CN111462391A - Super cabinet platform supporting paper bill service and bill authentication method thereof - Google Patents
Super cabinet platform supporting paper bill service and bill authentication method thereof Download PDFInfo
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- CN111462391A CN111462391A CN202010322363.2A CN202010322363A CN111462391A CN 111462391 A CN111462391 A CN 111462391A CN 202010322363 A CN202010322363 A CN 202010322363A CN 111462391 A CN111462391 A CN 111462391A
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- 238000012795 verification Methods 0.000 claims abstract description 29
- 230000007246 mechanism Effects 0.000 claims description 7
- 238000003780 insertion Methods 0.000 claims description 6
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- 239000007769 metal material Substances 0.000 claims description 3
- 238000011084 recovery Methods 0.000 claims description 2
- 230000008569 process Effects 0.000 abstract description 8
- 238000010276 construction Methods 0.000 abstract 1
- 238000000151 deposition Methods 0.000 description 3
- 238000007639 printing Methods 0.000 description 3
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D7/00—Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency
- G07D7/06—Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency using wave or particle radiation
- G07D7/12—Visible light, infrared or ultraviolet radiation
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
- G06Q40/128—Check-book balancing, updating or printing arrangements
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
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Abstract
The invention discloses a super cabinet platform supporting paper bill service and a bill authentication method thereof, wherein the super cabinet platform comprises a bill authentication module, a face recognition module, an identity verification module, a card verification module and a service handling module; the bill authenticity identifying module is used for identifying the authenticity and content of the bill; the face recognition module is used for inputting a face image; the identity checking module is used for checking the input face image and the identity card; the card book password checking module is used for identifying the authenticity and content of a bank card or a bankbook; the business handling module is used for handling business by clients; according to the invention, through the construction of the super cabinet platform, the paper bill service is upgraded from a manual channel to a self-service channel, so that the counterfeit identification accuracy and counterfeit identification efficiency are improved, and meanwhile, the service handling efficiency and the customer experience are improved due to the innovation of a full self-service handling process.
Description
Technical Field
The invention belongs to the field of super-cabinet platforms of banks, and particularly relates to a super-cabinet platform supporting paper bill business and a bill counterfeit distinguishing method thereof.
Background
The paper deposit receipt and the check business of current bank can only be handled at the sales counter manual work, and business operation is loaded down with trivial details, and the wind control ability is poor, and the discernment to false ticket, change ticket only relies on manual inspection, is subject to counter personnel's business level, has great safety risk to the discernment of false ticket, simultaneously because traditional business process is more complicated, and the consuming time of handling of paper bill class business is longer, not only occupies counter resource, influences customer experience moreover.
Disclosure of Invention
In order to overcome the defects in the prior art, the invention provides a super cabinet platform supporting paper bill service and a bill authentication method thereof, and the technical scheme is as follows:
on one hand, the super cabinet platform supporting paper bill service is provided, and comprises a bill counterfeit identification module, a face recognition module, an identity verification module, a card verification module and a service handling module; the bill counterfeit distinguishing module is used for distinguishing the authenticity and the content of a bill, and comprises a paper bill recognizer, wherein an entrance and an exit are formed in a panel of the super cabinet platform; the face recognition module is used for inputting a face image and comprises a camera; the identity verification module is used for verifying the input face image and the identity card information and comprises an identity card recognizer, a fingerprint instrument and a sign pen, wherein the identity card recognizer is provided with an inlet and an outlet on a panel of the super cabinet platform; the card book password checking module is used for identifying the authenticity and content of a bank card or a bankbook, and comprises a magnetic stripe card reader, a non-contact card reader and an insertion card reader, wherein the magnetic stripe card reader is provided with a card reading slot on a panel of the super cabinet platform, and the insertion card reader is provided with an entrance and an exit on the panel of the super cabinet platform; the business handling module is used for handling businesses by customers and comprises a display screen, a code keyboard, a receipt printer, a bill printer, a deposit receipt printer and a deposit and withdrawal mechanism, wherein the receipt printer, the bill printer and the deposit receipt printer are provided with printing outlets on a panel of the super cabinet platform, and the deposit and withdrawal mechanism is provided with an inlet and an outlet on the panel of the super cabinet platform.
