CN111192085A - Paid price calculation method and device, electronic equipment and computer storage medium - Google Patents
Paid price calculation method and device, electronic equipment and computer storage medium Download PDFInfo
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Abstract
The application discloses a payment price calculation method and device, electronic equipment and a computer storage medium, wherein the method comprises the following steps: responding to the action of selecting payment by the user terminal, and determining the time length of the payment; acquiring the total payment time length by using the payment time length and the historical payment time length; and calculating the price of the current payment by using the total payment time. When a user purchases a payment service on the terminal, the payment price is determined by the payment time length and the total payment time length, the user does not need to purchase too much payment time length at one time in order to pursue the preference of unit price, and the user experience is improved.
Description
Technical Field
The present application relates to the field of data processing technologies, and in particular, to a method and an apparatus for calculating a paid price, an electronic device, and a computer storage medium.
Background
Nowadays, more and more suppliers provide users with time-based payment service, and in order to increase the viscosity of users, a volume-selling type advantage is also introduced, wherein the longer the time, the more the unit price is, for example, a network video supplier provides member service of 10 yuan per month and 90 yuan per year. When a user faces a variety of payment items, it is difficult to select the most suitable scheme, and the user may select an inappropriate payment item for a price privilege, for example, a member who purchases a video website for a package year, actually only sees 3 months, the user wants to pursue the privilege, and finally spends more money, resulting in poor user experience.
For this reason, the payment price in the prior art is determined by the length of a single payment time, and even if the user accumulates the length of the payment time of the purchase at the same supplier, the payment price is only related to the length of the payment time.
Disclosure of Invention
The application aims to provide a payment price calculation method and device, electronic equipment and a computer storage medium, which are used for providing the payment price calculation method for the process of purchasing payment services by a user.
The purpose of the application is realized by adopting the following technical scheme:
a paid price calculation method comprising: responding to the action of selecting payment by the user terminal, and determining the time length of the payment; acquiring the total payment time length by using the payment time length and the historical payment time length; and calculating the price of the current payment by using the total payment duration.
Therefore, when a user purchases a payment service on the terminal, the payment price is determined by the payment time length and the total payment time length, the user does not need to purchase too much payment time length at one time in order to pursue the preference of unit price, and the user experience is improved.
Optionally, the historical payment duration corresponds to the user terminal, or the historical payment duration corresponds to a user. Therefore, the historical payment time can be bound with the terminal equipment or the user account according to the requirements in practical application.
Optionally, the calculating the price of the current payment by using the total payment duration includes: acquiring a corresponding relation between the payment duration and the payment price; and calculating the price of the current payment by using the total payment duration and the corresponding relation. Therefore, the corresponding relation between the payment duration and the payment price is obtained, and the corresponding payment price can be inquired according to the total payment duration, so that the payment price at this time is calculated.
Optionally, the length of the payment and the price of the payment are both sets of numbers. Therefore, the payment duration and the corresponding payment price can be conveniently appointed according to the actual situation.
Optionally, the correspondence between the payment duration and the payment price is a non-linear relationship. In practical application, the payment price is not only related to the payment duration, and the nonlinear relationship is more suitable for complex practical situations.
Optionally, the payment duration is denoted as t, the payment price corresponding to t is denoted as p (t), and p (t) is a function of t, where:
thus, as the length of the payment increases, the price paid increases or remains the same, but increases slowly or by 0.
Optionally, the payment duration is recorded as t, the payment price corresponding to t is recorded as p (t), p (t) is a function of t, and t > 0; if the current payment is the k-th payment, the time length of the current payment is tkSaid historical payment duration is
The total payment duration is
k is any positive integer, i is a positive integer, tiIs the ith payment duration; recording the price of the current payment as Q (k), and satisfying: when k is 1, q (k) is P (t)1) (ii) a When k is>When the pressure of the mixture is 1, the pressure is lower,
thus, when the user pays for one time, the price of the payment is the difference between the price corresponding to the total payment time and the price corresponding to the historical payment time, and after the payment is finished, the accumulated total price of the payment is equal to the price corresponding to the disposable selected total payment time.
