loan data interaction method and device Download PDFInfo
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- CN111507823A CN111507823A CN202010289714.4A CN202010289714A CN111507823A CN 111507823 A CN111507823 A CN 111507823A CN 202010289714 A CN202010289714 A CN 202010289714A CN 111507823 A CN111507823 A CN 111507823A
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- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
- G06Q40/125—Finance or payroll
Abstract
The embodiment of the application provides a loan data interaction method and device, and relates to the technical field of loan data interaction. The method comprises the following steps: acquiring a loan voucher processing request sent by a user terminal; processing the loan voucher corresponding to the loan voucher processing request according to the loan voucher processing request, and obtaining voucher processing result data of the loan voucher; and sending the voucher processing result data to the user terminal, so that the user terminal displays the processing result of the lending voucher according to the voucher processing result data. The data of the processing result of the debit and credit voucher is sent to the user terminal, so that the user can know how the processing result is in time, and the user can find and correct the processing error in time.
Description
Technical Field
The application relates to the technical field of data processing, in particular to a loan data interaction method and device.
Background
In the operation of a business, the flow of business funds generates debit and credit vouchers that record the flow of funds. In order to ensure that each fund flow has a certificate, the financial staff of the enterprise needs to process the loan certificates, for example, the financial staff may scan the loan certificates first and then file and store the scanned documents of the loan certificates in different categories.
However, as the scale of the enterprise increases, the fund flow of the enterprise increases, which results in that more and more loan vouchers need to be processed by financial staff, and the processing efficiency of the existing financial staff is low due to the complicated processing flow, so that it is difficult to ensure that the loan vouchers are processed in time. However, in order to ensure that these loan vouchers can be processed in time, more financial staff need to be recruited, which leads to higher labor cost for the enterprise.
Disclosure of Invention
The present application provides a method and an apparatus for loan data interaction to effectively overcome the above technical drawbacks.
In order to achieve the above object, embodiments of the present application are implemented as follows:
in a first aspect, an embodiment of the present application provides a loan data interaction method, which is applied to a server, and the method includes: acquiring a loan voucher processing request sent by a user terminal; processing the loan voucher corresponding to the loan voucher processing request according to the loan voucher processing request, and obtaining voucher processing result data of the loan voucher; and sending the voucher processing result data to the user terminal, so that the user terminal displays the processing result of the lending voucher according to the voucher processing result data.
With reference to the first aspect, in some possible implementation manners, the processing, according to the processing request of the loan voucher, the processing of the loan voucher corresponding to the processing request of the loan voucher, and obtaining processing result data of the loan voucher, includes: generating data according to the loan voucher in the loan voucher processing request, generating a new loan voucher, and acquiring the generation result data of the new loan voucher; or modifying the historical loan vouchers according to loan voucher modification data in the loan voucher processing request, and acquiring historical modification result data of the loan vouchers; or deleting data according to the loan voucher in the loan voucher processing request, deleting the historical loan voucher, and acquiring historical deletion result data of the loan voucher; or inquiring at least one loan voucher within the loan voucher inquiry time period at the generation time point of the loan voucher according to the loan voucher inquiry time period in the loan voucher processing request, and acquiring loan inquiry result data of the at least one loan voucher.
With reference to the first aspect, in some possible implementations, the method further includes: obtaining a lending party detail processing request sent by the user terminal; processing the lender details corresponding to the lender details processing request according to the lender details processing request, and obtaining lender processing result data of the lender details; and sending the lender processing result data to the user terminal, so that the user terminal displays the processing result of the lender details according to the lender processing result data.
With reference to the first aspect, in some possible implementations, the processing, according to the lender detail processing request, the lender detail corresponding to the lender detail processing request, and obtaining lender processing result data of the lender detail includes: and inquiring at least one lender detail of the generation time point of the lender detail in the lender detail inquiry time period according to the lender detail inquiry time period in the lender detail processing request, and obtaining lender inquiry result data of at least one lender detail.
With reference to the first aspect, in some possible implementations, after querying at least one lender detail in the lender detail query time period according to the lender detail query time period in the lender detail processing request, and obtaining lender query result data of the at least one lender detail, the method further includes: acquiring a balance inquiry request sent by the user terminal; inquiring loan amount data of each subject in each subject within the balance inquiry time according to the balance inquiry time period in the balance inquiry request; and determining total balance data according to the borrowing amount data of each subject, and sending the borrowing amount data of each subject and the total balance data to the user terminal.
