CN111507638B - 一种风险信息输出、风险信息构建方法及装置 - Google Patents

一种风险信息输出、风险信息构建方法及装置 Download PDF

Info

Publication number
CN111507638B
CN111507638B CN202010331100.8A CN202010331100A CN111507638B CN 111507638 B CN111507638 B CN 111507638B CN 202010331100 A CN202010331100 A CN 202010331100A CN 111507638 B CN111507638 B CN 111507638B
Authority
CN
China
Prior art keywords
risk
risk information
service
level
information
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
CN202010331100.8A
Other languages
English (en)
Chinese (zh)
Other versions
CN111507638A (zh
Inventor
杨陆毅
陆青
云蕾
王文雯
崔阳
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Advanced New Technologies Co Ltd
Advantageous New Technologies Co Ltd
Original Assignee
Advanced New Technologies Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Advanced New Technologies Co Ltd filed Critical Advanced New Technologies Co Ltd
Priority to CN202010331100.8A priority Critical patent/CN111507638B/zh
Publication of CN111507638A publication Critical patent/CN111507638A/zh
Application granted granted Critical
Publication of CN111507638B publication Critical patent/CN111507638B/zh
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063—Operations research, analysis or management
    • G06Q10/0635—Risk analysis of enterprise or organisation activities
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/04—Forecasting or optimisation specially adapted for administrative or management purposes, e.g. linear programming or "cutting stock problem"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063—Operations research, analysis or management
    • G06Q10/0637—Strategic management or analysis, e.g. setting a goal or target of an organisation; Planning actions based on goals; Analysis or evaluation of effectiveness of goals
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication
    • G—PHYSICS
    • G16—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS
    • G16Z—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS, NOT OTHERWISE PROVIDED FOR
    • G16Z99/00—Subject matter not provided for in other main groups of this subclass

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Human Resources & Organizations (AREA)
  • Strategic Management (AREA)
  • Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Educational Administration (AREA)
  • Accounting & Taxation (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • Marketing (AREA)
  • Development Economics (AREA)
  • Game Theory and Decision Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Selective Calling Equipment (AREA)
CN202010331100.8A 2016-03-25 2016-03-25 一种风险信息输出、风险信息构建方法及装置 Active CN111507638B (zh)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202010331100.8A CN111507638B (zh) 2016-03-25 2016-03-25 一种风险信息输出、风险信息构建方法及装置

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN202010331100.8A CN111507638B (zh) 2016-03-25 2016-03-25 一种风险信息输出、风险信息构建方法及装置
CN201610176988.6A CN107230008B (zh) 2016-03-25 2016-03-25 一种风险信息输出、风险信息构建方法及装置

Related Parent Applications (1)

Application Number Title Priority Date Filing Date
CN201610176988.6A Division CN107230008B (zh) 2016-03-25 2016-03-25 一种风险信息输出、风险信息构建方法及装置

Publications (2)

Publication Number Publication Date
CN111507638A CN111507638A (zh) 2020-08-07
CN111507638B true CN111507638B (zh) 2024-03-05

Family

ID=59899338

Family Applications (2)

Application Number Title Priority Date Filing Date
CN202010331100.8A Active CN111507638B (zh) 2016-03-25 2016-03-25 一种风险信息输出、风险信息构建方法及装置
CN201610176988.6A Active CN107230008B (zh) 2016-03-25 2016-03-25 一种风险信息输出、风险信息构建方法及装置

Family Applications After (1)

Application Number Title Priority Date Filing Date
CN201610176988.6A Active CN107230008B (zh) 2016-03-25 2016-03-25 一种风险信息输出、风险信息构建方法及装置

Country Status (10)

Country Link
US (2) US20190026744A1 (cg-RX-API-DMAC7.html)
EP (1) EP3435260A4 (cg-RX-API-DMAC7.html)
JP (1) JP6696001B2 (cg-RX-API-DMAC7.html)
KR (1) KR102211374B1 (cg-RX-API-DMAC7.html)
CN (2) CN111507638B (cg-RX-API-DMAC7.html)
MY (1) MY204882A (cg-RX-API-DMAC7.html)
PH (1) PH12018502049A1 (cg-RX-API-DMAC7.html)
SG (1) SG11201808341SA (cg-RX-API-DMAC7.html)
TW (1) TWI668655B (cg-RX-API-DMAC7.html)
WO (1) WO2017162113A1 (cg-RX-API-DMAC7.html)