Optionally, the calculating the price of the current payment by using the total payment duration includes: acquiring the adjusted payment time length by using the total payment time length and the non-adjusted time length; the unadjusted time length is a preset fixed time length; and calculating the price of the payment by using the adjusted payment duration. Thus, the duration of the non-adjusted duration part is not counted in the adjustment of the pay duration.
Optionally, the calculating the price of the current payment by using the adjusted payment duration includes: acquiring a corresponding relation between the payment duration and the payment price; and calculating the price of the payment by using the adjusted payment duration and the corresponding relation. Therefore, the corresponding relation between the payment duration and the payment price is obtained, and the corresponding payment price can be inquired according to the adjusted payment duration, so that the payment price at this time is calculated.
Optionally, the method further comprises: and sending the price paid this time to the user terminal. Therefore, the user can intuitively know the price paid this time.
Optionally, the method further comprises: and responding to the action of ending the service of the user terminal, and calculating a total payment price by using the total payment duration or the current payment price. Thus, if the user selects automatic payment or automatic renewal when purchasing the service, the corresponding total payment price can be calculated after the service is finished, so that the user can pay.
Optionally, the method further comprises: calculating a refund price using the total payment price and the prepaid price in response to the action of the user terminal ending the service. Thus, a refund price that should be returned to the user can be calculated from the prepaid price paid in advance and the total paid price that should be paid.
A paid price calculating apparatus comprising:
the interactive module is used for responding to the action of selecting payment by the user terminal and determining the time length of the payment;
the total calculating module is used for obtaining the total payment time length by utilizing the payment time length and the historical payment time length;
and the calculation module is used for calculating the price of the current payment by utilizing the total payment duration.
Optionally, the computing module is configured to:
acquiring a corresponding relation between the payment duration and the payment price;
and calculating the price of the current payment by using the total payment duration and the corresponding relation.
Optionally, the payment duration is recorded as t, the payment price corresponding to t is recorded as p (t), p (t) is a function of t, and t > 0;
if the current payment is the k-th payment, the time length of the current payment is tkSaid historical payment duration is
The total payment duration is
k is any positive integer, i is a positive integer, tiIs the ith payment duration;
recording the price of the current payment as Q (k), and satisfying:
when k is 1, q (k) is P (t)1)；
When k is>When the pressure of the mixture is 1, the pressure is lower,
an electronic device comprising a processor and a memory, the processor executing computer instructions stored by the memory to cause the electronic device to perform any of the paid price calculation methods described above.
A computer storage medium comprising computer instructions which, when run on an electronic device, cause the electronic device to perform any of the above paid price calculation methods.
Compared with the prior art, the technical effects of the application include:
the application discloses a payment price calculating method and device, electronic equipment and a computer storage medium.
Drawings
The present application is further described below with reference to the drawings and examples.
Fig. 1 is a schematic flow chart of a first method for calculating a payment price according to an embodiment of the present application;
FIG. 2 is a first flowchart of step S13 in FIG. 1;
FIG. 3 is a second flowchart of step S13 in FIG. 1;
FIG. 4 is a schematic flow chart of step S32 in FIG. 3;
FIG. 5 is a schematic flow chart illustrating a second method for calculating a payment price according to an embodiment of the present application;
FIG. 6 is a flow chart illustrating a third method for calculating a payment price according to an embodiment of the present application;
FIG. 7 is a schematic flow chart illustrating a fourth method for calculating a payment price according to an embodiment of the present application;
fig. 8 is a schematic structural diagram of a paid price calculation apparatus according to an embodiment of the present application.
In the figure: 81. an interaction module; 82. a summation module; 83. a calculation module; 84. a user terminal.
Detailed Description
The present application is further described with reference to the accompanying drawings and the detailed description, and it should be noted that, in the present application, the embodiments or technical features described below may be arbitrarily combined to form a new embodiment without conflict.
Referring to fig. 1, the embodiment of the present application provides a payment price calculation method, including steps S11 to S13.
The payment price calculation method in the embodiment can be applied to various payment service occasions, such as payment member service of a video website, payment consultation service based on the internet and the like. The charged counseling service may include an education counseling service, a psychological counseling service, etc., among others.