With reference to the first aspect, in some possible implementations, the method further includes: obtaining trial calculation data of each subject sent by the user terminal, wherein the trial calculation data of each subject comprises: at least part of the data of the stock cash data of the lender/lender, the bank deposit data of the lender/lender, the other money fund data of the lender/lender, the short-term investment data of the lender/lender, the stock data of the lender/lender, the bond data of the lender/lender, the fund data of the lender/lender, the receivable data of the lender/lender, the prepaid account data of the lender/lender, the receivable dividend interest data of the lender/lender and the receivable interest data of the lender/lender; determining balance condition data of the liabilities according to the trial calculation data of each subject; and sending the balance condition data to the user terminal.
In a first aspect, an embodiment of the present application provides a loan data interaction apparatus, which is applied to a server, and the apparatus includes: the first obtaining module is used for obtaining a loan voucher processing request sent by the user terminal. And the first processing module is used for processing the loan voucher corresponding to the loan voucher processing request according to the loan voucher processing request and obtaining voucher processing result data of the loan voucher. And the first sending module is used for sending the voucher processing result data to the user terminal so that the user terminal displays the processing result of the lending voucher according to the voucher processing result data.
With reference to the second aspect, in some possible implementations, the apparatus further includes: and the second obtaining module is used for obtaining the loan party detail processing request sent by the user terminal. And the second processing module is used for processing the details of the lender corresponding to the details processing request of the lender according to the details processing request of the lender and obtaining the processing result data of the lender of the details of the lender. And the second sending module is used for sending the lender processing result data to the user terminal so that the user terminal displays the processing result of the lender details according to the lender processing result data.
With reference to the second aspect, in some possible implementations, the apparatus further includes: and the third obtaining module is used for obtaining the balance inquiry request sent by the user terminal. And the third processing module is used for inquiring the loan amount data of each subject in each subject within the balance inquiry time according to the balance inquiry time period in the balance inquiry request. And the third sending module is used for determining total balance data according to the loan amount data of each subject and sending the loan amount data of each subject and the total balance data to the user terminal.
With reference to the second aspect, in some possible implementations, the apparatus further includes: a fourth obtaining module, configured to obtain subject trial calculation data sent by the user terminal, where the subject trial calculation data includes: at least part of the data of the stock cash data of the lender/lender, the bank deposit data of the lender/lender, the other money fund data of the lender/lender, the short-term investment data of the lender/lender, the stock data of the lender/lender, the bond data of the lender/lender, the fund data of the lender/lender, the receivable data of the lender/lender, the prepaid account data of the lender/lender, the receivable dividend interest data of the lender/lender and the receivable interest data of the lender/lender. And the fourth processing module is used for determining balance condition data of the liabilities according to the trial calculation data of each subject. And the fourth sending module is used for sending the balance condition data to the user terminal.
In a third aspect, an embodiment of the present application provides a server, where the server includes: a processor, a memory, a bus and a communication interface; the processor, the communication interface and the memory are connected through the bus;
the memory is used for storing programs;
the processor is configured to execute the loan data interaction apparatus according to the first aspect and any one of the embodiments of the first aspect by calling a program stored in the memory.
In a fourth aspect, an embodiment of the present application provides a computer-readable storage medium having computer-executable non-volatile program code, where the program code causes the computer to execute the loan data interaction apparatus according to the first aspect and any one of the implementation manners of the first aspect.
The beneficial effects of the embodiment of the application are that:
the server processes the loan vouchers corresponding to the loan voucher processing request according to the loan voucher processing request sent by the user terminal, so that the loan vouchers are automatically processed, the loan voucher processing efficiency is improved, and the labor cost of enterprises for processing the loan vouchers is reduced. Moreover, the data of the processing result of the voucher processed by the loan voucher is sent to the user terminal, so that the user can know how the processing result is in time, and the user can find and correct the processing error in time.
In order to make the aforementioned objects, features and advantages of the present application more comprehensible, preferred embodiments accompanied with figures are described in detail below.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings that are required to be used in the embodiments will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present application and therefore should not be considered as limiting the scope, and for those skilled in the art, other related drawings can be obtained from the drawings without inventive effort.
Fig. 1 is a block diagram showing a structure of a loan data interaction system according to a first embodiment of the present application;
fig. 2 is a block diagram showing a configuration of a server in a loan data interaction system according to a first embodiment of the present application;
FIG. 3 is a first flowchart illustrating a loan data interaction method according to a second embodiment of the present application;
FIG. 4 is a second flowchart illustrating a loan data interaction method according to a second embodiment of the present application;
FIG. 5 is a third flowchart of a loan data interaction method according to a second embodiment of the present application;
FIG. 6 is a fourth flowchart illustrating a loan data interaction method according to a second embodiment of the present application;
fig. 7 is a block diagram showing a loan data interaction apparatus according to a third embodiment of the present application.