Further, the camera is an AI camera or a panoramic camera.
Furthermore, the password keyboard is made of metal materials, and an anti-peeping cover is arranged above the password keyboard.
Furthermore, the display screen is a touch screen, the sign pen is a touch pen, and the sign pen can sign on the display screen.
Furthermore, the bill authenticity identification module further comprises a two-dimensional code scanner, and the two-dimensional code scanner is used for identifying a two-dimensional code provided by a customer.
Further, the business handling module further comprises an assisting light band, a loudspeaker, a telephone and a human body proximity sensor, wherein the assisting light band is used for prompting the progress of business handling, the loudspeaker is used for prompting a user to operate steps, the telephone is used for contacting a bank, and the human body proximity sensor is used for sensing the position of a client.
Furthermore, a document recycling port and a U-Key interface are also arranged on the panel of the super cabinet platform.
Further, the contactless card reader is used for identifying an IC card.
On the other hand, the bill identification method of the super cabinet platform supporting the paper bill service is also provided, and comprises the following steps:
s1, after the paper bill enters the bill identification module, the paper bill is scanned in the bill identification module to generate natural light, infrared light and ultraviolet light images, and the natural light, infrared light and ultraviolet light images are stored in the original image files;
s2, recognizing the content of the natural light image through an OCR in the bill counterfeit discrimination module, collecting and storing core elements of the bill;
s3, capturing an authentic identification point at a preset position through the stored infrared light image and the stored ultraviolet light image, and storing an original authentic identification point file;
s4, comparing the collected ticket face core elements with ticket face elements obtained from a core system resource library for verification;
s5, comparing the stored original counterfeit identification point file with a counterfeit identification library according to the verification information;
s6, calculating scores according to the number of the counterfeit identification points and the quality matching of the counterfeit identification points, and judging the specific counterfeit identification condition by combining self-set adjustment values;
and S7, storing the authentication information and outputting the authentication result.
The technical scheme provided by the invention has the following beneficial effects:
(1) the paper bill service is upgraded from a manual channel to a self-service channel, and the counterfeit identification accuracy and the counterfeit identification efficiency are improved.
(2) The process innovation of full self-service handling also improves the service handling efficiency and the customer experience.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
FIG. 1 is a schematic structural diagram of a super cabinet platform supporting paper ticket business provided by an embodiment of the invention;
FIG. 2 is a flowchart of counterfeit paper bill discrimination on a super cabinet platform according to an embodiment of the present invention;
fig. 3 is a flowchart of a super cabinet platform for supporting paper ticket services according to an embodiment of the present invention.
In the above drawings: 1-camera, 2-loudspeaker, 3-bill printer, 4-two-dimensional code scanner, 5-human body proximity sensor, 6-magnetic stripe card reader, 7-depositing and withdrawing mechanism, 8-password keyboard, 9-non-contact card reader, 10-fingerprint instrument, 11-ID card recognizer, 12-plug-in card reader, 13-display screen, 14-paper bill recognizer, 15-receipt printer and 16-receipt printer.
Detailed Description
In order to make the technical solutions of the present invention better understood and more clearly understood by those skilled in the art, the technical solutions of the embodiments of the present invention will be described below in detail and completely with reference to the accompanying drawings. It should be noted that the implementations not shown or described in the drawings are in a form known to those of ordinary skill in the art. Additionally, while exemplifications of parameters including particular values may be provided herein, it is to be understood that the parameters need not be exactly equal to the respective values, but may be approximated to the respective values within acceptable error margins or design constraints. It is to be understood that the described embodiments are merely exemplary of a portion of the invention and not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention. In addition, the terms "comprises" and "comprising," and any variations thereof, in the description and claims of this invention, are intended to cover a non-exclusive inclusion, such that a process, method, apparatus, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed, but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.