The method may also be used in various payment phases of a payment process, including an initial payment phase and a renewal phase. The charging stage can occur at each charging or can be a unified settlement when the service is finished.
The method can be used for both manual and automatic payment processes.
Step S11: and responding to the action of selecting payment by the user terminal, and determining the time length of the payment.
The user terminal may be a mobile phone, a tablet computer, a smart watch, a smart bracelet, a smart speaker, or other smart terminals.
The payment time can be in units of seconds, minutes, hours, days, weeks, years and the like, and the payment price can be in units of RMB, USD, British pound, Euro and the like according to different service types in practical application.
Step S12: and acquiring the total payment time length by using the payment time length and the historical payment time length.
The historical payment duration refers to the sum of the payment durations before the current payment. For example, the payment is a fourth payment, and the payment time periods of the previous three times of the user before the payment are 10 minutes, 15 minutes and 10 minutes, respectively, and the historical payment time period is 35 minutes.
The total payment time length can be the sum of the historical payment time length and the current payment time length.
Here, the starting time for calculating the historical payment time period and the total payment time period may be any predetermined time, for example, 1 month and 1 day of each year or 1 day of each month, and the historical payment time period and the total payment time period are calculated from 1 month and 1 day of each year or from 1 day of each month.
Optionally, the historical payment time length corresponds to a user terminal, or the historical payment time length corresponds to a user. Therefore, the historical payment time can be bound with the terminal equipment or the user account according to the requirements in practical application.
Nowadays, each user may hold a plurality of user terminals, and if the historical payment time period is bound to a user account, the historical payment time period can be shared among a plurality of devices even if the user changes the devices.
Step S13: and calculating the price of the current payment by using the total payment time.
Referring to FIG. 2, step S13 may include steps S21-S22.
Step S21: and acquiring the corresponding relation between the payment duration and the payment price.
Wherein the payment duration and the payment price may both be sets of numbers. Therefore, the payment duration and the corresponding payment price can be conveniently appointed according to the actual situation. For example, the payment duration may be 20,30,60, …, the unit may be minutes, the corresponding payment price may be 19.9,34.9,44.9, …, and the unit may be RMB dollars.
The correspondence between the payment duration and the payment price may be a non-linear relationship. In practical application, the payment price is not only related to the payment duration, and the nonlinear relationship is more suitable for complex practical situations.
For example, the payment duration may be denoted as t, the payment price corresponding to t may be denoted as p (t), where p (t) is a function of t, and satisfies:
is the derivative of p (t) with respect to t,
is the second derivative of P (t) with respect to t. Thus, as the length of the payment increases, the price paid increases or remains the same, but increases slowly or by 0.
Step S22: and calculating the price of the current payment by using the total payment duration and the corresponding relation.
Therefore, the corresponding relation between the payment duration and the payment price is obtained, and the corresponding payment price can be inquired according to the total payment duration, so that the payment price at this time is calculated.
Specifically, if the current payment is the k-th payment, the duration of the current payment is tkThe historical payment duration is
The total payment duration is
Where k is any positive integer, i is a positive integer, tiIs the ith payment duration. Will pay the priceAnd Q (k), Q (k) can satisfy the following conditions:
when k is 1, q (k) is P (t)1)；
When k is>When the pressure of the mixture is 1, the pressure is lower,
for example, when k is 1, Q (1) is P (t)1)；
When k is equal to 2, the reaction solution is,
when k is 3, the reaction time is less than or equal to 3,
the sum of the three paid prices is Q (1) + Q (2) + Q (3) ═ P (t)1+t2+t3)。
Thus, when the user pays for one time, the price of the payment is the difference between the price corresponding to the total payment time and the price corresponding to the historical payment time, and after the payment is finished, the accumulated total price of the payment is equal to the price corresponding to the disposable selected total payment time.
Alternatively, q (k) may satisfy:
when k is 1, q (k) is P (t)1)；
When k is>When the pressure of the mixture is 1, the pressure is lower,
p is a constant greater than 0.
Wherein p may be greater than 1.