Detailed Description
The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. The components of the embodiments of the present application, generally described and illustrated in the figures herein, can be arranged and designed in a wide variety of different configurations. Thus, the following detailed description of the embodiments of the present application, presented in the accompanying drawings, is not intended to limit the scope of the claimed application, but is merely representative of selected embodiments of the application. All other embodiments, which can be derived by a person skilled in the art from the embodiments of the present application without inventive step, are within the scope of the present application.
It should be noted that: like reference numbers and letters refer to like items in the following figures, and thus, once an item is defined in one figure, it need not be further defined and explained in subsequent figures. The terms "first," "second," and the like are used solely to distinguish one from another and are not to be construed as indicating or implying relative importance.
First embodiment
Referring to fig. 1, an exemplary embodiment of the present application provides a loan data interaction system 10, where the loan data interaction system 10 includes: a plurality of user terminals 11 and a server 20. Wherein a plurality of user terminals 11 are communicatively connected to a server 20.
The user terminal 11 may be a Personal Computer (PC), a tablet PC, a smart phone, a Personal Digital Assistant (PDA), or the like. The server 20 may be a web server, a database server, a cloud server, a server assembly composed of a plurality of sub servers, or the like.
The program stored in the server 20 may form an office system, and the interaction between the server 20 and the user terminal 11 realizes the operation of the office system by the server 20, thereby realizing the execution of the loan data interaction method.
Referring to fig. 2, in the present application, the server 20 may include: memory 21, communication module 22, bus 23, and processor 24. The processor 24, the communication module 22 and the memory 21 are connected by a bus 23.
The processor 24 is for executing executable modules, such as computer programs, stored in the memory 21. The components and configuration of server 20 shown in FIG. 2 are for example only, and not for limitation, and server 20 may have other components and configurations as desired.
The Memory 21 may comprise a Random Access Memory (RAM) and may further comprise a non-volatile Memory (e.g., at least one disk Memory). In the present embodiment, the memory 21 stores a program required for executing the loan data interaction method.
The bus 23 may be an ISA bus, a PCI bus, an EISA bus, or the like. The bus may be divided into an address bus, a data bus, a control bus, etc. For ease of illustration, only one double-headed arrow is shown in FIG. 2, but this does not indicate only one bus or one type of bus.
The method performed by the flow process or the defined device disclosed in any of the embodiments of the present application may be applied to the processor 24, or may be implemented by the processor 24. After the processor 24 receives the execution instruction and calls the program stored in the memory 21 through the bus 23, the processor 24 controls the communication module 22 through the bus 23 to execute the flow of the loan data interaction method.
It is understood that the server 20 is capable of interacting with a plurality of user terminals 11, but the server 20 interacts with each of the plurality of user terminals 11 substantially identically. For the understanding of the present solution by those skilled in the art, the present embodiment takes the interaction between the server 20 and one of the user terminals 11 as an example to describe the solution in detail.
Second embodiment
The present embodiment provides a loan data interaction method, it being noted that the steps illustrated in the flowchart of the drawings may be performed in a computer system such as a set of computer-executable instructions, and that while a logical order is illustrated in the flowchart, in some cases the steps illustrated or described may be performed in an order different than presented herein. The present embodiment will be described in detail below.
Referring to fig. 3, in the loan data interaction method provided in this embodiment, the loan data interaction method is applied to a server, and the loan data interaction method includes: step S101, step S102, and step S103.
Step S101: and acquiring a loan voucher processing request sent by the user terminal.
Step S102: and processing the loan voucher corresponding to the loan voucher processing request according to the loan voucher processing request, and obtaining voucher processing result data of the loan voucher.
Step S103: and sending the voucher processing result data to the user terminal, so that the user terminal displays the processing result of the lending voucher according to the voucher processing result data.
The scheme of the present application will be described in detail below.
Before step S101, the user needs to perform a login operation (an operation of inputting a user name and a user password) on the user terminal, and the user terminal generates user information (e.g., the user name and the user password) of the user in response to the detected login operation. The user terminal may send the user information to the server.
The server can match the user information with preset user information, so as to judge whether target user information is matched with the user information in the preset user information.
If not, the user is not registered (not a company employee) or the user information input is wrong. At this time, the server may transmit information indicating an error to the user terminal.
If yes, the user is a company employee, and the server can push the system home page after successful login to the user terminal.