In an embodiment of the invention, a super cabinet platform supporting paper bill service is provided, and referring to fig. 1, the super cabinet platform comprises a bill authentication module, a face recognition module, an identity verification module, a card verification and encryption module and a service handling module;
the bill counterfeit distinguishing module is used for distinguishing authenticity and content of bills, the bill counterfeit distinguishing module comprises a paper bill recognizer 14 and a two-dimensional code scanner 4, the paper bill recognizer 14 is arranged on a panel of the super cabinet platform, and the two-dimensional code scanner 4 is used for recognizing two-dimensional codes provided by customers.
The face recognition module is used for inputting face images, the face recognition module comprises a camera 1, and the camera 1 is an AI camera or a panoramic camera.
Identity verification module is used for checking the face image and the identity card information of typeeing, identity verification module includes identity card recognizer 11, fingerprint appearance 10 and sign pen 11, identity card recognizer 11 is in be equipped with the access & exit on the panel of super cabinet platform, display screen 13 is the touch-sensitive screen, the sign pen is the touch-sensitive pen, the sign pen can display screen 13 signs.
The card book password checking module is used for identifying the authenticity and content of a bank card or a bankbook, the card book password checking module comprises a magnetic stripe card reader 6, a non-contact card reader 9 and an insertion card reader 12, the magnetic stripe card reader 6 is provided with a card reading slot on the panel of the super cabinet platform, the insertion card reader 12 is provided with an entrance and an exit on the panel of the super cabinet platform, and the non-contact card reader 9 is used for identifying an IC card.
The business handling module is used for handling business by customers and comprises a display screen 13, a code keyboard 8, a receipt printer 15, a bill printer 3, a deposit receipt printer 16, a depositing and withdrawing mechanism 7, an assistant lamp strip, a loudspeaker 2, a telephone and a human body proximity sensor 5, the receipt printer 15, the deposit receipt printer 16 and the receipt printer 3 are provided with a printing outlet on the panel of the super cabinet platform, the depositing and withdrawing mechanism 7 is provided with an entrance and an exit on the panel of the super cabinet platform, the password keyboard 8 is made of metal material, an anti-peeping cover is arranged above the password keyboard 8, the business handling module also comprises an assisting lamp belt used for prompting the progress of business handling, the speaker 2 is used for prompting a user to operate steps, the telephone is used for contacting a bank, and the human body proximity sensor 16 is used for sensing the position of a customer.
In an embodiment of the present invention, a document recovery port and a U-Key interface are further disposed on a panel of the hyper cabinet platform.
In an embodiment of the present invention, there is also provided a method for counterfeit bill discrimination of a super cabinet platform supporting paper bill service, referring to fig. 2, including the following steps:
s1, after the paper bill enters the bill identification module, the paper bill is scanned in the bill identification module to generate natural light, infrared light and ultraviolet light images, and the natural light, infrared light and ultraviolet light images are stored in the original image files;
s2, recognizing the content of the natural light image through an OCR in the bill counterfeit discrimination module, collecting and storing core elements of the bill;
s3, capturing an authentic identification point at a preset position through the stored infrared light image and the stored ultraviolet light image, and storing an original authentic identification point file;
s4, comparing the collected ticket face core elements with ticket face elements obtained from a core system resource library for verification;
s5, comparing the stored original counterfeit identification point file with a counterfeit identification library according to the verification information;
s6, calculating scores according to the number of the counterfeit identification points and the quality matching of the counterfeit identification points, and judging the specific counterfeit identification condition by combining self-set adjustment values;
and S7, storing the authentication information and outputting the authentication result.