Therefore, when a user purchases a payment service on the terminal, the payment price is determined by the payment time length and the total payment time length, the user does not need to purchase too much payment time length at one time in order to pursue the preference of unit price, and the user experience is improved.
Referring to FIG. 3, step S13 may include steps S31-S32.
Step S31: acquiring the adjusted payment time length by using the total payment time length and the non-adjusted time length; the unadjusted time period is a preset fixed time period. The unadjusted time period is a time period not participating in the adjustment of payment, and may be a time period of 10 minutes, 1 hour, or the like.
The calculation method for adjusting the payment duration may be: adjusting the payment duration to be the total payment duration-the non-adjusted duration.
For example, the total payment duration is 90 minutes, wherein the unadjusted duration is 30 minutes, and the adjusted payment duration is 60 minutes.
Step S32: the price of the payment is calculated by adjusting the payment duration.
Thus, the duration of the portion of the unadjusted duration does not account for the adjustment of the duration of the payment.
Referring to FIG. 4, step S32 may include steps S41-S42.
Step S41: and acquiring the corresponding relation between the payment duration and the payment price. This step is similar to step S21 and will not be described here.
Step S42: and calculating the price of the current payment by adjusting the payment duration and the corresponding relation.
Therefore, the corresponding relation between the payment duration and the payment price is obtained, and the corresponding payment price can be inquired according to the adjusted payment duration, so that the payment price at this time is calculated.
Referring to fig. 5, the payment price calculation method in the present embodiment may further include step S51: and sending the price paid this time to the user terminal. Therefore, the user can intuitively know the price paid this time.
Referring to fig. 6, the payment price calculation method in the present embodiment may further include step S61: and responding to the action of ending the service of the user terminal, and calculating the total payment price by using the total payment duration or the payment price.
The total payment price may be calculated based on the total payment duration. For example, the correspondence relationship in step S21 may be used to calculate the total payment time length.
The total price to be paid may be calculated based on the price to be paid. For example, the total payment price may be the sum of the price paid per time. The price per payment may be calculated in accordance with the methods in steps S11 to S13.
Thus, if the user selects automatic payment when purchasing the service, namely the payment mode of first payment and then payment is used, the corresponding total payment price can be calculated after the service is finished, so that the user can pay.
If the user selects a combined payment mode of initial payment and automatic renewal when purchasing the service, the automatic renewal price can also be calculated after the service is ended for the user to pay.
Step S62 may also be included after step S61: an automatic renewal price is calculated using the total payment price and the initial payment price. Wherein each duration of the automatic renewal phase may be a minimum duration.
The initial payment price may be a payment price that the user paid for the first time at an initial stage.
The automatic renewal price can be calculated by the following method: the automatic renewal price is the total payment price-the initial payment price.
Referring to fig. 7, the payment price calculation method in the present embodiment may further include step S71: in response to an action by the user terminal to end the service, a refund price is calculated using the total payment price and the prepaid price. In this step, the calculation method of the total payment price may be similar to step S61, and will not be described herein.
The prepaid price may be a fee that the user pays in advance or charges up to the user's account in the initial stage, or may be a payment price for a certain duration of the first payment in the initial stage. For example, in the psychological counseling system, the user can pay a payment price corresponding to 100 minutes in advance.
Thus, a refund price that should be returned to the user can be calculated from the prepaid price paid in advance and the total paid price that should be paid. If the user selects the payment mode of pre-payment and automatic refund when purchasing the service, the corresponding refund price can be calculated after the service is ended and the refund is returned to the user account.
A specific application scenario of this embodiment may be:
the psychological counseling system provides the charged psychological counseling service to the user, and the user pays 19.9 yuan for 20 minutes or less, 34.9 yuan for 40 minutes or less, 44.9 yuan for 60 minutes or less, 54.9 yuan for 80 minutes or less, and 64.9 yuan for 100 minutes or less when purchasing the service.
In the initial stage, the Xiaoliu of the user selects psychological counseling service with the payment duration of 20 minutes and the payment price of 19.9 yuan on the mobile phone.
When the xiaoliu consultation reaches 18 minutes, the system can push a prompt message on the mobile phone to remind the xiaoliu to renew the fee.