In this embodiment, the employees of different levels or different departments of the company have different access rights to the server, for example, a general manager of the company has access rights to all functions on the server, a financial staff of the company has access rights to a financial part function on the server, and a general employee of the company has access rights to an employee information part function on the server. Therefore, the server is preset with the access authority of each employee of the company to the server, and the association relationship between each access authority and the user information of each employee is also preset.
When the server determines that the user is a company worker, the server can obtain the association relationship between the user information and the corresponding access right according to the user information. Then, the server can determine the access authority of the user according to the association relation, so that the subsequent server can respond to the access request of the user terminal in the access authority.
Step S101: and acquiring a loan voucher processing request sent by the user terminal.
When a user needs to process a loan voucher of a company, the user can carry out a loan processing operation request on the user terminal based on a system home page displayed by the user terminal. Accordingly, the user terminal generates a page request for loan processing in response to the detected loan processing operation request and transmits the page request to the server. The server may then push the page of the loan process to the user terminal in response to the page request of the loan process, so that the user terminal displays the page of the loan process.
The user can then perform loan processing operations on the user terminal according to the page of the loan processing. Accordingly, the user terminal generates a loan voucher processing request in response to the detected loan processing operation, and transmits the loan voucher processing request to the server. The server can obtain the loan voucher processing request sent by the user terminal.
It will be appreciated that, as the user processes the loan vouchers, the operations include: generate, modify, delete, or query, the data in the generated debit or credit voucher processing request will differ depending on the processing operation.
Step S102: and processing the loan voucher corresponding to the loan voucher processing request according to the loan voucher processing request, and obtaining voucher processing result data of the loan voucher.
After the server obtains the processing request of the loan voucher, the server firstly judges whether the access authority of the user comprises processing the loan voucher.
If not, for example, the user is a technician, the server may return an unauthorized prompt message to the user terminal, so that the user can obtain that the current operation does not belong to the own authorization range.
If, for example, the user is a financial staff, the server may parse the loan document processing request to process the corresponding loan document.
In this embodiment, the detailed flow of the processing of the loan vouchers by the server may include:
as a first mode
When the operation of the user corresponding to the request for processing the loan voucher is to input various data of a new loan voucher on the page for processing the loan voucher, the server analyzes the request for processing the loan voucher to obtain data for generating the loan voucher in the request for processing the loan voucher, and the server can determine that the new loan voucher needs to be generated according to the data for generating the loan voucher.
If the server generates the new loan voucher based on the loan voucher generation data, the server may store the generated new loan voucher to ensure that it is traceable. The server may also generate generation result data indicating successful generation of the new debit or credit voucher based on performing the operation of generating the new debit or credit voucher.
If the server cannot generate the new loan voucher based on the loan voucher generation data, the server may determine the specific reason for the failure to successfully generate the new loan voucher based on an analysis of the loan voucher generation data. The server may also generate result data indicating why the new debit or credit voucher failed to be generated, for example, the result data may be: XX data is filled in.
As a second mode
When the operation of the user corresponding to the request for processing the loan voucher is to modify various data of the historical loan voucher on the page of the loan processing, the server analyzes the request for processing the loan voucher to obtain the data for modifying the loan voucher in the request for processing the loan voucher, and the server can determine how to modify the historical loan voucher according to the data for modifying the loan voucher.
If the server modifies the historical debit or credit voucher based on the debit or credit voucher modification data, the server may store the modified historical debit or credit voucher to ensure that it is traceable. The server may also generate modification result data indicative of successful modification of the historical debit or credit voucher based on performing the operation of modifying the historical debit or credit voucher.
If the server cannot modify the historical debit or credit voucher based on the debit or credit voucher modification data, the server may determine the specific reason for not successfully modifying the historical debit or credit voucher based on an analysis of the debit or credit voucher modification data. The server may also generate modification result data indicating why the historical debit or credit voucher failed to be modified for the particular reason.
As a third mode
When the operation of the user corresponding to the request for processing the loan voucher is to delete the historical loan voucher on the page for processing the loan voucher, the server analyzes the request for processing the loan voucher to obtain the data for deleting the loan voucher in the request for processing the loan voucher, and the server can determine which historical loan voucher needs to be deleted according to the data for deleting the loan voucher.
If the server deletes the historical debit or credit voucher based on the debit or credit voucher deletion data, the server may further generate modification result data indicating successful deletion of the historical debit or credit voucher based on performing the operation of deleting the historical debit or credit voucher.
If the server cannot delete the historical debit or credit voucher based on the data modified by the debit or credit voucher, the server may also determine the specific reason for the failure to successfully delete the historical debit or credit voucher based on an analysis of the data deleted by the debit or credit voucher. The server may also generate deletion result data indicating why the historical debit or credit voucher failed to be deleted for the particular reason.