In an embodiment of the present invention, there is also provided a use process of a super cabinet platform supporting paper ticket business, referring to fig. 3, including the following steps:
s1, the customer puts the paper bill into the bill identification module to be absorbed into the identification area, and the super cabinet platform system identifies the absorbed paper bill by the bill identification method;
s2, after the bill passes the false distinguishing, the system prompts to insert the identity card of the user, the face recognition module calls the equipment camera to collect the face data of the client, and the identity verification module performs face comparison and identity verification on the collected face image of the client, the image of the identity card and a public security face library;
s3, after the identity authentication is passed, the bank card or the bankbook is verified by using a card book verification module;
s4, after the card certificate passes the verification, the client selects the corresponding service for filling by the service handling module, inputs the password by the password keyboard and calls the encryption platform to verify the password;
s5, after passing the verification, the system prompts the client to carry out signature or fingerprint recording operation, and stores the signature or fingerprint information and the service content selected and filled by the client, and the system interacts with each system in the bank through a service handling module to complete service handling;
and S6, printing a business transaction receipt after the business is completed, and returning to the card folder.
Wherein, the system carries out operation prompt on the client through the display screen and the loudspeaker 2.
In one embodiment of the invention, a client opens a 5 ten thousand yuan whole deposit and whole taking deposit receipt on a super cabinet platform if necessary, a client manager only needs to guide the client to a bill counter for self-help handling, the client selects a function of opening the deposit receipt in a business handling module before going to the super cabinet platform, a system prompts the client to select a fund source and can select cash, the system prompts the client to insert a personal identification card and collect a site portrait, the identity verification is carried out after face recognition confirms the client, the client is prompted to select a deposit product, a deposit amount and a deposit period after the verification is passed, the client can select the whole deposit and whole taking in 3 years, the system prompts the client to deposit cash and sign for confirmation, a hall manager after confirming the error is sent out for business verification and the site authorization is passed, a device prints a whole deposit and whole taking deposit receipt in 3 years, the client selects safe exit after the deposit receipt, and the system returns the identification card to the client, and ending the service transaction.
In one embodiment of the invention, when a customer requests a sales account to take a bank deposit from a bank deposit, a customer manager only needs to guide the customer to a bill counter for self-service handling, the customer selects a function of 'selling deposit' in a business handling module before going to the bill counter, the system prompts the customer to insert a deposit, equipment performs a bill identification process after inserting the deposit, the system prompts the customer to insert a personal identification card and collect a scene portrait after the identification passes, the identity check is performed after the face identification confirms the customer, the customer is prompted to select a capital direction after the check passes, the customer inputs a deposit password and performs signature confirmation after selecting 'cash', the equipment receives the deposit and outputs cash in a bill box after confirming the authenticity, the customer selects to finish a transaction after taking the cash, takes the personal identification card away, and the business handling is finished.
The invention provides a super cabinet platform supporting paper bill service and a bill counterfeit distinguishing method thereof, the realization of the bill service depends on two parts of bill counterfeit distinguishing and super cabinet platform, the bill counterfeit distinguishing is realized by technologies of OCR recognition, face natural light, infrared and ultraviolet image acquisition, counterfeit distinguishing point grabbing, counterfeit distinguishing point matching analysis algorithm and the like, and the super cabinet platform dynamically integrates the sub-processes of bill counterfeit distinguishing, face recognition, identity verification, card folding verification and business handling, thereby forming a new customized process, improving the safety and improving the efficiency. The super cabinet platform provided by the invention replaces the traditional business mode of manually handling paper bills, and opens up a new mode of self-service handling in equipment; the counterfeit distinguishing capability of the paper bills is improved, and the wind control capability is improved; the service handling speed is increased, and the efficiency is improved.
The above description is only for the purpose of illustrating the preferred embodiments of the present invention and is not to be construed as limiting the invention, and any modifications, equivalents, improvements and the like that fall within the spirit and principle of the present invention are intended to be included therein.