If the xialiu chooses to renew for 20 minutes, the total payment duration of the xialiu will reach 40 minutes, so the payment price is calculated according to the difference between 40 minutes and 20 minutes, namely 34.9-19.9 ═ 15 yuan; if xialiu chooses to renew for 40 minutes, the total payment duration will reach 60 minutes, so the price paid is calculated as the difference between 60 minutes and 20 minutes, i.e. 44.9-19.9 ═ 25 yuan.
The psychological counseling system may also provide a payment mode for automatic payment, and the xialiu pays a total payment price corresponding to the total payment duration after the counseling is finished, such as xialiu counseling.
The psychological counseling system can also provide a combined payment mode of initial payment and automatic fee renewal, the xialiu can select psychological counseling service for paying for 20 minutes in the initial stage, and if the counseling is finished within 20 minutes, the fee is not returned and is not supplemented; if the consultation is ended within 20 minutes, the automatic charging stage is entered, and the automatic charging price which the Liu should be supplemented to pay is calculated according to the total payment time after the consultation is ended, for example, the Liu consults for 100 minutes in total, the automatic charging price is the difference between the total payment price of 100 minutes and the initial payment price, namely 64.9-19.9-45 yuan.
The psychological counseling system can also provide a combined payment mode of prepayment and automatic refund, the xialiu in the initial stage can select the psychological counseling service with the payment duration of 20 minutes and the payment price of 19.9 yuan, and the psychological counseling service is not refunded after the counseling is finished. In the initial stage, xialiu can also select psychological consultation service with the charge duration of 40 minutes and the charge price of 34.9 yuan, and after consultation is finished, if the consultation duration is within 20 minutes, the total charge price is 19.9 yuan, and the charge withdrawal price received by xialiu is 34.9-19.9-15 yuan. In the initial stage, xialiu can also select psychological consultation service with the charge duration of 60 minutes and the charge price of 44.9 yuan, after consultation is finished, if the consultation duration is within 20 minutes, the total charge price is 19.9 yuan, the charge withdrawal price received by xialiu is 44.9-19.9-25 yuan, if the consultation duration is within 40 minutes, the total charge price is 34.9 yuan, and the charge withdrawal price received by xialiu is 44.9-34.9-10 yuan. In the initial stage, xialiu can also select psychological consultation service with the charge duration of 100 minutes and the charge price of 64.9 yuan, and after consultation is finished, if the consultation duration is 58 minutes, the total charge price is 44.9 yuan, and the charge withdrawal price received by xialiu is 64.9-44.9-20 yuan.
Referring to fig. 8, the embodiment of the present application further provides a paid price calculating apparatus, which includes an interaction module 81, a totaling module 82, and a calculating module 83, where the interaction module 81 and the calculating module 83 respectively perform data interaction with the totaling module 82. The interaction module 81 also performs data interaction with the user terminal 84.
The interaction module 81 is configured to determine the duration of the payment in response to an action of the user terminal 84 selecting the payment.
The totaling module 82 is configured to obtain a total payment duration by using the current payment duration and the historical payment duration.
The calculating module 83 is used for calculating the price of the current payment by using the total payment duration.
Wherein the calculation module 83 may be configured to:
acquiring a corresponding relation between the payment duration and the payment price;
and calculating the price of the current payment by using the total payment duration and the corresponding relation.
In this embodiment, the payment duration may be recorded as t, the payment price corresponding to t may be recorded as p (t), where p (t) is a function of t, and t is greater than 0;
if the current payment is the k-th payment, the time length of the current payment is tkThe historical payment duration is
The total payment duration is
k is any positive integer, i is a positive integer, tiIs the ith payment duration;
the price of this payment is recorded as Q (k), and the following conditions are met:
when k is 1, q (k) is P (t)1)；
When k is>When the pressure of the mixture is 1, the pressure is lower,
the embodiment of the application also provides an electronic device, which comprises a processor and a memory, wherein the processor executes computer instructions stored in the memory, so that the electronic device executes any one of the payment price calculation methods.
The embodiment of the application also provides a computer storage medium, which comprises computer instructions, and when the computer instructions are run on the electronic equipment, the electronic equipment is enabled to execute any one of the payment price calculation methods.