As a fourth mode
When the operation of the user corresponding to the processing request of the loan vouchers is to inquire at least one loan voucher on a page of loan processing, the server analyzes the processing request of the loan voucher to obtain the time period for inquiring the loan voucher in the processing request of the loan voucher or the voucher number of the loan voucher needing to be inquired, and then the server inquires whether a matched loan voucher exists in each stored loan voucher or not according to the time period for inquiring the loan voucher or the voucher number of the loan voucher needing to be inquired.
If the server inquires at least one loan certificate in the loan certificate inquiry time period at the generation time point of the loan certificate from the stored loan certificates or inquires at least one loan certificate with the generation time point of the loan certificate matched with the certificate number of the loan certificate to be inquired from the stored loan certificates, the server can generate loan inquiry result data containing the at least one loan certificate.
If the server cannot inquire at least one loan certificate in the loan certificate inquiry time period at the generation time point of the loan certificate from the stored loan certificates or cannot inquire at least one loan certificate with the generation time point of the loan certificate matched with the certificate number of the loan certificate to be inquired from the stored loan certificates, the server can also determine the specific reason why the at least one loan certificate cannot be inquired successfully based on the analysis of the query data of the loan certificate. The server may also generate loan query result data indicating why the at least one loan credential could not be queried for the particular reason.
It is to be understood that the credential processing result data may be: generating result data, modifying result data, deleting result data, or lending query result data.
Step S103: and sending the voucher processing result data to the user terminal, so that the user terminal displays the processing result of the lending voucher according to the voucher processing result data.
After the server generates the credential processing result data, the server may send the credential processing result data to the user terminal. The user terminal displays the processing result of the loan voucher according to the voucher processing result data, so that the user can obtain the reason why the new loan voucher is successfully generated or fails to be generated, the reason why the historical loan voucher is successfully modified or fails to be modified, the reason why the historical loan voucher is successfully deleted or fails to be deleted, and the reason why the inquired at least one loan voucher is or is not inquired.
Referring to fig. 4, in the present application, in the loan data interaction method provided in the embodiment, the loan data interaction method further includes: step S201, step S202, and step S203.
Step S201: and acquiring a loan party detail processing request sent by the user terminal.
Step S202: and processing the lender details corresponding to the lender details processing request according to the lender details processing request, and obtaining lender processing result data of the lender details.
Step S203: and sending the lender processing result data to the user terminal, so that the user terminal displays the processing result of the lender details according to the lender processing result data.
The scheme of the present application will be described in detail below.
Step S201: and acquiring a loan party detail processing request sent by the user terminal.
After the user determines that the login is successful and needs to acquire the details of the lender of the company, the user can perform the operation request of the lender details on the user terminal based on the system home page displayed by the user terminal. And correspondingly, the user terminal responds to the detected debit and credit detail operation request, generates a page request of the debit and credit detail and sends the page request to the server. The server can push the page of the lender details to the user terminal according to the page request of the lender details so that the user terminal can display the page of the lender details.
The user can perform lender detail processing operation on the user terminal according to the page of the lender detail. Accordingly, the user terminal generates a lender detail processing request in response to the detected lender detail processing operation, and transmits the lender detail processing request to the server. Therefore, the server can obtain the credit detail processing request sent by the user terminal.
Step S202: and processing the lender details corresponding to the lender details processing request according to the lender details processing request, and obtaining lender processing result data of the lender details.
The server analyzes the loan party detail processing request to obtain the loan party detail query time period in the loan certificate processing request. The server then queries whether there is a matching lender detail in each stored lender detail based on the lender detail query time period. The lender detail query time period may be in units of years or months.
If the server queries at least one loan certificate at the lender detail generation time point within the lender detail query time period from the stored lender details, the server may generate lender query result data including the at least one lender detail.
If the server cannot query at least one lender detail within the lender detail query time period at the lender detail generation time point from the stored lender details, the server may also determine a specific reason why the at least one lender detail query cannot be successfully queried based on an analysis of the lender detail query data. The server may also generate lender query result data indicating why the at least one lender detail query failed, based on the specific reason.
It will be appreciated that the lender may process the result data to query the lender for the result data.
Step S203: and sending the lender processing result data to the user terminal, so that the user terminal displays the processing result of the lender details according to the lender processing result data.
After the server generates the lender processing result data, the server can also send the lender processing result data to the user terminal. The user terminal displays the processing result of the lender details according to the lender processing result data, so that the user can know the reason of the inquired at least one lender details or the inquired at least one lender details.