Families Citing this family (24)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108154368A (zh) * 2017-12-26 2018-06-12 阿里巴巴集团控股有限公司 一种资源风险的检测方法、装置及设备
CN110020862B (zh) * 2018-01-10 2021-10-29 中国移动通信有限公司研究院 一种业务风险评估方法、装置和计算机可读存储介质
CN108876600B (zh) * 2018-08-20 2023-09-05 平安科技（深圳）有限公司 预警信息推送方法、装置、计算机设备和介质
CN109034660B (zh) * 2018-08-22 2023-07-14 平安科技（深圳）有限公司 基于预测模型的风险控制策略的确定方法及相关装置
CN109447455A (zh) * 2018-10-24 2019-03-08 海南新软软件有限公司 一种企业内部风控引擎搭建方法及装置
US11924290B2 (en) * 2018-10-26 2024-03-05 Dell Products, Lp Aggregated stochastic method for predictive system response
US10949853B2 (en) * 2018-11-07 2021-03-16 Paypal, Inc. Systems and methods for providing concurrent data loading and rules execution in risk evaluations
CN109472609B (zh) * 2018-11-09 2022-01-25 创新先进技术有限公司 一种风控原因确定方法及装置
CN109656904B (zh) * 2018-11-13 2023-05-30 上海百事通信息技术股份有限公司 一种案件风险检测方法及系统
CN109583731B (zh) * 2018-11-20 2023-04-18 创新先进技术有限公司 一种风险识别方法、装置及设备
CN110020766A (zh) * 2018-11-21 2019-07-16 阿里巴巴集团控股有限公司 风险控制方法、装置、服务器及存储介质
CN110020780A (zh) * 2019-02-26 2019-07-16 阿里巴巴集团控股有限公司 信息输出的方法、装置和电子设备
CN110059920B (zh) * 2019-03-08 2021-08-06 创新先进技术有限公司 风险决策方法及装置
CN110147925B (zh) * 2019-04-10 2023-10-03 创新先进技术有限公司 一种风险决策方法、装置、设备及系统
CN110148000A (zh) * 2019-04-17 2019-08-20 阿里巴巴集团控股有限公司 一种应用于支付平台的安全管控系统和方法
CN110245954B (zh) * 2019-05-27 2023-06-27 创新先进技术有限公司 用于风险控制的方法和装置
CN110288462A (zh) * 2019-05-31 2019-09-27 北京随信云链科技有限公司 风控系统、风控方法、计算机可读存储介质和计算设备
US10657591B1 (en) 2019-08-16 2020-05-19 Coupang Corp. Computer-implemented systems and methods for real-time risk-informed return item collection using an automated kiosk
CN110766040B (zh) * 2019-09-03 2024-02-06 创新先进技术有限公司 用于对交易风险数据进行风险聚类的方法及装置
CN111144744B (zh) * 2019-12-26 2022-06-24 支付宝(杭州)信息技术有限公司 业务处理方法、装置及电子设备
CN113888181A (zh) * 2021-10-25 2022-01-04 支付宝(杭州)信息技术有限公司 业务处理及其风险检测策略体系的构建方法、装置及设备
CN114819542B (zh) * 2022-04-07 2025-10-03 中国联合网络通信集团有限公司 风险数据的处理方法、设备及存储介质
CN116703148B (zh) * 2023-04-26 2024-01-23 中国安全生产科学研究院 基于云计算的矿山企业风险画像方法
CN119166661B (zh) * 2024-11-20 2025-04-11 恒生电子股份有限公司 信息展示方法及系统