Claims (9)
1. A super cabinet platform supporting paper bill service is characterized by comprising a bill counterfeit identification module, a face recognition module, an identity verification module, a card verification and encryption module and a service handling module;
the bill counterfeit distinguishing module is used for distinguishing the authenticity and the content of a bill, the bill counterfeit distinguishing module comprises a paper bill recognizer (14), and the paper bill recognizer (14) is provided with an entrance and an exit on a panel of the super cabinet platform;
the face recognition module is used for inputting a face image and comprises a camera (1);
the identity verification module is used for verifying the input face image and the identity card information, the identity verification module comprises an identity card recognizer (11), a fingerprint instrument (10) and a sign pen, and the identity card recognizer (11) is provided with an entrance and an exit on a panel of the super cabinet platform;
the card book password checking module is used for identifying the authenticity and content of a bank card or a bankbook, the card book password checking module comprises a magnetic stripe card reader (6), a non-contact card reader (9) and an insertion card reader (12), the magnetic stripe card reader (6) is provided with a card reading slot on the panel of the super cabinet platform, and the insertion card reader (12) is provided with an entrance and an exit on the panel of the super cabinet platform;
the business handling module is used for a client to handle business, the business handling module comprises a display screen (13), a code keyboard (8), a receipt printer (15), a bill printer (3), a deposit receipt printer (16) and a deposit and withdrawal mechanism (7), the receipt printer (15), the bill printer (3) and the deposit receipt printer (16) are arranged on a panel of the super cabinet platform, and the deposit and withdrawal mechanism (7) is arranged on the panel of the super cabinet platform.
2. The super cabinet platform supporting paper bill service according to claim 1, wherein the camera (1) is an AI camera or a panoramic camera.
3. The super cabinet platform supporting paper bill service according to claim 1, wherein the password keyboard (8) is made of metal material, and a peep-proof cover is arranged above the password keyboard (8).
4. The super cabinet platform supporting paper bill service according to claim 1, wherein the display screen (13) is a touch screen, the signature pen is a touch pen, and the signature pen can sign on the display screen (13).
5. The super cabinet platform supporting paper bill service according to claim 1, wherein the bill counterfeit identification module further comprises a two-dimensional code scanner (4), and the two-dimensional code scanner (4) is used for identifying a two-dimensional code provided by a customer.
6. The super cabinet platform supporting paper bill service according to claim 1, wherein the service handling module further comprises an assisting light strip, a speaker (2), a telephone and a human body proximity sensor (5), the assisting light strip is used for prompting the progress of service handling, the speaker (2) is used for prompting a user to operate steps, the telephone is used for contacting a bank, and the human body proximity sensor (16) is used for sensing the position of a client.
7. The super cabinet platform supporting paper bill service according to claim 1, wherein a document recovery port and a U-Key interface are further provided on a panel of the super cabinet platform.
8. The super cabinet platform supporting paper ticketing services of claim 1, wherein said contactless card reader (9) is used to identify an IC card.
9. A bill identification method of a super cabinet platform supporting paper bill service is characterized by comprising the following steps:
s1, after the paper bill enters the bill identification module, the paper bill is scanned in the bill identification module to generate natural light, infrared light and ultraviolet light images, and the natural light, infrared light and ultraviolet light images are stored in the original image files;
s2, recognizing the content of the natural light image through an OCR in the bill counterfeit discrimination module, collecting and storing core elements of the bill;
s3, capturing an authentic identification point at a preset position through the stored infrared light image and the stored ultraviolet light image, and storing an original authentic identification point file;
s4, comparing the collected ticket face core elements with ticket face elements obtained from a core system resource library for verification;
s5, comparing the stored original counterfeit identification point file with a counterfeit identification library according to the verification information;
s6, calculating scores according to the number of the counterfeit identification points and the quality matching of the counterfeit identification points, and judging the specific counterfeit identification condition by combining self-set adjustment values;
and S7, storing the authentication information and outputting the authentication result.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010322363.2A CN111462391A (en) | 2020-04-22 | 2020-04-22 | Super cabinet platform supporting paper bill service and bill authentication method thereof |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010322363.2A CN111462391A (en) | 2020-04-22 | 2020-04-22 | Super cabinet platform supporting paper bill service and bill authentication method thereof |
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| CN202010322363.2A Pending CN111462391A (en) | 2020-04-22 | 2020-04-22 | Super cabinet platform supporting paper bill service and bill authentication method thereof |
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