Referring to fig. 5, in the present application, in the loan data interaction method provided in the embodiment, the loan data interaction method further includes: step S301, step S302, and step S303.
Step S301: and acquiring a balance inquiry request sent by the user terminal.
Step S302: and inquiring the loan amount data of each subject in each subject within the balance inquiry time according to the balance inquiry time period in the balance inquiry request.
Step S303: and determining total balance data according to the borrowing amount data of each subject, and sending the borrowing amount data of each subject and the total balance data to the user terminal.
The scheme of the present application will be described in detail below.
Step S301: and acquiring a balance inquiry request sent by the user terminal.
After the user determines that the login is successful and needs to acquire the balance of the company, the user can perform a balance inquiry operation request on the user terminal based on a system home page displayed by the user terminal. Correspondingly, the user terminal responds to the detected balance inquiry operation request, generates a page request of balance inquiry and sends the page request to the server. The server can push the page of the balance inquiry to the user terminal according to the page request of the balance inquiry so that the user terminal displays the page of the balance inquiry.
The user can carry out balance inquiry operation on the user terminal according to the balance inquiry page. Correspondingly, the user terminal responds to the detected balance inquiry operation to generate a balance inquiry request and sends the balance inquiry request to the server. Therefore, the server can obtain the balance inquiry request sent by the user terminal.
Step S302: and inquiring the loan amount data of each subject in each subject within the balance inquiry time according to the balance inquiry time period in the balance inquiry request.
The server can obtain the balance inquiry time period in the balance inquiry request by analyzing the balance inquiry request. The server can inquire the loan amount data of each subject in each subject within the balance inquiry time according to the balance inquiry time.
It should be noted that each item may include: cash in stock, bank deposits, other monetary funds, short term investments, stocks, bonds, funds, accounts receivable, prepaid accounts, dividend, interest receivable, and the like.
Step S303: and determining total balance data according to the borrowing amount data of each subject, and sending the borrowing amount data of each subject and the total balance data to the user terminal.
The server may accumulate the loan amount data for each subject so that the server may determine the total balance data for the query period (e.g., for 8 months) and send the loan amount data and the total balance data for each subject to the user terminal so that the user can obtain the loan amount data and the total balance data for each subject.
Referring to fig. 6, in the present application, in the loan data interaction method provided in the embodiment, the loan data interaction method further includes: step S401, step S402, and step S403.
Step S401: obtaining trial calculation data of each subject sent by the user terminal, wherein the trial calculation data of each subject comprises: at least part of the data of the stock cash data of the lender/lender, the bank deposit data of the lender/lender, the other money fund data of the lender/lender, the short-term investment data of the lender/lender, the stock data of the lender/lender, the bond data of the lender/lender, the fund data of the lender/lender, the receivable data of the lender/lender, the prepaid account data of the lender/lender, the receivable dividend interest data of the lender/lender and the receivable interest data of the lender/lender.
Step S402: and determining balance condition data of the liabilities according to the trial calculation data of each subject.
Step S403: and sending the balance condition data to the user terminal.
The scheme of the present application will be described in detail below.
Step S401: obtaining trial calculation data of each subject sent by the user terminal, wherein the trial calculation data of each subject comprises: at least part of the data of the stock cash data of the lender/lender, the bank deposit data of the lender/lender, the other money fund data of the lender/lender, the short-term investment data of the lender/lender, the stock data of the lender/lender, the bond data of the lender/lender, the fund data of the lender/lender, the receivable data of the lender/lender, the prepaid account data of the lender/lender, the receivable dividend interest data of the lender/lender and the receivable interest data of the lender/lender.
After the user determines that the login is successful and the balance condition of the liability of the company needs to be calculated, the user can perform calculation trial operation requests of various subjects on the user terminal based on the system home page displayed by the user terminal. Correspondingly, the user terminal responds to the detected trial calculation operation requests of all subjects, generates page requests of trial calculation of the subjects and sends the page requests to the server. The server can push the page of subject trial calculation to the user terminal according to the page request of subject trial calculation so that the user terminal displays the page of subject trial calculation.
The user can perform trial calculation operation of each subject on the user terminal according to the page of trial calculation of the subject. Correspondingly, the user terminal responds to the detected trial calculation operation of each subject to generate trial calculation data of each subject, and sends the trial calculation data of each subject to the server. Therefore, the server can obtain the trial calculation data of each subject sent by the user terminal.