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101714273A (zh) * 2009-05-26 2010-05-26 北京银丰新融科技开发有限公司 一种基于规则引擎的银行异常业务监控方法和系统
CN103279883A (zh) * 2013-05-02 2013-09-04 携程计算机技术（上海）有限公司 电子支付交易风险控制方法及系统
CN105243252A (zh) * 2014-07-09 2016-01-13 阿里巴巴集团控股有限公司 一种账户风险评估的方法及装置

Family Cites Families (27)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1014287A3 (en) * 1998-12-14 2002-04-24 General Electric Company Multi-source information fusion system for dynamic risk assessment
AU2002228700A1 (en) * 2000-11-02 2002-05-15 Cybersource Corporation Method and apparatus for evaluating fraud risk in an electronic commerce transaction
US20020138371A1 (en) * 2001-03-20 2002-09-26 David Lawrence Online transaction risk management
US7865427B2 (en) * 2001-05-30 2011-01-04 Cybersource Corporation Method and apparatus for evaluating fraud risk in an electronic commerce transaction
US8510300B2 (en) * 2004-07-02 2013-08-13 Goldman, Sachs & Co. Systems and methods for managing information associated with legal, compliance and regulatory risk
US8336085B2 (en) * 2004-11-15 2012-12-18 Microsoft Corporation Tuning product policy using observed evidence of customer behavior
US8095441B2 (en) * 2005-11-01 2012-01-10 Barclays Capital Inc. Method and system for administering money laundering prevention program
US8744894B2 (en) * 2007-04-30 2014-06-03 Evantix Grc, Llc Method and system for assessing, managing, and monitoring information technology risk
CN101655966A (zh) * 2008-08-19 2010-02-24 阿里巴巴集团控股有限公司 一种贷款风险控制方法及系统
CN101388104A (zh) * 2008-10-15 2009-03-18 中国工商银行股份有限公司 基于客户间关系对融资风险进行评价的系统及方法
US8185430B2 (en) * 2009-01-30 2012-05-22 Bank Of America Corporation Supplier stratification
TW201040858A (en) * 2009-05-04 2010-11-16 Alibaba Group Holding Ltd Method for loan risk control and system thereof
US8020763B1 (en) * 2009-06-30 2011-09-20 Intuit Inc. Method and system for assessing merchant risk during payment transaction
CN101764798B (zh) * 2009-07-01 2012-10-24 北京华胜天成科技股份有限公司 一种基于客户端的安全管理系统和方法
CN102214348A (zh) * 2010-04-07 2011-10-12 Sap股份公司 自上而下的基于风险的审计方法的数据管理
US20120053982A1 (en) * 2010-09-01 2012-03-01 Bank Of America Corporation Standardized Technology and Operations Risk Management (STORM)
CN101976419A (zh) * 2010-10-19 2011-02-16 中国工商银行股份有限公司 交易数据的风险监控处理方法和系统
US20130080352A1 (en) * 2011-09-22 2013-03-28 Frank Russell Company Method of creating and maintaining multi-manager exchange traded funds
CN103123712A (zh) * 2011-11-17 2013-05-29 阿里巴巴集团控股有限公司 一种网络行为数据的监控方法和系统
US20140052494A1 (en) * 2012-08-16 2014-02-20 Bank Of America Identifying Scenarios and Business Units that Benefit from Scenario Planning for Operational Risk Scenario Analysis Using Analytical and Quantitative Methods
US20140316959A1 (en) * 2013-04-18 2014-10-23 International Business Machines Corporation Estimating financial risk based on non-financial data
US20140324519A1 (en) * 2013-04-25 2014-10-30 Bank Of America Corporation Operational Risk Decision-Making Framework
CN103455719A (zh) * 2013-08-27 2013-12-18 柳州市博源环科科技有限公司 一种制造业环境风险源评价方法
US10380575B2 (en) * 2014-06-26 2019-08-13 Capital One Services, Llc Systems and methods for transaction pre authentication
US20160292687A1 (en) * 2014-10-13 2016-10-06 Empire Technology Development Llc Verification location determination for entity presence confirmation of online purchases
US20160232600A1 (en) * 2015-02-08 2016-08-11 Visa International Service Association One-Click Checkout Apparatuses, Systems, and Methods
CN105282131B (zh) * 2015-02-10 2018-10-23 中国移动通信集团广东有限公司 基于风险项扫描的信息安全评估方法、装置及系统