The foregoing description and drawings are only for purposes of illustrating the preferred embodiments of the present application and are not intended to limit the present application, which is, therefore, to the contrary, the intention is to cover all modifications, equivalents, and alternatives falling within the spirit and scope of the present application.
Claims (17)
1. A method of calculating a payment price, comprising:
responding to the action of selecting payment by the user terminal, and determining the time length of the payment;
acquiring the total payment time length by using the payment time length and the historical payment time length;
and calculating the price of the current payment by using the total payment duration.
2. The payment price calculation method according to claim 1, wherein the history payment time period corresponds to the user terminal, or the history payment time period corresponds to a user.
3. The payment price calculating method according to claim 1, wherein calculating the present payment price using the total payment duration includes:
acquiring a corresponding relation between the payment duration and the payment price;
and calculating the price of the current payment by using the total payment duration and the corresponding relation.
4. The payment price calculation method of claim 3, wherein the payment duration and the payment price are both sets of numbers.
5. The payment price calculation method according to claim 3, wherein the correspondence between the payment duration and the payment price is a nonlinear relationship.
6. The method of calculating a payment price according to claim 5, wherein said payment duration is denoted as t, said payment price corresponding to t is denoted as P (t), and P (t) is a function of t, satisfying:
7. the method according to any one of claims 3 to 6, wherein said length of payment time is denoted as t, and said payment price corresponding to t is denoted as P (t), P (t) being a function of t, t > 0;
if the current payment is the k-th payment, the time length of the current payment is tkSaid historical payment duration is
The total payment duration is
k is any positive integer, i is a positive integer, tiIs the ith payment duration;
recording the price of the current payment as Q (k), and satisfying:
when k is 1, q (k) is P (t)1)；
When k is>When the pressure of the mixture is 1, the pressure is lower,
8. the payment price calculating method according to claim 1, wherein calculating the present payment price using the total payment duration includes:
acquiring the adjusted payment time length by using the total payment time length and the non-adjusted time length; the unadjusted time length is a preset fixed time length;
and calculating the price of the payment by using the adjusted payment duration.
9. The method of claim 8, wherein said calculating the price of the current payment using the adjusted payment duration comprises:
acquiring a corresponding relation between the payment duration and the payment price;
and calculating the price of the payment by using the adjusted payment duration and the corresponding relation.
10. The payment price calculation method of claim 1, further comprising:
and sending the price paid this time to the user terminal.
11. The payment price calculation method of claim 1, further comprising:
and responding to the action of ending the service of the user terminal, and calculating a total payment price by using the total payment duration or the current payment price.
12. The payment price calculation method of claim 11, further comprising:
calculating a refund price using the total payment price and the prepaid price in response to the action of the user terminal ending the service.
13. A paid price computing apparatus, comprising:
the interactive module is used for responding to the action of selecting payment by the user terminal and determining the time length of the payment;
the total calculating module is used for obtaining the total payment time length by utilizing the payment time length and the historical payment time length;
and the calculation module is used for calculating the price of the current payment by utilizing the total payment duration.
14. The paid price computing apparatus of claim 13, wherein the computing module is configured to:
acquiring a corresponding relation between the payment duration and the payment price;
and calculating the price of the current payment by using the total payment duration and the corresponding relation.
15. The payment price calculating apparatus according to claim 14, wherein the payment duration is denoted as t, the payment price corresponding to t is denoted as p (t), p (t) is a function of t, t > 0;
if the current payment is the k-th payment, the time length of the current payment is tkSaid historical payment duration is
The total payment duration is
k isAny positive integer, i is a positive integer, tiIs the ith payment duration;
recording the price of the current payment as Q (k), and satisfying:
when k is 1, q (k) is P (t)1)；
When k is>When the pressure of the mixture is 1, the pressure is lower,
16. an electronic device comprising a processor and a memory, the processor executing computer instructions stored by the memory to cause the electronic device to perform the paid price calculation method of any of claims 1 to 12.
17. A computer storage medium comprising computer instructions that, when executed on an electronic device, cause the electronic device to perform the paid price calculation method of any of claims 1-12.
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