In this embodiment, each item trial calculation data may include: at least part of the data of the stock cash data of the lender/lender, the bank deposit data of the lender/lender, the other money fund data of the lender/lender, the short-term investment data of the lender/lender, the stock data of the lender/lender, the bond data of the lender/lender, the fund data of the lender/lender, the receivable data of the lender/lender, the prepaid account data of the lender/lender, the receivable dividend interest data of the lender/lender and the receivable interest data of the lender/lender.
Step S402: and determining balance condition data of the liabilities according to the trial calculation data of each subject.
The server can accumulate each subject trial calculation data in each subject trial calculation data, so that the server can determine the total debit amount. The server can analyze the total amount of the debt according to a preset load analysis rule, so that balance condition data of the debt can be determined.
Step S403: and sending the balance condition data to the user terminal.
The balance condition data of the liabilities of the server is sent to the user terminal, so that the user can obtain whether the liabilities of the enterprises are balanced under the condition that the trial calculation data of each item is the condition.
Third embodiment
Referring to fig. 7, an exemplary embodiment of the present invention provides a loan data interaction apparatus 100, where the loan data interaction apparatus 100 may be applied to a server, and the loan data interaction apparatus 100 includes:
a first obtaining module 101, configured to obtain a loan credential processing request sent by a user terminal.
The first processing module 102 is configured to process, according to the loan voucher processing request, a loan voucher corresponding to the loan voucher processing request, and obtain voucher processing result data of the loan voucher.
A first sending module 103, configured to send the credential processing result data to the user terminal, so that the user terminal displays a processing result of the lending credential according to the credential processing result data.
And a second obtaining module 201, configured to obtain a lender detail processing request sent by the user terminal.
The second processing module 202 is configured to process, according to the lender detail processing request, lender details corresponding to the lender detail processing request, and obtain lender processing result data of the lender details.
A second sending module 203, configured to send the lender processing result data to the user terminal, so that the user terminal displays the processing result of the lender details according to the lender processing result data.
And a third obtaining module 301, configured to obtain a balance query request sent by the user terminal.
A third processing module 302, configured to query, according to the balance query time period in the balance query request, loan amount data of each subject in each subject within the balance query time period.
And a third sending module 103, configured to determine total balance data according to the loan amount data of each subject, and send the loan amount data of each subject and the total balance data to the user terminal.
And (c) and (d).
A fourth obtaining module 401, configured to obtain subject trial calculation data sent by the user terminal, where the subject trial calculation data includes: at least part of the data of the stock cash data of the lender/lender, the bank deposit data of the lender/lender, the other money fund data of the lender/lender, the short-term investment data of the lender/lender, the stock data of the lender/lender, the bond data of the lender/lender, the fund data of the lender/lender, the receivable data of the lender/lender, the prepaid account data of the lender/lender, the receivable dividend interest data of the lender/lender and the receivable interest data of the lender/lender.
And a fourth processing module 402, configured to determine balance condition data of the liabilities according to the trial calculation data of each subject.
A fourth sending module 403, configured to send the balance status data to the user terminal.
It should be noted that, as those skilled in the art can clearly understand, for convenience and brevity of description, the specific working processes of the above-described systems, apparatuses and units may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, embodiments of the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, embodiments of the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The above description is only a preferred embodiment of the present application and is not intended to limit the present application, and various modifications and changes may be made by those skilled in the art. Any modification, equivalent replacement, improvement and the like made within the spirit and principle of the present application shall be included in the protection scope of the present application. It should be noted that: like reference numbers and letters refer to like items in the following figures, and thus, once an item is defined in one figure, it need not be further defined and explained in subsequent figures.
The above description is only for the specific embodiments of the present application, but the scope of the present application is not limited thereto, and any person skilled in the art can easily conceive of the changes or substitutions within the technical scope of the present application, and shall be covered by the scope of the present application. Therefore, the protection scope of the present application shall be subject to the protection scope of the claims.
Claims (10)
1. A loan data interaction method, applied to a server, the method comprising:
acquiring a loan voucher processing request sent by a user terminal;
processing the loan voucher corresponding to the loan voucher processing request according to the loan voucher processing request, and obtaining voucher processing result data of the loan voucher;
and sending the voucher processing result data to the user terminal, so that the user terminal displays the processing result of the lending voucher according to the voucher processing result data.
2. The method of claim 1, wherein the processing a loan voucher corresponding to the request for processing a loan voucher according to the request for processing a loan voucher and obtaining voucher processing result data of the loan voucher comprises:
generating data according to the loan voucher in the loan voucher processing request, generating a new loan voucher, and acquiring the generation result data of the new loan voucher; or
Modifying historical loan vouchers according to loan voucher modification data in the loan voucher processing request, and obtaining historical modification result data of the loan vouchers; or
Deleting data according to the loan voucher in the loan voucher processing request, deleting historical loan vouchers, and obtaining historical deletion result data of the loan vouchers; or
And inquiring at least one loan voucher within the loan voucher inquiry time period at the generation time point of the loan voucher according to the loan voucher inquiry time period in the loan voucher processing request, and acquiring loan inquiry result data of the at least one loan voucher.