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101714273A (zh) * 2009-05-26 2010-05-26 北京银丰新融科技开发有限公司 一种基于规则引擎的银行异常业务监控方法和系统
CN103279883A (zh) * 2013-05-02 2013-09-04 携程计算机技术（上海）有限公司 电子支付交易风险控制方法及系统
CN105243252A (zh) * 2014-07-09 2016-01-13 阿里巴巴集团控股有限公司 一种账户风险评估的方法及装置

Also Published As

Publication number Publication date
JP2019511059A (ja) 2019-04-18
TW201738825A (zh) 2017-11-01
TWI668655B (zh) 2019-08-11
CN111507638A (zh) 2020-08-07
EP3435260A4 (en) 2019-09-04
JP6696001B2 (ja) 2020-05-20
PH12018502049A1 (en) 2019-07-01
KR102211374B1 (ko) 2021-02-04
KR20180129850A (ko) 2018-12-05
US20190026744A1 (en) 2019-01-24
SG11201808341SA (en) 2018-10-30
CN107230008B (zh) 2020-03-27
WO2017162113A1 (zh) 2017-09-28
CN107230008A (zh) 2017-10-03
MY204882A (en) 2024-09-20
EP3435260A1 (en) 2019-01-30
US20200143378A1 (en) 2020-05-07

Similar Documents

Publication Publication Date Title
CN111507638B (zh) 一种风险信息输出、风险信息构建方法及装置
CN113792159B (zh) 一种知识图谱数据融合方法和系统
AU2019232799A1 (en) Service processing method and apparatus
CN111539811B (zh) 风险账户的识别方法及装置
JP2017507408A5 (cg-RX-API-DMAC7.html)
CN106327196A (zh) 一种支付阈值获取方法和装置
CN105740667A (zh) 一种基于用户行为的信息识别方法及装置
KR20160128866A (ko) 빅데이터 분석을 이용한 ｐ２ｐ 뱅킹 방법 및 이를 수행하는 장치
US9424616B2 (en) Customer identity verification
CN112667869B (zh) 数据处理方法、设备、系统及存储介质
CN111343197A (zh) 账户处理方法和装置
CN106296320A (zh) 基于终端应用app的信息播报方法及装置
TWI701629B (zh) 共用產品的推薦方法、裝置以及電子設備
CN113886700A (zh) 基于多策略的个性化服务推荐方法
CN105809466A (zh) 一种请求发送方法及其装置
CN113886242A (zh) 数据处理方法、装置、终端及存储介质
CN108769013A (zh) 一种基于以太坊的身份注册方法和装置
CN113888322B (zh) 一种信用评价方法、系统、存储介质及电子设备
CN105988998B (zh) 关系网络构建方法及装置
CN109684033A (zh) 云平台裸机管理方法、存储介质、电子设备及系统
CN109063967B (zh) 一种风控场景特征张量的处理方法、装置及电子设备
CN118537014A (zh) 一种交易风险实时预警方法及装置
CN111401395A (zh) 一种数据处理方法、终端设备及存储介质
HK40034907A (en) Risk information output method and device and risk information construction method and device
CN112052268B (zh) 数据查询方法、装置及电子设备

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination
TA01 Transfer of patent application right
TA01 Transfer of patent application right

Effective date of registration: 20201012

Address after: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands

Applicant after: Innovative advanced technology Co.,Ltd.

Address before: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands

Applicant before: Advanced innovation technology Co.,Ltd.

Effective date of registration: 20201012

Address after: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands

Applicant after: Advanced innovation technology Co.,Ltd.

Address before: A four-storey 847 mailbox in Grand Cayman Capital Building, British Cayman Islands

Applicant before: Alibaba Group Holding Ltd.

REG Reference to a national code

Ref country code: HK

Ref legal event code: DE

Ref document number: 40034907

Country of ref document: HK

GR01 Patent grant
GR01 Patent grant