3. The method of interacting loan data according to claim 1, said method further comprising:
obtaining a lending party detail processing request sent by the user terminal;
processing the lender details corresponding to the lender details processing request according to the lender details processing request, and obtaining lender processing result data of the lender details;
and sending the lender processing result data to the user terminal, so that the user terminal displays the processing result of the lender details according to the lender processing result data.
4. The method of claim 3, wherein the processing the lender details corresponding to the lender details processing request according to the lender details processing request and obtaining lender processing result data of the lender details comprises:
and inquiring at least one lender detail of the generation time point of the lender detail in the lender detail inquiry time period according to the lender detail inquiry time period in the lender detail processing request, and obtaining lender inquiry result data of at least one lender detail.
5. The method of claim 4, wherein the method further comprises:
acquiring a balance inquiry request sent by the user terminal;
inquiring loan amount data of each subject in each subject within the balance inquiry time according to the balance inquiry time period in the balance inquiry request;
and determining total balance data according to the borrowing amount data of each subject, and sending the borrowing amount data of each subject and the total balance data to the user terminal.
6. A method of interacting loan data according to any of claims 1-5, wherein the method further comprises:
obtaining trial calculation data of each subject sent by the user terminal, wherein the trial calculation data of each subject comprises: at least part of the data of the stock cash data of the lender/lender, the bank deposit data of the lender/lender, the other money fund data of the lender/lender, the short-term investment data of the lender/lender, the stock data of the lender/lender, the bond data of the lender/lender, the fund data of the lender/lender, the receivable data of the lender/lender, the prepaid account data of the lender/lender, the receivable dividend interest data of the lender/lender and the receivable interest data of the lender/lender;
determining balance condition data of the liabilities according to the trial calculation data of each subject;
and sending the balance condition data to the user terminal.
7. A loan data interaction apparatus, applied to a server, the apparatus comprising:
the system comprises a first obtaining module, a second obtaining module and a third obtaining module, wherein the first obtaining module is used for obtaining a loan voucher processing request sent by a user terminal;
the first processing module is used for processing the loan voucher corresponding to the loan voucher processing request according to the loan voucher processing request and obtaining voucher processing result data of the loan voucher;
and the first sending module is used for sending the voucher processing result data to the user terminal so that the user terminal displays the processing result of the lending voucher according to the voucher processing result data.
8. The loan data interaction apparatus of claim 7, wherein the apparatus further comprises:
the second obtaining module is used for obtaining a lending party detail processing request sent by the user terminal;
the second processing module is used for processing the details of the lender corresponding to the details processing request of the lender according to the details processing request of the lender and obtaining the processing result data of the lender of the details of the lender;
and the second sending module is used for sending the lender processing result data to the user terminal so that the user terminal displays the processing result of the lender details according to the lender processing result data.
9. A loan data interaction apparatus as claimed in claim 8, said apparatus further comprising:
a third obtaining module, configured to obtain a balance inquiry request sent by the user terminal;
the third processing module is used for inquiring loan amount data of each subject in each subject within the balance inquiry time according to the balance inquiry time period in the balance inquiry request;
and the third sending module is used for determining total balance data according to the loan amount data of each subject and sending the loan amount data of each subject and the total balance data to the user terminal.
10. A loan data interaction apparatus according to any of claims 7 to 9, the apparatus further comprising:
a fourth obtaining module, configured to obtain subject trial calculation data sent by the user terminal, where the subject trial calculation data includes: at least part of the data of the stock cash data of the lender/lender, the bank deposit data of the lender/lender, the other money fund data of the lender/lender, the short-term investment data of the lender/lender, the stock data of the lender/lender, the bond data of the lender/lender, the fund data of the lender/lender, the receivable data of the lender/lender, the prepaid account data of the lender/lender, the receivable dividend interest data of the lender/lender and the receivable interest data of the lender/lender;
the fourth processing module is used for determining balance condition data of the liabilities according to the trial calculation data of each subject;
and the fourth sending module is used for sending the balance condition data to the user terminal.
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| CN202010289714.4A CN111507823A (en) | 2020-04-15 | 2020-04-15 | Loan data interaction method and device |
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| CN202010289714.4A CN111507823A (en) | 2020-04-15 | 2020-04-15 | Loan data interaction method and device |
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